The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100 BBG01K0RTLB4 213,449 6,881 SH   SOLE   0 0 6,881
ABBOTT LABS COM 002824100 BBG001S5N9M6 276,608 2,662 SH   SOLE   0 0 2,662
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 762,235 4,444 SH   SOLE   0 0 4,444
ADOBE INC COM 00724F101 BBG001S5NCQ5 273,881 493 SH   SOLE   0 0 493
AES CORP COM 00130H105 BBG001S6B1L5 227,584 12,953 SH   SOLE   0 0 12,953
ALLEGION PLC ORD SHS G0176J109 BBG003PS7JW0 308,490 2,611 SH   SOLE   0 0 2,611
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 BBG001S7FTC8 249,075 1,025 SH   SOLE   0 0 1,025
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,408,930 7,735 SH   SOLE   0 0 7,735
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,059,840 11,230 SH   SOLE   0 0 11,230
AMAZON COM INC COM 023135106 BBG001S5PQL7 4,383,490 22,683 SH   SOLE   0 0 22,683
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 757,211 12,395 SH   SOLE   0 0 12,395
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXGN9 705,608 14,474 SH   SOLE   0 0 14,474
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 851,641 3,678 SH   SOLE   0 0 3,678
APPLE INC COM 037833100 BBG001S5N8V8 18,107,183 85,971 SH   SOLE   0 0 85,971
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 348,557 1,477 SH   SOLE   0 0 1,477
ARISTA NETWORKS INC COM 040413106 BBG001T51KQ0 303,866 867 SH   SOLE   0 0 867
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 371,251 363 SH   SOLE   0 0 363
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 206,907 2,653 SH   SOLE   0 0 2,653
AT&T INC COM 00206R102 BBG001S5VWH2 699,646 36,611 SH   SOLE   0 0 36,611
AZEK CO INC CL A 05478C105 BBG00RP7FY15 208,544 4,950 SH   SOLE   0 0 4,950
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,306,772 32,858 SH   SOLE   0 0 32,858
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 316,443 1,354 SH   SOLE   0 0 1,354
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,556,750 6,285 SH   SOLE   0 0 6,285
BHP GROUP LTD SPONSORED ADS 088606108 BBG001S5P5K4 502,335 8,799 SH   SOLE   0 0 8,799
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 BBG01GQYLJY8 4,838,925 92,700 SH   SOLE   0 0 92,700
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 BBG001S5PKX7 572,404 50,255 SH   SOLE   0 0 50,255
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 BBG001S6TRK0 392,646 37,502 SH   SOLE   0 0 37,502
BOEING CO COM 097023105 BBG001S5P0V3 614,830 3,378 SH   SOLE   0 0 3,378
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 590,282 7,665 SH   SOLE   0 0 7,665
BROADCOM INC COM 11135F101 BBG00KHY5SY8 404,594 252 SH   SOLE   0 0 252
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 7,575,925 110,954 SH   SOLE   0 0 110,954
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 BBG014YZRRT5 313,169 14,094 SH   SOLE   0 0 14,094
CATERPILLAR INC COM 149123101 BBG001S5PJ06 588,255 1,766 SH   SOLE   0 0 1,766
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 600,809 3,841 SH   SOLE   0 0 3,841
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 263,498 1,033 SH   SOLE   0 0 1,033
CISCO SYS INC COM 17275R102 BBG001S6HC62 350,244 7,372 SH   SOLE   0 0 7,372
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 829,555 13,072 SH   SOLE   0 0 13,072
CNH INDL N V SHS N20944109 BBG0059JSF67 102,992 10,167 SH   SOLE   0 0 10,167
COCA COLA CO COM 191216100 BBG001S5SMQ8 491,187 7,717 SH   SOLE   0 0 7,717
COHEN & STEERS QUALITY INCOM COM 19247L106 BBG001SG5559 157,435 13,479 SH   SOLE   0 0 13,479
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 BBG009XW7GY3 5,921,383 185,507 SH   SOLE   0 0 185,507
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 776,934 19,840 SH   SOLE   0 0 19,840
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 499,726 4,369 SH   SOLE   0 0 4,369
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 790,642 8,842 SH   SOLE   0 0 8,842
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 255,945 1,278 SH   SOLE   0 0 1,278
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 854,257 1,005 SH   SOLE   0 0 1,005
CUMMINS INC COM 231021106 BBG001S5Q9M3 281,361 1,016 SH   SOLE   0 0 1,016
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 596,142 2,386 SH   SOLE   0 0 2,386
DEERE & CO COM 244199105 BBG001S5QFF7 955,503 2,557 SH   SOLE   0 0 2,557
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 3,864,358 140,522 SH   SOLE   0 0 140,522
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 1,818,221 70,283 SH   SOLE   0 0 70,283
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 2,617,079 72,818 SH   SOLE   0 0 72,818
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 268,988 9,066 SH   SOLE   0 0 9,066
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 1,884,117 71,585 SH   SOLE   0 0 71,585
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 213,866 4,477 SH   SOLE   0 0 4,477
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,064,923 10,725 SH   SOLE   0 0 10,725
DOW INC COM 260557103 BBG00BN96931 289,653 5,460 SH   SOLE   0 0 5,460
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 286,958 2,863 SH   SOLE   0 0 2,863
EA SERIES TRUST US QUAN VALUE 02072L102 BBG007D96637 908,287 21,187 SH   SOLE   0 0 21,187
EATON CORP PLC SHS G29183103 BBG001S5QZ45 790,146 2,520 SH   SOLE   0 0 2,520
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,848,325 3,146 SH   SOLE   0 0 3,146
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 221,639 7,648 SH   SOLE   0 0 7,648
EOG RES INC COM 26875P101 BBG001S5ZB93 274,019 2,177 SH   SOLE   0 0 2,177
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,826,081 24,549 SH   SOLE   0 0 24,549
FEDEX CORP COM 31428X106 BBG001S5R3M5 277,352 925 SH   SOLE   0 0 925
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 BBG01K4JLZG0 385,071 13,588 SH   SOLE   0 0 13,588
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 BBG01K785QY9 354,458 12,036 SH   SOLE   0 0 12,036
FIDELITY COVINGTON TRUST HIGH YILD ETF 316092618 BBG00L4J9F40 427,159 8,942 SH   SOLE   0 0 8,942
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 BBG005FHWXW1 327,361 5,650 SH   SOLE   0 0 5,650
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 612,755 13,638 SH   SOLE   0 0 13,638
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 324,129 8,883 SH   SOLE   0 0 8,883
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 279,639 7,307 SH   SOLE   0 0 7,307
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 539,897 11,109 SH   SOLE   0 0 11,109
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 1,333,440 8,388 SH   SOLE   0 0 8,388
GE VERNOVA INC COM 36828A101 BBG013G17W77 288,308 1,681 SH   SOLE   0 0 1,681
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 2,044,907 7,048 SH   SOLE   0 0 7,048
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 244,386 12,418 SH   SOLE   0 0 12,418
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 393,066 869 SH   SOLE   0 0 869
HESS CORP COM 42809H107 BBG001S5NHS2 286,336 1,941 SH   SOLE   0 0 1,941
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,591,422 4,623 SH   SOLE   0 0 4,623
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 971,393 4,549 SH   SOLE   0 0 4,549
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 1,483,871 16,335 SH   SOLE   0 0 16,335
INTEL CORP COM 458140100 BBG001S5SF65 513,947 16,595 SH   SOLE   0 0 16,595
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 510,721 2,953 SH   SOLE   0 0 2,953
INTUIT COM 461202103 BBG001S6TWR2 743,962 1,132 SH   SOLE   0 0 1,132
INVESCO EXCH TRADED FD TR II FNDMNTL IG CRP 46138E693 BBG0022HSYN5 538,378 23,047 SH   SOLE   0 0 23,047
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 3,346,896 68,753 SH   SOLE   0 0 68,753
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 2,362,721 77,670 SH   SOLE   0 0 77,670
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 BBG00GBGVB98 6,001,111 154,389 SH   SOLE   0 0 154,389
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 BBG001SS5KV1 1,586,610 15,271 SH   SOLE   0 0 15,271
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 15,825,565 417,011 SH   SOLE   0 0 417,011
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 885,266 49,401 SH   SOLE   0 0 49,401
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 4,862,254 47,307 SH   SOLE   0 0 47,307
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 1,015,031 10,461 SH   SOLE   0 0 10,461
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 BBG001SJW5Y1 803,066 15,550 SH   SOLE   0 0 15,550
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 14,078,338 85,697 SH   SOLE   0 0 85,697
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 1,565,237 18,763 SH   SOLE   0 0 18,763
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 464,350 7,308 SH   SOLE   0 0 7,308
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,145,073 2,390 SH   SOLE   0 0 2,390
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 248,112 4,635 SH   SOLE   0 0 4,635
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 718,510 12,137 SH   SOLE   0 0 12,137
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 478,294 7,009 SH   SOLE   0 0 7,009
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 2,264,691 22,763 SH   SOLE   0 0 22,763
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 490,407 8,513 SH   SOLE   0 0 8,513
ISHARES TR CORE DIVID ETF 46435U861 BBG00J5M0G99 1,901,612 42,984 SH   SOLE   0 0 42,984
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 816,909 11,246 SH   SOLE   0 0 11,246
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 670,476 9,924 SH   SOLE   0 0 9,924
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 3,712,940 63,447 SH   SOLE   0 0 63,447
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,657,338 24,914 SH   SOLE   0 0 24,914
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 4,476,035 50,789 SH   SOLE   0 0 50,789
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 11,044,704 20,183 SH   SOLE   0 0 20,183
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 3,273,327 31,997 SH   SOLE   0 0 31,997
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,193,104 19,356 SH   SOLE   0 0 19,356
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 1,222,307 23,045 SH   SOLE   0 0 23,045
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 7,117,473 271,763 SH   SOLE   0 0 271,763
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 644,449 12,614 SH   SOLE   0 0 12,614
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 310,541 2,899 SH   SOLE   0 0 2,899
ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B65 263,220 8,167 SH   SOLE   0 0 8,167
ISHARES TR INVESTMENT GRADE 46435G219 BBG00H4BPM52 1,123,816 25,334 SH   SOLE   0 0 25,334
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 4,210,445 82,139 SH   SOLE   0 0 82,139
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 339,330 3,696 SH   SOLE   0 0 3,696
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 202,031 2,982 SH   SOLE   0 0 2,982
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 350,332 7,703 SH   SOLE   0 0 7,703
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 901,108 11,504 SH   SOLE   0 0 11,504
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 1,287,645 18,566 SH   SOLE   0 0 18,566
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 6,680,585 171,078 SH   SOLE   0 0 171,078
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 4,205,648 24,629 SH   SOLE   0 0 24,629
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,739,187 25,708 SH   SOLE   0 0 25,708
ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 430,804 8,069 SH   SOLE   0 0 8,069
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 4,516,062 15,178 SH   SOLE   0 0 15,178
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 11,793,721 32,355 SH   SOLE   0 0 32,355
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 10,918,531 62,581 SH   SOLE   0 0 62,581
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 239,018 2,166 SH   SOLE   0 0 2,166
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 335,054 2,775 SH   SOLE   0 0 2,775
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 783,719 9,666 SH   SOLE   0 0 9,666
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 598,526 2,950 SH   SOLE   0 0 2,950
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,301,043 24,865 SH   SOLE   0 0 24,865
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 268,647 1,476 SH   SOLE   0 0 1,476
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 921,278 10,456 SH   SOLE   0 0 10,456
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1,823,643 16,073 SH   SOLE   0 0 16,073
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 352,540 2,745 SH   SOLE   0 0 2,745
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 386,289 3,193 SH   SOLE   0 0 3,193
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 463,813 4,768 SH   SOLE   0 0 4,768
ISHARES TR US REGNL BKS ETF 464288778 BBG001SQZTM3 233,295 5,627 SH   SOLE   0 0 5,627
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 925,019 18,423 SH   SOLE   0 0 18,423
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 BBG01J345HV8 569,555 9,726 SH   SOLE   0 0 9,726
J P MORGAN EXCHANGE TRADED F MKT EXPN ENHNCD 46641Q118 BBG016CBQDW5 212,966 3,760 SH   SOLE   0 0 3,760
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 14,417,838 272,292 SH   SOLE   0 0 272,292
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 BBG00C9Y3BD7 2,181,792 32,799 SH   SOLE   0 0 32,799
JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 1,778,677 39,836 SH   SOLE   0 0 39,836
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 610,102 11,991 SH   SOLE   0 0 11,991
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,190,035 8,142 SH   SOLE   0 0 8,142
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 2,162,781 10,693 SH   SOLE   0 0 10,693
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 235,332 221 SH   SOLE   0 0 221
LINDE PLC SHS G54950103 BBG01FND0CH6 233,447 532 SH   SOLE   0 0 532
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG001SDX252 40,210 14,729 SH   SOLE   0 0 14,729
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 530,626 1,136 SH   SOLE   0 0 1,136
LOWES COS INC COM 548661107 BBG001S5SVL3 1,051,374 4,769 SH   SOLE   0 0 4,769
M & T BK CORP COM 55261F104 BBG001S7S2B4 241,722 1,597 SH   SOLE   0 0 1,597
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 303,015 1,438 SH   SOLE   0 0 1,438
MARVELL TECHNOLOGY INC COM 573874104 BBG00ZXBJ162 545,849 7,809 SH   SOLE   0 0 7,809
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 448,221 1,016 SH   SOLE   0 0 1,016
MCDONALDS CORP COM 580135101 BBG001S5T110 307,847 1,208 SH   SOLE   0 0 1,208
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 235,368 403 SH   SOLE   0 0 403
MERCK & CO INC COM 58933Y105 BBG001S5TC52 2,002,341 16,174 SH   SOLE   0 0 16,174
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,371,478 2,720 SH   SOLE   0 0 2,720
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 256,484 1,950 SH   SOLE   0 0 1,950
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,219,411 18,390 SH   SOLE   0 0 18,390
MODERNA INC COM 60770K107 BBG003PHHZV8 220,281 1,855 SH   SOLE   0 0 1,855
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 511,806 7,821 SH   SOLE   0 0 7,821
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 744,378 7,659 SH   SOLE   0 0 7,659
NETFLIX INC COM 64110L106 BBG001SF6L46 340,158 504 SH   SOLE   0 0 504
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 573,915 8,105 SH   SOLE   0 0 8,105
NIKE INC CL B 654106103 BBG001S6NTK2 328,319 4,356 SH   SOLE   0 0 4,356
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 458,578 2,136 SH   SOLE   0 0 2,136
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 372,980 2,613 SH   SOLE   0 0 2,613
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 940,408 82,060 SH   SOLE   0 0 82,060
NUVEEN AMT-FREE MUN VALUE FD COM 670695105 BBG001S6RMX9 200,635 14,455 SH   SOLE   0 0 14,455
NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 928,510 107,591 SH   SOLE   0 0 107,591
NUVEEN N Y MUN VALUE FD COM 67062M105 BBG001S5TNX7 645,260 77,836 SH   SOLE   0 0 77,836
NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104 BBG001S72H47 446,870 38,194 SH   SOLE   0 0 38,194
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 BBG001SHM0F8 1,346,432 110,273 SH   SOLE   0 0 110,273
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 BBG001S90BW7 502,299 45,293 SH   SOLE   0 0 45,293
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 729,136 62,107 SH   SOLE   0 0 62,107
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 BBG001S70MD8 561,082 38,722 SH   SOLE   0 0 38,722
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,034,519 32,658 SH   SOLE   0 0 32,658
ORACLE CORP COM 68389X105 BBG001S5SJG6 4,344,583 30,769 SH   SOLE   0 0 30,769
PACER FDS TR PACER US SMALL 69374H857 BBG00GXXR1G6 1,152,728 26,463 SH   SOLE   0 0 26,463
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 468,621 8,600 SH   SOLE   0 0 8,600
PEPSICO INC COM 713448108 BBG001S695T1 867,165 5,258 SH   SOLE   0 0 5,258
PFIZER INC COM 717081103 BBG001S5V466 2,189,407 78,249 SH   SOLE   0 0 78,249
PHILLIPS 66 COM 718546104 BBG00286S4P7 242,107 1,715 SH   SOLE   0 0 1,715
PIMCO ETF TR INTER MUN BD ACT 72201R866 BBG001SF6Y39 910,842 17,496 SH   SOLE   0 0 17,496
PIMCO ETF TR MULTISECTOR BD 72201R585 BBG01GZGT490 854,274 33,318 SH   SOLE   0 0 33,318
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 629,694 4,050 SH   SOLE   0 0 4,050
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 954,887 5,790 SH   SOLE   0 0 5,790
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 2,106,497 21,913 SH   SOLE   0 0 21,913
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 393,411 5,338 SH   SOLE   0 0 5,338
QUALCOMM INC COM 747525103 BBG001S6VS70 861,653 4,326 SH   SOLE   0 0 4,326
RIO TINTO PLC SPONSORED ADR 767204100 BBG001SB0LX9 343,759 5,214 SH   SOLE   0 0 5,214
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 393,127 3,916 SH   SOLE   0 0 3,916
SAFEHOLD INC COM 78646V107 BBG001SDG572 240,687 12,477 SH   SOLE   0 0 12,477
SALESFORCE INC COM 79466L302 BBG001SDLP09 214,421 834 SH   SOLE   0 0 834
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 BBG0051QD594 4,215,032 121,261 SH   SOLE   0 0 121,261
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 603,884 7,766 SH   SOLE   0 0 7,766
SEALED AIR CORP NEW COM 81211K100 BBG001SBSZ95 1,576,683 45,320 SH   SOLE   0 0 45,320
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 877,783 21,352 SH   SOLE   0 0 21,352
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 389,497 3,196 SH   SOLE   0 0 3,196
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 239,542 3,128 SH   SOLE   0 0 3,128
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 208,277 1,429 SH   SOLE   0 0 1,429
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 713,982 3,156 SH   SOLE   0 0 3,156
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 229,605 3,181 SH   SOLE   0 0 3,181
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 361,294 5,470 SH   SOLE   0 0 5,470
SIMON PPTY GROUP INC NEW COM 828806109 BBG001S77WM9 208,877 1,376 SH   SOLE   0 0 1,376
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 462,548 3,424 SH   SOLE   0 0 3,424
SOUTHERN CO COM 842587107 BBG001S5W777 534,945 6,896 SH   SOLE   0 0 6,896
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,021,212 5,551 SH   SOLE   0 0 5,551
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 3,480,695 6,505 SH   SOLE   0 0 6,505
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 236,357 3,280 SH   SOLE   0 0 3,280
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 1,199,521 47,151 SH   SOLE   0 0 47,151
SPDR SER TR PORTFOLIO CRPORT 78464A144 BBG001V10544 2,661,753 92,744 SH   SOLE   0 0 92,744
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 2,000,324 61,435 SH   SOLE   0 0 61,435
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 3,190,309 76,819 SH   SOLE   0 0 76,819
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 278,319 9,371 SH   SOLE   0 0 9,371
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 6,469,171 80,733 SH   SOLE   0 0 80,733
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 2,763,168 56,692 SH   SOLE   0 0 56,692
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 309,373 3,337 SH   SOLE   0 0 3,337
STRYKER CORPORATION COM 863667101 BBG001S8FR03 556,989 1,637 SH   SOLE   0 0 1,637
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 382,034 2,198 SH   SOLE   0 0 2,198
TEMPLETON EMERGING MKTS INCO COM 880192109 BBG001S5WMJ1 84,747 15,900 SH   SOLE   0 0 15,900
TESLA INC COM 88160R101 BBG001SQKGD7 536,453 2,711 SH   SOLE   0 0 2,711
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 391,064 1,183 SH   SOLE   0 0 1,183
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 319,081 577 SH   SOLE   0 0 577
TJX COS INC NEW COM 872540109 BBG001S5WQ93 828,172 7,522 SH   SOLE   0 0 7,522
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 218,851 3,982 SH   SOLE   0 0 3,982
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 4,164,912 12,662 SH   SOLE   0 0 12,662
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 405,991 7,383 SH   SOLE   0 0 7,383
UNION PAC CORP COM 907818108 BBG001S5X2M0 215,852 954 SH   SOLE   0 0 954
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 511,545 3,738 SH   SOLE   0 0 3,738
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,225,789 2,407 SH   SOLE   0 0 2,407
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 831,199 29,371 SH   SOLE   0 0 29,371
VANECK ETF TRUST IG FLOATING RATE 92189F486 BBG001V14Q53 244,462 9,583 SH   SOLE   0 0 9,583
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 BBG005T08310 1,656,789 74,063 SH   SOLE   0 0 74,063
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 1,208,965 12,310 SH   SOLE   0 0 12,310
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,843,792 24,620 SH   SOLE   0 0 24,620
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,124,648 3,007 SH   SOLE   0 0 3,007
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 675,486 2,706 SH   SOLE   0 0 2,706
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 312,142 2,075 SH   SOLE   0 0 2,075
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 679,825 2,808 SH   SOLE   0 0 2,808
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 6,358,959 12,715 SH   SOLE   0 0 12,715
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,483,705 8,129 SH   SOLE   0 0 8,129
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 984,972 3,682 SH   SOLE   0 0 3,682
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 12,824,667 79,949 SH   SOLE   0 0 79,949
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 571,159 4,861 SH   SOLE   0 0 4,861
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 BBG01KG1P4G1 659,199 8,660 SH   SOLE   0 0 8,660
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 2,998,364 61,771 SH   SOLE   0 0 61,771
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,330,165 46,501 SH   SOLE   0 0 46,501
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 3,441,306 43,054 SH   SOLE   0 0 43,054
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 468,527 2,567 SH   SOLE   0 0 2,567
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 335,027 5,556 SH   SOLE   0 0 5,556
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,272,960 25,758 SH   SOLE   0 0 25,758
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 1,965,518 24,182 SH   SOLE   0 0 24,182
VANGUARD WORLD FD FINANCIALS ETF 92204A405 BBG001SHTTM0 267,379 2,677 SH   SOLE   0 0 2,677
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 5,404,904 45,611 SH   SOLE   0 0 45,611
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 2,705,354 8,610 SH   SOLE   0 0 8,610
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 228,263 5,535 SH   SOLE   0 0 5,535
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 808,073 1,724 SH   SOLE   0 0 1,724
VISA INC COM CL A 92826C839 BBG001SRCFY3 837,017 3,189 SH   SOLE   0 0 3,189
WALMART INC COM 931142103 BBG001S5XH92 996,010 14,710 SH   SOLE   0 0 14,710
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 220,807 1,035 SH   SOLE   0 0 1,035
WATSCO INC COM 942622200 BBG001S82CQ2 227,451 491 SH   SOLE   0 0 491
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,009,274 16,994 SH   SOLE   0 0 16,994
WISDOMTREE TR GLB US QTLY DIV 97717W844 BBG001SHL791 3,185,868 81,522 SH   SOLE   0 0 81,522
WISDOMTREE TR ITL HIGH DIV FD 97717W802 BBG001SHLHN3 1,366,704 35,615 SH   SOLE   0 0 35,615
WISDOMTREE TR US MIDCAP FUND 97717W570 BBG001SSZB66 4,228,060 73,162 SH   SOLE   0 0 73,162
XYLEM INC COM 98419M100 BBG001V05C73 219,178 1,616 SH   SOLE   0 0 1,616