The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   460 2,331 SH   SOLE   0 0 2,331
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   305 864 SH   SOLE   0 0 864
ALPHABET INC CAP STK CL A 02079K305   577 3,480 SH   SOLE   0 0 3,480
ALPHABET INC CAP STK CL C 02079K107   579 3,465 SH   SOLE   0 0 3,465
AMAZON COM INC COM 023135106   749 4,021 SH   SOLE   0 0 4,021
AMCOR PLC ORD G0250X107   221 19,522 SH   SOLE   0 0 19,522
APPLE INC COM 037833100   1,927 8,272 SH   SOLE   0 0 8,272
ARCHER AVIATION INC COM CL A 03945R102   30 10,000 SH   SOLE   0 0 10,000
ARCHER DANIELS MIDLAND CO COM 039483102   431 7,214 SH   SOLE   0 0 7,214
AUTOZONE INC COM 053332102   302 96 SH   SOLE   0 0 96
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   302 656 SH   SOLE   0 0 656
BLACK HILLS CORP COM 092113109   403 6,587 SH   SOLE   0 0 6,587
BLACKROCK INC COM 09247X101   316 333 SH   SOLE   0 0 333
BLACKSTONE INC COM 09260D107   358 2,338 SH   SOLE   0 0 2,338
BROADCOM INC COM 11135F101   941 5,454 SH   SOLE   0 0 5,454
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   200 1,813 SH   SOLE   0 0 1,813
CANADIAN NAT RES LTD COM 136385101   593 17,856 SH   SOLE   0 0 17,856
CHEVRON CORP NEW COM 166764100   754 5,119 SH   SOLE   0 0 5,119
CHUBB LIMITED COM H1467J104   245 848 SH   SOLE   0 0 848
COCA COLA CO COM 191216100   361 5,017 SH   SOLE   0 0 5,017
COMCAST CORP NEW CL A 20030N101   254 6,089 SH   SOLE   0 0 6,089
COMMUNITY TR BANCORP INC COM 204149108   425 8,555 SH   SOLE   0 0 8,555
COSTCO WHSL CORP NEW COM 22160K105   370 417 SH   SOLE   0 0 417
ELI LILLY & CO COM 532457108   374 422 SH   SOLE   0 0 422
ENBRIDGE INC COM 29250N105   1,553 38,250 SH   SOLE   0 0 38,250
ESSENTIAL UTILS INC COM 29670G102   423 10,968 SH   SOLE   0 0 10,968
ESSEX PPTY TR INC COM 297178105   207 700 SH   SOLE   0 0 700
ETF SER SOLUTIONS APTUS DEFINED 26922A388   3,036 107,293 SH   SOLE   0 0 107,293
EVERSOURCE ENERGY COM 30040W108   1,038 15,251 SH   SOLE   0 0 15,251
EXXON MOBIL CORP COM 30231G102   209 1,785 SH   SOLE   0 0 1,785
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   534 4,645 SH   SOLE   0 0 4,645
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   1,112 21,958 SH   SOLE   0 0 21,958
FORTIS INC COM 349553107   838 18,431 SH   SOLE   0 0 18,431
FRANKLIN RESOURCES INC COM 354613101   936 46,456 SH   SOLE   0 0 46,456
GENUINE PARTS CO COM 372460105   238 1,701 SH   SOLE   0 0 1,701
HOME DEPOT INC COM 437076102   512 1,264 SH   SOLE   0 0 1,264
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   224 12,064 SH   SOLE   0 0 12,064
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   918 18,155 SH   SOLE   0 0 18,155
INVESCO QQQ TR UNIT SER 1 46090E103   1,077 2,206 SH   SOLE   0 0 2,206
ISHARES GOLD TR ISHARES NEW 464285204   211 4,250 SH   SOLE   0 0 4,250
ISHARES TR SP SMCP600VL ETF 464287879   5,299 49,218 SH   SOLE   0 0 49,218
ISHARES TR CORE S&P SCP ETF 464287804   300 2,562 SH   SOLE   0 0 2,562
ISHARES TR NATIONAL MUN ETF 464288414   1,013 9,324 SH   SOLE   0 0 9,324
ISHARES TR SELECT DIVID ETF 464287168   952 7,049 SH   SOLE   0 0 7,049
ISHARES TR SHRT NAT MUN ETF 464288158   626 5,893 SH   SOLE   0 0 5,893
ISHARES TR CORE S&P MCP ETF 464287507   649 10,407 SH   SOLE   0 0 10,407
ISHARES TR RUS 1000 GRW ETF 464287614   1,141 3,040 SH   SOLE   0 0 3,040
ISHARES TR RUSSELL 2000 ETF 464287655   210 950 SH   SOLE   0 0 950
ISHARES TR CORE S&P500 ETF 464287200   1,473 2,554 SH   SOLE   0 0 2,554
JOHNSON & JOHNSON COM 478160104   730 4,506 SH   SOLE   0 0 4,506
JPMORGAN CHASE & CO. COM 46625H100   638 3,026 SH   SOLE   0 0 3,026
M & T BK CORP COM 55261F104   616 3,458 SH   SOLE   0 0 3,458
MARSH & MCLENNAN COS INC COM 571748102   224 1,003 SH   SOLE   0 0 1,003
MASTERCARD INCORPORATED CL A 57636Q104   447 905 SH   SOLE   0 0 905
MCDONALDS CORP COM 580135101   300 985 SH   SOLE   0 0 985
MEDTRONIC PLC SHS G5960L103   508 5,642 SH   SOLE   0 0 5,642
META PLATFORMS INC CL A 30303M102   488 853 SH   SOLE   0 0 853
MICROSOFT CORP COM 594918104   2,168 5,038 SH   SOLE   0 0 5,038
MORGAN STANLEY COM NEW 617446448   323 3,095 SH   SOLE   0 0 3,095
NEXTERA ENERGY INC COM 65339F101   401 4,748 SH   SOLE   0 0 4,748
NNN REIT INC COM 637417106   1,181 24,356 SH   SOLE   0 0 24,356
NORTHWEST NAT HLDG CO COM 66765N105   964 23,627 SH   SOLE   0 0 23,627
NORWOOD FINANCIAL CORP COM 669549107   815 29,536 SH   SOLE   0 0 29,536
NVIDIA CORPORATION COM 67066G104   747 6,148 SH   SOLE   0 0 6,148
PACER FDS TR US CASH COWS 100 69374H881   5,538 95,756 SH   SOLE   0 0 95,756
PACER FDS TR PACER US SMALL 69374H857   7,420 159,506 SH   SOLE   0 0 159,506
PEPSICO INC COM 713448108   448 2,635 SH   SOLE   0 0 2,635
PHILIP MORRIS INTL INC COM 718172109   308 2,534 SH   SOLE   0 0 2,534
POLARIS INC COM 731068102   216 2,589 SH   SOLE   0 0 2,589
PRICE T ROWE GROUP INC COM 74144T108   255 2,342 SH   SOLE   0 0 2,342
REALTY INCOME CORP COM 756109104   1,308 20,624 SH   SOLE   0 0 20,624
SANOFI SPONSORED ADR 80105N105   385 6,677 SH   SOLE   0 0 6,677
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,709 112,821 SH   SOLE   0 0 112,821
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,431 90,529 SH   SOLE   0 0 90,529
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   991 11,725 SH   SOLE   0 0 11,725
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,484 36,084 SH   SOLE   0 0 36,084
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,136 41,474 SH   SOLE   0 0 41,474
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   295 6,218 SH   SOLE   0 0 6,218
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   216 7,386 SH   SOLE   0 0 7,386
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,991 48,031 SH   SOLE   0 0 48,031
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   272 3,389 SH   SOLE   0 0 3,389
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,048 74,394 SH   SOLE   0 0 74,394
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,539 28,923 SH   SOLE   0 0 28,923
SMUCKER J M CO COM NEW 832696405   593 4,899 SH   SOLE   0 0 4,899
SONOCO PRODS CO COM 835495102   440 8,061 SH   SOLE   0 0 8,061
SPDR S&P 500 ETF TR TR UNIT 78462F103   662 1,154 SH   SOLE   0 0 1,154
SPDR SER TR PRTFLO S&P500 HI 78468R788   926 20,283 SH   SOLE   0 0 20,283
TC ENERGY CORP COM 87807B107   1,500 31,542 SH   SOLE   0 0 31,542
TESLA INC COM 88160R101   206 787 SH   SOLE   0 0 787
UGI CORP NEW COM 902681105   1,170 46,746 SH   SOLE   0 0 46,746
UNILEVER PLC SPON ADR NEW 904767704   236 3,632 SH   SOLE   0 0 3,632
UNITEDHEALTH GROUP INC COM 91324P102   748 1,279 SH   SOLE   0 0 1,279
UNIVERSAL HEALTH RLTY INCOME SH BEN INT 91359E105   1,070 23,398 SH   SOLE   0 0 23,398
VANECK ETF TRUST LONG MUNI ETF 92189F536   447 24,423 SH   SOLE   0 0 24,423
VANGUARD INDEX FDS TOTAL STK MKT 922908769   263 929 SH   SOLE   0 0 929
VANGUARD INDEX FDS VALUE ETF 922908744   698 4,000 SH   SOLE   0 0 4,000
VISA INC COM CL A 92826C839   235 854 SH   SOLE   0 0 854
WILEY JOHN & SONS INC CL A 968223206   368 7,627 SH   SOLE   0 0 7,627
WILLIAMS COS INC COM 969457100   327 7,167 SH   SOLE   0 0 7,167
WISDOMTREE TR US LARGECAP DIVD 97717W307   314 4,000 SH   SOLE   0 0 4,000