The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   731,040 6,955 SH   SOLE 0 6,955 0 0
ABBOTT LABS COM 002824100   1,754,127 17,323 SH   SOLE 0 17,323 0 0
ABBVIE INC COM 00287Y109   3,995,198 25,069 SH   SOLE 0 25,069 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,499,645 5,247 SH   SOLE 0 5,247 0 0
ACTIVISION BLIZZARD INC COM 00507V109   418,701 4,892 SH   SOLE 0 4,892 0 0
ACUITY BRANDS INC COM 00508Y102   1,093,091 5,982 SH   SOLE 0 5,982 0 0
ADVANCED MICRO DEVICES INC COM 007903107   269,626 2,751 SH   SOLE 0 2,751 0 0
AFLAC INC COM 001055102   1,592,639 24,684 SH   SOLE 0 24,684 0 0
AIR PRODS & CHEMS INC COM 009158106   1,204,272 4,193 SH   SOLE 0 4,193 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   280,232 7,665 SH   SOLE 0 7,665 0 0
ALPHABET INC CAP STK CL C 02079K107   18,669,456 179,514 SH   SOLE 0 179,514 0 0
ALPHABET INC CAP STK CL A 02079K305   6,624,405 63,862 SH   SOLE 0 63,862 0 0
ALTRIA GROUP INC COM 02209S103   718,917 16,112 SH   SOLE 0 16,112 0 0
AMAZON COM INC COM 023135106   11,022,182 106,711 SH   SOLE 0 106,711 0 0
AMERICAN ELEC PWR CO INC COM 025537101   360,229 3,959 SH   SOLE 0 3,959 0 0
AMERICAN EXPRESS CO COM 025816109   3,614,219 21,911 SH   SOLE 0 21,911 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   216,145 4,292 SH   SOLE 0 4,292 0 0
AMERICAN TOWER CORP NEW COM 03027X100   7,138,685 34,935 SH   SOLE 0 34,935 0 0
AMERIS BANCORP COM 03076K108   263,376 7,200 SH   SOLE 0 7,200 0 0
AMGEN INC COM 031162100   8,797,897 36,393 SH   SOLE 0 36,393 0 0
ANALOG DEVICES INC COM 032654105   217,336 1,102 SH   SOLE 0 1,102 0 0
AON PLC SHS CL A G0403H108   9,200,847 29,182 SH   SOLE 0 29,182 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   497,385 7,875 SH   SOLE 0 7,875 0 0
APPLE INC COM 037833100   37,951,712 230,150 SH   SOLE 0 230,150 0 0
ARES CAPITAL CORP COM 04010L103   234,834 12,850 SH   SOLE 0 12,850 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   252,543 371 SH   SOLE 0 371 0 0
AT&T INC COM 00206R102   3,722,919 193,398 SH   SOLE 0 193,398 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   2,550,449 11,456 SH   SOLE 0 11,456 0 0
BANK AMERICA CORP COM 060505104   3,552,931 124,228 SH   SOLE 0 124,228 0 0
BAXTER INTL INC COM 071813109   753,280 18,572 SH   SOLE 0 18,572 0 0
BECTON DICKINSON & CO COM 075887109   6,473,076 26,150 SH   SOLE 0 26,150 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   18,124,490 58,699 SH   SOLE 0 58,699 0 0
BLACKROCK INC COM 09247X101   2,068,919 3,092 SH   SOLE 0 3,092 0 0
BLACKROCK MULTI SECTOR INC T COM 09258A107   275,605 18,890 SH   SOLE 0 18,890 0 0
BLACKSTONE INC COM 09260D107   4,279,917 48,724 SH   SOLE 0 48,724 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   495,480 27,758 SH   SOLE 0 27,758 0 0
BOEING CO COM 097023105   1,180,474 5,557 SH   SOLE 0 5,557 0 0
BOOKING HOLDINGS INC COM 09857L108   270,576 102 SH   SOLE 0 102 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,056,566 29,672 SH   SOLE 0 29,672 0 0
BROADCOM INC COM 11135F101   490,778 765 SH   SOLE 0 765 0 0
CARLYLE GROUP INC COM 14316J108   257,798 8,300 SH   SOLE 0 8,300 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   443,821 9,701 SH   SOLE 0 9,701 0 0
CATERPILLAR INC COM 149123101   519,591 2,271 SH   SOLE 0 2,271 0 0
CBRE GBL REAL ESTATE INC FD COM 12504G100   53,897 10,150 SH   SOLE 0 10,150 0 0
CHEVRON CORP NEW COM 166764100   2,824,789 17,313 SH   SOLE 0 17,313 0 0
CHUBB LIMITED COM H1467J104   656,523 3,381 SH   SOLE 0 3,381 0 0
CISCO SYS INC COM 17275R102   3,230,332 61,795 SH   SOLE 0 61,795 0 0
CLOROX CO DEL COM 189054109   2,074,685 13,111 SH   SOLE 0 13,111 0 0
COCA COLA CO COM 191216100   7,287,860 117,489 SH   SOLE 0 117,489 0 0
COLGATE PALMOLIVE CO COM 194162103   557,087 7,413 SH   SOLE 0 7,413 0 0
COMCAST CORP NEW CL A 20030N101   10,407,243 274,525 SH   SOLE 0 274,525 0 0
CONAGRA BRANDS INC COM 205887102   254,131 6,766 SH   SOLE 0 6,766 0 0
CONOCOPHILLIPS COM 20825C104   516,530 5,206 SH   SOLE 0 5,206 0 0
CORTEVA INC COM 22052L104   305,108 5,059 SH   SOLE 0 5,059 0 0
COSTAR GROUP INC COM 22160N109   446,837 6,490 SH   SOLE 0 6,490 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,171,276 8,395 SH   SOLE 0 8,395 0 0
CSX CORP COM 126408103   1,290,025 43,087 SH   SOLE 0 43,087 0 0
CUMMINS INC COM 231021106   1,396,492 5,846 SH   SOLE 0 5,846 0 0
CVS HEALTH CORP COM 126650100   4,188,630 56,367 SH   SOLE 0 56,367 0 0
DANAHER CORPORATION COM 235851102   928,011 3,682 SH   SOLE 0 3,682 0 0
DEERE & CO COM 244199105   1,926,085 4,665 SH   SOLE 0 4,665 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   612,388 3,380 SH   SOLE 0 3,380 0 0
DISNEY WALT CO COM 254687106   11,249,305 112,347 SH   SOLE 0 112,347 0 0
DOLLAR GEN CORP NEW COM 256677105   3,071,311 14,593 SH   SOLE 0 14,593 0 0
DOLLAR TREE INC COM 256746108   213,172 1,485 SH   SOLE 0 1,485 0 0
DOMINION ENERGY INC COM 25746U109   1,120,492 20,041 SH   SOLE 0 20,041 0 0
DOW INC COM 260557103   2,948,603 53,787 SH   SOLE 0 53,787 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   857,908 8,893 SH   SOLE 0 8,893 0 0
DUPONT DE NEMOURS INC COM 26614N102   588,801 8,204 SH   SOLE 0 8,204 0 0
EATON CORP PLC SHS G29183103   1,466,328 8,558 SH   SOLE 0 8,558 0 0
ELECTRONIC ARTS INC COM 285512109   8,047,497 66,812 SH   SOLE 0 66,812 0 0
EMERSON ELEC CO COM 291011104   817,635 9,383 SH   SOLE 0 9,383 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   384,712 30,851 SH   SOLE 0 30,851 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   417,433 16,117 SH   SOLE 0 16,117 0 0
EQUIFAX INC COM 294429105   790,670 3,898 SH   SOLE 0 3,898 0 0
EQUINIX INC COM 29444U700   2,628,912 3,646 SH   SOLE 0 3,646 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   531,600 8,860 SH   SOLE 0 8,860 0 0
EXXON MOBIL CORP COM 30231G102   5,668,301 51,690 SH   SOLE 0 51,690 0 0
FASTENAL CO COM 311900104   943,087 17,484 SH   SOLE 0 17,484 0 0
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   305,286 3,089 SH   SOLE 0 3,089 0 0
FEDEX CORP COM 31428X106   1,324,100 5,795 SH   SOLE 0 5,795 0 0
FLOOR & DECOR HLDGS INC CL A 339750101   439,535 4,475 SH   SOLE 0 4,475 0 0
FOCUS FINL PARTNERS INC COM CL A 34417P100   4,185,909 80,700 SH   SOLE 0 80,700 0 0
GENERAL DYNAMICS CORP COM 369550108   1,498,427 6,566 SH   SOLE 0 6,566 0 0
GENERAL ELECTRIC CO COM NEW 369604301   673,394 7,044 SH   SOLE 0 7,044 0 0
GENERAL MLS INC COM 370334104   764,952 8,951 SH   SOLE 0 8,951 0 0
GENUINE PARTS CO COM 372460105   1,175,353 7,025 SH   SOLE 0 7,025 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   585,227 34,124 SH   SOLE 0 34,124 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   202,481 619 SH   SOLE 0 619 0 0
GRAINGER W W INC COM 384802104   655,250 951 SH   SOLE 0 951 0 0
GSK PLC SPONSORED ADR 37733W204   333,278 9,367 SH   SOLE 0 9,367 0 0
HEICO CORP NEW CL A 422806208   1,074,697 7,908 SH   SOLE 0 7,908 0 0
HENRY SCHEIN INC COM 806407102   396,611 4,864 SH   SOLE 0 4,864 0 0
HOME DEPOT INC COM 437076102   11,573,721 39,217 SH   SOLE 0 39,217 0 0
HONEYWELL INTL INC COM 438516106   5,219,487 27,310 SH   SOLE 0 27,310 0 0
IDEXX LABS INC COM 45168D104   218,535 437 SH   SOLE 0 437 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,039,717 12,486 SH   SOLE 0 12,486 0 0
INTEL CORP COM 458140100   1,091,476 33,409 SH   SOLE 0 33,409 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,038,495 7,922 SH   SOLE 0 7,922 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   6,299,379 24,658 SH   SOLE 0 24,658 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,566,521 31,576 SH   SOLE 0 31,576 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   427,244 5,022 SH   SOLE 0 5,022 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   455,320 1,419 SH   SOLE 0 1,419 0 0
IRON MTN INC DEL COM 46284V101   383,598 7,250 SH   SOLE 0 7,250 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,410,141 28,902 SH   SOLE 0 28,902 0 0
ISHARES TR S&P 100 ETF 464287101   550,459 2,943 SH   SOLE 0 2,943 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   42,001,940 511,221 SH   SOLE 0 511,221 0 0
ISHARES TR CORE DIV GRWTH 46434V621   2,115,002 42,309 SH   SOLE 0 42,309 0 0
ISHARES TR CORE S&P SCP ETF 464287804   8,261,793 85,437 SH   SOLE 0 85,437 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   624,036 8,579 SH   SOLE 0 8,579 0 0
ISHARES TR INTL SEL DIV ETF 464288448   455,944 16,586 SH   SOLE 0 16,586 0 0
ISHARES TR SELECT DIVID ETF 464287168   402,485 3,435 SH   SOLE 0 3,435 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   773,050 4,333 SH   SOLE 0 4,333 0 0
ISHARES TR CORE MSCI EAFE 46432F842   3,698,969 55,332 SH   SOLE 0 55,332 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   23,635,234 467,654 SH   SOLE 0 467,654 0 0
ISHARES TR MSCI EAFE ETF 464287465   459,874 6,430 SH   SOLE 0 6,430 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   7,733,704 164,006 SH   SOLE 0 164,006 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,737,880 14,942 SH   SOLE 0 14,942 0 0
ISHARES TR RUS MID CAP ETF 464287499   642,705 9,192 SH   SOLE 0 9,192 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   1,293,522 12,724 SH   SOLE 0 12,724 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,744,168 9,108 SH   SOLE 0 9,108 0 0
JOHNSON & JOHNSON COM 478160104   15,459,225 99,737 SH   SOLE 0 99,737 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   474,866 21,400 SH   SOLE 0 21,400 0 0
JPMORGAN CHASE & CO COM 46625H100   13,431,310 103,072 SH   SOLE 0 103,072 0 0
KIMBERLY-CLARK CORP COM 494368103   407,626 3,037 SH   SOLE 0 3,037 0 0
KKR & CO INC COM 48251W104   501,986 9,558 SH   SOLE 0 9,558 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   204,678 1,043 SH   SOLE 0 1,043 0 0
LIFE STORAGE INC COM 53223X107   294,953 2,250 SH   SOLE 0 2,250 0 0
LILLY ELI & CO COM 532457108   2,618,921 7,626 SH   SOLE 0 7,626 0 0
LINDE PLC SHS G54950103   329,644 929 SH   SOLE 0 929 0 0
LOCKHEED MARTIN CORP COM 539830109   1,083,024 2,291 SH   SOLE 0 2,291 0 0
LOWES COS INC COM 548661107   1,718,142 8,592 SH   SOLE 0 8,592 0 0
MARKEL CORP COM 570535104   3,023,629 2,367 SH   SOLE 0 2,367 0 0
MARRIOTT INTL INC NEW CL A 571903202   3,262,520 19,649 SH   SOLE 0 19,649 0 0
MASTERCARD INCORPORATED CL A 57636Q104   6,949,980 19,124 SH   SOLE 0 19,124 0 0
MCDONALDS CORP COM 580135101   2,424,238 8,670 SH   SOLE 0 8,670 0 0
MCKESSON CORP COM 58155Q103   703,555 1,976 SH   SOLE 0 1,976 0 0
MEDTRONIC PLC SHS G5960L103   1,646,664 20,425 SH   SOLE 0 20,425 0 0
MERCK & CO INC COM 58933Y105   2,607,087 24,505 SH   SOLE 0 24,505 0 0
META PLATFORMS INC CL A 30303M102   3,548,088 16,741 SH   SOLE 0 16,741 0 0
MICRON TECHNOLOGY INC COM 595112103   347,377 5,757 SH   SOLE 0 5,757 0 0
MICROSOFT CORP COM 594918104   30,000,988 104,062 SH   SOLE 0 104,062 0 0
MONDELEZ INTL INC CL A 609207105   1,160,908 16,651 SH   SOLE 0 16,651 0 0
MONROE CAP CORP COM 610335101   279,225 36,500 SH   SOLE 0 36,500 0 0
MOODYS CORP COM 615369105   15,616,507 51,031 SH   SOLE 0 51,031 0 0
MORGAN STANLEY COM NEW 617446448   224,241 2,554 SH   SOLE 0 2,554 0 0
NEXTERA ENERGY INC COM 65339F101   860,059 11,158 SH   SOLE 0 11,158 0 0
NIKE INC CL B 654106103   2,966,512 24,189 SH   SOLE 0 24,189 0 0
NORFOLK SOUTHN CORP COM 655844108   2,131,236 10,053 SH   SOLE 0 10,053 0 0
NORTHERN TR CORP COM 665859104   1,192,132 13,527 SH   SOLE 0 13,527 0 0
NORTHROP GRUMMAN CORP COM 666807102   315,355 683 SH   SOLE 0 683 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   71,029 13,900 SH   SOLE 0 13,900 0 0
NVIDIA CORPORATION COM 67066G104   1,219,768 4,391 SH   SOLE 0 4,391 0 0
ORACLE CORP COM 68389X105   4,402,312 47,377 SH   SOLE 0 47,377 0 0
OTIS WORLDWIDE CORP COM 68902V107   369,925 4,383 SH   SOLE 0 4,383 0 0
PALO ALTO NETWORKS INC COM 697435105   8,984,904 44,983 SH   SOLE 0 44,983 0 0
PAYCHEX INC COM 704326107   562,637 4,910 SH   SOLE 0 4,910 0 0
PAYPAL HLDGS INC COM 70450Y103   444,705 5,856 SH   SOLE 0 5,856 0 0
PEPSICO INC COM 713448108   14,498,238 79,530 SH   SOLE 0 79,530 0 0
PFIZER INC COM 717081103   9,853,409 241,505 SH   SOLE 0 241,505 0 0
PHILIP MORRIS INTL INC COM 718172109   1,117,792 11,494 SH   SOLE 0 11,494 0 0
PHILLIPS 66 COM 718546104   834,141 8,228 SH   SOLE 0 8,228 0 0
PNC FINL SVCS GROUP INC COM 693475105   322,707 2,539 SH   SOLE 0 2,539 0 0
PPG INDS INC COM 693506107   290,269 2,173 SH   SOLE 0 2,173 0 0
PROCTER AND GAMBLE CO COM 742718109   6,706,468 45,104 SH   SOLE 0 45,104 0 0
PROGRESSIVE CORP COM 743315103   665,515 4,652 SH   SOLE 0 4,652 0 0
PROLOGIS INC. COM 74340W103   428,460 3,434 SH   SOLE 0 3,434 0 0
PRUDENTIAL FINL INC COM 744320102   237,960 2,876 SH   SOLE 0 2,876 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   372,827 5,970 SH   SOLE 0 5,970 0 0
QUALCOMM INC COM 747525103   1,430,299 11,211 SH   SOLE 0 11,211 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   8,814,174 90,005 SH   SOLE 0 90,005 0 0
REALTY INCOME CORP COM 756109104   201,801 3,187 SH   SOLE 0 3,187 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   288,070 15,521 SH   SOLE 0 15,521 0 0
RIVERNORTH DOUBLELINE STRATE COM 76882G107   128,914 15,060 SH   SOLE 0 15,060 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   206,221 2,158 SH   SOLE 0 2,158 0 0
S&P GLOBAL INC COM 78409V104   324,773 942 SH   SOLE 0 942 0 0
SALESFORCE INC COM 79466L302   2,752,769 13,779 SH   SOLE 0 13,779 0 0
SCHWAB CHARLES CORP COM 808513105   3,125,692 59,673 SH   SOLE 0 59,673 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   206,872 4,934 SH   SOLE 0 4,934 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,104,366 43,978 SH   SOLE 0 43,978 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   673,870 19,364 SH   SOLE 0 19,364 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   290,928 4,400 SH   SOLE 0 4,400 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   719,997 7,116 SH   SOLE 0 7,116 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   467,344 5,794 SH   SOLE 0 5,794 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   214,625 2,873 SH   SOLE 0 2,873 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,058,869 109,367 SH   SOLE 0 109,367 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   305,959 2,046 SH   SOLE 0 2,046 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   470,199 3,632 SH   SOLE 0 3,632 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,324,948 34,347 SH   SOLE 0 34,347 0 0
SHERWIN WILLIAMS CO COM 824348106   210,609 937 SH   SOLE 0 937 0 0
SIMON PPTY GROUP INC NEW COM 828806109   2,655,640 23,717 SH   SOLE 0 23,717 0 0
SOUTHERN CO COM 842587107   7,806,396 112,193 SH   SOLE 0 112,193 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   547,895 1,338 SH   SOLE 0 1,338 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   282,225 5,098 SH   SOLE 0 5,098 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   295,071 8,877 SH   SOLE 0 8,877 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   237,723 5,838 SH   SOLE 0 5,838 0 0
SPDR SER TR S&P DIVID ETF 78464A763   270,761 2,189 SH   SOLE 0 2,189 0 0
SPOTIFY USA INC NOTE 3/1 84921RAB6   1,687,439 2,015,000 PRN   SOLE 0 2,015,000 0 0
STARBUCKS CORP COM 855244109   8,968,613 86,129 SH   SOLE 0 86,129 0 0
STARWOOD PPTY TR INC COM 85571B105   279,820 15,818 SH   SOLE 0 15,818 0 0
STRYKER CORPORATION COM 863667101   1,143,878 4,007 SH   SOLE 0 4,007 0 0
T-MOBILE US INC COM 872590104   1,068,630 7,378 SH   SOLE 0 7,378 0 0
TEXAS INSTRS INC COM 882508104   5,346,753 28,744 SH   SOLE 0 28,744 0 0
THE CIGNA GROUP COM 125523100   938,051 3,671 SH   SOLE 0 3,671 0 0
TJX COS INC NEW COM 872540109   1,401,155 17,881 SH   SOLE 0 17,881 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   283,932 4,740 SH   SOLE 0 4,740 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   312,950 1,701 SH   SOLE 0 1,701 0 0
TRAVELERS COMPANIES INC COM 89417E109   319,851 1,866 SH   SOLE 0 1,866 0 0
TRUIST FINL CORP COM 89832Q109   489,812 14,364 SH   SOLE 0 14,364 0 0
UNILEVER PLC SPON ADR NEW 904767704   505,694 9,738 SH   SOLE 0 9,738 0 0
UNION PAC CORP COM 907818108   12,188,864 60,563 SH   SOLE 0 60,563 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,076,257 5,548 SH   SOLE 0 5,548 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,732,042 3,665 SH   SOLE 0 3,665 0 0
US BANCORP DEL COM NEW 902973304   974,954 27,044 SH   SOLE 0 27,044 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,460,941 110,615 SH   SOLE 0 110,615 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   298,709 1,599 SH   SOLE 0 1,599 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   428,411 1,717 SH   SOLE 0 1,717 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,823,580 8,935 SH   SOLE 0 8,935 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   354,175 2,564 SH   SOLE 0 2,564 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,295,874 66,304 SH   SOLE 0 66,304 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,197,782 74,980 SH   SOLE 0 74,980 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,593,359 113,697 SH   SOLE 0 113,697 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   293,307 3,185 SH   SOLE 0 3,185 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,766,967 62,534 SH   SOLE 0 62,534 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   740,788 4,810 SH   SOLE 0 4,810 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,011,930 72,667 SH   SOLE 0 72,667 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   18,857,608 417,481 SH   SOLE 0 417,481 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   472,746 4,481 SH   SOLE 0 4,481 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,287,035 135,948 SH   SOLE 0 135,948 0 0
VISA INC COM CL A 92826C839   10,836,735 48,065 SH   SOLE 0 48,065 0 0
WALMART INC COM 931142103   11,131,893 75,496 SH   SOLE 0 75,496 0 0
WELLS FARGO CO NEW COM 949746101   1,107,749 29,635 SH   SOLE 0 29,635 0 0
WESTERN DIGITAL CORP. NOTE 1.500% 2/0 958102AP0   48,200 50,000 PRN   SOLE 0 50,000 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   4,072,020 65,320 SH   SOLE 0 65,320 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   408,677 6,606 SH   SOLE 0 6,606 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   931,200 2 SH   SOLE   2 0 0