The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   236,831 673 SH   SOLE   0 0 673
EATON CORP PLC SHS G29183103   617,144 1,860 SH   SOLE   0 0 1,860
MEDTRONIC PLC SHS G5960L103   360,487 4,513 SH   SOLE   0 0 4,513
CHUBB LIMITED COM H1467J104   461,221 1,669 SH   SOLE   0 0 1,669
ABBVIE INC COM 00287Y109   420,131 2,364 SH   SOLE   0 0 2,364
ALPHABET INC CAP STK CL C 02079K107   382,365 2,008 SH   SOLE   0 0 2,008
ALPHABET INC CAP STK CL A 02079K305   621,196 3,282 SH   SOLE   0 0 3,282
AMAZON COM INC COM 023135106   1,271,966 5,798 SH   SOLE   0 0 5,798
AMERICAN CENTY ETF TR US QUALITY GROW 025072307   7,571,235 75,940 SH   SOLE   0 0 75,940
AMERICAN ELEC PWR CO INC COM 025537101   210,042 2,277 SH   SOLE   0 0 2,277
AMERICAN EXPRESS CO COM 025816109   868,245 2,925 SH   SOLE   0 0 2,925
AMGEN INC COM 031162100   1,770,938 6,795 SH   SOLE   0 0 6,795
APPLE INC COM 037833100   3,190,726 12,741 SH   SOLE   0 0 12,741
BANK AMERICA CORP COM 060505104   234,530 5,336 SH   SOLE   0 0 5,336
BANK NEW YORK MELLON CORP COM 064058100   418,361 5,445 SH   SOLE   0 0 5,445
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,203,495 2,655 SH   SOLE   0 0 2,655
BLACKSTONE INC COM 09260D107   813,911 4,721 SH   SOLE   0 0 4,721
BLACKROCK INC COM 09290D101   576,532 562 SH   SOLE   0 0 562
BRISTOL-MYERS SQUIBB CO COM 110122108   359,713 6,360 SH   SOLE   0 0 6,360
BROADCOM INC COM 11135F101   1,116,903 4,818 SH   SOLE   0 0 4,818
CME GROUP INC COM 12572Q105   219,722 946 SH   SOLE   0 0 946
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   1,876,077 68,771 SH   SOLE   0 0 68,771
CARDINAL HEALTH INC COM 14149Y108   292,157 2,470 SH   SOLE   0 0 2,470
CATERPILLAR INC COM 149123101   638,851 1,761 SH   SOLE   0 0 1,761
CHEVRON CORP NEW COM 166764100   291,005 2,009 SH   SOLE   0 0 2,009
CISCO SYS INC COM 17275R102   764,006 12,906 SH   SOLE   0 0 12,906
CITIGROUP INC COM NEW 172967424   459,313 6,525 SH   SOLE   0 0 6,525
COCA COLA CO COM 191216100   357,420 5,741 SH   SOLE   0 0 5,741
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   320,144 4,163 SH   SOLE   0 0 4,163
COSTCO WHSL CORP NEW COM 22160K105   846,710 924 SH   SOLE   0 0 924
ENTERGY CORP NEW COM 29364G103   206,991 2,730 SH   SOLE   0 0 2,730
EXXON MOBIL CORP COM 30231G102   569,490 5,294 SH   SOLE   0 0 5,294
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   159,684 23,414 SH   SOLE   0 0 23,414
META PLATFORMS INC CL A 30303M102   480,214 820 SH   SOLE   0 0 820
FIDELITY COVINGTON TRUST FUNDAMENTAL SMAL 316092295   454,147 16,895 SH   SOLE   0 0 16,895
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832   246,343 4,795 SH   SOLE   0 0 4,795
GENERAL DYNAMICS CORP COM 369550108   202,940 770 SH   SOLE   0 0 770
GOLDMAN SACHS GROUP INC COM 38141G104   415,354 725 SH   SOLE   0 0 725
HOME DEPOT INC COM 437076102   787,756 2,025 SH   SOLE   0 0 2,025
INTERNATIONAL BUSINESS MACHS COM 459200101   529,438 2,408 SH   SOLE   0 0 2,408
INVESCO QQQ TR UNIT SER 1 46090E103   1,840,594 3,600 SH   SOLE   0 0 3,600
INTUIT COM 461202103   367,609 585 SH   SOLE   0 0 585
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274   1,407,559 21,414 SH   SOLE   0 0 21,414
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   1,277,962 10,345 SH   SOLE   0 0 10,345
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   234,889 3,356 SH   SOLE   0 0 3,356
ISHARES TR CORE S&P500 ETF 464287200   11,746,723 19,954 SH   SOLE   0 0 19,954
ISHARES TR CORE US AGGBD ET 464287226   1,470,799 15,179 SH   SOLE   0 0 15,179
ISHARES TR MSCI EMG MKT ETF 464287234   598,881 14,320 SH   SOLE   0 0 14,320
ISHARES TR S&P 500 GRWT ETF 464287309   2,506,995 24,692 SH   SOLE   0 0 24,692
ISHARES TR 7-10 YR TRSY BD 464287440   2,381,084 25,755 SH   SOLE   0 0 25,755
ISHARES TR 1 3 YR TREAS BD 464287457   4,972,575 60,656 SH   SOLE   0 0 60,656
ISHARES TR MSCI EAFE ETF 464287465   656,518 8,683 SH   SOLE   0 0 8,683
ISHARES TR CORE S&P MCP ETF 464287507   1,461,736 23,459 SH   SOLE   0 0 23,459
ISHARES TR RUS 1000 VAL ETF 464287598   304,645 1,646 SH   SOLE   0 0 1,646
ISHARES TR CORE S&P US VLU 464287663   1,891,404 20,428 SH   SOLE   0 0 20,428
ISHARES TR CORE S&P SCP ETF 464287804   1,078,015 9,356 SH   SOLE   0 0 9,356
ISHARES TR EAFE SML CP ETF 464288273   419,529 6,906 SH   SOLE   0 0 6,906
ISHARES TR INTL SEL DIV ETF 464288448   225,672 8,242 SH   SOLE   0 0 8,242
ISHARES TR 3 7 YR TREAS BD 464288661   5,349,899 46,299 SH   SOLE   0 0 46,299
ISHARES TR SHORT TREAS BD 464288679   1,951,513 17,723 SH   SOLE   0 0 17,723
ISHARES TR MSCI USA QLT FCT 46432F339   828,122 4,650 SH   SOLE   0 0 4,650
ISHARES TR CORE MSCI EAFE 46432F842   947,241 13,478 SH   SOLE   0 0 13,478
ISHARES TR MSCI INTL QUALTY 46434V456   2,011,687 54,194 SH   SOLE   0 0 54,194
ISHARES TR CORE DIV GRWTH 46434V621   2,616,559 42,657 SH   SOLE   0 0 42,657
ISHARES TR TRS FLT RT BD 46434V860   1,050,262 20,810 SH   SOLE   0 0 20,810
ISHARES TR MSCI USA SMCP MN 46435G433   708,033 17,077 SH   SOLE   0 0 17,077
JPMORGAN CHASE & CO. COM 46625H100   988,244 4,123 SH   SOLE   0 0 4,123
JOHNSON & JOHNSON COM 478160104   606,535 4,194 SH   SOLE   0 0 4,194
ELI LILLY & CO COM 532457108   1,068,167 1,384 SH   SOLE   0 0 1,384
LOCKHEED MARTIN CORP COM 539830109   275,872 568 SH   SOLE   0 0 568
MCDONALDS CORP COM 580135101   643,969 2,221 SH   SOLE   0 0 2,221
MERCK & CO INC COM 58933Y105   624,561 6,278 SH   SOLE   0 0 6,278
MICROSOFT CORP COM 594918104   2,171,746 5,152 SH   SOLE   0 0 5,152
NORTHROP GRUMMAN CORP COM 666807102   383,110 816 SH   SOLE   0 0 816
NVIDIA CORPORATION COM 67066G104   871,591 6,490 SH   SOLE   0 0 6,490
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   989,840 91,567 SH   SOLE   0 0 91,567
ORACLE CORP COM 68389X105   788,308 4,731 SH   SOLE   0 0 4,731
PACER FDS TR US CASH COWS 100 69374H881   1,072,727 18,993 SH   SOLE   0 0 18,993
PALO ALTO NETWORKS INC COM 697435105   223,995 1,231 SH   SOLE   0 0 1,231
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,113,813 12,318 SH   SOLE   0 0 12,318
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   588,076 5,861 SH   SOLE   0 0 5,861
PROCTER AND GAMBLE CO COM 742718109   863,703 5,152 SH   SOLE   0 0 5,152
QUALCOMM INC COM 747525103   456,699 2,973 SH   SOLE   0 0 2,973
REALTY INCOME CORP COM 756109104   351,586 6,583 SH   SOLE   0 0 6,583
SPDR GOLD TR GOLD SHS 78463V107   242,130 1,000 SH   SOLE   0 0 1,000
SPDR SER TR PORTFOLIO S&P600 78468R853   2,934,449 65,326 SH   SOLE   0 0 65,326
SALESFORCE INC COM 79466L302   217,495 651 SH   SOLE   0 0 651
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   9,150,568 334,940 SH   SOLE   0 0 334,940
SNAP ON INC COM 833034101   438,482 1,292 SH   SOLE   0 0 1,292
STEEL DYNAMICS INC COM 858119100   271,814 2,383 SH   SOLE   0 0 2,383
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   812,308 4,113 SH   SOLE   0 0 4,113
TEXAS INSTRS INC COM 882508104   284,327 1,516 SH   SOLE   0 0 1,516
TORONTO DOMINION BK ONT COM NEW 891160509   212,960 4,000 SH   SOLE   0 0 4,000
TRAVELERS COMPANIES INC COM 89417E109   304,408 1,264 SH   SOLE   0 0 1,264
UNION PAC CORP COM 907818108   1,144,257 5,018 SH   SOLE   0 0 5,018
UNITEDHEALTH GROUP INC COM 91324P102   511,535 1,011 SH   SOLE   0 0 1,011
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,205,153 6,154 SH   SOLE   0 0 6,154
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   235,838 4,108 SH   SOLE   0 0 4,108
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,260,229 16,155 SH   SOLE   0 0 16,155
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696   263,014 3,516 SH   SOLE   0 0 3,516
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712   246,545 3,306 SH   SOLE   0 0 3,306
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   297,506 5,935 SH   SOLE   0 0 5,935
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   371,259 689 SH   SOLE   0 0 689
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,474,241 39,001 SH   SOLE   0 0 39,001
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,676,242 5,784 SH   SOLE   0 0 5,784
VISA INC COM CL A 92826C839   570,344 1,805 SH   SOLE   0 0 1,805
WALMART INC COM 931142103   1,051,471 11,638 SH   SOLE   0 0 11,638
WASTE MGMT INC DEL COM 94106L109   265,279 1,315 SH   SOLE   0 0 1,315