The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2Seventy Bio Inc. COM 901384107   418 41 SH   SOLE   41 0 0
3M Company COM 88579Y101   136,853 1,302 SH   SOLE   1,302 0 0
ABB Ltd-Spon ADR COM 000375204   26,548 774 SH   SOLE   774 0 0
Abbott Laboratories COM 002824100   2,562,891 25,310 SH   SOLE   25,310 0 0
Abbvie Inc COM 00287Y109   5,490,651 34,452 SH   SOLE   34,452 0 0
Accelleron Industries AG COM 00449R109   852 36 SH   SOLE   36 0 0
Accenture PLC Cl-A COM G1151C101   5,430 19 SH   SOLE   19 0 0
Adient PLC COM G0084W101   737 18 SH   SOLE   18 0 0
Advansix Inc COM 00773T101   1,875 49 SH   SOLE   49 0 0
Aflac Inc COM 001055102   1,742 27 SH   SOLE   27 0 0
Air Products & Chemicals COM 009158106   778,626 2,711 SH   SOLE   2,711 0 0
Akamai Technologies Inc COM 00971T101   1,723 22 SH   SOLE   22 0 0
Alcoa Inc COM 013872106   22,897 538 SH   SOLE   538 0 0
Alcon Inc. COM H01301128   3,245 46 SH   SOLE   46 0 0
Alliance Bernstein Hldg LP COM 01881G106   17,549 480 SH   SOLE   480 0 0
Allianz SE Unsp ADR COM 018820100   29,755 1,287 SH   SOLE   1,287 0 0
Alphabet Inc-CL A COM 02079K305   6,353,774 61,253 SH   SOLE   61,253 0 0
Alphabet Inc-CL C COM 02079K107   1,707,680 16,420 SH   SOLE   16,420 0 0
Altria Group Inc COM 02209S103   50,956 1,142 SH   SOLE   1,142 0 0
Amazon.com Inc COM 023135106   2,413,681 23,368 SH   SOLE   23,368 0 0
American Electric Power COM 025537101   41,855 460 SH   SOLE   460 0 0
American Express Co COM 025816109   4,576,871 27,747 SH   SOLE   27,747 0 0
American Financial Group 5.875 Pfd PFD 025932807   18,865 876 SH   SOLE   876 0 0
American Intl Group COM 026874784   201 4 SH   SOLE   4 0 0
American Tower Corp COM 03027X100   2,656 13 SH   SOLE   13 0 0
Ameriprise Financial Inc COM 03076C106   141,296 461 SH   SOLE   461 0 0
AmerisourceBergen Corp COM 03073E105   28,339 177 SH   SOLE   177 0 0
Amgen Inc COM 031162100   240,058 993 SH   SOLE   993 0 0
Anthem Inc COM 036752103   25,749 56 SH   SOLE   56 0 0
Aon Plc - Class A COM G0403H108   43,510 138 SH   SOLE   138 0 0
Apollo Management 6.375 Pfd PFD 037612504   13,440 600 SH   SOLE   600 0 0
Apple Inc COM 037833100   7,527,242 45,647 SH   SOLE   45,647 0 0
Ares Capital Corp COM 04010L103   3,107 170 SH   SOLE   170 0 0
AT & T Inc COM 00206R102   90,052 4,678 SH   SOLE   4,678 0 0
AT&T Inc. 4.75 Pfd PFD 00206R706   3,510 165 SH   SOLE   165 0 0
Automatic Data Processing COM 053015103   3,339 15 SH   SOLE   15 0 0
Avalonbay Communities COM 053484101   202,008 1,202 SH   SOLE   1,202 0 0
Avanos Medical Inc. COM 05350V106   327 11 SH   SOLE   11 0 0
Avery Dennison Corp COM 053611109   5,547 31 SH   SOLE   31 0 0
Aviat Networks Inc COM 05366Y201   448 13 SH   SOLE   13 0 0
AXA Spons ADR COM 054536107   27,938 913 SH   SOLE   913 0 0
BAE Systems PLC ADR COM 05523R107   33,289 685 SH   SOLE   685 0 0
Bank of America Corp COM 060505104   1,232,202 43,084 SH   SOLE   43,084 0 0
Bank of America Corp 5 Pfd PFD 06055H202   2,665 125 SH   SOLE   125 0 0
Bank of New York Mellon COM 064058100   167,551 3,687 SH   SOLE   3,687 0 0
Barnes Group Inc COM 067806109   10,070 250 SH   SOLE   250 0 0
BASF SE ADR COM 055262505   13,083 996 SH   SOLE   996 0 0
Bath & Body Works Inc. COM 070830104   24,070 658 SH   SOLE   658 0 0
Becton Dickinson & Co COM 075887109   71,044 287 SH   SOLE   287 0 0
Berkshire Hathaway Cl B COM 084670702   63,915 207 SH   SOLE   207 0 0
BHP Limited Spons ADR COM 088606108   23,335 368 SH   SOLE   368 0 0
BlackRock Inc COM 09247X101   303,780 454 SH   SOLE   454 0 0
Bloom Energy Corp COM 093712107   657,690 33,000 SH   SOLE   33,000 0 0
Bluebird Bio Inc COM 09609G100   394 124 SH   SOLE   124 0 0
BNP Paribas ADR COM 05565A202   11,967 399 SH   SOLE   399 0 0
Boeing Co COM 097023105   1,047,917 4,933 SH   SOLE   4,933 0 0
Booking Holdings Inc. COM 09857L108   1,755,895 662 SH   SOLE   662 0 0
Boston Properties Inc COM 101121101   2,219 41 SH   SOLE   41 0 0
Bristol-Myers Squibb Co COM 110122108   3,433,617 49,540 SH   SOLE   49,540 0 0
Broadcom Inc COM 11135F101   5,055,466 7,880 SH   SOLE   7,880 0 0
Brunswick Corp 6.5 Pfd PFD 117043406   236,625 9,338 SH   SOLE   9,338 0 0
Brunswick Corp 6.625 Pfd PFD 117043505   22,237 871 SH   SOLE   871 0 0
Canon Inc SP ADR COM 138006309   8,727 393 SH   SOLE   393 0 0
Capital One Financial Corp COM 14040H105   16,251 169 SH   SOLE   169 0 0
Cardinal Health Inc COM 14149Y108   39,109 518 SH   SOLE   518 0 0
Carnival Corp COM 143658300   1,573 155 SH   SOLE   155 0 0
Carnival PLC ADR COM 14365C103   1,812 198 SH   SOLE   198 0 0
Carrier Global COM 14448C104   458,003 10,011 SH   SOLE   10,011 0 0
Caterpillar Inc COM 149123101   2,474,447 10,813 SH   SOLE   10,813 0 0
Cedar Fair Ltd Partnership COM 150185106   4,569 100 SH   SOLE   100 0 0
Centerpoint Energy COM 15189T107   33,349 1,132 SH   SOLE   1,132 0 0
CH Robinson Worldwide Inc COM 12541W209   894 9 SH   SOLE   9 0 0
Charles Schwab 4.45 Pfd PFD 808513865   733,671 37,750 SH   SOLE   37,750 0 0
Charles Schwab Corp COM 808513105   864,148 16,498 SH   SOLE   16,498 0 0
Charter Communications Inc COM 16119P108   4,649 13 SH   SOLE   13 0 0
Chemours Co COM 163851108   868 29 SH   SOLE   29 0 0
Chevron Corp COM 166764100   3,132,309 19,198 SH   SOLE   19,198 0 0
Chipotle Mexican Grill Inc COM 169656105   252,827 148 SH   SOLE   148 0 0
Chubb Ltd COM H1467J104   43,885 226 SH   SOLE   226 0 0
Cigna Corp COM 125523100   1,137,875 4,453 SH   SOLE   4,453 0 0
Cincinnati Financial Corp COM 172062101   38,219 341 SH   SOLE   341 0 0
Cisco Systems Inc COM 17275R102   725,734 13,883 SH   SOLE   13,883 0 0
Citigroup Inc COM 172967424   153,096 3,265 SH   SOLE   3,265 0 0
Cleveland - Cliffs Inc COM 185899101   4,656 254 SH   SOLE   254 0 0
CMS Energy Corp COM 125896100   2,394 39 SH   SOLE   39 0 0
Coca-Cola Co COM 191216100   1,589,581 25,626 SH   SOLE   25,626 0 0
Cognizant Technology Cl A COM 192446102   1,280 21 SH   SOLE   21 0 0
Colgate-Palmolive Co COM 194162103   137,149 1,825 SH   SOLE   1,825 0 0
Conagra Inc COM 205887102   16,188 431 SH   SOLE   431 0 0
ConocoPhillips COM 20825C104   411,325 4,146 SH   SOLE   4,146 0 0
Consolidated Edison Inc COM 209115104   32,432 339 SH   SOLE   339 0 0
Constellation Energy COM 21037T109   13,110 167 SH   SOLE   167 0 0
Corning Inc COM 219350105   4,410 125 SH   SOLE   125 0 0
Corporate Office Property COM 22002T108   2,252 95 SH   SOLE   95 0 0
Corteva Inc. COM 22052L104   12,846 213 SH   SOLE   213 0 0
CrowdStrike Holdings Inc COM 22788C105   1,509,174 10,995 SH   SOLE   10,995 0 0
CSX Corp COM 126408103   1,032,771 34,495 SH   SOLE   34,495 0 0
Cummins Inc COM 231021106   605,455 2,535 SH   SOLE   2,535 0 0
CVS Health Corp COM 126650100   65,021 875 SH   SOLE   875 0 0
Danaher Corp COM 235851102   950,947 3,773 SH   SOLE   3,773 0 0
Darden Restaurants Inc COM 237194105   60,978 393 SH   SOLE   393 0 0
Davita Inc COM 23918K108   1,460 18 SH   SOLE   18 0 0
DBS Group Hldgs Ltd ADR COM 23304Y100   28,295 285 SH   SOLE   285 0 0
Deere & Company COM 244199105   12,386 30 SH   SOLE   30 0 0
Diageo PLC-Sponsored ADR COM 25243Q205   26,090 144 SH   SOLE   144 0 0
Discover Financial Services COM 254709108   17,099 173 SH   SOLE   173 0 0
Disney (Walt) Co/The COM 254687106   172,224 1,720 SH   SOLE   1,720 0 0
Dominion Resources Inc COM 25746U109   31,142 557 SH   SOLE   557 0 0
Donnelley Financial Solutions COM 25787G100   3,105 76 SH   SOLE   76 0 0
Dover Corp COM 260003108   1,823 12 SH   SOLE   12 0 0
Dow Inc COM 260557103   21,325 389 SH   SOLE   389 0 0
Duke Energy Corp COM 26441C204   67,240 697 SH   SOLE   697 0 0
Duke Energy Corp 5.75 Pfd PFD 26441C501   3,181 125 SH   SOLE   125 0 0
DuPont De Nemours Inc COM 26614N102   27,201 379 SH   SOLE   379 0 0
Eaton Corp PLC COM G29183103   3,859,605 22,526 SH   SOLE   22,526 0 0
Ebay Inc COM 278642103   76,405 1,722 SH   SOLE   1,722 0 0
Edison International COM 281020107   13,765 195 SH   SOLE   195 0 0
Embecta Corp COM 29082K105   169 6 SH   SOLE   6 0 0
Emerson Electric Co COM 291011104   1,284,971 14,746 SH   SOLE   14,746 0 0
Enbridge Inc COM 29250N105   57,759 1,514 SH   SOLE   1,514 0 0
Energy Transfer Equity LP COM 29273V100   14,079 1,129 SH   SOLE   1,129 0 0
Eni Spa-Sponsored ADR COM 26874R108   7,420 265 SH   SOLE   265 0 0
Enterprise Products Part COM 293792107   38,332 1,480 SH   SOLE   1,480 0 0
EOG Resources Inc COM 26875P101   741,427 6,468 SH   SOLE   6,468 0 0
Equity Residential COM 29476L107   36,000 600 SH   SOLE   600 0 0
Ericsson LM TEL-SP ADR COM 294821608   10,565 1,806 SH   SOLE   1,806 0 0
Etsy Inc, COM 29786A106   293,911 2,640 SH   SOLE   2,640 0 0
Exelon Corporation COM 30161N101   206,183 4,922 SH   SOLE   4,922 0 0
Expedia Group Inc COM 30212P303   102,561 1,057 SH   SOLE   1,057 0 0
Exxon Mobil Corp COM 30231G102   4,894,630 44,635 SH   SOLE   44,635 0 0
Fastenal Co COM 311900104   275,202 5,102 SH   SOLE   5,102 0 0
FedEx Corp COM 31428X106   15,080 66 SH   SOLE   66 0 0
Fidelity National Info Serv COM 31620M106   27,165 500 SH   SOLE   500 0 0
Fifth Third Bancorp COM 316773100   29,624 1,112 SH   SOLE   1,112 0 0
Fifth Third Bancorp 4.95 Pfd PFD 316773860   3,256 150 SH   SOLE   150 0 0
Financial Sel Sec SPDR Fd COM 81369Y605   16,075 500 SH   SOLE   500 0 0
FirstEnergy COM 337932107   14,301 357 SH   SOLE   357 0 0
Fiserv Inc COM 337738108   18,085 160 SH   SOLE   160 0 0
Fluor Corp (New) COM 343412102   3,586 116 SH   SOLE   116 0 0
Ford Motor Co 6.5 Pfd PFD 345370811   3,048 125 SH   SOLE   125 0 0
Ford Motor Company COM 345370860   33,730 2,677 SH   SOLE   2,677 0 0
Fortive Corp COM 34959J108   5,454 80 SH   SOLE   80 0 0
Fortune Brands Innovations Inc. COM 34964C106   7,224 123 SH   SOLE   123 0 0
Four Corners Property Trust COM 35086T109   322 12 SH   SOLE   12 0 0
Freeport-McMoran Copper-B COM 35671D857   5,891 144 SH   SOLE   144 0 0
Frontline PLC COM G3682E192   911 55 SH   SOLE   55 0 0
Gabelli Utility Trust COM 36240A101   5,148 720 SH   SOLE   720 0 0
Garrett Motion Inc COM 366505105   889 116 SH   SOLE   116 0 0
GE Healthcare Technology COM 36266G107   80,471 981 SH   SOLE   981 0 0
General Electric Co. COM 369604301   311,872 3,262 SH   SOLE   3,262 0 0
General Mills Inc COM 370334104   58,540 685 SH   SOLE   685 0 0
General Motors Co COM 37045V100   990,360 27,000 SH   SOLE   27,000 0 0
Genuine Parts Co COM 372460105   44,337 265 SH   SOLE   265 0 0
GEO Group Inc. New COM 36162J106   7,890 1,000 SH   SOLE   1,000 0 0
Georgia Power Co 5 Pfd PFD 373334440   3,134 125 SH   SOLE   125 0 0
GlaxoSmithKline PLC COM 37733W105   8,931 251 SH   SOLE   251 0 0
Global X Funds ETF COM 37954Y483   4,288 250 SH   SOLE   250 0 0
Goldman Sachs Gp 4 Pfd PFD 38144G804   10,300 500 SH   SOLE   500 0 0
Goldman Sachs Group Inc COM 38141G104   1,273,112 3,892 SH   SOLE   3,892 0 0
Haleon PLC ADR COM 405552100   2,572 316 SH   SOLE   316 0 0
Harley-Davidson Inc COM 412822108   6,037 159 SH   SOLE   159 0 0
HCA Holdings Inc COM 40412C101   76,995 292 SH   SOLE   292 0 0
HCP Inc COM 40414L109   1,714 78 SH   SOLE   78 0 0
Hewlett Packard Enterprise COM 42824C109   8,921 560 SH   SOLE   560 0 0
Home Depot Inc COM 437076102   1,549,085 5,249 SH   SOLE   5,249 0 0
Honda Motor Co Ltd ADR COM 438128308   6,622 250 SH   SOLE   250 0 0
Honeywell International COM 438516106   4,701,689 24,601 SH   SOLE   24,601 0 0
HP Inc COM 40434L105   382,959 13,048 SH   SOLE   13,048 0 0
HSBC Holdings Plc Spon ADR COM 404280406   17,850 523 SH   SOLE   523 0 0
Huntington Bank 4.50 Pfd PFD 446150823   572,477 31,300 SH   SOLE   31,300 0 0
Iberdrola SA-Sponsored ADR COM 450737101   21,961 440 SH   SOLE   440 0 0
IBM Corp COM 459200101   374,524 2,857 SH   SOLE   2,857 0 0
Idex Corp COM 45167R104   17,327 75 SH   SOLE   75 0 0
Idexx Labs Inc COM 45168D104   15,002 30 SH   SOLE   30 0 0
Illinois Tool Works COM 452308109   319,406 1,312 SH   SOLE   1,312 0 0
Illumina Inc COM 452327109   81,625 351 SH   SOLE   351 0 0
Infosys Ltd-SP ADR COM 456788108   16,533 948 SH   SOLE   948 0 0
Ingersol-Rand Inc COM 45687V106   85,408 1,468 SH   SOLE   1,468 0 0
Ingevity Corp COM 45688C107   501 7 SH   SOLE   7 0 0
Intel Corp COM 458140100   967,816 29,624 SH   SOLE   29,624 0 0
Intercontinental Hotels ADR COM 45857P806   20,246 304 SH   SOLE   304 0 0
International Paper Co COM 460146103   19,148 531 SH   SOLE   531 0 0
Interpublic Group of COS COM 460690100   39,884 1,071 SH   SOLE   1,071 0 0
Intl Flavors & Fragrances COM 459506101   1,379 15 SH   SOLE   15 0 0
Invesco Ltd COM G491BT108   4,379 267 SH   SOLE   267 0 0
Invesco Senior Loan ETF COM 46138G508   33,384 1,605 SH   SOLE   1,605 0 0
ISHARES 0-3M Treasury Bond COM 46436E718   444,765 4,422 SH   SOLE   4,422 0 0
iShares 0-5yr TIPS Bond ETF COM 46429B747   99,230 1,000 SH   SOLE   1,000 0 0
iShares 1-3 Year Treasury Bond ETF COM 464287457   410,800 5,000 SH   SOLE   5,000 0 0
IShares 1-5 Year Investment Grade Corp COM 464288646   652,219 12,905 SH   SOLE   12,905 0 0
IShares 5-10 Year Investment Grade Corp COM 464288638   1,422,148 27,733 SH   SOLE   27,733 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440   759,160 7,659 SH   SOLE   7,659 0 0
iShares Barclays Agg Bond COM 464287226   6,206,177 62,286 SH   SOLE   62,286 0 0
IShares Broad USD HY Corp Bond ETF COM 46435U853   406,799 11,443 SH   SOLE   11,443 0 0
iShares Core Russell U.S. Value ETF COM 464287663   66,402 900 SH   SOLE   900 0 0
iShares DJ US Telecommunic COM 464287713   3,520 152 SH   SOLE   152 0 0
iShares DJ US Util Sector COM 464287697   6,697 80 SH   SOLE   80 0 0
iShares Floating Rate Bond ETF COM 46429B655   21,416 425 SH   SOLE   425 0 0
iShares iBoxx Inv Grade Corp Bd ETF COM 464287242   213,849 1,951 SH   SOLE   1,951 0 0
iShares iBoxx USD High Yield Corp Bd ETF COM 464288513   136,368 1,805 SH   SOLE   1,805 0 0
iShares JP Morgan EMB COM 464288281   6,902 80 SH   SOLE   80 0 0
iShares MBS Bond ETF COM 464288588   14,011,988 147,915 SH   SOLE   147,915 0 0
iShares Morningstar Mid Co COM 464288208   11,158 184 SH   SOLE   184 0 0
iShares MSCI EAFE Index Fd COM 464287465   1,840,353 25,732 SH   SOLE   25,732 0 0
iShares MSCI Emrg Mkt Indx COM 464287234   1,399,844 35,475 SH   SOLE   35,475 0 0
iShares Natl Muni Bd ETF COM 464288414   1,278,335 11,865 SH   SOLE   11,865 0 0
iShares Preferred & Income Sec ETF COM 464288687   264,152 8,461 SH   SOLE   8,461 0 0
iShares S&P Global 100 Fd COM 464287572   2,825,520 40,330 SH   SOLE   40,330 0 0
iShares S&P Midcap 400 COM 464287507   667,177 2,667 SH   SOLE   2,667 0 0
iShares S&P SmallCap 600 COM 464287804   2,354,645 24,350 SH   SOLE   24,350 0 0
iShares Short-term Ntl Muni Bond ETF COM 464288158   104,680 1,000 SH   SOLE   1,000 0 0
J P Morgan Alerian MLP ETN COM 46625H365   20,925 943 SH   SOLE   943 0 0
J P Morgan Chase COM 46625H100   5,674,370 43,545 SH   SOLE   43,545 0 0
Janus AAA CLO COM 47103U845   173,285 3,500 SH   SOLE   3,500 0 0
JBG Smith Properties COM 46590V100   301 20 SH   SOLE   20 0 0
JM Smucker Co COM 832696405   1,888 12 SH   SOLE   12 0 0
Johnson & Johnson COM 478160104   3,710,999 23,942 SH   SOLE   23,942 0 0
Johnson Controls International COM G51502105   21,980 365 SH   SOLE   365 0 0
JPMorgan Chase & Co 4.75 Pfd PFD 48128B622   2,708 125 SH   SOLE   125 0 0
JPMorgan Chase & Co. 6 Pfd PFD 48128B648   3,154 125 SH   SOLE   125 0 0
Juniper Networks Inc COM 48203R104   3,098 90 SH   SOLE   90 0 0
Kellogg Co COM 487836108   60,934 910 SH   SOLE   910 0 0
Keysight Technologies Inc W/I COM 49338L103   376,571 2,332 SH   SOLE   2,332 0 0
Kimberly Clark Corp COM 494368103   81,874 610 SH   SOLE   610 0 0
Kimco Realty Corp 5.25 Pfd PFD 49446R711   13,211 655 SH   SOLE   655 0 0
Kinder Morgan Inc COM 49456B101   111,434 6,364 SH   SOLE   6,364 0 0
KLA-Tencor Corporation COM 482480100   124,541 312 SH   SOLE   312 0 0
Komatsu Ltd Spons ADR COM 500458401   19,156 778 SH   SOLE   778 0 0
Kyndryl Holdings COM 50155Q100   2,125 144 SH   SOLE   144 0 0
L3Harris Technologies Inc. COM 502431109   16,877 86 SH   SOLE   86 0 0
Lamb Weston Holding Inc. COM 513272104   14,946 143 SH   SOLE   143 0 0
Lazard Ltd-Class A COM G54050102   10,496 317 SH   SOLE   317 0 0
Leggett & Platt Inc COM 524660107   46,832 1,469 SH   SOLE   1,469 0 0
Lilly (Eli) & Co COM 532457108   3,965,724 11,548 SH   SOLE   11,548 0 0
Lincoln National Corp COM 534187109   19,100 850 SH   SOLE   850 0 0
Linde PLC COM G54950103   2,746,245 7,726 SH   SOLE   7,726 0 0
Lockheed Martin Corp COM 539830109   112,037 237 SH   SOLE   237 0 0
Lowe's Companies Inc COM 548661107   1,055,842 5,280 SH   SOLE   5,280 0 0
LVMH Moet Hennessy-Unsp ADR COM 502441306   67,704 369 SH   SOLE   369 0 0
Lyondellbasell Indu Cl A COM N53745100   13,896 148 SH   SOLE   148 0 0
Magellan Midstream Prtnrs COM 559080106   64,786 1,194 SH   SOLE   1,194 0 0
Marathon Petroleum Corp COM 56585A102   81,033 601 SH   SOLE   601 0 0
Marsh & McLennan Cos Inc COM 571748102   1,084,321 6,510 SH   SOLE   6,510 0 0
Masterbrand Inc. COM 57638P104   989 123 SH   SOLE   123 0 0
Mastercard Inc COM 57636Q104   468,799 1,290 SH   SOLE   1,290 0 0
Mattel Inc COM 577081102   11,046 600 SH   SOLE   600 0 0
McDonald's Corp COM 580135101   232,076 830 SH   SOLE   830 0 0
McKesson Corp W/RTS COM 58155Q103   224,312 630 SH   SOLE   630 0 0
Medtronic PLC COM G5960L103   387,298 4,804 SH   SOLE   4,804 0 0
Merck & Company COM 58933Y105   2,225,989 20,923 SH   SOLE   20,923 0 0
Meta Platforms Inc. COM 30303M102   698,130 3,294 SH   SOLE   3,294 0 0
Micron Technology Inc COM 595112103   5,853 97 SH   SOLE   97 0 0
Microsoft Corp COM 594918104   14,645,547 50,800 SH   SOLE   50,800 0 0
Mimedx Group Inc COM 602496101   12,218 3,583 SH   SOLE   3,583 0 0
Mitsubishi Financial Group ADR COM 606822104   18,135 2,838 SH   SOLE   2,838 0 0
Mitsui & Co Ltd ADR COM 606827202   36,493 59 SH   SOLE   59 0 0
Molson Coors Brewing Co-B COM 60871R209   90,440 1,750 SH   SOLE   1,750 0 0
Mondelez International Inc COM 609207105   480,371 6,890 SH   SOLE   6,890 0 0
Morgan Stanley COM 617446448   186,312 2,122 SH   SOLE   2,122 0 0
Motorola Solutions Inc COM 620076307   32,619 114 SH   SOLE   114 0 0
MPLX LP COM 55336V100   62,527 1,815 SH   SOLE   1,815 0 0
National Rural Util Corp 5.5 Pfd PFD 637432105   225,209 9,612 SH   SOLE   9,612 0 0
Nestle Spon ADR COM 641069406   29,160 239 SH   SOLE   239 0 0
NetApp Inc COM 64110D104   958 15 SH   SOLE   15 0 0
Netflix Inc COM 64110L106   107,099 310 SH   SOLE   310 0 0
Newell Rubbermaid Inc COM 651229106   3,471 279 SH   SOLE   279 0 0
Nextera Energy Capital 5.65 Pfd PFD 65339K860   230,322 8,948 SH   SOLE   8,948 0 0
Nextera Energy Inc COM 65339F101   1,317,914 17,098 SH   SOLE   17,098 0 0
Nike Inc Cl-B COM 654106103   74,565 608 SH   SOLE   608 0 0
Nippon Teleg & Tel Sp ADR COM 654624105   34,711 1,166 SH   SOLE   1,166 0 0
NiSource Inc COM 65473P105   30,085 1,076 SH   SOLE   1,076 0 0
Norfolk Southern Corp COM 655844108   22,048 104 SH   SOLE   104 0 0
Northern Trust Corp COM 665859104   8,372 95 SH   SOLE   95 0 0
Novartis AG ADR COM 66987V109   22,264 242 SH   SOLE   242 0 0
Nucor Corp COM 670346105   91,446 592 SH   SOLE   592 0 0
NuStar Energy LP COM 67058H102   5,740 367 SH   SOLE   367 0 0
Nutrien LTD COM 67077M108   2,142 29 SH   SOLE   29 0 0
Nvent Electric PLC COM G6700G107   902 21 SH   SOLE   21 0 0
NVIDIA Corp COM 67066G104   833,310 3,000 SH   SOLE   3,000 0 0
O'Reilly Automotive Inc COM 67103H107   2,026,515 2,387 SH   SOLE   2,387 0 0
Oaktree Capital Group LLC 6.125 Pfd PFD 674001300   2,645 125 SH   SOLE   125 0 0
Occidental Petroleum Corp COM 674599105   1,686 27 SH   SOLE   27 0 0
Occidental Petroleum Corp Warrants COM 674599162   123 3 SH   SOLE   3 0 0
Office Properties Income Trust COM 67623C109   308 25 SH   SOLE   25 0 0
Omnicom Group Inc COM 681919106   22,830 242 SH   SOLE   242 0 0
Oneok Inc New COM 682680103   54,899 864 SH   SOLE   864 0 0
Oracle Corp COM 68389X105   66,809 719 SH   SOLE   719 0 0
Organon & Company COM 68622V106   156,455 6,652 SH   SOLE   6,652 0 0
Orion Office Reit Inc. COM 68629Y103   67 10 SH   SOLE   10 0 0
Orix Corp Spon ADR COM 686330101   19,699 240 SH   SOLE   240 0 0
Otis Worldwide Corp COM 68902V107   278,075 3,295 SH   SOLE   3,295 0 0
Parker Hannifin Corp COM 701094104   1,565,726 4,658 SH   SOLE   4,658 0 0
Paychex Inc COM 704326107   108,288 945 SH   SOLE   945 0 0
Paycom Software Inc COM 70432V102   77,523 255 SH   SOLE   255 0 0
PayPal Holdings Inc COM 70450Y103   446,072 5,874 SH   SOLE   5,874 0 0
Pentair PLC COM G7S00T104   3,095 56 SH   SOLE   56 0 0
PepsiCo Inc COM 713448108   3,529,528 19,361 SH   SOLE   19,361 0 0
PetIQ Inc COM 71639T106   5,148 450 SH   SOLE   450 0 0
Pfizer Inc COM 717081103   2,481,823 60,829 SH   SOLE   60,829 0 0
Philip Morris Intl Inc COM 718172109   8,947 92 SH   SOLE   92 0 0
Phillips 66 COM 718546104   1,149,142 11,335 SH   SOLE   11,335 0 0
Pinterest Inc. COM 72352L106   62,857 2,305 SH   SOLE   2,305 0 0
Plains All American Pipe COM 726503105   17,745 1,423 SH   SOLE   1,423 0 0
Plug Power Inc COM 72919P202   254,828 21,743 SH   SOLE   21,743 0 0
PPG Industries Inc COM 693506107   128,905 965 SH   SOLE   965 0 0
Principal Financial Group COM 74251V102   30,843 415 SH   SOLE   415 0 0
Procter & Gamble Co COM 742718109   2,853,361 19,190 SH   SOLE   19,190 0 0
Progressive Corp COM 743315103   47,782 334 SH   SOLE   334 0 0
Prudential Financial Inc COM 744320102   1,324 16 SH   SOLE   16 0 0
Public Serv Enterprise Grp COM 744573106   27,978 448 SH   SOLE   448 0 0
Public Storage COM 74460D109   72,514 240 SH   SOLE   240 0 0
Qualcomm Inc COM 747525103   2,622,444 20,555 SH   SOLE   20,555 0 0
Quest Diagnostics Inc COM 74834L100   1,839 13 SH   SOLE   13 0 0
Raytheon Technologies Corp COM 75513E101   1,382,813 14,120 SH   SOLE   14,120 0 0
Realty Income Corp COM 756109104   70,032 1,106 SH   SOLE   1,106 0 0
Regeneron Pharmaceuticals COM 75886F107   778,121 947 SH   SOLE   947 0 0
Reinsurance GRP of Amer VRN Pfd PFD 759351802   60,428 2,366 SH   SOLE   2,366 0 0
Resideo Technologies Inc. COM 76118Y104   5,045 276 SH   SOLE   276 0 0
Rio Tinto PLC-SPON ADR COM 767204100   22,775 332 SH   SOLE   332 0 0
RMR Group Inc COM 74967R106   184 7 SH   SOLE   7 0 0
Robert Half Intl Inc COM 770323103   50,437 626 SH   SOLE   626 0 0
Rockwell Automation Inc COM 773903109   5,869 20 SH   SOLE   20 0 0
Roper Industries COM 776696106   485,238 1,101 SH   SOLE   1,101 0 0
S & P Global Inc COM 78409V104   111,705 324 SH   SOLE   324 0 0
Salesforce Inc. COM 79466L302   1,425,031 7,133 SH   SOLE   7,133 0 0
Sanofi ADR COM 80105N105   21,659 398 SH   SOLE   398 0 0
Schlumberger Ltd COM 806857108   52,046 1,060 SH   SOLE   1,060 0 0
Schwab US Dividend Equity ETF COM 808524797   1,343,510 18,364 SH   SOLE   18,364 0 0
Science Applications Int COM 808625107   430 4 SH   SOLE   4 0 0
Scotts Miracle-Gro Co Cl-A COM 810186106   10,322 148 SH   SOLE   148 0 0
Shell PLC - ADR COM 780259305   495,592 8,613 SH   SOLE   8,613 0 0
Shopify Inc - Class A COM 82509L107   1,262,164 26,328 SH   SOLE   26,328 0 0
Siemens AG-Spons ADR COM 826197501   23,676 292 SH   SOLE   292 0 0
Simon Property Group LP COM 828806109   17,131 153 SH   SOLE   153 0 0
Sony Corp Spons ADR COM 835699307   906 10 SH   SOLE   10 0 0
Southern Co 4.20 Pfd PFD 842587883   201,495 10,100 SH   SOLE   10,100 0 0
Southern Company COM 842587107   74,798 1,075 SH   SOLE   1,075 0 0
Southern Copper Corp COM 84265V105   31,110 408 SH   SOLE   408 0 0
SPDR Barclays Cap Conv ETF COM 78464A359   13,012 194 SH   SOLE   194 0 0
SPDR Barclays ST HY Bond COM 78468R408   760,477 30,615 SH   SOLE   30,615 0 0
SPDR BBG Barclays High Yld Bond COM 78468R622   1,326,491 14,291 SH   SOLE   14,291 0 0
SPDR Bloomberg Barclays Inv Grade FR ETF COM 78468R200   103,097 3,388 SH   SOLE   3,388 0 0
SPDR Dow Jones Indu Avg Tr COM 78467X109   177,286 533 SH   SOLE   533 0 0
SPDR Interm TSY ETF COM 78464A672   1,060,130 36,632 SH   SOLE   36,632 0 0
SPDR Port Long Term Treasury ETF COM 78464A664   868,469 28,124 SH   SOLE   28,124 0 0
SPDR S & P 500 ETF Trust COM 78462F103   19,266,414 47,061 SH   SOLE   47,061 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107   6,385,678 13,930 SH   SOLE   13,930 0 0
Stanley Black & Decker Inc COM 854502101   967 12 SH   SOLE   12 0 0
State Street Corp 5.90 Pfd PFD 857477608   3,495 150 SH   SOLE   150 0 0
Sylvamo Corp COM 871332102   2,035 44 SH   SOLE   44 0 0
Synchrony Financial COM 87165B103   307,317 10,568 SH   SOLE   10,568 0 0
Sysco Corp COM 871829107   218,947 2,835 SH   SOLE   2,835 0 0
Taiwan Semiconductor ADR COM 874039100   33,673 362 SH   SOLE   362 0 0
Target Corp COM 87612E106   1,687,935 10,191 SH   SOLE   10,191 0 0
TE Connectivity LTD COM H84989104   58,362 445 SH   SOLE   445 0 0
TESLA Inc COM 88160R101   9,958 48 SH   SOLE   48 0 0
Texas Instruments Inc COM 882508104   294,640 1,584 SH   SOLE   1,584 0 0
Thermo Fisher Corp COM 883556102   2,440,364 4,234 SH   SOLE   4,234 0 0
TJX Companies Inc COM 872540109   28,288 361 SH   SOLE   361 0 0
Toronto-Dominion Bank COM 891160509   19,887 332 SH   SOLE   332 0 0
Total SA-Spon ADR COM 89151E109   19,782 335 SH   SOLE   335 0 0
Toyota Motor Corp ADR COM 892331307   24,654 174 SH   SOLE   174 0 0
Trane Technologies PLC COM G8994E103   1,009,682 5,488 SH   SOLE   5,488 0 0
Travelers Companies Inc COM 89417E109   606,449 3,538 SH   SOLE   3,538 0 0
Tripadvisor Inc COM 896945201   477 24 SH   SOLE   24 0 0
Truist Financial Corp COM 89832Q109   119,930 3,517 SH   SOLE   3,517 0 0
Truist Financial Corp 4.75 Pfd PFD 89832Q695   2,636 125 SH   SOLE   125 0 0
Unilever PLC-Sponsored ADR COM 904767704   522,000 10,052 SH   SOLE   10,052 0 0
Union Pacific Corp COM 907818108   52,328 260 SH   SOLE   260 0 0
United Parcel Services B COM 911312106   1,083,822 5,587 SH   SOLE   5,587 0 0
UnitedHealth Care Group COM 91324P102   216,446 458 SH   SOLE   458 0 0
Unum Group 6.25 Pfd PFD 91529Y601   3,108 125 SH   SOLE   125 0 0
Urban Edge Properties COM 91704F104   301 20 SH   SOLE   20 0 0
US Bancorp COM 902973304   540,750 15,000 SH   SOLE   15,000 0 0
US Bank 4.00 Pfd PFD 902973718   1,659,361 89,165 SH   SOLE   89,165 0 0
Valero Energy Corp COM 91913Y100   53,327 382 SH   SOLE   382 0 0
Vanguard Cons Discretionary COM 92204A108   20,204 80 SH   SOLE   80 0 0
Vanguard Consumer Staples COM 92204A207   11,224 58 SH   SOLE   58 0 0
Vanguard Energy ETF COM 92204A306   3,655 32 SH   SOLE   32 0 0
Vanguard Financials ETF COM 92204A405   6,854 88 SH   SOLE   88 0 0
Vanguard FTSE All-World Fd COM 922042775   32,456 607 SH   SOLE   607 0 0
Vanguard Growth ETF COM 922908736   521,080 2,089 SH   SOLE   2,089 0 0
Vanguard Health Care ETF COM 92204A504   17,646 74 SH   SOLE   74 0 0
Vanguard Industrials ETF COM 92204A603   10,669 56 SH   SOLE   56 0 0
Vanguard Info Tech ETF COM 92204A702   27,754 72 SH   SOLE   72 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813   645,971 8,103 SH   SOLE   8,103 0 0
Vanguard Materials ETF COM 92204A801   7,646 43 SH   SOLE   43 0 0
Vanguard MSCI Emerging Mkt COM 922042858   28,280 700 SH   SOLE   700 0 0
Vanguard REIT Index ETF COM 922908553   52,647 634 SH   SOLE   634 0 0
Vanguard S&P 500 ETF COM 922908363   3,045,039 8,097 SH   SOLE   8,097 0 0
Vanguard Short-Term Treasury COM 92206C102   880,968 15,049 SH   SOLE   15,049 0 0
Verizon Communications Inc COM 92343V104   398,350 10,243 SH   SOLE   10,243 0 0
Viatris Inc. COM 92556V106   73,208 7,610 SH   SOLE   7,610 0 0
Victoria's Secret COM 926400102   6,967 204 SH   SOLE   204 0 0
Visa Inc Cl-A Shares COM 92826C839   2,765,317 12,265 SH   SOLE   12,265 0 0
Vodafone Group PLC COM 92857W308   5,432 492 SH   SOLE   492 0 0
Vontier Corp COM 928881101   711 26 SH   SOLE   26 0 0
Vornado Realty Trust COM 929042109   615 40 SH   SOLE   40 0 0
W.W. Grainger Inc COM 384802104   38,573 56 SH   SOLE   56 0 0
Wabtec Corp COM 929740108   1,112 11 SH   SOLE   11 0 0
Wal Mart Inc. COM 931142103   251,697 1,707 SH   SOLE   1,707 0 0
Walgreens Boots Alliance COM 931427108   700,798 20,266 SH   SOLE   20,266 0 0
Warner Bros Discovery Inc. COM 934423104   13,741 910 SH   SOLE   910 0 0
Waste Management Inc COM 94106L109   85,501 524 SH   SOLE   524 0 0
Waters Corp COM 941848103   49,541 160 SH   SOLE   160 0 0
WEC Energy Group Inc COM 92939U106   21,612 228 SH   SOLE   228 0 0
Wells Fargo & Co COM 949746101   130,157 3,482 SH   SOLE   3,482 0 0
Wells Fargo & Co 5.625 Pfd PFD 94988U656   2,281 100 SH   SOLE   100 0 0
Welltower Inc COM 95040Q104   16,345 228 SH   SOLE   228 0 0
Western Union Co COM 959802109   17,249 1,547 SH   SOLE   1,547 0 0
Westrock Co COM 96145D105   701 23 SH   SOLE   23 0 0
WEX INC COM 96208T104   16,182 88 SH   SOLE   88 0 0
Woodside Energy Group LTD COM 980228308   2,916 130 SH   SOLE   130 0 0
WPP PLC-Spon ADR COM 92937A102   11,249 189 SH   SOLE   189 0 0
Yum Brands Inc COM 988498101   80,569 610 SH   SOLE   610 0 0
Zebra Technologies Corp Cl COM 989207105   1,767,762 5,559 SH   SOLE   5,559 0 0
Zimmer Holdings Inc COM 98956P102   96,900 750 SH   SOLE   750 0 0
Zimvie Inc. COM 98888T107   51 7 SH   SOLE   7 0 0
Zions Bancorp 6.30 Pfd PFD 989701859   12,170 500 SH   SOLE   500 0 0
Zoetis Inc COM 98978V103   24,966 150 SH   SOLE   150 0 0