The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CENTURYLINK INC COM 156700106 427 43,292 SH   SOLE 0 0 0 43,292
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 215 4,766 SH   SOLE 0 0 0 4,766
DISNEY WALT CO COM DISNEY 254687106 761 6,731 SH   SOLE 0 0 0 6,731
PFIZER INC COM 717081103 415 12,313 SH   SOLE 0 0 0 12,313
SNAP INC CL A 83304A106 261 11,002 SH   SOLE 0 0 0 11,002
NETAPP INC COM 64110D104 232 5,337 SH   SOLE 0 0 0 5,337
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,595 186,098 SH   SOLE 0 0 0 186,098
ISHARES INC ESG MSCI EM ETF 46434G863 4,100 126,140 SH   SOLE 0 0 0 126,140
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 6,166 109,195 SH   SOLE 0 0 0 109,195
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,849 134,460 SH   SOLE 0 0 0 134,460
ACTIVISION BLIZZARD INC COM 00507V109 218 2,788 SH   SOLE 0 0 0 2,788
MASTERCARD INCORPORATED CL A 57636Q104 622 2,066 SH   SOLE 0 0 0 2,066
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,238 10,427 SH   SOLE 0 0 0 10,427
ISHARES TR SH TR CRPORT ETF 464288646 2,334 42,676 SH   SOLE 0 0 0 42,676
AMERICAN EXPRESS CO COM 025816109 391 4,159 SH   SOLE 0 0 0 4,159
PROSHARES TR PSHS ULT S&P 500 74347R107 209 1,653 SH   SOLE 0 0 0 1,653
CVS HEALTH CORP COM 126650100 355 5,501 SH   SOLE 0 0 0 5,501
COSTCO WHSL CORP NEW COM 22160K105 578 1,898 SH   SOLE 0 0 0 1,898
ISHARES TR TIPS BD ETF 464287176 13,997 113,721 SH   SOLE 0 0 0 113,721
PRUDENTIAL FINL INC COM 744320102 328 5,572 SH   SOLE 0 0 0 5,572
TARGET CORP COM 87612E106 657 5,525 SH   SOLE 0 0 0 5,525
QUALCOMM INC COM 747525103 310 3,454 SH   SOLE 0 0 0 3,454
APPLE INC COM 037833100 3,364 9,239 SH   SOLE 0 0 0 9,239
AMAZON COM INC COM 023135106 2,801 973 SH   SOLE 0 0 0 973
AT&T INC COM 00206R102 470 15,730 SH   SOLE 0 0 0 15,730
SOUTHWEST AIRLS CO COM 844741108 350 10,339 SH   SOLE 0 0 0 10,339
ISHARES TR U.S. MED DVC ETF 464288810 2,146 8,078 SH   SOLE 0 0 0 8,078
PHILIP MORRIS INTL INC COM 718172109 354 5,055 SH   SOLE 0 0 0 5,055
MAGNA INTL INC COM 559222401 201 4,592 SH   SOLE 0 0 0 4,592
PROCTER AND GAMBLE CO COM 742718109 626 5,221 SH   SOLE 0 0 0 5,221
DELTA AIR LINES INC DEL COM NEW 247361702 455 16,434 SH   SOLE 0 0 0 16,434
REALTY INCOME CORP COM 756109104 300 4,918 SH   SOLE 0 0 0 4,918
BOEING CO COM 097023105 1,585 8,791 SH   SOLE 0 0 0 8,791
ISHARES TR USA MOMENTUM FCT 46432F396 10,996 82,814 SH   SOLE 0 0 0 82,814
VANGUARD INDEX FDS GROWTH ETF 922908736 263 1,288 SH   SOLE 0 0 0 1,288
ENCOMPASS HEALTH CORP COM 29261A100 221 3,519 SH   SOLE 0 0 0 3,519
PIMCO ETF TR INV GRD CRP BD 72201R817 6,198 54,149 SH   SOLE 0 0 0 54,149
ISHARES TR MSCI MIN VOL ETF 46429B697 1,831 30,078 SH   SOLE 0 0 0 30,078
AMERIPRISE FINL INC COM 03076C106 341 2,335 SH   SOLE 0 0 0 2,335
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 8,777 149,728 SH   SOLE 0 0 0 149,728
LIFE STORAGE INC COM 53223X107 270 2,748 SH   SOLE 0 0 0 2,748
CONAGRA BRANDS INC COM 205887102 274 7,675 SH   SOLE 0 0 0 7,675
NIKE INC CL B 654106103 597 6,126 SH   SOLE 0 0 0 6,126
INTEL CORP COM 458140100 218 3,709 SH   SOLE 0 0 0 3,709
US BANCORP DEL COM NEW 902973304 528 14,664 SH   SOLE 0 0 0 14,664
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 5,715 38,205 SH   SOLE 0 0 0 38,205
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214 306 15,067 SH   SOLE 0 0 0 15,067
WALMART INC COM 931142103 527 4,404 SH   SOLE 0 0 0 4,404
EXTRA SPACE STORAGE INC COM 30225T102 271 2,794 SH   SOLE 0 0 0 2,794
ISHARES TR CORE S&P SCP ETF 464287804 2,794 41,508 SH   SOLE 0 0 0 41,508
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,966 82,333 SH   SOLE 0 0 0 82,333
FEDEX CORP COM 31428X106 442 2,822 SH   SOLE 0 0 0 2,822
JPMORGAN CHASE & CO COM 46625H100 590 6,329 SH   SOLE 0 0 0 6,329
ISHARES TR US TREAS BD ETF 46429B267 5,674 203,166 SH   SOLE 0 0 0 203,166
DAVITA INC COM 23918K108 253 3,142 SH   SOLE 0 0 0 3,142
DOW INC COM 260557103 258 6,330 SH   SOLE 0 0 0 6,330
SPDR SER TR S&P 600 SMCP GRW 78464A201 9,247 164,592 SH   SOLE 0 0 0 164,592
BRISTOL-MYERS SQUIBB CO COM 110122108 226 3,811 SH   SOLE 0 0 0 3,811
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 281 7,148 SH   SOLE 0 0 0 7,148
ABBVIE INC COM 00287Y109 800 8,065 SH   SOLE 0 0 0 8,065
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 90 12,738 SH   SOLE 0 0 0 12,738
ISHARES TR PFD AND INCM SEC 464288687 930 26,930 SH   SOLE 0 0 0 26,930
ONEOK INC NEW COM 682680103 286 8,876 SH   SOLE 0 0 0 8,876
ISHARES TR BARCLAYS 7 10 YR 464287440 37,016 304,482 SH   SOLE 0 0 0 304,482
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 813 4,569 SH   SOLE 0 0 0 4,569
ISHARES TR ESG MSCI USA ETF 46435G425 8,423 119,624 SH   SOLE 0 0 0 119,624
VANGUARD INDEX FDS VALUE ETF 922908744 407 4,088 SH   SOLE 0 0 0 4,088
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 233 2,900 SH   SOLE 0 0 0 2,900
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 5,905 416,465 SH   SOLE 0 0 0 416,465
TERADATA CORP DEL COM 88076W103 328 15,910 SH   SOLE 0 0 0 15,910
CHARTER COMMUNICATIONS INC N CL A 16119P108 274 525 SH   SOLE 0 0 0 525
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,659 132,831 SH   SOLE 0 0 0 132,831
VISA INC COM CL A 92826C839 668 3,445 SH   SOLE 0 0 0 3,445
ISHARES TR IBOXX INV CP ETF 464287242 6,264 46,499 SH   SOLE 0 0 0 46,499
HASBRO INC COM 418056107 521 6,981 SH   SOLE 0 0 0 6,981
ISHARES TR U.S. FIN SVC ETF 464287770 1,423 12,007 SH   SOLE 0 0 0 12,007
ISHARES TR 3 7 YR TREAS BD 464288661 6,533 48,963 SH   SOLE 0 0 0 48,963
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,246 242,739 SH   SOLE 0 0 0 242,739
MEDIFAST INC COM 58470H101 306 2,168 SH   SOLE 0 0 0 2,168
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 5,924 30,520 SH   SOLE 0 0 0 30,520
APOLLO GLOBAL MGMT INC COM CL A 03768E105 335 6,679 SH   SOLE 0 0 0 6,679
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 247 2,358 SH   SOLE 0 0 0 2,358
FACEBOOK INC CL A 30303M102 1,374 5,784 SH   SOLE 0 0 0 5,784
INTL PAPER CO COM 460146103 331 9,509 SH   SOLE 0 0 0 9,509
ALTRIA GROUP INC COM 02209S103 298 7,603 SH   SOLE 0 0 0 7,603
SALESFORCE COM INC COM 79466L302 1,166 6,074 SH   SOLE 0 0 0 6,074
PNC FINL SVCS GROUP INC COM 693475105 329 3,203 SH   SOLE 0 0 0 3,203
HOME DEPOT INC COM 437076102 520 2,096 SH   SOLE 0 0 0 2,096
NETFLIX INC COM 64110L106 597 1,229 SH   SOLE 0 0 0 1,229
AMGEN INC COM 031162100 361 1,416 SH   SOLE 0 0 0 1,416
UNITEDHEALTH GROUP INC COM 91324P102 283 950 SH   SOLE 0 0 0 950
INTERNATIONAL BUSINESS MACHS COM 459200101 332 2,799 SH   SOLE 0 0 0 2,799
NVIDIA CORPORATION COM 67066G104 287 752 SH   SOLE 0 0 0 752
VERIZON COMMUNICATIONS INC COM 92343V104 633 11,571 SH   SOLE 0 0 0 11,571
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 351 1,230 SH   SOLE 0 0 0 1,230
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,016 66,879 SH   SOLE 0 0 0 66,879
TESLA INC COM 88160R101 2,446 2,185 SH   SOLE 0 0 0 2,185
PAYCOM SOFTWARE INC COM 70432V102 424 1,323 SH   SOLE 0 0 0 1,323
STARBUCKS CORP COM 855244109 418 5,653 SH   SOLE 0 0 0 5,653
MICROSOFT CORP COM 594918104 2,271 11,095 SH   SOLE 0 0 0 11,095
ISHARES TR CORE MSCI EAFE 46432F842 2,577 44,869 SH   SOLE 0 0 0 44,869
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 6,346 66,795 SH   SOLE 0 0 0 66,795
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,442 23,059 SH   SOLE 0 0 0 23,059
ISHARES TR EDGE MSCI USA VL 46432F388 2,722 38,041 SH   SOLE 0 0 0 38,041
SPDR SER TR BLOMBERG INTL TR 78464A516 2,457 85,251 SH   SOLE 0 0 0 85,251
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,696 25,190 SH   SOLE 0 0 0 25,190
JEFFERIES FINL GROUP INC COM 47233W109 262 17,316 SH   SOLE 0 0 0 17,316
STAR BULK CARRIERS CORP. SHS PAR Y8162K204 70 10,808 SH   SOLE 0 0 0 10,808
PERSPECTA INC COM 715347100 256 11,123 SH   SOLE 0 0 0 11,123
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 688 13,759 SH   SOLE 0 0 0 13,759
ALPHABET INC CAP STK CL A 02079K305 679 471 SH   SOLE 0 0 0 471
GOLDMAN SACHS GROUP INC COM 38141G104 368 1,865 SH   SOLE 0 0 0 1,865
JAKKS PAC INC COM 47012E106 115 152,688 SH   SOLE 0 0 0 152,688
APPLIED MATLS INC COM 038222105 300 5,025 SH   SOLE 0 0 0 5,025
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,218 23,613 SH   SOLE 0 0 0 23,613
ALPHABET INC CAP STK CL C 02079K107 1,448 1,007 SH   SOLE 0 0 0 1,007
MEDICAL PPTYS TRUST INC COM 58463J304 317 16,411 SH   SOLE 0 0 0 16,411
YOUNGEVITY INTL INC COM NEW 987537206 28 20,000 SH   SOLE 0 0 0 20,000
KROGER CO COM 501044101 281 8,382 SH   SOLE 0 0 0 8,382
INVESCO EXCHANGE-TRADED FD T SOLAR ETF 46138G706 344 9,343 SH   SOLE 0 0 0 9,343
ISHARES TR 20 YR TR BD ETF 464287432 14,375 87,964 SH   SOLE 0 0 0 87,964
HEWLETT PACKARD ENTERPRISE C COM 42824C109 249 26,433 SH   SOLE 0 0 0 26,433
VALERO ENERGY CORP COM 91913Y100 312 5,528 SH   SOLE 0 0 0 5,528
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,765 31,717 SH   SOLE 0 0 0 31,717
NOMURA HLDGS INC SPONSORED ADR 65535H208 256 58,149 SH   SOLE 0 0 0 58,149
WHIRLPOOL CORP COM 963320106 273 2,150 SH   SOLE 0 0 0 2,150
BEST BUY INC COM 086516101 298 3,416 SH   SOLE 0 0 0 3,416
ISHARES TR CORE S&P500 ETF 464287200 24,147 77,442 SH   SOLE 0 0 0 77,442
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,515 78,448 SH   SOLE 0 0 0 78,448
ALPHATEC HLDGS INC COM NEW 02081G201 478 101,750 SH   SOLE 0 0 0 101,750
ISHARES TR GLOBAL TECH ETF 464287291 2,592 10,971 SH   SOLE 0 0 0 10,971
BLACKROCK INC COM 09247X101 431 791 SH   SOLE 0 0 0 791
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,139 21,061 SH   SOLE 0 0 0 21,061
ISHARES TR EAFE GRWTH ETF 464288885 6,165 73,763 SH   SOLE 0 0 0 73,763
LAM RESEARCH CORP COM 512807108 323 1,016 SH   SOLE 0 0 0 1,016
ZIONS BANCORPORATION N A COM 989701107 263 8,065 SH   SOLE 0 0 0 8,065
JOHNSON & JOHNSON COM 478160104 621 4,422 SH   SOLE 0 0 0 4,422
ISHARES TR 0-5YR HI YL CP 46434V407 1,621 37,871 SH   SOLE 0 0 0 37,871
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,970 99,352 SH   SOLE 0 0 0 99,352
VANGUARD INDEX FDS SM CP VAL ETF 922908611 446 4,226 SH   SOLE 0 0 0 4,226
WYNDHAM DESTINATIONS INC COM 98310W108 215 7,453 SH   SOLE 0 0 0 7,453
SEAGATE TECHNOLOGY PLC SHS G7945M107 250 5,291 SH   SOLE 0 0 0 5,291
M & T BK CORP COM 55261F104 247 2,440 SH   SOLE 0 0 0 2,440
CROWN CASTLE INTL CORP NEW COM 22822V101 332 1,933 SH   SOLE 0 0 0 1,933
MANPOWERGROUP INC COM 56418H100 239 3,550 SH   SOLE 0 0 0 3,550
TRANSOCEAN LTD REG SHS H8817H100 27 14,728 SH   SOLE 0 0 0 14,728
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 6,372 49,396 SH   SOLE 0 0 0 49,396
COCA COLA CONSOLIDATED INC COM 191098102 295 1,284 SH   SOLE 0 0 0 1,284