The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,258,778 7,084 SH   SOLE   7,049 0 35
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 919,346 3,170 SH   SOLE   3,150 0 20
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 860,552 9,331 SH   SOLE   9,265 0 66
AMERICAN FINL GROUP INC OHIO COM 025932104 BBG001S8JK86 1,385,267 10,117 SH   SOLE   10,051 0 66
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 233,192 438 SH   SOLE   438 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 997,117 3,826 SH   SOLE   3,803 0 23
ANDERSONS INC COM 034164103 BBG001S60FJ9 978,868 24,159 SH   SOLE   24,040 0 119
APPLE INC COM 037833100 BBG001S5N8V8 1,827,760 7,299 SH   SOLE   7,262 0 37
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 1,278,863 9,183 SH   SOLE   9,121 0 62
AXIS CAP HLDGS LTD SHS G0692U109 BBG001SGW5F8 897,493 10,128 SH   SOLE   10,056 0 72
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 1,038,777 32,372 SH   SOLE   32,134 0 238
BUNGE GLOBAL SA COM SHS H11356104 BBG01JZ8VLC7 728,095 9,364 SH   SOLE   9,295 0 69
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 1,015,770 7,069 SH   SOLE   7,007 0 62
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 880,468 13,211 SH   SOLE   13,118 0 93
COCA-COLA EUROPACIFIC PARTNE SHS G25839104 BBG00B6BFX96 1,214,317 15,810 SH   SOLE   15,715 0 95
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 806,966 21,509 SH   SOLE   21,349 0 160
ETF OPPORTUNITIES TRUST APPLIED FINA VAL 26923N405 BBG010L8R604 2,789,435 76,236 SH   SOLE   75,668 0 568
EVERCORE INC CLASS A 29977A105 BBG001SC3S41 1,564,402 5,644 SH   SOLE   5,612 0 32
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206 BBG01K786ML1 888,157 27,464 SH   SOLE   27,184 0 280
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 BBG00HLJ4LS6 1,492,127 61,078 SH   SOLE   61,078 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,186,393 4,503 SH   SOLE   4,477 0 26
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 BBG00HZ6Q4L0 793,120 33,269 SH   SOLE   33,269 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 702,724 33,369 SH   SOLE   33,148 0 221
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 822,022 9,675 SH   SOLE   9,588 0 87
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,342,119 24,171 SH   SOLE   23,936 0 235
ISHARES TR GNMA BOND ETF 46429B333 BBG002N8KM74 1,215,718 28,320 SH   SOLE   28,077 0 243
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 5,649,604 71,833 SH   SOLE   71,153 0 680
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 2,882,270 55,751 SH   SOLE   55,240 0 511
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1,023,103 11,491 SH   SOLE   11,384 0 107
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,928,470 25,506 SH   SOLE   25,329 0 177
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 902,017 21,575 SH   SOLE   21,416 0 159
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 1,613,159 15,140 SH   SOLE   15,140 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 391,715 1,361 SH   SOLE   1,361 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 409,597 2,495 SH   SOLE   2,495 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,482,680 24,453 SH   SOLE   24,231 0 222
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,068,190 10,127 SH   SOLE   10,127 0 0
ISHARES TR U.S. UTILITS ETF 464287697 BBG001SFGXG6 2,964,661 30,815 SH   SOLE   30,596 0 219
ISHARES TR US TELECOM ETF 464287713 BBG001SFC820 2,020,075 75,322 SH   SOLE   74,750 0 572
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 709,378 30,885 SH   SOLE   30,510 0 375
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 1,343,290 26,722 SH   SOLE   26,722 0 0
KEURIG DR PEPPER INC COM 49271V100 BBG001ST5W34 983,127 30,619 SH   SOLE   30,388 0 231
KROGER CO COM 501044101 BBG001S5SN40 1,266,548 20,713 SH   SOLE   20,599 0 114
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 BBG00DB6W2C2 631,402 20,689 SH   SOLE   20,471 0 218
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,505,151 3,571 SH   SOLE   3,555 0 16
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,205,919 16,822 SH   SOLE   16,692 0 130
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 991,071 2,112 SH   SOLE   2,097 0 15
NUVEEN SELECT MAT MUN FD SH BEN INT 67061T101 BBG001S74480 710,045 81,522 SH   SOLE   81,522 0 0
OLD REP INTL CORP COM 680223104 BBG001S6M9Y2 1,236,868 34,188 SH   SOLE   33,973 0 215
PERRIGO CO PLC SHS G97822103 BBG001S704D8 822,640 32,011 SH   SOLE   31,778 0 233
PFIZER INC COM 717081103 BBG001S5V466 672,880 25,374 SH   SOLE   25,142 0 232
QUALCOMM INC COM 747525103 BBG001S6VS70 1,047,024 6,816 SH   SOLE   6,778 0 38
RYDER SYS INC COM 783549108 BBG001S5VK15 1,437,257 9,163 SH   SOLE   9,108 0 55
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,795,942 20,969 SH   SOLE   20,864 0 105
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 1,717,123 80,317 SH   SOLE   79,524 0 793
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 BBG00NS9VV15 975,435 18,257 SH   SOLE   18,104 0 153
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 BBG00WGK8YP7 2,739,600 65,059 SH   SOLE   64,530 0 529
TARGET CORP COM 87612E106 BBG001SC0K41 861,182 6,371 SH   SOLE   6,335 0 36
TELEPHONE & DATA SYS INC COM NEW 879433829 BBG001S5WM29 1,319,226 38,677 SH   SOLE   38,377 0 300
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,013,582 4,445 SH   SOLE   4,420 0 25
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 BBG005T08310 585,493 26,057 SH   SOLE   26,057 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 301,672 735 SH   SOLE   735 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,254,511 4,944 SH   SOLE   4,910 0 34
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 897,462 5,548 SH   SOLE   5,525 0 23
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 2,363,656 26,535 SH   SOLE   26,364 0 171
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 370,258 2,187 SH   SOLE   2,187 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 927,044 18,493 SH   SOLE   18,493 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 858,574 14,803 SH   SOLE   14,670 0 133
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,819,657 14,262 SH   SOLE   14,147 0 115
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 8,397,116 123,706 SH   SOLE   122,838 0 868
WISDOMTREE TR EM EX ST-OWNED 97717X578 BBG007PB9N20 703,641 23,094 SH   SOLE   22,875 0 219
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 4,093,957 119,220 SH   SOLE   118,386 0 834