The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,483 13,652 SH   SOLE   0 0 13,652
ALPHABET INC CAP STK CL C 02079K107 613 280 SH   SOLE   0 0 280
ALPHABET INC CAP STK CL A 02079K305 1,105 507 SH   SOLE   0 0 507
AMAZON COM INC COM 023135106 4,631 43,600 SH   SOLE   0 0 43,600
ANALOG DEVICES INC COM 032654105 537 3,678 SH   SOLE   0 0 3,678
APPLE INC COM 037833100 13,678 100,045 SH   SOLE   0 0 100,045
ASSURANT INC COM 04621X108 1,205 6,969 SH   SOLE   0 0 6,969
BECTON DICKINSON & CO COM 075887109 284 1,153 SH   SOLE   0 0 1,153
BERKLEY W R CORP COM 084423102 3,311 48,510 SH   SOLE   0 0 48,510
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,939 7,103 SH   SOLE   0 0 7,103
BERKSHIRE HATHAWAY INC DEL CL A 084670108 818 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107 1,918 6,331 SH   SOLE   0 0 6,331
CANADIAN PAC RY LTD COM 13645T100 644 9,216 SH   SOLE   0 0 9,216
CATERPILLAR INC COM 149123101 1,900 10,630 SH   SOLE   0 0 10,630
CISCO SYS INC COM 17275R102 466 10,934 SH   SOLE   0 0 10,934
COLGATE PALMOLIVE CO COM 194162103 236 2,949 SH   SOLE   0 0 2,949
COMCAST CORP NEW CL A 20030N101 254 6,472 SH   SOLE   0 0 6,472
DECKERS OUTDOOR CORP COM 243537107 367 1,438 SH   SOLE   0 0 1,438
DISNEY WALT CO COM 254687106 2,645 28,023 SH   SOLE   0 0 28,023
DOMINOS PIZZA INC COM 25754A201 1,265 3,246 SH   SOLE   0 0 3,246
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 2,161 79,571 SH   SOLE   0 0 79,571
GILEAD SCIENCES INC COM 375558103 216 3,492 SH   SOLE   0 0 3,492
INTERNATIONAL BUSINESS MACHS COM 459200101 231 1,633 SH   SOLE   0 0 1,633
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 324 13,821 SH   SOLE   0 0 13,821
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529 1,215 53,941 SH   SOLE   0 0 53,941
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 458 2,953 SH   SOLE   0 0 2,953
INVESCO QQQ TR UNIT SER 1 46090E103 11,614 41,437 SH   SOLE   0 0 41,437
ISHARES INC MSCI CDA ETF 464286509 289 8,569 SH   SOLE   0 0 8,569
ISHARES TR CORE S&P500 ETF 464287200 10,798 28,481 SH   SOLE   0 0 28,481
ISHARES TR 7-10 YR TRSY BD 464287440 4,167 40,731 SH   SOLE   0 0 40,731
ISHARES TR COHEN STEER REIT 464287564 6,334 104,231 SH   SOLE   0 0 104,231
ISHARES TR CORE S&P SCP ETF 464287804 2,778 30,062 SH   SOLE   0 0 30,062
ISHARES TR MSCI EAFE ETF 464287465 3,126 50,019 SH   SOLE   0 0 50,019
ISHARES TR MSCI EAFE MIN VL 46429B689 8,162 128,926 SH   SOLE   0 0 128,926
ISHARES TR RUS 1000 GRW ETF 464287614 880 4,025 SH   SOLE   0 0 4,025
ISHARES TR RUS MDCP VAL ETF 464287473 15,889 156,435 SH   SOLE   0 0 156,435
ISHARES TR S&P 500 GRWT ETF 464287309 3,133 51,912 SH   SOLE   0 0 51,912
ISHARES TR S&P 500 VAL ETF 464287408 7,321 53,256 SH   SOLE   0 0 53,256
ISHARES TR S&P MC 400GR ETF 464287606 3,790 59,464 SH   SOLE   0 0 59,464
ISHARES TR SP SMCP600VL ETF 464287879 8,261 92,789 SH   SOLE   0 0 92,789
ISHARES TR CORE S&P MCP ETF 464287507 11,172 49,383 SH   SOLE   0 0 49,383
ISHARES TR CORE S&P US VLU 464287663 3,745 55,995 SH   SOLE   0 0 55,995
ISHARES TR S&P MC 400VL ETF 464287705 8,743 92,607 SH   SOLE   0 0 92,607
ISHARES TR S&P SML 600 GWT 464287887 4,239 40,250 SH   SOLE   0 0 40,250
ISHARES TR YLD OPTIM BD 46434V787 1,464 66,329 SH   SOLE   0 0 66,329
ISHARES TR TIPS BD ETF 464287176 9,177 80,567 SH   SOLE   0 0 80,567
ISHARES TR MORNINGSTR US EQ 464287127 391 7,521 SH   SOLE   0 0 7,521
ISHARES TR NORTH AMERN NAT 464287374 1,004 27,911 SH   SOLE   0 0 27,911
ISHARES TR EXPND TEC SC ETF 464287549 3,006 10,212 SH   SOLE   0 0 10,212
ISHARES TR CORE S&P US GWT 464287671 655 7,820 SH   SOLE   0 0 7,820
ISHARES TR RUS 1000 VAL ETF 464287598 3,589 24,757 SH   SOLE   0 0 24,757
ISHARES TR MSCI EMG MKT ETF 464287234 3,500 87,272 SH   SOLE   0 0 87,272
ISHARES TR CORE US AGGBD ET 464287226 3,685 36,246 SH   SOLE   0 0 36,246
ISHARES TR RUS MID CAP ETF 464287499 2,592 40,092 SH   SOLE   0 0 40,092
ISHARES TR U.S. TECH ETF 464287721 224 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457 411 4,969 SH   SOLE   0 0 4,969
ISHARES TR RUS 2000 VAL ETF 464287630 2,199 16,155 SH   SOLE   0 0 16,155
ISHARES TR S&P 100 ETF 464287101 439 2,546 SH   SOLE   0 0 2,546
ISHARES TR RUS 1000 ETF 464287622 290 1,398 SH   SOLE   0 0 1,398
ISHARES TR SELECT DIVID ETF 464287168 1,793 15,238 SH   SOLE   0 0 15,238
ISHARES TR U.S. PHARMA ETF 464288836 774 4,040 SH   SOLE   0 0 4,040
ISHARES TR ISHARES BIOTECH 464287556 205 1,742 SH   SOLE   0 0 1,742
ISHARES TR MRGSTR MD CP GRW 464288307 229 4,416 SH   SOLE   0 0 4,416
JOHNSON & JOHNSON COM 478160104 2,816 15,864 SH   SOLE   0 0 15,864
MCDONALDS CORP COM 580135101 236 954 SH   SOLE   0 0 954
MERCK & CO INC COM 58933Y105 514 5,637 SH   SOLE   0 0 5,637
MICROSOFT CORP COM 594918104 2,389 9,303 SH   SOLE   0 0 9,303
MOODYS CORP COM 615369105 915 3,364 SH   SOLE   0 0 3,364
NEWELL BRANDS INC COM 651229106 339 17,811 SH   SOLE   0 0 17,811
OMNICOM GROUP INC COM 681919106 503 7,915 SH   SOLE   0 0 7,915
PAYCHEX INC COM 704326107 1,037 9,104 SH   SOLE   0 0 9,104
PEPSICO INC COM 713448108 5,679 34,076 SH   SOLE   0 0 34,076
PFIZER INC COM 717081103 2,656 50,660 SH   SOLE   0 0 50,660
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,605 16,855 SH   SOLE   0 0 16,855
PJT PARTNERS INC COM CL A 69343T107 2,852 40,584 SH   SOLE   0 0 40,584
PROCTER AND GAMBLE CO COM 742718109 1,877 13,054 SH   SOLE   0 0 13,054
PROSHARES TR PSHS ULT S&P 500 74347R107 6,305 140,432 SH   SOLE   0 0 140,432
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,486 199,043 SH   SOLE   0 0 199,043
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,704 146,299 SH   SOLE   0 0 146,299
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,702 245,556 SH   SOLE   0 0 245,556
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,714 106,930 SH   SOLE   0 0 106,930
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,396 31,583 SH   SOLE   0 0 31,583
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,499 55,955 SH   SOLE   0 0 55,955
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 473 16,725 SH   SOLE   0 0 16,725
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 552 9,520 SH   SOLE   0 0 9,520
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 473 9,171 SH   SOLE   0 0 9,171
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,094 29,287 SH   SOLE   0 0 29,287
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,982 5,254 SH   SOLE   0 0 5,254
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,990 4,812 SH   SOLE   0 0 4,812
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,826 54,052 SH   SOLE   0 0 54,052
SPDR SER TR S&P 600 SML CAP 78464A813 5,431 67,817 SH   SOLE   0 0 67,817
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,347 22,096 SH   SOLE   0 0 22,096
SPDR SER TR S&P BIOTECH 78464A870 1,796 24,177 SH   SOLE   0 0 24,177
SPDR SER TR GLB DOW ETF 78464A706 999 10,390 SH   SOLE   0 0 10,390
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,864 50,626 SH   SOLE   0 0 50,626
SPDR SER TR S&P DIVID ETF 78464A763 2,995 25,233 SH   SOLE   0 0 25,233
SPDR SER TR S&P 600 SMCP GRW 78464A201 221 3,130 SH   SOLE   0 0 3,130
THERAPEUTICSMD INC COM NEW 88338N206 146 14,701 SH   SOLE   0 0 14,701
UNITEDHEALTH GROUP INC COM 91324P102 899 1,751 SH   SOLE   0 0 1,751
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 2,353 10,813 SH   SOLE   0 0 10,813
VANGUARD BD INDEX FDS INTERMED TERM 921937819 11,092 142,852 SH   SOLE   0 0 142,852
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 766 9,975 SH   SOLE   0 0 9,975
VANGUARD INDEX FDS MID CAP ETF 922908629 5,485 27,849 SH   SOLE   0 0 27,849
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,846 42,208 SH   SOLE   0 0 42,208
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,612 43,223 SH   SOLE   0 0 43,223
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12,915 65,547 SH   SOLE   0 0 65,547
VANGUARD INDEX FDS SM CP VAL ETF 922908611 19,286 128,725 SH   SOLE   0 0 128,725
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,804 46,677 SH   SOLE   0 0 46,677
VANGUARD INDEX FDS GROWTH ETF 922908736 1,054 4,728 SH   SOLE   0 0 4,728
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,656 20,844 SH   SOLE   0 0 20,844
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 10,518 81,211 SH   SOLE   0 0 81,211
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,468 35,239 SH   SOLE   0 0 35,239
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 23,075 302,583 SH   SOLE   0 0 302,583
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,505 80,192 SH   SOLE   0 0 80,192
VANGUARD STAR FDS VG TL INTL STK F 921909768 589 11,409 SH   SOLE   0 0 11,409
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 400 9,798 SH   SOLE   0 0 9,798
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,013 10,189 SH   SOLE   0 0 10,189
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,255 6,904 SH   SOLE   0 0 6,904
VULCAN MATLS CO COM 929160109 245 1,724 SH   SOLE   0 0 1,724
WALMART INC COM 931142103 574 4,724 SH   SOLE   0 0 4,724