The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   719,403 6,310 SH   SOLE 0 0 0 6,310
ABBVIE INC COM 00287Y109   1,280,244 6,483 SH   SOLE 0 0 0 6,483
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   853,654 2,415 SH   SOLE 0 0 0 2,415
ADOBE INC COM 00724F101   1,690,034 3,264 SH   SOLE 0 0 0 3,264
ADVANCED MICRO DEVICES INC COM 007903107   592,985 3,614 SH   SOLE 0 0 0 3,614
AERCAP HOLDINGS NV SHS N00985106   259,249 2,737 SH   SOLE 0 0 0 2,737
AFFILIATED MANAGERS GROUP IN COM 008252108   365,557 2,056 SH   SOLE 0 0 0 2,056
AFLAC INC COM 001055102   219,575 1,964 SH   SOLE 0 0 0 1,964
AIR PRODS & CHEMS INC COM 009158106   229,558 771 SH   SOLE 0 0 0 771
ALCON AG ORD SHS H01301128   755,128 7,546 SH   SOLE 0 0 0 7,546
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   1,049,156 8,835 SH   SOLE 0 0 0 8,835
ALLOGENE THERAPEUTICS INC COM 019770106   59,049 21,089 SH   SOLE 0 0 0 21,089
ALPHABET INC CAP STK CL C 02079K107   7,238,627 43,296 SH   SOLE 0 0 0 43,296
ALPHABET INC CAP STK CL A 02079K305   9,699,461 58,483 SH   SOLE 0 0 0 58,483
ALTRIA GROUP INC COM 02209S103   485,199 9,506 SH   SOLE 0 0 0 9,506
AMAZON COM INC COM 023135106   6,499,039 34,879 SH   SOLE 0 0 0 34,879
AMDOCS LTD SHS G02602103   241,620 2,762 SH   SOLE 0 0 0 2,762
AMERICAN CENTY ETF TR US SML CP VALU 025072877   29,157,568 303,883 SH   SOLE 0 0 0 303,883
AMERICAN CENTY ETF TR US EQT ETF 025072885   7,218,742 75,867 SH   SOLE 0 0 0 75,867
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   31,978,825 452,509 SH   SOLE 0 0 0 452,509
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,720,467 26,135 SH   SOLE 0 0 0 26,135
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   1,840,801 35,305 SH   SOLE 0 0 0 35,305
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,933,216 34,436 SH   SOLE 0 0 0 34,436
AMERICAN EXPRESS CO COM 025816109   450,192 1,660 SH   SOLE 0 0 0 1,660
AMERICAN TOWER CORP NEW COM 03027X100   254,886 1,096 SH   SOLE 0 0 0 1,096
AMGEN INC COM 031162100   881,516 2,736 SH   SOLE 0 0 0 2,736
AMPHENOL CORP NEW CL A 032095101   246,305 3,780 SH   SOLE 0 0 0 3,780
ANALOG DEVICES INC COM 032654105   581,870 2,528 SH   SOLE 0 0 0 2,528
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   687,958 10,378 SH   SOLE 0 0 0 10,378
APPLE INC COM 037833100   30,656,454 131,573 SH   SOLE 0 0 0 131,573
APPLIED MATLS INC COM 038222105   333,180 1,649 SH   SOLE 0 0 0 1,649
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203   538,671 20,513 SH   SOLE 0 0 0 20,513
ARROW ELECTRS INC COM 042735100   420,938 3,169 SH   SOLE 0 0 0 3,169
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,359,031 1,631 SH   SOLE 0 0 0 1,631
ASTRAZENECA PLC SPONSORED ADR 046353108   851,323 10,927 SH   SOLE 0 0 0 10,927
AT&T INC COM 00206R102   515,218 23,419 SH   SOLE 0 0 0 23,419
AVANGRID INC COM 05351W103   262,734 7,341 SH   SOLE 0 0 0 7,341
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   319,542 29,478 SH   SOLE 0 0 0 29,478
BANCO SANTANDER S.A. ADR 05964H105   436,254 85,540 SH   SOLE 0 0 0 85,540
BANK AMERICA CORP COM 060505104   1,120,250 28,232 SH   SOLE 0 0 0 28,232
BANK NOVA SCOTIA HALIFAX COM 064149107   249,292 4,575 SH   SOLE 0 0 0 4,575
BARCLAYS PLC ADR 06738E204   229,842 18,917 SH   SOLE 0 0 0 18,917
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,265,084 7,094 SH   SOLE 0 0 0 7,094
BHP GROUP LTD SPONSORED ADS 088606108   552,593 8,897 SH   SOLE 0 0 0 8,897
BIOGEN INC COM 09062X103   214,193 1,105 SH   SOLE 0 0 0 1,105
BLACKROCK INC COM 09247X101   379,409 400 SH   SOLE 0 0 0 400
BLACKSTONE INC COM 09260D107   1,187,491 7,755 SH   SOLE 0 0 0 7,755
BOEING CO COM 097023105   340,418 2,239 SH   SOLE 0 0 0 2,239
BOOKING HOLDINGS INC COM 09857L108   227,567 54 SH   SOLE 0 0 0 54
BOSTON SCIENTIFIC CORP COM 101137107   305,116 3,641 SH   SOLE 0 0 0 3,641
BRISTOL-MYERS SQUIBB CO COM 110122108   339,511 6,562 SH   SOLE 0 0 0 6,562
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   238,465 6,519 SH   SOLE 0 0 0 6,519
BROADCOM INC COM 11135F101   2,497,442 14,478 SH   SOLE 0 0 0 14,478
BROOKFIELD CORP CL A LTD VT SH 11271J107   417,759 7,860 SH   SOLE 0 0 0 7,860
CADENCE DESIGN SYSTEM INC COM 127387108   281,871 1,040 SH   SOLE 0 0 0 1,040
CANADIAN NATL RY CO COM 136375102   305,176 2,605 SH   SOLE 0 0 0 2,605
CARDIFF ONCOLOGY INC COM 14147L108   244,217 91,467 SH   SOLE 0 0 0 91,467
CARRIER GLOBAL CORPORATION COM 14448C104   226,990 2,820 SH   SOLE 0 0 0 2,820
CATERPILLAR INC COM 149123101   663,731 1,697 SH   SOLE 0 0 0 1,697
CGI INC CL A SUB VTG 12532H104   412,362 3,587 SH   SOLE 0 0 0 3,587
CHECK POINT SOFTWARE TECH LT ORD M22465104   335,489 1,740 SH   SOLE 0 0 0 1,740
CHEVRON CORP NEW COM 166764100   691,260 4,694 SH   SOLE 0 0 0 4,694
CHUBB LIMITED COM H1467J104   387,885 1,345 SH   SOLE 0 0 0 1,345
CISCO SYS INC COM 17275R102   953,969 17,925 SH   SOLE 0 0 0 17,925
CITIGROUP INC COM NEW 172967424   349,965 5,590 SH   SOLE 0 0 0 5,590
CITY OFFICE REIT INC COM 178587101   154,667 26,484 SH   SOLE 0 0 0 26,484
CLOUDFLARE INC CL A COM 18915M107   214,439 2,651 SH   SOLE 0 0 0 2,651
COCA COLA CO COM 191216100   517,931 7,207 SH   SOLE 0 0 0 7,207
COCA-COLA EUROPACIFIC PARTNE SHS G25839104   461,081 5,855 SH   SOLE 0 0 0 5,855
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   222,047 2,877 SH   SOLE 0 0 0 2,877
COINBASE GLOBAL INC COM CL A 19260Q107   225,920 1,268 SH   SOLE 0 0 0 1,268
COLGATE PALMOLIVE CO COM 194162103   259,214 2,497 SH   SOLE 0 0 0 2,497
COMCAST CORP NEW CL A 20030N101   414,969 9,935 SH   SOLE 0 0 0 9,935
CONNECT BIOPHARMA HLDGS LTD ADS 207523101   60,221 41,823 SH   SOLE 0 0 0 41,823
CONSOLIDATED EDISON INC COM 209115104   483,892 4,647 SH   SOLE 0 0 0 4,647
CORNING INC COM 219350105   248,596 5,506 SH   SOLE 0 0 0 5,506
COSTCO WHSL CORP NEW COM 22160K105   2,451,506 2,765 SH   SOLE 0 0 0 2,765
CROWDSTRIKE HLDGS INC CL A 22788C105   1,007,168 3,591 SH   SOLE 0 0 0 3,591
DANAHER CORPORATION COM 235851102   441,496 1,588 SH   SOLE 0 0 0 1,588
DEERE & CO COM 244199105   289,046 693 SH   SOLE 0 0 0 693
DEUTSCHE BANK A G NAMEN AKT D18190898   676,475 39,080 SH   SOLE 0 0 0 39,080
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,249,114 123,917 SH   SOLE 0 0 0 123,917
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   11,986,604 412,478 SH   SOLE 0 0 0 412,478
DISNEY WALT CO COM 254687106   581,763 6,048 SH   SOLE 0 0 0 6,048
DUKE ENERGY CORP NEW COM NEW 26441C204   332,064 2,880 SH   SOLE 0 0 0 2,880
DUPONT DE NEMOURS INC COM 26614N102   490,640 5,506 SH   SOLE 0 0 0 5,506
DYADIC INTL INC DEL COM 26745T101   28,261 27,174 SH   SOLE 0 0 0 27,174
EATON CORP PLC SHS G29183103   405,351 1,223 SH   SOLE 0 0 0 1,223
EBAY INC. COM 278642103   214,993 3,302 SH   SOLE 0 0 0 3,302
ELECTRONIC ARTS INC COM 285512109   205,119 1,430 SH   SOLE 0 0 0 1,430
ELEVANCE HEALTH INC COM 036752103   435,240 837 SH   SOLE 0 0 0 837
ELI LILLY & CO COM 532457108   3,827,281 4,320 SH   SOLE 0 0 0 4,320
ENI S P A SPONSORED ADR 26874R108   379,299 12,514 SH   SOLE 0 0 0 12,514
ENTERPRISE PRODS PARTNERS L COM 293792107   916,439 31,482 SH   SOLE 0 0 0 31,482
EOG RES INC COM 26875P101   450,293 3,663 SH   SOLE 0 0 0 3,663
EQUILLIUM INC COM 29446K106   82,940 99,688 SH   SOLE 0 0 0 99,688
ESAB CORPORATION COM 29605J106   236,965 2,229 SH   SOLE 0 0 0 2,229
EXELON CORP COM 30161N101   233,163 5,750 SH   SOLE 0 0 0 5,750
EXXON MOBIL CORP COM 30231G102   1,299,398 11,085 SH   SOLE 0 0 0 11,085
FERRARI N V COM N3167Y103   360,104 766 SH   SOLE 0 0 0 766
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   465,033 8,974 SH   SOLE 0 0 0 8,974
FIFTH THIRD BANCORP COM 316773100   294,097 6,865 SH   SOLE 0 0 0 6,865
FISERV INC COM 337738108   292,650 1,629 SH   SOLE 0 0 0 1,629
FLEXSHARES TR M STAR DEV MKT 33939L803   294,323 3,924 SH   SOLE 0 0 0 3,924
FOX CORP CL A COM 35137L105   212,243 5,014 SH   SOLE 0 0 0 5,014
GE AEROSPACE COM NEW 369604301   489,932 2,598 SH   SOLE 0 0 0 2,598
GE VERNOVA INC COM 36828A101   226,932 890 SH   SOLE 0 0 0 890
GENERAL DYNAMICS CORP COM 369550108   203,985 675 SH   SOLE 0 0 0 675
GENERAL MTRS CO COM 37045V100   300,069 6,692 SH   SOLE 0 0 0 6,692
GENPACT LIMITED SHS G3922B107   427,977 10,915 SH   SOLE 0 0 0 10,915
GILEAD SCIENCES INC COM 375558103   252,945 3,017 SH   SOLE 0 0 0 3,017
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   443,381 13,791 SH   SOLE 0 0 0 13,791
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   3,527,807 100,479 SH   SOLE 0 0 0 100,479
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   27,121,211 749,826 SH   SOLE 0 0 0 749,826
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   20,249,499 179,294 SH   SOLE 0 0 0 179,294
GOLDMAN SACHS GROUP INC COM 38141G104   450,844 911 SH   SOLE 0 0 0 911
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109   98,443 25,906 SH   SOLE 0 0 0 25,906
GRAINGER W W INC COM 384802104   837,281 806 SH   SOLE 0 0 0 806
GSK PLC SPONSORED ADR 37733W204   275,817 6,747 SH   SOLE 0 0 0 6,747
HALEON PLC SPON ADS 405552100   295,256 27,907 SH   SOLE 0 0 0 27,907
HALOZYME THERAPEUTICS INC COM 40637H109   358,093 6,256 SH   SOLE 0 0 0 6,256
HOME DEPOT INC COM 437076102   2,249,287 5,551 SH   SOLE 0 0 0 5,551
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308   1,100,269 34,676 SH   SOLE 0 0 0 34,676
HONEYWELL INTL INC COM 438516106   501,431 2,426 SH   SOLE 0 0 0 2,426
HSBC HLDGS PLC SPON ADR NEW 404280406   346,065 7,658 SH   SOLE 0 0 0 7,658
IDEAYA BIOSCIENCES INC COM 45166A102   213,080 6,726 SH   SOLE 0 0 0 6,726
ILLINOIS TOOL WKS INC COM 452308109   603,547 2,303 SH   SOLE 0 0 0 2,303
ILLUMINA INC COM 452327109   201,483 1,545 SH   SOLE 0 0 0 1,545
IMMUNITYBIO INC COM 45256X103   44,845 12,055 SH   SOLE 0 0 0 12,055
INCYTE CORP COM 45337C102   206,827 3,129 SH   SOLE 0 0 0 3,129
ING GROEP N.V. SPONSORED ADR 456837103   454,400 25,022 SH   SOLE 0 0 0 25,022
INNOVATIVE INDL PPTYS INC COM 45781V101   1,966,506 14,610 SH   SOLE 0 0 0 14,610
INOGEN INC COM 45780L104   199,927 20,611 SH   SOLE 0 0 0 20,611
INTEL CORP COM 458140100   399,332 17,022 SH   SOLE 0 0 0 17,022
INTERCONTINENTAL EXCHANGE IN COM 45866F104   243,370 1,515 SH   SOLE 0 0 0 1,515
INTERNATIONAL BUSINESS MACHS COM 459200101   403,692 1,826 SH   SOLE 0 0 0 1,826
INTUITIVE SURGICAL INC COM NEW 46120E602   511,412 1,041 SH   SOLE 0 0 0 1,041
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   6,004,792 115,189 SH   SOLE 0 0 0 115,189
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   263,093 11,986 SH   SOLE 0 0 0 11,986
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   593,367 16,881 SH   SOLE 0 0 0 16,881
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   3,095,411 58,415 SH   SOLE 0 0 0 58,415
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   12,200,267 293,629 SH   SOLE 0 0 0 293,629
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   40,803,235 1,004,264 SH   SOLE 0 0 0 1,004,264
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   692,724 3,867 SH   SOLE 0 0 0 3,867
INVESCO QQQ TR UNIT SER 1 46090E103   1,694,751 3,472 SH   SOLE 0 0 0 3,472
ISHARES GOLD TR ISHARES NEW 464285204   456,992 9,195 SH   SOLE 0 0 0 9,195
ISHARES INC CORE MSCI EMKT 46434G103   416,510 7,255 SH   SOLE 0 0 0 7,255
ISHARES INC EMNG MKTS EQT 46434G889   6,647,420 133,509 SH   SOLE 0 0 0 133,509
ISHARES TR U S EQUITY FACTR 46434V282   380,577 6,476 SH   SOLE 0 0 0 6,476
ISHARES TR INTL EQTY FACTOR 46434V274   24,812,113 789,440 SH   SOLE 0 0 0 789,440
ISHARES TR MSCI KLD400 SOC 464288570   521,974 4,798 SH   SOLE 0 0 0 4,798
ISHARES TR IBOXX HI YD ETF 464288513   907,794 11,305 SH   SOLE 0 0 0 11,305
ISHARES TR US HLTHCR PR ETF 464288828   230,013 4,028 SH   SOLE 0 0 0 4,028
ISHARES TR CORE S&P MCP ETF 464287507   3,977,852 63,829 SH   SOLE 0 0 0 63,829
ISHARES TR CORE S&P SCP ETF 464287804   357,313 3,055 SH   SOLE 0 0 0 3,055
ISHARES TR CORE S&P500 ETF 464287200   5,829,482 10,106 SH   SOLE 0 0 0 10,106
ISHARES TR S&P 500 GRWT ETF 464287309   3,639,226 38,008 SH   SOLE 0 0 0 38,008
ISHARES TR RUS 1000 ETF 464287622   1,322,299 4,206 SH   SOLE 0 0 0 4,206
ISHARES TR RUS 1000 GRW ETF 464287614   233,596 622 SH   SOLE 0 0 0 622
ISHARES TR RUSSELL 2000 ETF 464287655   1,341,785 6,074 SH   SOLE 0 0 0 6,074
ISHARES TR MSCI EAFE ETF 464287465   457,873 5,475 SH   SOLE 0 0 0 5,475
ISHARES TR RUS MID CAP ETF 464287499   466,914 5,297 SH   SOLE 0 0 0 5,297
ISHARES TR U.S. FINLS ETF 464287788   1,646,607 15,848 SH   SOLE 0 0 0 15,848
ISHARES TR U.S. TECH ETF 464287721   259,877 1,714 SH   SOLE 0 0 0 1,714
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,469,977 68,119 SH   SOLE 0 0 0 68,119
JAMES HARDIE INDS PLC SPONSORED ADR 47030M106   347,940 8,666 SH   SOLE 0 0 0 8,666
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   207,634 5,454 SH   SOLE 0 0 0 5,454
JOHNSON & JOHNSON COM 478160104   1,322,048 8,158 SH   SOLE 0 0 0 8,158
JONES LANG LASALLE INC COM 48020Q107   253,352 939 SH   SOLE 0 0 0 939
JPMORGAN CHASE & CO. COM 46625H100   2,194,007 10,405 SH   SOLE 0 0 0 10,405
KLA CORP COM NEW 482480100   316,734 409 SH   SOLE 0 0 0 409
KNOW LABS INC COM NEW 499238103   105,968 370,000 SH   SOLE 0 0 0 370,000
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   292,680 8,945 SH   SOLE 0 0 0 8,945
KRAFT HEINZ CO COM 500754106   204,024 5,811 SH   SOLE 0 0 0 5,811
KROGER CO COM 501044101   240,717 4,201 SH   SOLE 0 0 0 4,201
L3HARRIS TECHNOLOGIES INC COM 502431109   265,701 1,117 SH   SOLE 0 0 0 1,117
LAM RESEARCH CORP COM 512807108   377,845 463 SH   SOLE 0 0 0 463
LINDE PLC SHS G54950103   737,702 1,547 SH   SOLE 0 0 0 1,547
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   303,713 97,344 SH   SOLE 0 0 0 97,344
LOCKHEED MARTIN CORP COM 539830109   200,504 343 SH   SOLE 0 0 0 343
LOEWS CORP COM 540424108   314,619 3,980 SH   SOLE 0 0 0 3,980
LOWES COS INC COM 548661107   841,802 3,108 SH   SOLE 0 0 0 3,108
MANULIFE FINL CORP COM 56501R106   475,785 16,101 SH   SOLE 0 0 0 16,101
MARATHON OIL CORP COM 565849106   276,214 10,372 SH   SOLE 0 0 0 10,372
MARATHON PETE CORP COM 56585A102   360,357 2,212 SH   SOLE 0 0 0 2,212
MASTERCARD INCORPORATED CL A 57636Q104   1,153,517 2,336 SH   SOLE 0 0 0 2,336
MCCORMICK & CO INC COM NON VTG 579780206   203,775 2,476 SH   SOLE 0 0 0 2,476
MCDONALDS CORP COM 580135101   640,689 2,104 SH   SOLE 0 0 0 2,104
MEDTRONIC PLC SHS G5960L103   285,575 3,172 SH   SOLE 0 0 0 3,172
MERCK & CO INC COM 58933Y105   1,206,564 10,625 SH   SOLE 0 0 0 10,625
META PLATFORMS INC CL A 30303M102   129,446,833 226,132 SH   SOLE 0 0 0 226,132
MICRON TECHNOLOGY INC COM 595112103   379,164 3,656 SH   SOLE 0 0 0 3,656
MICROSOFT CORP COM 594918104   12,713,306 29,545 SH   SOLE 0 0 0 29,545
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   599,948 58,934 SH   SOLE 0 0 0 58,934
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   682,719 163,330 SH   SOLE 0 0 0 163,330
MOLSON COORS BEVERAGE CO CL B 60871R209   275,348 4,787 SH   SOLE 0 0 0 4,787
MONDELEZ INTL INC CL A 609207105   361,204 4,903 SH   SOLE 0 0 0 4,903
MORGAN STANLEY COM NEW 617446448   334,076 3,205 SH   SOLE 0 0 0 3,205
NATIONAL GRID PLC SPONSORED ADR NE 636274409   200,789 2,882 SH   SOLE 0 0 0 2,882
NATWEST GROUP PLC SPONS ADR 639057207   153,925 16,445 SH   SOLE 0 0 0 16,445
NETFLIX INC COM 64110L106   2,207,248 3,112 SH   SOLE 0 0 0 3,112
NEUMORA THERAPEUTICS INC. COM 640979100   8,734,373 661,194 SH   SOLE 0 0 0 661,194
NEXTERA ENERGY INC COM 65339F101   1,050,781 12,431 SH   SOLE 0 0 0 12,431
NIKE INC CL B 654106103   341,754 3,866 SH   SOLE 0 0 0 3,866
NOMURA HLDGS INC SPONSORED ADR 65535H208   583,309 111,745 SH   SOLE 0 0 0 111,745
NOVARTIS AG SPONSORED ADR 66987V109   1,411,180 12,269 SH   SOLE 0 0 0 12,269
NOVO-NORDISK A S ADR 670100205   3,145,353 26,416 SH   SOLE 0 0 0 26,416
NUCOR CORP COM 670346105   291,576 1,939 SH   SOLE 0 0 0 1,939
NVIDIA CORPORATION COM 67066G104   26,660,263 219,534 SH   SOLE 0 0 0 219,534
NVIDIA CORPORATION COM 67066G104   64,584 30,000 SH Put SOLE 0 0 0 30,000
NVIDIA CORPORATION COM 67066G104   166,685 50,000 SH Put SOLE 0 0 0 50,000
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109   68,125 31,250 SH   SOLE 0 0 0 31,250
ORACLE CORP COM 68389X105   3,734,486 21,916 SH   SOLE 0 0 0 21,916
ORANGE SPONSORED ADR 684060106   332,713 28,982 SH   SOLE 0 0 0 28,982
OREILLY AUTOMOTIVE INC COM 67103H107   438,760 381 SH   SOLE 0 0 0 381
ORIX CORP SPONSORED ADR 686330101   1,619,594 13,956 SH   SOLE 0 0 0 13,956
OSHKOSH CORP COM 688239201   353,140 3,524 SH   SOLE 0 0 0 3,524
OTIS WORLDWIDE CORP COM 68902V107   288,537 2,776 SH   SOLE 0 0 0 2,776
PACIFIC PREMIER BANCORP COM 69478X105   439,672 17,475 SH   SOLE 0 0 0 17,475
PALO ALTO NETWORKS INC COM 697435105   545,855 1,597 SH   SOLE 0 0 0 1,597
PAYPAL HLDGS INC COM 70450Y103   385,702 4,943 SH   SOLE 0 0 0 4,943
PEARSON PLC SPONSORED ADR 705015105   207,987 15,327 SH   SOLE 0 0 0 15,327
PEPSICO INC COM 713448108   1,000,945 5,886 SH   SOLE 0 0 0 5,886
PFIZER INC COM 717081103   484,334 16,736 SH   SOLE 0 0 0 16,736
PHILIP MORRIS INTL INC COM 718172109   437,986 3,608 SH   SOLE 0 0 0 3,608
PHILLIPS 66 COM 718546104   413,673 3,147 SH   SOLE 0 0 0 3,147
POSEIDA THERAPEUTICS INC COM 73730P108   309,109 108,080 SH   SOLE 0 0 0 108,080
PPL CORP COM 69351T106   505,628 15,285 SH   SOLE 0 0 0 15,285
PRINCIPAL EXCHANGE TRADED FD PRNC INVT GRAD 74255Y821   251,707 11,762 SH   SOLE 0 0 0 11,762
PROCTER AND GAMBLE CO COM 742718109   1,679,754 9,698 SH   SOLE 0 0 0 9,698
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   290,111 3,252 SH   SOLE 0 0 0 3,252
QIAGEN NV SHS NEW N72482149   245,577 5,389 SH   SOLE 0 0 0 5,389
QUALCOMM INC COM 747525103   548,064 3,223 SH   SOLE 0 0 0 3,223
REGENERON PHARMACEUTICALS COM 75886F107   381,600 363 SH   SOLE 0 0 0 363
RELX PLC SPONSORED ADR 759530108   434,449 9,154 SH   SOLE 0 0 0 9,154
RIO TINTO PLC SPONSORED ADR 767204100   363,038 5,101 SH   SOLE 0 0 0 5,101
ROPER TECHNOLOGIES INC COM 776696106   280,446 504 SH   SOLE 0 0 0 504
ROYAL BK CDA COM 780087102   481,583 3,861 SH   SOLE 0 0 0 3,861
ROYAL CARIBBEAN GROUP COM V7780T103   410,234 2,313 SH   SOLE 0 0 0 2,313
RTX CORPORATION COM 75513E101   717,691 5,923 SH   SOLE 0 0 0 5,923
RUBRIK INC. CL A 781154109   1,512,015 47,030 SH   SOLE 0 0 0 47,030
S&P GLOBAL INC COM 78409V104   612,195 1,185 SH   SOLE 0 0 0 1,185
SALESFORCE INC COM 79466L302   758,256 2,770 SH   SOLE 0 0 0 2,770
SANOFI SPONSORED ADR 80105N105   847,910 14,713 SH   SOLE 0 0 0 14,713
SAP SE SPON ADR 803054204   1,215,834 5,307 SH   SOLE 0 0 0 5,307
SCHWAB CHARLES CORP COM 808513105   277,809 4,287 SH   SOLE 0 0 0 4,287
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   19,179,338 321,963 SH   SOLE 0 0 0 321,963
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   18,395,018 570,035 SH   SOLE 0 0 0 570,035
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   69,729,754 1,865,929 SH   SOLE 0 0 0 1,865,929
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   87,454,675 1,218,711 SH   SOLE 0 0 0 1,218,711
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789   32,214,288 457,784 SH   SOLE 0 0 0 457,784
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   134,824,691 2,026,829 SH   SOLE 0 0 0 2,026,829
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   81,148,046 1,973,445 SH   SOLE 0 0 0 1,973,445
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,580,648 23,296 SH   SOLE 0 0 0 23,296
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,460,860 47,784 SH   SOLE 0 0 0 47,784
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   774,229 7,432 SH   SOLE 0 0 0 7,432
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   7,534,210 258,198 SH   SOLE 0 0 0 258,198
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   7,628,117 160,524 SH   SOLE 0 0 0 160,524
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   278,275 3,292 SH   SOLE 0 0 0 3,292
SCHWAB STRATEGIC TR US REIT ETF 808524847   415,438 17,930 SH   SOLE 0 0 0 17,930
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,860,127 19,300 SH   SOLE 0 0 0 19,300
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,215,204 13,841 SH   SOLE 0 0 0 13,841
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,145,982 157,678 SH   SOLE 0 0 0 157,678
SELECT SECTOR SPDR TR INDL 81369Y704   7,576,722 55,942 SH   SOLE 0 0 0 55,942
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   22,346,502 98,983 SH   SOLE 0 0 0 98,983
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,634,600 55,839 SH   SOLE 0 0 0 55,839
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   11,626,381 75,486 SH   SOLE 0 0 0 75,486
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,482,543 37,344 SH   SOLE 0 0 0 37,344
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,274,949 28,162 SH   SOLE 0 0 0 28,162
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,658,874 51,536 SH   SOLE 0 0 0 51,536
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,460,242 32,690 SH   SOLE 0 0 0 32,690
SERVICENOW INC COM 81762P102   1,539,245 1,721 SH   SOLE 0 0 0 1,721
SHELL PLC SPON ADS 780259305   513,553 7,787 SH   SOLE 0 0 0 7,787
SHOPIFY INC CL A 82509L107   419,533 5,235 SH   SOLE 0 0 0 5,235
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205   254,009 8,157 SH   SOLE 0 0 0 8,157
SONY GROUP CORP SPONSORED ADR 835699307   859,183 8,897 SH   SOLE 0 0 0 8,897
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   243,294 575 SH   SOLE 0 0 0 575
SPDR GOLD TR GOLD SHS 78463V107   203,927 839 SH   SOLE 0 0 0 839
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   40,605,231 1,081,076 SH   SOLE 0 0 0 1,081,076
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,344,371 7,572 SH   SOLE 0 0 0 7,572
SPDR SER TR PORTFOLI S&P1500 78464A805   20,927,645 298,710 SH   SOLE 0 0 0 298,710
SPDR SER TR S&P 600 SMCP GRW 78464A201   565,863 6,077 SH   SOLE 0 0 0 6,077
SPDR SER TR S&P DIVID ETF 78464A763   344,584 2,426 SH   SOLE 0 0 0 2,426
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   3,728,806 90,068 SH   SOLE 0 0 0 90,068
ST JOE CO COM 790148100   846,953 14,525 SH   SOLE 0 0 0 14,525
STMICROELECTRONICS N V NY REGISTRY 861012102   227,702 7,659 SH   SOLE 0 0 0 7,659
STRYKER CORPORATION COM 863667101   238,793 661 SH   SOLE 0 0 0 661
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   644,522 51,031 SH   SOLE 0 0 0 51,031
SYNCHRONY FINANCIAL COM 87165B103   223,363 4,478 SH   SOLE 0 0 0 4,478
T-MOBILE US INC COM 872590104   582,967 2,825 SH   SOLE 0 0 0 2,825
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,087,522 6,262 SH   SOLE 0 0 0 6,262
TARGET CORP COM 87612E106   385,598 2,474 SH   SOLE 0 0 0 2,474
TARSUS PHARMACEUTICALS INC COM 87650L103   506,506 15,400 SH   SOLE 0 0 0 15,400
TE CONNECTIVITY PLC ORD SHS G87052109   296,695 1,965 SH   SOLE 0 0 0 1,965
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   400,406 52,824 SH   SOLE 0 0 0 52,824
TELEFONICA S A SPONSORED ADR 879382208   173,346 35,668 SH   SOLE 0 0 0 35,668
TEREX CORP NEW COM 880779103   312,169 5,900 SH   SOLE 0 0 0 5,900
TESLA INC COM 88160R101   4,860,301 18,577 SH   SOLE 0 0 0 18,577
TEXAS INSTRS INC COM 882508104   679,202 3,288 SH   SOLE 0 0 0 3,288
THE CIGNA GROUP COM 125523100   297,592 859 SH   SOLE 0 0 0 859
THE TRADE DESK INC COM CL A 88339J105   615,794 5,616 SH   SOLE 0 0 0 5,616
THERMO FISHER SCIENTIFIC INC COM 883556102   465,783 753 SH   SOLE 0 0 0 753
TJX COS INC NEW COM 872540109   377,891 3,215 SH   SOLE 0 0 0 3,215
TOTALENERGIES SE SPONSORED ADS 89151E109   949,720 14,697 SH   SOLE 0 0 0 14,697
TOYOTA MOTOR CORP ADS 892331307   756,601 4,237 SH   SOLE 0 0 0 4,237
TRANE TECHNOLOGIES PLC SHS G8994E103   704,379 1,812 SH   SOLE 0 0 0 1,812
TRAVELERS COMPANIES INC COM 89417E109   237,398 1,014 SH   SOLE 0 0 0 1,014
UBER TECHNOLOGIES INC COM 90353T100   390,757 5,199 SH   SOLE 0 0 0 5,199
UBS GROUP AG SHS H42097107   659,310 21,330 SH   SOLE 0 0 0 21,330
UNILEVER PLC SPON ADR NEW 904767704   638,622 9,831 SH   SOLE 0 0 0 9,831
UNION PAC CORP COM 907818108   448,840 1,821 SH   SOLE 0 0 0 1,821
UNITED PARCEL SERVICE INC CL B 911312106   271,180 1,989 SH   SOLE 0 0 0 1,989
UNITEDHEALTH GROUP INC COM 91324P102   1,351,780 2,312 SH   SOLE 0 0 0 2,312
UNUM GROUP COM 91529Y106   479,384 8,065 SH   SOLE 0 0 0 8,065
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,942,658 8,190 SH   SOLE 0 0 0 8,190
VANGUARD INDEX FDS MID CAP ETF 922908629   2,171,066 8,229 SH   SOLE 0 0 0 8,229
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,901,512 19,519 SH   SOLE 0 0 0 19,519
VANGUARD INDEX FDS VALUE ETF 922908744   853,996 4,892 SH   SOLE 0 0 0 4,892
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,980,346 3,753 SH   SOLE 0 0 0 3,753
VANGUARD INDEX FDS LARGE CAP ETF 922908637   7,005,143 26,606 SH   SOLE 0 0 0 26,606
VANGUARD INDEX FDS TOTAL STK MKT 922908769   461,155 1,629 SH   SOLE 0 0 0 1,629
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   32,138,090 671,642 SH   SOLE 0 0 0 671,642
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   17,092,656 271,312 SH   SOLE 0 0 0 271,312
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   960,324 7,624 SH   SOLE 0 0 0 7,624
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   754,510 6,303 SH   SOLE 0 0 0 6,303
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   41,934,184 820,309 SH   SOLE 0 0 0 820,309
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,532,451 7,737 SH   SOLE 0 0 0 7,737
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,443,238 53,186 SH   SOLE 0 0 0 53,186
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   945,788 17,909 SH   SOLE 0 0 0 17,909
VANGUARD WORLD FD COMM SRVC ETF 92204A884   8,956,343 61,602 SH   SOLE 0 0 0 61,602
VANGUARD WORLD FD INF TECH ETF 92204A702   21,245,257 36,223 SH   SOLE 0 0 0 36,223
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   5,582,872 16,397 SH   SOLE 0 0 0 16,397
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   4,490,483 17,266 SH   SOLE 0 0 0 17,266
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   7,648,174 27,102 SH   SOLE 0 0 0 27,102
VANGUARD WORLD FD ENERGY ETF 92204A306   3,540,319 28,908 SH   SOLE 0 0 0 28,908
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,347,170 6,371 SH   SOLE 0 0 0 6,371
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,791,244 10,292 SH   SOLE 0 0 0 10,292
VANGUARD WORLD FD FINANCIALS ETF 92204A405   7,873,540 71,636 SH   SOLE 0 0 0 71,636
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,471,251 20,465 SH   SOLE 0 0 0 20,465
VENTYX BIOSCIENCES INC COM 92332V107   35,556 16,310 SH   SOLE 0 0 0 16,310
VERIZON COMMUNICATIONS INC COM 92343V104   291,735 6,496 SH   SOLE 0 0 0 6,496
VERTEX PHARMACEUTICALS INC COM 92532F100   2,102,627 4,521 SH   SOLE 0 0 0 4,521
VISA INC COM CL A 92826C839   768,083 2,794 SH   SOLE 0 0 0 2,794
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   517,653 51,662 SH   SOLE 0 0 0 51,662
WALMART INC COM 931142103   2,045,882 25,336 SH   SOLE 0 0 0 25,336
WEC ENERGY GROUP INC COM 92939U106   366,253 3,808 SH   SOLE 0 0 0 3,808
WELLS FARGO CO NEW COM 949746101   340,296 6,024 SH   SOLE 0 0 0 6,024
WHEATON PRECIOUS METALS CORP COM 962879102   208,344 3,411 SH   SOLE 0 0 0 3,411
YUM CHINA HLDGS INC COM 98850P109   369,344 8,204 SH   SOLE 0 0 0 8,204
ZOETIS INC CL A 98978V103   586,335 3,001 SH   SOLE 0 0 0 3,001