The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   201,560 1,043 SH   SOLE 0 1,043 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   8,702,854 18,165 SH   SOLE 0 18,164 0 0
JOHNSON & JOHNSON COM Stock 478160104   497,385 3,403 SH   SOLE 0 3,403 0 0
ISHARES U.S. EQUITY FACTOR ETF ETF 46434V282   874,058 15,695 SH   SOLE 0 15,695 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   473,122 557 SH   SOLE 0 556 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   271,392 600 SH   SOLE 0 600 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   632,655 3,836 SH   SOLE 0 3,836 0 0
VENTAS INC COM REIT 92276F100   203,861 3,977 SH   SOLE 0 3,977 0 0
INTEL CORP COM Stock 458140100   494,086 15,954 SH   SOLE 0 15,953 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   278,646 2,106 SH   SOLE 0 2,106 0 0
SANOFI SPONSORED ADR ADR 80105N105   245,899 5,068 SH   SOLE 0 5,068 0 0
MERCK & CO INC COM Stock 58933Y105   501,638 4,052 SH   SOLE 0 4,052 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   453,361 833 SH   SOLE 0 833 0 0
MCKESSON CORP COM Stock 58155Q103   322,974 553 SH   SOLE 0 553 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   1,932,883 8,157 SH   SOLE 0 8,157 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   3,080,480 13,000 SH Put SOLE 0 13,000 0 0
ISHARES TIPS BOND ETF ETF 464287176   837,582 7,844 SH   SOLE 0 7,844 0 0
ISHARES S&P 100 ETF ETF 464287101   275,401 1,042 SH   SOLE 0 1,042 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   229,666 5,569 SH   SOLE 0 5,569 0 0
SNAP ON INC COM Stock 833034101   207,805 795 SH   SOLE 0 795 0 0
PULTE GROUP INC COM Stock 745867101   336,576 3,057 SH   SOLE 0 3,057 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   5,323,635 112,195 SH   SOLE 0 112,194 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   2,037,621 32,410 SH   SOLE 0 32,410 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   892,680 23,235 SH   SOLE 0 23,234 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833   785,971 7,809 SH   SOLE 0 7,808 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   779,022 1,915 SH   SOLE 0 1,915 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   220,199 8,291 SH   SOLE 0 8,290 0 0
ADOBE INC COM Stock 00724F101   371,656 669 SH   SOLE 0 669 0 0
INTUIT COM Stock 461202103   441,645 672 SH   SOLE 0 672 0 0
JP MORGAN US VALUE FACTOR ETF ETF 46641Q753   10,032,809 245,481 SH   SOLE 0 245,481 0 0
MICROSOFT CORP COM Stock 594918104   1,533,312 3,431 SH   SOLE 0 3,430 0 0
GARMIN LTD SHS Stock H2906T109   252,363 1,549 SH   SOLE 0 1,549 0 0
ELASTIC N V ORD SHS Stock N14506104   6,235,433 54,740 SH   SOLE 0 54,740 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   238,070 895 SH   SOLE 0 895 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   755,159 15,690 SH   SOLE 0 15,689 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   203,989 354 SH   SOLE 0 353 0 0
WELLTOWER INC COM REIT 95040Q104   240,505 2,307 SH   SOLE 0 2,307 0 0
ELI LILLY & CO COM Stock 532457108   2,934,337 3,241 SH   SOLE 0 3,241 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   1,415,951 6,979 SH   SOLE 0 6,978 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   935,599 7,734 SH   SOLE 0 7,733 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   212,155 2,418 SH   SOLE 0 2,418 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107   245,941 234 SH   SOLE 0 234 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   386,118 4,966 SH   SOLE 0 4,965 0 0
VISA INC COM CL A Stock 92826C839   430,354 1,640 SH   SOLE 0 1,639 0 0
INVESCO S&P 500 GARP ETF ETF 46137V431   10,445,662 101,631 SH   SOLE 0 101,631 0 0
VANGUARD VALUE ETF ETF 922908744   571,541 3,563 SH   SOLE 0 3,563 0 0
JPMORGAN INCOME ETF ETF 46641Q159   13,718,396 301,768 SH   SOLE 0 301,768 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   17,125,990 144,182 SH   SOLE 0 144,182 0 0
META PLATFORMS INC CL A Stock 30303M102   961,043 1,906 SH   SOLE 0 1,906 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   46,869 10,123 SH   SOLE 0 10,123 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   25,529,104 294,759 SH   SOLE 0 294,759 0 0
PACKAGING CORP AMER COM Stock 695156109   216,881 1,188 SH   SOLE 0 1,188 0 0
ISHARES GNMA BOND ETF ETF 46429B333   725,032 16,834 SH   SOLE 0 16,833 0 0
D R HORTON INC COM Stock 23331A109   332,454 2,359 SH   SOLE 0 2,359 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   6,318,861 86,989 SH   SOLE 0 86,988 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   217,043 3,255 SH   SOLE 0 3,255 0 0
CF INDS HLDGS INC COM Stock 125269100   217,839 2,939 SH   SOLE 0 2,939 0 0
NVIDIA CORPORATION COM Stock 67066G104   1,435,535 11,620 SH   SOLE 0 11,620 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   210,342 3,587 SH   SOLE 0 3,587 0 0
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343   2,812,927 108,276 SH   SOLE 0 108,275 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   261,669 6,260 SH   SOLE 0 6,260 0 0
MCDONALDS CORP COM Stock 580135101   513,503 2,015 SH   SOLE 0 2,015 0 0
CISCO SYS INC COM Stock 17275R102   243,821 5,132 SH   SOLE 0 5,132 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   11,535,867 154,037 SH   SOLE 0 154,037 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771   22,964,100 342,850 SH   SOLE 0 342,850 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   274,241 1,606 SH   SOLE 0 1,606 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   1,042,941 5,352 SH   SOLE 0 5,351 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102   211,028 1,980 SH   SOLE 0 1,980 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   230,607 1,267 SH   SOLE 0 1,267 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   884,127 9,554 SH   SOLE 0 9,554 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   814,312 1,488 SH   SOLE 0 1,488 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100   217,371 3,297 SH   SOLE 0 3,297 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   313,551 567 SH   SOLE 0 567 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   473,895 2,343 SH   SOLE 0 2,343 0 0
CHEVRON CORP NEW COM Stock 166764100   499,613 3,194 SH   SOLE 0 3,194 0 0
CONOCOPHILLIPS COM Stock 20825C104   204,281 1,786 SH   SOLE 0 1,785 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   9,785,012 197,997 SH   SOLE 0 197,997 0 0
BANK AMERICA CORP COM Stock 060505104   294,974 7,417 SH   SOLE 0 7,417 0 0
WALMART INC COM Stock 931142103   408,833 6,038 SH   SOLE 0 6,038 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   577,811 20,882 SH   SOLE 0 20,882 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   646,487 3,738 SH   SOLE 0 3,738 0 0
TEXAS INSTRS INC COM Stock 882508104   279,734 1,438 SH   SOLE 0 1,438 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   422,267 3,942 SH   SOLE 0 3,942 0 0
CATERPILLAR INC COM Stock 149123101   219,513 659 SH   SOLE 0 659 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   747,070 4,073 SH   SOLE 0 4,073 0 0
APPLIED MATLS INC COM Stock 038222105   322,126 1,365 SH   SOLE 0 1,365 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258   3,713,608 44,517 SH   SOLE 0 44,517 0 0
ARISTA NETWORKS INC COM Stock 040413106   460,881 1,315 SH   SOLE 0 1,315 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW ADR 910873405   142,350 16,250 SH   SOLE 0 16,250 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   442,332 2,423 SH   SOLE 0 2,423 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   550,811 5,674 SH   SOLE 0 5,674 0 0
AXON ENTERPRISE INC COM Stock 05464C101   344,555 1,171 SH   SOLE 0 1,171 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   518,439 5,884 SH   SOLE 0 5,884 0 0
CAL MAINE FOODS INC COM NEW Stock 128030202   224,885 3,680 SH   SOLE 0 3,680 0 0
NUCOR CORP COM Stock 670346105   283,121 1,791 SH   SOLE 0 1,791 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   210,809 685 SH   SOLE 0 685 0 0
EXXON MOBIL CORP COM Stock 30231G102   401,078 3,484 SH   SOLE 0 3,484 0 0
NOVO-NORDISK A S ADR ADR 670100205   307,462 2,154 SH   SOLE 0 2,154 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   635,562 10,861 SH   SOLE 0 10,860 0 0
ISHARES MSCI EAFE ETF ETF 464287465   200,055 2,554 SH   SOLE 0 2,554 0 0
APPLE INC COM Stock 037833100   3,511,035 16,670 SH   SOLE 0 16,670 0 0
ABBOTT LABS COM Stock 002824100   229,225 2,206 SH   SOLE 0 2,206 0 0
VANECK MORNINGSTAR INTERNATIONAL MOAT ETF ETF 92189F593   1,188,071 37,897 SH   SOLE 0 37,897 0 0