The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 924 10,633 SH   SOLE   553 0 10,080
ALLSTATE CORP COM 020002101 1,805 16,055 SH   SOLE   938 0 15,117
ALTRIA GROUP INC COM 02209S103 549 11,007 SH   SOLE   968 0 10,039
APPLE INC COM 037833100 5,024 17,109 SH   SOLE   891 0 16,218
ASHLAND GLOBAL HLDGS INC COM 044186104 779 10,173 SH   SOLE   579 0 9,594
AT&T INC COM 00206R102 958 24,502 SH   SOLE   1,507 0 22,995
AUTONATION INC COM 05329W102 679 13,965 SH   SOLE   884 0 13,081
BANK AMER CORP COM 060505104 435 12,351 SH   SOLE   0 0 12,351
BANK NEW YORK MELLON CORP COM 064058100 615 12,227 SH   SOLE   788 0 11,439
BCE INC COM NEW 05534B760 757 16,342 SH   SOLE   1,277 0 15,065
CARDINAL HEALTH INC COM 14149Y108 777 15,356 SH   SOLE   1,113 0 14,243
CISCO SYS INC COM 17275R102 837 17,453 SH   SOLE   928 0 16,525
CONOCOPHILLIPS COM 20825C104 1,177 18,102 SH   SOLE   1,028 0 17,074
CORELOGIC INC COM 21871D103 569 13,011 SH   SOLE   0 0 13,011
DISNEY WALT CO COM DISNEY 254687106 1,661 11,483 SH   SOLE   1,146 0 10,337
DOMINION ENERGY INC COM 25746U109 957 11,554 SH   SOLE   562 0 10,992
DYCOM INDS INC COM 267475101 626 13,272 SH   SOLE   1,109 0 12,163
EATON VANCE SR FLTNG RTE TR COM 27828Q105 546 40,291 SH   SOLE   1,592 0 38,699
EXXON MOBIL CORP COM 30231G102 809 11,600 SH   SOLE   246 0 11,354
FIRST AMERN FINL CORP COM 31847R102 725 12,426 SH   SOLE   0 0 12,426
HORMEL FOODS CORP COM 440452100 735 16,294 SH   SOLE   1,102 0 15,192
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,329 62,408 SH   SOLE   4,339 0 58,069
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,528 71,917 SH   SOLE   4,629 0 67,288
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,613 74,994 SH   SOLE   4,618 0 70,376
JOHNSON & JOHNSON COM 478160104 2,185 14,981 SH   SOLE   848 0 14,133
JPMORGAN CHASE & CO COM 46625H100 2,759 19,792 SH   SOLE   1,422 0 18,370
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 227 10,411 SH   SOLE   0 0 10,411
KINDER MORGAN INC DEL COM 49456B101 667 31,500 SH   SOLE   2,456 0 29,044
MASCO CORP COM 574599106 732 15,262 SH   SOLE   1,048 0 14,214
MERCK & CO INC COM 58933Y105 1,239 13,626 SH   SOLE   1,132 0 12,494
MICROSOFT CORP COM 594918104 3,232 20,495 SH   SOLE   1,349 0 19,146
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 2,582 169,745 SH   SOLE   14,134 0 155,611
PEPSICO INC COM 713448108 1,660 12,145 SH   SOLE   599 0 11,546
PFIZER INC COM 717081103 771 19,678 SH   SOLE   535 0 19,143
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 530 10,472 SH   SOLE   0 0 10,472
PROCTER & GAMBLE CO COM 742718109 2,000 16,010 SH   SOLE   716 0 15,294
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 786 13,315 SH   SOLE   757 0 12,558
QUALCOMM INC COM 747525103 2,050 23,237 SH   SOLE   960 0 22,277
REPUBLIC SVCS INC COM 760759100 898 10,017 SH   SOLE   541 0 9,476
SABRA HEALTH CARE REIT INC COM 78573L106 5,063 237,267 SH   SOLE   0 0 237,267
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,096 79,358 SH   SOLE   4,604 0 74,754
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,901 81,478 SH   SOLE   3,761 0 77,717
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,181 28,837 SH   SOLE   3,688 0 25,149
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,636 78,368 SH   SOLE   4,353 0 74,015
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 561 16,196 SH   SOLE   1,155 0 15,041
SOUTHWEST AIRLS CO COM 844741108 621 11,509 SH   SOLE   745 0 10,764
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 3,711 75,572 SH   SOLE   1,658 0 73,914
STARBUCKS CORP COM 855244109 975 11,092 SH   SOLE   568 0 10,524
THE CHARLES SCHWAB CORPORATI COM 808513105 1,232 25,904 SH   SOLE   936 0 24,968
TRUIST FINL CORP COM 89832Q109 731 12,986 SH   SOLE   910 0 12,076
UNITED AIRLINES HLDGS INC COM 910047109 997 11,318 SH   SOLE   1,065 0 10,253
WELLS FARGO CO NEW COM 949746101 740 13,746 SH   SOLE   0 0 13,746
ADOBE INC COM 00724F101 799 2,422 SH   SOLE   159 0 2,263
ALPHABET INC CAP STK CL C 02079K107 856 640 SH   SOLE   90 0 550
ALPHABET INC CAP STK CL A 02079K305 1,410 1,053 SH   SOLE   38 0 1,015
AMAZON COM INC COM 023135106 704 381 SH   SOLE   55 0 326
AMERICAN EXPRESS CO COM 025816109 911 7,320 SH   SOLE   596 0 6,724
AMERIPRISE FINL INC COM 03076C106 898 5,390 SH   SOLE   365 0 5,025
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 455 2,008 SH   SOLE   303 0 1,705
BLACKROCK INC COM 09247X101 778 1,547 SH   SOLE   183 0 1,364
BOEING CO COM 097023105 394 1,210 SH   SOLE   200 0 1,010
BROADCOM INC COM 11135F101 928 2,936 SH   SOLE   171 0 2,765
CAPITAL ONE FINL CORP COM 14040H105 703 6,828 SH   SOLE   422 0 6,406
CHEVRON CORP NEW COM 166764100 795 6,595 SH   SOLE   0 0 6,595
CHUBB LIMITED COM H1467J104 253 1,624 SH   SOLE   0 0 1,624
COLGATE PALMOLIVE CO COM 194162103 436 6,336 SH   SOLE   0 0 6,336
COMMUNITY BK SYS INC COM 203607106 568 8,000 SH   SOLE   0 0 8,000
COSTAR GROUP INC COM 22160N109 1,049 1,754 SH   SOLE   81 0 1,673
COSTCO WHSL CORP NEW COM 22160K105 2,168 7,375 SH   SOLE   277 0 7,098
CVS HEALTH CORP COM 126650100 363 4,886 SH   SOLE   144 0 4,742
DARDEN RESTAURANTS INC COM 237194105 710 6,516 SH   SOLE   384 0 6,132
DEERE & CO COM 244199105 673 3,884 SH   SOLE   246 0 3,638
DIGITAL RLTY TR INC COM 253868103 790 6,595 SH   SOLE   696 0 5,899
EDISON INTL COM 281020107 246 3,269 SH   SOLE   0 0 3,269
EDWARDS LIFESCIENCES CORP COM 28176E108 653 2,797 SH   SOLE   66 0 2,731
ELECTRONIC ARTS INC COM 285512109 991 9,221 SH   SOLE   1,098 0 8,123
FACEBOOK INC CL A 30303M102 984 4,793 SH   SOLE   670 0 4,123
FEDEX CORP COM 31428X106 515 3,407 SH   SOLE   175 0 3,232
GENERAL DYNAMICS CORP COM 369550108 1,031 5,846 SH   SOLE   330 0 5,516
GOLDMAN SACHS GROUP INC COM 38141G104 577 2,509 SH   SOLE   0 0 2,509
HOME DEPOT INC COM 437076102 2,064 9,450 SH   SOLE   900 0 8,550
ILLINOIS TOOL WKS INC COM 452308109 1,022 5,692 SH   SOLE   268 0 5,424
INTEL CORP COM 458140100 302 5,054 SH   SOLE   0 0 5,054
ISHARES TR RUS MDCP VAL ETF 464287473 258 2,720 SH   SOLE   0 0 2,720
ISHARES TR CORE S&P SCP ETF 464287804 335 4,000 SH   SOLE   4,000 0 0
ISHARES TR CALIF MUN BD ETF 464288356 386 6,300 SH   SOLE   0 0 6,300
ISHARES TR EAFE GRWTH ETF 464288885 346 4,000 SH   SOLE   4,000 0 0
KIMBERLY CLARK CORP COM 494368103 642 4,668 SH   SOLE   226 0 4,442
KLA CORPORATION COM NEW 482480100 1,074 6,028 SH   SOLE   443 0 5,585
LOCKHEED MARTIN CORP COM 539830109 1,022 2,625 SH   SOLE   188 0 2,437
LOWES COS INC COM 548661107 1,184 9,884 SH   SOLE   289 0 9,595
MARATHON PETE CORP COM 56585A102 502 8,328 SH   SOLE   0 0 8,328
MOTOROLA SOLUTIONS INC COM NEW 620076307 709 4,401 SH   SOLE   275 0 4,126
NIKE INC CL B 654106103 676 6,674 SH   SOLE   0 0 6,674
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 174 11,693 SH   SOLE   0 0 11,693
ORACLE CORP COM 68389X105 414 7,806 SH   SOLE   348 0 7,458
PAYCHEX INC COM 704326107 788 9,266 SH   SOLE   554 0 8,712
PHILLIPS 66 COM 718546104 455 4,088 SH   SOLE   35 0 4,053
PIMCO ETF TR ACTIVE BD ETF 72201R775 332 3,079 SH   SOLE   0 0 3,079
PIMCO ETF TR INTER MUN BD ACT 72201R866 501 9,079 SH   SOLE   0 0 9,079
PPG INDS INC COM 693506107 952 7,134 SH   SOLE   266 0 6,868
PVH CORP COM 693656100 556 5,292 SH   SOLE   266 0 5,026
ROYAL BK CDA MONTREAL QUE COM 780087102 676 8,540 SH   SOLE   522 0 8,018
SEI INVESTMENTS CO COM 784117103 201 3,071 SH   SOLE   0 0 3,071
SPDR S&P 500 ETF TR TR UNIT 78462F103 862 2,679 SH   SOLE   0 0 2,679
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 638 1,700 SH   SOLE   1,700 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 228 4,500 SH   SOLE   0 0 4,500
SYSCO CORP COM 871829107 813 9,507 SH   SOLE   575 0 8,932
UNITED PARCEL SERVICE INC CL B 911312106 665 5,681 SH   SOLE   610 0 5,071
UNITED TECHNOLOGIES CORP COM 913017109 717 4,786 SH   SOLE   406 0 4,380
UNITEDHEALTH GROUP INC COM 91324P102 910 3,097 SH   SOLE   159 0 2,938
V F CORP COM 918204108 955 9,584 SH   SOLE   635 0 8,949
VANGUARD INDEX FDS SML CP GRW ETF 922908595 741 3,728 SH   SOLE   316 0 3,412
VANGUARD INDEX FDS SM CP VAL ETF 922908611 516 3,763 SH   SOLE   199 0 3,564
VISA INC COM CL A 92826C839 1,039 5,529 SH   SOLE   759 0 4,770
WALMART INC COM 931142103 220 1,852 SH   SOLE   0 0 1,852
WENDYS CO COM 95058W100 205 9,243 SH   SOLE   9,243 0 0