The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1 100 Berkshire HTHWY CLA Large Blend 084670991 318 100 SH   SOLE   100 0 0
3M Large Blend 88579Y101 83 477 SH   SOLE   477 0 0
A F L A C Inc. Large Blend 001055102 11 200 SH   SOLE   200 0 0
A S M L Holding Nv New F N Y R Large Growth 070592100 21 100 SH   SOLE   100 0 0
Abbott Laboratories Large Blend 002819AC4 201 2,385 SH   SOLE   2,385 0 0
Abbvie Inc Large Growth 00287Y109 67 924 SH   SOLE   924 0 0
Adobe Systems Inc. Large Blend 00724F101 236 800 SH   SOLE   800 0 0
Advanced Optics Electronics Small Value 00754V109 0 20,000 SH   SOLE   20,000 0 0
Aegon Nv Pfd Small Growth 007924103 26 1,000 SH   SOLE   1,000 0 0
Alibaba Group Hldg Adr Large Blend 01609W102 4 25 SH   SOLE   25 0 0
Allegion Public Ltd Co F Small Blend G0176J109 9 83 SH   SOLE   83 0 0
Alphabet Inc Large Blend 02079K107 85 79 SH   SOLE   79 0 0
Alphabet Inc Class A Large Growth 02079K107 86 79 SH   SOLE   79 0 0
Altria Group, Inc. Large Blend 02209S103 5 100 SH   SOLE   100 0 0
Amazon.com, Inc Large Blend 023135106 123 65 SH   SOLE   65 0 0
American Electric Power Large Blend 025537101 6 69 SH   SOLE   69 0 0
American Water Works, Inc. Large Blend 030420103 136 1,174 SH   SOLE   1,174 0 0
Analog Devices Inc Mid Blend 032654105 808 7,160 SH   SOLE   7,160 0 0
Apple Computer, Inc. Large Blend 037833100 298 1,508 SH   SOLE   1,508 0 0
Applied Industrial Tech. Inc. Small Blend 03820C105 284 4,612 SH   SOLE   4,612 0 0
Aqua Vie Beverage Cp Xxx Small Growth 03838F306 0 200 SH   SOLE   200 0 0
AT&T Inc New Large Blend 00206R102 117 3,492 SH   SOLE   3,492 0 0
Auto Data Processing Large Blend 053015103 141 850 SH   SOLE   850 0 0
Avanos Medical Inc Small Blend 05350V106 2 50 SH   SOLE   50 0 0
Bear Creek Mining Co Small Growth 07380N104 1 1,000 SH   SOLE   1,000 0 0
Bed Bath & Beyond Large Blend 075896100 2 200 SH   SOLE   200 0 0
Belle Isle Corp Small Growth 078455102 0 75 SH   SOLE   75 0 0
Berkshire Hathaway CL B Large Blend 084670702 838 3,929 SH   SOLE   3,929 0 0
Blackrock Muni Yield Corporate Bond 09253W104 96 6,707 SH   SOLE   6,707 0 0
Blackrock Muni Yield Insured Corporate Bond 09254E103 9 675 SH   SOLE   675 0 0
Briggs & Stratton Corp Small Growth 109043109 2 219 SH   SOLE   219 0 0
Bristol-Myers Squibb Co. Large Blend 110122108 132 2,900 SH   SOLE   2,900 0 0
Canadian Natural Resources Ltd Large Blend 136385101 11 400 SH   SOLE   400 0 0
Cannabis Wheaton Small Growth 13765K103 1 2,000 SH   SOLE   2,000 0 0
Caterpillar, Inc. Large Blend 149123101 14 100 SH   SOLE   100 0 0
Cdk Global Inc Small Blend 12508E101 7 150 SH   SOLE   150 0 0
Charles Schwab & Co. Large Blend 808513105 5 120 SH   SOLE   120 0 0
Chemours Company Small Value 163851108 14 600 SH   SOLE   600 0 0
ChevronTexaco Corp Large Blend 166764100 278 2,234 SH   SOLE   2,234 0 0
Chipotle Mexican Grill Mid Growth 169656105 11 15 SH   SOLE   15 0 0
Cion Investment Corp Large Growth 17259U105 109 12,647 SH   SOLE   12,647 0 0
Cisco Systems, Inc. Large Blend 17275R102 223 4,075 SH   SOLE   4,075 0 0
Coca Cola Company Large Blend 191216100 41 800 SH   SOLE   800 0 0
Cohen & Steers REIT & Preferre Mid Value 19247X100 65 3,000 SH   SOLE   3,000 0 0
Colgate Palmolive Co. Large Blend 194162103 111 1,548 SH   SOLE   1,548 0 0
Comcast Corp New Cl A Large Blend 20030N101 54 1,270 SH   SOLE   1,270 0 0
Conocophillips Large Blend 20825C104 74 1,216 SH   SOLE   1,216 0 0
Consolidated Edison Inc. Large Blend 209115104 9 100 SH   SOLE   100 0 0
Constellation Brand Large Growth 21036P108 24 122 SH   SOLE   122 0 0
Constellation Brand Large Growth 21036P207 31 157 SH   SOLE   157 0 0
Corteva Inc Large Growth 22052L104 42 1,427 SH   SOLE   1,427 0 0
Costco Whsl Corp New Large Blend 22160K105 70 266 SH   SOLE   266 0 0
Cresco Labs Inc Small Value 22587M106 0 1 SH   SOLE   1 0 0
Deere & Co Large Blend 244199105 27 165 SH   SOLE   165 0 0
Dell Technologies In Small Value 24703L103 210 4,129 SH   SOLE   4,129 0 0
Detroit Edison Large Blend 233051879 107 838 SH   SOLE   838 0 0
Diageo PLC New ADR F1 ADR Reps Large Blend 25243Q205 73 425 SH   SOLE   425 0 0
Direxion Dily JR Gold Small Blend 25490K554 1 16 SH   SOLE   16 0 0
Disney Large Blend 254687106 89 638 SH   SOLE   638 0 0
DJ Global Real Estate Large Growth 78463X749 5,822 116,671 SH   SOLE   116,671 0 0
Dow Chemical Large Blend 260543103 70 1,427 SH   SOLE   1,427 0 0
Du Pont E I $3.50 Pfd Corporate Bond 163534109 0 5 SH   SOLE   5 0 0
Duke Energy Corp Large Blend 26441C204 9 104 SH   SOLE   104 0 0
Dupont Large Blend 26614N102 107 1,427 SH   SOLE   1,427 0 0
EBAY, Inc. Large BLend 278642103 4 100 SH   SOLE   100 0 0
Electronic Arts Inc Large Growth 285512109 0 1 SH   SOLE   1 0 0
Enbridge Inc Large Growth 29250N105 6 153 SH   SOLE   153 0 0
Enterprise Products Partners Large Blend 293792107 13 437 SH   SOLE   437 0 0
Exxon Mobil Corporation Large Blend 30231G102 387 5,048 SH   SOLE   5,048 0 0
Facebook Inc Class A Large Growth 30303M102 102 531 SH   SOLE   531 0 0
Fedex Corporation Large Blend 31428X106 21 125 SH   SOLE   125 0 0
Fleetcor Technologie Mid Growth 339041105 6 20 SH   SOLE   20 0 0
GS Telecom Limited Small Growth 36228N109 0 1,000 SH   SOLE   1,000 0 0
General Electric Large Blend 369604103 34 3,194 SH   SOLE   3,194 0 0
General Mills Inc Large Blend 370334104 28 530 SH   SOLE   530 0 0
Gen-Probe Incorporated Com Large Growth 36866T103 0 2 SH   SOLE   2 0 0
Global Net Lease Small Value 379378201 25 1,265 SH   SOLE   1,265 0 0
Guggenheim Bltshrs 2024 Corporate Bond 18383M233 28 1,299 SH   SOLE   1,299 0 0
Guggenheim S&P 500 Equal Large Growth 78355W841 5 24 SH   SOLE   24 0 0
Hancock John Financial Large Blend 409735206 13 412 SH   SOLE   412 0 0
Hershey Foods Corp. Large Blend 427866108 22 162 SH   SOLE   162 0 0
Home Depot Large Blend 437076102 412 1,982 SH   SOLE   1,982 0 0
Hon Hai Prescn Large Value Y36861105 3 1,000 SH   SOLE   1,000 0 0
Honda Motor Co Ltd Large Value 438128308 0 1 SH   SOLE   1 0 0
IBM Large Blend 459200101 99 721 SH   SOLE   721 0 0
Ingersoll Rand Co Cl A F Bermu Large Blend G47791101 32 250 SH   SOLE   250 0 0
Intel Corp Large Blend 458140100 45 944 SH   SOLE   944 0 0
Intuitive Surgical New Large Growth 46120E602 31 60 SH   SOLE   60 0 0
Invesco QQQ Trust Large Growth 73935A104 300 1,607 SH   SOLE   1,607 0 0
Invesco S&P 500 Equal Weight Large Blend 46137V357 30,655 284,367 SH   SOLE   284,367 0 0
Invesco S&P Emerging Large Value 46138E297 13,133 538,438 SH   SOLE   538,438 0 0
Invesco S&P Midcap 400 Mid Blend 46137V225 65 1,000 SH   SOLE   1,000 0 0
Invesco S&P Midcap Low Mid Value 46138E198 14,334 279,580 SH   SOLE   279,580 0 0
Irobot Corp Large Blend 462726100 9 100 SH   SOLE   100 0 0
Ishares Aerospace & Defense In Municipal Bond 464288760 7 31 SH   SOLE   31 0 0
Ishares Barclays Intermediate Corporate Bond 464288638 4,100 72,001 SH   SOLE   72,001 0 0
Ishares Cohen & Steers Realty Mid Value 464287564 94 836 SH   SOLE   836 0 0
Ishares Core MSCI Large Blend 46434G103 4,262 82,851 SH   SOLE   82,851 0 0
Ishares Core MSCI EAFE Large Blend 46432F842 6,610 107,660 SH   SOLE   107,660 0 0
Ishares Edge MSCI EAFE ETF Large Blend 46429B689 12,289 169,173 SH   SOLE   169,173 0 0
Ishares Edge MSCI Min Large Blend 46429B697 12,476 202,112 SH   SOLE   202,112 0 0
Ishares Edge MSCI USA Large Growth 46432F396 2,120 17,879 SH   SOLE   17,879 0 0
Ishares Global Tech Large Growth 464287291 5,272 29,368 SH   SOLE   29,368 0 0
Ishares Invest Grade Corp Bond Corporate Bond 464287242 3,684 29,623 SH   SOLE   29,623 0 0
Ishares Jpm USB Emerg Mkts Government Bond 464288281 128 1,128 SH   SOLE   1,128 0 0
Ishares MSCI EAFE Large Blend 464287465 18 273 SH   SOLE   273 0 0
Ishares MSCI Emerging Mkts Small Growth 464287234 0 108 SH   SOLE   108 0 0
Ishares Nasdaq Biotechnology Mid Blend 464287556 5 43 SH   SOLE   43 0 0
Ishares Russell 1000 Growth Large Growth 464287614 2,111 13,415 SH   SOLE   13,415 0 0
Ishares Russell 1000 Index Large Blend 464287622 1,404 8,627 SH   SOLE   8,627 0 0
IShares Russell 1000 Value Large Value 464287598 1,580 12,417 SH   SOLE   12,417 0 0
Ishares Russell 2000 Growth Small Blend 464287648 154 766 SH   SOLE   766 0 0
IShares Russell 2000 Index Fun Small Blend 464287655 2,292 14,738 SH   SOLE   14,738 0 0
Ishares Russell Midcap Index Mid Blend 464287499 102 1,820 SH   SOLE   1,820 0 0
Ishares S&P 500 Index Large Blend 464287200 1,563 5,304 SH   SOLE   5,304 0 0
Ishares S&P Midcap 400 Index Mid Blend 464287507 1,484 7,637 SH   SOLE   7,637 0 0
Ishares Short Maturity Corporate Bond 46431W507 5,211 103,537 SH   SOLE   103,537 0 0
Ishares Silver Trust Large Blend 46428Q109 7 500 SH   SOLE   500 0 0
Ishares Trust Dow Jones Select Large Blend 464287168 557 5,590 SH   SOLE   5,590 0 0
Ishares US Treasury Bond Government Bond 46429B267 9,313 360,757 SH   SOLE   360,757 0 0
J.P. Morgan Chase & Company Large Blend 46625H100 51 460 SH   SOLE   460 0 0
Johnson and Johnson Large Blend 478160104 565 4,059 SH   SOLE   4,059 0 0
Kimberly-Clark Corp. Large Blend 494368103 94 703 SH   SOLE   703 0 0
KRAFT HEINZ CO COM Large Growth 50076Q106 1 23 SH   SOLE   23 0 0
L-3 Communications Holdings Large Blend 502424104 74 300 SH   SOLE   300 0 0
Lannett Inc Small Growth 516012101 0 58 SH   SOLE   58 0 0
Leh Brothers Capital Trust Small Growth 52519Y209 0 500 SH   SOLE   500 0 0
Linens N Things Mid Blend 535679104 40 200 SH   SOLE   200 0 0
Lockheed Martin Corp Large Blend 539830109 36 100 SH   SOLE   100 0 0
Lowes Companies, Inc. Large Blend 548661107 104 1,035 SH   SOLE   1,035 0 0
M D U Resources Group Mid Blend 552690109 32 1,237 SH   SOLE   1,237 0 0
McDonalds Large Blend 580135101 71 340 SH   SOLE   340 0 0
Medtronic Inc Large Blend G5960L103 78 800 SH   SOLE   800 0 0
Merck & Co. Large Blend 58933Y105 102 1,217 SH   SOLE   1,217 0 0
Microsoft Corp Large Blend 594918104 1,010 7,539 SH   SOLE   7,539 0 0
Mitsubishi Ufj Finl Adrf Spons Large Blend 606822104 3 600 SH   SOLE   600 0 0
Mondelez International Large Blend 609207105 4 69 SH   SOLE   69 0 0
N B T Bancorp Inc Small Blend 628778102 7 179 SH   SOLE   179 0 0
Nano Superlattice Small Blend 63008A107 0 450 SH   SOLE   450 0 0
National Fuel Gas Co. Mid Blend 636180101 5 100 SH   SOLE   100 0 0
Nestle Sa Ord Large Blend H57312649 120 1,160 SH   SOLE   1,160 0 0
Nestle Sa-Sponsored Adr Large Blend 641069406 41 400 SH   SOLE   400 0 0
Newmont Mining Large Blend 651639106 2 56 SH   SOLE   56 0 0
Nike Inc Class B Large Blend 654106103 70 828 SH   SOLE   828 0 0
Northwest Natural Ga Small Value 667655104 163 2,352 SH   SOLE   2,352 0 0
NRG Energy Inc New Mid Growth 629377508 49 1,400 SH   SOLE   1,400 0 0
Patterson Companies Large Blend 703395103 5 200 SH   SOLE   200 0 0
Paypal Holdings Inco Large Growth 70450Y103 11 100 SH   SOLE   100 0 0
Pepsico Large Blend 713448108 144 1,100 SH   SOLE   1,100 0 0
Perpetual Energy Small Value 714270105 0 12 SH   SOLE   12 0 0
Pfizer Large Blend 717081103 98 2,267 SH   SOLE   2,267 0 0
Philip Morris Intl Inc Large Growth 718172109 8 100 SH   SOLE   100 0 0
Phillips 66 Large Value 718546104 19 200 SH   SOLE   200 0 0
Pimco Exch Traded Fund Large Blend 72201R817 1,223 11,386 SH   SOLE   11,386 0 0
Pinelawn Cemetery Mid Growth 723104105 35 125 SH   SOLE   125 0 0
Powershares Nasdaq Large Growth 73935X146 18 134 SH   SOLE   134 0 0
Prairiesky Rty Ltd Small Value 739721108 0 8 SH   SOLE   8 0 0
Proctor & Gamble Large Blend 742718109 167 1,525 SH   SOLE   1,525 0 0
Quanta Services Mid Blend 74762e102 187 4,900 SH   SOLE   4,900 0 0
Ready Capital Corp Small Blend 75574U101 230 15,460 SH   SOLE   15,460 0 0
SPDR Trust Union Mid Value 78462F103 1,101 3,758 SH   SOLE   3,758 0 0
Sanderson Farms Inc Small Blend 800013104 5 34 SH   SOLE   34 0 0
Sap SE Ord Large Growth D66992104 19 142 SH   SOLE   142 0 0
Schwab Emerging Mkt ETF Large Blend 808524706 169 6,451 SH   SOLE   6,451 0 0
Schwab Intl Eq ETF Large Growth 808524805 2,067 64,408 SH   SOLE   64,408 0 0
Schwab Intl Small Small Blend 808524748 2,427 77,728 SH   SOLE   77,728 0 0
Schwab US Broad Mkt ETF Large Growth 808524102 8,055 114,209 SH   SOLE   114,209 0 0
Schwab US Equity Dividend Large Growth 808524797 4,995 94,115 SH   SOLE   94,115 0 0
Schwab US Large Cap ETF Large Growth 808524201 27,169 387,076 SH   SOLE   387,076 0 0
Schwab US Large Growth ETF Large Growth 808524300 1,223 14,699 SH   SOLE   14,699 0 0
Schwab US Mid-Cap ETF Mid Growth 808524508 9,315 163,167 SH   SOLE   163,167 0 0
Schwab US Reit ETF Large Blend 808524847 51 1,150 SH   SOLE   1,150 0 0
Schwab US Smallcap ETF Small Growth 808524607 5,573 77,968 SH   SOLE   77,968 0 0
Scotts Liquid Gold Small Growth 810202101 6 4,032 SH   SOLE   4,032 0 0
Sector Technology Select Large Growth 81369Y605 676 8,659 SH   SOLE   8,659 0 0
SPDR Index Shares Funds Spdr Large Blend 78463X848 415 11,319 SH   SOLE   11,319 0 0
SPDR S&P 500 Value Large Value 78464A508 265 8,456 SH   SOLE   8,456 0 0
Spire Corp Small Growth 848565107 0 400 SH   SOLE   400 0 0
Spyglass Resources Small Growth 852193101 0 92 SH   SOLE   92 0 0
Starbucks Corp. Large Blend 855244109 161 1,924 SH   SOLE   1,924 0 0
Stryker Corporation Large Blend 863667101 144 700 SH   SOLE   700 0 0
Super Micro Computer Large Growth 86800U104 1 72 SH   SOLE   72 0 0
Synaptics Inc Large Blend 87157D109 1 33 SH   SOLE   33 0 0
Sysco Corporation Large Blend 871829107 35 500 SH   SOLE   500 0 0
Target Corporation Large Blend 87612E106 52 600 SH   SOLE   600 0 0
Tenaris S A Adr F Spons Large Blend 88031M109 5 200 SH   SOLE   200 0 0
Tenn Vly Auth 5.49 6/1/2028 P Corporate Bond 880591300 25 975 SH   SOLE   975 0 0
Tennessee Vly Au Pfd Small Growth 880591409 13 500 SH   SOLE   500 0 0
Tesla Motors Inc Small Growth 88160R101 2 10 SH   SOLE   10 0 0
Teva Pharm Inds Ltd. ADRF Large Blend 881624209 7 750 SH   SOLE   750 0 0
Texas Instruments, Inc. Large Blend 882508104 69 600 SH   SOLE   600 0 0
The Travelers Companies Large Blend 89417E109 1 8 SH   SOLE   8 0 0
Thermo Fisher Scientific Com Large Growth 883556102 183 623 SH   SOLE   623 0 0
Under Armour Inc Large Growth 904311107 1 21 SH   SOLE   21 0 0
Under Armour Inc Large Blend 904311206 0 21 SH   SOLE   21 0 0
Unilever Plc Adr Large Blend 904767704 0 1 SH   SOLE   1 0 0
Uniontown Energy Xxx Small Blend 909089203 0 1,000 SH   SOLE   1,000 0 0
United Contl Hldgs Inc Large Blend 902549807 4 44 SH   SOLE   44 0 0
United Healthcare Corp Large Blend 91324P102 156 641 SH   SOLE   641 0 0
United Parcel Service B Class Large Blend 911312106 77 750 SH   SOLE   750 0 0
United Technologies Corp Large Blend 913017109 221 1,700 SH   SOLE   1,700 0 0
Universal Hlth Svcs Mid Value 913903308 55 400 SH   SOLE   400 0 0
Vanguard Extended Market Mid Blend 922908652 170 1,430 SH   SOLE   1,430 0 0
Vanguard High Dividend Yield E Large Value 921946406 631 7,225 SH   SOLE   7,225 0 0
Vanguard Mid Cap ETF IV Mid Blend 922908629 43 257 SH   SOLE   257 0 0
Vanguard Reit Small Value 922908553 26 301 SH   SOLE   301 0 0
Vanguard S&P 500 ETF Large Blend 922908363 51 191 SH   SOLE   191 0 0
Vanguard Small Cap ETF Small Blend 922908751 115 732 SH   SOLE   732 0 0
Vanguard Total Stock Market Large Blend 922908769 390 2,600 SH   SOLE   2,600 0 0
Verizon Communications Large Blend 92343V104 15 255 SH   SOLE   255 0 0
Visa Inc Cl A Class A Large Value 92826C839 8 45 SH   SOLE   45 0 0
Vodafone Airtouch ADR Large Blend 92857W100 8 462 SH   SOLE   462 0 0
WABTEC Corp Mid Blend 929740108 1 15 SH   SOLE   15 0 0
Walgreens Boots Allianc Large Growth 931427108 98 1,796 SH   SOLE   1,796 0 0
Wells Fargo & Co New Large Blend 949746101 312 6,592 SH   SOLE   6,592 0 0
Wisconsin Egy CP Hldg Mid Blend 92939U106 83 1,000 SH   SOLE   1,000 0 0
Wisdomtree Intl Hedged Large Growth 97717X594 171 5,224 SH   SOLE   5,224 0 0
XCEL Energy, Inc. Large Blend 98389B100 187 3,137 SH   SOLE   3,137 0 0