The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   219,300 2,146 SH   OTR 1 1,987 159 0
A T & T INC COM 00206R102   303,792 15,897 SH   SOLE   15,897 0 0
ABBOTT LABORATORIES COM 00287Y109   297,947 2,867 SH   SOLE   2,867 0 0
ABBVIE INC COM 00287Y109   555,896 3,241 SH   SOLE   3,241 0 0
ALIBABA GROUP HLDG LTD FSPONSORED ADR 1 ADR REPS 8 ORD SHS SPONSORED ADS 01609W102   319,680 4,440 SH   OTR 1 4,599 306 0
ALPHABET INC. CLASS A CAP STK CL A 02079K305   272,314 1,495 SH   OTR 3 353 1,142 0
ALTRIA GROUP INC COM 02209S103   436,967 9,593 SH   SOLE   9,593 0 0
AMAZON COM INC COM 023135106   461,278 2,387 SH   OTR 3 1,400 987 0
APPLE INC COM 037833100   1,083,382 5,144 SH   OTR 2 3,484 1,660 0
AVANTIS EMERGING MARKETSEQ ETF AVANTIS EMGMKT 025072604   427,866 7,004 SH   SOLE   7,004 0 0
AVANTIS INTERNATIONAL EQUITY ETF INTL EQT ETF 025072703   354,441 5,693 SH   SOLE   5,693 0 0
AVANTIS INTERNATNL SML CP VL ETF AVANTIS INTL SML 025072190   432,138 6,653 SH   SOLE   6,653 0 0
AVANTIS US EQUITY ETF US EQT ETF 025072885   522,049 5,788 SH   SOLE   5,788 0 0
AVANTIS US SMALL CAP VALUE ETF AVANTIS US SMALL 025072323   620,333 6,914 SH   SOLE   6,914 0 0
BANK OF AMERICA CORP COM 060505104   4,875,035 122,581 SH   OTR 2 121,866 715 0
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702   3,343,082 8,218 SH   OTR 1 8,089 129 0
BLACKSTONE INC COM 09260D107   315,938 2,552 SH   OTR 1 2,400 152 0
BP PLC FSPONSORED ADR 1 ADR REPS 6 ORD SHS SPONSORED ADR 055622104   1,661,694 46,030 SH   OTR 1 45,594 436 0
CATERPILLAR INC COM 149123101   493,987 1,483 SH   SOLE   1,483 0 0
CHARLES SCHWAB US REIT ETF US REIT ETF 808524847   365,547 18,305 SH   SOLE   18,305 0 0
CHEVRON CORP COM 166764100   826,054 5,281 SH   OTR 1 5,109 172 0
COLGATE-PALMOLIVE CO COM 194162103   373,798 3,852 SH   SOLE   3,852 0 0
CONOCOPHILLIPS COM 20825C104   1,460,606 12,770 SH   OTR 1 12,453 317 0
DIAMONDBACK ENERGY COM 25278X109   449,460 2,245 SH   OTR 1 2,052 193 0
DOMINION ENERGY INC COM 25746U109   421,351 8,599 SH   SOLE   8,599 0 0
DUKE ENERGY CORP COM NEW 26441C204   1,940,046 19,356 SH   OTR 1 19,060 296 0
EASTGROUP PROPERTIES REIT COM 277276101   1,319,126 7,755 SH   SOLE   7,755 0 0
ELI LILLY AND CO COM 532457108   1,164,319 1,286 SH   OTR 2 1,112 174 0
ENBRIDGE INC F COM 29250N105   213,540 6,000 SH   SOLE   6,000 0 0
ENERGY SELECT SECTOR SPDR ETF ENERGY 81369Y506   2,479,678 27,204 SH   SOLE   27,204 0 0
EXXON MOBIL CORP COM 30231G102   1,975,128 17,157 SH   OTR 1 16,746 411 0
FEDEX CORP COM 31428X106   224,776 750 SH   SOLE   750 0 0
FIRST BANCORP N C COM 318910106   333,309 10,442 SH   OTR 1 10,330 112 0
FREEPORT-MCMORAN INC CL B 35671D857   267,932 5,513 SH   OTR 1 5,145 368 0
HALLIBURTON CO HLDG COM 406216101   278,347 8,240 SH   SOLE   8,240 0 0
IBM CORP COM 459200101   210,134 1,215 SH   OTR 1 667 548 0
INVESCO QLTY MUN INCM TRSBI COM 46133G107   307,520 31,000 SH   SOLE   31,000 0 0
INVSC S P 500 PURE VALUEETF S&P500 PUR VAL 46137V258   652,796 7,825 SH   SOLE   7,825 0 0
ISHARES CORE MSCI EMERGING ETF CORE MSCI EMKT 46434G103   240,089 4,485 SH   OTR 1 3,444 1,041 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   1,136,544 2,077 SH   OTR 1 2,028 49 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   818,096 7,670 SH   OTR 1 7,630 40 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226   339,998 3,503 SH   OTR 1 3,399 104 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   472,157 6,028 SH   SOLE   6,028 0 0
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877   663,203 12,504 SH   SOLE   12,504 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234   351,651 8,257 SH   SOLE   8,257 0 0
ISHARES MSCI JAPAN ETF MSCI JPN ETF NEW 46434G822   201,581 2,954 SH   SOLE   2,954 0 0
ISHARES S&P SMALL CAP 600 ETF SP SMCP600VL ETF 464287879   224,013 2,303 SH   SOLE   2,303 0 0
ISHARES SILVER TRUST ETF ISHARES 46428Q109   267,799 10,079 SH   SOLE   10,079 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176   559,811 5,243 SH   OTR 1 5,223 20 0
ISHARES TOTAL US STOCK MARKET ETF CORE S&P TTL STK 464287150   333,534 2,808 SH   SOLE   2,808 0 0
J P MORGAN CHASE & CO COM 46625H100   1,377,997 6,813 SH   OTR 1 6,511 302 0
JOHNSON & JOHNSON COM 478160104   778,417 5,326 SH   OTR 1 4,886 440 0
KKR & CO INC COM 48251W104   399,912 3,800 SH   SOLE   3,800 0 0
LOWES COMPANIES INC COM 548661107   74,762,616 339,121 SH   SOLE   339,121 0 0
MARTIN MARIETTA MATERIAL COM 573284106   379,260 700 SH   SOLE   700 0 0
MEDTRONIC PLC F SHS G5960L103   230,542 2,929 SH   OTR 1 2,241 688 0
MICROSOFT CORP COM 594918104   1,744,028 3,902 SH   OTR 3 2,971 931 0
NORFOLK SOUTHERN CO COM 655844108   316,668 1,475 SH   SOLE   1,475 0 0
NVIDIA CORP COM 67066G104   299,955 2,428 SH   OTR 2 460 1,968 0
OCCIDENTAL PETROL CO COM 674599105   678,527 10,765 SH   SOLE   10,765 0 0
PEPSICO INC COM 713448108   606,557 3,678 SH   OTR 1 3,336 342 0
PERMIAN RESOURCES CORP CLASS A CLASS A COM 71424F105   227,392 14,080 SH   SOLE   14,080 0 0
PFIZER INC COM 717081103   254,618 9,100 SH   SOLE   9,100 0 0
PHILIP MORRIS INTL COM 718172109   283,623 2,799 SH   SOLE   2,799 0 0
PHILLIPS 66 COM 718546104   221,778 1,571 SH   SOLE   1,571 0 0
PROCTER & GAMBLE COM 742718109   275,818 1,672 SH   OTR 1 1,617 55 0
RANGE RESOURCES CORP COM 75281A109   313,506 9,350 SH   SOLE   9,350 0 0
ROCKWELL AUTOMATION COM 773903109   322,078 1,170 SH   OTR 1 1,150 20 0
RPM INTERNTNL COM 749685103   363,420 3,375 SH   SOLE   3,375 0 0
SCHWAB EMERGING MARKETS EQUITY ETF EMRG MKTEQ ETF 808524706   314,338 11,835 SH   SOLE   11,835 0 0
SCHWAB FUNDTL INTRNL SMLEQT ETF SCHWB FDT INT SC 808524748   569,880 16,395 SH   SOLE   16,395 0 0
SCHWAB INTERMEDIATE TERMUS TRS ETF INT-TRM U.S TRES 808524854   536,869 11,008 SH   SOLE   11,008 0 0
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   741,609 19,303 SH   SOLE   19,303 0 0
SCHWAB INTERNATNAL SMALLCAP EQY ETF INTL SCEQT ETF 808524888   456,664 12,835 SH   SOLE   12,835 0 0
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862   361,402 7,509 SH   SOLE   7,509 0 0
SCHWAB US AGGREGATE BONDETF US AGGREGATE B 808524839   436,489 9,576 SH   SOLE   9,576 0 0
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102   382,597 6,086 SH   SOLE   6,086 0 0
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201   926,414 14,419 SH   SOLE   14,419 0 0
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409   288,489 3,894 SH   SOLE   3,894 0 0
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607   330,753 6,971 SH   SOLE   6,971 0 0
SCHWAB US TIPS ETF US TIPS ETF 808524870   261,831 5,034 SH   SOLE   5,034 0 0
SHELL PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS SPON ADS 780259305   619,449 8,582 SH   OTR 1 8,517 65 0
SOUTHWESTERN ENERGY COM 845467109   394,553 58,626 SH   SOLE   58,626 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107   843,484 3,923 SH   SOLE   3,923 0 0
SPDR NUVEN BLM SHT TM MPL BND ETF NUVEEN BLMBRG MU 78468R721   228,683 4,846 SH   SOLE   4,846 0 0
SPDR PORT INTER TRM TRSRY ETF PORTFLI INTRMDIT 78464A672   933,206 33,305 SH   SOLE   33,305 0 0
SPDR S&P 600 SMALL CAP VALUE ETF PORTFOLIO S&P600 78468R853   955,496 12,201 SH   SOLE   12,201 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   293,502 2,308 SH   SOLE   2,308 0 0
SPDR S&P EMERGING MRKT SML CP ETF S&P EMKTSC ETF 78463X756   213,357 3,684 SH   SOLE   3,684 0 0
SPROTT PHYSICAL GLD SLVR TR UNIT 85208R101   456,457 20,701 SH   SOLE   20,701 0 0
SURMODICS INC COM 868873100   205,996 4,900 SH   SOLE   4,900 0 0
THE COCA-COLA CO COM 191216100   701,121 11,015 SH   OTR 2 10,427 591 0
TRUIST FINL CORP COM 89832Q109   2,267,362 58,362 SH   SOLE   58,362 0 0
VANECK INTERMEDIATE MUNIETF INTRMDT MUNI ETF 92189H201   227,000 4,952 SH   SOLE   4,952 0 0
VANGUARD ENERGY ETF ENERGY ETF 92204A306   208,795 1,637 SH   SOLE   1,637 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   858,697 17,375 SH   SOLE   17,375 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   1,966,009 44,927 SH   SOLE   44,927 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504   302,300 1,136 SH   SOLE   1,136 0 0
VANGUARD MID CAP ETF MID CAP ETF 922908629   358,185 1,479 SH   SOLE   1,479 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553   1,627,615 19,432 SH   SOLE   19,432 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   2,173,191 4,345 SH   SOLE   4,345 0 0
VANGUARD S&P 500 VALUE ETF 500 VAL IDX FD 921932703   225,010 1,280 SH   SOLE   1,280 0 0
VANGUARD S&P SMALL CAP 600 VALUE ETF SMLCP 600 VAL 921932778   250,396 2,993 SH   SOLE   2,993 0 0
VANGUARD SHORT INFLATIONPROT ETF IV STRM INFPROIDX 922020805   435,234 8,967 SH   SOLE   8,967 0 0
VANGUARD SHORT TERM TREASURY ETF SHORT TERM TREAS 92206C102   788,586 13,599 SH   OTR 1 13,452 147 0
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   331,038 1,518 SH   SOLE   1,518 0 0
VANGUARD SMALL CAP VALUEETF SM CP VAL ETF 922908611   426,455 2,336 SH   SOLE   2,336 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   897,970 12,463 SH   SOLE   12,463 0 0
VANGUARD TOTAL INTERNATLBND ETF IV TOTAL INT BD ETF 92203J407   286,099 5,878 SH   SOLE   5,878 0 0
VANGUARD TOTAL INTERNTL STOCK ETF IV VG TL INTL STK F 921909768   1,138,536 18,881 SH   SOLE   18,881 0 0
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   2,726,784 10,193 SH   SOLE   10,193 0 0
VERIZON COMMUNICATN COM 92343V104   337,523 8,184 SH   OTR 1 7,488 696 0
WALMART INC COM 931142103   469,095 6,928 SH   OTR 1 6,119 809 0
WASTE MANAGEMENT INC COM 949746101   789,358 3,700 SH   SOLE   3,700 0 0
WELLS FARGO & CO COM 949746101   796,302 13,408 SH   OTR 2 13,032 376 0
WISDOMTREE INTL SMALLCP DIVIDEND ETF INTL SMCAP DIV 97717W760   246,902 3,892 SH   SOLE   3,892 0 0