The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   237,314,193 411,418 SH   SOLE   0 0 411,418
ISHARES TR CORE S&P MCP ETF 464287507   73,310,391 1,176,354 SH   SOLE   0 0 1,176,354
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   71,424,662 1,352,484 SH   SOLE   0 0 1,352,484
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   61,857,317 516,873 SH   SOLE   0 0 516,873
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   49,946,314 252,178 SH   SOLE   0 0 252,178
ISHARES TR CORE S&P SCP ETF 464287804   35,839,014 306,421 SH   SOLE   0 0 306,421
VANGUARD INDEX FDS GROWTH ETF 922908736   15,374,477 40,045 SH   SOLE   0 0 40,045
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,344,825 373,172 SH   SOLE   0 0 373,172
APPLE INC COM 037833100   12,400,959 53,223 SH   SOLE   0 0 53,223
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,061,875 19,280 SH   SOLE   0 0 19,280
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,274,008 151,422 SH   SOLE   0 0 151,422
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   8,954,731 274,096 SH   SOLE   0 0 274,096
VANGUARD INDEX FDS VALUE ETF 922908744   8,752,067 50,135 SH   SOLE   0 0 50,135
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,862,750 58,069 SH   SOLE   0 0 58,069
ISHARES TR ESG AWR MSCI USA 46435G425   3,552,851 28,157 SH   SOLE   0 0 28,157
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,218,733 26,890 SH   SOLE   0 0 26,890
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,102,150 5,879 SH   SOLE   0 0 5,879
ISHARES TR RUSSELL 3000 ETF 464287689   2,521,592 7,718 SH   SOLE   0 0 7,718
MICROSOFT CORP COM 594918104   2,346,426 5,453 SH   SOLE   0 0 5,453
DTE ENERGY CO COM 233331107   1,981,752 15,433 SH   SOLE   0 0 15,433
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,927,870 22,807 SH   SOLE   0 0 22,807
ISHARES TR RUS 1000 GRW ETF 464287614   1,447,090 3,855 SH   SOLE   0 0 3,855
ISHARES TR ESG AWR US AGRGT 46435U549   1,414,747 29,116 SH   SOLE   0 0 29,116
ISHARES TR ESG AW MSCI EAFE 46435G516   1,338,472 15,902 SH   SOLE   0 0 15,902
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   1,274,237 24,868 SH   SOLE   0 0 24,868
PHILIP MORRIS INTL INC COM 718172109   1,179,644 9,717 SH   SOLE   0 0 9,717
ISHARES TR SP SMCP600VL ETF 464287879   1,103,623 10,251 SH   SOLE   0 0 10,251
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,076,088 2,338 SH   SOLE   0 0 2,338
COMPASS INC CL A 20464U100   999,994 163,665 SH   SOLE   0 0 163,665
MONDELEZ INTL INC CL A 609207105   947,176 12,857 SH   SOLE   0 0 12,857
ISHARES TR ESG AWARE MSCI 46435U663   888,299 21,241 SH   SOLE   0 0 21,241
GRACO INC COM 384109104   773,239 8,836 SH   SOLE   0 0 8,836
MORNINGSTAR INC COM 617700109   719,297 2,254 SH   SOLE   0 0 2,254
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   718,969 8,653 SH   SOLE   0 0 8,653
ISHARES TR CORE MSCI EAFE 46432F842   635,171 8,138 SH   SOLE   0 0 8,138
INTERNATIONAL BUSINESS MACHS COM 459200101   634,331 2,869 SH   SOLE   0 0 2,869
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   626,899 8,346 SH   SOLE   0 0 8,346
ELI LILLY & CO COM 532457108   495,241 559 SH   SOLE   0 0 559
LAM RESEARCH CORP COM 512807108   477,407 585 SH   SOLE   0 0 585
INVESCO QQQ TR UNIT SER 1 46090E103   425,904 873 SH   SOLE   0 0 873
FORD MTR CO COM 345370860   416,602 39,451 SH   SOLE   0 0 39,451
INVESCO MUN OPPORTUNITY TR COM 46132C107   400,530 39,000 SH   SOLE   0 0 39,000
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   395,258 7,675 SH   SOLE   0 0 7,675
CATERPILLAR INC COM 149123101   386,002 987 SH   SOLE   0 0 987
AMAZON COM INC COM 023135106   350,860 1,883 SH   SOLE   0 0 1,883
ISHARES TR CORE DIV GRWTH 46434V621   338,025 5,392 SH   SOLE   0 0 5,392
ILLINOIS TOOL WKS INC COM 452308109   321,560 1,227 SH   SOLE   0 0 1,227
PNC FINL SVCS GROUP INC COM 693475105   312,027 1,688 SH   SOLE   0 0 1,688
PROCTER AND GAMBLE CO COM 742718109   301,486 1,741 SH   SOLE   0 0 1,741
NVIDIA CORPORATION COM 67066G104   296,785 2,444 SH   SOLE   0 0 2,444
HONEYWELL INTL INC COM 438516106   288,361 1,395 SH   SOLE   0 0 1,395
ABBVIE INC COM 00287Y109   281,409 1,425 SH   SOLE   0 0 1,425
ISHARES TR RUS 1000 VAL ETF 464287598   260,596 1,373 SH   SOLE   0 0 1,373
CHEVRON CORP NEW COM 166764100   259,592 1,763 SH   SOLE   0 0 1,763
TEXAS INSTRS INC COM 882508104   217,242 1,052 SH   SOLE   0 0 1,052
META PLATFORMS INC CL A 30303M102   215,810 377 SH   SOLE   0 0 377
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   210,927 4,157 SH   SOLE   0 0 4,157
JPMORGAN CHASE & CO. COM 46625H100   205,800 976 SH   SOLE   0 0 976