The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   432,119,423 6,662,341 SH   SOLE   6,662,340 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   409,966,319 7,369,519 SH   SOLE   7,369,518 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   364,449,242 5,859,313 SH   SOLE   5,859,312 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   263,819,684 6,328,129 SH   SOLE   6,328,128 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   138,610,606 3,639,984 SH   SOLE   3,639,984 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   55,732,163 1,809,486 SH   SOLE   1,809,485 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   26,852,760 871,560 SH   SOLE   871,559 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   21,710,337 289,047 SH   SOLE   289,047 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   19,904,938 689,707 SH   SOLE   689,706 0 0
APPLE INC COM 037833100   14,774,031 63,408 SH   SOLE   63,407 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   13,640,817 508,417 SH   SOLE   508,416 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   12,345,635 424,833 SH   SOLE   424,832 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   12,001,750 437,860 SH   SOLE   437,860 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   8,114,714 285,127 SH   SOLE   285,126 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,393,867 11,085 SH   SOLE   11,084 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,265,296 22,197 SH   SOLE   22,196 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   4,513,822 61,105 SH   SOLE   61,104 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,922,584 19,537 SH   SOLE   19,536 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,798,736 110,783 SH   SOLE   110,782 0 0
SUNSTONE HOTEL INVS INC NEW COM 867892101   3,575,694 346,482 SH   SOLE   346,481 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,515,040 12,414 SH   SOLE   12,413 0 0
AMAZON COM INC COM 023135106   2,763,833 14,833 SH   SOLE   14,833 0 0
MICROSOFT CORP COM 594918104   2,493,921 5,796 SH   SOLE   5,795 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,438,051 4,620 SH   SOLE   4,620 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,344,611 8,887 SH   SOLE   8,886 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   2,289,501 53,858 SH   SOLE   53,857 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,230,188 13,301 SH   SOLE   13,301 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   1,977,824 82,238 SH   SOLE   82,237 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,838,233 3,204 SH   SOLE   3,203 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,738,751 12,241 SH   SOLE   12,241 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,683,371 31,846 SH   SOLE   31,845 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,551,767 8,889 SH   SOLE   8,889 0 0
META PLATFORMS INC CL A 30303M102   1,518,404 2,653 SH   SOLE   2,652 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,371,693 11,728 SH   SOLE   11,727 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,258,712 10,020 SH   SOLE   10,020 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,155,952 24,213 SH   SOLE   24,213 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   1,099,365 1,874 SH   SOLE   1,874 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,043,424 16,562 SH   SOLE   16,562 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   989,642 8,268 SH   SOLE   8,267 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   988,638 2,148 SH   SOLE   2,148 0 0
NVIDIA CORPORATION COM 67066G104   965,510 7,951 SH   SOLE   7,950 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   949,878 9,750 SH   SOLE   9,750 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   882,002 17,126 SH   SOLE   17,126 0 0
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   881,702 17,367 SH   SOLE   17,366 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   877,880 22,784 SH   SOLE   22,784 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   864,605 25,377 SH   SOLE   25,377 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   787,872 26,680 SH   SOLE   26,680 0 0
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   716,923 64,529 SH   SOLE   64,529 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE   1 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   679,837 1,393 SH   SOLE   1,392 0 0
ISHARES TR INTERNATIONAL SL 46434V266   666,670 18,913 SH   SOLE   18,912 0 0
ORACLE CORP COM 68389X105   618,211 3,628 SH   SOLE   3,628 0 0
ISHARES INC CORE MSCI EMKT 46434G103   611,179 10,646 SH   SOLE   10,645 0 0
ELI LILLY & CO COM 532457108   611,025 690 SH   SOLE   689 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   608,849 9,760 SH   SOLE   9,760 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   605,992 18,779 SH   SOLE   18,778 0 0
ALPHABET INC CAP STK CL A 02079K305   596,959 3,599 SH   SOLE   3,599 0 0
JPMORGAN CHASE & CO. COM 46625H100   586,823 2,783 SH   SOLE   2,783 0 0
SCHWAB CHARLES CORP COM 808513105   564,106 8,704 SH   SOLE   8,704 0 0
ISHARES TR EAFE SML CP ETF 464288273   557,204 8,230 SH   SOLE   8,230 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   511,036 5,326 SH   SOLE   5,326 0 0
EXXON MOBIL CORP COM 30231G102   496,473 4,235 SH   SOLE   4,235 0 0
F N B CORP COM 302520101   491,776 34,853 SH   SOLE   34,853 0 0
ALPHABET INC CAP STK CL C 02079K107   484,930 2,900 SH   SOLE   2,900 0 0
ISHARES TR SP SMCP600VL ETF 464287879   443,296 4,118 SH   SOLE   4,117 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   425,562 6,671 SH   SOLE   6,671 0 0
ISHARES TR MSCI EAFE ETF 464287465   414,304 4,954 SH   SOLE   4,954 0 0
UNITEDHEALTH GROUP INC COM 91324P102   407,522 697 SH   SOLE   697 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   395,724 1,998 SH   SOLE   1,998 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   392,594 7,268 SH   SOLE   7,267 0 0
VISA INC COM CL A 92826C839   390,429 1,420 SH   SOLE   1,420 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   371,799 5,261 SH   SOLE   5,261 0 0
BANK NEW YORK MELLON CORP COM 064058100   361,600 5,032 SH   SOLE   5,032 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   353,589 5,316 SH   SOLE   5,315 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   343,837 7,186 SH   SOLE   7,185 0 0
TESLA INC COM 88160R101   338,097 1,292 SH   SOLE   1,292 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   334,136 9,506 SH   SOLE   9,506 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   334,019 4,923 SH   SOLE   4,922 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   331,071 2,582 SH   SOLE   2,582 0 0
ARISTA NETWORKS INC COM 040413106   314,732 820 SH   SOLE   820 0 0
ISHARES TR EAFE VALUE ETF 464288877   293,923 5,109 SH   SOLE   5,109 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   291,824 4,067 SH   SOLE   4,066 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   286,539 503 SH   SOLE   503 0 0
ABBVIE INC COM 00287Y109   283,186 1,434 SH   SOLE   1,434 0 0
UNION PAC CORP COM 907818108   279,156 1,133 SH   SOLE   1,132 0 0
JOHNSON & JOHNSON COM 478160104   274,770 1,695 SH   SOLE   1,695 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   273,184 2,871 SH   SOLE   2,871 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   270,527 6,816 SH   SOLE   6,816 0 0
BROADCOM INC COM 11135F101   261,338 1,515 SH   SOLE   1,515 0 0
AMGEN INC COM 031162100   254,546 790 SH   SOLE   790 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   251,911 3,543 SH   SOLE   3,543 0 0
HONEYWELL INTL INC COM 438516106   250,739 1,213 SH   SOLE   1,213 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   245,152 3,115 SH   SOLE   3,115 0 0
AMERICAN CENTY ETF TR AVANTIS EMERGING 025072141   243,073 4,130 SH   SOLE   4,130 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   238,321 5,796 SH   SOLE   5,795 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   236,669 3,595 SH   SOLE   3,595 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   234,245 4,929 SH   SOLE   4,929 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   231,116 1,290 SH   SOLE   1,290 0 0
ISHARES TR MORNINGSTR US EQ 464287127   221,844 2,800 SH   SOLE   2,800 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   219,598 447 SH   SOLE   447 0 0
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   216,399 3,927 SH   SOLE   3,927 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   215,582 4,574 SH   SOLE   4,574 0 0
EATON CORP PLC SHS G29183103   215,436 650 SH   SOLE   650 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   215,335 5,960 SH   SOLE   5,960 0 0
PROGRESSIVE CORP COM 743315103   207,576 818 SH   SOLE   818 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   201,027 3,112 SH   SOLE   3,111 0 0
PPG INDS INC COM 693506107   200,411 1,513 SH   SOLE   1,512 0 0
SPRINKLR INC CL A 85208T107   86,290 11,163 SH   SOLE   11,163 0 0