The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   1,070,450 9,418 SH   SOLE   0 0 0
ABBVIE INC COM 00287y109   3,486,487 19,146 SH   SOLE   0 0 0
ACCENTURE SHS CL A G1151C101   1,093,370 3,154 SH   SOLE   0 0 0
ADOBE SYSTEMS COM 00724F101   2,612,314 5,177 SH   SOLE   0 0 0
AFLAC INC COM 001055102   3,460,244 40,301 SH   SOLE   0 0 0
ALPHABET CL A CAP STK CL A 02079K305   2,791,432 18,495 SH   SOLE   0 0 0
ALTRIA GROUP COM 02209S103   428,567 9,825 SH   SOLE   0 0 0
AMERICAN ELECTRIC POWER COM 025537101   265,963 3,089 SH   SOLE   0 0 0
AMGEN INC COM 031162100   886,510 3,118 SH   SOLE   0 0 0
APPLE INC COM 037833100   4,313,992 25,157 SH   SOLE   0 0 0
APPLIED MATERIALS INC COM 038222105   1,814,412 8,798 SH   SOLE   0 0 0
ARCOSA INC COM COM 039653100   1,540,361 17,940 SH   SOLE   0 0 0
ARTHUR J GALLAGHER COM 363576109   624,600 2,498 SH   SOLE   0 0 0
AT&T COM 00206R102   442,425 25,138 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   16,595,558 66,451 SH   SOLE   0 0 0
BANK OF AMERICA COM 060505104   872,489 23,009 SH   SOLE   0 0 0
BAXTER INT'L INC CL A 071813109   403,594 9,443 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY A CL A 084670108   634,440 1 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   14,709,116 34,978 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103   1,981,144 9,188 SH   SOLE   0 0 0
BOEING COM 097023105   302,994 1,570 SH   SOLE   0 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   767,503 14,153 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL COM 11133T103   399,887 1,952 SH   SOLE   0 0 0
CARRIER GLOBAL CORP COM 14448C104   347,850 5,984 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   2,954,404 8,063 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101   313,920 4,000 SH   SOLE   0 0 0
CHECKPOINT SOFTWARE ORD SHS M22465104   4,780,727 29,149 SH   SOLE   0 0 0
CHEVRON CORP COM 166764100   1,099,876 6,973 SH   SOLE   0 0 0
CIGNA COM 125523100   284,224 783 SH   SOLE   0 0 0
CISCO SYSTEMS INC COM 17275R102   5,928,390 118,782 SH   SOLE   0 0 0
COCA COLA COM 191216100   1,428,525 23,350 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO COM 194162103   2,232,386 24,791 SH   SOLE   0 0 0
COMCAST A COM 20030N101   376,451 8,684 SH   SOLE   0 0 0
CONOCO PHILLIPS COM 20825C104   290,960 2,286 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   313,295 3,450 SH   SOLE   0 0 0
CONSTELLATION ENERGY COM 21037T109   383,749 2,076 SH   SOLE   0 0 0
CORNING INC COM 219350105   474,624 14,400 SH   SOLE   0 0 0
COSTCO COM 22160K105   884,269 1,207 SH   SOLE   0 0 0
CSX CORP COM 126408103   280,027 7,554 SH   SOLE   0 0 0
CUMMINS INC COM 231021106   369,196 1,253 SH   SOLE   0 0 0
CVS CAREMARK COM 126650100   3,699,924 46,388 SH   SOLE   0 0 0
Cencora COM 03073E105   2,438,501 10,035 SH   SOLE   0 0 0
D R HORTON COM 23331A109   404,793 2,460 SH   SOLE   0 0 0
DEERE & CO COM 244199105   1,520,881 3,703 SH   SOLE   0 0 0
DIAMONDS TRUST COM 78467X109   554,477 1,394 SH   SOLE   0 0 0
DISCOVER FINL SVCS COM 254709108   246,230 1,878 SH   SOLE   0 0 0
DISNEY CO COM 254687106   1,397,280 11,419 SH   SOLE   0 0 0
DOLLAR GENERAL COM 256677105   324,449 2,079 SH   SOLE   0 0 0
DOVER CORP COM 260003108   2,562,875 14,464 SH   SOLE   0 0 0
DU PONT INC COM 26614N102   213,986 2,791 SH   SOLE   0 0 0
EATON CORP SHS G29183103   2,060,249 6,589 SH   SOLE   0 0 0
ELEVANCE HEALTH COM 036752103   345,874 667 SH   SOLE   0 0 0
EMERSON ELECTRIC COM 291011104   823,316 7,259 SH   SOLE   0 0 0
ERIE INDTY CO CL A 29530P102   206,005 513 SH   SOLE   0 0 0
EXELON CORP COM 30161N101   225,672 6,007 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   5,118,022 44,030 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   1,176,848 15,256 SH   SOLE   0 0 0
FIDEL ENERGY ETF COM 316092402   340,547 13,164 SH   SOLE   0 0 0
FIDEL FINANCIAL ETF COM 316092501   520,763 8,767 SH   SOLE   0 0 0
FIDEL HEALTH CARE ETF COM 316092600   1,098,068 15,738 SH   SOLE   0 0 0
FIDEL TECH ETF COM 316092808   3,919,220 25,149 SH   SOLE   0 0 0
FIDELITY COMM SERVICES ETF COM 316092873   637,564 12,864 SH   SOLE   0 0 0
FISERV INC COM 337738108   1,094,447 6,848 SH   SOLE   0 0 0
FORD MTR CO DEL COM 345370860   189,354 14,259 SH   SOLE   0 0 0
GARTNER INC COM 366651107   247,392 519 SH   SOLE   0 0 0
GENERAL DYNAMICS CORP COM 369550108   224,862 796 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,103,927 6,289 SH   SOLE   0 0 0
GENUINE PARTS COM 372460105   402,818 2,600 SH   SOLE   0 0 0
GLEN BURNIE BANCORP COM 377407101   91,472 16,692 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101   678,059 17,201 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   6,747,257 17,589 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   351,739 1,714 SH   SOLE   0 0 0
IBM CORP COM 459200101   269,063 1,409 SH   SOLE   0 0 0
INTEL CORP COM 458140100   3,517,579 79,637 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,271,679 4,321 SH   SOLE   0 0 0
ISHRS HIGH DIVIDEND COM 46429B663   1,638,734 14,869 SH   SOLE   0 0 0
Intuitive Surgical COM NEW 46120E602   2,033,364 5,095 SH   SOLE   0 0 0
JACK HENRY & ASSOC INC COM 426281101   12,768,578 73,497 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,542,051 9,748 SH   SOLE   0 0 0
JP MORGAN CHASE & CO COM 46625H100   3,055,271 15,253 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   203,726 1,575 SH   SOLE   0 0 0
KLATENCOR COM 482480100   349,285 500 SH   SOLE   0 0 0
KROGER COM 501044101   233,122 4,081 SH   SOLE   0 0 0
LIGAND PHARM INC COM 53220K504   565,282 7,733 SH   SOLE   0 0 0
LILLY ELI COM 532457108   1,133,488 1,457 SH   SOLE   0 0 0
LOCKHEED MARTIN COM 539830109   392,553 863 SH   SOLE   0 0 0
LOWES CO INC COM 548661107   841,373 3,303 SH   SOLE   0 0 0
M&T BANK COM 55261F104   242,941 1,670 SH   SOLE   0 0 0
MARATHON PETROLEUM CORP COM 56585A102   662,616 3,288 SH   SOLE   0 0 0
MARKEL CORP HLDG CO COM 570535104   5,246,063 3,448 SH   SOLE   0 0 0
MARRIOTT INTERNAT'L Cl A COM 571903202   396,379 1,571 SH   SOLE   0 0 0
MARSH & MCLENNAN COM 571748102   247,176 1,200 SH   SOLE   0 0 0
MCCORMICK & CO COM 579780206   252,685 3,290 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   1,357,871 4,816 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   4,230,034 32,058 SH   SOLE   0 0 0
META PLATFORMS INC A COM 30303M102   485,094 999 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   24,902,268 59,190 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   1,255,538 19,645 SH   SOLE   0 0 0
NIKE B CL B NEW 654106103   888,060 9,449 SH   SOLE   0 0 0
NOVARTIS SPONS ADR 66987V109   1,102,238 11,395 SH   SOLE   0 0 0
NUCOR CORP COM 670346105   529,383 2,675 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   4,442,805 4,917 SH   SOLE   0 0 0
NVR HOMES COM 62944T105   1,244,154 154 SH   SOLE   0 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105   449,731 6,920 SH   SOLE   0 0 0
OLD REPUBLIC INTL COM 680223104   293,376 9,550 SH   SOLE   0 0 0
OMNIAB INC COM 68218J103   254,128 46,887 SH   SOLE   0 0 0
ON SEMICONDUCTOR COM 682189105   919,375 12,500 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   3,057,929 24,345 SH   SOLE   0 0 0
OTIS WORLDWIDE COM 68902V107   266,639 2,686 SH   SOLE   0 0 0
PAYCHEX INC COM COM 704326107   516,865 4,209 SH   SOLE   0 0 0
PAYCOM SOFTWARE COM 70432V102   573,159 2,880 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   1,365,423 7,802 SH   SOLE   0 0 0
PFIZER INC COM 717081103   715,339 25,778 SH   SOLE   0 0 0
PNC FINL SVCS GROUP COM 693475105   3,195,711 19,775 SH   SOLE   0 0 0
PROCTOR & GAMBLE CO COM 742718109   9,201,834 56,714 SH   SOLE   0 0 0
PUBLIC SERVICE ENTERP COM 744573106   1,735,269 25,985 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   2,157,257 12,742 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101   374,864 11,200 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES COM NEW 75513E101   3,722,794 38,171 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   307,259 5,679 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103   7,167,430 48,838 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   7,239,654 17,016 SH   SOLE   0 0 0
S&P MIDCAP 400 ETF COM 78467Y107   4,810,575 8,646 SH   SOLE   0 0 0
SANDY SPRING BANK COM 800363103   234,106 10,099 SH   SOLE   0 0 0
SCHLUMBERGER LTD COM 806857108   363,760 6,637 SH   SOLE   0 0 0
SCHWAB CHARLES CORP NEW COM 808513105   321,913 4,450 SH   SOLE   0 0 0
SEI CORP COM 784117103   4,512,215 62,757 SH   SOLE   0 0 0
SHERWIN WILLIAMS CO COM 824348106   234,448 675 SH   SOLE   0 0 0
SOUTHERN COMPANY COM 842587107   737,395 10,279 SH   SOLE   0 0 0
SOUTHWEST AIRLINES COM 844741108   597,741 20,478 SH   SOLE   0 0 0
SPDR CONV SECS ETF COM 78464A359   211,816 2,900 SH   SOLE   0 0 0
SPDR ENERGY ETF COM 81369Y506   949,765 10,060 SH   SOLE   0 0 0
SPDR FINANCIAL ETF COM 81369Y605   1,813,863 43,064 SH   SOLE   0 0 0
SPDR HEALTH CARE ETF COM 81369Y209   809,859 5,482 SH   SOLE   0 0 0
SPDR S&P 500 ETF COM 78462F103   326,769 625 SH   SOLE   0 0 0
SPDR TECHNOLOGY ETF COM 81369Y803   9,932,042 47,688 SH   SOLE   0 0 0
T ROWE PRICE GROUP INC COM 74144T108   401,290 3,291 SH   SOLE   0 0 0
TARGET COM 87612E106   913,340 5,154 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC COM 883556102   2,720,767 4,681 SH   SOLE   0 0 0
TJX COMPANIES COM 872540109   2,063,836 20,349 SH   SOLE   0 0 0
TRANE TECH PLC SHS G8994E103   361,741 1,205 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109   1,156,055 41,510 SH   SOLE   0 0 0
UNILEVER PLC SPONS ADR 904767704   430,379 8,575 SH   SOLE   0 0 0
UNION PACIFIC COM 907818108   1,478,531 6,012 SH   SOLE   0 0 0
UNITED HEALTH GROUP COM 91324P102   2,388,991 4,829 SH   SOLE   0 0 0
UNITED PARCEL SERVICE CL B NEW 911312106   1,389,884 9,351 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109   20,500,011 28,428 SH   SOLE   0 0 0
VANG ST CORP BOND ETF COM 92206C409   532,666 6,890 SH   SOLE   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   209,736 400 SH   SOLE   0 0 0
VERIZON COMM INC COM 92343V104   698,516 16,647 SH   SOLE   0 0 0
VISA INC COM 92826C839   775,978 2,780 SH   SOLE   0 0 0
WASTE MANAGEMENT COM 94106L109   576,144 2,703 SH   SOLE   0 0 0
WEYERHAEUSER CO COM 962166104   296,258 8,250 SH   SOLE   0 0 0
Wal-Mart COM 931142103   241,623 4,016 SH   SOLE   0 0 0