The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1ST COMNWLTH FINL CO COM 319829107 144 11,265 SH   SOLE None 0 0 11,265
A T T INC COM 00206R102 347 22,670 SH   SOLE None 0 0 22,670
ABBOTT LABORATORIES COM 002824100 1,268 13,112 SH   SOLE None 0 0 13,112
ABBVIE INC COM 00287Y109 3,089 23,022 SH   SOLE None 0 0 23,022
ACCENTURE PLC FCLASS A SHS CLASS A G1151C101 360 1,400 SH   SOLE None 0 0 1,400
ADOBE INC COM 00724F101 521 1,895 SH   SOLE None 0 0 1,895
AIR PROD CHEMICALS COM 009158106 1,071 4,606 SH   SOLE None 0 0 4,606
ALPHABET INC. CLASS C CAP STK CL C 02079K107 761 7,925 SH   SOLE None 0 0 7,925
AMAZON.COM INC COM 023135106 958 8,485 SH   SOLE None 0 0 8,485
AMERICAN WATER WORKS COM 030420103 263 2,025 SH   SOLE None 0 0 2,025
AMERN TOWER CORP REIT COM 03027X100 445 2,075 SH   SOLE None 0 0 2,075
AMGEN INC. COM 031162100 1,041 4,620 SH   SOLE None 0 0 4,620
AON PLC FCLASS A SHS CL A G0403H108 267 1,000 SH   SOLE None 0 0 1,000
APPLE INC COM 037833100 8,031 58,114 SH   SOLE None 0 0 58,114
AUTO DATA PROCESSING COM 053015103 1,232 5,450 SH   SOLE None 0 0 5,450
BECTON DICKINSONCO COM 075887109 201 904 SH   SOLE None 0 0 904
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702 570 2,135 SH   SOLE None 0 0 2,135
BLACKROCK CREDIT ALLOCAT COM 092508100 173 18,155 SH   SOLE None 0 0 18,155
BOEING CO COM 097023105 434 3,589 SH   SOLE None 0 0 3,589
BRISTOLMYERS SQUIBB COM 110122108 855 12,030 SH   SOLE None 0 0 12,030
BROADCOM INC COM 11135F101 661 1,490 SH   SOLE None 0 0 1,490
CANADIAN NATL RAILWY F COM 136375102 391 3,625 SH   SOLE None 0 0 3,625
CARRIER GLOBAL CORP COM 14448C104 564 15,862 SH   SOLE None 0 0 15,862
CATERPILLAR INC COM 149123101 1,137 6,930 SH   SOLE None 0 0 6,930
CHEVRON CORP COM 166764100 1,181 8,224 SH   SOLE None 0 0 8,224
CHUBB LTD F COM H1467J104 438 2,411 SH   SOLE None 0 0 2,411
CISCO SYSTEMS INC COM 17275R102 266 6,660 SH   SOLE None 0 0 6,660
CITIGROUP INC COM NEW 172967424 355 8,543 SH   SOLE None 0 0 8,543
COLGATEPALMOLIVE CO COM 194162103 556 7,924 SH   SOLE None 0 0 7,924
COMCAST CORP CLASS A CL A 20030N101 258 8,822 SH   SOLE None 0 0 8,822
CONSOLIDATED EDISON COM 209115104 334 3,900 SH   SOLE None 0 0 3,900
COSTCO WHOLESALE CO COM 22160K105 757 1,605 SH   SOLE None 0 0 1,605
CSX CORP COM 126408103 702 26,375 SH   SOLE None 0 0 26,375
CVS HEALTH CORP COM 126650100 865 9,077 SH   SOLE None 0 0 9,077
DEERE CO COM 244199105 1,327 3,975 SH   SOLE None 0 0 3,975
DOLLAR GENERAL CORP COM 256677105 316 1,320 SH   SOLE None 0 0 1,320
DOMINION ENERGY INC COM 25746U109 215 3,115 SH   SOLE None 0 0 3,115
EMERSON ELECTRIC CO COM 291011104 437 5,975 SH   SOLE None 0 0 5,975
EVERSOURCE ENERGY COM 30040W108 740 9,502 SH   SOLE None 0 0 9,502
EXXON MOBIL CORP COM 30231G102 1,241 14,216 SH   SOLE None 0 0 14,216
GABELLI EQUITY CF COM 362397101 221 40,335 SH   SOLE None 0 0 40,335
GENERAL DYNAMICS CO COM 369550108 332 1,565 SH   SOLE None 0 0 1,565
GENERAL MILLS INC COM 370334104 1,133 14,800 SH   SOLE None 0 0 14,800
GENUINE PARTS CO COM 372460105 791 5,300 SH   SOLE None 0 0 5,300
HERSHEY CO COM 427866108 726 3,296 SH   SOLE None 0 0 3,296
HOME DEPOT INC COM 437076102 3,683 13,348 SH   SOLE None 0 0 13,348
HONEYWELL INTL INC COM 438516106 976 5,850 SH   SOLE None 0 0 5,850
IDEXX LABS INC COM 45168D104 245 755 SH   SOLE None 0 0 755
ILLINOIS TOOL WORKS COM 452308109 1,064 5,890 SH   SOLE None 0 0 5,890
INTEL CORP COM 458140100 311 12,071 SH   SOLE None 0 0 12,071
INVESCO FINANCIAL PREFERRED ETF FINL PFD ETF 46137V621 204 13,600 SH   SOLE None 0 0 13,600
INVSC S P 500 PURE GROWTH ETF S&P500 PUR GWT 46137V266 245 1,696 SH   SOLE None 0 0 1,696
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 293 2,800 SH   SOLE None 0 0 2,800
J M SMUCKER CO COM NEW 832696405 389 2,834 SH   SOLE None 0 0 2,834
JOHNSON JOHNSON COM 478160104 2,429 14,875 SH   SOLE None 0 0 14,875
JPMORGAN CHASE CO COM 46625H100 1,974 18,895 SH   SOLE None 0 0 18,895
KINDER MORGAN INC COM 49456B101 388 23,375 SH   SOLE None 0 0 23,375
KLA CORP COM NEW 482480100 234 775 SH   SOLE None 0 0 775
L3HARRIS TECHNOLOGIES IN COM 502431109 228 1,101 SH   SOLE None 0 0 1,101
LILLY ELI CO COM 532457108 485 1,501 SH   SOLE None 0 0 1,501
LOCKHEED MARTIN CORP COM 539830109 1,081 2,800 SH   SOLE None 0 0 2,800
LOWES COMPANIES INC COM 548661107 281 1,500 SH   SOLE None 0 0 1,500
MARATHON PETE CORP COM 56585A102 622 6,269 SH   SOLE None 0 0 6,269
MASTERCARD INC CLASS A CL A 57636Q104 520 1,830 SH   SOLE None 0 0 1,830
MCDONALDS CORP COM 580135101 1,504 6,520 SH   SOLE None 0 0 6,520
MERCK CO. INC. COM 58933Y105 685 7,959 SH   SOLE None 0 0 7,959
META PLATFORMS INC CLASS A CL A 30303M102 343 2,534 SH   SOLE None 0 0 2,534
MFS CHARTER INCOME CF SH BEN INT 552727109 83 14,100 SH   SOLE None 0 0 14,100
MICROSOFT CORP COM 594918104 5,761 24,735 SH   SOLE None 0 0 24,735
NEXSTAR MEDIA GROUP COMMON STOCK 65336K103 204 1,225 SH   SOLE None 0 0 1,225
NEXTERA ENERG 6.219 PFDCONV DUE 090123 UNIT 09/01/2023 65339F739 288 5,950 SH   SOLE None 0 0 5,950
NEXTERA ENERGY INC COM 65339F101 1,292 16,483 SH   SOLE None 0 0 16,483
NIKE INC CLASS B CL B 654106103 1,576 18,971 SH   SOLE None 0 0 18,971
NOVARTIS AG FSPONSORED ADR 1 ADR REPS 1 ORD SHS SPONSORED ADR 66987V109 378 4,984 SH   SOLE None 0 0 4,984
NUVEEN PREF AND INCM SEC COM 67072C105 78 11,934 SH   SOLE None 0 0 11,934
NVIDIA CORP COM 67066G104 402 3,318 SH   SOLE None 0 0 3,318
OTIS WORLDWIDE CORP COM 68902V107 445 6,977 SH   SOLE None 0 0 6,977
PEPSICO INC COM 713448108 1,614 9,891 SH   SOLE None 0 0 9,891
PFIZER INC COM 717081103 465 10,648 SH   SOLE None 0 0 10,648
PHILLIPS 66 COM 718546104 486 6,032 SH   SOLE None 0 0 6,032
PNC FINL SERVICES COM 693475105 1,615 10,809 SH   SOLE None 0 0 10,809
PROCTER GAMBLE COM 742718109 1,307 10,355 SH   SOLE None 0 0 10,355
PUTNAM PREMIER INCOME CF SH BEN INT 746853100 154 43,175 SH   SOLE None 0 0 43,175
RAYTHEON TECHNOLOGIES CO COM 75513E101 2,486 30,375 SH   SOLE None 0 0 30,375
ROCKWELL AUTOMATION COM 773903109 279 1,300 SH   SOLE None 0 0 1,300
SALESFORCE INC COM 79466L302 535 3,720 SH   SOLE None 0 0 3,720
SHERWIN WILLIAMS CO COM 824348106 269 1,315 SH   SOLE None 0 0 1,315
SOUTHERN CO COM 842587107 442 6,509 SH   SOLE None 0 0 6,509
STARBUCKS CORP COM 855244109 384 4,560 SH   SOLE None 0 0 4,560
TESLA INC COM 88160R101 257 971 SH   SOLE None 0 0 971
TEXAS INSTRUMENTS COM 882508104 717 4,635 SH   SOLE None 0 0 4,635
THERMO FISHER SCNTFC COM 883556102 2,153 4,245 SH   SOLE None 0 0 4,245
TJX COMPANIES INC COM 872540109 298 4,800 SH   SOLE None 0 0 4,800
TRAVELERS COMPANIES COM 89417E109 325 2,127 SH   SOLE None 0 0 2,127
UNION PACIFIC CORP COM 907818108 2,607 13,382 SH   SOLE None 0 0 13,382
UNITEDHEALTH GRP INC COM 91324P102 3,575 7,080 SH   SOLE None 0 0 7,080
VERIZON COMMUNICATN COM 92343V104 1,166 30,722 SH   SOLE None 0 0 30,722
VISA INC CLASS A COM CL A 92826C839 1,140 6,417 SH   SOLE None 0 0 6,417
WALMART INC COM 931142103 968 7,470 SH   SOLE None 0 0 7,470
WALT DISNEY CO COM 254687106 1,084 11,498 SH   SOLE None 0 0 11,498
ZOETIS INC CLASS A CL A 98978V103 368 2,483 SH   SOLE None 0 0 2,483
ZSCALER INC COM 98980G102 211 1,284 SH   SOLE None 0 0 1,284