The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   22,732 200 SH   SOLE 0 200 0 0
ABBVIE INC COM 00287Y109   36,420 200 SH   SOLE 0 200 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   29,462 85 SH   SOLE 0 85 0 0
ADOBE INC COM 00724F101   35,322 70 SH   OTR 1,407,543 70 0 0
AGCO CORP COM 001084102   7,258 59 SH   OTR 1,407,543 59 0 0
AIRBNB INC COM CL A 009066101   16,991 103 SH   OTR 1,407,543 103 0 0
ALPHABET INC CAP STK CL C 02079K107   30,452 200 SH   SOLE 0 200 0 0
ALPHABET INC CAP STK CL A 02079K305   30,186 200 SH   SOLE 0 200 0 0
ALPHABET INC CAP STK CL C 02079K107   57,707 379 SH   OTR 1,407,543 379 0 0
ALPHABET INC CAP STK CL A 02079K305   23,847 158 SH   OTR 1,407,543 158 0 0
ALTRIA GROUP INC COM 02209S103   13,086 300 SH   SOLE 0 300 0 0
AMAZON COM INC COM 023135106   119,051 660 SH   SOLE 0 660 0 0
AMAZON COM INC COM 023135106   109,491 607 SH   OTR 1,407,543 607 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   57,632 615 SH   SOLE 0 615 0 0
AMERICAN ELEC PWR CO INC COM 025537101   5,855 68 SH   SOLE 0 68 0 0
AMERICAN EXPRESS CO COM 025816109   5,009 22 SH   OTR 1,407,543 22 0 0
AMERICAN TOWER CORP NEW COM 03027X100   18,771 95 SH   SOLE 0 95 0 0
APPLE INC COM 037833100   117,978 688 SH   SOLE 0 688 0 0
APPLIED MATLS INC COM 038222105   73,212 355 SH   OTR 1,407,543 355 0 0
ARISTA NETWORKS INC COM 040413106   37,987 131 SH   OTR 1,407,543 131 0 0
ASHLAND INC COM 044186104   2,824 29 SH   SOLE 0 29 0 0
AT&T INC COM 00206R102   7,040 400 SH   SOLE 0 400 0 0
BANK NEW YORK MELLON CORP COM 064058100   24,546 426 SH   OTR 1,407,543 426 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   111,017 264 SH   SOLE 0 264 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   59,714 142 SH   OTR 1,407,543 142 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   70,034 1,335 SH   SOLE 0 1,335 0 0
BP PLC SPONSORED ADR 055622104   10,249 272 SH   SOLE 0 272 0 0
BROADCOM INC COM 11135F101   46,389 35 SH   OTR 1,407,543 35 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   49,805 160 SH   OTR 1,407,543 160 0 0
CAPITAL ONE FINL CORP COM 14040H105   15,038 101 SH   SOLE 0 101 0 0
CAPITAL ONE FINL CORP COM 14040H105   55,983 376 SH   OTR 1,407,543 376 0 0
CARMAX INC COM 143130102   16,115 185 SH   SOLE 0 185 0 0
CHEVRON CORP NEW COM 166764100   97,641 619 SH   SOLE 0 619 0 0
CHUBB LIMITED COM H1467J104   12,438 48 SH   OTR 1,407,543 48 0 0
CISCO SYS INC COM 17275R102   15,971 320 SH   SOLE 0 320 0 0
COCA COLA CO COM 191216100   73,844 1,207 SH   SOLE 0 1,207 0 0
CONSTELLATION ENERGY CORP COM 21037T109   18,300 99 SH   SOLE 0 99 0 0
COSTAR GROUP INC COM 22160N109   21,445 222 SH   OTR 1,407,543 222 0 0
CVS HEALTH CORP COM 126650100   62,213 780 SH   SOLE 0 780 0 0
DANAHER CORPORATION COM 235851102   36,209 145 SH   SOLE 0 145 0 0
DARLING INGREDIENTS INC COM 237266101   4,372 94 SH   OTR 1,407,543 94 0 0
DEERE &CO COM 244199105   369,666 900 SH   SOLE 0 900 0 0
DEXCOM INC COM 252131107   37,726 272 SH   OTR 1,407,543 272 0 0
DISNEY WALT CO COM 254687106   122 1 SH   SOLE 0 1 0 0
DOMINION ENERGY INC COM 25746U109   229,176 4,659 SH   SOLE 0 4,659 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   14,990 155 SH   SOLE 0 155 0 0
ELEVANCE HEALTH INC COM 036752103   20,742 40 SH   SOLE 0 40 0 0
ELI LILLY &CO COM 532457108   17,893 23 SH   SOLE 0 23 0 0
EMERSON ELEC CO COM 291011104   45,368 400 SH   SOLE 0 400 0 0
EXELON CORP COM 30161N101   11,158 297 SH   SOLE 0 297 0 0
EXXON MOBIL CORP COM 30231G102   209,232 1,800 SH   SOLE 0 1,800 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   996,468 21,992 SH   SOLE 0 21,992 0 0
FIFTH THIRD BANCORP COM 316773100   33,526 901 SH   SOLE 0 901 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   99,196 1,766 SH   SOLE 0 1,766 0 0
FORTIVE CORP COM 34959J108   6,193 72 SH   SOLE 0 72 0 0
GABELLI HLTHCARE &WELLNESS SHS 36246K103   102 10 SH   SOLE 0 10 0 0
HUBBELL INC COM 443510607   733,808 1,768 SH   SOLE 0 1,768 0 0
HUMANA INC COM 444859102   27,391 79 SH   OTR 1,407,543 79 0 0
IAC INC COM NEW 44891N208   6,454 121 SH   OTR 1,407,543 121 0 0
INTEL CORP COM 458140100   12,853 291 SH   OTR 1,407,543 291 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   145,893 764 SH   SOLE 0 764 0 0
INTL GNRL INSURANCE HLDNGS L SHS G4809J106   6,093 450 SH   SOLE 0 450 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   19,955 50 SH   OTR 1,407,543 50 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   88,040 800 SH   SOLE 0 800 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   3,996 9 SH   SOLE 0 9 0 0
ISHARES INC MSCI WORLD ETF 464286392   910,180 6,281 SH   SOLE 0 6,281 0 0
ISHARES TR MORNINGSTAR GRWT 464287119   40,306 534 SH   SOLE 0 534 0 0
ISHARES TR MORNINGSTR US EQ 464287127   321,560 4,437 SH   SOLE 0 4,437 0 0
ISHARES TR CORE S&P500 ETF 464287200   7,607,313 14,470 SH   SOLE 0 14,470 0 0
ISHARES TR CORE US AGGBD ET 464287226   196,468 2,006 SH   SOLE 0 2,006 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   18,568 452 SH   SOLE 0 452 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   946,404 11,208 SH   SOLE 0 11,208 0 0
ISHARES TR S&P 500 VAL ETF 464287408   935,544 5,008 SH   SOLE 0 5,008 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   22,817 279 SH   SOLE 0 279 0 0
ISHARES TR MSCI EAFE ETF 464287465   178,254 2,232 SH   SOLE 0 2,232 0 0
ISHARES TR RUS MD CP GR ETF 464287481   104,096 912 SH   SOLE 0 912 0 0
ISHARES TR RUS MID CAP ETF 464287499   872,938 10,381 SH   SOLE 0 10,381 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,534,369 58,188 SH   SOLE 0 58,188 0 0
ISHARES TR GLOBAL 100 ETF 464287572   493,007 5,514 SH   SOLE 0 5,514 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   8,597 48 SH   SOLE 0 48 0 0
ISHARES TR S&P MC 400GR ETF 464287606   350,126 3,837 SH   SOLE 0 3,837 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   4,366,820 12,956 SH   SOLE 0 12,956 0 0
ISHARES TR RUS 1000 ETF 464287622   178,867 621 SH   SOLE 0 621 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   140,545 519 SH   SOLE 0 519 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   795,144 3,781 SH   SOLE 0 3,781 0 0
ISHARES TR CORE S&P US GWT 464287671   632,231 5,394 SH   SOLE 0 5,394 0 0
ISHARES TR S&P MC 400VL ETF 464287705   1,168,587 9,879 SH   SOLE 0 9,879 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,130,225 37,371 SH   SOLE 0 37,371 0 0
ISHARES TR SP SMCP600VL ETF 464287879   249,592 2,429 SH   SOLE 0 2,429 0 0
ISHARES TR S&P SML 600 GWT 464287887   164,066 1,255 SH   SOLE 0 1,255 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   642,833 6,138 SH   SOLE 0 6,138 0 0
ISHARES TR MSCI ACWI ETF 464288257   61,893 562 SH   SOLE 0 562 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   505,715 7,155 SH   SOLE 0 7,155 0 0
ISHARES TR CRE U S REIT ETF 464288521   372,242 6,919 SH   SOLE 0 6,919 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   128,918 2,514 SH   SOLE 0 2,514 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   51,072 441 SH   SOLE 0 441 0 0
ISHARES TR SHORT TREAS BD 464288679   47,864 433 SH   SOLE 0 433 0 0
ISHARES TR RUS TP200 GR ETF 464289438   398,784 2,044 SH   SOLE 0 2,044 0 0
ISHARES TR CMBS ETF 46429B366   17,945 381 SH   SOLE 0 381 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   23,955 353 SH   SOLE 0 353 0 0
ISHARES TR CORE MSCI EAFE 46432F842   417,191 5,621 SH   SOLE 0 5,621 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   260,588 5,493 SH   SOLE 0 5,493 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   348,921 7,089 SH   SOLE 0 7,089 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   33,061 777 SH   SOLE 0 777 0 0
ISHARES TR CORE TOTAL USD 46434V613   242,448 5,318 SH   SOLE 0 5,318 0 0
ISHARES TR CORE DIV GRWTH 46434V621   1,310,775 22,576 SH   SOLE 0 22,576 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   68,256 1,350 SH   SOLE 0 1,350 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,886 28 SH   SOLE 0 28 0 0
ISHARES TR INTL DIV GRWTH 46435G524   69,246 1,028 SH   SOLE 0 1,028 0 0
ISHARES TR CORE DIVID ETF 46435U861   10,235 230 SH   SOLE 0 230 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   303,841 6,530 SH   SOLE 0 6,530 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   79,408 1,565 SH   SOLE 0 1,565 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   668,283 14,327 SH   SOLE 0 14,327 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   91,264 1,809 SH   SOLE 0 1,809 0 0
JOHNSON &JOHNSON COM 478160104   54,734 346 SH   SOLE 0 346 0 0
JPMORGAN CHASE &CO COM 46625H100   120,180 600 SH   SOLE 0 600 0 0
JPMORGAN CHASE &CO COM 46625H100   26,039 130 SH   OTR 1,407,543 130 0 0
KENVUE INC COM 49177J102   4,464 208 SH   SOLE 0 208 0 0
KKR &CO INC COM 48251W104   190,800 1,897 SH   SOLE 0 1,897 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1,610 74 SH   SOLE 0 74 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   4,688 22 SH   SOLE 0 22 0 0
LULULEMON ATHLETICA INC COM 550021109   20,704 53 SH   SOLE 0 53 0 0
LUMENTUM HLDGS INC COM 55024U109   47 1 SH   SOLE 0 1 0 0
MANULIFE FINL CORP COM 56501R106   12,495 500 SH   SOLE 0 500 0 0
MARKEL GROUP INC COM 570535104   9,129 6 SH   SOLE 0 6 0 0
MARKEL GROUP INC COM 570535104   16,736 11 SH   OTR 1,407,543 11 0 0
MCDONALDS CORP COM 580135101   88,814 315 SH   SOLE 0 315 0 0
META PLATFORMS INC CL A 30303M102   244,732 504 SH   SOLE 0 504 0 0
META PLATFORMS INC CL A 30303M102   199,573 411 SH   OTR 1,407,543 411 0 0
MGM RESORTS INTERNATIONAL COM 552953101   23,841 505 SH   SOLE 0 505 0 0
MICROSOFT CORP COM 594918104   17,250 41 SH   SOLE 0 41 0 0
MICROSOFT CORP COM 594918104   45,017 107 SH   OTR 1,407,543 107 0 0
MONDELEZ INTL INC CL A 609207105   14,000 200 SH   SOLE 0 200 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   39,403 111 SH   OTR 1,407,543 111 0 0
MSCI INC COM 55354G100   28,023 50 SH   SOLE 0 50 0 0
NETFLIX INC COM 64110L106   17,613 29 SH   OTR 1,407,543 29 0 0
NORFOLK SOUTHN CORP COM 655844108   76,461 300 SH   SOLE 0 300 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   148,565 2,342 SH   SOLE 0 2,342 0 0
NVIDIA CORPORATION COM 67066G104   117,463 130 SH   OTR 1,407,543 130 0 0
ON HLDG AG NAMEN AKT A H5919C104   24,801 701 SH   OTR 1,407,543 701 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   36,124 32 SH   OTR 1,407,543 32 0 0
ORIGIN MATERIALS INC COM 68622D106   1,785 3,500 SH   SOLE 0 3,500 0 0
OTIS WORLDWIDE CORP COM 68902V107   11,912 120 SH   SOLE 0 120 0 0
OWENS CORNING NEW COM 690742101   17,014 102 SH   OTR 1,407,543 102 0 0
PACER FDS TR PACER US SMALL 69374H857   23,755 483 SH   SOLE 0 483 0 0
PACER FDS TR US CASH COWS 100 69374H881   100,705 1,733 SH   SOLE 0 1,733 0 0
PALO ALTO NETWORKS INC COM 697435105   26,708 94 SH   OTR 1,407,543 94 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   151,983 3,058 SH   SOLE 0 3,058 0 0
PHILIP MORRIS INTL INC COM 718172109   9,712 106 SH   SOLE 0 106 0 0
PJT PARTNERS INC COM CL A 69343T107   189 2 SH   SOLE 0 2 0 0
PROCTER AND GAMBLE CO COM 742718109   16,225 100 SH   SOLE 0 100 0 0
PROLOGIS INC COM 74340W103   23,830 183 SH   SOLE 0 183 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   4,007 60 SH   SOLE 0 60 0 0
QUANTA SVCS INC COM 74762E102   35,593 137 SH   OTR 1,407,543 137 0 0
QUEST DIAGNOSTICS INC COM 74834L100   9,451 71 SH   OTR 1,407,543 71 0 0
ROYAL CARIBBEAN GROUP COM V7780T103   11,538 83 SH   SOLE 0 83 0 0
RTX CORPORATION COM 75513E101   23,407 240 SH   SOLE 0 240 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,413,138 26,026 SH   SOLE 0 26,026 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   624,100 8,214 SH   SOLE 0 8,214 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   227,833 6,398 SH   SOLE 0 6,398 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,012,604 15,026 SH   SOLE 0 15,026 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,778,221 34,456 SH   SOLE 0 34,456 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   441,043 11,303 SH   SOLE 0 11,303 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   289,340 6,290 SH   SOLE 0 6,290 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   47,824 992 SH   SOLE 0 992 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   24,254 465 SH   SOLE 0 465 0 0
SERVICENOW INC COM 81762P102   49,556 65 SH   OTR 1,407,543 65 0 0
SHOPIFY INC CL A 82509L107   6,945 90 SH   OTR 1,407,543 90 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   1,164 300 SH   SOLE 0 300 0 0
SPDR GOLD TR GOLD SHS 78463V107   100,597 489 SH   SOLE 0 489 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   14,144 237 SH   SOLE 0 237 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   990,496 27,637 SH   SOLE 0 27,637 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,966,429 19,054 SH   SOLE 0 19,054 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   813,293 9,324 SH   SOLE 0 9,324 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   991,493 11,950 SH   SOLE 0 11,950 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,880,132 53,044 SH   SOLE 0 53,044 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   462,149 15,524 SH   SOLE 0 15,524 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,938,912 78,621 SH   SOLE 0 78,621 0 0
SPDR SER TR S&P DIVID ETF 78464A763   325,344 2,479 SH   SOLE 0 2,479 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   162,272 1,859 SH   SOLE 0 1,859 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   821,940 10,815 SH   SOLE 0 10,815 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   19,898 789 SH   SOLE 0 789 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   6,193 264 SH   SOLE 0 264 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   851,589 19,786 SH   SOLE 0 19,786 0 0
STARBUCKS CORP COM 855244109   17,364 190 SH   SOLE 0 190 0 0
STRATEGIC TRUST RUNNING GWTH ETF 48817R870   336,798 4,052 SH   SOLE 0 4,052 0 0
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404   7,980 210 SH   SOLE 0 210 0 0
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   444,428 8,602 SH   SOLE 0 8,602 0 0
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   155,667 3,156 SH   SOLE 0 3,156 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   222,034 7,345 SH   SOLE 0 7,345 0 0
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   63,703 1,233 SH   SOLE 0 1,233 0 0
TECK RESOURCES LTD CL B 878742204   20,097 439 SH   OTR 1,407,543 439 0 0
TEXAS INSTRS INC COM 882508104   23,518 135 SH   OTR 1,407,543 135 0 0
THE CIGNA GROUP COM 125523100   21,428 59 SH   SOLE 0 59 0 0
THE TRADE DESK INC COM CL A 88339J105   19,145 219 SH   OTR 1,407,543 219 0 0
TOYOTA MOTOR CORP ADS 892331307   3,020 12 SH   SOLE 0 12 0 0
TRAVELERS COMPANIES INC COM 89417E109   3,452 15 SH   SOLE 0 15 0 0
TRUIST FINL CORP COM 89832Q109   33,973 798 SH   SOLE 0 798 0 0
UBER TECHNOLOGIES INC COM 90353T100   39,958 519 SH   OTR 1,407,543 519 0 0
UNITEDHEALTH GROUP INC COM 91324P102   22,262 45 SH   OTR 1,407,543 45 0 0
US BANCORP DEL COM NEW 902973304   21,545 482 SH   OTR 1,407,543 482 0 0
V2X INC COM 92242T101   561 12 SH   SOLE 0 12 0 0
VALE S A SPONSORED ADS 91912E105   7,399 607 SH   SOLE 0 607 0 0
VALVOLINE INC COM 92047W101   3,521 79 SH   SOLE 0 79 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   63,989 210 SH   SOLE 0 210 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   508,925 2,820 SH   SOLE 0 2,820 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   144,360 1,284 SH   SOLE 0 1,284 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   417,496 3,680 SH   SOLE 0 3,680 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,742,796 23,114 SH   SOLE 0 23,114 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   115,465 1,506 SH   SOLE 0 1,506 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   323,494 4,454 SH   SOLE 0 4,454 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   464,672 967 SH   SOLE 0 967 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   865,793 5,553 SH   SOLE 0 5,553 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   3,535,183 14,993 SH   SOLE 0 14,993 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   969,096 3,717 SH   SOLE 0 3,717 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   978,588 5,100 SH   SOLE 0 5,100 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,212,633 4,853 SH   SOLE 0 4,853 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   20,507 117 SH   SOLE 0 117 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   7,370,042 21,412 SH   SOLE 0 21,412 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,302,935 14,141 SH   SOLE 0 14,141 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,706,653 7,466 SH   SOLE 0 7,466 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   214,937 827 SH   SOLE 0 827 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,084,282 9,813 SH   SOLE 0 9,813 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   164,279 2,801 SH   SOLE 0 2,801 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,179,235 23,765 SH   SOLE 0 23,765 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,347 20 SH   SOLE 0 20 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   318,982 6,304 SH   SOLE 0 6,304 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   149,414 2,573 SH   SOLE 0 2,573 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   660,320 8,541 SH   SOLE 0 8,541 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   556,335 6,419 SH   SOLE 0 6,419 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   245,103 2,828 SH   SOLE 0 2,828 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   14,561 168 SH   SOLE 0 168 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   62,949 782 SH   SOLE 0 782 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   61,174 335 SH   SOLE 0 335 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   19,236 319 SH   SOLE 0 319 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,280,053 65,379 SH   SOLE 0 65,379 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,511,173 45,551 SH   SOLE 0 45,551 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,370,569 4,782 SH   SOLE 0 4,782 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   637,705 5,336 SH   SOLE 0 5,336 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   110,785 777 SH   SOLE 0 777 0 0
VEEVA SYS INC CL A COM 922475108   23,864 103 SH   OTR 1,407,543 103 0 0
VERALTO CORP COM SHS 92338C103   4,256 48 SH   SOLE 0 48 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   40,911 975 SH   SOLE 0 975 0 0
VIATRIS INC COM 92556V106   1,421 119 SH   SOLE 0 119 0 0
VIATRIS INC COM 92556V106   29,480 2,469 SH   OTR 1,407,543 2,469 0 0
VIAVI SOLUTIONS INC COM 925550105   45 5 SH   SOLE 0 5 0 0
VISA INC COM CL A 92826C839   33,490 120 SH   SOLE 0 120 0 0
VISA INC COM CL A 92826C839   48,002 172 SH   OTR 1,407,543 172 0 0
VONTIER CORPORATION COM 928881101   1,270 28 SH   SOLE 0 28 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   6,426 296 SH   SOLE 0 296 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   838 96 SH   SOLE 0 96 0 0
WELLS FARGO CO NEW COM 949746101   4,811 83 SH   SOLE 0 83 0 0
WELLS FARGO CO NEW COM 949746101   57,091 985 SH   OTR 1,407,543 985 0 0
WELLTOWER INC COM 95040Q104   46,720 500 SH   SOLE 0 500 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   1,125,586 15,592 SH   SOLE 0 15,592 0 0
ZOETIS INC CL A 98978V103   19,967 118 SH   OTR 1,407,543 118 0 0