The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOT LABS COM 002824100 672 12,600 SH   DFND 7 12,600 0 0
ABBOT LABS COM 002824100 24 444 SH   DFND 9 444 0 0
AETNA INC NEW COM 00817Y108 1,939 12,193 SH   DFND 4 12,193 0 0
AETNA INC NEW COM 00817Y108 1,386 8,715 SH   DFND 7 8,715 0 0
ALPHABET INC CAP STK CL C 02079K107 1,983 2,068 SH   DFND 4 2,068 0 0
ALPHABET INC CAP STK CL C 02079K107 966 1,007 SH   DFND 7 1,007 0 0
ALPHABET INC CAP STK CL C 02079K107 48 50 SH   DFND 9 50 0 0
ALPHABET INC CAP STK CL A 02079K305 5,627 5,779 SH   DFND 4 5,779 0 0
ALPHABET INC CAP STK CL A 02079K305 1,266 1,300 SH   DFND 7 1,300 0 0
AMAZON COM INC COM 023135106 558 580 SH   DFND 7 580 0 0
AMERICAN EXPRESS CO COM 025816109 4,428 48,951 SH   DFND 4 48,951 0 0
AMERICAN EXPRESS CO COM 025816109 247 2,735 SH   DFND 7 2,735 0 0
APPLE INC COM 037833100 7,852 50,948 SH   DFND 4 50,948 0 0
APPLE INC COM 037833100 2,569 16,668 SH   DFND 7 16,668 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 275 1,500 SH   DFND 4 1,500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 344 1,877 SH   DFND 7 1,877 0 0
BIOGEN INC COM 09062X103 322 1,027 SH   DFND 4 1,027 0 0
BOEING CO COM 097023105 3,988 15,687 SH   DFND 4 15,687 0 0
BOEING CO COM 097023105 248 977 SH   DFND 7 977 0 0
CME GROUP INC COM CL A 12572Q105 5,097 37,564 SH   DFND 7 37,564 0 0
CATERPILLAR INC DEL COM 149123101 234 1,880 SH   DFND 7 1,880 0 0
CATERPILLAR INC DEL COM 149123101 59 470 SH   DFND 9 470 0 0
CHEVRON CORP NEW COM 166764100 135 1,150 SH   DFND 4 1,150 0 0
CHEVRON CORP NEW COM 166764100 400 3,405 SH   DFND 7 3,405 0 0
CISCO SYS INC COM 17275R102 2,082 61,908 SH   DFND 4 61,908 0 0
CISCO SYS INC COM 17275R102 851 25,297 SH   DFND 7 25,297 0 0
CINTAS CORP COM 172908105 19,306 133,810 SH   DFND 4 133,810 0 0
CINTAS CORP COM 172908105 989 6,857 SH   DFND 7 6,857 0 0
CINTAS CORP COM 172908105 7 50 SH   DFND 9 50 0 0
COLGATE PALMOLIVE CO COM 194162103 1,825 25,050 SH   DFND 4 25,050 0 0
COLGATE PALMOLIVE CO COM 194162103 336 4,610 SH   DFND 7 4,610 0 0
COMCAST CORP NEW CL A 20030N101 2,049 53,242 SH   DFND 4 53,242 0 0
COMCAST CORP NEW CL A 20030N101 430 11,184 SH   DFND 7 11,184 0 0
CUMMINS INC COM 231021106 1,629 9,695 SH   DFND 4 9,695 0 0
CUMMINS INC COM 231021106 109 650 SH   DFND 7 650 0 0
DISCOVER FINL SVCS COM 254709108 6,262 97,115 SH   DFND 7 97,115 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 143 1,615 SH   DFND 7 1,615 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 333 3,769 SH   DFND 9 3,769 0 0
EOG RES INC COM 26875P101 83 858 SH   DFND 4 858 0 0
EOG RES INC COM 26875P101 411 4,250 SH   DFND 7 4,250 0 0
ENBRIDGE ENERGY MANAGEMENT L SHS UNITS LLI 29250X103 1,730 111,899 SH   DFND 7 111,899 0 0
EQUIFAX INC COM 294429105 1,297 12,235 SH   DFND 4 12,235 0 0
EXXON MOBIL CORP COM 30231G102 274 3,343 SH   DFND 4 3,343 0 0
EXXON MOBIL CORP COM 30231G102 239 2,915 SH   DFND 7 2,915 0 0
FLIR SYS INC COM 302445101 1,265 32,500 SH   DFND 7 32,500 0 0
FEDEX CORP COM 31428X106 3,971 17,605 SH   DFND 4 17,605 0 0
FEDEX CORP COM 31428X106 1,069 4,740 SH   DFND 7 4,740 0 0
F5 NETWORKS INC COM 315616102 229 1,900 SH   DFND 4 1,900 0 0
FONAR CORP COM NEW 344437405 613 20,096 SH   DFND 7 20,096 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 577 48,200 SH   DFND 7 48,200 0 0
FREEPORT-MCMORAN INC CL B 35671D857 211 15,000 SH   DFND 7 15,000 0 0
GAMESTOP CORP NEW CL A 36467W109 259 12,540 SH   DFND 4 12,540 0 0
GAMESTOP CORP NEW CL A 36467W109 44 2,150 SH   DFND 7 2,150 0 0
GENERAL ELECTRIC CO COM 369604103 220 9,080 SH   DFND 7 9,080 0 0
GENERAL ELECTRIC CO COM 369604103 151 6,245 SH   DFND 9 6,245 0 0
GILEAD SCIENCES INC COM 375558103 20,257 250,029 SH   DFND 4 250,029 0 0
GILEAD SCIENCES INC COM 375558103 1,069 13,190 SH   DFND 7 13,190 0 0
GILEAD SCIENCES INC COM 375558103 7 90 SH   DFND 9 90 0 0
HOME DEPOT INC COM 437076102 888 5,432 SH   DFND 7 5,432 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,448 9,788 SH   DFND 7 9,788 0 0
INTEL CORP COM 458140100 21,953 576,493 SH   DFND 4 576,493 0 0
INTEL CORP COM 458140100 1,103 28,966 SH   DFND 7 28,966 0 0
INTEL CORP COM 458140100 50 1,310 SH   DFND 9 1,310 0 0
INTUIT COM 461202103 250 1,760 SH   DFND 4 1,760 0 0
IRON MTN INC NEW COM 46284V101 1,188 30,542 SH   DFND 7 30,542 0 0
ISHARES MSCI EURZONE ETF 464286608 167 3,857 SH   DFND 4 3,857 0 0
ISHARES MSCI EURZONE ETF 464286608 310 7,150 SH   DFND 7 7,150 0 0
ISHARES MSCI PAC JP ETF 464286665 2,204 47,661 SH   DFND 4 47,661 0 0
ISHARES MSCI PAC JP ETF 464286665 31 664 SH   DFND 7 664 0 0
ISHARES TR CORE S&P500 ETF 464287200 8,890 35,149 SH   DFND 4 35,149 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,824 7,213 SH   DFND 7 7,213 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 863 19,270 SH   DFND 4 19,270 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 163 3,641 SH   DFND 7 3,641 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 380 3,375 SH   DFND 7 3,375 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 249 2,005 SH   DFND 7 2,005 0 0
ISHARES TR U.S. FINLS ETF 464287788 785 7,000 SH   DFND 4 7,000 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 1,878 26,000 SH   DFND 4 26,000 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 152 2,100 SH   DFND 7 2,100 0 0
ISHARES TR IBOXX HI YD ETF 464288513 259 2,920 SH   DFND 7 2,920 0 0
ISHARES TR US CR BD ETF 464288620 300 2,670 SH   DFND   2,670 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 3,929 70,526 SH   DFND 4 70,526 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 207 3,715 SH   DFND 7 3,715 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 253 7,250 SH   DFND 4 7,250 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 270 7,750 SH   DFND 7 7,750 0 0
JPMORGAN CHASE & CO COM 46625H100 36,523 382,400 SH   DFND 4 382,400 0 0
JPMORGAN CHASE & CO COM 46625H100 1,771 18,547 SH   DFND 7 18,547 0 0
JPMORGAN CHASE & CO COM 46625H100 47 489 SH   DFND 9 489 0 0
JABIL INC COM 466313103 318 11,127 SH   DFND 4 11,127 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 746 12,800 SH   DFND 7 12,800 0 0
JOHNSON & JOHNSON COM 478160104 1,300 10,000 SH   DFND 4 10,000 0 0
JOHNSON & JOHNSON COM 478160104 1,448 11,137 SH   DFND 7 11,137 0 0
KLA-TENCOR CORP COM 482480100 20,322 191,720 SH   DFND 4 191,720 0 0
KLA-TENCOR CORP COM 482480100 653 6,163 SH   DFND 7 6,163 0 0
KLA-TENCOR CORP COM 482480100 8 75 SH   DFND 9 75 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 812 7,470 SH   DFND 4 7,470 0 0
KIMBERLY CLARK CORP COM 494368103 1,177 10,000 SH   DFND 4 10,000 0 0
KIMBERLY CLARK CORP COM 494368103 88 750 SH   DFND 7 750 0 0
KRAFT HEINZ CO COM 500754106 464 5,980 SH   DFND 4 5,980 0 0
KRAFT HEINZ CO COM 500754106 135 1,739 SH   DFND 7 1,739 0 0
KRAFT HEINZ CO COM 500754106 37 477 SH   DFND 9 477 0 0
KROGER CO COM 501044101 1,489 74,230 SH   DFND 4 74,230 0 0
KROGER CO COM 501044101 532 26,500 SH   DFND 7 26,500 0 0
LAUDER ESTEE COS INC CL A 518439104 18,749 173,857 SH   DFND 4 173,857 0 0
LAUDER ESTEE COS INC CL A 518439104 758 7,033 SH   DFND 7 7,033 0 0
LAUDER ESTEE COS INC CL A 518439104 7 65 SH   DFND 9 65 0 0
LILLY ELI & CO COM 532457108 1,069 12,499 SH   DFND 4 12,499 0 0
LILLY ELI & CO COM 532457108 470 5,490 SH   DFND 7 5,490 0 0
MARSH & MCLENNAN COS INC COM 571748102 943 11,247 SH   DFND 9 11,247 0 0
MCDONALDS CORP COM 580135101 204 1,300 SH   DFND 4 1,300 0 0
MCKESSON CORP COM 58155Q103 341 2,222 SH   DFND 4 2,222 0 0
MCKESSON CORP COM 58155Q103 451 2,933 SH   DFND 7 2,933 0 0
MICROSOFT CORP COM 594918104 20,498 275,175 SH   DFND 4 275,175 0 0
MICROSOFT CORP COM 594918104 2,766 37,126 SH   DFND 7 37,126 0 0
MICROSOFT CORP COM 594918104 7 90 SH   DFND 9 90 0 0
MONDELEZ INTL INC CL A 609207105 991 24,365 SH   DFND 7 24,365 0 0
MONDELEZ INTL INC CL A 609207105 75 1,841 SH   DFND 9 1,841 0 0
MONSANTO CO NEW COM 61166W101 4,150 34,632 SH   DFND 7 34,632 0 0
MORGAN STANLEY COM NEW 617446448 12,902 267,840 SH   DFND 4 267,840 0 0
MORGAN STANLEY COM NEW 617446448 977 20,280 SH   DFND 7 20,280 0 0
PFIZER INC COM 717081103 336 9,425 SH   DFND 7 9,425 0 0
PHILIP MORRIS INTL INC COM 718172109 1,070 9,641 SH   DFND 4 9,641 0 0
PHILIP MORRIS INTL INC COM 718172109 379 3,415 SH   DFND 7 3,415 0 0
PHILIP MORRIS INTL INC COM 718172109 49 440 SH   DFND 9 440 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 873 6,000 SH   DFND 4 6,000 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 140 960 SH   DFND 7 960 0 0
PROCTER AND GAMBLE CO COM 742718109 271 2,977 SH   DFND 7 2,977 0 0
REPUBLIC SVCS INC COM 760759100 335 5,065 SH   DFND 4 5,065 0 0
REPUBLIC SVCS INC COM 760759100 143 2,170 SH   DFND 7 2,170 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 193 1,585 SH   DFND 4 1,585 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 134 1,100 SH   DFND 7 1,100 0 0
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 237 2,310 SH   DFND 7 2,310 0 0
SCHEIN HENRY INC COM 806407102 17,199 209,771 SH   DFND 4 209,771 0 0
SCHEIN HENRY INC COM 806407102 710 8,662 SH   DFND 7 8,662 0 0
SCHEIN HENRY INC COM 806407102 7 80 SH   DFND 9 80 0 0
SCHLUMBERGER LTD COM 806857108 2,517 36,078 SH   DFND 7 36,078 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 783 40,000 SH   DFND 7 40,000 0 0
SOUTHWEST AIRLS CO COM 844741108 16,463 294,096 SH   DFND 4 294,096 0 0
SOUTHWEST AIRLS CO COM 844741108 818 14,612 SH   DFND 7 14,612 0 0
SOUTHWEST AIRLS CO COM 844741108 7 125 SH   DFND 9 125 0 0
STRYKER CORP COM 863667101 1,292 9,100 SH   DFND 7 9,100 0 0
SYSCO CORP COM 871829107 367 6,800 SH   DFND 7 6,800 0 0
SYSCO CORP COM 871829107 50 931 SH   DFND 9 931 0 0
UNITED TECHNOLOGIES CORP COM 913017109 647 5,570 SH   DFND 4 5,570 0 0
UNITED TECHNOLOGIES CORP COM 913017109 196 1,691 SH   DFND 7 1,691 0 0
VALERO ENERGY CORP NEW COM 91913Y100 20,801 270,394 SH   DFND 4 270,394 0 0
VALERO ENERGY CORP NEW COM 91913Y100 975 12,680 SH   DFND 7 12,680 0 0
VALERO ENERGY CORP NEW COM 91913Y100 8 100 SH   DFND 9 100 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 375 6,315 SH   DFND 4 6,315 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,723 62,499 SH   DFND 4 62,499 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,360 31,205 SH   DFND 7 31,205 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,968 28,854 SH   DFND 4 28,854 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,383 20,275 SH   DFND 7 20,275 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,882 49,411 SH   DFND 4 49,411 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,060 18,170 SH   DFND 7 18,170 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 503 7,697 SH   DFND 4 7,697 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 523 8,005 SH   DFND 7 8,005 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,423 9,346 SH   DFND 4 9,346 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 453 2,975 SH   DFND 7 2,975 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 326 2,145 SH   DFND 4 2,145 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 520 3,420 SH   DFND 7 3,420 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,645 20,128 SH   DFND 4 20,128 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,468 6,360 SH   DFND 7 6,360 0 0
VANGUARD INDEX FDS REIT ETF 922908553 744 8,957 SH   DFND 4 8,957 0 0
VANGUARD INDEX FDS REIT ETF 922908553 165 1,990 SH   DFND 7 1,990 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 254 5,133 SH   DFND 4 5,133 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5 101 SH   DFND 7 101 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 155 3,129 SH   DFND 9 3,129 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,015 13,143 SH   DFND 7 13,143 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 19 250 SH   DFND 9 250 0 0
XCEL ENERGY INC COM 98389B100 15,063 318,324 SH   DFND 4 318,324 0 0
XCEL ENERGY INC COM 98389B100 375 7,926 SH   DFND 7 7,926 0 0
XCEL ENERGY INC COM 98389B100 7 140 SH   DFND 9 140 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,438 12,284 SH   DFND 4 12,284 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 304 2,600 SH   DFND 7 2,600 0 0
LAZARD LTD SHS A G54050102 954 21,095 SH   DFND 4 21,095 0 0