The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Schwab Intl Index Fd-Sel COM 000808510 74 3,586 SH   SOLE   3,586 0 0
American Fd Balanced Fd COM 024071102 157 5,631 SH   SOLE   5,631 0 0
Eaton Vance Floating COM 277911533 49 5,365 SH   SOLE   5,365 0 0
FIDELITY COVINGTON TRUST MSCI REAL ESATE INDEX ETF COM 316092857 15 611 SH   SOLE   611 0 0
Ishares Tr Cohen & Steer COM 449243104 28 279 SH   SOLE   279 0 0
Immunomedics Inc COM 452907108 0 4 SH   SOLE   4 0 0
iShares Dow Jones Total Market Index COM 464207846 128 878 SH   SOLE   878 0 0
Ishares Msci Israel Inx COM 464286632 62 1,100 SH   SOLE   1,100 0 0
iShares Core S&P Total U.S. ETF COM 464287150 412 6,186 SH   SOLE   6,186 0 0
iShares Select Dividend ETF COM 464287168 78 780 SH   SOLE   780 0 0
Ishares Tr Lehman Tips COM 464287176 57 512 SH   SOLE   512 0 0
iShares S&P 500 Index COM 464287200 2,647 9,043 SH   SOLE   9,043 0 0
iShares Tr Lehman Bd Fd COM 464287226 601 5,697 SH   SOLE   5,697 0 0
iShares MSCI Emerging Markets Index COM 464287234 6,056 141,102 SH   SOLE   141,102 0 0
iShares Tr S&P 500 Value COM 464287408 699 6,032 SH   SOLE   6,032 0 0
iShares Barcalys 1 - 3 Yr Bd Fd COM 464287457 42 500 SH   SOLE   500 0 0
iShares MSCI EAFE Index COM 464287465 84,163 1,237,877 SH   SOLE   1,237,877 0 0
iShares Russell Midcap Value COM 464287473 279 3,089 SH   SOLE   3,089 0 0
iShares Russell Mid Cap Growth COM 464287481 1,744 12,860 SH   SOLE   12,860 0 0
iShares Russell Midcap COM 464287499 87 394 SH   SOLE   394 0 0
iShares S&P MidCap 400 Index COM 464287507 951 4,724 SH   SOLE   4,724 0 0
iShares Russell 1000 Value COM 464287598 2,889 22,813 SH   SOLE   22,813 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 31,620 135,742 SH   SOLE   135,742 0 0
iShares Russell 1000 Growth COM 464287614 4,653 29,831 SH   SOLE   29,831 0 0
iShares Russell 2000 Value COM 464287630 735 5,529 SH   SOLE   5,529 0 0
iShares Russell 2000 Growth COM 464287648 1,366 6,349 SH   SOLE   6,349 0 0
iShares Russell 2000 COM 464287655 50,767 301,197 SH   SOLE   301,197 0 0
Ishares Russell 3000 Index COM 464287689 736 4,271 SH   SOLE   4,271 0 0
iShares S&P Midcap Value COM 464287705 119 709 SH   SOLE   709 0 0
iShares US Technology Index COM 464287721 265 1,366 SH   SOLE   1,366 0 0
iShares Core S&P Small Cap ETF COM 464287804 38 434 SH   SOLE   434 0 0
Ishares S&P Smallcap COM 464287879 72 431 SH   SOLE   431 0 0
iShares S&P Short Term Muni Fund COM 464288158 176 1,680 SH   SOLE   1,680 0 0
iShares MSCI ACWI Index COM 464288257 270 3,636 SH   SOLE   3,636 0 0
iShares MSCI EAFE Small Cap COM 464288273 1,153 18,513 SH   SOLE   18,513 0 0
ISHARES CALIFORNIA MUNI BOND E TF COM 464288356 15 264 SH   SOLE   264 0 0
iShares S&P National Muni Bond COM 464288414 7,882 73,022 SH   SOLE   73,022 0 0
Lord Abbett Short COM 543916464 0 1 SH   SOLE   1 0 0
Nrg Energy Inc New COM 629377508 0 3 SH   SOLE   3 0 0
Nasdaq 100 Shares COM 631100104 276 1,488 SH   SOLE   1,488 0 0
PIMCO Total Return Fund Cl A COM 693390445 106 10,715 SH   SOLE   10,715 0 0
Pimco High Yield Fund COM 693390841 89 10,113 SH   SOLE   10,113 0 0
T. Rowe Price QM US Small-Cap Growth Equity Fund COM 779917103 36 889 SH   SOLE   889 0 0
Schwab Hedged Equity COM 808509699 89 5,049 SH   SOLE   5,049 0 0
Schwab US Large Cap ETF COM 808524201 201 2,893 SH   SOLE   2,893 0 0
Schwab US Large Cap Growth ETF COM 808524300 353 4,307 SH   SOLE   4,307 0 0
Schwab US Large Cap Value ETF COM 808524409 351 6,255 SH   SOLE   6,255 0 0
Schwab US Mid-Cap ETF COM 808524508 84 1,455 SH   SOLE   1,455 0 0
Schwab US Small Cap ETF COM 808524607 131 1,724 SH   SOLE   1,724 0 0
Schwab Emerging Markets Equity ETF COM 808524706 24 928 SH   SOLE   928 0 0
Sch US Div Equity Etf COM 808524797 26 500 SH   SOLE   500 0 0
Schwab FTSE Dev International COM 808524805 133 3,960 SH   SOLE   3,960 0 0
Schwab US Aggregate Bond ETF COM 808524839 3 60 SH   SOLE   60 0 0
Schwab US REIT ETF COM 808524847 44 1,051 SH   SOLE   1,051 0 0
Schwab Intm US Trsr ETF COM 808524854 20 393 SH   SOLE   393 0 0
Schwab US TIPS ETF COM 808524870 11 200 SH   SOLE   200 0 0
Schwab Intl Small Cap ETF COM 808524888 40 1,121 SH   SOLE   1,121 0 0
Spongetech Delivery Sys COM 849109103 0 5,000 SH   SOLE   5,000 0 0
Streettracks Gold TRUST COM 863307104 11 95 SH   SOLE   95 0 0
Vanguard Health Care Fd COM 921908307 50 217 SH   SOLE   217 0 0
Vanguard Div Apprciation COM 921908844 331 2,986 SH   SOLE   2,986 0 0
Vanguard Total Intl Stk COM 921909818 90 3,090 SH   SOLE   3,090 0 0
Vanguard Primecap Core COM 921921508 80 6,438 SH   SOLE   6,438 0 0
Vanguard Primecap Fund COM 921936100 23 155 SH   SOLE   155 0 0
Vanguard Long Term Bond COM 921937603 0 1 SH   SOLE   1 0 0
Vanguard Small Cap Value COM 921937686 254 4,246 SH   SOLE   4,246 0 0
Vanguard Total Bond Index Fund COM 921937835 158 2,005 SH   SOLE   2,005 0 0
Vanguard Tax Managed COM 921943403 549 7,845 SH   SOLE   7,845 0 0
Vanguard MSCI EAFE ETF COM 921943858 47 1,089 SH   SOLE   1,089 0 0
Vanguard Tax Managed COM 921943866 573 3,834 SH   SOLE   3,834 0 0
Vanguard Selected Value COM 921946109 100 3,349 SH   SOLE   3,349 0 0
Vanguard Windsor II Fd COM 922018205 30 744 SH   SOLE   744 0 0
Vanguard F.I. Short-Term Corp. Fund COM 922031406 8 802 SH   SOLE   802 0 0
Vanguard Inflation COM 922031737 31 1,232 SH   SOLE   1,232 0 0
Vanguard Short Term COM 922031836 103 9,811 SH   SOLE   9,811 0 0
Vanguard Inflation COM 922031869 12 907 SH   SOLE   907 0 0
Vanguard Interm Term COM 922031885 15 1,640 SH   SOLE   1,640 0 0
Vanguard Global Equity COM 922038203 67 4,050 SH   SOLE   4,050 0 0
Vanguard Capital COM 922038302 23 307 SH   SOLE   307 0 0
Vanguard Emerging Mkts COM 922042304 14 564 SH   SOLE   564 0 0
Vanguard Total World COM 922042742 1,546 20,387 SH   SOLE   20,387 0 0
Vanguard Intl Eqty Index COM 922042775 76 1,455 SH   SOLE   1,455 0 0
Vanguard FTSE Emerging Markets COM 922042858 38 923 SH   SOLE   923 0 0
Vanguard Growth Index Fund COM 922908504 45 543 SH   SOLE   543 0 0
VANGUARD CRSP US MID CAP VALUE INDE ETF COM 922908512 195 1,727 SH   SOLE   1,727 0 0
Vanguard Mid-Cap Growth ETF COM 922908538 96 672 SH   SOLE   672 0 0
Vanguard Mid Cap Growth Index INV COM 922908546 73 1,296 SH   SOLE   1,296 0 0
Vanguard Reit COM 922908553 111 1,380 SH   SOLE   1,380 0 0
Vanguard Small Cap Value COM 922908611 13 96 SH   SOLE   96 0 0
Vanguard Growth Index Fund COM 922908660 564 6,805 SH   SOLE   6,805 0 0
Vanguard Small Cap Index COM 922908702 97 1,249 SH   SOLE   1,249 0 0
Vanguard 500 Index Adm Shrs COM 922908710 938 3,486 SH   SOLE   3,486 0 0
Vanguard Total Stock Mkt COM 922908728 283 3,889 SH   SOLE   3,889 0 0
Vanguard Small Cap ETf COM 922908751 57 349 SH   SOLE   349 0 0
Vanguard Total Stock Mkt COM 922908769 6,663 44,522 SH   SOLE   44,522 0 0
Invesco Van Kampen Amer COM 00142J578 19 802 SH   SOLE   802 0 0
At&T Inc Notes COM 00206RAR3 106 105,000 SH   SOLE   105,000 0 0
Alcoa Inc COM 013817AU5 21 20,000 SH   SOLE   20,000 0 0
American Expres COM 025816BB4 177 172,000 SH   SOLE   172,000 0 0
Banc Of Amer Fdg COM 05946XTP8 1 15,000 SH   SOLE   15,000 0 0
Bank Of America COM 06051GDZ9 62 60,000 SH   SOLE   60,000 0 0
Barclays Bk Plc COM 06738JBG8 25 25,000 SH   SOLE   25,000 0 0
Munienhanced Fund Inc COM 09253Y100 4 416 SH   SOLE   416 0 0
Boeing Co COM 097023AW5 35 35,000 SH   SOLE   35,000 0 0
Cliffs Natural Res Inc COM 18683K101 0 24 SH   SOLE   24 0 0
Credit Suisse ETN COM 22542D571 0 1 SH   SOLE   1 0 0
DWS Rreef Global Real Estate COM 23336Y649 5 610 SH   SOLE   610 0 0
DWS EAFE Equity Index Inst COM 25158X104 11 1,736 SH   SOLE   1,736 0 0
Discovery Commun Ser C COM 25470F302 15 500 SH   SOLE   500 0 0
Enbridge Inc COM 29250N105 73 2,273 SH   SOLE   2,273 0 0
First TRUST Energy COM 33734X127 107 6,105 SH   SOLE   6,105 0 0
Ford Motor Co COM 345370CA6 17 15,000 SH   SOLE   15,000 0 0
Gen Elec Cap Corp COM 36962G4D3 15 15,000 SH   SOLE   15,000 0 0
Gen Elec Cap Corp COM 36962G4J0 51 50,000 SH   SOLE   50,000 0 0
Goldman Sachs COM 38141EA25 20 20,000 SH   SOLE   20,000 0 0
Goldman Sachs COM 38141EA58 21 20,000 SH   SOLE   20,000 0 0
Goldman Sachs G COM 38145XAA1 15 15,000 SH   SOLE   15,000 0 0
Healthwarehouse.Com New COM 42227G202 0 1 SH   SOLE   1 0 0
Ishares Silver TRUST COM 46428Q109 8 500 SH   SOLE   500 0 0
iShares Core MSCI EAFE COM 46432F842 231 3,599 SH   SOLE   3,599 0 0
Jpmorgan Chase COM 46625HJR2 50 50,000 SH   SOLE   50,000 0 0
Clearbridge Small Cap COM 52470H765 12 256 SH   SOLE   256 0 0
Lord Abbett Inflation COM 54400U403 0 3 SH   SOLE   3 0 0
Medical Properties TRUST COM 58463J304 3 168 SH   SOLE   168 0 0
Morgan Stanley COM 61747YCG8 5 5,000 SH   SOLE   5,000 0 0
Oppenheimer Intl Bond Fd COM 68380T509 0 1 SH   SOLE   1 0 0
Pepsico Inc COM 713448BR8 60 60,000 SH   SOLE   60,000 0 0
Powershares Bulletshares COM 73939W706 258 12,441 SH   SOLE   12,441 0 0
Powershares Bulletshares COM 73939W821 259 13,065 SH   SOLE   13,065 0 0
Powershares Bulletshares COM 73939W847 258 12,854 SH   SOLE   12,854 0 0
Powershares Bulletshares COM 73939W862 258 12,766 SH   SOLE   12,766 0 0
Powershares Bulletshares COM 73939W888 258 12,487 SH   SOLE   12,487 0 0
Proshs Ultrashrt S&P COM 74347R883 0 4 SH   SOLE   4 0 0
Prudential Short Term COM 74441R508 0 1 SH   SOLE   1 0 0
Invesco S&P 500 Top 50 COM 78355W205 108 517 SH   SOLE   517 0 0
Rydex Etf TRUST COM 78355W304 82 1,200 SH   SOLE   1,200 0 0
SPDR Trust - S&P 500 Index COM 78462F103 796 2,738 SH   SOLE   2,738 0 0
SPDR GLOBAL NATURAL RESOURCES ETF COM 78463X541 79 1,554 SH   SOLE   1,554 0 0
SPDR Dow Jones International Real Estate ETF COM 78463X863 2,811 73,479 SH   SOLE   73,479 0 0
iShares International Small COM 78463X871 173 5,030 SH   SOLE   5,030 0 0
SPDR DJ Small Cap Growth COM 78464A201 25,803 382,274 SH   SOLE   382,274 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 20 294 SH   SOLE   294 0 0
SPDR S&P 500 Growth ETF COM 78464A409 76,454 1,999,310 SH   SOLE   1,999,310 0 0
SPDR S&P 500 Value ETF COM 78464A508 67 2,155 SH   SOLE   2,155 0 0
DJ Wilshire REIT ETF COM 78464A607 1,856 19,902 SH   SOLE   19,902 0 0
Spdr S&P Dividend Etf COM 78464A763 625 6,386 SH   SOLE   6,386 0 0
Spdr S&P 600 Small Cap COM 78464A813 48 630 SH   SOLE   630 0 0
Diamonds TRUST Series I COM 78467X109 1,190 4,502 SH   SOLE   4,502 0 0
S & P Mid Cap 400 Dep Rcpts Mid Cap COM 78467Y107 66 179 SH   SOLE   179 0 0
Sector Spdr Indl Select COM 81369Y704 62 795 SH   SOLE   795 0 0
Tcw Emerging Markets COM 87234N765 0 2 SH   SOLE   2 0 0
Touchstone Sands Capital COM 89155J104 3 106 SH   SOLE   106 0 0
Vanguard Consumr Staples ETF COM 92204A207 87 620 SH   SOLE   620 0 0
Vanguard Energy ETF COM 92204A306 5 50 SH   SOLE   50 0 0
Vanguard Health Care COM 92204A504 43 239 SH   SOLE   239 0 0
Vericimetry US Sm Cap COM 92343G107 222 10,523 SH   SOLE   10,523 0 0
Brookfield Infra Ptnrs COM G16252101 6 150 SH   SOLE   150 0 0