The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 5,434 50,717 SH   SOLE   0 0 50,717
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 2,660 145,525 SH   SOLE   0 0 145,525
ADOBE SYSTEMS INCORPORATED COM 00724F101 340 681 SH   SOLE   0 0 681
ADVANCED MICRO DEVICES INC COM 007903107 607 6,626 SH   SOLE   0 0 6,626
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 296 1,275 SH   SOLE   0 0 1,275
ALPHABET INC CAP STK CL A 02079K305 6,020 3,435 SH   SOLE   0 0 3,435
ALPHABET INC CAP STK CL C 02079K107 1,023 584 SH   SOLE   0 0 584
AMAZON COM INC COM 023135106 15,441 4,741 SH   SOLE   0 0 4,741
AMERICAN WTR WKS CO INC NEW COM 030420103 220 1,434 SH   SOLE   0 0 1,434
AMGEN INC COM 031162100 2,495 10,852 SH   SOLE   0 0 10,852
APPLE INC COM 037833100 8,831 66,559 SH   SOLE   0 0 66,559
AT&T INC COM 00206R102 2,907 101,098 SH   SOLE   0 0 101,098
AUTOMATIC DATA PROCESSING IN COM 053015103 270 1,537 SH   SOLE   0 0 1,537
BECTON DICKINSON & CO COM 075887109 303 1,212 SH   SOLE   0 0 1,212
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 809 3,493 SH   SOLE   0 0 3,493
BK OF AMERICA CORP COM 060505104 4,982 164,376 SH   SOLE   0 0 164,376
BLOOMIN BRANDS INC COM 094235108 7,714 397,266 SH   SOLE   0 0 397,266
BOEING CO COM 097023105 2,222 10,384 SH   SOLE   0 0 10,384
BP PLC SPONSORED ADR 055622104 414 20,188 SH   SOLE   0 0 20,188
BRISTOL-MYERS SQUIBB CO COM 110122108 7,341 118,346 SH   SOLE   0 0 118,346
BROADCOM INC COM 11135F101 4,231 9,664 SH   SOLE   0 0 9,664
BROWN & BROWN INC COM 115236101 224 4,736 SH   SOLE   0 0 4,736
CARMAX INC COM 143130102 2,964 31,388 SH   SOLE   0 0 31,388
CATERPILLAR INC COM 149123101 1,061 5,832 SH   SOLE   0 0 5,832
CHEVRON CORP NEW COM 166764100 605 7,165 SH   SOLE   0 0 7,165
CISCO SYS INC COM 17275R102 313 6,997 SH   SOLE   0 0 6,997
CITIGROUP INC COM NEW 172967424 360 5,848 SH   SOLE   0 0 5,848
COCA COLA CO COM 191216100 1,098 20,038 SH   SOLE   0 0 20,038
CONSTELLATION BRANDS INC CL A 21036P108 2,139 9,769 SH   SOLE   0 0 9,769
COSTCO WHSL CORP NEW COM 22160K105 271 720 SH   SOLE   0 0 720
CROWDSTRIKE HLDGS INC CL A 22788C105 1,041 4,919 SH   SOLE   0 0 4,919
CROWN CASTLE INTL CORP NEW COM 22822V101 696 4,375 SH   SOLE   0 0 4,375
CVS HEALTH CORP COM 126650100 2,195 32,140 SH   SOLE   0 0 32,140
DARDEN RESTAURANTS INC COM 237194105 1,503 12,625 SH   SOLE   0 0 12,625
DEERE & CO COM 244199105 834 3,100 SH   SOLE   0 0 3,100
DISNEY WALT CO COM 254687106 1,281 7,073 SH   SOLE   0 0 7,073
DUKE ENERGY CORP NEW COM NEW 26441C204 201 2,206 SH   SOLE   0 0 2,206
DUPONT DE NEMOURS INC COM 26614N102 222 3,130 SH   SOLE   0 0 3,130
ECOLAB INC COM 278865100 493 2,280 SH   SOLE   0 0 2,280
FACEBOOK INC CL A 30303M102 3,795 13,894 SH   SOLE   0 0 13,894
FASTLY INC CL A 31188V100 524 6,000 SH   SOLE   0 0 6,000
FEDEX CORP COM 31428X106 553 2,130 SH   SOLE   0 0 2,130
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 348 3,338 SH   SOLE   0 0 3,338
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 307 5,328 SH   SOLE   0 0 5,328
FORD MTR CO DEL COM 345370860 1,039 118,314 SH   SOLE   0 0 118,314
GENERAL ELECTRIC CO COM 369604103 3,401 314,922 SH   SOLE   0 0 314,922
GOLDMAN SACHS GROUP INC COM 38141G104 2,322 8,806 SH   SOLE   0 0 8,806
HOME DEPOT INC COM 437076102 3,223 12,136 SH   SOLE   0 0 12,136
HONEYWELL INTL INC COM 438516106 1,344 6,319 SH   SOLE   0 0 6,319
INTERNATIONAL PAPER CO COM 460146103 2,381 47,900 SH   SOLE   0 0 47,900
INVESCO QQQ TR UNIT SER 1 46090E103 413 1,317 SH   SOLE   0 0 1,317
ISHARES TR NATIONAL MUN ETF 464288414 211 1,801 SH   SOLE   0 0 1,801
JOHNSON & JOHNSON COM 478160104 351 2,233 SH   SOLE   0 0 2,233
JPMORGAN CHASE & CO COM 46625H100 6,887 54,199 SH   SOLE   0 0 54,199
KEYCORP COM 493267108 237 14,500 SH   SOLE   0 0 14,500
LILLY ELI & CO COM 532457108 213 1,265 SH   SOLE   0 0 1,265
LOCKHEED MARTIN CORP COM 539830109 456 1,285 SH   SOLE   0 0 1,285
LOWES COS INC COM 548661107 283 1,764 SH   SOLE   0 0 1,764
MASCO CORP COM 574599106 862 15,700 SH   SOLE   0 0 15,700
MASTERCARD INCORPORATED CL A 57636Q104 428 1,200 SH   SOLE   0 0 1,200
MCDONALDS CORP COM 580135101 288 1,343 SH   SOLE   0 0 1,343
MEDTRONIC PLC SHS G5960L103 8,193 69,943 SH   SOLE   0 0 69,943
MERCK & CO. INC COM 58933Y105 668 8,167 SH   SOLE   0 0 8,167
MICRON TECHNOLOGY INC COM 595112103 577 7,680 SH   SOLE   0 0 7,680
MICROSOFT CORP COM 594918104 1,193 5,366 SH   SOLE   0 0 5,366
MONGODB INC CL A 60937P106 4,533 12,627 SH   SOLE   0 0 12,627
MORGAN STANLEY COM NEW 617446448 1,066 15,560 SH   SOLE   0 0 15,560
NETFLIX INC COM 64110L106 1,530 2,830 SH   SOLE   0 0 2,830
NEXTERA ENERGY INC COM 65339F101 990 12,844 SH   SOLE   0 0 12,844
NIKE INC CL B 654106103 1,442 10,195 SH   SOLE   0 0 10,195
NORTONLIFELOCK INC COM 668771108 419 20,200 SH   SOLE   0 0 20,200
NVIDIA CORPORATION COM 67066G104 3,788 7,254 SH   SOLE   0 0 7,254
ORACLE CORP COM 68389X105 656 10,150 SH   SOLE   0 0 10,150
PALO ALTO NETWORKS INC COM 697435105 722 2,033 SH   SOLE   0 0 2,033
PAYPAL HLDGS INC COM 70450Y103 809 3,455 SH   SOLE   0 0 3,455
PELOTON INTERACTIVE INC CL A COM 70614W100 312 2,061 SH   SOLE   0 0 2,061
PEPSICO INC COM 713448108 2,853 19,242 SH   SOLE   0 0 19,242
PETIQ INC COM CL A 71639T106 396 10,322 SH   SOLE   0 0 10,322
PFIZER INC COM 717081103 7,959 216,236 SH   SOLE   0 0 216,236
PHILIP MORRIS INTL INC COM 718172109 256 3,095 SH   SOLE   0 0 3,095
PROCTER AND GAMBLE CO COM 742718109 662 4,762 SH   SOLE   0 0 4,762
QUALCOMM INC COM 747525103 903 5,934 SH   SOLE   0 0 5,934
RACKSPACE TECHNOLOGY INC COM 750102105 1,039 54,548 SH   SOLE   0 0 54,548
RAYONIER INC COM 754907103 296 10,100 SH   SOLE   0 0 10,100
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,974 41,602 SH   SOLE   0 0 41,602
RH COM 74967X103 1,018 2,275 SH   SOLE   0 0 2,275
ROKU INC COM CL A 77543R102 5,038 15,176 SH   SOLE   0 0 15,176
ROSS STORES INC COM 778296103 241 1,970 SH   SOLE   0 0 1,970
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 260 5,200 SH   SOLE   0 0 5,200
SALESFORCE COM INC COM 79466L302 5,118 23,002 SH   SOLE   0 0 23,002
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 476 16,174 SH   SOLE   0 0 16,174
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 379 5,623 SH   SOLE   0 0 5,623
SERVICENOW INC COM 81762P102 233 425 SH   SOLE   0 0 425
SHOPIFY INC CL A 82509L107 707 625 SH   SOLE   0 0 625
SOUTHERN CO COM 842587107 277 4,512 SH   SOLE   0 0 4,512
SOUTHWEST AIRLS CO COM 844741108 1,089 23,373 SH   SOLE   0 0 23,373
SPDR GOLD TR GOLD SHS 78463V107 485 2,720 SH   SOLE   0 0 2,720
SPLUNK INC COM 848637104 683 4,024 SH   SOLE   0 0 4,024
STARBUCKS CORP COM 855244109 2,019 18,875 SH   SOLE   0 0 18,875
TELADOC HEALTH INC COM 87918A105 1,666 8,335 SH   SOLE   0 0 8,335
TESLA INC COM 88160R101 748 1,061 SH   SOLE   0 0 1,061
THE TRADE DESK INC COM CL A 88339J105 921 1,150 SH   SOLE   0 0 1,150
T-MOBILE US INC COM 872590104 674 5,000 SH   SOLE   0 0 5,000
TRUIST FINL CORP COM 89832Q109 429 8,968 SH   SOLE   0 0 8,968
TWILIO INC CL A 90138F102 13,119 38,758 SH   SOLE   0 0 38,758
UBER TECHNOLOGIES INC COM 90353T100 4,032 79,072 SH   SOLE   0 0 79,072
UNITED PARCEL SERVICE INC CL B 911312106 5,280 31,358 SH   SOLE   0 0 31,358
UNITED RENTALS INC COM 911363109 533 2,300 SH   SOLE   0 0 2,300
UNITEDHEALTH GROUP INC COM 91324P102 936 2,671 SH   SOLE   0 0 2,671
VANGUARD INDEX FDS TOTAL STK MKT 922908769 394 2,028 SH   SOLE   0 0 2,028
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,709 7,883 SH   SOLE   0 0 7,883
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 468 7,770 SH   SOLE   0 0 7,770
VERIZON COMMUNICATIONS INC COM 92343V104 5,660 96,351 SH   SOLE   0 0 96,351
VIATRIS INC COM 92556V106 470 25,116 SH   SOLE   0 0 25,116
VISA INC COM CL A 92826C839 6,117 27,967 SH   SOLE   0 0 27,967
WALMART INC COM 931142103 1,354 9,399 SH   SOLE   0 0 9,399
WASTE MGMT INC DEL COM 94106L109 1,649 13,985 SH   SOLE   0 0 13,985
WYNN RESORTS LTD COM 983134107 361 3,205 SH   SOLE   0 0 3,205