The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101 2,610 13,141 SH   OTR   13,141 0 0
Abbott Laboratories Equities 002824100 4,890 42,182 SH   OTR   42,157 0 25
AbbVie, Inc. Equities 00287Y109 4,301 38,180 SH   OTR   38,066 0 114
Accenture PLC Equities G1151C101 1,686 5,720 SH   OTR   5,720 0 0
Adobe Systems Inc. Equities 00724F101 2,525 4,312 SH   OTR   4,312 0 0
Advanced Micro Devices Inc Com Equities 007903107 558 5,937 SH   OTR   5,937 0 0
AFLAC Inc. Equities 001055102 209 3,890 SH   OTR   3,890 0 0
Agilent Technologies Inc. Equities 00846U101 1,169 7,906 SH   OTR   7,906 0 0
AIA Group Limited Equities 001317205 218 4,393 SH   OTR   4,393 0 0
Air Products and Chemicals, Inc Equities 009158106 3,902 13,562 SH   OTR   13,472 0 90
Airbus Group Equities 009279100 390 12,135 SH   OTR   12,135 0 0
Alexion Pharmaceuticals Incorpo Equities 015351109 2,571 13,996 SH   OTR   13,886 0 110
Alger Cap Appreciation Inst. Mutual Funds 015570757 1,256 26,266 SH   OTR   24,918 0 1,348
ALIBABA GROUP HOLDING Equities 01609W102 753 3,322 SH   OTR   3,322 0 0
Alliant Energy Corp Equities 018802108 215 3,852 SH   OTR   3,852 0 0
Allstate Corp. Equities 020002101 694 5,322 SH   OTR   5,322 0 0
Altria Group Inc. Com. Equities 02209S103 1,664 34,908 SH   OTR   33,608 0 1,300
Amazon.Com Equities 023135106 16,086 4,677 SH   OTR   4,677 0 0
Amcor PLC Ord USD Equities G0250X107 261 22,781 SH   OTR   22,781 0 0
Amdocs Ltd Equities G02602103 638 8,241 SH   OTR   8,241 0 0
American Electric Power Co., In Equities 025537101 802 9,480 SH   OTR   9,480 0 0
American Express Equities 025816109 959 5,802 SH   OTR   5,802 0 0
American International Group In Equities 026874784 208 4,377 SH   OTR   4,143 0 234
American Tower REIT Com Equities 03027X100 3,257 12,055 SH   OTR   12,055 0 0
American Water Works Company In Equities 030420103 232 1,502 SH   OTR   1,502 0 0
Ametek Inc Equities 031100100 1,359 10,180 SH   OTR   10,180 0 0
Amgen Inc. Equities 031162100 2,913 11,951 SH   OTR   11,796 0 155
Amphenol Corp Equities 032095101 987 14,434 SH   OTR   14,434 0 0
Analog Devices Inc. Equities 032654105 2,741 15,922 SH   OTR   15,792 0 130
Ansys Inc Equities 03662Q105 860 2,479 SH   OTR   2,479 0 0
Apple Inc. Equities 037833100 29,960 218,749 SH   OTR   218,664 0 85
Applied Materials Inc. Equities 038222105 1,052 7,387 SH   OTR   7,247 0 140
Archer Daniels Midland Co Equities 039483102 538 8,885 SH   OTR   8,885 0 0
Ares Capital Corporation Equities 04010L103 551 28,151 SH   OTR   28,151 0 0
Arthur J. Gallagher & Co. Equities 363576109 904 6,452 SH   OTR   6,452 0 0
Ashland Global Hldgs Inc Equities 044186104 1,406 16,068 SH   OTR   15,953 0 115
ASML Holding NV ADR Equities N07059210 2,320 3,358 SH   OTR   3,358 0 0
AstraZeneca PLC Equities 046353108 489 8,160 SH   OTR   8,160 0 0
AT&T Inc. Equities 00206R102 2,415 83,928 SH   OTR   80,370 0 3,558
Automatic Data Processing Inc. Equities 053015103 2,541 12,795 SH   OTR   12,795 0 0
Avery Dennison Corp. Equities 053611109 2,039 9,698 SH   OTR   9,698 0 0
Bank New York Mellon Corp Equities 064058100 257 5,017 SH   OTR   4,717 0 300
Bank Of America Corporation Equities 060505104 6,199 150,364 SH   OTR   149,534 0 830
Baxter International Inc. Equities 071813109 978 12,149 SH   OTR   12,149 0 0
Becton, Dickinson & Co. Equities 075887109 1,647 6,774 SH   OTR   6,774 0 0
Berkshire Hathaway Inc DE Cl B Equities 084670702 3,272 11,774 SH   OTR   11,774 0 0
Biogen Idec Inc Equities 09062X103 470 1,358 SH   OTR   1,358 0 0
Blackrock NY Municipal Opps Ins Mutual Funds 09253A763 185 15,964 SH   OTR   15,964 0 0
BLACKROCK STRAT MUN OPPTYS Mutual Funds 09253E609 1,583 132,177 SH   OTR   132,177 0 0
Blackstone Real Estate Inc Tr. Equities 09259K302 142 11,602 SH   OTR   11,602 0 0
Blackstone Real Estate Inc Tr. Equities 09259K104 249 20,319 SH   OTR   20,319 0 0
Boeing Co. Equities 097023105 778 3,248 SH   OTR   3,248 0 0
Boston Scientific Corp Equities 101137107 2,160 50,525 SH   OTR   49,985 0 540
BP PLC ADR Equities 055622104 383 14,503 SH   OTR   14,307 0 196
Bristol-Myers Squibb Co. Equities 110122108 2,982 44,622 SH   OTR   42,622 0 2,000
Broadcom Inc Equities 11135F101 1,741 3,651 SH   OTR   3,651 0 0
Broadridge Financial Solutions Equities 11133T103 977 6,049 SH   OTR   6,049 0 0
Brookfield Infrastructure Partn Equities G16252101 278 4,999 SH   OTR   4,999 0 0
Brown & Brown Inc. Equities 115236101 818 15,388 SH   OTR   15,388 0 0
Brown Forman Corp Cl A Equities 115637100 1,428 20,250 SH   OTR   20,250 0 0
Brown Forman Inc. B Equities 115637209 1,274 16,994 SH   OTR   16,994 0 0
Burlington Stores, Inc. Equities 122017106 297 921 SH   OTR   921 0 0
CACI International Inc. Class A Equities 127190304 643 2,522 SH   OTR   2,522 0 0
Capital One Financial Equities 14040H105 374 2,415 SH   OTR   2,415 0 0
Carlisle Companies, Inc. Equities 142339100 693 3,621 SH   OTR   3,621 0 0
Caterpillar Inc. Equities 149123101 2,576 11,835 SH   OTR   11,835 0 0
CDW Corp Equities 12514G108 207 1,183 SH   OTR   1,183 0 0
Centene Corp. Equities 15135B101 713 9,774 SH   OTR   9,774 0 0
Charles Schwab Corp. Equities 808513105 268 3,676 SH   OTR   3,676 0 0
Charter Communications, Inc. Ne Equities 16119P108 663 919 SH   OTR   919 0 0
Check Point Software Technologi Equities M22465104 305 2,630 SH   OTR   2,630 0 0
Chevron Corporation Equities 166764100 3,171 30,272 SH   OTR   30,122 0 150
Chipotle Mexican Grill Inc Clas Equities 169656105 350 226 SH   OTR   226 0 0
Chubb LTD Equities H1467J104 586 3,688 SH   OTR   3,688 0 0
Church & Dwight Co., Inc. Equities 171340102 918 10,771 SH   OTR   10,771 0 0
Cigna Corp Equities 125523100 563 2,375 SH   OTR   2,375 0 0
Cincinnati Financial Corp. Equities 172062101 1,253 10,742 SH   OTR   10,742 0 0
Cintas Corp. Equities 172908105 2,525 6,610 SH   OTR   6,610 0 0
Cisco Systems Inc. Equities 17275R102 3,975 74,993 SH   OTR   73,743 0 1,250
Citigroup Inc New Equities 172967424 915 12,935 SH   OTR   12,315 0 620
Clorox Co. Equities 189054109 860 4,780 SH   OTR   4,780 0 0
CMC Material Inc Equities 12571T100 652 4,323 SH   OTR   4,323 0 0
CME Group Inc Class A Equities 12572Q105 293 1,381 SH   OTR   1,381 0 0
Coca-Cola Co. Equities 191216100 3,333 61,601 SH   OTR   61,436 0 165
Colgate-Palmolive Co. Equities 194162103 2,158 26,528 SH   OTR   26,528 0 0
Comcast Corp New CL A Equities 20030N101 2,885 50,594 SH   OTR   49,426 0 1,168
Community Trust Bancorp, Inc. Equities 204149108 208 5,163 SH   OTR   5,163 0 0
Conagra Brands Inc. Equities 205887102 335 9,196 SH   OTR   9,196 0 0
ConocoPhillips Equities 20825C104 758 12,448 SH   OTR   11,899 0 549
Consolidated Edison Inc. Equities 209115104 586 8,169 SH   OTR   8,169 0 0
Constellation Brands Inc. Class Equities 21036P108 478 2,042 SH   OTR   2,042 0 0
Constellation Brands, Inc. Equities 21036P207 2,844 12,090 SH   OTR   12,090 0 0
Cooper Cos Inc New Equities 216648402 1,370 3,456 SH   OTR   3,456 0 0
Corning Inc. Equities 219350105 964 23,568 SH   OTR   23,408 0 160
CoStar Group Inc. Equities 22160N109 219 2,650 SH   OTR   2,650 0 0
Costco Wholesale Corp New Equities 22160K105 4,764 12,040 SH   OTR   12,000 0 40
CSB Bancorp Inc. Equities 12628R107 915 24,080 SH   OTR   24,080 0 0
CSX Corp. Equities 126408103 1,306 40,703 SH   OTR   40,703 0 0
Cummins Inc Equities 231021106 222 913 SH   OTR   913 0 0
CVS/ Caremark Corp. Equities 126650100 1,347 16,139 SH   OTR   15,967 0 172
D. R. Horton Inc. Equities 23331A109 1,244 13,765 SH   OTR   13,682 0 83
Danaher Corp. Equities 235851102 5,139 19,149 SH   OTR   19,149 0 0
DaVita Inc. Equities 23918K108 256 2,122 SH   OTR   2,122 0 0
Deckers Outdoor Inc Equities 243537107 404 1,052 SH   OTR   1,052 0 0
Deere & Co. Equities 244199105 2,291 6,496 SH   OTR   6,496 0 0
Diageo PLC ADR Equities 25243Q205 401 2,093 SH   OTR   2,093 0 0
Digital Creative Development Equities 25384B108 0 40,000 SH   OTR   40,000 0 0
Digital Realty Trust Inc Equities 253868103 548 3,640 SH   OTR   3,640 0 0
Dollar General Corp New Equities 256677105 788 3,642 SH   OTR   3,642 0 0
Dominion Resources Inc. Equities 25746U109 479 6,505 SH   OTR   6,425 0 80
Doubleline Core Fixed Income Mutual Funds 258620301 314 28,236 SH   OTR   28,236 0 0
DTE Energy Co. Equities 233331107 250 1,931 SH   OTR   1,931 0 0
Duke Energy Corp New Equities 26441C204 1,414 14,327 SH   OTR   14,214 0 113
Eaton Corporation PLC Equities G29183103 1,042 7,033 SH   OTR   7,033 0 0
Eaton Vance Mun Opptys Cl I Mutual Funds 27826Y555 645 50,444 SH   OTR   50,444 0 0
Ecolab Inc. Equities 278865100 499 2,423 SH   OTR   2,423 0 0
Edwards Lifesciences Corp. Equities 28176E108 411 3,967 SH   OTR   3,967 0 0
Electronics Arts Cl A Equities 285512109 555 3,856 SH   OTR   3,856 0 0
Eli Lilly & Co. Equities 532457108 2,381 10,374 SH   OTR   10,374 0 0
Emerson Electric Company Equities 291011104 1,079 11,208 SH   OTR   11,008 0 200
Enbridge Inc. Equities 29250N105 415 10,368 SH   OTR   10,368 0 0
Enterprise Products Partners LP Equities 293792107 313 12,967 SH   OTR   12,967 0 0
EPR Properties Equities 26884U109 245 4,643 SH   OTR   4,643 0 0
Equifax Inc. Equities 294429105 634 2,649 SH   OTR   2,649 0 0
Esco Technologies Equities 296315104 620 6,609 SH   OTR   6,609 0 0
Estee Lauder Cosmetics Equities 518439104 541 1,701 SH   OTR   1,701 0 0
Exelon Corp. Equities 30161N101 420 9,489 SH   OTR   9,396 0 93
Expeditors International of Was Equities 302130109 407 3,214 SH   OTR   3,214 0 0
Exxon Mobil Corp Equities 30231G102 4,809 76,235 SH   OTR   76,071 0 164
Facebook Inc. Equities 30303M102 8,860 25,480 SH   OTR   25,406 0 74
FedEx Corp. Equities 31428X106 990 3,319 SH   OTR   3,169 0 150
Fidelity National Information S Equities 31620M106 673 4,752 SH   OTR   4,752 0 0
Fifth Third Bancorp Equities 316773100 485 12,698 SH   OTR   10,698 0 2,000
First Republic Bank San Fran Equities 33616C100 1,071 5,720 SH   OTR   5,720 0 0
First Trust Dorsey Wright Focus Equities 33738R605 1,499 31,646 SH   OTR   28,326 0 3,320
First Trust Large Cap Growth Op Equities 33735K108 376 3,427 SH   OTR   3,427 0 0
First Trust NASDAQ 100 Equal We Equities 337344105 806 7,187 SH   OTR   7,187 0 0
First Trust Senior Loan Equities 33738D309 596 12,417 SH   OTR   12,417 0 0
First Trust TCWOpportunistic Fx Equities 33740F805 644 12,008 SH   OTR   12,008 0 0
Fiserv Inc. Equities 337738108 1,630 15,250 SH   OTR   15,055 0 195
Ford Motor Co. Equities 345370860 377 25,365 SH   OTR   25,365 0 0
Fortive Corp Equities 34959J108 531 7,610 SH   OTR   7,610 0 0
Forward Air Corp Equities 349853101 597 6,647 SH   OTR   6,647 0 0
Freeport McMoran C & G Inc. Equities 35671D857 529 14,248 SH   OTR   14,248 0 0
FTI Consulting Inc. Equities 302941109 617 4,514 SH   OTR   4,514 0 0
Garmin LTD Equities H2906T109 251 1,733 SH   OTR   1,733 0 0
General Dynamics Corp. Equities 369550108 1,131 6,006 SH   OTR   5,867 0 139
General Electric Co. Equities 369604103 596 44,309 SH   OTR   44,309 0 0
General Mills Inc. Equities 370334104 684 11,229 SH   OTR   11,229 0 0
General Motors Co. Equities 37045V100 245 4,133 SH   OTR   4,133 0 0
Genpact Limited Equities G3922B107 627 13,805 SH   OTR   13,805 0 0
Genuine Parts Equities 372460105 322 2,548 SH   OTR   2,548 0 0
Gibraltar Industries Equities 374689107 612 8,020 SH   OTR   8,020 0 0
Gilead Sciences Inc. Equities 375558103 517 7,505 SH   OTR   7,505 0 0
Glaxosmithkline PLC ADR Equities 37733W105 673 16,897 SH   OTR   16,597 0 300
Global X China Consumer ETF Equities 37950E408 2,346 66,315 SH   OTR   66,315 0 0
Goldman Sachs Group Inc. Equities 38141G104 1,454 3,830 SH   OTR   3,655 0 175
Home Depot Inc. Equities 437076102 7,597 23,825 SH   OTR   23,579 0 246
Honeywell International Inc. Equities 438516106 3,638 16,586 SH   OTR   16,586 0 0
Huntington Bancshares, Inc. Equities 446150104 422 29,581 SH   OTR   27,581 0 2,000
Huntington Ingalls Inds Inc Equities 446413106 1,592 7,553 SH   OTR   7,553 0 0
Icici Bank Ltd SA Equities 45104G104 330 19,320 SH   OTR   19,320 0 0
ICON Public Limited Company Equities G4705A100 601 2,908 SH   OTR   2,908 0 0
ICU Medical Inc. Equities 44930G107 1,265 6,146 SH   OTR   6,080 0 66
Idexx Laboratories Equities 45168D104 542 858 SH   OTR   858 0 0
Illinois Tool Works Inc. Equities 452308109 1,158 5,181 SH   OTR   5,181 0 0
Infinera Corp Equities 45667G103 113 11,121 SH   OTR   11,121 0 0
Intel Corp. Equities 458140100 3,121 55,596 SH   OTR   53,630 0 1,966
IntercontinentalExchange, Inc. Equities 45866F104 799 6,735 SH   OTR   6,735 0 0
International Business Machines Equities 459200101 1,276 8,705 SH   OTR   8,405 0 300
International Paper Equities 460146103 364 5,940 SH   OTR   5,721 0 219
Intuit Inc Equities 461202103 968 1,974 SH   OTR   1,974 0 0
Invesco Bulletshares 2022 Corp Equities 46138J882 359 16,635 SH   OTR   16,635 0 0
Invesco Bulletshares 2023 Corp Equities 46138J866 315 14,500 SH   OTR   14,500 0 0
Invesco Golden Dragon China ETF Equities 46137V571 225 3,677 SH   OTR   3,677 0 0
Invesco S&P 500 High Div, Low V Equities 46138E362 584 13,243 SH   OTR   7,243 0 6,000
Invesco S&P 500 Weight ETF Equities 46137V324 316 1,695 SH   OTR   1,695 0 0
Investment Company of America C Mutual Funds 461308827 2,539 50,864 SH   OTR   50,864 0 0
IQ hedge MultilQ Hedge Multi- S Equities 45409B107 1,350 41,859 SH   OTR   41,859 0 0
IShares Barclay U.S. Treasury Equities 46429B267 1,192 44,814 SH   OTR   44,814 0 0
iShares Broad USD High Yield Co Equities 46435U853 886 21,232 SH   OTR   21,232 0 0
iShares Core Dividend Growth Equities 46434V621 440 8,741 SH   OTR   8,741 0 0
IShares Core MSCI EAFE Equities 46432F842 2,698 36,038 SH   OTR   35,655 0 383
IShares Core MSCI Emerging Mkts Equities 46434G103 2,349 35,063 SH   OTR   35,063 0 0
IShares Core Total Bond Mkt Equities 464287226 2,099 18,203 SH   OTR   18,203 0 0
IShares MSCI Australia Index Equities 464286103 995 38,298 SH   OTR   38,298 0 0
IShares MSCI Canada Index Equities 464286509 1,331 35,722 SH   OTR   35,722 0 0
iShares MSCI France Equities 464286707 914 24,136 SH   OTR   24,136 0 0
iShares MSCI India Equities 46429B598 395 8,931 SH   OTR   8,931 0 0
iShares MSCI Indonesia Equities 46429B309 294 14,510 SH   OTR   14,510 0 0
iShares MSCI Italy Capped Equities 46434G830 752 23,222 SH   OTR   23,222 0 0
IShares MSCI Japan Equities 46434G822 480 7,105 SH   OTR   7,105 0 0
IShares MSCI KLD 400 Social Equities 464288570 242 2,920 SH   OTR   2,920 0 0
iShares MSCI Netherlands Equities 464286814 839 17,327 SH   OTR   17,327 0 0
iShares MSCI New Zealand Capped Equities 464289123 642 10,567 SH   OTR   10,567 0 0
iShares MSCI Philippines Invstb Equities 46429B408 247 7,996 SH   OTR   7,996 0 0
Ishares MSCI Singapore Equities 46434G780 728 31,331 SH   OTR   31,331 0 0
Ishares MSCI United Kingdom Equities 46435G334 283 8,667 SH   OTR   8,667 0 0
iShares MSCI USA ESG Optimized Equities 46435G425 2,425 24,628 SH   OTR   24,628 0 0
iShares Russell 3000 Value Inde Equities 464287663 1,337 18,579 SH   OTR   18,579 0 0
Ishares Russell Midcap Growth I Equities 464287481 1,080 9,544 SH   OTR   9,544 0 0
IShares Russell Midcap Value In Equities 464287473 811 7,055 SH   OTR   7,055 0 0
IShares S&P 500 Index Fd Equities 464287200 18,434 42,877 SH   OTR   42,877 0 0
IShares Tr Barclay 1-3 Years .0 Equities 464287457 277 3,220 SH   OTR   2,225 0 995
IShares Tr Emerging Markets Ind Equities 464287234 3,767 68,313 SH   OTR   66,929 0 1,384
IShares Tr Europe and Far East Equities 464287465 3,254 41,258 SH   OTR   41,258 0 0
IShares Tr MSCI USA Min Volatil Equities 46429B697 2,714 36,866 SH   OTR   36,866 0 0
IShares Tr Nasdaq Biotechnology Equities 464287556 924 5,647 SH   OTR   4,964 0 683
IShares Tr Russell 1000 Value I Equities 464287598 2,185 13,775 SH   OTR   13,775 0 0
IShares Tr S&P MidCap 400 Growt Equities 464287606 2,358 29,136 SH   OTR   29,136 0 0
IShares Tr S&P Midcap 400 Index Equities 464287507 5,696 21,197 SH   OTR   21,197 0 0
J B Hunt Transportation Service Equities 445658107 627 3,847 SH   OTR   3,847 0 0
J P Morgan Chase & Co. Equities 46625H100 13,799 88,713 SH   OTR   88,124 0 589
Johnson & Johnson Equities 478160104 8,736 53,030 SH   OTR   53,030 0 0
Jones Lang LaSalle Inc. Equities 48020Q107 251 1,285 SH   OTR   1,285 0 0
Kellogg Co. Equities 487836108 9,620 149,535 SH   OTR   149,535 0 0
Keycorp. Equities 493267108 233 11,301 SH   OTR   11,301 0 0
Kimberly Clark Corp. Equities 494368103 864 6,459 SH   OTR   6,459 0 0
Kinder Morgan, Inc. Equities 49456B101 381 20,884 SH   OTR   20,884 0 0
Kla-Tencor Corp. Equities 482480100 743 2,292 SH   OTR   2,292 0 0
Kraft Heinz Co Equities 500754106 259 6,360 SH   OTR   5,860 0 500
L3Harris Technologies Inc Equities 502431109 1,429 6,609 SH   OTR   6,587 0 22
Lab Corp. of America Holdings Equities 50540R409 512 1,855 SH   OTR   1,790 0 65
Lam Research Corp. Equities 512807108 3,283 5,045 SH   OTR   5,045 0 0
Leidos Holdings, Inc. Equities 525327102 616 6,097 SH   OTR   6,097 0 0
Lincoln Electric Holdings Inc. Equities 533900106 3,405 25,853 SH   OTR   25,853 0 0
Linde PLC Equities G5494J103 1,006 3,479 SH   OTR   3,479 0 0
Lockheed Martin Corp. Equities 539830109 2,212 5,848 SH   OTR   5,848 0 0
Lowe's Cos. Equities 548661107 5,392 27,799 SH   OTR   27,417 0 382
Lululemon Athletica Inc Equities 550021109 284 779 SH   OTR   779 0 0
LVMH Moet Hennessy Louis Vuitto Equities 502441306 704 4,491 SH   OTR   4,491 0 0
LyondellBasell Industries NV Equities N53745100 235 2,282 SH   OTR   2,282 0 0
Marathon Petroleum Corp. Equities 56585A102 466 7,721 SH   OTR   7,628 0 93
Marriott International Inc. Cla Equities 571903202 292 2,136 SH   OTR   2,136 0 0
Marsh & McLennan Cos. Inc. Equities 571748102 2,321 16,499 SH   OTR   16,499 0 0
MasTec Inc. Equities 576323109 338 3,184 SH   OTR   3,184 0 0
Mastercard Inc Cl A Equities 57636Q104 5,733 15,702 SH   OTR   15,702 0 0
Maximus Inc. Equities 577933104 590 6,707 SH   OTR   6,707 0 0
McDonald's Corp. Equities 580135101 4,082 17,671 SH   OTR   17,576 0 95
Medtronic PLC Equities G5960L103 2,061 16,602 SH   OTR   16,602 0 0
Melco Resorts & Entmt LTD Equities 585464100 282 16,995 SH   OTR   16,995 0 0
Merck & Co Inc New Equities 58933Y105 3,485 44,810 SH   OTR   44,386 0 424
MetLife Inc. Equities 59156R108 321 5,359 SH   OTR   5,059 0 300
Mettler-Toledo International In Equities 592688105 1,075 776 SH   OTR   776 0 0
MFC SPDR Ser. Tr. S&P Biotech E Equities 78464A870 224 1,653 SH   OTR   1,553 0 100
Microchip Technology Inc. Equities 595017104 404 2,698 SH   OTR   2,698 0 0
Micron Technology, Inc. Equities 595112103 361 4,253 SH   OTR   4,253 0 0
Microsoft Corp. Equities 594918104 27,450 101,329 SH   OTR   100,100 0 1,229
MLP Energy Transfer Equity LP C Equities 29273V100 471 44,344 SH   OTR   44,344 0 0
Mondelez International Inc. Equities 609207105 2,468 39,526 SH   OTR   38,734 0 792
Morgan Stanley Equities 617446448 691 7,533 SH   OTR   7,283 0 250
Morningstar Inc Equities 617700109 378 1,472 SH   OTR   1,472 0 0
MSCI Inc Class A Equities 55354G100 519 973 SH   OTR   973 0 0
Murata Manufacturing Co Ltd Equities 626425102 278 14,530 SH   OTR   14,530 0 0
NASDAQ OMX Group, Inc. Equities 631103108 1,371 7,801 SH   OTR   7,801 0 0
National Fuel Gas Co. Equities 636180101 225 4,300 SH   OTR   4,300 0 0
National Retail Properties Inc Equities 637417106 421 8,972 SH   OTR   8,972 0 0
Neogen Corp. Equities 640491106 3,808 82,710 SH   OTR   82,710 0 0
Nestle SA Sponsored ADR Equities 641069406 1,050 8,421 SH   OTR   8,221 0 200
Netflix Inc. Equities 64110L106 774 1,466 SH   OTR   1,466 0 0
Nextera Energy Inc. Equities 65339F101 4,057 55,370 SH   OTR   55,370 0 0
Nidec Corp Equities 654090109 298 10,283 SH   OTR   10,283 0 0
Nike Inc Cl B Equities 654106103 4,155 26,894 SH   OTR   26,894 0 0
NiSource Equities 65473P881 303 10,552 SH   OTR   10,102 0 450
Norfolk Southern Equities 655844108 1,437 5,416 SH   OTR   5,378 0 38
Northrop Grumman Corp. Equities 666807102 6,261 17,228 SH   OTR   17,228 0 0
Novartis AG ADR Equities 66987V109 301 3,295 SH   OTR   3,028 0 267
Nucor Corp. Equities 670346105 250 2,602 SH   OTR   2,602 0 0
Nvidia Corp Equities 67066G104 2,135 2,669 SH   OTR   2,669 0 0
NXP Semiconductors NV Equities N6596X109 210 1,023 SH   OTR   1,023 0 0
O'Reilly Automotive, Inc New Equities 67103H107 736 1,300 SH   OTR   1,273 0 27
Old Dominion Freight Line Inc. Equities 679580100 624 2,457 SH   OTR   2,457 0 0
Oracle Corp. Equities 68389X105 1,926 24,743 SH   OTR   24,629 0 114
Palo Alto Networks, Inc. Equities 697435105 206 555 SH   OTR   555 0 0
Parker-Hannifin Corp. Equities 701094104 1,320 4,297 SH   OTR   4,297 0 0
Paychex Inc. Equities 704326107 933 8,692 SH   OTR   8,092 0 600
Pepsico Inc. Equities 713448108 6,632 44,756 SH   OTR   44,756 0 0
PerkinElmer Inc. Equities 714046109 676 4,378 SH   OTR   4,378 0 0
Pfizer, Inc. Equities 717081103 3,739 95,478 SH   OTR   93,852 0 1,626
Phillip Morris International Equities 718172109 2,697 27,215 SH   OTR   26,215 0 1,000
Phillips 66 Equities 718546104 496 5,780 SH   OTR   5,780 0 0
Pimco Enchnaced Short Maturity Equities 72201R833 2,180 21,380 SH   OTR   20,130 0 1,250
Pimco Total Return ETF Equities 72201R775 614 5,530 SH   OTR   5,530 0 0
Pioneer Natural Resources Co Equities 723787107 302 1,861 SH   OTR   1,861 0 0
PNC Financial Services Group Equities 693475105 1,831 9,600 SH   OTR   9,600 0 0
PNC Finl Svcs Grp Inc Depositar Equities 693475857 310 11,759 SH   OTR   11,309 0 450
Pool Corporation Equities 73278L105 371 809 SH   OTR   809 0 0
Post Holdings, Inc. Equities 737446104 326 3,002 SH   OTR   3,002 0 0
PPG Industries, Inc. Equities 693506107 2,908 17,129 SH   OTR   17,074 0 55
PPL Corp. Equities 69351T106 411 14,682 SH   OTR   14,682 0 0
Procter & Gamble Co. Equities 742718109 8,644 64,065 SH   OTR   63,917 0 148
Progressive Corp. Equities 743315103 1,969 20,049 SH   OTR   19,549 0 500
ProLogis INc. Equities 74340W103 437 3,656 SH   OTR   3,656 0 0
Prudential Financial Equities 744320102 262 2,559 SH   OTR   2,359 0 200
Public Service Group Equities 744573106 238 3,992 SH   OTR   3,828 0 164
Qualcomm Inc. Equities 747525103 2,624 18,356 SH   OTR   17,904 0 452
Raytheon Technology Corp Equities 75513E101 1,962 22,997 SH   OTR   22,473 0 524
Realty Income Corporation Equities 756109104 276 4,136 SH   OTR   4,136 0 0
Regeneron Pharmaceuticals Inc Equities 75886F107 1,146 2,052 SH   OTR   2,041 0 11
Regions Financial Corp Equities 7591EP100 318 15,772 SH   OTR   15,772 0 0
Republic Svcs Inc Equities 760759100 472 4,294 SH   OTR   4,294 0 0
Resmed Inc Equities 761152107 220 892 SH   OTR   892 0 0
Roche Holdings LTD Spons ADR Equities 771195104 215 4,564 SH   OTR   4,564 0 0
Rockwell Automation Inc. Equities 773903109 931 3,256 SH   OTR   3,256 0 0
Roper Industries Inc. Equities 776696106 782 1,664 SH   OTR   1,664 0 0
Royal Dutch Shell PLC A Shares Equities 780259206 370 9,155 SH   OTR   9,155 0 0
RPM Inc. Equities 749685103 206 2,324 SH   OTR   2,324 0 0
S&P Global Inc Equities 78409V104 1,659 4,043 SH   OTR   4,043 0 0
Sabine Royalty Trust Equities 785688102 274 6,800 SH   OTR   6,800 0 0
Safran SA Equities 786584102 436 12,569 SH   OTR   12,569 0 0
Salesforce.com Inc Equities 79466L302 2,811 11,509 SH   OTR   11,509 0 0
Schwab U.S. Dividend Equity ETF Equities 808524797 460 6,089 SH   OTR   6,089 0 0
Sempra Energy Inc. Equities 816851109 331 2,502 SH   OTR   2,502 0 0
ServiceNow, Inc. Equities 81762P102 454 826 SH   OTR   826 0 0
Sherwin-Williams Co. Equities 824348106 5,153 18,915 SH   OTR   18,915 0 0
Skyworks Solutions Inc Equities 83088M102 1,063 5,544 SH   OTR   5,504 0 40
Southern Co. Equities 842587107 1,142 18,871 SH   OTR   18,671 0 200
Southwest Airlines Co. Equities 844741108 437 8,226 SH   OTR   8,226 0 0
SPDR Barclays 1-3 Month T Bill Equities 78468R663 1,059 11,574 SH   OTR   11,574 0 0
SPDR Blackstone/GSO Senior Loan Equities 78467V608 261 5,646 SH   OTR   5,646 0 0
SPDR Blackstone/GSO Senior Loan Equities 78467V608 5 113 SH   SOLE   113 0 0
SPDR Russell 3000 ETF Equities 78464A805 452 8,527 SH   OTR   8,527 0 0
SPDR S&P 500 ETF Equities 78462F103 10,614 24,795 SH   OTR   24,100 0 695
SPDR S&P 500 Growth ETF Equities 78464A409 2,886 45,836 SH   OTR   45,836 0 0
SPDR S&P Dividend ETF Equities 78464A763 1,125 9,201 SH   OTR   9,201 0 0
SPDR Series Trust S&P 400 Mid C Equities 78464A821 325 4,194 SH   OTR   4,194 0 0
SS&C TECHNOLOGIES HOLDINGS INC Equities 78467J100 627 8,703 SH   OTR   8,703 0 0
Stanley Black & Decker Inc. Equities 854502101 2,811 13,712 SH   OTR   13,712 0 0
Starbucks corp Equities 855244109 2,227 19,917 SH   OTR   19,782 0 135
Starwood Property Trust Inc. Equities 85571B105 359 13,706 SH   OTR   13,706 0 0
State Street Corp. Equities 857477103 333 4,049 SH   OTR   4,049 0 0
Steris PLC Ord Equities G8473T100 284 1,375 SH   OTR   1,375 0 0
Stryker Corp. Equities 863667101 5,067 19,509 SH   OTR   19,444 0 65
Sysco Corp. Equities 871829107 630 8,108 SH   OTR   8,108 0 0
T. Rowe Price Group Inc. Equities 74144T108 688 3,474 SH   OTR   3,474 0 0
Taiwan Semiconductor Mfg Co LTD Equities 874039100 1,164 9,689 SH   OTR   9,689 0 0
Target Corp. Equities 87612E106 2,839 11,746 SH   OTR   11,746 0 0
TE Connectivity Ltd Equities H84989104 1,657 12,258 SH   OTR   12,258 0 0
Teekay Lng Partners Ltd Partner Equities Y8564M204 363 13,300 SH   OTR   13,300 0 0
Tesla Motors, Inc. Equities 88160R101 307 451 SH   OTR   451 0 0
Tetra Tech Inc New Equities 88162G103 644 5,278 SH   OTR   5,278 0 0
Texas Instruments Inc Equities 882508104 2,178 11,324 SH   OTR   11,324 0 0
Texas Roadhouse Inc. Equities 882681109 617 6,411 SH   OTR   6,411 0 0
The Blackstone Group LP Equities 09260D107 1,123 11,565 SH   OTR   11,565 0 0
The Hershey Company Equities 427866108 648 3,721 SH   OTR   3,721 0 0
Thermo Fisher Scientific, Inc. Equities 883556102 3,709 7,353 SH   OTR   7,353 0 0
TJX Companies Inc. Equities 872540109 2,702 40,084 SH   OTR   39,974 0 110
Toro Company Equities 891092108 625 5,690 SH   OTR   5,690 0 0
TOTAL S.A. ADR Equities 89151E109 368 8,135 SH   OTR   7,777 0 358
Tractor Supply Co Equities 892356106 770 4,136 SH   OTR   4,136 0 0
Trane Technologies Plc Equities G8994E103 474 2,573 SH   OTR   2,573 0 0
Travelers COS Inc Equities 89417E109 463 3,094 SH   OTR   3,094 0 0
Trex Company Inc. Equities 89531P105 274 2,680 SH   OTR   2,680 0 0
Trimble Navigation Equities 896239100 640 7,820 SH   OTR   7,725 0 95
Truist Financial Corp Equities 89832Q109 801 14,434 SH   OTR   14,434 0 0
Truist Financial Corp Dep Shs R Equities 89832Q810 291 11,162 SH   OTR   11,162 0 0
Twitter, Inc. Equities 90184L102 244 3,544 SH   OTR   3,544 0 0
U. S. Bancorp New Equities 902973304 2,791 48,988 SH   OTR   48,988 0 0
Ulta Salon, Cosmetics, & Fragra Equities 90384S303 680 1,968 SH   OTR   1,968 0 0
Unilever PLC ADR Equities 904767704 576 9,849 SH   OTR   9,684 0 165
Union Pacific Corp. Equities 907818108 5,096 23,170 SH   OTR   23,136 0 34
United Parcel Service Equities 911312106 1,217 5,852 SH   OTR   5,802 0 50
UnitedHealth Group Inc Equities 91324P102 4,437 11,082 SH   OTR   11,082 0 0
Utilities Select Sector SPDR Mutual Funds 81369Y886 355 5,616 SH   OTR   5,616 0 0
Valero Energy Corp Equities 91913Y100 204 2,613 SH   OTR   2,498 0 115
Vanguard Ftse All World Ex U S Mutual Funds 921937736 241 6,133 SH   OTR   1,563 0 4,570
Vanguard FTSE Emerging Markets Equities 922042858 5,273 97,082 SH   OTR   97,082 0 0
Vanguard Index Funds S&P 500 ET Equities 922908363 6,670 16,948 SH   OTR   16,948 0 0
Vanguard Long Term Corp Bond Id Equities 92206C813 595 5,563 SH   OTR   5,563 0 0
Vanguard Mid-Cap ETF Equities 922908629 1,939 8,170 SH   OTR   8,170 0 0
Vanguard MSCI European ETF Equities 922042874 1,115 16,573 SH   OTR   16,573 0 0
Vanguard Russell 2000 Index ETF Equities 92206C664 377 4,076 SH   OTR   4,076 0 0
Vanguard Small Cap Value Fund Equities 922908611 635 3,660 SH   OTR   3,660 0 0
Vanguard Small-Cap ETF Equities 922908751 1,918 8,515 SH   OTR   8,515 0 0
Vanguard Total Intl Stock Index Equities 921909768 403 6,140 SH   OTR   6,140 0 0
Vanguard Total Stock Market ETF Equities 922908769 8,694 39,017 SH   OTR   35,914 0 3,103
Vanguard Total World Stock Inde Equities 922042742 414 3,991 SH   OTR   3,991 0 0
Verizon Communications Equities 92343V104 4,789 85,472 SH   OTR   83,024 0 2,448
ViacomCBS Inc CL B Equities 92556H206 524 11,588 SH   OTR   11,588 0 0
Visa Inc Class A Equities 92826C839 3,559 15,220 SH   OTR   15,220 0 0
VMWare Inc Cl A Equities 928563402 323 2,017 SH   OTR   2,017 0 0
W P Carey Inc Equities 92936U109 496 6,651 SH   OTR   6,651 0 0
Wal-Mart Stores Inc. Equities 931142103 3,682 26,108 SH   OTR   26,108 0 0
Walgreens Boots Alliance Inc. Equities 931427108 716 13,616 SH   OTR   13,616 0 0
Walt Disney Company Equities 254687106 6,211 35,338 SH   OTR   35,216 0 122
Waste Management Inc. Equities 94106L109 1,165 8,317 SH   OTR   8,317 0 0
WEC Energy Group Inc Equities 92939U106 777 8,738 SH   OTR   8,738 0 0
Wells Fargo & Co Dep Shs Equities 949746721 287 11,050 SH   OTR   11,050 0 0
Wells Fargo & Co. Equities 949746101 1,162 25,662 SH   OTR   25,311 0 351
Whirlpool Corp Equities 963320106 894 4,101 SH   OTR   4,101 0 0
WisdomTree Mid Cap Earnings ETF Equities 97717W570 205 3,916 SH   OTR   3,916 0 0
Xcel Energy Inc. Equities 98389B100 426 6,472 SH   OTR   6,472 0 0
Xilinx Inc. Equities 983919101 480 3,315 SH   OTR   3,315 0 0
Yum Brands Inc. Equities 988498101 1,354 11,774 SH   OTR   11,774 0 0
Yum China Holdings, Inc Equities 98850P109 258 3,897 SH   OTR   3,897 0 0
Zebra Technologies Corp Cl A Equities 989207105 1,479 2,793 SH   OTR   2,793 0 0
Zimmer Holdings Inc. Equities 98956P102 975 6,064 SH   OTR   6,064 0 0
Zoetis Inc Com Cl A Equities 98978V103 2,335 12,529 SH   OTR   12,529 0 0