The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs Com 002824100   495 4,339 SH   OTR 1 0 0 4,339
Abbott Labs Com 002824100   5 40 SH   OTR 2 0 0 40
Abbott Labs Com 002824100   47 410 SH   SOLE 0 410 0 0
AbbVie Inc Com 00287Y109   736 3,725 SH   OTR 1 0 0 3,725
AbbVie Inc Com 00287Y109   4 21 SH   OTR 2 0 0 21
Adobe Sys Inc Com 00724F101   644 1,243 SH   OTR 1 0 0 1,243
Adobe Sys Inc Com 00724F101   6 12 SH   OTR 2 0 0 12
Adobe Sys Inc Com 00724F101   9 18 SH   SOLE 0 18 0 0
Alphabet Inc Cap Stk Cl A 02079K305   1,168 7,040 SH   OTR 1 0 0 7,040
Alphabet Inc Cap Stk Cl A 02079K305   14 85 SH   OTR 2 0 0 85
Alphabet Inc Cap Stk Cl C 02079K107   1,174 7,020 SH   OTR 1 0 0 7,020
Alphabet Inc Cap Stk Cl C 02079K107   10 60 SH   OTR 2 0 0 60
Alphabet Inc Cap Stk Cl C 02079K107   35 208 SH   SOLE 0 208 0 0
Alps ETF TR Alerian MLP ETF 00162Q452   200 4,247 SH   SOLE 0 4,247 0 0
Amazon Com Inc Com 023135106   2,166 11,624 SH   OTR 1 0 0 11,624
Amazon Com Inc Com 023135106   15 80 SH   OTR 2 0 0 80
Amazon Com Inc Com 023135106   198 1,064 SH   SOLE 0 1,064 0 0
American Express Co Com 025816109   599 2,209 SH   OTR 1 0 0 2,209
American Express Co Com 025816109   1 4 SH   OTR 2 0 0 4
American Express Co Com 025816109   138 508 SH   SOLE 0 508 0 0
Amgen Inc Com 031162100   210 653 SH   OTR 1 0 0 653
Amgen Inc Com 031162100   3 9 SH   OTR 2 0 0 9
Amgen Inc Com 031162100   31 96 SH   SOLE 0 96 0 0
Amphenol Corp Class A Com 032095101   271 4,160 SH   OTR 1 0 0 4,160
Apple Inc Com 037833100   4,491 19,276 SH   OTR 1 0 0 19,276
Apple Inc Com 037833100   36 155 SH   OTR 2 0 0 155
Apple Inc Com 037833100   624 2,678 SH   SOLE 0 2,678 0 0
Automatic Data Processing Inc Com 053015103   220 794 SH   OTR 1 0 0 794
Automatic Data Processing Inc Com 053015103   1 2 SH   OTR 2 0 0 2
Autozone Inc Com 053332102   290 92 SH   OTR 1 0 0 92
Bank of America Corp Com 060505104   221 5,560 SH   OTR 1 0 0 5,560
Bank of America Corp Com 060505104   1 22 SH   OTR 2 0 0 22
Boeing Co Com 097023105   305 2,005 SH   OTR 1 0 0 2,005
Boeing Co Com 097023105   2 12 SH   OTR 2 0 0 12
Broadcom Inc Com 11135F101   210 1,220 SH   OTR 1 0 0 1,220
Broadcom Inc Com 11135F101   9 50 SH   OTR 2 0 0 50
C H Robinson Worldwide Inc Com New 12541W209   438 3,970 SH   OTR 1 0 0 3,970
Caterpillar Inc Com 149123101   231 590 SH   OTR 1 0 0 590
Caterpillar Inc Com 149123101   2 5 SH   OTR 2 0 0 5
Chevron Corporation COM 166764100   298 2,024 SH   OTR 1 0 0 2,024
Chevron Corporation COM 166764100   3 20 SH   OTR 2 0 0 20
Comerica Inc Com 200340107   336 5,608 SH   OTR 1 0 0 5,608
Costco Whsl Corp New Com 22160K105   1,113 1,255 SH   OTR 1 0 0 1,255
Costco Whsl Corp New Com 22160K105   18 20 SH   OTR 2 0 0 20
Cummins Inc Com 231021106   201 620 SH   OTR 1 0 0 620
Cummins Inc Com 231021107   1 3 SH   OTR 2 0 0 3
Cummins Inc Com 231021108   10 32 SH   SOLE 0 32 0 0
Danaher Corp Del Com 235851102   555 1,995 SH   OTR 1 0 0 1,995
Danaher Corp Del Com 235851102   5 19 SH   OTR 2 0 0 19
Deere & Co Com 244199105   305 732 SH   OTR 1 0 0 732
Deere & Co Com 244199105   1 3 SH   OTR 2 0 0 3
Elevance Health Inc Com 036752103   508 977 SH   OTR 1 0 0 977
Elevance Health Inc Com 036752103   1 1 SH   OTR 2 0 0 1
Fidelity MSCI Real Estate ETF MSCI RL EST ETF 316092857   1,749 59,322 SH   SOLE 0 59,322 0 0
Goldman Sachs Group Inc Com 38141G104   756 1,526 SH   OTR 1 0 0 1,526
Goldman Sachs Group Inc Com 38141G104   2 5 SH   OTR 2 0 0 5
Graco Inc Com 384109104   386 4,416 SH   OTR 1 0 0 4,416
Hartford Financial Services Group Inc Com 416515104   414 3,523 SH   OTR 1 0 0 3,523
Home Depot Inc Com 437076102   675 1,666 SH   OTR 1 0 0 1,666
Home Depot Inc Com 437076102   11 28 SH   OTR 2 0 0 28
Intuit Com 461202103   954 1,537 SH   OTR 1 0 0 1,537
Intuit Com 461202103   3 5 SH   OTR 2 0 0 5
Intuit Com 461202103   13 21 SH   SOLE 0 21 0 0
iShares MSCI Aust ETF 464286103   4,829 178,123 SH   SOLE 0 178,123 0 0
iShares MSCI CDA ETF 464286509   1,486 35,796 SH   SOLE 0 35,796 0 0
iShares MSCI Japan ETF 46434G822   8,662 121,075 SH   SOLE 0 121,075 0 0
iShares Gold Trust iShares 464285204   4,957 99,731 SH   SOLE 0 99,731 0 0
iShares Silver Trust iShares 46428Q109   226 7,939 SH   SOLE 0 7,939 0 0
iShares Tr Gl Clean Ene ETF 464288224   954 64,971 SH   SOLE 0 64,971 0 0
iShares Tr Core MSCI Euro 46434V738   11,358 186,417 SH   SOLE 0 186,417 0 0
iShares Tr Core S&P 500 ETF 464287200   13,396 23,224 SH   SOLE 0 23,224 0 0
iShares Tr Core S&P Mid-Cap ETF 464287507   212 3,405 SH   SOLE 0 3,405 0 0
iShares Tr Core S&P SCP ETF 464287804   12,303 105,190 SH   SOLE 0 105,190 0 0
iShares Tr Europe ETF 464287861   2,427 41,648 SH   SOLE 0 41,648 0 0
iShares Tr MSCI AC Asia ETF 464288182   2,873 36,625 SH   SOLE 0 36,625 0 0
iShares Tr Rus 2000 Val ETF 464287630   632 3,791 SH   SOLE 0 3,791 0 0
iShares Tr Russell 2000 ETF 464287655   863 3,908 SH   SOLE 0 3,908 0 0
iShares Tr SP SMCP600VL ETF 464287879   31,483 292,430 SH   SOLE 0 292,430 0 0
iShares Tr SP SMCP600GR ETF 464287887   14,065 100,832 SH   SOLE 0 100,832 0 0
iShares Tr Rus 2000 Grw ETF 464287648   724 2,550 SH   SOLE 0 2,550 0 0
iShares Tr US Hlthcare ETF 464287762   404 6,215 SH   SOLE 0 6,215 0 0
JP Morgan Exchange Traded Fund Betbuld Japan 46641Q712   8,026 135,393 SH   SOLE 0 135,393 0 0
JPMorgan Exchange Traded Fund Betabuldrs CDA 46641Q696   512 7,077 SH   SOLE 0 7,077 0 0
Juniper Networks Inc Com 48203R104   324 8,308 SH   OTR 1 0 0 8,308
Managed Portfolio Series Tortoise NRAM PI 56167N720   221 7,042 SH   SOLE 0 7,042 0 0
Marriott Intl Inc Cl A 571903202   381 1,533 SH   OTR 1 0 0 1,533
Marsh & McClennan Companies Inc Com 571748102   352 1,579 SH   OTR 1 0 0 1,579
Marsh & McClennan Companies Inc Com 571748102   6 28 SH   OTR 2 0 0 28
Mastercard Inc Cl A 57636Q104   741 1,500 SH   OTR 1 0 0 1,500
Mastercard Inc Cl A 57636Q104   4 8 SH   OTR 2 0 0 8
McDonalds Corp Com 580135101   273 895 SH   OTR 1 0 0 895
McDonalds Corp Com 580135101   4 13 SH   OTR 2 0 0 13
McDonalds Corp Com 580135101   270 888 SH   SOLE 0 888 0 0
McKesson Corp Com 58155Q103   240 485 SH   OTR 1 0 0 485
McKesson Corp Com 58155Q103   0 1 SH   OTR 2 0 0 1
Meta Platforms Inc Cl A 30303M102   570 995 SH   OTR 1 0 0 995
Meta Platforms Inc Cl A 30303M102   19 33 SH   OTR 2 0 0 33
Microsoft Corp Com 594918104   2,576 5,987 SH   OTR 1 0 0 5,987
Microsoft Corp Com 594918104   47 109 SH   OTR 2 0 0 109
Microsoft Corp Com 594918104   1,349 3,135 SH   SOLE 0 3,135 0 0
MicroStrategy Inc Class A CL A NEW 594972408   271 1,607 SH   OTR 1 0 0 1,607
Moodys Corp Com 615369105   597 1,258 SH   OTR 1 0 0 1,258
Motorola Solutions Inc Com New 620076307   364 810 SH   OTR 1 0 0 810
New York Life Investments ETF Candriam US Lrg 45409B461   206 4,311 SH   SOLE 0 4,311 0 0
Nike Inc Cl B 654106103   212 2,402 SH   OTR 1 0 0 2,402
Nike Inc Cl B 654106103   4 40 SH   OTR 2 0 0 40
Northrop Grumman Corp Com 666807102   384 728 SH   OTR 1 0 0 728
Northrop Grumman Corp Com 666807102   2 3 SH   OTR 2 0 0 3
NuShares ETF Trust Nuveen ESG SMLCP ETF 67092P607   3,054 71,294 SH   SOLE 0 71,294 0 0
Nvidia Corp Com 67066G104   3,578 29,460 SH   OTR 1 0 0 29,460
Nvidia Corp Com 67066G104   47 390 SH   OTR 2 0 0 390
Nvidia Corp Com 67066G104   129 1,059 SH   SOLE 0 1,059 0 0
Oracle Corp Com 68389X105   450 2,638 SH   OTR 1 0 0 2,638
Oracle Corp Com 68389X105   3 18 SH   OTR 2 0 0 18
PayPal Holdings Inc Com 70450Y103   256 3,279 SH   OTR 1 0 0 3,279
PayPal Holdings Inc Com 70450Y103   1 11 SH   OTR 2 0 0 11
PayPal Holdings Inc Com 70450Y103   4 50 SH   SOLE 0 50 0 0
PNC Finl Svcs Group Inc Com 693475105   576 3,117 SH   OTR 1 0 0 3,117
PNC Finl Svcs Group Inc Com 693475105   1 6 SH   OTR 2 0 0 6
Proctor and Gamble Co Com 742718109   273 1,576 SH   OTR 1 0 0 1,576
Proctor and Gamble Co Com 742718109   5 30 SH   OTR 2 0 0 30
Prologis Inc Com 74340W103   558 4,419 SH   OTR 1 0 0 4,419
Ryman Hospitality Pptys Inc Com 78377T107   320 2,986 SH   OTR 1 0 0 2,986
Schwab Strategic Tr US DIVIDEND EQ 808524797   214 2,533 SH   SOLE 0 2,533 0 0
Schwab Strategic Tr US REIT ETF 808524847   687 29,659 SH   SOLE 0 29,659 0 0
Senseonics Holdings Com 81727U105   14 40,002 SH   SOLE 0 40,002 0 0
SPDR Gold Trust Gold SHS 78463V107   2,574 10,589 SH   SOLE 0 10,589 0 0
SPDR Index Shs Fds Glb Nat Resrce 78463X541   3,409 59,112 SH   SOLE 0 59,112 0 0
SPDR S&P 500 ETF Tr TR Unit 78462F103   21,805 38,003 SH   SOLE 0 38,003 0 0
SPDR S&P Small Cap Growth S&P 600 Smcp Grw 78464A201   1,672 17,956 SH   SOLE 0 17,956 0 0
SPDR S&P Small Cap Value S&P 600 Smcp Val 78464A300   5,110 58,855 SH   SOLE 0 58,855 0 0
SPDR Series Trust Shrt Intl ETF 78464A334   261 9,488 SH   SOLE 0 9,488 0 0
Starbucks Corp Com 855244109   226 2,320 SH   OTR 1 0 0 2,320
Starbucks Corp Com 855244109   3 28 SH   OTR 2 0 0 28
Steel Dynamics Inc Com 858119100   615 4,874 SH   OTR 1 0 0 4,874
Texas Roadhouse Inc Com 882681109   279 1,580 SH   OTR 1 0 0 1,580
Trane Technologies PLC Class A SHS G8994E103   544 1,400 SH   OTR 1 0 0 1,400
Trane Technologies PLC Class A SHS G8994E103   10 27 SH   OTR 2 0 0 27
Union Pac Corp Com 907818108   308 1,250 SH   OTR 1 0 0 1,250
Union Pac Corp Com 907818108   6 26 SH   OTR 2 0 0 26
Unitedhealth Group Inc Com 91324P102   618 1,057 SH   OTR 1 0 0 1,057
Unitedhealth Group Inc Com 91324P102   12 21 SH   OTR 2 0 0 21
VanEck ETF Trust Global Alter ETF 92189F502   1,103 9,825 SH   SOLE 0 9,825 0 0
Vanguard Bd Index Fds Vanguard Ultra 92203C303   3,416 68,406 SH   SOLE 0 68,406 0 0
Vanguard Index Fds REIT ETF 922908553   1,462 15,033 SH   SOLE 0 15,033 0 0
Vanguard Index Fds TOTAL STK MKT 922908769   17,065 60,265 SH   SOLE 0 60,265 0 0
Vanguard Intl Equity Index F FTSE EUROPE ETF 922042874   5,699 80,155 SH   SOLE 0 80,155 0 0
Vanguard Intl Equity Index F ALLWRLD EX US 922042718   1,133 8,998 SH   SOLE 0 8,998 0 0
Vanguard Intl Equity Index F GLB EX US ETF 922042676   220 4,698 SH   SOLE 0 4,698 0 0
Vanguard Short-Term Bond Short Trm Bnd 921937827   484 6,152 SH   SOLE 0 6,152 0 0
Vanguard World FD ESG US STK ETF 921910733   3,380 33,254 SH   SOLE 0 33,254 0 0
Visa Inc Com Cl A 92826C839   780 2,836 SH   OTR 1 0 0 2,836
Visa Inc Com Cl A 92826C839   10 37 SH   OTR 2 0 0 37
Visa Inc Com Cl A 92826C839   14 49 SH   SOLE 0 49 0 0
Walmart Inc Com 931142103   2 27 SH   OTR 2 0 0 27
Walmart Inc Com 931142103   301 3,731 SH   SOLE 0 3,731 0 0
Weyerhaeuser Co Com 962166104   369 10,898 SH   SOLE 0 10,898 0 0
Yum Brands Inc Com 988498101   579 4,143 SH   OTR 1 0 0 4,143
Yum Brands Inc Com 988498101   1 5 SH   OTR 2 0 0 5