The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   632,541 4,900 SH   SOLE   0 0 4,900
ABBOTT LABS COM 002824100   6,493,306 57,407 SH   SOLE   0 0 57,407
ABBVIE INC COM 00287Y109   2,197,261 12,365 SH   SOLE   0 0 12,365
ABRDN ETFS BBRG ALL COMMDY 003261203   313,300 10,000 SH   SOLE   0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   528,389 1,502 SH   SOLE   0 0 1,502
AFLAC INC COM 001055102   1,006,354 9,729 SH   SOLE   0 0 9,729
AIR PRODS & CHEMS INC COM 009158106   215,500 743 SH   SOLE   0 0 743
ALPHABET INC CAP STK CL A 02079K305   18,906,454 99,876 SH   SOLE   0 0 99,876
ALPHABET INC CAP STK CL C 02079K107   12,807,154 67,250 SH   SOLE   0 0 67,250
ALTRIA GROUP INC COM 02209S103   484,624 9,268 SH   SOLE   0 0 9,268
AMAZON COM INC COM 023135106   11,132,288 50,742 SH   SOLE   0 0 50,742
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   63,575,006 1,081,391 SH   SOLE   0 0 1,081,391
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   1,581,896 23,924 SH   SOLE   0 0 23,924
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   486,421 8,736 SH   SOLE   0 0 8,736
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   339,134 6,725 SH   SOLE   0 0 6,725
AMERICAN CENTY ETF TR AVANTIS US MID C 025072125   15,804,809 243,188 SH   SOLE   0 0 243,188
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   1,256,695 23,118 SH   SOLE   0 0 23,118
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   498,083 10,781 SH   SOLE   0 0 10,781
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   121,609,669 1,981,582 SH   SOLE   0 0 1,981,582
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   8,739,017 134,281 SH   SOLE   0 0 134,281
AMERICAN CENTY ETF TR US EQT ETF 025072885   102,011,604 1,052,425 SH   SOLE   0 0 1,052,425
AMERICAN CENTY ETF TR US SML CP VALU 025072877   71,081,689 736,369 SH   SOLE   0 0 736,369
AMERICAN ELEC PWR CO INC COM 025537101   464,471 5,036 SH   SOLE   0 0 5,036
AMERICAN EXPRESS CO COM 025816109   958,119 3,228 SH   SOLE   0 0 3,228
AMERICAN TOWER CORP NEW COM 03027X100   593,569 3,236 SH   SOLE   0 0 3,236
AMGEN INC COM 031162100   415,461 1,594 SH   SOLE   0 0 1,594
ANSYS INC COM 03662Q105   445,276 1,320 SH   SOLE   0 0 1,320
AON PLC SHS CL A G0403H108   250,335 697 SH   SOLE   0 0 697
APPLE INC COM 037833100   65,884,163 263,095 SH   SOLE   0 0 263,095
ARCHER DANIELS MIDLAND CO COM 039483102   207,638 4,110 SH   SOLE   0 0 4,110
AT&T INC COM 00206R102   512,392 22,503 SH   SOLE   0 0 22,503
AUTOMATIC DATA PROCESSING IN COM 053015103   877,857 2,999 SH   SOLE   0 0 2,999
AUTOZONE INC COM 053332102   368,230 115 SH   SOLE   0 0 115
AVERY DENNISON CORP COM 053611109   219,691 1,174 SH   SOLE   0 0 1,174
BANK AMERICA CORP COM 060505104   510,106 11,607 SH   SOLE   0 0 11,607
BARRICK GOLD CORP COM 067901108   163,669 10,559 SH   SOLE   0 0 10,559
BEAZER HOMES USA INC COM NEW 07556Q881   1,576,177 57,399 SH   SOLE   0 0 57,399
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,242,962 15,979 SH   SOLE   0 0 15,979
BLACKROCK INC COM 09290D101   209,123 204 SH   SOLE   0 0 204
BLACKSTONE INC COM 09260D107   640,886 3,717 SH   SOLE   0 0 3,717
BLACKSTONE MORTGAGE TRUST IN NOTE 5.500% 3/1 09257WAE0   16,583 17,000 SH   SOLE   0 0 17,000
BOEING CO COM 097023105   383,862 2,169 SH   SOLE   0 0 2,169
BOOKING HOLDINGS INC COM 09857L108   238,485 48 SH   SOLE   0 0 48
BOSTON SCIENTIFIC CORP COM 101137107   307,351 3,441 SH   SOLE   0 0 3,441
BRAEMAR HOTELS & RESORTS INC COM 10482B101   69,762 23,254 SH   SOLE   0 0 23,254
BRISTOL-MYERS SQUIBB CO COM 110122108   336,878 5,956 SH   SOLE   0 0 5,956
BROADCOM INC COM 11135F101   937,561 4,044 SH   SOLE   0 0 4,044
BROOKFIELD CORP CL A LTD VT SH 11271J107   4,757,607 82,813 SH   SOLE   0 0 82,813
CANADIAN NATL RY CO COM 136375102   1,168,584 11,512 SH   SOLE   0 0 11,512
CAPITAL ONE FINL CORP COM 14040H105   519,447 2,913 SH   SOLE   0 0 2,913
CATERPILLAR INC COM 149123101   1,660,564 4,578 SH   SOLE   0 0 4,578
CF INDS HLDGS INC COM 125269100   208,011 2,438 SH   SOLE   0 0 2,438
CHEVRON CORP NEW COM 166764100   1,093,194 7,548 SH   SOLE   0 0 7,548
CHUBB LIMITED COM H1467J104   308,075 1,115 SH   SOLE   0 0 1,115
CISCO SYS INC COM 17275R102   1,755,941 29,661 SH   SOLE   0 0 29,661
COCA COLA CO COM 191216100   2,582,046 41,472 SH   SOLE   0 0 41,472
COLGATE PALMOLIVE CO COM 194162103   313,640 3,450 SH   SOLE   0 0 3,450
COMCAST CORP NEW CL A 20030N101   355,095 9,462 SH   SOLE   0 0 9,462
CONOCOPHILLIPS COM 20825C104   418,634 4,221 SH   SOLE   0 0 4,221
CONSTELLATION BRANDS INC CL A 21036P108   469,625 2,125 SH   SOLE   0 0 2,125
COSTCO WHSL CORP NEW COM 22160K105   2,486,757 2,714 SH   SOLE   0 0 2,714
CSX CORP COM 126408103   721,351 22,354 SH   SOLE   0 0 22,354
CUMMINS INC COM 231021106   592,272 1,699 SH   SOLE   0 0 1,699
CVS HEALTH CORP COM 126650100   250,801 5,587 SH   SOLE   0 0 5,587
DANAHER CORPORATION COM 235851102   1,917,661 8,354 SH   SOLE   0 0 8,354
DEERE & CO COM 244199105   1,401,176 3,307 SH   SOLE   0 0 3,307
DIAGEO PLC SPON ADR NEW 25243Q205   2,235,746 17,586 SH   SOLE   0 0 17,586
DIGITALOCEAN HLDGS INC NOTE 12/0 25402DAB8   13,317 15,000 SH   SOLE   0 0 15,000
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   8,246,242 199,812 SH   SOLE   0 0 199,812
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,688,313 64,464 SH   SOLE   0 0 64,464
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   689,405 27,174 SH   SOLE   0 0 27,174
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   730,672 25,023 SH   SOLE   0 0 25,023
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   861,518 33,334 SH   SOLE   0 0 33,334
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   501,824 10,505 SH   SOLE   0 0 10,505
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   505,742 10,788 SH   SOLE   0 0 10,788
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   8,920,514 220,314 SH   SOLE   0 0 220,314
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   30,978,624 895,595 SH   SOLE   0 0 895,595
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   497,775 16,172 SH   SOLE   0 0 16,172
DISCOVER FINL SVCS COM 254709108   252,397 1,457 SH   SOLE   0 0 1,457
DISNEY WALT CO COM 254687106   1,654,410 14,858 SH   SOLE   0 0 14,858
EATON CORP PLC SHS G29183103   522,032 1,573 SH   SOLE   0 0 1,573
ELI LILLY & CO COM 532457108   2,244,783 2,908 SH   SOLE   0 0 2,908
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   383,057 19,554 SH   SOLE   0 0 19,554
ENTERPRISE PRODS PARTNERS L COM 293792107   1,006,348 32,090 SH   SOLE   0 0 32,090
EQUIFAX INC COM 294429105   383,550 1,505 SH   SOLE   0 0 1,505
EXPEDITORS INTL WASH INC COM 302130109   613,777 5,541 SH   SOLE   0 0 5,541
EXXON MOBIL CORP COM 30231G102   5,037,320 46,828 SH   SOLE   0 0 46,828
F N B CORP COM 302520101   2,916,257 197,311 SH   SOLE   0 0 197,311
F5 INC COM 315616102   522,052 2,076 SH   SOLE   0 0 2,076
FACTSET RESH SYS INC COM 303075105   228,614 476 SH   SOLE   0 0 476
FASTENAL CO COM 311900104   565,932 7,870 SH   SOLE   0 0 7,870
FEDEX CORP COM 31428X106   392,393 1,395 SH   SOLE   0 0 1,395
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184   217,996 5,763 SH   SOLE   0 0 5,763
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   289,908 2,320 SH   SOLE   0 0 2,320
FISERV INC COM 337738108   390,298 1,900 SH   SOLE   0 0 1,900
FRP HLDGS INC COM 30292L107   1,986,877 64,867 SH   SOLE   0 0 64,867
GARMIN LTD SHS H2906T109   437,684 2,122 SH   SOLE   0 0 2,122
GE AEROSPACE COM NEW 369604301   1,179,539 7,072 SH   SOLE   0 0 7,072
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   202,409 2,589 SH   SOLE   0 0 2,589
GE VERNOVA INC COM 36828A101   577,931 1,757 SH   SOLE   0 0 1,757
GENERAL DYNAMICS CORP COM 369550108   602,602 2,287 SH   SOLE   0 0 2,287
GENWORTH FINL INC COM SHS 37247D106   90,870 13,000 SH   SOLE   0 0 13,000
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   55,036,531 1,724,202 SH   SOLE   0 0 1,724,202
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   103,343,923 3,099,698 SH   SOLE   0 0 3,099,698
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   1,459,592 21,114 SH   SOLE   0 0 21,114
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   110,245,799 957,161 SH   SOLE   0 0 957,161
GOLDMAN SACHS GROUP INC COM 38141G104   1,738,475 3,036 SH   SOLE   0 0 3,036
GRACO INC COM 384109104   1,456,616 17,281 SH   SOLE   0 0 17,281
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   64,834,200 1,945,220 SH   SOLE   0 0 1,945,220
HERSHEY CO COM 427866108   330,970 1,954 SH   SOLE   0 0 1,954
HOME DEPOT INC COM 437076102   2,590,236 6,659 SH   SOLE   0 0 6,659
HONEYWELL INTL INC COM 438516106   749,375 3,317 SH   SOLE   0 0 3,317
IAMGOLD CORP COM 450913108   562,440 109,000 SH   SOLE   0 0 109,000
IDEXX LABS INC COM 45168D104   271,631 657 SH   SOLE   0 0 657
ILLINOIS TOOL WKS INC COM 452308109   673,456 2,656 SH   SOLE   0 0 2,656
INTEL CORP COM 458140100   653,335 32,585 SH   SOLE   0 0 32,585
INTERNATIONAL BUSINESS MACHS COM 459200101   818,884 3,725 SH   SOLE   0 0 3,725
INTUIT COM 461202103   350,479 558 SH   SOLE   0 0 558
INTUITIVE SURGICAL INC COM NEW 46120E602   640,445 1,227 SH   SOLE   0 0 1,227
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   766,722 7,125 SH   SOLE   0 0 7,125
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   322,317 7,990 SH   SOLE   0 0 7,990
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   4,786,804 127,921 SH   SOLE   0 0 127,921
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,355,260 13,441 SH   SOLE   0 0 13,441
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   693,627 10,348 SH   SOLE   0 0 10,348
INVESCO QQQ TR UNIT SER 1 46090E103   2,317,888 4,534 SH   SOLE   0 0 4,534
ISHARES GOLD TR ISHARES NEW 464285204   4,671,120 94,347 SH   SOLE   0 0 94,347
ISHARES INC MSCI GBL MIN VOL 464286525   20,144,570 184,474 SH   SOLE   0 0 184,474
ISHARES INC MSCI JPN ETF NEW 46434G822   470,170 7,007 SH   SOLE   0 0 7,007
ISHARES SILVER TR ISHARES 46428Q109   1,335,985 50,740 SH   SOLE   0 0 50,740
ISHARES TR 1 3 YR TREAS BD 464287457   375,715 4,583 SH   SOLE   0 0 4,583
ISHARES TR CORE MSCI EAFE 46432F842   332,003 4,724 SH   SOLE   0 0 4,724
ISHARES TR CORE S&P MCP ETF 464287507   559,922 8,986 SH   SOLE   0 0 8,986
ISHARES TR CORE S&P SCP ETF 464287804   43,122,640 374,263 SH   SOLE   0 0 374,263
ISHARES TR CORE S&P TTL STK 464287150   331,454 2,577 SH   SOLE   0 0 2,577
ISHARES TR CORE S&P500 ETF 464287200   10,095,862 17,150 SH   SOLE   0 0 17,150
ISHARES TR CORE US AGGBD ET 464287226   7,305,984 75,397 SH   SOLE   0 0 75,397
ISHARES TR EXPANDED TECH 464287515   856,627 8,556 SH   SOLE   0 0 8,556
ISHARES TR ISHS 1-5YR INVS 464288646   476,881 9,224 SH   SOLE   0 0 9,224
ISHARES TR MSCI ACWI ETF 464288257   7,197,580 61,256 SH   SOLE   0 0 61,256
ISHARES TR MSCI EAFE ETF 464287465   639,283 8,455 SH   SOLE   0 0 8,455
ISHARES TR MSCI EMG MKT ETF 464287234   317,498 7,592 SH   SOLE   0 0 7,592
ISHARES TR MSCI INDIA ETF 46429B598   212,824 4,043 SH   SOLE   0 0 4,043
ISHARES TR MSCI UK ETF NEW 46435G334   1,017,000 30,000 SH   SOLE   0 0 30,000
ISHARES TR MSCI USA ESG SLC 464288802   809,547 6,658 SH   SOLE   0 0 6,658
ISHARES TR MSCI USA QLT FCT 46432F339   324,106 1,820 SH   SOLE   0 0 1,820
ISHARES TR RUS 1000 ETF 464287622   4,713,201 14,630 SH   SOLE   0 0 14,630
ISHARES TR RUS 1000 GRW ETF 464287614   2,629,145 6,547 SH   SOLE   0 0 6,547
ISHARES TR RUS 1000 VAL ETF 464287598   1,111,055 6,001 SH   SOLE   0 0 6,001
ISHARES TR RUS MD CP GR ETF 464287481   228,967 1,806 SH   SOLE   0 0 1,806
ISHARES TR RUS TP200 GR ETF 464289438   320,203 1,361 SH   SOLE   0 0 1,361
ISHARES TR RUSSELL 3000 ETF 464287689   215,257 644 SH   SOLE   0 0 644
ISHARES TR S&P 500 GRWT ETF 464287309   2,058,804 20,278 SH   SOLE   0 0 20,278
ISHARES TR S&P 500 VAL ETF 464287408   1,187,083 6,219 SH   SOLE   0 0 6,219
ISHARES TR S&P MC 400GR ETF 464287606   641,966 7,060 SH   SOLE   0 0 7,060
ISHARES TR U.S. TECH ETF 464287721   256,987 1,611 SH   SOLE   0 0 1,611
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   84,611,576 1,836,587 SH   SOLE   0 0 1,836,587
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   49,333,111 1,057,969 SH   SOLE   0 0 1,057,969
JANUS DETROIT STR TR HENDERSON SECURI 47103U746   1,512,430 29,192 SH   SOLE   0 0 29,192
JOHNSON & JOHNSON COM 478160104   8,460,722 58,503 SH   SOLE   0 0 58,503
JPMORGAN CHASE & CO. COM 46625H100   4,581,862 19,114 SH   SOLE   0 0 19,114
KEYSIGHT TECHNOLOGIES INC COM 49338L103   2,098,953 13,067 SH   SOLE   0 0 13,067
KIMBERLY-CLARK CORP COM 494368103   777,461 5,933 SH   SOLE   0 0 5,933
KKR & CO INC COM 48251W104   7,020,549 47,465 SH   SOLE   0 0 47,465
LIBERTY MEDIA CORP DEL COM LBTY ONE S C 531229755   363,228 3,920 SH   SOLE   0 0 3,920
LINDE PLC SHS G54950103   2,421,169 5,783 SH   SOLE   0 0 5,783
LOWES COS INC COM 548661107   446,665 1,810 SH   SOLE   0 0 1,810
LPL FINL HLDGS INC COM 50212V100   1,634,183 5,005 SH   SOLE   0 0 5,005
MANULIFE FINL CORP COM 56501R106   737,593 24,018 SH   SOLE   0 0 24,018
MARATHON PETE CORP COM 56585A102   422,685 3,030 SH   SOLE   0 0 3,030
MARKEL GROUP INC COM 570535104   1,203,183 697 SH   SOLE   0 0 697
MARKETAXESS HLDGS INC COM 57060D108   276,899 1,225 SH   SOLE   0 0 1,225
MASTERCARD INCORPORATED CL A 57636Q104   3,330,029 6,324 SH   SOLE   0 0 6,324
MCCORMICK & CO INC COM NON VTG 579780206   3,274,276 42,947 SH   SOLE   0 0 42,947
MCCORMICK & CO INC COM VTG 579780107   2,785,271 36,745 SH   SOLE   0 0 36,745
MCDONALDS CORP COM 580135101   5,689,229 19,625 SH   SOLE   0 0 19,625
MEDTRONIC PLC SHS G5960L103   237,723 2,976 SH   SOLE   0 0 2,976
MERCK & CO INC COM 58933Y105   1,964,203 19,745 SH   SOLE   0 0 19,745
META PLATFORMS INC CL A 30303M102   2,052,799 3,506 SH   SOLE   0 0 3,506
MICROSOFT CORP COM 594918104   42,813,822 101,575 SH   SOLE   0 0 101,575
MIMEDX GROUP INC COM 602496101   196,855 20,463 SH   SOLE   0 0 20,463
MONDELEZ INTL INC CL A 609207105   669,615 11,211 SH   SOLE   0 0 11,211
MOODYS CORP COM 615369105   281,656 595 SH   SOLE   0 0 595
MORGAN STANLEY COM NEW 617446448   378,325 3,009 SH   SOLE   0 0 3,009
MOTOROLA SOLUTIONS INC COM NEW 620076307   229,267 496 SH   SOLE   0 0 496
NETFLIX INC COM 64110L106   992,931 1,114 SH   SOLE   0 0 1,114
NEWMONT CORP COM 651639106   323,070 8,680 SH   SOLE   0 0 8,680
NEXTERA ENERGY INC COM 65339F101   391,213 5,457 SH   SOLE   0 0 5,457
NORFOLK SOUTHN CORP COM 655844108   430,163 1,833 SH   SOLE   0 0 1,833
NOVO-NORDISK A S ADR 670100205   274,146 3,187 SH   SOLE   0 0 3,187
NUVEEN AMT FREE MUN CR INC F COM 67071L106   1,465,438 119,530 SH   SOLE   0 0 119,530
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   1,521,250 125,000 SH   SOLE   0 0 125,000
NVIDIA CORPORATION COM 67066G104   4,840,109 36,042 SH   SOLE   0 0 36,042
OLO INC CL A 68134L109   213,305 27,774 SH   SOLE   0 0 27,774
ORACLE CORP COM 68389X105   2,129,455 12,779 SH   SOLE   0 0 12,779
OREILLY AUTOMOTIVE INC COM 67103H107   272,734 230 SH   SOLE   0 0 230
PACER FDS TR US CASH COWS 100 69374H881   951,124 16,840 SH   SOLE   0 0 16,840
PALO ALTO NETWORKS INC COM 697435105   380,297 2,090 SH   SOLE   0 0 2,090
PARKER-HANNIFIN CORP COM 701094104   255,049 401 SH   SOLE   0 0 401
PAYPAL HLDGS INC COM 70450Y103   269,877 3,162 SH   SOLE   0 0 3,162
PEBBLEBROOK HOTEL TR NOTE 1.750%12/1 70509VAA8   13,947 15,000 SH   SOLE   0 0 15,000
PEPSICO INC COM 713448108   4,406,302 28,977 SH   SOLE   0 0 28,977
PFIZER INC COM 717081103   1,310,508 49,397 SH   SOLE   0 0 49,397
PHILIP MORRIS INTL INC COM 718172109   2,353,684 19,557 SH   SOLE   0 0 19,557
PITNEY BOWES INC COM 724479100   208,603 28,813 SH   SOLE   0 0 28,813
PNC FINL SVCS GROUP INC COM 693475105   489,027 2,536 SH   SOLE   0 0 2,536
PRICE T ROWE GROUP INC COM 74144T108   108,492,482 959,346 SH   SOLE   0 0 959,346
PROCTER AND GAMBLE CO COM 742718109   6,857,312 40,903 SH   SOLE   0 0 40,903
PROGRESSIVE CORP COM 743315103   421,954 1,761 SH   SOLE   0 0 1,761
QUALCOMM INC COM 747525103   754,889 4,914 SH   SOLE   0 0 4,914
QUANTA SVCS INC COM 74762E102   5,559,032 17,589 SH   SOLE   0 0 17,589
REPUBLIC SVCS INC COM 760759100   812,164 4,037 SH   SOLE   0 0 4,037
ROBLOX CORP CL A 771049103   210,900 3,645 SH   SOLE   0 0 3,645
ROCKWELL AUTOMATION INC COM 773903109   293,507 1,027 SH   SOLE   0 0 1,027
ROOT INC CL A NEW 77664L207   1,543,046 21,257 SH   SOLE   0 0 21,257
ROPER TECHNOLOGIES INC COM 776696106   241,731 465 SH   SOLE   0 0 465
ROSS STORES INC COM 778296103   427,036 2,823 SH   SOLE   0 0 2,823
RTX CORPORATION COM 75513E101   545,609 4,715 SH   SOLE   0 0 4,715
RYAN SPECIALTY HOLDINGS INC CL A 78351F107   3,500,634 54,561 SH   SOLE   0 0 54,561
S&P GLOBAL INC COM 78409V104   506,497 1,017 SH   SOLE   0 0 1,017
SALESFORCE INC COM 79466L302   548,636 1,641 SH   SOLE   0 0 1,641
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   1,173,150 39,500 SH   SOLE   0 0 39,500
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   531,612 19,459 SH   SOLE   0 0 19,459
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,733,076 74,766 SH   SOLE   0 0 74,766
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   294,109 3,038 SH   SOLE   0 0 3,038
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   553,572 11,454 SH   SOLE   0 0 11,454
SELECT SECTOR SPDR TR INDL 81369Y704   640,046 4,858 SH   SOLE   0 0 4,858
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   493,715 2,201 SH   SOLE   0 0 2,201
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   333,014 4,236 SH   SOLE   0 0 4,236
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   455,637 5,415 SH   SOLE   0 0 5,415
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   818,497 3,520 SH   SOLE   0 0 3,520
SERVICENOW INC COM 81762P102   347,720 328 SH   SOLE   0 0 328
SHOPIFY INC CL A 82509L107   622,669 5,856 SH   SOLE   0 0 5,856
SNAP INC NOTE 5/0 83304AAF3   10,385 12,000 SH   SOLE   0 0 12,000
SOUTHERN CO COM 842587107   210,645 2,559 SH   SOLE   0 0 2,559
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   645,484 1,517 SH   SOLE   0 0 1,517
SPDR GOLD TR GOLD SHS 78463V107   2,631,711 10,869 SH   SOLE   0 0 10,869
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,713,293 14,867 SH   SOLE   0 0 14,867
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,318,500 15,000 SH   SOLE   0 0 15,000
SPDR SER TR S&P DIVID ETF 78464A763   219,286 1,660 SH   SOLE   0 0 1,660
SPOTIFY TECHNOLOGY S A SHS L8681T102   233,980 523 SH   SOLE   0 0 523
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   289,999 7,362 SH   SOLE   0 0 7,362
STARBUCKS CORP COM 855244109   526,057 5,765 SH   SOLE   0 0 5,765
STATE STR CORP COM 857477103   228,199 2,325 SH   SOLE   0 0 2,325
STONERIDGE INC COM 86183P102   174,727 27,867 SH   SOLE   0 0 27,867
STRYKER CORPORATION COM 863667101   1,427,529 3,965 SH   SOLE   0 0 3,965
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   367,332 1,860 SH   SOLE   0 0 1,860
TARGET CORP COM 87612E106   484,215 3,582 SH   SOLE   0 0 3,582
TESLA INC COM 88160R101   1,292,692 3,201 SH   SOLE   0 0 3,201
TEXAS INSTRS INC COM 882508104   824,294 4,396 SH   SOLE   0 0 4,396
TEXAS PACIFIC LAND CORPORATI COM 88262P102   552,980 500 SH   SOLE   0 0 500
THE CIGNA GROUP COM 125523100   279,936 1,014 SH   SOLE   0 0 1,014
THE TRADE DESK INC COM CL A 88339J105   297,469 2,531 SH   SOLE   0 0 2,531
THERMO FISHER SCIENTIFIC INC COM 883556102   431,791 830 SH   SOLE   0 0 830
TJX COS INC NEW COM 872540109   814,622 6,743 SH   SOLE   0 0 6,743
TOAST INC CL A 888787108   207,765 5,700 SH   SOLE   0 0 5,700
TRAVELERS COMPANIES INC COM 89417E109   692,619 2,875 SH   SOLE   0 0 2,875
UBER TECHNOLOGIES INC COM 90353T100   3,515,631 58,283 SH   SOLE   0 0 58,283
UNDER ARMOUR INC CL A 904311107   85,077 10,275 SH   SOLE   0 0 10,275
UNDER ARMOUR INC CL C 904311206   91,512 12,267 SH   SOLE   0 0 12,267
UNION PAC CORP COM 907818108   1,640,441 7,194 SH   SOLE   0 0 7,194
UNITED PARCEL SERVICE INC CL B 911312106   239,024 1,896 SH   SOLE   0 0 1,896
UNITEDHEALTH GROUP INC COM 91324P102   3,790,409 7,493 SH   SOLE   0 0 7,493
VANECK ETF TRUST GOLD MINERS ETF 92189F106   508,650 15,000 SH   SOLE   0 0 15,000
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   975,097 10,516 SH   SOLE   0 0 10,516
VANECK MERK GOLD ETF GOLD SHS 921078101   541,800 21,415 SH   SOLE   0 0 21,415
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,232,446 31,045 SH   SOLE   0 0 31,045
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   511,298 10,424 SH   SOLE   0 0 10,424
VANGUARD INDEX FDS GROWTH ETF 922908736   2,253,181 5,490 SH   SOLE   0 0 5,490
VANGUARD INDEX FDS MID CAP ETF 922908629   6,881,875 26,055 SH   SOLE   0 0 26,055
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,115,109 12,518 SH   SOLE   0 0 12,518
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,033,808 5,631 SH   SOLE   0 0 5,631
VANGUARD INDEX FDS SM CP VAL ETF 922908611   634,969 3,204 SH   SOLE   0 0 3,204
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,076,455 4,480 SH   SOLE   0 0 4,480
VANGUARD INDEX FDS TOTAL STK MKT 922908769   120,027,577 414,160 SH   SOLE   0 0 414,160
VANGUARD INDEX FDS VALUE ETF 922908744   1,427,730 8,433 SH   SOLE   0 0 8,433
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,006,520 22,855 SH   SOLE   0 0 22,855
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   10,552,613 89,825 SH   SOLE   0 0 89,825
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,453,579 24,984 SH   SOLE   0 0 24,984
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,205,120 41,086 SH   SOLE   0 0 41,086
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   69,166,160 353,195 SH   SOLE   0 0 353,195
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,504,572 25,531 SH   SOLE   0 0 25,531
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   392,077 8,199 SH   SOLE   0 0 8,199
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,479,463 11,595 SH   SOLE   0 0 11,595
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,051,632 50,652 SH   SOLE   0 0 50,652
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   236,115 629 SH   SOLE   0 0 629
VANGUARD WORLD FD ENERGY ETF 92204A306   227,942 1,879 SH   SOLE   0 0 1,879
VANGUARD WORLD FD FINANCIALS ETF 92204A405   266,484 2,257 SH   SOLE   0 0 2,257
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,275,716 5,029 SH   SOLE   0 0 5,029
VANGUARD WORLD FD INF TECH ETF 92204A702   2,176,909 3,501 SH   SOLE   0 0 3,501
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   709,115 5,677 SH   SOLE   0 0 5,677
VANGUARD WORLD FD MEGA GRWTH IND 921910816   888,746 2,588 SH   SOLE   0 0 2,588
VERISK ANALYTICS INC COM 92345Y106   301,045 1,093 SH   SOLE   0 0 1,093
VISA INC COM CL A 92826C839   16,064,274 50,830 SH   SOLE   0 0 50,830
WAFD INC COM 938824109   398,100 12,348 SH   SOLE   0 0 12,348
WALMART INC COM 931142103   2,463,579 27,267 SH   SOLE   0 0 27,267
WELLS FARGO CO NEW COM 949746101   408,938 5,822 SH   SOLE   0 0 5,822
WISDOMTREE TR ITL HIGH DIV FD 97717W802   264,460 7,000 SH   SOLE   0 0 7,000
ZIMMER BIOMET HOLDINGS INC COM 98956P102   2,530,367 23,955 SH   SOLE   0 0 23,955