The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 812 3,021 SH   SOLE   0 0 3,021
ISHARES TR S&P MC 400VL ETF 464287705 638 6,059 SH   SOLE   0 0 6,059
ISHARES TR CORE S&P SCP ETF 464287804 22,490 199,065 SH   SOLE   0 0 199,065
ISHARES TR CORE S&P500 ETF 464287200 912 2,120 SH   SOLE   0 0 2,120
SPDR S&P 500 ETF TR TR UNIT 78462F103 520 1,215 SH   SOLE   0 0 1,215
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 559 2,013 SH   SOLE   0 0 2,013
ABBOTT LABS COM 002824100 236 2,033 SH   SOLE   0 0 2,033
MICROSOFT CORP COM 594918104 680 2,509 SH   SOLE   0 0 2,509
AT&T INC COM 00206R102 317 11,031 SH   SOLE   0 0 11,031
COCA COLA CO COM 191216100 284 5,253 SH   SOLE   0 0 5,253
VERIZON COMMUNICATIONS INC COM 92343V104 239 4,265 SH   SOLE   0 0 4,265
HOME DEPOT INC COM 437076102 537 1,685 SH   SOLE   0 0 1,685
GLOBAL PMTS INC COM 37940X102 322 1,716 SH   SOLE   0 0 1,716
3M CO COM 88579Y101 339 1,708 SH   SOLE   0 0 1,708
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,094 63,254 SH   SOLE   0 0 63,254
NEXTERA ENERGY INC COM 65339F101 336 4,580 SH   SOLE   0 0 4,580
APPLE INC COM 037833100 1,045 7,629 SH   SOLE   0 0 7,629
ISHARES TR CORE US AGGBD ET 464287226 37,681 326,722 SH   SOLE   0 0 326,722
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 339 3,635 SH   SOLE   0 0 3,635
VANGUARD INDEX FDS MID CAP ETF 922908629 2,709 11,415 SH   SOLE   0 0 11,415
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,687 75,516 SH   SOLE   0 0 75,516
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,369 10,518 SH   SOLE   0 0 10,518
VANGUARD INDEX FDS GROWTH ETF 922908736 577 2,013 SH   SOLE   0 0 2,013
VANGUARD WORLD FDS UTILITIES ETF 92204A876 265 1,910 SH   SOLE   0 0 1,910
VANGUARD WORLD FDS INF TECH ETF 92204A702 30,039 75,330 SH   SOLE   0 0 75,330
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,687 49,371 SH   SOLE   0 0 49,371
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 310 4,896 SH   SOLE   0 0 4,896
ISHARES TR IBOXX HI YD ETF 464288513 1,579 17,934 SH   SOLE   0 0 17,934
WISDOMTREE TR EMER MKT HIGH FD 97717W315 602 13,174 SH   SOLE   0 0 13,174
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 33,248 645,343 SH   SOLE   0 0 645,343
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 204 2,279 SH   SOLE   0 0 2,279
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 704 6,750 SH   SOLE   0 0 6,750
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,418 35,948 SH   SOLE   0 0 35,948
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 663 6,367 SH   SOLE   0 0 6,367
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 641 19,499 SH   SOLE   0 0 19,499
TESLA INC COM 88160R101 352 518 SH   SOLE   0 0 518
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,090 10,393 SH   SOLE   0 0 10,393
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 18,374 234,754 SH   SOLE   0 0 234,754
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,598 115,675 SH   SOLE   0 0 115,675
PIMCO ETF TR ACTIVE BD ETF 72201R775 24,359 219,529 SH   SOLE   0 0 219,529
ISHARES INC MSCI GBL ETF NEW 46434G848 535 11,848 SH   SOLE   0 0 11,848
ISHARES TR CORE MSCI EAFE 46432F842 239 3,196 SH   SOLE   0 0 3,196
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 27,696 528,450 SH   SOLE   0 0 528,450
WISDOMTREE TR EM EX ST-OWNED 97717X578 9,589 227,924 SH   SOLE   0 0 227,924
SPDR SER TR PRTFLO S&P500 HI 78468R788 464 11,573 SH   SOLE   0 0 11,573
ISHARES TR ESG AW MSCI EAFE 46435G516 1,191 15,075 SH   SOLE   0 0 15,075
ISHARES TR ESG AWR US AGRGT 46435U549 2,169 39,215 SH   SOLE   0 0 39,215
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 352 13,056 SH   SOLE   0 0 13,056