The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 BBG001S6C009 361,505 3,861 SH   SOLE   3,861 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 884,727 16,759 SH   SOLE   16,759 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 210,171 3,633 SH   SOLE   3,633 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 6,227,766 165,764 SH   SOLE   165,764 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 437,457 5,612 SH   SOLE   5,612 0 0
APPLE INC COM 037833100 BBG001S5N8V8 912,182 5,328 SH   SOLE   5,328 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 436,018 1,812 SH   SOLE   1,812 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 202,511 1,131 SH   SOLE   1,131 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 216,877 4,034 SH   SOLE   4,034 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 249,952 3,515 SH   SOLE   3,515 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 247,469 438 SH   SOLE   438 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 16,091,371 690,320 SH   SOLE   690,320 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 276,202 8,467 SH   SOLE   8,467 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 6,617,030 278,260 SH   SOLE   278,260 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 403,241 8,693 SH   SOLE   8,693 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,715,235 65,467 SH   SOLE   65,467 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 539,375 11,587 SH   SOLE   11,587 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 766,432 22,529 SH   SOLE   22,529 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 17,461,227 689,077 SH   SOLE   689,077 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 635,063 5,401 SH   SOLE   5,401 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 687,948 1,602 SH   SOLE   1,602 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 218,586 4,633 SH   SOLE   4,633 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 239,720 4,711 SH   SOLE   4,711 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 420,518 19,863 SH   SOLE   19,863 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 252,250 5,185 SH   SOLE   5,185 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 7,228,250 70,492 SH   SOLE   70,492 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,504,778 53,517 SH   SOLE   53,517 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 BBG00KHT04L1 251,316 4,878 SH   SOLE   4,878 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 309,754 981 SH   SOLE   981 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,094,667 32,234 SH   SOLE   32,234 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 341,758 10,597 SH   SOLE   10,597 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,096,889 42,064 SH   SOLE   42,064 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 267,370 5,284 SH   SOLE   5,284 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 887,599 28,623 SH   SOLE   28,623 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 349,039 11,979 SH   SOLE   11,979 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 718,683 1,681 SH   SOLE   1,681 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 236,099 8,576 SH   SOLE   8,576 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,249,996 23,814 SH   SOLE   23,814 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 832,097 22,550 SH   SOLE   22,550 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 2,068,281 50,128 SH   SOLE   50,128 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 539,590 7,456 SH   SOLE   7,456 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 214,414 546 SH   SOLE   546 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 65,598,750 308,830 SH   SOLE   308,830 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,077,853 27,489 SH   SOLE   27,489 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 7,075,070 123,798 SH   SOLE   123,798 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 4,656,605 61,287 SH   SOLE   61,287 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 7,456,765 99,225 SH   SOLE   99,225 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 564,273 3,632 SH   SOLE   3,632 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 29,145,157 666,630 SH   SOLE   666,630 0 0
WALMART INC COM 931142103 BBG001S5XH92 307,225 1,921 SH   SOLE   1,921 0 0