The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO Common Stock 007903107   364,172 2,245 SH   SOLE   0 0 2,245
AMAZON COM Common Stock 023135106   1,594,560 8,251 SH   SOLE   0 0 8,251
APPLE INC Common Stock 037833100   1,805,873 8,574 SH   SOLE   0 0 8,574
ARCHER DANIELS MIDLAND CO COM 039483102   298,079 4,931 SH   SOLE   0 0 4,931
BANK NEW YORK MELLON CORP COM 064058100   222,132 3,709 SH   SOLE   0 0 3,709
BERKSHIRE HATHAWAY Common Stock 084670108   612,241 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY Common Stock 084670702   435,332 1,070 SH   SOLE   0 0 1,070
THE CIGNA GROUP COM 125523100   294,207 890 SH   SOLE   0 0 890
CVS HEALTH Common Stock 126650100   359,315 6,084 SH   SOLE   0 0 6,084
CELANESE CORP DEL COM 150870103   286,102 2,121 SH   SOLE   0 0 2,121
CHEVRON CORP Common Stock 166764100   300,302 1,920 SH   SOLE   0 0 1,920
FIDELITY TOTAL MF Closed and MF Open 316188309   468,040 10,417 SH   SOLE   0 0 10,417
GENERAL DYNAMICS Common Stock 369550108   370,320 1,276 SH   SOLE   0 0 1,276
GE AEROSPACE Common Stock 369604301   346,555 2,180 SH   SOLE   0 0 2,180
GENERAL MLS INC COM 370334104   406,552 6,427 SH   SOLE   0 0 6,427
HUNTINGTON INGALLS INDS INC COM 446413106   427,383 1,735 SH   SOLE   0 0 1,735
INTERPUBLIC GROUP COS INC COM 460690100   240,022 8,251 SH   SOLE   0 0 8,251
ISHARES INC MSCI EMERG MRKT 464286533   238,288 4,165 SH   SOLE   0 0 4,165
ISHARES TR SELECT DIVID ETF 464287168   1,448,335 11,972 SH   SOLE   0 0 11,972
ISHARES CORE MF Closed and MF Open 464287200   7,375,064 13,477 SH   SOLE   0 0 13,477
ISHARES TR CORE US AGGBD ET 464287226   667,037 6,872 SH   SOLE   0 0 6,872
ISHARES MSCI MF Closed and MF Open 464287234   4,110,359 96,510 SH   SOLE   0 0 96,510
ISHARES TR IBOXX INV CP ETF 464287242   2,849,886 26,605 SH   SOLE   0 0 26,605
ISHARES TR S&P 500 GRWT ETF 464287309   1,835,161 19,831 SH   SOLE   0 0 19,831
ISHARES TR S&P 500 VAL ETF 464287408   19,189,579 105,431 SH   SOLE   0 0 105,431
ISHARES 20 MF Closed and MF Open 464287432   1,712,148 18,655 SH   SOLE   0 0 18,655
ISHARES TR 7-10 YR TRSY BD 464287440   200,816 2,144 SH   SOLE   0 0 2,144
ISHARES MSCI MF Closed and MF Open 464287465   1,268,691 16,197 SH   SOLE   0 0 16,197
ISHARES CORE MF Closed and MF Open 464287507   1,114,594 19,047 SH   SOLE   0 0 19,047
ISHARES TR RUS 1000 VAL ETF 464287598   1,408,671 8,074 SH   SOLE   0 0 8,074
ISHARES TR S&P MC 400GR ETF 464287606   405,835 4,606 SH   SOLE   0 0 4,606
ISHARES TR RUS 1000 GRW ETF 464287614   1,899,462 5,211 SH   SOLE   0 0 5,211
ISHARES TR RUS 2000 VAL ETF 464287630   8,518,894 55,935 SH   SOLE   0 0 55,935
ISHARES TR RUS 2000 GRW ETF 464287648   8,596,931 32,746 SH   SOLE   0 0 32,746
ISHARES RUSSELL MF Closed and MF Open 464287655   770,920 3,800 SH   SOLE   0 0 3,800
ISHARES TR S&P MC 400VL ETF 464287705   333,345 2,938 SH   SOLE   0 0 2,938
ISHARES CORE MF Closed and MF Open 464287804   671,515 6,295 SH   SOLE   0 0 6,295
ISHARES TR SP SMCP600VL ETF 464287879   270,860 2,785 SH   SOLE   0 0 2,785
ISHARES TR JPMORGAN USD EMG 464288281   1,364,627 15,423 SH   SOLE   0 0 15,423
ISHARES TR IBOXX HI YD ETF 464288513   2,761,458 35,798 SH   SOLE   0 0 35,798
ISHARES TR PFD AND INCM SEC 464288687   1,281,088 40,605 SH   SOLE   0 0 40,605
ISHARES TR EAFE VALUE ETF 464288877   6,091,928 114,855 SH   SOLE   0 0 114,855
ISHARES TR EAFE GRWTH ETF 464288885   6,345,659 62,030 SH   SOLE   0 0 62,030
LKQ CORP COM 501889208   212,483 5,109 SH   SOLE   0 0 5,109
LEIDOS HOLDINGS INC COM 525327102   208,754 1,431 SH   SOLE   0 0 1,431
MARSH & MCLENNAN COS INC COM 571748102   738,363 3,504 SH   SOLE   0 0 3,504
MICROSOFT CORP Common Stock 594918104   1,151,817 2,577 SH   SOLE   0 0 2,577
PEPSICO INC Common Stock 713448108   438,155 2,656 SH   SOLE   0 0 2,656
PFIZER INC Common Stock 717081103   478,075 17,086 SH   SOLE   0 0 17,086
PHILLIPS 66 COM 718546104   201,883 1,430 SH   SOLE   0 0 1,430
QUALCOMM INC Common Stock 747525103   710,144 3,565 SH   SOLE   0 0 3,565
RALPH LAUREN CORP CL A 751212101   473,537 2,705 SH   SOLE   0 0 2,705
SAP SE SPON ADR 803054204   597,062 2,960 SH   SOLE   0 0 2,960
SNAP ON INC COM 833034101   415,087 1,588 SH   SOLE   0 0 1,588
TAPESTRY INC COM 876030107   470,219 10,989 SH   SOLE   0 0 10,989
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,354,230 30,694 SH   SOLE   0 0 30,694
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,644,694 64,465 SH   SOLE   0 0 64,465
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,302,957 26,365 SH   SOLE   0 0 26,365
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   367,446 8,397 SH   SOLE   0 0 8,397
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   752,251 15,012 SH   SOLE   0 0 15,012
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   358,202 716 SH   SOLE   0 0 716
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,821,891 25,361 SH   SOLE   0 0 25,361
VANGUARD INDEX FDS MID CAP ETF 922908629   1,089,208 4,499 SH   SOLE   0 0 4,499
VANGUARD INDEX FDS TOTAL STK MKT 922908769   437,203 1,634 SH   SOLE   0 0 1,634
WALMART INC Common Stock 931142103   234,829 3,468 SH   SOLE   0 0 3,468
WEYERHAEUSER CO MTN BE COM NEW 962166104   224,820 7,919 SH   SOLE   0 0 7,919
ZIONS BANCORPORATION N A COM 989701107   318,336 7,340 SH   SOLE   0 0 7,340
INVESCO QQQ TR UNIT SER 1 46090E103   855,458 1,786 SH   SOLE   0 0 1,786
CONTROLADORA VUELA Common Stock 21240E105   95,400 15,000 SH   SOLE   0 0 15,000
AT&T INC Common Stock 00206R102   260,833 13,649 SH   SOLE   0 0 13,649
CISCO SYSTEMS Common Stock 17275R102   283,851 5,975 SH   SOLE   0 0 5,975
COLUMBIA RESEARCH MF Closed and MF Open 19761L706   1,017,830 31,541 SH   SOLE   0 0 31,541
COMCAST CORP NEW CL A 20030N101   292,564 7,471 SH   SOLE   0 0 7,471
EXXON MOBIL Common Stock 30231G102   615,448 5,346 SH   SOLE   0 0 5,346
FEDEX CORP Common Stock 31428X106   348,122 1,161 SH   SOLE   0 0 1,161
GLOBAL X MF Closed and MF Open 37954Y483   236,141 13,364 SH   SOLE   0 0 13,364
HEWLETT PACKARD ENTERPRISE C COM 42824C109   338,535 15,991 SH   SOLE   0 0 15,991
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   748,762 31,620 SH   SOLE   0 0 31,620
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,369,777 112,632 SH   SOLE   0 0 112,632
ISHARES TR US TREAS BD ETF 46429B267   6,962,529 308,486 SH   SOLE   0 0 308,486
ISHARES TR MSCI USA MIN VOL 46429B697   403,512 4,806 SH   SOLE   0 0 4,806
ISHARES CORE MF Closed and MF Open 46432F842   1,479,882 20,373 SH   SOLE   0 0 20,373
ISHARES CORE MF Closed and MF Open 46434G103   852,822 15,932 SH   SOLE   0 0 15,932
JPMORGAN CHASE Common Stock 46625H100   338,830 1,675 SH   SOLE   0 0 1,675
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,543,524 30,583 SH   SOLE   0 0 30,583
MERCADOLIBRE INC Common Stock 58733R102   493,020 300 SH   SOLE   0 0 300
MOSAIC CO NEW COM 61945C103   299,549 10,365 SH   SOLE   0 0 10,365
NVIDIA CORP Common Stock 67066G104   1,277,408 10,340 SH   SOLE   0 0 10,340
PACER GLOBAL MF Closed and MF Open 69374H709   964,560 28,605 SH   SOLE   0 0 28,605
PACER FDS TR US CASH COWS 100 69374H881   6,527,001 119,784 SH   SOLE   0 0 119,784
PROSHARES TR S&P 500 DV ARIST 74348A467   993,434 10,334 SH   SOLE   0 0 10,334
SPDR S&P MF Closed and MF Open 78462F103   830,586 1,526 SH   SOLE   0 0 1,526
SPDR GOLD Common Stock 78463V107   3,351,356 15,587 SH   SOLE   0 0 15,587
SPDR S&P MF Closed and MF Open 78463X533   259,214 7,343 SH   SOLE   0 0 7,343
SPDR PORTFOLIO MF Closed and MF Open 78464A409   25,869,381 322,843 SH   SOLE   0 0 322,843
SPDR PORTFOLIO MF Closed and MF Open 78464A508   290,356 5,957 SH   SOLE   0 0 5,957
SPDR PORTFOLIO MF Closed and MF Open 78464A847   1,861,249 36,282 SH   SOLE   0 0 36,282
SPDR PORTFOLIO MF Closed and MF Open 78464A854   6,074,660 94,917 SH   SOLE   0 0 94,917
SPDR SER TR NUVEEN BLMBRG SH 78468R739   870,876 18,455 SH   SOLE   0 0 18,455
SALESFORCE INC COM 79466L302   240,460 935 SH   SOLE   0 0 935
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,336,673 9,171 SH   SOLE   0 0 9,171
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   310,954 4,061 SH   SOLE   0 0 4,061
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   560,515 3,073 SH   SOLE   0 0 3,073
SELECT SECTOR SPDR TR ENERGY 81369Y506   408,443 4,481 SH   SOLE   0 0 4,481
SECTOR FINANCIAL MF Closed and MF Open 81369Y605   983,063 23,913 SH   SOLE   0 0 23,913
SELECT SECTOR SPDR TR INDL 81369Y704   302,872 2,485 SH   SOLE   0 0 2,485
SECTOR TECHNOLOGY MF Closed and MF Open 81369Y803   2,049,218 9,058 SH   SOLE   0 0 9,058
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   877,587 10,245 SH   SOLE   0 0 10,245
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   691,757 10,152 SH   SOLE   0 0 10,152
SKYWORKS SOLUTIONS INC COM 83088M102   267,524 2,510 SH   SOLE   0 0 2,510
SYNCHRONY FINANCIAL COM 87165B103   353,642 7,494 SH   SOLE   0 0 7,494
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   661,275 12,803 SH   SOLE   0 0 12,803
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   500,641 10,286 SH   SOLE   0 0 10,286
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,517,431 84,341 SH   SOLE   0 0 84,341
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   6,048,892 79,738 SH   SOLE   0 0 79,738
VANGUARD INTERMEDIATE MF Closed and MF Open 92206C870   5,297,128 66,272 SH   SOLE   0 0 66,272
VIATRIS INC COM 92556V106   263,353 24,775 SH   SOLE   0 0 24,775
ZETA GLOBAL HOLDINGS CORP CL A 98956A105   913,123 51,735 SH   SOLE   0 0 51,735
NXP SEMICONDUCTORS N V COM N6596X109   388,297 1,443 SH   SOLE   0 0 1,443