The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 421 2,028 SH   SOLE   2,028 0 0
A T & T INC COM 00206R102 7,923 252,643 SH   SOLE   252,643 0 0
A T & T INC COM 00206R102 102 3,253 SH   OTR   3,253 0 0
ABBOTT LABORATORIES COM COM 002824100 28,223 353,048 SH   SOLE   353,048 0 0
ABBOTT LABORATORIES COM COM 002824100 181 2,260 SH   OTR   2,260 0 0
ABBVIE INC COM 00287Y109 4,305 53,417 SH   SOLE   53,417 0 0
ABBVIE INC COM 00287Y109 201 2,500 SH   OTR   2,500 0 0
ACCENTURE PLC F CLASS A COM G1151C101 491 2,790 SH   SOLE   2,790 0 0
ALKANE INC COM 01642L105 0 714,200 SH   SOLE   714,200 0 0
ALPHABET INC. CLASS A COM 02079K305 15,895 13,506 SH   SOLE   13,506 0 0
ALPHABET INC. CLASS A COM 02079K305 24 20 SH   OTR   20 0 0
ALPHABET INC. CLASS C COM 02079K107 16,074 13,700 SH   SOLE   13,700 0 0
ALPHABET INC. CLASS C COM 02079K107 47 40 SH   OTR   40 0 0
ALTRIA GROUP INC COM 02209S103 1,366 23,780 SH   SOLE   23,780 0 0
ALTRIA GROUP INC COM 02209S103 34 595 SH   OTR   595 0 0
AMAZON COM INC COM 023135106 32,794 18,416 SH   SOLE   18,416 0 0
AMAZON COM INC COM 023135106 21 12 SH   OTR   12 0 0
AMERICAN EXPRESS CO COM 025816109 293 2,680 SH   SOLE   2,680 0 0
AMERN TOWER CORP REIT COM 03027X100 215 1,090 SH   SOLE   1,090 0 0
APPLE INC COM 037833100 29,541 155,521 SH   SOLE   155,521 0 0
APPLE INC COM 037833100 19 100 SH   OTR   100 0 0
ARCH CAP GROUP LTD F COM G0450A105 391 12,100 SH   SOLE   12,100 0 0
ARTHUR J GALLAGHER&C COM 363576109 543 6,950 SH   SOLE   6,950 0 0
AVERY DENNISON CORP COM 053611109 215 1,900 SH   SOLE   1,900 0 0
BANK OF AMERICA CORP COM 060505104 10,904 395,204 SH   SOLE   395,204 0 0
BANK OF AMERICA CORP COM 060505104 24 875 SH   OTR   875 0 0
BB&T CORP COM 054937107 2,892 62,159 SH   SOLE   62,159 0 0
BECTON DICKINSON&CO COM 075887109 14,942 59,832 SH   SOLE   59,832 0 0
BECTON DICKINSON&CO COM 075887109 21 85 SH   OTR   85 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 817 4,067 SH   SOLE   4,067 0 0
BLACKROCK INC COM 09247X101 2,966 6,941 SH   SOLE   6,941 0 0
BLACKROCK INC COM 09247X101 64 150 SH   OTR   150 0 0
BOEING CO COM 097023105 2,944 7,720 SH   SOLE   7,720 0 0
BOOKING HOLDINGS INC COM 09857L108 13,190 7,559 SH   SOLE   7,559 0 0
BOOKING HOLDINGS INC COM 09857L108 17 10 SH   OTR   10 0 0
BRISTOL-MYERS SQUIBB COM 110122108 918 19,239 SH   SOLE   19,239 0 0
CARNIVAL CORP F COM 143658300 3,021 59,566 SH   SOLE   59,566 0 0
CARNIVAL CORP F COM 143658300 98 1,925 SH   OTR   1,925 0 0
CATERPILLAR INC COM 149123101 341 2,516 SH   SOLE   2,516 0 0
CATERPILLAR INC COM 149123101 81 600 SH   OTR   600 0 0
CERNER CORP COM 156782104 308 5,375 SH   SOLE   5,375 0 0
CHARLES SCHWAB CORP COM 808513105 17,661 413,030 SH   SOLE   413,030 0 0
CHARLES SCHWAB CORP COM 808513105 26 600 SH   OTR   600 0 0
CHEVRON CORPORATION COM 166764100 5,843 47,439 SH   SOLE   47,439 0 0
CHEVRON CORPORATION COM 166764100 99 800 SH   OTR   800 0 0
CIGNA CORP COM 125523100 683 4,245 SH   SOLE   4,245 0 0
CIGNA CORP COM 125523100 6 38 SH   OTR   38 0 0
CINCINNATI FINL COM 172062101 600 6,982 SH   SOLE   6,982 0 0
CISCO SYSTEMS INC COM 17275R102 4,568 84,606 SH   SOLE   84,606 0 0
CISCO SYSTEMS INC COM 17275R102 154 2,850 SH   OTR   2,850 0 0
COLGATE-PALMOLIVE CO COM 194162103 328 4,784 SH   SOLE   4,784 0 0
COMCAST CORP CLASS A COM 20030N101 282 7,059 SH   SOLE   7,059 0 0
CONCHO RESOURCES INC COM 20605P101 9,445 85,119 SH   SOLE   85,119 0 0
CONCHO RESOURCES INC COM 20605P101 14 125 SH   OTR   125 0 0
CONOCOPHILLIPS COM 20825C104 1,465 21,948 SH   SOLE   21,948 0 0
CONSOLIDATED EDISON COM 209115104 917 10,818 SH   SOLE   10,818 0 0
CORP OFFICE PPTY TR REIT COM 22002T108 996 36,497 SH   SOLE   36,497 0 0
COSTCO WHOLESALE CO COM 22160K105 494 2,040 SH   SOLE   2,040 0 0
CROWN CASTLE INTL CO REIT COM 22822V101 915 7,145 SH   SOLE   7,145 0 0
CROWN CASTLE INTL CO REIT COM 22822V101 70 550 SH   OTR   550 0 0
CRYO-CELL INTL INC COM 228895108 154 20,063 SH   SOLE   20,063 0 0
DANAHER CORP COM 235851102 1,020 7,724 SH   SOLE   7,724 0 0
DOMINION ENERGY INC COM 25746U109 1,586 20,685 SH   SOLE   20,685 0 0
DOMINION ENERGY INC COM 25746U109 69 900 SH   OTR   900 0 0
DOWDUPONT INC COM 26078J100 4,295 80,557 SH   SOLE   80,557 0 0
DOWDUPONT INC COM 26078J100 72 1,350 SH   OTR   1,350 0 0
DUKE ENERGY CORP COM 26441C204 6,905 76,718 SH   SOLE   76,718 0 0
DUKE ENERGY CORP COM 26441C204 78 866 SH   OTR   866 0 0
EATON CORP PLC F COM G29183103 505 6,273 SH   SOLE   6,273 0 0
EDWARDS LIFESCIENCES COM 28176E108 11,466 59,930 SH   SOLE   59,930 0 0
EDWARDS LIFESCIENCES COM 28176E108 26 135 SH   OTR   135 0 0
EMERSON ELECTRIC CO COM 291011104 1,660 24,248 SH   SOLE   24,248 0 0
ENTERPRISE PRODS PART LP COM 293792107 687 23,613 SH   SOLE   23,613 0 0
EPAM SYSTEMS INC COM 29414B104 22,949 135,687 SH   SOLE   135,687 0 0
EPAM SYSTEMS INC COM 29414B104 21 125 SH   OTR   125 0 0
EVERBRIDGE INC. COM 29978A104 2,086 27,806 SH   SOLE   27,806 0 0
EXXON MOBIL CORP COM 30231G102 5,319 65,835 SH   SOLE   65,835 0 0
EXXON MOBIL CORP COM 30231G102 2,558 31,658 SH   OTR   31,658 0 0
FACEBOOK INC CLASS A COM 30303M102 12,541 75,234 SH   SOLE   75,234 0 0
FACEBOOK INC CLASS A COM 30303M102 25 150 SH   OTR   150 0 0
FISERV INC COM 337738108 438 4,959 SH   SOLE   4,959 0 0
FIVE BELOW COM 33829M101 20,628 166,020 SH   SOLE   166,020 0 0
FIVE BELOW COM 33829M101 16 125 SH   OTR   125 0 0
GENERAL ELECTRIC CO COM 369604103 259 25,957 SH   SOLE   25,957 0 0
GENERAL ELECTRIC CO COM 369604103 20 2,000 SH   OTR   2,000 0 0
GILEAD SCIENCES INC COM 375558103 231 3,553 SH   SOLE   3,553 0 0
HCP INC REIT REIT COM 40414L109 231 7,365 SH   SOLE   7,365 0 0
HOME DEPOT INC COM 437076102 2,891 15,064 SH   SOLE   15,064 0 0
HONEYWELL INTL INC COM 438516106 290 1,824 SH   SOLE   1,824 0 0
IBM CORP COM 459200101 661 4,687 SH   SOLE   4,687 0 0
IDEXX LABS INC COM 45168D104 201 900 SH   SOLE   900 0 0
INTEL CORP COM 458140100 6,731 125,336 SH   SOLE   125,336 0 0
INTEL CORP COM 458140100 134 2,500 SH   OTR   2,500 0 0
INTUITIVE SURGICAL COM 46120E602 302 529 SH   SOLE   529 0 0
IQVIA HOLDINGS INC COM 46266C105 23,462 163,101 SH   SOLE   163,101 0 0
IQVIA HOLDINGS INC COM 46266C105 25 175 SH   OTR   175 0 0
J P MORGAN CHASE & CO COM 46625H100 4,884 48,245 SH   SOLE   48,245 0 0
J P MORGAN CHASE & CO COM 46625H100 83 820 SH   OTR   820 0 0
JOHNSON & JOHNSON COM 478160104 4,816 34,452 SH   SOLE   34,452 0 0
JOHNSON & JOHNSON COM 478160104 77 550 SH   OTR   550 0 0
KIMBERLY-CLARK CORP COM 494368103 1,189 9,594 SH   SOLE   9,594 0 0
KIMBERLY-CLARK CORP COM 494368103 81 650 SH   OTR   650 0 0
LAI SUN DEVELOPMEN ORDF COM Y51270224 25 14,980 SH   SOLE   14,980 0 0
LEIDOS HOLDINGS INC COM 525327102 219 3,419 SH   SOLE   3,419 0 0
LILLY ELI & CO COM 532457108 4,408 33,972 SH   SOLE   33,972 0 0
LOCKHEED MARTIN CORP COM 539830109 18,764 62,512 SH   SOLE   62,512 0 0
LOCKHEED MARTIN CORP COM 539830109 120 400 SH   OTR   400 0 0
LOWES COMPANIES INC COM 548661107 666 6,087 SH   SOLE   6,087 0 0
MARRIOTT INTL INC CLASS A COM 571903202 271 2,164 SH   SOLE   2,164 0 0
MASTERCARD INC CLASS A COM 57636Q104 37,032 157,280 SH   SOLE   157,280 0 0
MASTERCARD INC CLASS A COM 57636Q104 24 100 SH   OTR   100 0 0
MC CORMICK & CO INC COM 579780206 681 4,520 SH   SOLE   4,520 0 0
MC CORMICK & CO INC COM 579780107 769 5,142 SH   SOLE   5,142 0 0
MC DONALDS CORP COM 580135101 5,049 26,590 SH   SOLE   26,590 0 0
MC DONALDS CORP COM 580135101 147 775 SH   OTR   775 0 0
MERCK & CO. INC. COM 58933Y105 4,253 51,132 SH   SOLE   51,132 0 0
MERCK & CO. INC. COM 58933Y105 50 600 SH   OTR   600 0 0
MICROSOFT CORP COM 594918104 34,815 295,194 SH   SOLE   295,194 0 0
MICROSOFT CORP COM 594918104 195 1,650 SH   OTR   1,650 0 0
NESTLE S A F SPONSORED ADR 1 A COM 641069406 209 2,190 SH   SOLE   2,190 0 0
NETFLIX INC COM 64110L106 503 1,412 SH   SOLE   1,412 0 0
NEXTERA ENERGY INC COM 65339F101 835 4,318 SH   SOLE   4,318 0 0
NEXTERA ENERGY INC COM 65339F101 77 400 SH   OTR   400 0 0
NORFOLK SOUTHERN CO COM 655844108 354 1,892 SH   SOLE   1,892 0 0
OCCIDENTAL PETROL CO COM 674599105 248 3,748 SH   SOLE   3,748 0 0
ORACLE CORP COM 68389X105 628 11,690 SH   SOLE   11,690 0 0
PAYCHEX INC COM 704326107 2,819 35,146 SH   SOLE   35,146 0 0
PAYCOM SOFTWARE INC COM 70432V102 19,086 100,914 SH   SOLE   100,914 0 0
PAYCOM SOFTWARE INC COM 70432V102 28 150 SH   OTR   150 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 33,327 320,945 SH   SOLE   320,945 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 35 335 SH   OTR   335 0 0
PEPSICO INCORPORATED COM 713448108 14,815 120,893 SH   SOLE   120,893 0 0
PEPSICO INCORPORATED COM 713448108 55 450 SH   OTR   450 0 0
PFIZER INC COM 717081103 5,389 126,900 SH   SOLE   126,900 0 0
PFIZER INC COM 717081103 268 6,300 SH   OTR   6,300 0 0
PHILIP MORRIS INTL COM 718172109 2,464 27,872 SH   SOLE   27,872 0 0
PHILIP MORRIS INTL COM 718172109 101 1,145 SH   OTR   1,145 0 0
PNC FINL SERVICES COM 693475105 303 2,471 SH   SOLE   2,471 0 0
PPL CORP COM 69351T106 1,128 35,550 SH   SOLE   35,550 0 0
PROCTER & GAMBLE COM 742718109 6,033 57,978 SH   SOLE   57,978 0 0
PROCTER & GAMBLE COM 742718109 36 350 SH   OTR   350 0 0
PULTEGROUP INC COM 745867101 275 9,850 SH   SOLE   9,850 0 0
PURE BIOSCIENCE INC COM 74621T209 25 51,231 SH   SOLE   51,231 0 0
SALESFORCE COM COM 79466L302 14,079 88,898 SH   SOLE   88,898 0 0
SALESFORCE COM COM 79466L302 20 125 SH   OTR   125 0 0
SANDY SPRING BANCORP COM 800363103 669 21,376 SH   SOLE   21,376 0 0
SIMON PPTY GROUP REIT COM 828806109 945 5,186 SH   SOLE   5,186 0 0
SIRIUS XM HLDGS INC COM 82968B103 58 10,270 SH   SOLE   10,270 0 0
SOUTHERN CO COM 842587107 5,251 101,609 SH   SOLE   101,609 0 0
SOUTHERN CO COM 842587107 34 650 SH   OTR   650 0 0
STARBUCKS CORP COM 855244109 1,366 18,379 SH   SOLE   18,379 0 0
SUMMIT FINL GRP COM 86606G101 530 20,000 SH   SOLE   20,000 0 0
T ROWE PRICE GROUP COM 74144T108 239 2,390 SH   SOLE   2,390 0 0
TABLEAU SOFTWARE INC COM 87336U105 11,251 88,393 SH   SOLE   88,393 0 0
TABLEAU SOFTWARE INC COM 87336U105 19 150 SH   OTR   150 0 0
TARGET CORP COM 87612E106 3,356 41,812 SH   SOLE   41,812 0 0
TARGET CORP COM 87612E106 28 350 SH   OTR   350 0 0
THE COCA-COLA CO COM 191216100 785 16,761 SH   SOLE   16,761 0 0
TJX COMPANIES INC COM 872540109 512 9,628 SH   SOLE   9,628 0 0
TRANSENTERIX INC COM 89366M201 192 80,875 SH   SOLE   80,875 0 0
TREX COMPANY INC COM 89531P105 11,817 192,092 SH   SOLE   192,092 0 0
TREX COMPANY INC COM 89531P105 22 350 SH   OTR   350 0 0
U S BANCORP COM 902973304 407 8,441 SH   SOLE   8,441 0 0
UNITED TECHNOLOGIES COM 913017109 368 2,855 SH   SOLE   2,855 0 0
UNITEDHEALTH GRP INC COM 91324P102 24,885 100,644 SH   SOLE   100,644 0 0
UNITEDHEALTH GRP INC COM 91324P102 23 93 SH   OTR   93 0 0
VERIZON COMMUNICATN COM 92343V104 11,016 186,305 SH   SOLE   186,305 0 0
VERIZON COMMUNICATN COM 92343V104 99 1,680 SH   OTR   1,680 0 0
VF CORP COM 918204108 18,061 207,812 SH   SOLE   207,812 0 0
VF CORP COM 918204108 32 370 SH   OTR   370 0 0
VISA INC CLASS A COM 92826C839 682 4,364 SH   SOLE   4,364 0 0
VULCAN MATERIALS COM COM 929160109 11,630 98,223 SH   SOLE   98,223 0 0
VULCAN MATERIALS COM COM 929160109 18 150 SH   OTR   150 0 0
WALMART INC COM 931142103 938 9,615 SH   SOLE   9,615 0 0
WALT DISNEY CO COM 254687106 1,443 13,000 SH   SOLE   13,000 0 0
WASHINGTON REIT COM 939653101 389 13,705 SH   SOLE   13,705 0 0
WELLS FARGO BK N A COM 949746101 2,881 59,625 SH   SOLE   59,625 0 0
WELLS FARGO BK N A COM 949746101 40 825 SH   OTR   825 0 0
WELLTOWER INC REIT COM 95040Q104 3,870 49,871 SH   SOLE   49,871 0 0
WELLTOWER INC REIT COM 95040Q104 68 875 SH   OTR   875 0 0
WESTROCK CO COM 96145D105 2,515 65,591 SH   SOLE   65,591 0 0
YUM BRANDS INC COM 988498101 772 7,733 SH   SOLE   7,733 0 0
AEGON N.V. 6.375 PFD PFD PFD 007924301 516 20,125 SH   SOLE   20,125 0 0
BANK OF AMER 6.625 PFD PFD SE PFD 060505344 914 35,760 SH   SOLE   35,760 0 0
BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 3,020 117,685 SH   SOLE   117,685 0 0
BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 85 3,300 SH   OTR   3,300 0 0
JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 3,571 137,385 SH   SOLE   137,385 0 0
JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 60 2,300 SH   OTR   2,300 0 0
JPMORGAN CHASE 6.3 PFD PFD SE PFD 481246700 256 9,775 SH   SOLE   9,775 0 0
THE ALLSTATE 6.25 PFD PFD SER PFD 020002853 1,427 55,665 SH   SOLE   55,665 0 0
THE CHARLES SCHW 6 PFD PFD SE PFD 808513402 361 13,860 SH   SOLE   13,860 0 0
WELLS FARGO & CO 6 PFD PFD SE PFD 949746366 2,737 107,010 SH   SOLE   107,010 0 0
WELLS FARGO & CO 6 PFD PFD SE PFD 949746366 84 3,300 SH   OTR   3,300 0 0
AMERICAN FD EUROPACIFIC GWTH F ETF 298706110 331 6,490 SH   SOLE   6,490 0 0
AMERICAN FD NEW PERSPECTIVE F3 ETF 648018778 840 19,585 SH   SOLE   19,585 0 0
AMERICAN FD WA MUTUAL INV FD C ETF 939330775 320 7,091 SH   SOLE   7,091 0 0
FIDELITY CONTRA FUND ETF 316071109 140 11,171 SH   SOLE   11,171 0 0
GLOBAL X MLP ETF ETF 37950E473 4,451 501,842 SH   SOLE   501,842 0 0
GLOBAL X MLP ETF ETF 37950E473 89 10,000 SH   OTR   10,000 0 0
GLOBAL X SUPERDIVIDEND ETF ETF 37950E549 3,361 184,797 SH   SOLE   184,797 0 0
INVESCO QQQ TRUST ETF 46090E103 1,332 7,414 SH   SOLE   7,414 0 0
INVESCO QQQ TRUST ETF 46090E103 96 532 SH   OTR   532 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 4,486 15,764 SH   SOLE   15,764 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 419 5,430 SH   SOLE   5,430 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226 697 6,391 SH   SOLE   6,391 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 1,248 7,294 SH   SOLE   7,294 0 0
ISHARES GLOBAL UTILITIES ETF ETF 464288711 1,126 20,831 SH   SOLE   20,831 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 537 4,506 SH   SOLE   4,506 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,722 26,555 SH   SOLE   26,555 0 0
ISHARES NASDAQ BIOTECHNOLOGY E ETF 464287556 247 2,205 SH   SOLE   2,205 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 258 2,321 SH   SOLE   2,321 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 573 3,787 SH   SOLE   3,787 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 45 300 SH   OTR   300 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 2,860 18,683 SH   SOLE   18,683 0 0
ISHARES RUSSELL MID CAP FORWAR ETF 464287499 421 7,800 SH   SOLE   7,800 0 0
iShares S&P Global Healthcare ETF 464287325 1,129 18,482 SH   SOLE   18,482 0 0
SCHWAB GOVERNMENT MONEY FUND I ETF 808515613 100 100,200 SH   SOLE   100,200 0 0
SCHWAB S&P 500 INDEX FD ETF 808509855 286 6,563 SH   SOLE   6,563 0 0
SCHWAB VALUE ADVANTAGE MONEY F ETF 808515696 5,775 5,775,000 SH   SOLE   5,775,000 0 0
SELECT SECTOR INDUSTRIAL SPDR ETF 81369Y704 1,375 18,332 SH   SOLE   18,332 0 0
SELECT STR FINANCIAL SELECT SP ETF 81369Y605 354 13,759 SH   SOLE   13,759 0 0
SPDR BLMBRG BARCLY INTL CRP ET ETF 78464A151 251 7,575 SH   SOLE   7,575 0 0
SPDR BLMBRG BRCLY INTL TRSRY E ETF 78464A516 238 8,530 SH   SOLE   8,530 0 0
SPDR DOW JONES INDUSTRIAL AVRG ETF 78467X109 339 1,307 SH   SOLE   1,307 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 1,683 17,010 SH   SOLE   17,010 0 0
SPDR FUND CONSUMER STAPLES ETF ETF 81369Y308 205 3,651 SH   SOLE   3,651 0 0
SPDR GOLD SHARES ETF ETF 78463V107 1,961 16,073 SH   SOLE   16,073 0 0
SPDR S&P 500 ETF ETF 78462F103 2,963 10,490 SH   SOLE   10,490 0 0
VANGUARD 500 INDEX FD ADMIRAL ETF 922908710 892 3,409 SH   SOLE   3,409 0 0
VANGUARD CONSUMER DISCRETIONAR ETF 92204A108 1,240 7,193 SH   SOLE   7,193 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652 349 3,022 SH   SOLE   3,022 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 5,765 141,051 SH   SOLE   141,051 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 16 400 SH   OTR   400 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 7,000 164,702 SH   SOLE   164,702 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 17 400 SH   OTR   400 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 771 9,000 SH   SOLE   9,000 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204A702 687 3,423 SH   SOLE   3,423 0 0
VANGUARD LARGE CAP ETF ETF 922908637 1,485 11,440 SH   SOLE   11,440 0 0
VANGUARD LTD TERM TAX EXEMPT A ETF 922907886 203 18,518 SH   SOLE   18,518 0 0
VANGUARD MID CAP ETF ETF 922908629 7,094 44,129 SH   SOLE   44,129 0 0
VANGUARD MID CAP ETF ETF 922908629 16 100 SH   OTR   100 0 0
VANGUARD MID CAP VALUE ETF ETF 922908512 279 2,585 SH   SOLE   2,585 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 9,167 105,483 SH   SOLE   105,483 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 17 200 SH   OTR   200 0 0
VANGUARD SMALL CAP ETF ETF 922908751 9,746 63,782 SH   SOLE   63,782 0 0
VANGUARD SMALL CAP ETF ETF 922908751 15 100 SH   OTR   100 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 334 2,310 SH   SOLE   2,310 0 0