The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 104 800 SH   DFND 1 800 0 0
3M CO COM 88579Y101 15,880 122,712 SH   SOLE 0 122,712 0 0
ABBOTT LABS COM 002824100 2,664 24,521 SH   DFND 1 24,521 0 0
ABBOTT LABS COM 002824100 109 1,000 SH   OTR 3 1,000 0 0
ABBOTT LABS COM 002824100 11,427 105,175 SH   SOLE 0 93,304 0 11,871
ABBVIE INC COM 00287Y109 2,237 14,604 SH   SOLE 0 14,604 0 0
ACTIVISION BLIZZARD INC COM 00507V109 204 2,614 SH   SOLE 0 2,614 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,212 8,774 SH   DFND 1 8,774 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 12,696 34,684 SH   SOLE 0 31,103 0 3,581
ADVANCED MICRO DEVICES INC COM 007903107 1,120 14,641 SH   SOLE 0 213 0 14,428
AES CORP COM 00130H105 216 10,285 SH   SOLE 0 10,285 0 0
AIR LEASE CORP CL A 00912X302 286 8,564 SH   SOLE 0 0 0 8,564
ALLSTATE CORP COM 020002101 2,865 22,605 SH   SOLE 0 22,605 0 0
ALPHABET INC CAP STK CL C 02079K107 9,209 4,210 SH   DFND 1 4,210 0 0
ALPHABET INC CAP STK CL C 02079K107 131 60 SH   OTR 3 60 0 0
ALPHABET INC CAP STK CL C 02079K107 16,830 7,694 SH   SOLE 0 7,009 0 685
ALPHABET INC CAP STK CL A 02079K305 16,251 7,457 SH   DFND 1 7,457 0 0
ALPHABET INC CAP STK CL A 02079K305 131 60 SH   OTR 3 60 0 0
ALPHABET INC CAP STK CL A 02079K305 37,799 17,345 SH   SOLE 0 15,979 0 1,366
ALTRIA GROUP INC COM 02209S103 854 20,456 SH   SOLE 0 20,456 0 0
AMAZON COM INC COM 023135106 13,304 125,259 SH   DFND 1 125,259 0 0
AMAZON COM INC COM 023135106 29,685 279,491 SH   SOLE 0 251,276 0 28,215
AMERICAN EXPRESS CO COM 025816109 13,320 96,091 SH   DFND 1 96,091 0 0
AMERICAN EXPRESS CO COM 025816109 3,765 27,164 SH   SOLE 0 27,164 0 0
AMERICAN TOWER CORP NEW COM 03027X100 12,454 48,725 SH   DFND 1 48,725 0 0
AMERICAN TOWER CORP NEW COM 03027X100 256 1,000 SH   OTR 3 1,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100 26,977 105,547 SH   SOLE 0 95,107 0 10,440
AMERIPRISE FINL INC COM 03076C106 7,101 29,875 SH   DFND 1 29,875 0 0
AMGEN INC COM 031162100 279 1,147 SH   SOLE 0 1,147 0 0
AMPHENOL CORP NEW CL A 032095101 558 8,662 SH   SOLE 0 8,662 0 0
APPLE INC COM 037833100 16,003 117,053 SH   DFND 1 117,053 0 0
APPLE INC COM 037833100 14 100 SH   OTR 3 100 0 0
APPLE INC COM 037833100 41,015 299,990 SH   SOLE 0 282,768 0 17,222
ARK ETF TR INNOVATION ETF 00214Q104 1,247 31,278 SH   DFND 1 31,278 0 0
ARK ETF TR INNOVATION ETF 00214Q104 5,739 143,917 SH   SOLE 0 138,917 0 5,000
AT&T INC COM 00206R102 263 12,538 SH   SOLE 0 12,538 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,019 4,852 SH   SOLE 0 4,852 0 0
AVANGRID INC COM 05351W103 208 4,500 SH   SOLE 0 4,500 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,512 36,246 SH   SOLE 0 36,246 0 0
BAXTER INTL INC COM 071813109 670 10,425 SH   SOLE 0 10,425 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 23,266 85,216 SH   DFND 1 85,216 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 382 1,400 SH   OTR 3 1,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 40,580 148,635 SH   SOLE 0 139,518 0 9,117
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,636 4 SH   DFND 1 4 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,454 6 SH   SOLE 0 6 0 0
BK OF AMERICA CORP COM 060505104 2,186 70,214 SH   DFND 1 70,214 0 0
BK OF AMERICA CORP COM 060505104 1,294 41,555 SH   SOLE 0 41,555 0 0
BLACKROCK INC COM 09247X101 219 359 SH   SOLE 0 359 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 237 3,080 SH   DFND 1 3,080 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,739 35,572 SH   SOLE 0 35,572 0 0
BROADCOM INC COM 11135F101 16,288 33,527 SH   DFND 1 33,527 0 0
BROADCOM INC COM 11135F101 61 125 SH   OTR 3 125 0 0
BROADCOM INC COM 11135F101 27,403 56,407 SH   SOLE 0 50,316 0 6,091
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3,648 82,029 SH   DFND 1 82,029 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 16,416 369,143 SH   SOLE 0 326,282 0 42,861
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 6,092 171,067 SH   DFND 1 171,067 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 12,336 346,434 SH   SOLE 0 289,654 0 56,780
CABOT CORP COM 127055101 274 4,300 SH   SOLE 0 4,300 0 0
CANADIAN PAC RY LTD COM 13645T100 1,637 23,437 SH   SOLE 0 23,437 0 0
CHEVRON CORP NEW COM 166764100 730 5,045 SH   SOLE 0 5,045 0 0
CHUBB LIMITED COM H1467J104 5,144 26,166 SH   DFND 1 26,166 0 0
CHUBB LIMITED COM H1467J104 17,048 86,723 SH   SOLE 0 79,291 0 7,432
CISCO SYS INC COM 17275R102 948 22,239 SH   SOLE 0 5,987 0 16,252
CITIZENS FINL GROUP INC COM 174610105 242 6,770 SH   SOLE 0 6,770 0 0
CMC MATERIALS INC COM 12571T100 209 1,200 SH   SOLE 0 1,200 0 0
COCA COLA CO COM 191216100 1,050 16,694 SH   SOLE 0 16,694 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 562 11,957 SH   DFND 1 11,957 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 2,021 42,978 SH   SOLE 0 36,078 0 6,900
COLGATE PALMOLIVE CO COM 194162103 9,508 118,641 SH   DFND 1 118,641 0 0
COLGATE PALMOLIVE CO COM 194162103 24 300 SH   OTR 3 300 0 0
COLGATE PALMOLIVE CO COM 194162103 20,902 260,823 SH   SOLE 0 260,823 0 0
COMCAST CORP NEW CL A 20030N101 21,639 551,451 SH   DFND 1 551,451 0 0
COMCAST CORP NEW CL A 20030N101 18,479 470,923 SH   SOLE 0 422,823 0 48,100
CONSTELLATION BRANDS INC CL A 21036P108 9,194 39,449 SH   DFND 1 39,449 0 0
CONSTELLATION BRANDS INC CL A 21036P108 18,241 78,267 SH   SOLE 0 69,622 0 8,645
CORNING INC COM 219350105 502 15,946 SH   SOLE 0 15,946 0 0
COSTCO WHSL CORP NEW COM 22160K105 8,286 17,288 SH   DFND 1 17,288 0 0
COSTCO WHSL CORP NEW COM 22160K105 22,461 46,865 SH   SOLE 0 42,115 0 4,750
CVS HEALTH CORP COM 126650100 7,887 85,114 SH   DFND 1 85,114 0 0
CVS HEALTH CORP COM 126650100 19,465 210,064 SH   SOLE 0 190,307 0 19,757
DANAHER CORPORATION COM 235851102 3,694 14,570 SH   DFND 1 14,570 0 0
DANAHER CORPORATION COM 235851102 10,406 41,048 SH   SOLE 0 37,807 0 3,241
DIGITAL RLTY TR INC COM 253868103 1,727 13,300 SH   SOLE 0 0 0 13,300
DISNEY WALT CO COM 254687106 40,385 427,802 SH   DFND 1 427,802 0 0
DISNEY WALT CO COM 254687106 57 600 SH   OTR 3 600 0 0
DISNEY WALT CO COM 254687106 23,189 245,651 SH   SOLE 0 229,451 0 16,200
DOMINION ENERGY INC COM 25746U109 857 10,740 SH   SOLE 0 10,740 0 0
DUPONT DE NEMOURS INC COM 26614N102 2,957 53,206 SH   DFND 1 53,206 0 0
DUPONT DE NEMOURS INC COM 26614N102 10,974 197,446 SH   SOLE 0 176,666 0 20,780
EATON CORP PLC SHS G29183103 2,917 23,151 SH   DFND 1 23,151 0 0
EATON CORP PLC SHS G29183103 11,119 88,257 SH   SOLE 0 73,162 0 15,095
EMERSON ELEC CO COM 291011104 313 3,930 SH   SOLE 0 3,930 0 0
ESSEX PPTY TR INC COM 297178105 834 3,191 SH   SOLE 0 3,191 0 0
EVEREST RE GROUP LTD COM G3223R108 238 850 SH   SOLE 0 850 0 0
EXXON MOBIL CORP COM 30231G102 323 3,772 SH   DFND 1 3,772 0 0
EXXON MOBIL CORP COM 30231G102 1,431 16,707 SH   SOLE 0 16,707 0 0
F N B CORP COM 302520101 157 14,452 SH   SOLE 0 14,452 0 0
FASTENAL CO COM 311900104 220 4,400 SH   SOLE 0 4,400 0 0
FEDEX CORP COM 31428X106 2,325 10,254 SH   SOLE 0 7,454 0 2,800
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 431 11,661 SH   SOLE 0 11,661 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 2,532 27,620 SH   DFND 1 27,620 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 11,544 125,930 SH   SOLE 0 109,222 0 16,708
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 221 5,000 SH   SOLE 0 5,000 0 0
FORTIVE CORP COM 34959J108 6,336 116,505 SH   DFND 1 116,505 0 0
FORTIVE CORP COM 34959J108 9,690 178,185 SH   SOLE 0 169,060 0 9,125
GENERAL DYNAMICS CORP COM 369550108 448 2,025 SH   SOLE 0 2,025 0 0
GILEAD SCIENCES INC COM 375558103 733 11,854 SH   SOLE 0 11,854 0 0
GLOBAL PMTS INC COM 37940X102 204 1,840 SH   SOLE 0 1,840 0 0
GLOBE LIFE INC COM 37959E102 3,468 35,578 SH   DFND 1 35,578 0 0
GLOBE LIFE INC COM 37959E102 3 28 SH   SOLE 0 28 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 9,237 31,098 SH   DFND 1 31,098 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 18,772 63,200 SH   SOLE 0 57,745 0 5,455
GSK PLC SPONSORED ADR 37733W105 6,603 151,689 SH   DFND 1 151,689 0 0
GSK PLC SPONSORED ADR 37733W105 393 9,024 SH   SOLE 0 9,024 0 0
HF SINCLAIR CORP COM 403949100 271 6,000 SH   SOLE 0 6,000 0 0
HOME DEPOT INC COM 437076102 3,993 14,560 SH   DFND 1 14,560 0 0
HOME DEPOT INC COM 437076102 16,138 58,839 SH   SOLE 0 49,509 0 9,330
HONEYWELL INTL INC COM 438516106 9,935 57,161 SH   DFND 1 57,161 0 0
HONEYWELL INTL INC COM 438516106 156 900 SH   OTR 3 900 0 0
HONEYWELL INTL INC COM 438516106 21,950 126,286 SH   SOLE 0 115,986 0 10,300
ILLINOIS TOOL WKS INC COM 452308109 7,287 39,986 SH   DFND 1 39,986 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,649 25,508 SH   SOLE 0 25,508 0 0
INTEL CORP COM 458140100 21 563 SH   DFND 1 563 0 0
INTEL CORP COM 458140100 624 16,689 SH   SOLE 0 16,689 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,387 14,747 SH   SOLE 0 4,858 0 9,889
INTERNATIONAL BUSINESS MACHS COM 459200101 1,809 12,814 SH   SOLE 0 12,814 0 0
INTERNATIONAL PAPER CO COM 460146103 584 13,965 SH   DFND 1 13,965 0 0
INTERNATIONAL PAPER CO COM 460146103 22 531 SH   SOLE 0 531 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 6,222 31,000 SH   DFND 1 31,000 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 12,616 62,857 SH   SOLE 0 56,612 0 6,245
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103 329 3,400 SH   SOLE 0 3,400 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 409 26,300 SH   SOLE 0 26,300 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,663 9,501 SH   DFND 1 9,501 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 13,709 48,912 SH   SOLE 0 48,912 0 0
IQVIA HLDGS INC COM 46266C105 287 1,321 SH   SOLE 0 1,321 0 0
ISHARES TR CORE S&P TTL STK 464287150 438 5,229 SH   SOLE 0 5,229 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 281 1,360 SH   SOLE 0 1,360 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 290 1,327 SH   SOLE 0 1,327 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 212 1,250 SH   SOLE 0 1,250 0 0
ISHARES TR MSCI EAFE ETF 464287465 469 7,505 SH   SOLE 0 7,505 0 0
ISHARES TR SELECT DIVID ETF 464287168 462 3,925 SH   SOLE 0 3,925 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 451 9,000 SH   SOLE 0 9,000 0 0
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 335 14,266 SH   SOLE 0 14,266 0 0
JOHNSON & JOHNSON COM 478160104 21,023 118,435 SH   DFND 1 118,435 0 0
JOHNSON & JOHNSON COM 478160104 621 3,500 SH   OTR 3 3,500 0 0
JOHNSON & JOHNSON COM 478160104 27,852 156,905 SH   SOLE 0 149,580 0 7,325
JPMORGAN CHASE & CO COM 46625H100 6,222 55,253 SH   DFND 1 55,253 0 0
JPMORGAN CHASE & CO COM 46625H100 18,097 160,703 SH   SOLE 0 142,953 0 17,750
KRAFT HEINZ CO COM 500754106 288 7,557 SH   SOLE 0 7,557 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 703 3,000 SH   SOLE 0 3,000 0 0
LILLY ELI & CO COM 532457108 25,193 77,700 SH   DFND 1 77,700 0 0
LILLY ELI & CO COM 532457108 8,477 26,145 SH   SOLE 0 26,145 0 0
LINDE PLC SHS G5494J103 297 1,034 SH   SOLE 0 1,034 0 0
LOCKHEED MARTIN CORP COM 539830109 3,737 8,691 SH   SOLE 0 8,691 0 0
LOWES COS INC COM 548661107 727 4,161 SH   SOLE 0 4,161 0 0
MARSH & MCLENNAN COS INC COM 571748102 213 1,370 SH   SOLE 0 1,370 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,217 7,027 SH   DFND 1 7,027 0 0
MASTERCARD INCORPORATED CL A 57636Q104 9,500 30,112 SH   SOLE 0 21,812 0 8,300
MCDONALDS CORP COM 580135101 1,300 5,264 SH   SOLE 0 5,264 0 0
MEDTRONIC PLC SHS G5960L103 7,240 80,664 SH   DFND 1 80,664 0 0
MEDTRONIC PLC SHS G5960L103 11,192 124,704 SH   SOLE 0 114,704 0 10,000
MERCK & CO INC COM 58933Y105 9,518 104,403 SH   DFND 1 104,403 0 0
MERCK & CO INC COM 58933Y105 20,662 226,629 SH   SOLE 0 201,404 0 25,225
META PLATFORMS INC CL A 30303M102 9,146 56,719 SH   DFND 1 56,719 0 0
META PLATFORMS INC CL A 30303M102 13,322 82,619 SH   SOLE 0 73,667 0 8,952
MICROSOFT CORP COM 594918104 17,424 67,842 SH   DFND 1 67,842 0 0
MICROSOFT CORP COM 594918104 48,127 187,388 SH   SOLE 0 173,158 0 14,230
MONDELEZ INTL INC CL A 609207105 3,962 63,809 SH   DFND 1 63,809 0 0
MONDELEZ INTL INC CL A 609207105 17,084 275,142 SH   SOLE 0 243,120 0 32,022
NETFLIX INC COM 64110L106 1,777 10,160 SH   DFND 1 10,160 0 0
NETFLIX INC COM 64110L106 5,097 29,148 SH   SOLE 0 25,528 0 3,620
NEXTERA ENERGY INC COM 65339F101 898 11,593 SH   SOLE 0 11,593 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 4,995 67,355 SH   DFND 1 67,355 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 12,563 169,400 SH   SOLE 0 144,055 0 25,345
NIKE INC CL B 654106103 3,629 35,512 SH   DFND 1 35,512 0 0
NIKE INC CL B 654106103 12,897 126,197 SH   SOLE 0 109,390 0 16,807
NORFOLK SOUTHN CORP COM 655844108 6,968 30,659 SH   DFND 1 30,659 0 0
NORFOLK SOUTHN CORP COM 655844108 806 3,547 SH   SOLE 0 3,547 0 0
NORTHERN TR CORP COM 665859104 579 6,000 SH   SOLE 0 6,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109 781 9,242 SH   SOLE 0 9,242 0 0
NOVO-NORDISK A S ADR 670100205 630 5,655 SH   SOLE 0 5,655 0 0
NXP SEMICONDUCTORS N V COM N6596X109 9,798 66,187 SH   DFND 1 66,187 0 0
NXP SEMICONDUCTORS N V COM N6596X109 44 300 SH   OTR 3 300 0 0
NXP SEMICONDUCTORS N V COM N6596X109 18,215 123,052 SH   SOLE 0 110,682 0 12,370
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,797 198,135 SH   DFND 1 198,135 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 6,738 742,864 SH   SOLE 0 614,604 0 128,260
PALO ALTO NETWORKS INC COM 697435105 17,051 34,520 SH   DFND 1 34,520 0 0
PALO ALTO NETWORKS INC COM 697435105 33,137 67,087 SH   SOLE 0 59,406 0 7,681
PAYPAL HLDGS INC COM 70450Y103 8,537 122,241 SH   DFND 1 122,241 0 0
PAYPAL HLDGS INC COM 70450Y103 13,454 192,642 SH   SOLE 0 183,642 0 9,000
PEPSICO INC COM 713448108 47,514 285,098 SH   DFND 1 285,098 0 0
PEPSICO INC COM 713448108 36,632 219,798 SH   SOLE 0 210,385 0 9,413
PFIZER INC COM 717081103 3,600 68,672 SH   DFND 1 68,672 0 0
PFIZER INC COM 717081103 12,831 244,723 SH   SOLE 0 210,968 0 33,755
PHILIP MORRIS INTL INC COM 718172109 1,198 12,128 SH   SOLE 0 12,128 0 0
PNC FINL SVCS GROUP INC COM 693475105 271 1,717 SH   SOLE 0 1,717 0 0
PROCTER AND GAMBLE CO COM 742718109 5,608 39,000 SH   DFND 1 39,000 0 0
PROCTER AND GAMBLE CO COM 742718109 1,504 10,462 SH   SOLE 0 8,662 0 1,800
PROLOGIS INC. COM 74340W103 5,855 49,763 SH   DFND 1 49,763 0 0
PROLOGIS INC. COM 74340W103 16,839 143,127 SH   SOLE 0 119,783 0 23,344
PROSHARES TR SP500 EX ENRGY 74347B581 260 3,235 SH   SOLE 0 3,235 0 0
QUALCOMM INC COM 747525103 736 5,761 SH   SOLE 0 4,661 0 1,100
QUEST DIAGNOSTICS INC COM 74834L100 532 4,000 SH   SOLE 0 4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 13,099 136,291 SH   DFND 1 136,291 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 23,174 241,124 SH   SOLE 0 208,716 0 32,408
REGENERON PHARMACEUTICALS COM 75886F107 340 575 SH   SOLE 0 0 0 575
ROBERT HALF INTL INC COM 770323103 225 3,008 SH   SOLE 0 3,008 0 0
ROYAL BK CDA COM 780087102 242 2,495 SH   SOLE 0 2,495 0 0
SALESFORCE INC COM 79466L302 5,859 35,500 SH   DFND 1 35,500 0 0
SALESFORCE INC COM 79466L302 13,227 80,143 SH   SOLE 0 67,968 0 12,175
SCHLUMBERGER LTD COM STK 806857108 816 22,819 SH   SOLE 0 22,819 0 0
SCHWAB CHARLES CORP COM 808513105 228 3,615 SH   SOLE 0 3,615 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,157 163,980 SH   DFND 1 163,980 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,565 685,679 SH   SOLE 0 685,679 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,201 94,072 SH   SOLE 0 94,072 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,581 143,143 SH   DFND 1 143,143 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 22,436 575,430 SH   SOLE 0 575,430 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,940 194,634 SH   DFND 1 194,634 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 20,812 820,019 SH   SOLE 0 820,019 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,031 8,107 SH   SOLE 0 8,107 0 0
SHELL PLC SPON ADS 780259305 5,616 107,400 SH   DFND 1 107,400 0 0
SHELL PLC SPON ADS 780259305 739 14,139 SH   SOLE 0 14,139 0 0
SNOWFLAKE INC CL A 833445109 1,433 10,302 SH   DFND 1 10,302 0 0
SNOWFLAKE INC CL A 833445109 4,443 31,950 SH   SOLE 0 26,861 0 5,089
SOUTHERN CO COM 842587107 227 3,178 SH   SOLE 0 3,178 0 0
SPDR GOLD TR GOLD SHS 78463V107 436 2,591 SH   SOLE 0 2,591 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 261 10,962 SH   SOLE 0 10,962 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 814 2,157 SH   DFND 1 2,157 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,957 21,093 SH   SOLE 0 21,093 0 0
STARBUCKS CORP COM 855244109 3,271 42,816 SH   DFND 1 42,816 0 0
STARBUCKS CORP COM 855244109 13,173 172,448 SH   SOLE 0 151,638 0 20,810
STRYKER CORPORATION COM 863667101 3,363 16,907 SH   DFND 1 16,907 0 0
STRYKER CORPORATION COM 863667101 13,365 67,185 SH   SOLE 0 58,823 0 8,362
SVB FINANCIAL GROUP COM 78486Q101 829 2,100 SH   SOLE 0 2,100 0 0
TARGET CORP COM 87612E106 371 2,625 SH   SOLE 0 2,625 0 0
TESLA INC COM 88160R101 271 403 SH   SOLE 0 403 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 18,066 33,254 SH   DFND 1 33,254 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 29,144 53,644 SH   SOLE 0 49,263 0 4,381
TJX COS INC NEW COM 872540109 4,154 74,385 SH   SOLE 0 60,871 0 13,514
UDR INC COM 902653104 631 13,701 SH   SOLE 0 13,701 0 0
UNILEVER PLC SPON ADR NEW 904767704 317 6,920 SH   SOLE 0 6,920 0 0
UNION PAC CORP COM 907818108 32,715 153,390 SH   DFND 1 153,390 0 0
UNION PAC CORP COM 907818108 171 800 SH   OTR 3 800 0 0
UNION PAC CORP COM 907818108 30,643 143,673 SH   SOLE 0 135,130 0 8,543
UNITED PARCEL SERVICE INC CL B 911312106 10,146 55,584 SH   DFND 1 55,584 0 0
UNITED PARCEL SERVICE INC CL B 911312106 19,997 109,547 SH   SOLE 0 95,762 0 13,785
UNITEDHEALTH GROUP INC COM 91324P102 499 971 SH   SOLE 0 971 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 956 4,693 SH   SOLE 0 4,693 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 668 1,925 SH   SOLE 0 1,925 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 383 9,190 SH   SOLE 0 9,190 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 265 3,470 SH   SOLE 0 3,470 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 265 1,846 SH   SOLE 0 1,846 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 560 11,034 SH   SOLE 0 11,034 0 0
VISA INC COM CL A 92826C839 2,335 11,857 SH   DFND 1 11,857 0 0
VISA INC COM CL A 92826C839 9,487 48,185 SH   SOLE 0 34,860 0 13,325
VULCAN MATLS CO COM 929160109 6,552 46,106 SH   DFND 1 46,106 0 0
VULCAN MATLS CO COM 929160109 14,534 102,280 SH   SOLE 0 88,980 0 13,300
WALMART INC COM 931142103 202 1,661 SH   SOLE 0 1,661 0 0
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 410 19,263 SH   SOLE 0 19,263 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 409 328 SH   SOLE 0 328 0 0
WILEY JOHN & SONS INC CL A 968223206 484 10,142 SH   SOLE 0 10,142 0 0
YUM BRANDS INC COM 988498101 11,693 103,015 SH   DFND 1 103,015 0 0
YUM BRANDS INC COM 988498101 3,839 33,821 SH   SOLE 0 33,821 0 0