The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 380 3,219 SH   SOLE   3,219 0 0
AbbVie Inc. COM 00287Y109 55 513 SH   SOLE   513 0 0
Accenture Plc Fclass A SHS CLASS A G1151C101 429 1,340 SH   SOLE   1,340 0 0
ADOBE INC COM 00724F101 946 1,643 SH   SOLE   1,643 0 0
ALLY FINL INC. COM 02005N100 2,210 43,296 SH   SOLE   43,296 0 0
Alphabet Inc. - Class A CAP STK CL A 02079K305 380 142 SH   SOLE   142 0 0
Alphabet Inc - Class C CAP STK CL C 02079K107 4,294 1,611 SH   SOLE   1,611 0 0
AMAZON.COM INC. COM 023135106 2,142 652 SH   SOLE   652 0 0
ANHEUSER BUSCH INBEV S F SPONSORED ADR 1 ADR REPS 1 ORD SHS SPONSORED ADR 03524A108 1,726 30,615 SH   SOLE   30,615 0 0
Apple Inc. COM 037833100 361 2,552 SH   SOLE   2,552 0 0
Applied Materials Inc COM 038222105 423 3,286 SH   SOLE   3,286 0 0
AUTO DATA PROCESSING COM 053015103 2,520 12,603 SH   SOLE   12,603 0 0
Autozone Inc. COM 053332102 1,411 831 SH   SOLE   831 0 0
Ball Corp COM 058498106 1,086 12,072 SH   SOLE   12,072 0 0
Bank Of America Corp COM 060505104 226 5,319 SH   SOLE   5,319 0 0
Bath & Body Wks Inc. COM 070830104 2,114 33,535 SH   SOLE   33,535 0 0
BHP Group Limited SPONSORED ADS 088606108 125 2,333 SH   SOLE   2,333 0 0
BRIT AMER TOBACCO PLC SPONSORED ADR 110448107 3,304 93,654 SH   SOLE   93,654 0 0
CANADIAN NATL RAILWY F COM 136375102 1,525 13,189 SH   SOLE   13,189 0 0
CANADIAN PAC RAILWAY F COM 13645T100 1,681 25,833 SH   SOLE   25,833 0 0
Carvana Co Class A CL A 146869102 997 3,305 SH   SOLE   3,305 0 0
CBRE GROUP INC CLASS A CL A 12504L109 1,646 16,909 SH   SOLE   16,909 0 0
CHARTER COMMUNICATN CLASS CL A 16119P108 3,464 4,761 SH   SOLE   4,761 0 0
CITIGROUP INC COM NEW 172967424 2,328 33,172 SH   SOLE   33,172 0 0
Colgate-Palmolive Co COM 194162103 53 700 SH   SOLE   700 0 0
Conagra Foods Inc COM 205887102 213 6,276 SH   SOLE   6,276 0 0
ContextLogic, Inc. COM CL A 21077C107 303 55,543 SH   SOLE   55,543 0 0
DANAHER CORP COM 235851102 1,088 3,575 SH   SOLE   3,575 0 0
Datadog Inc. Class A CL A COM 23804L103 1,199 8,480 SH   SOLE   8,480 0 0
Dimensional Emerg Core Eqy Mrkt ETF EMGR CRE EQT MNG 25434V302 144 5,276 SH   SOLE   5,276 0 0
Dimensional Intern Core Eqt Mkt ETF INTL CORE EQT MK 25434V203 10,003 346,000 SH   SOLE   346,000 0 0
Ecolab Inc. COM 278865100 170 815 SH   SOLE   815 0 0
Energy Select Sector SPDR ETF ENERGY 81369Y506 591 11,340 SH   SOLE   11,340 0 0
Expedia Group Inc. COM NEW 30212P303 1,228 7,494 SH   SOLE   7,494 0 0
FACEBOOK INC CLASS CL A 30303M102 2,197 6,474 SH   SOLE   6,474 0 0
Fedex Corporation COM 31428X106 235 1,073 SH   SOLE   1,073 0 0
Fidelity Natl Finl FNF GROUP COM 31620R303 2,132 47,030 SH   SOLE   47,030 0 0
First Trust North American Energy ETF NO AMER ENERGY 33738D101 125 5,282 SH   SOLE   5,282 0 0
Goldman Sachs Group Inc COM 38141G104 411 1,086 SH   SOLE   1,086 0 0
Hilton Grand Vacations I COM 43283X105 2,480 52,134 SH   SOLE   52,134 0 0
Intel Corp COM 458140100 37 700 SH   SOLE   700 0 0
INTERCONTL HOTELS GROU SPONSORED ADS 45857P806 2,267 35,262 SH   SOLE   35,262 0 0
Intuit Inc COM 461202103 503 933 SH   SOLE   933 0 0
iShares 20Yr Treasury Bond ETF 464287432 763 5,287 SH   SOLE   5,287 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 32 430 SH   SOLE   430 0 0
iShares Core S&P Mid Cap ETF 464287507 239 907 SH   SOLE   907 0 0
iShares Core S&P Small Cap ETF 464287804 12,360 113,197 SH   SOLE   113,197 0 0
IShares Russel Mid-Cap ETF ETF 464287499 63 800 SH   SOLE   800 0 0
iShares Russell 2000 ETF 464287655 60 275 SH   SOLE   275 0 0
iShares TIPS Bond ETF ETF 464287176 5,273 41,292 SH   SOLE   41,292 0 0
JPMORGAN CHASE & CO COM 46625H100 417 2,546 SH   SOLE   2,546 0 0
JD.COM INC SPON ADR CL A 47215P106 1,048 14,513 SH   SOLE   14,513 0 0
Keysight Tech Inc COM 49338L103 242 1,470 SH   SOLE   1,470 0 0
KKR & CO INC COM 48251W104 2,742 45,045 SH   SOLE   45,045 0 0
Linde plc SHS G5494J103 91 310 SH   SOLE   310 0 0
LKQ CORP COM 501889208 1,792 35,614 SH   SOLE   35,614 0 0
McDonalds Corp. COM 580135101 405 1,680 SH   SOLE   1,680 0 0
MEDTRONIC PLC SHS G5960L103 75 600 SH   SOLE   600 0 0
MICROSOFT CORP COM 594918104 5,092 18,063 SH   SOLE   18,063 0 0
Moderna Inc COM 60770K107 981 2,550 SH   SOLE   2,550 0 0
MOODYS CORP COM 615369105 1,078 3,036 SH   SOLE   3,036 0 0
Nextera Energy Inc COM 65339F101 421 5,362 SH   SOLE   5,362 0 0
Nike Inc Class B CL B 654106103 35 243 SH   SOLE   243 0 0
Onemain Holdings Incorpo COM 68268W103 2,162 39,083 SH   SOLE   39,083 0 0
Oracle Corporation COM 68389X105 53 610 SH   SOLE   610 0 0
OTIS WORLDWIDE CORP COM 68902V107 2,299 27,940 SH   SOLE   27,940 0 0
Pfizer Incorporated COM 717081103 189 4,386 SH   SOLE   4,386 0 0
PHILIP MORRIS INTL COM 718172109 1,999 21,085 SH   SOLE   21,085 0 0
PROCTER & GAMBLE COM 742718109 2,689 19,235 SH   SOLE   19,235 0 0
RH COM 74967X103 1,058 1,587 SH   SOLE   1,587 0 0
S&P GLOBAL INC COM 78409V104 1,136 2,674 SH   SOLE   2,674 0 0
Salesforce.com, Inc. COM 79466L302 378 1,394 SH   SOLE   1,394 0 0
SEAGATE TECHNOLOGY SHS G7997R103 2,488 30,156 SH   SOLE   30,156 0 0
Service Now Inc COM 81762P102 994 1,597 SH   SOLE   1,597 0 0
SHOPIFY INC CL A 82509L107 1,441 1,063 SH   SOLE   1,063 0 0
Snap Inc Class A CL A 83304A106 1,112 15,060 SH   SOLE   15,060 0 0
Square Inc. Class A CL A 852234103 936 3,901 SH   SOLE   3,901 0 0
Spdr Gold Shares GOLD SHS 78463V107 10,395 63,299 SH   SOLE   63,299 0 0
Spdr S&P 500 TR UNIT 78462F103 2,741 6,388 SH   SOLE   6,388 0 0
Spdr S&P Metals & Mining Etf S&P METALS MNG 78464A755 1,301 31,172 SH   SOLE   31,172 0 0
Starbucks Corp COM 855244109 1,733 15,710 SH   SOLE   15,710 0 0
T Rowe Price Group COM 74144T108 392 1,995 SH   SOLE   1,995 0 0
Target Corporation COM 87612E106 579 2,533 SH   SOLE   2,533 0 0
THE COCA-COLA CO COM 191216100 1,829 34,862 SH   SOLE   34,862 0 0
Thermo Fisher Scntfc COM 883556102 86 150 SH   SOLE   150 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,303 24,031 SH   SOLE   24,031 0 0
UNION PACIFIC CORPORATION COM 907818108 300 1,528 SH   SOLE   1,528 0 0
UNITEDHEALTH GRP INC COM 91324P102 321 822 SH   SOLE   822 0 0
Vaneck Vectors Gold Miners ETF ETF 92189F106 668 22,667 SH   SOLE   22,667 0 0
Vanguard FTSE All World Ex US ETF ALLWRLD EX US 922042775 28,518 467,819 SH   SOLE   467,819 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 15,849 316,919 SH   SOLE   316,919 0 0
Vanguard S&P 500 ETF ETF 922908363 4,837 12,265 SH   SOLE   12,265 0 0
Vanguard BD INDEX FDS TOTAL BND MRKT 921937835 1,331 15,574 SH   SOLE   15,574 0 0
Victorias Secret & Co COMMON STOCK 926400102 962 17,406 SH   SOLE   17,406 0 0
Visa Inc Class A COM CL A 92826C839 1,698 7,625 SH   SOLE   7,625 0 0
WALT DISNEY CO COM 254687106 34 200 SH   SOLE   200 0 0
Waste Management Inc COM 94106L109 341 2,286 SH   SOLE   2,286 0 0
ZEBRA TECHNOLOGIES CORP CL A 989207105 1,491 2,892 SH   SOLE   2,892 0 0