The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   3,360,496 24,583 SH   SOLE   24,583 0 0
ABBOTT LABS COM 002824100   4,972,474 43,614 SH   SOLE   43,614 0 0
ABBVIE INC COM 00287Y109   6,175,934 31,274 SH   SOLE   31,274 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,371,856 3,881 SH   SOLE   3,881 0 0
ADOBE INC COM 00724F101   7,855,240 15,171 SH   SOLE   15,171 0 0
AFLAC INC COM 001055102   257,364 2,302 SH   SOLE   2,302 0 0
AIR PRODS & CHEMS INC COM 009158106   1,249,317 4,196 SH   SOLE   4,196 0 0
ALLSTATE CORP COM 020002101   1,486,446 7,800 SH   SOLE   7,800 0 0
ALPHABET INC CAP STK CL C 02079K107   21,588,242 129,124 SH   SOLE   129,124 0 0
ALPHABET INC CAP STK CL A 02079K305   13,646,138 82,280 SH   SOLE   82,280 0 0
ALTRIA GROUP INC COM 02209S103   2,854,715 54,835 SH   SOLE   54,835 0 0
AMAZON COM INC COM 023135106   26,061,045 139,865 SH   SOLE   139,865 0 0
AMERICAN ELEC PWR CO INC COM 025537101   323,600 3,154 SH   SOLE   3,154 0 0
AMERICAN EXPRESS CO COM 025816109   3,167,074 11,678 SH   SOLE   11,678 0 0
AMERIPRISE FINL INC COM 03076C106   17,247,665 36,712 SH   SOLE   36,712 0 0
AMGEN INC COM 031162100   7,937,966 24,636 SH   SOLE   24,636 0 0
APPLE INC COM 037833100   71,013,048 304,777 SH   SOLE   304,777 0 0
APPLIED MATLS INC COM 038222105   11,403,784 56,440 SH   SOLE   56,440 0 0
APTARGROUP INC COM 038336103   1,354,246 8,454 SH   SOLE   8,454 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   732,054 12,254 SH   SOLE   12,254 0 0
AT&T INC COM 00206R102   756,888 34,404 SH   SOLE   34,404 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   5,180,716 18,627 SH   SOLE   18,627 0 0
BANK AMERICA CORP COM 060505104   1,024,379 25,816 SH   SOLE   25,816 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,383,808 19,257 SH   SOLE   19,257 0 0
BECTON DICKINSON & CO COM 075887109   1,965,706 8,153 SH   SOLE   8,153 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,197,426 6,947 SH   SOLE   6,947 0 0
BLACKROCK INC COM 09247X101   3,057,422 3,220 SH   SOLE   3,220 0 0
BLACKSTONE INC COM 09260D107   1,234,381 8,061 SH   SOLE   8,061 0 0
BOOKING HOLDINGS INC COM 09857L108   12,977,542 3,081 SH   SOLE   3,081 0 0
BP PLC SPONSORED ADR 055622104   322,030 10,259 SH   SOLE   10,259 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,884,371 36,420 SH   SOLE   36,420 0 0
BROADCOM INC COM 11135F101   13,965,945 80,962 SH   SOLE   80,962 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,444,146 13,012 SH   SOLE   13,012 0 0
CANADIAN NATL RY CO COM 136375102   1,330,004 11,353 SH   SOLE   11,353 0 0
CAPITAL ONE FINL CORP COM 14040H105   799,259 5,338 SH   SOLE   5,338 0 0
CARDINAL HEALTH INC COM 14149Y108   316,971 2,868 SH   SOLE   2,868 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   432,473 5,373 SH   SOLE   5,373 0 0
CATERPILLAR INC COM 149123101   3,165,725 8,094 SH   SOLE   8,094 0 0
CENCORA INC COM 03073E105   824,243 3,662 SH   SOLE   3,662 0 0
CHEVRON CORP NEW COM 166764100   18,258,977 123,983 SH   SOLE   123,983 0 0
CHUBB LIMITED COM H1467J104   7,206,312 24,910 SH   SOLE   24,910 0 0
CHURCH & DWIGHT CO INC COM 171340102   470,716 4,495 SH   SOLE   4,495 0 0
CISCO SYS INC COM 17275R102   14,246,307 267,687 SH   SOLE   267,687 0 0
COCA COLA CO COM 191216100   4,678,793 64,673 SH   SOLE   64,673 0 0
COLGATE PALMOLIVE CO COM 194162103   3,104,749 29,908 SH   SOLE   29,908 0 0
COMCAST CORP NEW CL A 20030N101   353,500 8,463 SH   SOLE   8,463 0 0
CONOCOPHILLIPS COM 20825C104   1,244,304 11,819 SH   SOLE   11,819 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,099,048 4,265 SH   SOLE   4,265 0 0
CORNING INC COM 219350105   318,308 7,050 SH   SOLE   7,050 0 0
CORTEVA INC COM 22052L104   1,097,492 18,668 SH   SOLE   18,668 0 0
COSTCO WHSL CORP NEW COM 22160K105   668,436 754 SH   SOLE   754 0 0
CSX CORP COM 126408103   1,027,820 29,766 SH   SOLE   29,766 0 0
CVS HEALTH CORP COM 126650100   3,514,761 55,896 SH   SOLE   55,896 0 0
DANAHER CORPORATION COM 235851102   448,047 1,610 SH   SOLE   1,610 0 0
DEERE & CO COM 244199105   1,359,425 3,246 SH   SOLE   3,246 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   225,575 1,579 SH   SOLE   1,579 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   721,209 11,595 SH   SOLE   11,595 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,096,046 31,964 SH   SOLE   31,964 0 0
DISNEY WALT CO COM 254687106   1,351,432 14,050 SH   SOLE   14,050 0 0
DOLLAR TREE INC COM 256746108   330,504 4,700 SH   SOLE   4,700 0 0
DOMINION ENERGY INC COM 25746U109   1,644,935 28,464 SH   SOLE   28,464 0 0
DOVER CORP COM 260003108   5,066,346 26,423 SH   SOLE   26,423 0 0
DOW INC COM 260557103   1,173,398 21,479 SH   SOLE   21,479 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   10,113,540 87,715 SH   SOLE   87,715 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,779,527 19,970 SH   SOLE   19,970 0 0
EATON CORP PLC SHS G29183103   17,450,979 52,652 SH   SOLE   52,652 0 0
ELEVANCE HEALTH INC COM 036752103   14,603,680 28,084 SH   SOLE   28,084 0 0
ELI LILLY & CO COM 532457108   6,158,169 6,951 SH   SOLE   6,951 0 0
EMERSON ELEC CO COM 291011104   3,741,255 34,207 SH   SOLE   34,207 0 0
ENBRIDGE INC COM 29250N105   202,888 4,996 SH   SOLE   4,996 0 0
ESSENTIAL UTILS INC COM 29670G102   206,350 5,350 SH   SOLE   5,350 0 0
EVEREST GROUP LTD COM G3223R108   1,823,969 4,655 SH   SOLE   4,655 0 0
EXPONENT INC COM 30214U102   242,088 2,100 SH   SOLE   2,100 0 0
EXXON MOBIL CORP COM 30231G102   23,406,607 199,681 SH   SOLE   199,681 0 0
FASTENAL CO COM 311900104   201,547 2,822 SH   SOLE   2,822 0 0
FEDERATED HERMES INC CL B 314211103   421,605 11,466 SH   SOLE   11,466 0 0
FEDEX CORP COM 31428X106   343,373 1,248 SH   SOLE   1,248 0 0
FLEX LTD ORD Y2573F102   375,252 11,225 SH   SOLE   11,225 0 0
FREEPORT-MCMORAN INC CL B 35671D857   279,552 5,600 SH   SOLE   5,600 0 0
GE AEROSPACE COM NEW 369604301   728,811 3,859 SH   SOLE   3,859 0 0
GE VERNOVA INC COM 36828A101   220,813 866 SH   SOLE   866 0 0
GENERAL DYNAMICS CORP COM 369550108   3,579,559 11,845 SH   SOLE   11,845 0 0
GENERAL MLS INC COM 370334104   456,098 6,176 SH   SOLE   6,176 0 0
GILEAD SCIENCES INC COM 375558103   651,269 7,768 SH   SOLE   7,768 0 0
GLOBE LIFE INC COM 37959E102   730,461 6,897 SH   SOLE   6,897 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,677,107 21,565 SH   SOLE   21,565 0 0
HANOVER INS GROUP INC COM 410867105   2,176,180 14,693 SH   SOLE   14,693 0 0
HERSHEY CO COM 427866108   748,326 3,902 SH   SOLE   3,902 0 0
HOME DEPOT INC COM 437076102   10,124,933 24,987 SH   SOLE   24,987 0 0
HONEYWELL INTL INC COM 438516106   475,020 2,298 SH   SOLE   2,298 0 0
HORMEL FOODS CORP COM 440452100   652,766 20,592 SH   SOLE   20,592 0 0
HUBBELL INC COM 443510607   471,185 1,100 SH   SOLE   1,100 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,111,331 11,805 SH   SOLE   11,805 0 0
INGREDION INC COM 457187102   876,529 6,378 SH   SOLE   6,378 0 0
INTEL CORP COM 458140100   1,393,352 59,393 SH   SOLE   59,393 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,170,508 14,341 SH   SOLE   14,341 0 0
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   6,312,356 107,701 SH   SOLE   107,701 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   20,228,187 112,906 SH   SOLE   112,906 0 0
ISHARES GOLD TR ISHARES NEW 464285204   423,096 8,513 SH   SOLE   8,513 0 0
ISHARES INC CORE MSCI EMKT 46434G103   22,304,129 388,506 SH   SOLE   388,506 0 0
ISHARES TR SELECT DIVID ETF 464287168   794,752 5,884 SH   SOLE   5,884 0 0
ISHARES TR CORE S&P500 ETF 464287200   130,393,324 226,055 SH   SOLE   226,055 0 0
ISHARES TR CORE US AGGBD ET 464287226   16,151,755 159,492 SH   SOLE   159,492 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   257,229 5,609 SH   SOLE   5,609 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   6,132,117 64,043 SH   SOLE   64,043 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,460,555 7,408 SH   SOLE   7,408 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,318,678 15,768 SH   SOLE   15,768 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   681,617 5,154 SH   SOLE   5,154 0 0
ISHARES TR RUS MD CP GR ETF 464287481   900,787 7,680 SH   SOLE   7,680 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,569,597 17,808 SH   SOLE   17,808 0 0
ISHARES TR CORE S&P MCP ETF 464287507   39,782,159 638,353 SH   SOLE   638,353 0 0
ISHARES TR EXPANDED TECH 464287515   6,169,300 69,031 SH   SOLE   69,031 0 0
ISHARES TR ISHARES SEMICDTR 464287523   7,392,485 32,059 SH   SOLE   32,059 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   792,795 4,177 SH   SOLE   4,177 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,624,706 17,648 SH   SOLE   17,648 0 0
ISHARES TR RUS 1000 ETF 464287622   897,583 2,855 SH   SOLE   2,855 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,226,547 13,347 SH   SOLE   13,347 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,837,644 8,319 SH   SOLE   8,319 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,273,920 3,899 SH   SOLE   3,899 0 0
ISHARES TR CORE S&P SCP ETF 464287804   23,668,493 202,364 SH   SOLE   202,364 0 0
ISHARES TR SP SMCP600VL ETF 464287879   301,663 2,802 SH   SOLE   2,802 0 0
ISHARES TR S&P SML 600 GWT 464287887   420,423 3,014 SH   SOLE   3,014 0 0
ISHARES TR MSCI ACWI EX US 464288240   4,016,558 70,195 SH   SOLE   70,195 0 0
ISHARES TR MSCI ACWI ETF 464288257   9,805,491 82,020 SH   SOLE   82,020 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,774,084 25,537 SH   SOLE   25,537 0 0
ISHARES TR MBS ETF 464288588   1,292,189 13,487 SH   SOLE   13,487 0 0
ISHARES TR INTRM GOV CR ETF 464288612   5,190,173 48,461 SH   SOLE   48,461 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,418,745 26,410 SH   SOLE   26,410 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,248,161 42,692 SH   SOLE   42,692 0 0
ISHARES TR SHORT TREAS BD 464288679   8,660,448 78,283 SH   SOLE   78,283 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   505,182 4,986 SH   SOLE   4,986 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   42,229,043 581,427 SH   SOLE   581,427 0 0
ISHARES TR CORE MSCI EAFE 46432F842   15,111,885 193,618 SH   SOLE   193,618 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   6,045,551 117,985 SH   SOLE   117,985 0 0
JOHNSON & JOHNSON COM 478160104   15,270,343 94,226 SH   SOLE   94,226 0 0
JOHNSON CTLS INTL PLC SHS G51502105   1,265,693 16,231 SH   SOLE   16,231 0 0
JPMORGAN CHASE & CO. COM 46625H100   30,820,708 146,167 SH   SOLE   146,167 0 0
KIMBERLY-CLARK CORP COM 494368103   4,537,718 31,624 SH   SOLE   31,624 0 0
KINSALE CAP GROUP INC COM 49714P108   2,092,272 4,494 SH   SOLE   4,494 0 0
KLA CORP COM NEW 482480100   3,734,205 4,822 SH   SOLE   4,822 0 0
KRAFT HEINZ CO COM 500754106   331,649 9,446 SH   SOLE   9,446 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   266,177 1,119 SH   SOLE   1,119 0 0
LABCORP HOLDINGS INC COM SHS 504922105   223,480 1,000 SH   SOLE   1,000 0 0
LOCKHEED MARTIN CORP COM 539830109   8,089,726 13,839 SH   SOLE   13,839 0 0
LOWES COS INC COM 548661107   9,968,905 36,806 SH   SOLE   36,806 0 0
MANULIFE FINL CORP COM 56501R106   200,763 6,794 SH   SOLE   6,794 0 0
MARATHON PETE CORP COM 56585A102   1,590,816 9,765 SH   SOLE   9,765 0 0
MARKEL GROUP INC COM 570535104   4,028,113 2,568 SH   SOLE   2,568 0 0
MASTERCARD INCORPORATED CL A 57636Q104   541,699 1,097 SH   SOLE   1,097 0 0
MCCORMICK & CO INC COM NON VTG 579780206   643,092 7,814 SH   SOLE   7,814 0 0
MCDONALDS CORP COM 580135101   5,457,733 17,923 SH   SOLE   17,923 0 0
MEDTRONIC PLC SHS G5960L103   1,850,532 20,398 SH   SOLE   20,398 0 0
MERCK & CO INC COM 58933Y105   10,503,707 91,875 SH   SOLE   91,875 0 0
META PLATFORMS INC CL A 30303M102   21,248,400 37,119 SH   SOLE   37,119 0 0
MICROSOFT CORP COM 594918104   59,861,719 139,116 SH   SOLE   139,116 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   216,160 3,758 SH   SOLE   3,758 0 0
MONDELEZ INTL INC CL A 609207105   2,250,890 30,360 SH   SOLE   30,360 0 0
MORGAN STANLEY COM NEW 617446448   9,298,521 89,203 SH   SOLE   89,203 0 0
MSC INDL DIRECT INC CL A 553530106   546,223 6,347 SH   SOLE   6,347 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   1,204,905 7,287 SH   SOLE   7,287 0 0
NEXTERA ENERGY INC COM 65339F101   1,389,111 16,433 SH   SOLE   16,433 0 0
NIKE INC CL B 654106103   934,859 10,530 SH   SOLE   10,530 0 0
NORFOLK SOUTHN CORP COM 655844108   15,028,535 60,477 SH   SOLE   60,477 0 0
NORTHERN TR CORP COM 665859104   987,929 10,883 SH   SOLE   10,883 0 0
NORTHROP GRUMMAN CORP COM 666807102   305,753 579 SH   SOLE   579 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,766,822 15,361 SH   SOLE   15,361 0 0
NOVO-NORDISK A S ADR 670100205   3,903,353 32,782 SH   SOLE   32,782 0 0
NVIDIA CORPORATION COM 67066G104   21,672,900 178,451 SH   SOLE   178,451 0 0
ORACLE CORP COM 68389X105   30,622,414 179,709 SH   SOLE   179,709 0 0
OTIS WORLDWIDE CORP COM 68902V107   238,023 2,290 SH   SOLE   2,290 0 0
PACKAGING CORP AMER COM 695156109   2,709,080 12,502 SH   SOLE   12,502 0 0
PARKER-HANNIFIN CORP COM 701094104   4,992,642 7,902 SH   SOLE   7,902 0 0
PEPSICO INC COM 713448108   12,194,626 71,712 SH   SOLE   71,712 0 0
PFIZER INC COM 717081103   7,590,718 262,292 SH   SOLE   262,292 0 0
PHILIP MORRIS INTL INC COM 718172109   4,764,811 38,817 SH   SOLE   38,817 0 0
PHILLIPS 66 COM 718546104   1,174,637 8,936 SH   SOLE   8,936 0 0
PNC FINL SVCS GROUP INC COM 693475105   9,822,005 53,135 SH   SOLE   53,135 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,479,052 13,578 SH   SOLE   13,578 0 0
PROCTER AND GAMBLE CO COM 742718109   14,378,968 83,019 SH   SOLE   83,019 0 0
QUALCOMM INC COM 747525103   3,767,118 22,153 SH   SOLE   22,153 0 0
QUEST DIAGNOSTICS INC COM 74834L100   2,725,143 17,553 SH   SOLE   17,553 0 0
RBB FD INC MOTLEY FOL ETF 74933W601   331,875 5,900 SH   SOLE   5,900 0 0
ROYAL BK CDA COM 780087102   311,825 2,500 SH   SOLE   2,500 0 0
RTX CORPORATION COM 75513E101   12,183,507 100,557 SH   SOLE   100,557 0 0
SCHLUMBERGER LTD COM STK 806857108   5,367,237 127,113 SH   SOLE   127,113 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,809,463 72,301 SH   SOLE   72,301 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   20,071,319 295,819 SH   SOLE   295,819 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   15,146,522 145,388 SH   SOLE   145,388 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,723,002 56,842 SH   SOLE   56,842 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,212,698 42,965 SH   SOLE   42,965 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,073,649 36,794 SH   SOLE   36,794 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   760,783 9,000 SH   SOLE   9,000 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   775,235 18,853 SH   SOLE   18,853 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,963,911 32,229 SH   SOLE   32,229 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,456,104 53,688 SH   SOLE   53,688 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,080,726 35,088 SH   SOLE   35,088 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,331,264 29,375 SH   SOLE   29,375 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   490,351 2,172 SH   SOLE   2,172 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,432,488 37,970 SH   SOLE   37,970 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100   643,364 8,020 SH   SOLE   8,020 0 0
SHELL PLC SPON ADS 780259305   1,522,192 23,081 SH   SOLE   23,081 0 0
SMURFIT WESTROCK PLC SHS G8267P108   1,702,470 34,449 SH   SOLE   34,449 0 0
SOUTHERN CO COM 842587107   632,973 7,019 SH   SOLE   7,019 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,599,600 38,750 SH   SOLE   38,750 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,302,428 61,300 SH   SOLE   61,300 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,925,468 22,459 SH   SOLE   22,459 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   498,182 872 SH   SOLE   872 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   270,360 12,000 SH   SOLE   12,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   888,947 16,817 SH   SOLE   16,817 0 0
STANLEY BLACK & DECKER INC COM 854502101   664,084 6,030 SH   SOLE   6,030 0 0
STANTEC INC COM 85472N109   489,012 6,070 SH   SOLE   6,070 0 0
STARBUCKS CORP COM 855244109   3,130,014 32,106 SH   SOLE   32,106 0 0
STRYKER CORPORATION COM 863667101   1,034,767 2,858 SH   SOLE   2,858 0 0
SYSCO CORP COM 871829107   1,913,797 24,517 SH   SOLE   24,517 0 0
TARGET CORP COM 87612E106   7,348,819 47,150 SH   SOLE   47,150 0 0
TEXAS INSTRS INC COM 882508104   325,967 1,578 SH   SOLE   1,578 0 0
THE CIGNA GROUP COM 125523100   402,217 1,161 SH   SOLE   1,161 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   19,793,746 31,979 SH   SOLE   31,979 0 0
TJX COS INC NEW COM 872540109   12,819,147 109,062 SH   SOLE   109,062 0 0
TORO CO COM 891092108   988,112 11,346 SH   SOLE   11,346 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   4,344,347 66,335 SH   SOLE   66,335 0 0
TRACTOR SUPPLY CO COM 892356106   564,986 1,942 SH   SOLE   1,942 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   15,730,032 40,465 SH   SOLE   40,465 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,547,274 6,609 SH   SOLE   6,609 0 0
TRUIST FINL CORP COM 89832Q109   1,234,171 28,856 SH   SOLE   28,856 0 0
UNILEVER PLC SPON ADR NEW 904767704   9,217,824 141,900 SH   SOLE   141,900 0 0
UNION PAC CORP COM 907818108   2,155,468 8,745 SH   SOLE   8,745 0 0
UNITED PARCEL SERVICE INC CL B 911312106   5,395,383 39,573 SH   SOLE   39,573 0 0
UNITEDHEALTH GROUP INC COM 91324P102   13,446,408 22,998 SH   SOLE   22,998 0 0
UNIVERSAL CORP VA COM 913456109   311,384 5,863 SH   SOLE   5,863 0 0
US BANCORP DEL COM NEW 902973304   862,374 18,654 SH   SOLE   18,654 0 0
VALERO ENERGY CORP COM 91913Y100   214,968 1,592 SH   SOLE   1,592 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,683,389 15,561 SH   SOLE   15,561 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   11,070,350 221,673 SH   SOLE   221,673 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,964,521 7,490 SH   SOLE   7,490 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,927,065 7,915 SH   SOLE   7,915 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   807,534 8,214 SH   SOLE   8,214 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   11,245,490 42,624 SH   SOLE   42,624 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,166,929 4,905 SH   SOLE   4,905 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   837,038 2,947 SH   SOLE   2,947 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,253,510 35,770 SH   SOLE   35,770 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,969,223 103,850 SH   SOLE   103,850 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   408,960 8,000 SH   SOLE   8,000 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,557,887 195,830 SH   SOLE   195,830 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,402,550 17,660 SH   SOLE   17,660 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   11,143,079 184,427 SH   SOLE   184,427 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,079,714 48,713 SH   SOLE   48,713 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,088,752 5,474 SH   SOLE   5,474 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,128,612 94,665 SH   SOLE   94,665 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   35,235,624 667,215 SH   SOLE   667,215 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   1,273,761 10,312 SH   SOLE   10,312 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   269,198 950 SH   SOLE   950 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   17,535,008 29,850 SH   SOLE   29,850 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   846,700 18,853 SH   SOLE   18,853 0 0
VISA INC COM CL A 92826C839   10,896,543 39,631 SH   SOLE   39,631 0 0
WALMART INC COM 931142103   13,400,463 165,950 SH   SOLE   165,950 0 0
WASTE MGMT INC DEL COM 94106L109   242,477 1,168 SH   SOLE   1,168 0 0
WATERS CORP COM 941848103   549,912 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101   3,221,907 57,035 SH   SOLE   57,035 0 0
WILLIAMS COS INC COM 969457100   392,453 8,597 SH   SOLE   8,597 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   2,776,969 46,252 SH   SOLE   46,252 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   385,439 7,675 SH   SOLE   7,675 0 0
YUM BRANDS INC COM 988498101   298,001 2,133 SH   SOLE   2,133 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   591,799 5,470 SH   SOLE   5,470 0 0