The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 2 32 SH   SOLE Cordant 0 0 32
APPLE INC COM 037833100 69 505 SH   SOLE Cordant 0 0 505
BANC OF CALIFORNIA INC COM 05990K106 0 0 SH   SOLE Cordant 0 0 0
COMCAST CORP NEW CL A 20030N101 203 5,174 SH   SOLE Cordant 0 0 5,174
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 58 2,466 SH   SOLE Cordant 0 0 2,466
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 858 37,058 SH   SOLE Cordant 0 0 37,058
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,371 82,056 SH   SOLE Cordant 0 0 82,056
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 287 9,097 SH   SOLE Cordant 0 0 9,097
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 243 5,061 SH   SOLE Cordant 0 0 5,061
DISNEY WALT CO COM 254687106 3 32 SH   SOLE Cordant 0 0 32
FIDELITY NATL INFORMATION SV COM 31620M106 9 99 SH   SOLE Cordant 0 0 99
FORD MTR CO DEL COM 345370860 1 64 SH   SOLE Cordant 0 0 64
INTEL CORP COM 458140100 426 11,382 SH   SOLE Cordant 0 0 11,382
INTERNATIONAL BUSINESS MACHS COM 459200101 4 30 SH   SOLE Cordant 0 0 30
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 7,878 295,719 SH   SOLE Cordant 0 0 295,719
ISHARES INC CORE MSCI EMKT 46434G103 186 3,801 SH   SOLE Cordant 0 0 3,801
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 113 4,908 SH   SOLE Cordant 0 0 4,908
ISHARES TR COHEN STEER REIT 464287564 253 4,163 SH   SOLE Cordant 0 0 4,163
ISHARES TR CORE MSCI INTL 46435G326 1,690 31,443 SH   SOLE Cordant 0 0 31,443
ISHARES TR CORE S&P SCP ETF 464287804 2 26 SH   SOLE Cordant 0 0 26
ISHARES TR CORE S&P TTL STK 464287150 271 3,232 SH   SOLE Cordant 0 0 3,232
ISHARES TR MSCI EMG MKT ETF 464287234 487 12,140 SH   SOLE Cordant 0 0 12,140
ISHARES TR RUS 1000 GRW ETF 464287614 53 244 SH   SOLE Cordant 0 0 244
ISHARES TR RUS 1000 VAL ETF 464287598 45 309 SH   SOLE Cordant 0 0 309
ISHARES TR RUS MDCP VAL ETF 464287473 680 6,693 SH   SOLE Cordant 0 0 6,693
ISHARES TR SP SMCP600VL ETF 464287879 88 984 SH   SOLE Cordant 0 0 984
ISHARES TR TIPS BD ETF 464287176 1,806 15,857 SH   SOLE Cordant 0 0 15,857
ISHARES TR U.S. REAL ES ETF 464287739 1,662 18,072 SH   SOLE Cordant 0 0 18,072
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 0 6 SH   SOLE Cordant 0 0 6
NANO X IMAGING LTD ORD SHS M70700105 124 10,958 SH   SOLE Cordant 0 0 10,958
NVIDIA CORPORATION COM 67066G104 10 68 SH   SOLE Cordant 0 0 68
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 21 215 SH   SOLE Cordant 0 0 215
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 290 11,426 SH   SOLE Cordant 0 0 11,426
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 350 11,132 SH   SOLE Cordant 0 0 11,132
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 30 603 SH   SOLE Cordant 0 0 603
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 655 13,686 SH   SOLE Cordant 0 0 13,686
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,536 57,391 SH   SOLE Cordant 0 0 57,391
SCHWAB STRATEGIC TR US REIT ETF 808524847 728 34,512 SH   SOLE Cordant 0 0 34,512
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 112 2,884 SH   SOLE Cordant 0 0 2,884
SCHWAB STRATEGIC TR US TIPS ETF 808524870 86 1,535 SH   SOLE Cordant 0 0 1,535
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,781 23,277 SH   SOLE Cordant 0 0 23,277
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2 44 SH   SOLE Cordant 0 0 44
SPDR SER TR PORTFLI TIPS ETF 78464A656 351 12,737 SH   SOLE Cordant 0 0 12,737
TELEFONICA S A SPONSORED ADR 879382208 0 2 SH   SOLE Cordant 0 0 2
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 19 254 SH   SOLE Cordant 0 0 254
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 106 604 SH   SOLE Cordant 0 0 604
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 71 547 SH   SOLE Cordant 0 0 547
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,016 77,003 SH   SOLE Cordant 0 0 77,003
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,834 16,093 SH   SOLE Cordant 0 0 16,093
VANGUARD INDEX FDS TOTAL STK MKT 922908769 17,448 92,503 SH   SOLE Cordant 0 0 92,503
VANGUARD INDEX FDS VALUE ETF 922908744 237 1,794 SH   SOLE Cordant 0 0 1,794
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4 85 SH   SOLE Cordant 0 0 85
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,129 267,209 SH   SOLE Cordant 0 0 267,209
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8 159 SH   SOLE Cordant 0 0 159
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 12,137 151,673 SH   SOLE Cordant 0 0 151,673
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 24,798 421,305 SH   SOLE Cordant 0 0 421,305
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,427 162,951 SH   SOLE Cordant 0 0 162,951
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 21,053 516,012 SH   SOLE Cordant 0 0 516,012