The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories SK 002824100 926 15,176 SH   SOLE   0 0 15,176
Abbvie Inc SK 00287Y109 922 9,952 SH   SOLE   0 0 9,952
Alphabet Inc Class A SK 02079K305 263 233 SH   SOLE   0 0 233
Alphabet Inc Class C SK 02079K107 295 264 SH   SOLE   0 0 264
Amazon Com Inc SK 023135106 765 450 SH   SOLE   0 0 450
Analog Devices, Inc. SK 032654105 327 3,404 SH   SOLE   0 0 3,404
Apple Computers SK 037833100 4,436 23,963 SH   SOLE   0 0 23,963
Barclay's Aggregate Bond Index I-Shares ET 464287226 10,168 95,633 SH   SOLE   0 0 95,633
Berkley W R Corporation SK 084423102 2,507 34,617 SH   SOLE   0 0 34,617
Berkshire Hathaway Cl B SK 084670702 1,081 5,794 SH   SOLE   0 0 5,794
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh SK 084990175 564 200 SH   SOLE   0 0 200
Boston Beer Co Inc Cl A Class A SK 100557107 328 1,094 SH   SOLE   0 0 1,094
CBS Corporation Cl B SK 124857202 361 6,417 SH   SOLE   0 0 6,417
Canadian Pac Ltd New F SK 13645T100 339 1,850 SH   SOLE   0 0 1,850
Caterpillar Inc SK 149123101 1,278 9,423 SH   SOLE   0 0 9,423
Charter Communications SK 16119P108 536 1,828 SH   SOLE   0 0 1,828
Chevrontexaco SK 166764100 297 2,347 SH   SOLE   0 0 2,347
Cisco Systems Inc SK 17275R102 553 12,858 SH   SOLE   0 0 12,858
Darden Restaurants SK 237194105 333 3,107 SH   SOLE   0 0 3,107
Dominos Pizza Inc SK 25754A201 1,115 3,953 SH   SOLE   0 0 3,953
Exxon Corporation SK 30231G102 399 4,828 SH   SOLE   0 0 4,828
General Electric Co. SK 369604103 507 37,259 SH   SOLE   0 0 37,259
Home Depot Inc SK 437076102 236 1,208 SH   SOLE   0 0 1,208
International Business Machines SK 459200101 749 5,361 SH   SOLE   0 0 5,361
Invesco NY Muni AMT Free Mun Bd ETF ET 73936T458 1,112 46,412 SH   SOLE   0 0 46,412
Invesco National AMT Free Mun Bd ETF ET 73936T474 1,010 40,209 SH   SOLE   0 0 40,209
Invesco QQQ Trust ET 73935A104 1,120 6,522 SH   SOLE   0 0 6,522
Ishares Barclays Bd Fd 7-10 Yr Tr ET 464287440 5,709 55,688 SH   SOLE   0 0 55,688
Ishares Barclays Tips Bond Fund ET 464287176 9,536 84,483 SH   SOLE   0 0 84,483
Ishares Core S&P Smallcap ETF 600 ET 464287804 2,477 29,682 SH   SOLE   0 0 29,682
Ishares Core US Growth ET 464287671 506 8,851 SH   SOLE   0 0 8,851
Ishares Core US Value ET 464287663 3,580 66,686 SH   SOLE   0 0 66,686
Ishares Goldman Sachs Tech Index ET 464287549 2,348 12,175 SH   SOLE   0 0 12,175
Ishares Lehman Treas Bond 1-3 Year ET 464287457 929 11,138 SH   SOLE   0 0 11,138
Ishares Morningstar Fund Large Core Inde ET 464287127 349 2,267 SH   SOLE   0 0 2,267
Ishares Morningstar Small-Cap Value Etf ET 464288703 275 1,806 SH   SOLE   0 0 1,806
Ishares Msci Canada Idx Fd ET 464286509 250 8,768 SH   SOLE   0 0 8,768
Ishares Msci Emrg Mkt Fd ET 464287234 3,968 91,570 SH   SOLE   0 0 91,570
Ishares Msci Etf Eafe Minimum Volatility ET 46429B689 5,935 83,423 SH   SOLE   0 0 83,423
Ishares Pharmaceutical Index Fund ET 464288836 954 6,305 SH   SOLE   0 0 6,305
Ishares Russell Midcap Index Fund ET 464287499 2,106 9,928 SH   SOLE   0 0 9,928
Ishares Russell Midcap Value Index Fund ET 464287473 14,745 166,630 SH   SOLE   0 0 166,630
Ishares S&P 500 Growth S&P 500 Growth In ET 464287309 2,545 15,654 SH   SOLE   0 0 15,654
Ishares S&P Midcap 400 Bar Val ET 464287705 8,494 52,421 SH   SOLE   0 0 52,421
Ishares S&P Midcap 400 Growth Index Fund ET 464287606 3,802 16,912 SH   SOLE   0 0 16,912
Ishares S&P North Am Fund ET 464287374 1,639 44,458 SH   SOLE   0 0 44,458
Ishares S&P Smallcap Growth ETF ET 464287887 4,568 24,172 SH   SOLE   0 0 24,172
Ishares S&P Smallcap 600 Value ET 464287879 8,945 54,789 SH   SOLE   0 0 54,789
Ishares Tr Cohen & Steer Realty Majors I ET 464287564 5,234 52,405 SH   SOLE   0 0 52,405
Ishares Tr Msci Eafe ET 464287465 3,620 54,061 SH   SOLE   0 0 54,061
Ishares Tr Nasdaq Biotech ET 464287556 201 1,831 SH   SOLE   0 0 1,831
Ishares Tr Russell 1000 Growth ET 464287614 954 6,638 SH   SOLE   0 0 6,638
Ishares Tr Russell 1000 Ind ET 464287622 208 1,369 SH   SOLE   0 0 1,369
Ishares Tr Russell 1000 Val ET 464287598 5,745 47,332 SH   SOLE   0 0 47,332
Ishares Tr Russell 2000 Val ET 464287630 2,504 18,980 SH   SOLE   0 0 18,980
Ishares Tr S&P 100 Index ET 464287101 308 2,575 SH   SOLE   0 0 2,575
Ishares Tr S&P 500 Barra Val ET 464287408 7,766 70,518 SH   SOLE   0 0 70,518
Ishares Tr S&P Midcap 400 Ind ET 464287507 9,725 49,929 SH   SOLE   0 0 49,929
Ishares Trust Dow Jones Select Dividend ET 464287168 2,960 30,287 SH   SOLE   0 0 30,287
Ishares Trust S&P 500 Index ET 464287200 6,904 25,285 SH   SOLE   0 0 25,285
J P Morgan & Co. Inc. SK 46625H100 315 3,023 SH   SOLE   0 0 3,023
Johnson & Johnson SK 478160104 2,867 23,628 SH   SOLE   0 0 23,628
Microsoft Corp SK 594918104 318 3,228 SH   SOLE   0 0 3,228
Mid Cap S P D R Trust Unit Ser ET 78467Y107 2,055 5,789 SH   SOLE   0 0 5,789
Omnicom Group Inc SK 681919106 1,052 13,791 SH   SOLE   0 0 13,791
P J T Partners Inc Cl A SK 69343T107 2,659 49,804 SH   SOLE   0 0 49,804
Paychex Inc SK 704326107 552 8,076 SH   SOLE   0 0 8,076
Pepsico SK 713448108 8,083 74,242 SH   SOLE   0 0 74,242
Pfizer Inc SK 717081103 1,335 36,783 SH   SOLE   0 0 36,783
Pimco Active Bond ETF ET 72201R775 4,250 41,241 SH   SOLE   0 0 41,241
Procter & Gamble Co. SK 742718109 873 11,178 SH   SOLE   0 0 11,178
Proshares Ultra S&P 500 ET 74347R107 3,994 35,885 SH   SOLE   0 0 35,885
S P D R Trust Unit Sr 1 ET 78462F103 1,561 5,755 SH   SOLE   0 0 5,755
Sch Us Mid-Cap Etf ET 808524508 6,475 117,959 SH   SOLE   0 0 117,959
Sch Us Reit Etf ET 808524847 514 12,313 SH   SOLE   0 0 12,313
Schw US Large Cap ETF ET 808524201 1,311 20,174 SH   SOLE   0 0 20,174
Schw Us Brd Mkt Etf ET 808524102 1,440 21,816 SH   SOLE   0 0 21,816
Schw Us Scap Etf ET 808524607 2,872 39,044 SH   SOLE   0 0 39,044
Schwab Intermediate Term Us Trs Etf ET 808524854 637 12,164 SH   SOLE   0 0 12,164
Schwab US Tips ETF ET 808524870 4,400 80,134 SH   SOLE   0 0 80,134
Sector Spdr Engy Select Shares Of Benefi ET 81369Y506 2,114 27,836 SH   SOLE   0 0 27,836
Sector Spdr Fincl Select Shares Of Benef ET 81369Y605 257 9,647 SH   SOLE   0 0 9,647
Southridge Ent Inc New SK 84467T403 0 24,000 SH   SOLE   0 0 24,000
Spdr S&P 400 Mid Cap Growth Etf ET 78464A821 1,257 23,274 SH   SOLE   0 0 23,274
Spdr S&P 600 Small Cap ET 78464A813 5,221 72,219 SH   SOLE   0 0 72,219
Spdr S&P Biotech Etf ET 78464A870 2,548 26,772 SH   SOLE   0 0 26,772
Spdr S&P Dividend Etf ET 78464A763 2,894 31,214 SH   SOLE   0 0 31,214
Vanguard Bond Index Fund Intermediate Te ET 921937819 1,991 24,585 SH   SOLE   0 0 24,585
Vanguard Bond Index Short Term Bond ETF ET 921937827 2,128 27,205 SH   SOLE   0 0 27,205
Vanguard Corp Bond Etf Short-Term Corp B ET 92206C409 3,624 46,406 SH   SOLE   0 0 46,406
Vanguard Div Appreciation ETF ET 921908844 8,759 86,193 SH   SOLE   0 0 86,193
Vanguard Emerging Market ET 922042858 518 12,283 SH   SOLE   0 0 12,283
Vanguard Energy Index ET 92204A306 1,574 14,979 SH   SOLE   0 0 14,979
Vanguard Ftse Developed Markets Etf ET 921943858 236 5,499 SH   SOLE   0 0 5,499
Vanguard Growth Etf Msci Us Prime Mkt ET 922908736 934 6,232 SH   SOLE   0 0 6,232
Vanguard Info Technology ET 92204A702 1,275 7,028 SH   SOLE   0 0 7,028
Vanguard Mid Cap Value ET 922908512 6,510 58,933 SH   SOLE   0 0 58,933
Vanguard Msci Us Sm Cap Growth ET 922908595 8,035 45,703 SH   SOLE   0 0 45,703
Vanguard Reit ET 922908553 2,787 34,220 SH   SOLE   0 0 34,220
Vanguard Small Cap Value ET 922908611 12,867 94,754 SH   SOLE   0 0 94,754
Vanguard Total Bond Market Index ETF ET 921937835 414 5,230 SH   SOLE   0 0 5,230
Vanguard Total Stock Mkt ET 922908769 6,373 45,381 SH   SOLE   0 0 45,381
Vulcan Materials Company SK 929160109 252 1,955 SH   SOLE   0 0 1,955
Wal Mart Stores SK 931142103 817 9,537 SH   SOLE   0 0 9,537
Walt Disney Co Holding Co SK 254687106 2,415 23,038 SH   SOLE   0 0 23,038
Weight Watchers Intl Inc SK 948626106 430 4,257 SH   SOLE   0 0 4,257
XL Capital Limited SK G98294104 265 4,734 SH   SOLE   0 0 4,734