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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   209,664 2,016 SH   SOLE   2,016 0 0
ALPHABET INC CAP STK CL A 02079K305   299,469 2,887 SH   SOLE   2,887 0 0
AMAZON COM INC COM 023135106   453,340 4,389 SH   SOLE   4,389 0 0
APPLE INC COM 037833100   2,950,226 17,891 SH   SOLE   17,891 0 0
APPLIED MATLS INC COM 038222105   266,910 2,173 SH   SOLE   2,173 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   1,113,423 13,344 SH   SOLE   13,344 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   298,581 967 SH   SOLE   967 0 0
BEYOND MEAT INC COM 08862E109   325,412 20,050 SH   SOLE   20,050 0 0
BOEING CO COM 097023105   262,475 1,236 SH   SOLE   1,236 0 0
BRP GROUP INC COM CL A 05589G102   446,874 17,552 SH   SOLE   17,552 0 0
CISCO SYS INC COM 17275R102   324,368 6,205 SH   SOLE   6,205 0 0
CITIGROUP INC COM NEW 172967424   397,909 8,486 SH   SOLE   8,486 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   456,435 8,661 SH   SOLE   8,661 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   269,726 6,061 SH   SOLE   6,061 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,785,589 148,571 SH   SOLE   148,571 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,513,203 45,197 SH   SOLE   45,197 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   621,860 19,294 SH   SOLE   19,294 0 0
EXXON MOBIL CORP COM 30231G102   479,324 4,371 SH   SOLE   4,371 0 0
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   2,137,572 45,020 SH   SOLE   45,020 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   209,698 13,139 SH   SOLE   13,139 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   544,605 10,692 SH   SOLE   10,692 0 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   1,136,967 23,095 SH   SOLE   23,095 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   404,200 10,166 SH   SOLE   10,166 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350   33,057 1,515 SH   SOLE   1,515 0 0
GLOBAL X FDS US PFD ETF 37954Y657   652,063 32,833 SH   SOLE   32,833 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   3,986 200 SH   SOLE   200 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   980,891 16,302 SH   SOLE   16,302 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   19,127 191 SH   SOLE   191 0 0
HERSHEY CO COM 427866108   280,869 1,104 SH   SOLE   1,104 0 0
HOME DEPOT INC COM 437076102   445,041 1,508 SH   SOLE   1,508 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   670,195 13,512 SH   SOLE   13,512 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   6,828 109 SH   SOLE   109 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   161,696 14,085 SH   SOLE   14,085 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   450,678 19,032 SH   SOLE   19,032 0 0
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   393,385 11,246 SH   SOLE   11,246 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   2,731,155 20,689 SH   SOLE   20,689 0 0
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   23,326 567 SH   SOLE   567 0 0
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847   245,746 12,470 SH   SOLE   12,470 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   699,011 14,772 SH   SOLE   14,772 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   7,859 52 SH   SOLE   52 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   125 1 SH   SOLE   1 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   825,651 56,863 SH   SOLE   56,863 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   20,459,917 63,752 SH   SOLE   63,752 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   90,461 935 SH   SOLE   935 0 0
ISHARES INC MSCI EQUAL WEITE 464286681   10,232,966 135,446 SH   SOLE   135,446 0 0
ISHARES INC CORE MSCI EMKT 46434G103   8,600,466 176,275 SH   SOLE   176,275 0 0
ISHARES INC MSCI SINGPOR ETF 46434G780   19 1 SH   SOLE   1 0 0
ISHARES INC EMNG MKTS EQT 46434G889   30,559 736 SH   SOLE   736 0 0
ISHARES TR CORE S&P TTL STK 464287150   96,074 1,061 SH   SOLE   1,061 0 0
ISHARES TR CORE S&P500 ETF 464287200   132,368 322 SH   SOLE   322 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,119,356 11,234 SH   SOLE   11,234 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,222,078 56,312 SH   SOLE   56,312 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,076,480 9,821 SH   SOLE   9,821 0 0
ISHARES TR 20 YR TR BD ETF 464287432   852,024 8,010 SH   SOLE   8,010 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   29,840 363 SH   SOLE   363 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   5,204 49 SH   SOLE   49 0 0
ISHARES TR RUS MID CAP ETF 464287499   18,739 268 SH   SOLE   268 0 0
ISHARES TR CORE S&P MCP ETF 464287507   463,797 1,854 SH   SOLE   1,854 0 0
ISHARES TR EXPANDED TECH 464287515   88,058 289 SH   SOLE   289 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   10,962 80 SH   SOLE   80 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   224,961 1,261 SH   SOLE   1,261 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   6,043,446 25,672 SH   SOLE   25,672 0 0
ISHARES TR U.S. REAL ES ETF 464287739   3,029,711 35,686 SH   SOLE   35,686 0 0
ISHARES TR CORE S&P SCP ETF 464287804   411,168 4,252 SH   SOLE   4,252 0 0
ISHARES TR S&P SML 600 GWT 464287887   220 2 SH   SOLE   2 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   831,473 7,943 SH   SOLE   7,943 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   8,407 425 SH   SOLE   425 0 0
ISHARES TR JPMORGAN USD EMG 464288281   800,247 9,275 SH   SOLE   9,275 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   2,648 46 SH   SOLE   46 0 0
ISHARES TR CALIF MUN BD ETF 464288356   2,029,567 35,346 SH   SOLE   35,346 0 0
ISHARES TR GLB INFRASTR ETF 464288372   87,673 1,838 SH   SOLE   1,838 0 0
ISHARES TR NATIONAL MUN ETF 464288414   989,269 9,182 SH   SOLE   9,182 0 0
ISHARES TR INTL DEV RE ETF 464288489   1,150,639 55,506 SH   SOLE   55,506 0 0
ISHARES TR RESIDENTIAL MULT 464288562   10,593 150 SH   SOLE   150 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   229,478 4,475 SH   SOLE   4,475 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,699,054 33,618 SH   SOLE   33,618 0 0
ISHARES TR PFD AND INCM SEC 464288687   11 0 SH   SOLE   0 0 0
ISHARES TR MSCI USA ESG SLC 464288802   43,446 495 SH   SOLE   495 0 0
ISHARES TR EAFE VALUE ETF 464288877   9,027 186 SH   SOLE   186 0 0
ISHARES TR A RATE CP BD ETF 46429B291   542,458 11,339 SH   SOLE   11,339 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   525,235 7,764 SH   SOLE   7,764 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   15,002,155 206,244 SH   SOLE   206,244 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   42,768 431 SH   SOLE   431 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   11,494,517 92,649 SH   SOLE   92,649 0 0
ISHARES TR MSCI USA VALUE 46432F388   94,349 1,019 SH   SOLE   1,019 0 0
ISHARES TR MSCI USA MMENTM 46432F396   76,889 553 SH   SOLE   553 0 0
ISHARES TR CORE MSCI EAFE 46432F842   197,526 2,955 SH   SOLE   2,955 0 0
ISHARES TR CONV BD ETF 46435G102   290 4 SH   SOLE   4 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   473,790 19,692 SH   SOLE   19,692 0 0
ISHARES TR CORE MSCI INTL 46435G326   42,734 707 SH   SOLE   707 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   57,414 2,316 SH   SOLE   2,316 0 0
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324   1,918 33 SH   SOLE   33 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   59,534 1,444 SH   SOLE   1,444 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,442,978 48,549 SH   SOLE   48,549 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   918,175 19,387 SH   SOLE   19,387 0 0
JOHNSON & JOHNSON COM 478160104   253,115 1,633 SH   SOLE   1,633 0 0
LILLY ELI & CO COM 532457108   338,612 986 SH   SOLE   986 0 0
MASTERCARD INCORPORATED CL A 57636Q104   278,735 767 SH   SOLE   767 0 0
META PLATFORMS INC CL A 30303M102   621,196 2,931 SH   SOLE   2,931 0 0
MICROSOFT CORP COM 594918104   2,838,602 9,846 SH   SOLE   9,846 0 0
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   680,735 63,031 SH   SOLE   63,031 0 0
NVIDIA CORPORATION COM 67066G104   446,932 1,609 SH   SOLE   1,609 0 0
PEPSICO INC COM 713448108   217,849 1,195 SH   SOLE   1,195 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,358,393 7,414 SH   SOLE   7,414 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   450,277 13,193 SH   SOLE   13,193 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   540,323 16,822 SH   SOLE   16,822 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   4,390,764 175,350 SH   SOLE   175,350 0 0
SPDR SER TR BLOOMBERG SHORT 78464A334   24,625 903 SH   SOLE   903 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   28,297 955 SH   SOLE   955 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,746 92 SH   SOLE   92 0 0
SPDR SER TR HLTH CR EQUIP 78464A581   69,271 740 SH   SOLE   740 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   800 30 SH   SOLE   30 0 0
STARBUCKS CORP COM 855244109   239,712 2,302 SH   SOLE   2,302 0 0
SUN LIFE FINANCIAL INC. COM 866796105   253,955 5,438 SH   SOLE   5,438 0 0
TEXAS INSTRS INC COM 882508104   206,843 1,112 SH   SOLE   1,112 0 0
UNITEDHEALTH GROUP INC COM 91324P102   227,316 481 SH   SOLE   481 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   39,014 1,206 SH   SOLE   1,206 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   276,874 11,088 SH   SOLE   11,088 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   4,343 50 SH   SOLE   50 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,323,744 28,486 SH   SOLE   28,486 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   182,641 2,380 SH   SOLE   2,380 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   246,947 3,228 SH   SOLE   3,228 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   608,950 8,248 SH   SOLE   8,248 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,880,423 79,322 SH   SOLE   79,322 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   890,211 2,367 SH   SOLE   2,367 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   29,495 220 SH   SOLE   220 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,205,040 62,681 SH   SOLE   62,681 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,493 22 SH   SOLE   22 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   46,191 219 SH   SOLE   219 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   53,630 215 SH   SOLE   215 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   69,055 500 SH   SOLE   500 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,269 70 SH   SOLE   70 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   46,184 226 SH   SOLE   226 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,056,860 50,699 SH   SOLE   50,699 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   328 3 SH   SOLE   3 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,726,960 67,499 SH   SOLE   67,499 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   206,202 2,705 SH   SOLE   2,705 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   293,774 4,076 SH   SOLE   4,076 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   35,794 449 SH   SOLE   449 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   190,831 2,913 SH   SOLE   2,913 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   298,098 3,716 SH   SOLE   3,716 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,388,496 25,149 SH   SOLE   25,149 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,583,357 79,330 SH   SOLE   79,330 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   15,825 150 SH   SOLE   150 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,316,606 69,276 SH   SOLE   69,276 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   314,158 815 SH   SOLE   815 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   33,487 227 SH   SOLE   227 0 0
VISA INC COM CL A 92826C839   560,268 2,485 SH   SOLE   2,485 0 0