The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   34,397,184 177,332 SH   SOLE RWA 172,435 0 4,897
ISHARES TR RUSSELL 2000 ETF 464287655   32,403,446 173,031 SH   SOLE RWA 168,104 0 4,927
MICROSOFT CORP COM 594918104   24,691,357 72,506 SH   SOLE RWA 70,833 0 1,673
ISHARES TR RUS MID CAP ETF 464287499   21,830,564 298,926 SH   SOLE RWA 291,084 0 7,842
ISHARES TR CORE S&P500 ETF 464287200   21,101,635 47,344 SH   SOLE RWA 45,800 0 1,544
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   18,822,096 345,931 SH   SOLE RWA 334,444 0 11,487
ISHARES TR 0-5YR INVT GR CP 46434V100   17,672,789 366,579 SH   SOLE RWA 361,220 0 5,359
SPDR SER TR BBG CONV SEC ETF 78464A359   14,189,386 202,850 SH   SOLE RWA 197,958 0 4,892
VISA INC COM CL A 92826C839   11,567,568 48,710 SH   SOLE RWA 47,597 0 1,113
ALPHABET INC CAP STK CL A 02079K305   10,637,859 88,871 SH   SOLE RWA 85,778 0 3,093
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   10,586,199 34,306 SH   SOLE RWA 33,569 0 737
AMAZON COM INC COM 023135106   9,661,442 74,114 SH   SOLE RWA 71,830 0 2,284
JPMORGAN CHASE & CO COM 46625H100   8,185,513 56,281 SH   SOLE RWA 54,482 0 1,799
PEPSICO INC COM 713448108   8,117,632 43,827 SH   SOLE RWA 42,584 0 1,243
STRYKER CORPORATION COM 863667101   8,071,869 26,457 SH   SOLE RWA 25,370 0 1,087
ISHARES INC CORE MSCI EMKT 46434G103   7,730,629 156,840 SH   SOLE RWA 154,310 0 2,530
ELEVANCE HEALTH INC COM 036752103   6,893,476 15,516 SH   SOLE RWA 14,932 0 584
LOWES COS INC COM 548661107   6,629,014 29,371 SH   SOLE RWA 28,394 0 977
AIR PRODS & CHEMS INC COM 009158106   6,599,973 22,034 SH   SOLE RWA 21,417 0 617
D R HORTON INC COM 23331A109   6,441,285 52,932 SH   SOLE RWA 51,602 0 1,330
NVIDIA CORPORATION COM 67066G104   6,170,210 14,586 SH   SOLE RWA 14,103 0 483
MASTERCARD INCORPORATED CL A 57636Q104   5,927,892 15,072 SH   SOLE RWA 14,373 0 699
AMERISOURCEBERGEN CORP COM 03073E105   5,742,210 29,841 SH   SOLE RWA 29,054 0 787
EATON CORP PLC SHS G29183103   5,661,180 28,151 SH   SOLE RWA 26,629 0 1,522
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,499,765 23,939 SH   SOLE RWA 23,447 0 492
CARLISLE COS INC COM 142339100   5,409,737 21,088 SH   SOLE RWA 20,356 0 732
CHEVRON CORP NEW COM 166764100   5,201,333 33,056 SH   SOLE RWA 32,043 0 1,013
THERMO FISHER SCIENTIFIC INC COM 883556102   5,038,596 9,657 SH   SOLE RWA 9,447 0 210
BANK AMERICA CORP COM 060505104   4,886,484 170,320 SH   SOLE RWA 164,473 0 5,847
DISNEY WALT CO COM 254687106   4,835,943 54,166 SH   SOLE RWA 52,349 0 1,817
TE CONNECTIVITY LTD SHS H84989104   4,785,363 34,142 SH   SOLE RWA 33,540 0 602
TJX COS INC NEW COM 872540109   4,678,201 55,174 SH   SOLE RWA 54,028 0 1,146
LAM RESEARCH CORP COM 512807108   4,476,878 6,964 SH   SOLE RWA 6,786 0 178
UNITEDHEALTH GROUP INC COM 91324P102   4,419,536 9,195 SH   SOLE RWA 9,025 0 170
CONSTELLATION BRANDS INC CL A 21036P108   4,339,667 17,632 SH   SOLE RWA 17,157 0 475
ORACLE CORP COM 68389X105   4,293,133 36,049 SH   SOLE RWA 34,049 0 2,000
ARROW ELECTRS INC COM 042735100   4,187,759 29,238 SH   SOLE RWA 27,246 0 1,992
TRANE TECHNOLOGIES PLC SHS G8994E103   4,019,562 21,016 SH   SOLE RWA 20,368 0 648
ISHARES TR CORE S&P MCP ETF 464287507   3,847,379 14,714 SH   SOLE RWA 14,231 0 483
AMGEN INC COM 031162100   3,792,372 17,081 SH   SOLE RWA 16,818 0 263
PROLOGIS INC. COM 74340W103   3,782,359 30,844 SH   SOLE RWA 29,817 0 1,027
CONOCOPHILLIPS COM 20825C104   3,687,605 35,591 SH   SOLE RWA 34,931 0 660
ISHARES TR S&P MC 400VL ETF 464287705   3,684,993 34,397 SH   SOLE RWA 32,205 0 2,192
ALPHABET INC CAP STK CL C 02079K107   3,679,061 30,413 SH   SOLE RWA 29,138 0 1,275
PULTE GROUP INC COM 745867101   3,611,756 46,495 SH   SOLE RWA 45,195 0 1,300
CHUBB LIMITED COM H1467J104   3,534,400 18,355 SH   SOLE RWA 17,560 0 795
COMCAST CORP NEW CL A 20030N101   3,485,199 83,880 SH   SOLE RWA 82,441 0 1,439
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,472,646 23,333 SH   SOLE RWA 22,944 0 389
CVS HEALTH CORP COM 126650100   3,447,086 49,864 SH   SOLE RWA 48,715 0 1,149
MERCK & CO INC COM 58933Y105   3,423,320 29,667 SH   SOLE RWA 28,969 0 698
INVESCO QQQ TR UNIT SER 1 46090E103   3,390,088 9,177 SH   SOLE RWA 9,027 0 150
LINDE PLC SHS G54950103   3,289,200 8,631 SH   SOLE RWA 8,391 0 240
ADVANCED MICRO DEVICES INC COM 007903107   3,172,964 27,855 SH   SOLE RWA 26,966 0 889
JOHNSON & JOHNSON COM 478160104   3,106,351 18,767 SH   SOLE RWA 18,142 0 625
HOME DEPOT INC COM 437076102   3,085,300 9,932 SH   SOLE RWA 9,932 0 0
MARSH & MCLENNAN COS INC COM 571748102   2,997,790 15,939 SH   SOLE RWA 15,775 0 164
QUALCOMM INC COM 747525103   2,960,921 24,873 SH   SOLE RWA 24,633 0 240
FIFTH THIRD BANCORP COM 316773100   2,867,489 109,404 SH   SOLE RWA 105,635 0 3,769
DANAHER CORPORATION COM 235851102   2,760,548 11,502 SH   SOLE RWA 10,571 0 931
ISHARES TR MSCI EMG MKT ETF 464287234   2,744,478 69,375 SH   SOLE RWA 64,548 0 4,827
CAPITAL ONE FINL CORP COM 14040H105   2,718,036 24,852 SH   SOLE RWA 23,980 0 872
T-MOBILE US INC COM 872590104   2,710,634 19,515 SH   SOLE RWA 19,184 0 331
ABBVIE INC COM 00287Y109   2,660,451 19,747 SH   SOLE RWA 19,572 0 175
ISHARES TR MSCI EAFE ETF 464287465   2,629,131 36,264 SH   SOLE RWA 35,831 0 433
PHILLIPS 66 COM 718546104   2,624,895 27,520 SH   SOLE RWA 27,111 0 409
DEERE & CO COM 244199105   2,609,284 6,440 SH   SOLE RWA 6,151 0 289
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,515,054 35,408 SH   SOLE RWA 34,408 0 1,000
COSTCO WHSL CORP NEW COM 22160K105   2,485,652 4,617 SH   SOLE RWA 4,457 0 160
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,411,591 24,618 SH   SOLE RWA 24,528 0 90
HONEYWELL INTL INC COM 438516106   2,343,234 11,293 SH   SOLE RWA 11,097 0 196
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,317,095 6,795 SH   SOLE RWA 6,742 0 53
PNC FINL SVCS GROUP INC COM 693475105   2,316,006 18,388 SH   SOLE RWA 18,388 0 0
WASTE MGMT INC DEL COM 94106L109   2,293,506 13,225 SH   SOLE RWA 12,858 0 367
PROCTER AND GAMBLE CO COM 742718109   2,215,339 14,600 SH   SOLE RWA 14,365 0 235
AMERICAN ELEC PWR CO INC COM 025537101   2,142,933 25,451 SH   SOLE RWA 24,711 0 740
TETRA TECH INC NEW COM 88162G103   2,105,394 12,858 SH   SOLE RWA 12,560 0 298
PARKER-HANNIFIN CORP COM 701094104   2,038,061 5,225 SH   SOLE RWA 4,965 0 260
LOCKHEED MARTIN CORP COM 539830109   1,998,411 4,341 SH   SOLE RWA 4,172 0 169
ISHARES TR CORE S&P SCP ETF 464287804   1,983,286 19,903 SH   SOLE RWA 18,260 0 1,643
TRUIST FINL CORP COM 89832Q109   1,899,820 62,597 SH   SOLE RWA 61,302 0 1,295
HUNTSMAN CORP COM 447011107   1,882,911 69,686 SH   SOLE RWA 66,135 0 3,551
FEDEX CORP COM 31428X106   1,878,873 7,579 SH   SOLE RWA 7,388 0 191
BLACKROCK INC COM 09247X101   1,854,787 2,684 SH   SOLE RWA 2,546 0 138
UNILEVER PLC SPON ADR NEW 904767704   1,797,175 34,475 SH   SOLE RWA 33,653 0 822
NIKE INC CL B 654106103   1,750,314 15,859 SH   SOLE RWA 15,498 0 361
EXXON MOBIL CORP COM 30231G102   1,722,024 16,056 SH   SOLE RWA 14,704 0 1,352
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,691,897 11,620 SH   SOLE RWA 11,516 0 104
NEXTERA ENERGY INC COM 65339F101   1,686,701 22,732 SH   SOLE RWA 22,401 0 331
SUMMIT MATLS INC CL A 86614U100   1,661,850 43,906 SH   SOLE RWA 42,764 0 1,142
FREEPORT-MCMORAN INC CL B 35671D857   1,661,171 41,529 SH   SOLE RWA 40,678 0 851
ROYAL BK CDA COM 780087102   1,544,397 16,170 SH   SOLE RWA 16,082 0 88
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,527,121 3,750 SH   SOLE RWA 3,622 0 128
COLGATE PALMOLIVE CO COM 194162103   1,519,671 19,726 SH   SOLE RWA 19,726 0 0
CATERPILLAR INC COM 149123101   1,496,231 6,081 SH   SOLE RWA 6,081 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,493,812 3,370 SH   SOLE RWA 3,370 0 0
ALLEGION PLC ORD SHS G0176J109   1,487,740 12,396 SH   SOLE RWA 12,136 0 260
ISHARES TR RUS 1000 ETF 464287622   1,457,566 5,980 SH   SOLE RWA 5,980 0 0
US BANCORP DEL COM NEW 902973304   1,441,916 43,642 SH   SOLE RWA 42,064 0 1,578
S&P GLOBAL INC COM 78409V104   1,362,894 3,400 SH   SOLE RWA 3,400 0 0
ABBOTT LABS COM 002824100   1,321,333 12,120 SH   SOLE RWA 12,120 0 0
PFIZER INC COM 717081103   1,319,345 35,969 SH   SOLE RWA 33,274 0 2,695
CISCO SYS INC COM 17275R102   1,304,059 25,204 SH   SOLE RWA 25,044 0 160
MCDONALDS CORP COM 580135101   1,302,870 4,366 SH   SOLE RWA 4,218 0 148
ISHARES TR SELECT DIVID ETF 464287168   1,207,325 10,656 SH   SOLE RWA 10,656 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,186,468 3,679 SH   SOLE RWA 3,550 0 129
TOYOTA MOTOR CORP ADS 892331307   1,181,191 7,348 SH   SOLE RWA 7,248 0 100
KEARNY FINL CORP MD COM 48716P108   1,176,970 166,946 SH   SOLE RWA 152,837 0 14,109
NISOURCE INC COM 65473P105   1,171,158 42,821 SH   SOLE RWA 40,553 0 2,268
PPL CORP COM 69351T106   1,161,598 43,900 SH   SOLE RWA 43,238 0 662
META PLATFORMS INC CL A 30303M102   1,134,432 3,953 SH   SOLE RWA 3,788 0 165
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,097,456 13,520 SH   SOLE RWA 12,570 0 950
TARGA RES CORP COM 87612G101   1,073,248 14,103 SH   SOLE RWA 13,629 0 474
ISHARES TR S&P MC 400GR ETF 464287606   1,050,600 14,008 SH   SOLE RWA 14,008 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,036,894 5,346 SH   SOLE RWA 5,231 0 115
AUTOMATIC DATA PROCESSING IN COM 053015103   1,035,629 4,712 SH   SOLE RWA 4,712 0 0
NORFOLK SOUTHN CORP COM 655844108   1,019,967 4,498 SH   SOLE RWA 4,498 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,018,491 27,023 SH   SOLE RWA 26,670 0 353
DIGITAL RLTY TR INC COM 253868103   984,885 8,649 SH   SOLE RWA 8,450 0 199
ILLINOIS TOOL WKS INC COM 452308109   967,068 3,866 SH   SOLE RWA 3,816 0 50
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   960,157 5,523 SH   SOLE RWA 5,523 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   849,024 20,871 SH   SOLE RWA 20,871 0 0
AVERY DENNISON CORP COM 053611109   812,271 4,728 SH   SOLE RWA 4,728 0 0
MASCO CORP COM 574599106   807,499 14,073 SH   SOLE RWA 14,073 0 0
KIMBERLY-CLARK CORP COM 494368103   791,208 5,731 SH   SOLE RWA 5,731 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   786,872 27,379 SH   SOLE RWA 27,024 0 355
UNION PAC CORP COM 907818108   786,151 3,842 SH   SOLE RWA 3,842 0 0
INGERSOLL RAND INC COM 45687V106   782,883 11,978 SH   SOLE RWA 10,994 0 984
PPG INDS INC COM 693506107   773,892 5,218 SH   SOLE RWA 5,138 0 80
PRICE T ROWE GROUP INC COM 74144T108   759,301 6,778 SH   SOLE RWA 6,778 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   752,093 1,570 SH   SOLE RWA 1,570 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   736,446 3,703 SH   SOLE RWA 3,573 0 130
DOMINION ENERGY INC COM 25746U109   729,371 14,083 SH   SOLE RWA 13,721 0 362
TEXAS INSTRS INC COM 882508104   715,969 3,977 SH   SOLE RWA 3,947 0 30
DISCOVER FINL SVCS COM 254709108   698,880 5,981 SH   SOLE RWA 5,981 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   676,947 1,531 SH   SOLE RWA 1,531 0 0
MCKESSON CORP COM 58155Q103   674,723 1,579 SH   SOLE RWA 1,370 0 209
ISHARES TR EAFE SML CP ETF 464288273   662,877 11,239 SH   SOLE RWA 11,239 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   592,943 4,539 SH   SOLE RWA 4,539 0 0
COCA COLA CO COM 191216100   579,498 9,623 SH   SOLE RWA 9,123 0 500
TOLL BROTHERS INC COM 889478103   564,165 7,135 SH   SOLE RWA 6,535 0 600
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   560,764 12,143 SH   SOLE RWA 12,143 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   536,675 10,796 SH   SOLE RWA 10,796 0 0
WELLS FARGO CO NEW COM 949746101   536,181 12,563 SH   SOLE RWA 12,563 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   530,685 2,199 SH   SOLE RWA 2,199 0 0
TARGET CORP COM 87612E106   527,051 3,996 SH   SOLE RWA 3,696 0 300
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   524,393 4,944 SH   SOLE RWA 4,944 0 0
CITIGROUP INC COM NEW 172967424   513,603 11,156 SH   SOLE RWA 11,031 0 125
HERSHEY CO COM 427866108   506,963 2,030 SH   SOLE RWA 2,030 0 0
RESMED INC COM 761152107   474,364 2,171 SH   SOLE RWA 2,171 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   455,994 4,833 SH   SOLE RWA 4,833 0 0
SPDR SER TR S&P DIVID ETF 78464A763   455,385 3,715 SH   SOLE RWA 3,536 0 179
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   439,458 13,036 SH   SOLE RWA 13,036 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   432,299 2,763 SH   SOLE RWA 1,179 0 1,584
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   431,373 1,762 SH   SOLE RWA 1,762 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   427,250 6,681 SH   SOLE RWA 6,681 0 0
GENERAL DYNAMICS CORP COM 369550108   425,471 1,978 SH   SOLE RWA 1,920 0 58
MCCORMICK & CO INC COM NON VTG 579780206   417,658 4,788 SH   SOLE RWA 4,788 0 0
LILLY ELI & CO COM 532457108   411,467 877 SH   SOLE RWA 838 0 39
M & T BK CORP COM 55261F104   410,265 3,315 SH   SOLE RWA 3,215 0 100
GALLAGHER ARTHUR J & CO COM 363576109   408,181 1,859 SH   SOLE RWA 1,859 0 0
TRAVELERS COMPANIES INC COM 89417E109   403,717 2,325 SH   SOLE RWA 2,325 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   402,994 5,544 SH   SOLE RWA 4,994 0 550
VANGUARD INDEX FDS TOTAL STK MKT 922908769   398,362 1,808 SH   SOLE RWA 253 0 1,555
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   396,167 2,333 SH   SOLE RWA 2,333 0 0
NUCOR CORP COM 670346105   381,661 2,327 SH   SOLE RWA 2,327 0 0
STARBUCKS CORP COM 855244109   376,497 3,801 SH   SOLE RWA 3,501 0 300
GLOBE LIFE INC COM 37959E102   360,212 3,286 SH   SOLE RWA 3,286 0 0
MOOG INC CL A 615394202   359,742 3,318 SH   SOLE RWA 2,918 0 400
TORONTO DOMINION BK ONT COM NEW 891160509   359,100 5,791 SH   SOLE RWA 5,791 0 0
EXELON CORP COM 30161N101   349,005 8,567 SH   SOLE RWA 8,483 0 84
VANGUARD INDEX FDS MID CAP ETF 922908629   346,039 1,572 SH   SOLE RWA 1,572 0 0
WALMART INC COM 931142103   343,007 2,182 SH   SOLE RWA 2,182 0 0
QUEST DIAGNOSTICS INC COM 74834L100   337,150 2,399 SH   SOLE RWA 2,399 0 0
BROWN & BROWN INC COM 115236101   327,610 4,759 SH   SOLE RWA 4,759 0 0
SYNOPSYS INC COM 871607107   326,558 750 SH   SOLE RWA 750 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   320,792 7,324 SH   SOLE RWA 6,676 0 648
TESLA INC COM 88160R101   317,004 1,211 SH   SOLE RWA 1,211 0 0
NETFLIX INC COM 64110L106   315,832 717 SH   SOLE RWA 710 0 7
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   302,368 4,164 SH   SOLE RWA 4,164 0 0
SCHWAB CHARLES CORP COM 808513105   292,281 5,157 SH   SOLE RWA 5,053 0 104
VANGUARD INDEX FDS GROWTH ETF 922908736   290,418 1,026 SH   SOLE RWA 1,026 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   288,011 4,563 SH   SOLE RWA 4,563 0 0
GENUINE PARTS CO COM 372460105   284,476 1,681 SH   SOLE RWA 1,681 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   281,510 1,023 SH   SOLE RWA 1,023 0 0
BECTON DICKINSON & CO COM 075887109   280,379 1,062 SH   SOLE RWA 963 0 99
UGI CORP NEW COM 902681105   270,725 10,038 SH   SOLE RWA 10,038 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   264,910 5,628 SH   SOLE RWA 5,628 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   260,384 4,972 SH   SOLE RWA 4,972 0 0
STEEL DYNAMICS INC COM 858119100   253,590 2,328 SH   SOLE RWA 2,328 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   250,002 3,993 SH   SOLE RWA 3,993 0 0
ISHARES TR CORE MSCI EAFE 46432F842   243,929 3,614 SH   SOLE RWA 3,512 0 102
AON PLC SHS CL A G0403H108   243,366 705 SH   SOLE RWA 705 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   235,361 1,421 SH   SOLE RWA 1,421 0 0
DOLLAR GEN CORP NEW COM 256677105   232,939 1,372 SH   SOLE RWA 1,372 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   232,351 3,169 SH   SOLE RWA 3,169 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   229,700 6,176 SH   SOLE RWA 6,051 0 125
WATSCO INC COM 942622200   228,882 600 SH   SOLE RWA 600 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   228,848 468 SH   SOLE RWA 438 0 30
FORD MTR CO DEL COM 345370860   225,725 14,919 SH   SOLE RWA 14,919 0 0
CONSTELLATION ENERGY CORP COM 21037T109   225,234 2,460 SH   SOLE RWA 2,460 0 0
LULULEMON ATHLETICA INC COM 550021109   222,558 588 SH   SOLE RWA 588 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   221,804 19,121 SH   SOLE RWA 19,121 0 0
MEDTRONIC PLC SHS G5960L103   217,607 2,470 SH   SOLE RWA 2,470 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   214,050 6,004 SH   SOLE RWA 5,531 0 473
CUMMINS INC COM 231021106   211,328 862 SH   SOLE RWA 742 0 120
FACTSET RESH SYS INC COM 303075105   211,143 527 SH   SOLE RWA 527 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   210,124 2,341 SH   SOLE RWA 2,181 0 160
ISHARES TR S&P 500 GRWT ETF 464287309   208,692 2,961 SH   SOLE RWA 2,961 0 0
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   205,415 3,612 SH   SOLE RWA 3,612 0 0
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3   97,843 95,000 SH   SOLE RWA 95,000 0 0
GERON CORP COM 374163103   32,100 10,000 SH   SOLE RWA 0 0 10,000