The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   584,508 3,289 SH   SOLE   0 0 3,289
ADVANCED MICRO DEVICES INC COM 007903107   364,061 3,014 SH   SOLE   0 0 3,014
ALLSTATE CORP COM 020002101   974,495 5,055 SH   SOLE   0 0 5,055
ALPHABET INC CAP STK CL C 02079K107   10,956,693 57,534 SH   SOLE   0 0 57,534
ALPHABET INC CAP STK CL A 02079K305   7,069,374 37,345 SH   SOLE   0 0 37,345
ALPS ETF TR OSHARES US QUALT 00162Q387   1,189,743 22,397 SH   SOLE   0 0 22,397
ALTRIA GROUP INC COM 02209S103   318,012 6,082 SH   SOLE   0 0 6,082
AMAZON COM INC COM 023135106   4,101,496 18,695 SH   SOLE   0 0 18,695
AMERICAN ELEC PWR CO INC COM 025537101   402,977 4,369 SH   SOLE   0 0 4,369
AMERICAN EXPRESS CO COM 025816109   477,341 1,608 SH   SOLE   0 0 1,608
AMGEN INC COM 031162100   423,540 1,625 SH   SOLE   0 0 1,625
ANALOG DEVICES INC COM 032654105   326,365 1,536 SH   SOLE   0 0 1,536
APPLE INC COM 037833100   13,576,824 54,216 SH   SOLE   0 0 54,216
APPLIED MATLS INC COM 038222105   217,924 1,340 SH   SOLE   0 0 1,340
ARK ETF TR INNOVATION ETF 00214Q104   386,115 6,801 SH   SOLE   0 0 6,801
ARM HOLDINGS PLC SPONSORED ADS 042068205   492,823 3,995 SH   SOLE   0 0 3,995
ASML HOLDING N V N Y REGISTRY SHS N07059210   329,831 476 SH   SOLE   0 0 476
AT&T INC COM 00206R102   1,180,712 51,854 SH   SOLE   0 0 51,854
BANK AMERICA CORP COM 060505104   1,656,531 37,691 SH   SOLE   0 0 37,691
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,235,188 2,725 SH   SOLE   0 0 2,725
BIGBEAR AI HLDGS INC COM 08975B109   889,177 199,815 SH   SOLE   0 0 199,815
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   1,963,905 38,320 SH   SOLE   0 0 38,320
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   377,959 5,901 SH   SOLE   0 0 5,901
BLACKROCK INC COM 09290D101   329,738 322 SH   SOLE   0 0 322
BLACKSTONE INC COM 09260D107   649,506 3,767 SH   SOLE   0 0 3,767
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   260,386 8,059 SH   SOLE   0 0 8,059
BRISTOL-MYERS SQUIBB CO COM 110122108   804,393 14,222 SH   SOLE   0 0 14,222
BROADCOM INC COM 11135F101   1,373,449 5,924 SH   SOLE   0 0 5,924
CALIFORNIA WTR SVC GROUP COM 130788102   507,973 11,206 SH   SOLE   0 0 11,206
CARRIER GLOBAL CORPORATION COM 14448C104   279,252 4,091 SH   SOLE   0 0 4,091
CATERPILLAR INC COM 149123101   652,392 1,798 SH   SOLE   0 0 1,798
CHEVRON CORP NEW COM 166764100   389,341 2,688 SH   SOLE   0 0 2,688
CHURCH & DWIGHT CO INC COM 171340102   1,810,768 17,293 SH   SOLE   0 0 17,293
CISCO SYS INC COM 17275R102   599,496 10,127 SH   SOLE   0 0 10,127
COCA COLA CO COM 191216100   732,773 11,770 SH   SOLE   0 0 11,770
COLGATE PALMOLIVE CO COM 194162103   383,186 4,215 SH   SOLE   0 0 4,215
COMMERCIAL METALS CO COM 201723103   501,208 10,105 SH   SOLE   0 0 10,105
COMMUNITY FINANCIAL SYSTEM I COM 203607106   449,894 7,294 SH   SOLE   0 0 7,294
CONCENTRA GROUP HOLDINGS PAR COMMON STOCK 20603L102   402,108 20,329 SH   SOLE   0 0 20,329
CONOCOPHILLIPS COM 20825C104   263,693 2,659 SH   SOLE   0 0 2,659
CONSOLIDATED EDISON INC COM 209115104   1,819,703 20,393 SH   SOLE   0 0 20,393
COSTCO WHSL CORP NEW COM 22160K105   1,571,727 1,715 SH   SOLE   0 0 1,715
CSX CORP COM 126408103   1,147,773 35,568 SH   SOLE   0 0 35,568
CUMMINS INC COM 231021106   318,272 913 SH   SOLE   0 0 913
D-WAVE QUANTUM INC COM 26740W109   179,214 21,335 SH   SOLE   0 0 21,335
DEERE & CO COM 244199105   443,442 1,047 SH   SOLE   0 0 1,047
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   832,888 23,475 SH   SOLE   0 0 23,475
DISNEY WALT CO COM 254687106   517,953 4,652 SH   SOLE   0 0 4,652
DNP SELECT INCOME FD INC COM 23325P104   253,266 28,715 SH   SOLE   0 0 28,715
DOCUSIGN INC COM 256163106   289,498 3,219 SH   SOLE   0 0 3,219
DOMINION ENERGY INC COM 25746U109   889,011 16,506 SH   SOLE   0 0 16,506
DTE ENERGY CO COM 233331107   403,788 3,344 SH   SOLE   0 0 3,344
DUPONT DE NEMOURS INC COM 26614N102   207,768 2,725 SH   SOLE   0 0 2,725
EATON CORP PLC SHS G29183103   458,407 1,381 SH   SOLE   0 0 1,381
ELI LILLY & CO COM 532457108   577,532 748 SH   SOLE   0 0 748
EMERSON ELEC CO COM 291011104   223,976 1,807 SH   SOLE   0 0 1,807
ENTERPRISE PRODS PARTNERS L COM 293792107   453,685 14,467 SH   SOLE   0 0 14,467
ESSEX PPTY TR INC COM 297178105   244,746 857 SH   SOLE   0 0 857
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   338,325 13,506 SH   SOLE   0 0 13,506
EXXON MOBIL CORP COM 30231G102   2,392,175 22,238 SH   SOLE   0 0 22,238
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   304,043 5,018 SH   SOLE   0 0 5,018
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   6,956,135 117,621 SH   SOLE   0 0 117,621
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   212,007 4,356 SH   SOLE   0 0 4,356
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763   582,160 11,697 SH   SOLE   0 0 11,697
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771   574,052 13,447 SH   SOLE   0 0 13,447
FORD MTR CO COM 345370860   312,438 31,559 SH   SOLE   0 0 31,559
FS KKR CAP CORP COM 302635206   502,075 23,116 SH   SOLE   0 0 23,116
GE AEROSPACE COM NEW 369604301   450,381 2,700 SH   SOLE   0 0 2,700
GE VERNOVA INC COM 36828A101   942,521 2,865 SH   SOLE   0 0 2,865
GENERAL MLS INC COM 370334104   1,352,395 21,207 SH   SOLE   0 0 21,207
GENERAL MTRS CO COM 37045V100   258,254 4,848 SH   SOLE   0 0 4,848
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453   372,396 8,378 SH   SOLE   0 0 8,378
GOLDMAN SACHS GROUP INC COM 38141G104   604,907 1,056 SH   SOLE   0 0 1,056
GRANITESHARES ETF TR 2X LONG NVDA DAI 38747R827   484,647 7,300 SH   SOLE   0 0 7,300
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   258,700 3,495 SH   SOLE   0 0 3,495
HIGHLAND GLOBAL ALLOCATION F COM 43010T104   779,811 114,510 SH   SOLE   0 0 114,510
HOME DEPOT INC COM 437076102   1,363,037 3,504 SH   SOLE   0 0 3,504
HONEYWELL INTL INC COM 438516106   445,756 1,973 SH   SOLE   0 0 1,973
HORMEL FOODS CORP COM 440452100   541,459 17,260 SH   SOLE   0 0 17,260
HUBBELL INC COM 443510607   417,633 997 SH   SOLE   0 0 997
I-80 GOLD CORP COM 44955L106   9,288 19,150 SH   SOLE   0 0 19,150
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   547,814 12,966 SH   SOLE   0 0 12,966
INTEL CORP COM 458140100   243,246 12,132 SH   SOLE   0 0 12,132
INTERNATIONAL BUSINESS MACHS COM 459200101   1,059,311 4,819 SH   SOLE   0 0 4,819
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   1,654,582 33,019 SH   SOLE   0 0 33,019
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888   809,318 7,664 SH   SOLE   0 0 7,664
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742   1,831,979 36,883 SH   SOLE   0 0 36,883
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   1,953,390 18,625 SH   SOLE   0 0 18,625
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   380,231 17,885 SH   SOLE   0 0 17,885
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   847,019 20,997 SH   SOLE   0 0 20,997
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   1,803,523 16,760 SH   SOLE   0 0 16,760
INVESCO QQQ TR UNIT SER 1 46090E103   17,992,823 35,195 SH   SOLE   0 0 35,195
INVESCO TR INVT GRADE MUNS COM 46131M106   254,674 25,215 SH   SOLE   0 0 25,215
IONQ INC COM 46222L108   1,439,645 34,466 SH   SOLE   0 0 34,466
IRON MTN INC DEL COM 46284V101   330,256 3,142 SH   SOLE   0 0 3,142
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   883,017 16,645 SH   SOLE   0 0 16,645
ISHARES GOLD TR ISHARES NEW 464285204   514,211 10,386 SH   SOLE   0 0 10,386
ISHARES INC CORE MSCI EMKT 46434G103   801,968 15,357 SH   SOLE   0 0 15,357
ISHARES INC MSCI EMRG CHN 46434G764   842,956 15,202 SH   SOLE   0 0 15,202
ISHARES SILVER TR ISHARES 46428Q109   387,578 14,720 SH   SOLE   0 0 14,720
ISHARES TR S&P 100 ETF 464287101   300,334 1,040 SH   SOLE   0 0 1,040
ISHARES TR CORE S&P TTL STK 464287150   1,313,406 10,212 SH   SOLE   0 0 10,212
ISHARES TR TIPS BD ETF 464287176   1,239,884 11,637 SH   SOLE   0 0 11,637
ISHARES TR CORE S&P500 ETF 464287200   18,198,487 30,914 SH   SOLE   0 0 30,914
ISHARES TR MSCI EMG MKT ETF 464287234   868,518 20,768 SH   SOLE   0 0 20,768
ISHARES TR S&P 500 GRWT ETF 464287309   2,546,321 25,079 SH   SOLE   0 0 25,079
ISHARES TR S&P 500 VAL ETF 464287408   1,164,431 6,100 SH   SOLE   0 0 6,100
ISHARES TR 20 YR TR BD ETF 464287432   474,732 5,436 SH   SOLE   0 0 5,436
ISHARES TR 7-10 YR TRSY BD 464287440   275,977 2,985 SH   SOLE   0 0 2,985
ISHARES TR 1 3 YR TREAS BD 464287457   218,988 2,671 SH   SOLE   0 0 2,671
ISHARES TR MSCI EAFE ETF 464287465   1,121,552 14,833 SH   SOLE   0 0 14,833
ISHARES TR CORE S&P MCP ETF 464287507   867,582 13,924 SH   SOLE   0 0 13,924
ISHARES TR ISHARES BIOTECH 464287556   659,463 4,988 SH   SOLE   0 0 4,988
ISHARES TR RUS 1000 VAL ETF 464287598   526,695 2,845 SH   SOLE   0 0 2,845
ISHARES TR RUS 1000 GRW ETF 464287614   858,578 2,138 SH   SOLE   0 0 2,138
ISHARES TR RUSSELL 2000 ETF 464287655   363,921 1,647 SH   SOLE   0 0 1,647
ISHARES TR CORE S&P US VLU 464287663   1,431,639 15,462 SH   SOLE   0 0 15,462
ISHARES TR CORE S&P US GWT 464287671   2,132,224 15,301 SH   SOLE   0 0 15,301
ISHARES TR U.S. TECH ETF 464287721   1,008,537 6,322 SH   SOLE   0 0 6,322
ISHARES TR CORE S&P SCP ETF 464287804   1,187,832 10,309 SH   SOLE   0 0 10,309
ISHARES TR DOW JONES US ETF 464287846   568,640 3,974 SH   SOLE   0 0 3,974
ISHARES TR INTL TREA BD ETF 464288117   626,000 16,294 SH   SOLE   0 0 16,294
ISHARES TR IBOXX HI YD ETF 464288513   279,092 3,549 SH   SOLE   0 0 3,549
ISHARES TR RESIDENTIAL MULT 464288562   3,527,014 43,533 SH   SOLE   0 0 43,533
ISHARES TR MSCI KLD400 SOC 464288570   419,391 3,804 SH   SOLE   0 0 3,804
ISHARES TR MBS ETF 464288588   926,970 10,111 SH   SOLE   0 0 10,111
ISHARES TR ISHS 1-5YR INVS 464288646   1,620,226 31,339 SH   SOLE   0 0 31,339
ISHARES TR SHORT TREAS BD 464288679   743,022 6,748 SH   SOLE   0 0 6,748
ISHARES TR EAFE VALUE ETF 464288877   1,835,976 34,991 SH   SOLE   0 0 34,991
ISHARES TR EAFE GRWTH ETF 464288885   1,785,696 18,442 SH   SOLE   0 0 18,442
ISHARES TR RUS TP200 GR ETF 464289438   1,781,464 7,572 SH   SOLE   0 0 7,572
ISHARES TR 10+ YR INVST GRD 464289511   452,306 9,156 SH   SOLE   0 0 9,156
ISHARES TR AGGRES ALLOC ETF 464289859   427,744 5,583 SH   SOLE   0 0 5,583
ISHARES TR GRWT ALLOCAT ETF 464289867   274,781 4,794 SH   SOLE   0 0 4,794
ISHARES TR MODERT ALLOC ETF 464289875   878,030 20,212 SH   SOLE   0 0 20,212
ISHARES TR CONSER ALLOC ETF 464289883   306,612 8,220 SH   SOLE   0 0 8,220
ISHARES TR CORE HIGH DV ETF 46429B663   622,145 5,542 SH   SOLE   0 0 5,542
ISHARES TR MSCI USA MIN VOL 46429B697   679,223 7,650 SH   SOLE   0 0 7,650
ISHARES TR 0-5 YR TIPS ETF 46429B747   418,194 4,157 SH   SOLE   0 0 4,157
ISHARES TR MSCI USA QLT FCT 46432F339   2,071,542 11,633 SH   SOLE   0 0 11,633
ISHARES TR MSCI USA MMENTM 46432F396   895,050 4,326 SH   SOLE   0 0 4,326
ISHARES TR CORE MSCI TOTAL 46432F834   271,902 4,111 SH   SOLE   0 0 4,111
ISHARES TR CORE MSCI EAFE 46432F842   1,515,004 21,557 SH   SOLE   0 0 21,557
ISHARES TR CORE TOTAL USD 46434V613   3,259,415 72,111 SH   SOLE   0 0 72,111
ISHARES TR TRS FLT RT BD 46434V860   1,605,232 31,806 SH   SOLE   0 0 31,806
ISHARES TR ESG AWR MSCI USA 46435G425   614,214 4,768 SH   SOLE   0 0 4,768
ISHARES TR US INFRASTRUC 46435U713   512,130 11,064 SH   SOLE   0 0 11,064
ISHARES TR ESG MSCI USA ETF 46436E767   330,986 6,657 SH   SOLE   0 0 6,657
ISHARES U S ETF TR SHORT DURATION B 46431W507   3,042,084 60,239 SH   SOLE   0 0 60,239
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,356,804 23,584 SH   SOLE   0 0 23,584
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   1,442,828 28,645 SH   SOLE   0 0 28,645
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   201,829 3,580 SH   SOLE   0 0 3,580
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   803,314 13,449 SH   SOLE   0 0 13,449
JOHNSON & JOHNSON COM 478160104   558,043 3,859 SH   SOLE   0 0 3,859
JPMORGAN CHASE & CO. COM 46625H100   1,499,386 6,255 SH   SOLE   0 0 6,255
KELLANOVA COM 487836108   701,119 8,659 SH   SOLE   0 0 8,659
KIMBERLY-CLARK CORP COM 494368103   1,346,461 10,275 SH   SOLE   0 0 10,275
KKR & CO INC COM 48251W104   469,171 3,172 SH   SOLE   0 0 3,172
LOWES COS INC COM 548661107   236,681 959 SH   SOLE   0 0 959
MASTERCARD INCORPORATED CL A 57636Q104   2,819,301 5,354 SH   SOLE   0 0 5,354
MCCORMICK & CO INC COM NON VTG 579780206   354,364 4,648 SH   SOLE   0 0 4,648
MCDONALDS CORP COM 580135101   681,846 2,352 SH   SOLE   0 0 2,352
MERCK & CO INC COM 58933Y105   448,997 4,513 SH   SOLE   0 0 4,513
META PLATFORMS INC CL A 30303M102   1,967,653 3,361 SH   SOLE   0 0 3,361
MICRON TECHNOLOGY INC COM 595112103   528,777 6,283 SH   SOLE   0 0 6,283
MICROSOFT CORP COM 594918104   6,177,245 14,655 SH   SOLE   0 0 14,655
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   163,404 12,113 SH   SOLE   0 0 12,113
MODINE MFG CO COM 607828100   274,406 2,367 SH   SOLE   0 0 2,367
MONDELEZ INTL INC CL A 609207105   309,377 5,180 SH   SOLE   0 0 5,180
NETFLIX INC COM 64110L106   528,553 593 SH   SOLE   0 0 593
NEW JERSEY RES CORP COM 646025106   223,687 4,795 SH   SOLE   0 0 4,795
NEXPOINT DIVERSIFIED REL ET COM NEW 65340G205   218,991 35,900 SH   SOLE   0 0 35,900
NEXTERA ENERGY INC COM 65339F101   679,687 9,481 SH   SOLE   0 0 9,481
NORFOLK SOUTHN CORP COM 655844108   241,037 1,027 SH   SOLE   0 0 1,027
NUVEEN AMT FREE QLTY MUN INC COM 670657105   169,919 15,064 SH   SOLE   0 0 15,064
NVIDIA CORPORATION COM 67066G104   5,361,494 39,925 SH   SOLE   0 0 39,925
NYLI CBRE GBL INFR MEGTRNDS COM 56064Q107   187,027 15,368 SH   SOLE   0 0 15,368
OCEAN PWR TECHNOLOGIES INC COM NEW 674870506   15,300 15,000 SH   SOLE   0 0 15,000
OKLO INC COM CL A 02156V109   461,094 21,719 SH   SOLE   0 0 21,719
OMEGA HEALTHCARE INVS INC COM 681936100   335,365 8,860 SH   SOLE   0 0 8,860
ONE STOP SYS INC COM 68247W109   59,345 17,715 SH   SOLE   0 0 17,715
ONEOK INC NEW COM 682680103   266,060 2,650 SH   SOLE   0 0 2,650
OPKO HEALTH INC COM 68375N103   29,509 20,074 SH   SOLE   0 0 20,074
ORACLE CORP COM 68389X105   605,070 3,631 SH   SOLE   0 0 3,631
OTIS WORLDWIDE CORP COM 68902V107   422,532 4,562 SH   SOLE   0 0 4,562
PACER FDS TR TRENDP US LAR CP 69374H105   339,558 6,354 SH   SOLE   0 0 6,354
PALANTIR TECHNOLOGIES INC CL A 69608A108   235,587 3,115 SH   SOLE   0 0 3,115
PEPSICO INC COM 713448108   653,474 4,297 SH   SOLE   0 0 4,297
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   136,535 10,617 SH   SOLE   0 0 10,617
PFIZER INC COM 717081103   433,563 16,342 SH   SOLE   0 0 16,342
PHILIP MORRIS INTL INC COM 718172109   385,240 3,201 SH   SOLE   0 0 3,201
PROCTER AND GAMBLE CO COM 742718109   799,811 4,771 SH   SOLE   0 0 4,771
PROSHARES TR PSHS ULT S&P 500 74347R107   1,684,330 18,207 SH   SOLE   0 0 18,207
PROSHARES TR ULTRAPRO QQQ 74347X831   821,528 10,382 SH   SOLE   0 0 10,382
PROSHARES TR S&P 500 DV ARIST 74348A467   424,144 4,261 SH   SOLE   0 0 4,261
PUBLIC STORAGE OPER CO COM 74460D109   329,683 1,101 SH   SOLE   0 0 1,101
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   891,989 10,557 SH   SOLE   0 0 10,557
PURECYCLE TECHNOLOGIES INC COM 74623V103   244,688 23,872 SH   SOLE   0 0 23,872
QUALCOMM INC COM 747525103   636,601 4,144 SH   SOLE   0 0 4,144
QUANTUM COMPUTING INC COM 74766W108   209,358 12,650 SH   SOLE   0 0 12,650
RBB FD INC US TREAS 3 MNTH 74933W452   3,494,281 70,082 SH   SOLE   0 0 70,082
REALTY INCOME CORP COM 756109104   277,843 5,202 SH   SOLE   0 0 5,202
RIGETTI COMPUTING INC COMMON STOCK 76655K103   215,166 14,100 SH   SOLE   0 0 14,100
RINGCENTRAL INC CL A 76680R206   352,866 10,079 SH   SOLE   0 0 10,079
RTX CORPORATION COM 75513E101   689,923 5,962 SH   SOLE   0 0 5,962
SALESFORCE INC COM 79466L302   398,692 1,193 SH   SOLE   0 0 1,193
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   489,900 21,581 SH   SOLE   0 0 21,581
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   995,112 35,705 SH   SOLE   0 0 35,705
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   683,399 26,214 SH   SOLE   0 0 26,214
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   446,524 17,267 SH   SOLE   0 0 17,267
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   837,633 35,373 SH   SOLE   0 0 35,373
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   385,160 14,098 SH   SOLE   0 0 14,098
SELECT MED HLDGS CORP COM 81619Q105   474,888 25,193 SH   SOLE   0 0 25,193
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   240,432 1,748 SH   SOLE   0 0 1,748
SELECT SECTOR SPDR TR ENERGY 81369Y506   471,442 5,504 SH   SOLE   0 0 5,504
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   445,765 1,917 SH   SOLE   0 0 1,917
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   547,310 7,231 SH   SOLE   0 0 7,231
SERVICENOW INC COM 81762P102   391,184 369 SH   SOLE   0 0 369
SOUTHERN CO COM 842587107   3,241,097 39,372 SH   SOLE   0 0 39,372
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   925,677 2,176 SH   SOLE   0 0 2,176
SPDR GOLD TR GOLD SHS 78463V107   1,569,002 6,480 SH   SOLE   0 0 6,480
SPDR S&P 500 ETF TR TR UNIT 78462F103   24,299,585 41,461 SH   SOLE   0 0 41,461
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,033,931 1,815 SH   SOLE   0 0 1,815
SPDR SER TR PRTFLO S&P500 GW 78464A409   990,721 11,271 SH   SOLE   0 0 11,271
SPDR SER TR S&P BK ETF 78464A797   218,207 3,934 SH   SOLE   0 0 3,934
SPDR SER TR PORTFOLIO S&P400 78464A847   316,912 5,795 SH   SOLE   0 0 5,795
SPDR SER TR PORTFOLIO S&P500 78464A854   600,808 8,715 SH   SOLE   0 0 8,715
SPDR SER TR PRTFLO S&P500 HI 78468R788   434,349 10,045 SH   SOLE   0 0 10,045
SPDR SER TR PORTFOLIO S&P600 78468R853   512,602 11,411 SH   SOLE   0 0 11,411
STARBUCKS CORP COM 855244109   207,625 2,275 SH   SOLE   0 0 2,275
TARGET CORP COM 87612E106   264,497 1,957 SH   SOLE   0 0 1,957
TESLA INC COM 88160R101   806,468 1,997 SH   SOLE   0 0 1,997
TEXAS INSTRS INC COM 882508104   419,085 2,235 SH   SOLE   0 0 2,235
TOLL BROTHERS INC COM 889478103   289,160 2,296 SH   SOLE   0 0 2,296
TRANE TECHNOLOGIES PLC SHS G8994E103   682,189 1,847 SH   SOLE   0 0 1,847
TRAVELERS COMPANIES INC COM 89417E109   236,072 980 SH   SOLE   0 0 980
UNITED PARCEL SERVICE INC CL B 911312106   2,787,441 22,105 SH   SOLE   0 0 22,105
UNITEDHEALTH GROUP INC COM 91324P102   1,053,801 2,083 SH   SOLE   0 0 2,083
VALERO ENERGY CORP COM 91913Y100   373,777 3,049 SH   SOLE   0 0 3,049
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   779,539 8,407 SH   SOLE   0 0 8,407
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,842,539 7,608 SH   SOLE   0 0 7,608
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   534,548 5,041 SH   SOLE   0 0 5,041
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   3,512,490 51,330 SH   SOLE   0 0 51,330
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,480,746 59,959 SH   SOLE   0 0 59,959
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,334,156 107,858 SH   SOLE   0 0 107,858
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   907,105 12,614 SH   SOLE   0 0 12,614
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,770,064 178,798 SH   SOLE   0 0 178,798
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,300,813 7,982 SH   SOLE   0 0 7,982
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   469,945 1,852 SH   SOLE   0 0 1,852
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   578,732 6,497 SH   SOLE   0 0 6,497
VANGUARD INDEX FDS MID CAP ETF 922908629   819,984 3,104 SH   SOLE   0 0 3,104
VANGUARD INDEX FDS GROWTH ETF 922908736   23,840,172 58,084 SH   SOLE   0 0 58,084
VANGUARD INDEX FDS VALUE ETF 922908744   17,027,258 100,574 SH   SOLE   0 0 100,574
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,365,552 26,492 SH   SOLE   0 0 26,492
VANGUARD INDEX FDS TOTAL STK MKT 922908769   922,577 3,183 SH   SOLE   0 0 3,183
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,860,714 178,490 SH   SOLE   0 0 178,490
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,838,816 141,239 SH   SOLE   0 0 141,239
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   246,589 4,919 SH   SOLE   0 0 4,919
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,158,071 14,845 SH   SOLE   0 0 14,845
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   704,609 6,821 SH   SOLE   0 0 6,821
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,904,711 86,121 SH   SOLE   0 0 86,121
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   623,246 7,764 SH   SOLE   0 0 7,764
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,109,076 5,663 SH   SOLE   0 0 5,663
VANGUARD STAR FDS VG TL INTL STK F 921909768   321,110 5,449 SH   SOLE   0 0 5,449
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,635,533 452,437 SH   SOLE   0 0 452,437
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   1,530,741 12,931 SH   SOLE   0 0 12,931
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,656,591 36,497 SH   SOLE   0 0 36,497
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   456,221 6,721 SH   SOLE   0 0 6,721
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   357,155 4,465 SH   SOLE   0 0 4,465
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,897,955 5,527 SH   SOLE   0 0 5,527
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   284,587 1,122 SH   SOLE   0 0 1,122
VANGUARD WORLD FD INF TECH ETF 92204A702   1,252,655 2,015 SH   SOLE   0 0 2,015
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,322,460 8,092 SH   SOLE   0 0 8,092
VERIZON COMMUNICATIONS INC COM 92343V104   466,119 11,656 SH   SOLE   0 0 11,656
VERTIV HOLDINGS CO COM CL A 92537N108   597,589 5,260 SH   SOLE   0 0 5,260
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   541,799 11,788 SH   SOLE   0 0 11,788
VICTORY PORTFOLIOS II VICTORYSHS US 92647N691   1,372,226 28,570 SH   SOLE   0 0 28,570
VISA INC COM CL A 92826C839   2,065,857 6,537 SH   SOLE   0 0 6,537
WALMART INC COM 931142103   711,850 7,879 SH   SOLE   0 0 7,879
WELLS FARGO CO NEW COM 949746101   210,088 2,991 SH   SOLE   0 0 2,991
WISDOMTREE TR EMG MKTS SMCAP 97717W281   514,198 10,511 SH   SOLE   0 0 10,511
WISDOMTREE TR EUROPE SMCP DV 97717W869   430,404 7,607 SH   SOLE   0 0 7,607
WORLD GOLD TR SPDR GLD MINIS 98149E303   524,059 10,080 SH   SOLE   0 0 10,080
WP CAREY INC COM 92936U109   245,814 4,512 SH   SOLE   0 0 4,512