The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452   2,282,543 47,395 SH   SOLE   0 0 47,395
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   4,759,126 92,861 SH   SOLE   0 0 92,861
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   5,328,825 102,438 SH   SOLE   0 0 102,438
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   3,553,905 78,853 SH   SOLE   0 0 78,853
GRAHAM CORP COM 384556106   2,998,434 67,426 SH   SOLE   0 0 67,426
ISHARES INC MSCI EMRG CHN 46434G764   1,973,576 35,592 SH   SOLE   0 0 35,592
ISHARES INC CORE MSCI EMKT 46434G103   822,152 15,744 SH   SOLE   0 0 15,744
ISHARES TR US INFRASTRUC 46435U713   469,103 10,134 SH   SOLE   0 0 10,134
ISHARES TR EAFE GRWTH ETF 464288885   3,836,792 39,624 SH   SOLE   0 0 39,624
ISHARES TR EAFE VALUE ETF 464288877   3,761,102 71,681 SH   SOLE   0 0 71,681
ISHARES TR US TREAS BD ETF 46429B267   3,448,011 150,044 SH   SOLE   0 0 150,044
ISHARES TR GNMA BOND ETF 46429B333   230,749 5,375 SH   SOLE   0 0 5,375
ISHARES TR MSCI USA QLT FCT 46432F339   5,040,020 28,302 SH   SOLE   0 0 28,302
ISHARES TR U.S. TECH ETF 464287721   2,324,206 14,570 SH   SOLE   0 0 14,570
ISHARES TR S&P 500 VAL ETF 464287408   2,626,509 13,760 SH   SOLE   0 0 13,760
ISHARES TR S&P 500 GRWT ETF 464287309   5,868,840 57,804 SH   SOLE   0 0 57,804
ISHARES TR MBS ETF 464288588   7,199,630 78,530 SH   SOLE   0 0 78,530
ISHARES TR 20 YR TR BD ETF 464287432   3,569,002 40,868 SH   SOLE   0 0 40,868
ISHARES TR CORE TOTAL USD 46434V613   13,874,502 306,958 SH   SOLE   0 0 306,958
ISHARES TR JPMORGAN USD EMG 464288281   1,802,170 20,240 SH   SOLE   0 0 20,240
ISHARES TR CONV BD ETF 46435G102   225,255 2,651 SH   SOLE   0 0 2,651
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   204,884 4,189 SH   SOLE   0 0 4,189
JANUS DETROIT STR TR HENDERSON CORPOR 47103U779   254,604 6,197 SH   SOLE   0 0 6,197
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859   2,805,067 87,467 SH   SOLE   0 0 87,467
JOHN HANCOCK EXCHANGE TRADED MORTGAGE BACKED 47804J792   4,955,143 230,579 SH   SOLE   0 0 230,579
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799   138,342 12,497 SH   SOLE   0 0 12,497
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   13,317,818 586,688 SH   SOLE   0 0 586,688
SPDR SER TR PORTFOLIO S&P500 78464A854   13,740,776 199,315 SH   SOLE   0 0 199,315
TOUCHSTONE ETF TRUST ULTRA SHORT INCM 89157W301   3,097,358 122,401 SH   SOLE   0 0 122,401
VANGUARD BD INDEX FDS INTERMED TERM 921937819   480,589 6,431 SH   SOLE   0 0 6,431
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,075,020 39,776 SH   SOLE   0 0 39,776
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,728,704 12,909 SH   SOLE   0 0 12,909
VANGUARD WORLD FD INF TECH ETF 92204A702   1,064,522 1,712 SH   SOLE   0 0 1,712
VANGUARD WORLD FD UTILITIES ETF 92204A876   3,906,719 23,906 SH   SOLE   0 0 23,906
WISDOMTREE TR JAPN HEDGE EQT 97717W851   1,267,342 11,491 SH   SOLE   0 0 11,491
WISDOMTREE TR CURRNCY INT EQ 97717X263   4,235,032 123,183 SH   SOLE   0 0 123,183
WISDOMTREE TR INTL QULTY DIV 97717X131   210,015 6,139 SH   SOLE   0 0 6,139
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,684,352 49,035 SH   SOLE   0 0 49,035
WISDOMTREE TR US TOTAL DIVIDND 97717W109   4,625,318 60,970 SH   SOLE   0 0 60,970
WISDOMTREE TR US QTLY DIV GRT 97717X669   5,215,534 64,445 SH   SOLE   0 0 64,445
WISDOMTREE TR US HIGH DIVIDEND 97717W208   3,485,129 37,330 SH   SOLE   0 0 37,330
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,622,528 31,833 SH   SOLE   0 0 31,833
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,461,406 36,093 SH   SOLE   0 0 36,093
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,483,597 30,327 SH   SOLE   0 0 30,327