The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 249,052 2,348 SH   SOLE   0 0 2,348
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 330,329 1,814 SH   SOLE   0 0 1,814
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 639,490 4,237 SH   SOLE   0 0 4,237
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 393,897 2,587 SH   SOLE   0 0 2,587
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,465,427 8,124 SH   SOLE   0 0 8,124
APPLE INC COM 037833100 BBG001S5N8V8 3,045,507 17,760 SH   SOLE   0 0 17,760
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 249,126 1,208 SH   SOLE   0 0 1,208
AVALONBAY CMNTYS INC COM 053484101 BBG001S7J2H8 235,105 1,267 SH   SOLE   0 0 1,267
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 311,664 8,219 SH   SOLE   0 0 8,219
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 748,443 1,780 SH   SOLE   0 0 1,780
BROADCOM INC COM 11135F101 BBG00KHY5SY8 312,797 236 SH   SOLE   0 0 236
CATERPILLAR INC COM 149123101 BBG001S5PJ06 396,844 1,083 SH   SOLE   0 0 1,083
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 452,495 2,869 SH   SOLE   0 0 2,869
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 752,768 5,914 SH   SOLE   0 0 5,914
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 205,560 281 SH   SOLE   0 0 281
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 1,621,669 15,323 SH   SOLE   0 0 15,323
CULLEN FROST BANKERS INC COM 229899109 BBG001S6D2D0 225,590 2,004 SH   SOLE   0 0 2,004
DEERE & CO COM 244199105 BBG001S5QFF7 323,079 787 SH   SOLE   0 0 787
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 264,169 1,834 SH   SOLE   0 0 1,834
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 BBG01BN60P09 206,716 8,097 SH   SOLE   0 0 8,097
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 714,445 19,552 SH   SOLE   0 0 19,552
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 BBG01J6LTBL5 203,046 3,462 SH   SOLE   0 0 3,462
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 81,074,238 2,537,535 SH   SOLE   0 0 2,537,535
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 16,727,771 293,573 SH   SOLE   0 0 293,573
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 2,053,660 50,212 SH   SOLE   0 0 50,212
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 2,139,238 34,316 SH   SOLE   0 0 34,316
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 858,964 15,781 SH   SOLE   0 0 15,781
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 6,706,348 263,614 SH   SOLE   0 0 263,614
ELI LILLY & CO COM 532457108 BBG001S5STL8 360,973 464 SH   SOLE   0 0 464
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,725,379 23,446 SH   SOLE   0 0 23,446
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 701,172 15,475 SH   SOLE   0 0 15,475
FIRST FINL BANKSHARES INC COM 32020R109 BBG001S7HCY9 522,262 15,918 SH   SOLE   0 0 15,918
HOME DEPOT INC COM 437076102 BBG001S5RTW7 361,970 944 SH   SOLE   0 0 944
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 603,788 3,162 SH   SOLE   0 0 3,162
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 BBG00KJR1T91 1,447,560 29,015 SH   SOLE   0 0 29,015
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 255,241 1,507 SH   SOLE   0 0 1,507
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 21,473,068 48,362 SH   SOLE   0 0 48,362
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,023,606 19,837 SH   SOLE   0 0 19,837
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 403,022 767 SH   SOLE   0 0 767
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 3,101,749 28,477 SH   SOLE   0 0 28,477
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,990,806 37,451 SH   SOLE   0 0 37,451
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,167,602 6,519 SH   SOLE   0 0 6,519
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 1,012,792 8,081 SH   SOLE   0 0 8,081
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 597,546 4,851 SH   SOLE   0 0 4,851
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 483,350 3,056 SH   SOLE   0 0 3,056
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 562,709 2,809 SH   SOLE   0 0 2,809
MARATHON PETE CORP COM 56585A102 BBG001S169P1 254,898 1,265 SH   SOLE   0 0 1,265
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 211,891 440 SH   SOLE   0 0 440
MERCK & CO INC COM 58933Y105 BBG001S5TC52 471,412 3,573 SH   SOLE   0 0 3,573
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 682,314 1,405 SH   SOLE   0 0 1,405
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,584,565 6,143 SH   SOLE   0 0 6,143
NEWMARK GROUP INC CL A 65158N102 BBG00J24S7X5 139,667 12,594 SH   SOLE   0 0 12,594
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,218,902 1,349 SH   SOLE   0 0 1,349
NVR INC COM 62944T105 BBG001S5TSM8 758,237 94 SH   SOLE   0 0 94
PEPSICO INC COM 713448108 BBG001S695T1 499,672 2,855 SH   SOLE   0 0 2,855
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 337,072 2,077 SH   SOLE   0 0 2,077
SBA COMMUNICATIONS CORP NEW CL A 78410G104 BBG001SCWNN9 236,636 1,092 SH   SOLE   0 0 1,092
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 BBG00HXSKY16 95,070,599 1,876,270 SH   SOLE   0 0 1,876,270
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 236,936 9,384 SH   SOLE   0 0 9,384
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,368,652 35,076 SH   SOLE   0 0 35,076
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,995,151 61,952 SH   SOLE   0 0 61,952
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 1,149,155 23,338 SH   SOLE   0 0 23,338
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 7,323,856 77,575 SH   SOLE   0 0 77,575
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 8,643,009 218,644 SH   SOLE   0 0 218,644
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 294,003 739 SH   SOLE   0 0 739
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 15,268,913 29,191 SH   SOLE   0 0 29,191
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG001T66XM9 3,622,447 209,390 SH   SOLE   0 0 209,390
TESLA INC COM 88160R101 BBG001SQKGD7 363,006 2,065 SH   SOLE   0 0 2,065
UNION PAC CORP COM 907818108 BBG001S5X2M0 352,664 1,434 SH   SOLE   0 0 1,434
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 BBG001TC6MJ4 1,326,975 12,882 SH   SOLE   0 0 12,882
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 16,100,133 158,622 SH   SOLE   0 0 158,622
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 4,333,363 57,472 SH   SOLE   0 0 57,472
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 251,596 3,464 SH   SOLE   0 0 3,464
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 553,424 11,169 SH   SOLE   0 0 11,169
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 4,710,869 26,878 SH   SOLE   0 0 26,878
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 970,644 2,820 SH   SOLE   0 0 2,820
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,447,030 14,377 SH   SOLE   0 0 14,377
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 606,160 2,426 SH   SOLE   0 0 2,426
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 3,498,118 40,450 SH   SOLE   0 0 40,450
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,370,188 7,011 SH   SOLE   0 0 7,011
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 262,684 1,369 SH   SOLE   0 0 1,369
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 7,939,089 34,731 SH   SOLE   0 0 34,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 19,046,592 73,284 SH   SOLE   0 0 73,284
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 26,633,694 163,537 SH   SOLE   0 0 163,537
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 622,498 14,903 SH   SOLE   0 0 14,903
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 317,397 3,942 SH   SOLE   0 0 3,942
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 2,923,017 37,809 SH   SOLE   0 0 37,809
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 5,350,629 88,733 SH   SOLE   0 0 88,733
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,220,061 64,183 SH   SOLE   0 0 64,183
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 245,903 909 SH   SOLE   0 0 909
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 963,213 1,837 SH   SOLE   0 0 1,837
VENTAS INC COM 92276F100 BBG001S9T7M6 202,374 4,648 SH   SOLE   0 0 4,648
VISA INC COM CL A 92826C839 BBG001SRCFY3 245,877 881 SH   SOLE   0 0 881
WALMART INC COM 931142103 BBG001S5XH92 524,895 8,724 SH   SOLE   0 0 8,724
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 289,435 4,994 SH   SOLE   0 0 4,994
WELLTOWER INC COM 95040Q104 BBG001S5RTQ4 247,242 2,646 SH   SOLE   0 0 2,646
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 235,264 4,377 SH   SOLE   0 0 4,377