The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,714,689 24,413 SH   SOLE   0 0 24,413
ABBVIE INC COM 00287Y109   3,179,220 18,701 SH   SOLE   0 0 18,701
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,123,840 9,381 SH   SOLE   0 0 9,381
ADOBE INC COM 00724F101   1,258,886 2,595 SH   SOLE   0 0 2,595
ADVANCED MICRO DEVICES INC COM 007903107   749,848 4,400 SH   SOLE   0 0 4,400
ALPHABET INC CAP STK CL A 02079K305   8,462,683 55,493 SH   SOLE   0 0 55,493
ALPHABET INC CAP STK CL C 02079K107   9,691,878 62,959 SH   SOLE   0 0 62,959
ALPS ETF TR ALERIAN MLP 00162Q452   277,357 5,802 SH   SOLE   0 0 5,802
ALTRIA GROUP INC COM 02209S103   591,318 14,197 SH   SOLE   0 0 14,197
AMAZON COM INC COM 023135106   12,519,060 67,645 SH   SOLE   0 0 67,645
AMERICAN EXPRESS CO COM 025816109   323,378 1,454 SH   SOLE   0 0 1,454
AMERICAN TOWER CORP NEW COM 03027X100   269,467 1,417 SH   SOLE   0 0 1,417
AMGEN INC COM 031162100   474,710 1,759 SH   SOLE   0 0 1,759
AMPHENOL CORP NEW CL A 032095101   372,001 3,169 SH   SOLE   0 0 3,169
APPLE INC COM 037833100   25,781,966 152,034 SH   SOLE   0 0 152,034
APPLIED MATLS INC COM 038222105   2,764,997 13,303 SH   SOLE   0 0 13,303
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   472,069 3,519 SH   SOLE   0 0 3,519
ASML HOLDING N V N Y REGISTRY SHS N07059210   327,440 334 SH   SOLE   0 0 334
ASTRAZENECA PLC SPONSORED ADR 046353108   334,523 4,960 SH   SOLE   0 0 4,960
AT&T INC COM 00206R102   2,969,566 170,469 SH   SOLE   0 0 170,469
AUTOMATIC DATA PROCESSING IN COM 053015103   484,191 1,978 SH   SOLE   0 0 1,978
BANK AMERICA CORP COM 060505104   2,991,896 80,622 SH   SOLE   0 0 80,622
BARRICK GOLD CORP COM 067901108   2,426,545 135,865 SH   SOLE   0 0 135,865
BECTON DICKINSON & CO COM 075887109   365,436 1,484 SH   SOLE   0 0 1,484
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,273,883 17,376 SH   SOLE   0 0 17,376
BLACKROCK INC COM 09247X101   409,239 513 SH   SOLE   0 0 513
BLACKROCK MUNIYIELD MICH QU COM 09254V105   208,544 18,150 SH   SOLE   0 0 18,150
BLACKSTONE INC COM 09260D107   314,038 2,461 SH   SOLE   0 0 2,461
BOEING CO COM 097023105   407,853 2,227 SH   SOLE   0 0 2,227
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   289,696 1,973 SH   SOLE   0 0 1,973
BRISTOL-MYERS SQUIBB CO COM 110122108   1,991,700 38,809 SH   SOLE   0 0 38,809
BROADCOM INC COM 11135F101   1,191,915 890 SH   SOLE   0 0 890
CARRIER GLOBAL CORPORATION COM 14448C104   280,685 4,973 SH   SOLE   0 0 4,973
CATERPILLAR INC COM 149123101   3,108,681 8,196 SH   SOLE   0 0 8,196
CBOE GLOBAL MKTS INC COM 12503M108   238,828 1,320 SH   SOLE   0 0 1,320
CHEVRON CORP NEW COM 166764100   3,785,793 23,427 SH   SOLE   0 0 23,427
CINTAS CORP COM 172908105   1,788,300 2,654 SH   SOLE   0 0 2,654
CISCO SYS INC COM 17275R102   2,706,364 55,744 SH   SOLE   0 0 55,744
CITIGROUP INC COM NEW 172967424   2,969,212 48,201 SH   SOLE   0 0 48,201
CLEVELAND-CLIFFS INC NEW COM 185899101   593,630 26,680 SH   SOLE   0 0 26,680
COCA COLA CO COM 191216100   3,930,567 66,049 SH   SOLE   0 0 66,049
COLGATE PALMOLIVE CO COM 194162103   2,122,185 24,149 SH   SOLE   0 0 24,149
COMCAST CORP NEW CL A 20030N101   2,499,928 61,123 SH   SOLE   0 0 61,123
CONOCOPHILLIPS COM 20825C104   3,009,750 22,542 SH   SOLE   0 0 22,542
CORTEVA INC COM 22052L104   804,312 14,148 SH   SOLE   0 0 14,148
COSTCO WHSL CORP NEW COM 22160K105   2,694,284 3,775 SH   SOLE   0 0 3,775
CROWDSTRIKE HLDGS INC CL A 22788C105   258,079 818 SH   SOLE   0 0 818
CSX CORP COM 126408103   441,436 12,161 SH   SOLE   0 0 12,161
CVS HEALTH CORP COM 126650100   728,973 9,774 SH   SOLE   0 0 9,774
DANAHER CORPORATION COM 235851102   2,402,026 9,833 SH   SOLE   0 0 9,833
DEERE & CO COM 244199105   837,520 2,030 SH   SOLE   0 0 2,030
DEXCOM INC COM 252131107   228,401 1,644 SH   SOLE   0 0 1,644
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   317,444 10,585 SH   SOLE   0 0 10,585
DISCOVER FINL SVCS COM 254709108   394,377 3,133 SH   SOLE   0 0 3,133
DISNEY WALT CO COM 254687106   3,444,454 29,097 SH   SOLE   0 0 29,097
DOMINION ENERGY INC COM 25746U109   446,108 9,185 SH   SOLE   0 0 9,185
DOW INC COM 260557103   4,516,407 75,664 SH   SOLE   0 0 75,664
DTE ENERGY CO COM 233331107   381,901 3,500 SH   SOLE   0 0 3,500
DUKE ENERGY CORP NEW COM NEW 26441C204   406,477 4,238 SH   SOLE   0 0 4,238
DUPONT DE NEMOURS INC COM 26614N102   1,072,929 14,205 SH   SOLE   0 0 14,205
EATON CORP PLC SHS G29183103   214,832 650 SH   SOLE   0 0 650
EBAY INC. COM 278642103   266,287 5,115 SH   SOLE   0 0 5,115
ECOLAB INC COM 278865100   331,284 1,455 SH   SOLE   0 0 1,455
EDWARDS LIFESCIENCES CORP COM 28176E108   347,347 3,747 SH   SOLE   0 0 3,747
ELI LILLY & CO COM 532457108   4,326,908 5,518 SH   SOLE   0 0 5,518
EMERSON ELEC CO COM 291011104   4,433,867 38,710 SH   SOLE   0 0 38,710
EOG RES INC COM 26875P101   2,009,119 14,779 SH   SOLE   0 0 14,779
EXACT SCIENCES CORP COM 30063P105   243,206 3,463 SH   SOLE   0 0 3,463
EXXON MOBIL CORP COM 30231G102   6,874,592 56,642 SH   SOLE   0 0 56,642
FEDEX CORP COM 31428X106   248,798 910 SH   SOLE   0 0 910
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,870,659 41,691 SH   SOLE   0 0 41,691
FIFTH THIRD BANCORP COM 316773100   216,546 6,134 SH   SOLE   0 0 6,134
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   3,357,040 137,246 SH   SOLE   0 0 137,246
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   417,151 7,425 SH   SOLE   0 0 7,425
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   250,961 2,985 SH   SOLE   0 0 2,985
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   3,160,809 57,085 SH   SOLE   0 0 57,085
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   19,387,237 450,656 SH   SOLE   0 0 450,656
FIRST TR EXCHNG TRADED FD VI VEST FUND OF DEP 33740U703   20,959,319 888,860 SH   SOLE   0 0 888,860
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870   5,316,020 283,975 SH   SOLE   0 0 283,975
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839   223,437 5,554 SH   SOLE   0 0 5,554
FIRST TR VALUE LINE DIVID IN SHS 33734H106   214,479 5,188 SH   SOLE   0 0 5,188
FISERV INC COM 337738108   570,345 3,624 SH   SOLE   0 0 3,624
FORD MTR CO DEL COM 345370860   397,788 29,954 SH   SOLE   0 0 29,954
FRANCO NEV CORP COM 351858105   3,934,251 32,166 SH   SOLE   0 0 32,166
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   208,494 35,338 SH   SOLE   0 0 35,338
FS KKR CAP CORP COM 302635206   249,954 13,032 SH   SOLE   0 0 13,032
FULLER H B CO COM 359694106   201,942 2,600 SH   SOLE   0 0 2,600
GALLAGHER ARTHUR J & CO COM 363576109   601,165 2,464 SH   SOLE   0 0 2,464
GARMIN LTD SHS H2906T109   403,374 2,734 SH   SOLE   0 0 2,734
GARTNER INC COM 366651107   313,260 666 SH   SOLE   0 0 666
GENERAL DYNAMICS CORP COM 369550108   710,872 2,408 SH   SOLE   0 0 2,408
GENERAL ELECTRIC CO COM NEW 369604301   358,027 2,291 SH   SOLE   0 0 2,291
GENERAL MLS INC COM 370334104   575,533 8,247 SH   SOLE   0 0 8,247
GENERAL MTRS CO COM 37045V100   823,108 18,610 SH   SOLE   0 0 18,610
GLOBAL X FDS US INFR DEV ETF 37954Y673   369,724 9,308 SH   SOLE   0 0 9,308
GOLDMAN SACHS GROUP INC COM 38141G104   2,325,318 5,698 SH   SOLE   0 0 5,698
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   2,539,361 110,407 SH   SOLE   0 0 110,407
GROUP 1 AUTOMOTIVE INC COM 398905109   230,289 832 SH   SOLE   0 0 832
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   454,338 11,798 SH   SOLE   0 0 11,798
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   2,589,832 134,677 SH   SOLE   0 0 134,677
HOME DEPOT INC COM 437076102   5,752,384 16,074 SH   SOLE   0 0 16,074
HONEYWELL INTL INC COM 438516106   2,514,398 12,754 SH   SOLE   0 0 12,754
HORIZON BANCORP INC COM 440407104   184,568 15,523 SH   SOLE   0 0 15,523
HP INC COM 40434L105   291,188 10,003 SH   SOLE   0 0 10,003
HUBBELL INC COM 443510607   301,549 723 SH   SOLE   0 0 723
HUNTINGTON BANCSHARES INC COM 446150104   420,388 30,911 SH   SOLE   0 0 30,911
ILLINOIS TOOL WKS INC COM 452308109   217,760 828 SH   SOLE   0 0 828
INDEPENDENT BK CORP MICH COM NEW 453838609   248,155 10,170 SH   SOLE   0 0 10,170
INTEL CORP COM 458140100   2,360,829 60,988 SH   SOLE   0 0 60,988
INTERCONTINENTAL EXCHANGE IN COM 45866F104   325,687 2,362 SH   SOLE   0 0 2,362
INTERNATIONAL BUSINESS MACHS COM 459200101   1,191,680 6,301 SH   SOLE   0 0 6,301
INTUIT COM 461202103   2,090,858 3,289 SH   SOLE   0 0 3,289
INTUITIVE SURGICAL INC COM NEW 46120E602   2,350,148 6,051 SH   SOLE   0 0 6,051
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   18,816,625 376,785 SH   SOLE   0 0 376,785
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   226,952 10,756 SH   SOLE   0 0 10,756
INVESCO EXCH TRADED FD TR II PURBTA MSCI US 46138E461   18,157,189 349,513 SH   SOLE   0 0 349,513
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   31,564,815 311,075 SH   SOLE   0 0 311,075
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   887,264 14,805 SH   SOLE   0 0 14,805
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   441,266 2,652 SH   SOLE   0 0 2,652
INVESCO QQQ TR UNIT SER 1 46090E103   2,476,311 5,622 SH   SOLE   0 0 5,622
ISHARES GOLD TR ISHARES NEW 464285204   38,474,888 875,424 SH   SOLE   0 0 875,424
ISHARES INC CORE MSCI EMKT 46434G103   1,210,562 23,343 SH   SOLE   0 0 23,343
ISHARES SILVER TR ISHARES 46428Q109   1,628,702 65,070 SH   SOLE   0 0 65,070
ISHARES TR SELECT DIVID ETF 464287168   894,151 7,390 SH   SOLE   0 0 7,390
ISHARES TR COHEN STEER REIT 464287564   303,835 5,431 SH   SOLE   0 0 5,431
ISHARES TR NATIONAL MUN ETF 464288414   16,941,534 159,165 SH   SOLE   0 0 159,165
ISHARES TR U.S. MED DVC ETF 464288810   4,127,789 72,038 SH   SOLE   0 0 72,038
ISHARES TR MSCI USA MIN VOL 46429B697   11,968,638 145,356 SH   SOLE   0 0 145,356
ISHARES TR MSCI USA QLT FCT 46432F339   383,432 2,359 SH   SOLE   0 0 2,359
ISHARES TR PFD AND INCM SEC 464288687   665,087 20,745 SH   SOLE   0 0 20,745
ISHARES TR US TREAS BD ETF 46429B267   469,101 20,900 SH   SOLE   0 0 20,900
ISHARES TR RUS 1000 ETF 464287622   1,133,284 3,971 SH   SOLE   0 0 3,971
ISHARES TR CORE S&P MCP ETF 464287507   36,661,174 614,502 SH   SOLE   0 0 614,502
ISHARES TR 3 7 YR TREAS BD 464288661   582,674 5,076 SH   SOLE   0 0 5,076
ISHARES TR ISHS 1-5YR INVS 464288646   374,872 7,349 SH   SOLE   0 0 7,349
ISHARES TR EAFE GRWTH ETF 464288885   326,106 3,199 SH   SOLE   0 0 3,199
ISHARES TR MRGSTR MD CP GRW 464288307   938,375 13,510 SH   SOLE   0 0 13,510
ISHARES TR RUSSELL 2000 ETF 464287655   597,272 2,921 SH   SOLE   0 0 2,921
ISHARES TR RUS 1000 GRW ETF 464287614   3,479,437 10,396 SH   SOLE   0 0 10,396
ISHARES TR CORE MSCI INTL 46435G326   83,809,876 1,259,920 SH   SOLE   0 0 1,259,920
ISHARES TR CORE US AGGBD ET 464287226   148,981,344 1,540,974 SH   SOLE   0 0 1,540,974
ISHARES TR ESG AWR MSCI USA 46435G425   1,131,529 9,934 SH   SOLE   0 0 9,934
ISHARES TR RUS 1000 VAL ETF 464287598   897,357 5,077 SH   SOLE   0 0 5,077
ISHARES TR TRS FLT RT BD 46434V860   49,289,036 976,214 SH   SOLE   0 0 976,214
ISHARES TR CONSER ALLOC ETF 464289883   241,878 6,638 SH   SOLE   0 0 6,638
ISHARES TR 1 3 YR TREAS BD 464287457   1,321,051 16,231 SH   SOLE   0 0 16,231
ISHARES TR CONV BD ETF 46435G102   1,336,672 16,987 SH   SOLE   0 0 16,987
ISHARES TR FLTG RATE NT ETF 46429B655   2,847,004 55,955 SH   SOLE   0 0 55,955
ISHARES TR HDG MSCI EAFE 46434V803   1,690,315 49,080 SH   SOLE   0 0 49,080
ISHARES TR 0-5YR HI YL CP 46434V407   396,540 9,419 SH   SOLE   0 0 9,419
ISHARES TR 7-10 YR TRSY BD 464287440   1,143,863 12,281 SH   SOLE   0 0 12,281
ISHARES TR RESIDENTIAL MULT 464288562   32,611,092 462,503 SH   SOLE   0 0 462,503
ISHARES TR US HOME CONS ETF 464288752   46,836,735 418,671 SH   SOLE   0 0 418,671
ISHARES TR CORE S&P SCP ETF 464287804   31,991,427 297,263 SH   SOLE   0 0 297,263
ISHARES TR CORE TOTAL USD 46434V613   250,221 5,558 SH   SOLE   0 0 5,558
ISHARES TR MSCI USA VALUE 46432F388   250,720 2,364 SH   SOLE   0 0 2,364
ISHARES TR BROAD USD HIGH 46435U853   31,720,560 878,199 SH   SOLE   0 0 878,199
ISHARES TR EAFE VALUE ETF 464288877   535,588 9,885 SH   SOLE   0 0 9,885
ISHARES TR CORE S&P500 ETF 464287200   1,356,065 2,603 SH   SOLE   0 0 2,603
ISHARES TR SHORT TREAS BD 464288679   632,326 5,740 SH   SOLE   0 0 5,740
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   921,929 10,859 SH   SOLE   0 0 10,859
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   17,114,950 340,325 SH   SOLE   0 0 340,325
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   715,694 13,355 SH   SOLE   0 0 13,355
JACKSON FINANCIAL INC COM CL A 46817M107   220,990 3,321 SH   SOLE   0 0 3,321
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   245,851 5,040 SH   SOLE   0 0 5,040
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   1,055,794 20,882 SH   SOLE   0 0 20,882
JOHNSON & JOHNSON COM 478160104   4,044,217 26,539 SH   SOLE   0 0 26,539
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   227,353 7,930 SH   SOLE   0 0 7,930
JPMORGAN CHASE & CO COM 46625H100   7,822,124 39,616 SH   SOLE   0 0 39,616
KINDER MORGAN INC DEL COM 49456B101   232,200 12,579 SH   SOLE   0 0 12,579
LINDE PLC SHS G54950103   3,356,371 7,223 SH   SOLE   0 0 7,223
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   52,605 19,851 SH   SOLE   0 0 19,851
LOCKHEED MARTIN CORP COM 539830109   820,295 1,801 SH   SOLE   0 0 1,801
LOWES COS INC COM 548661107   210,688 880 SH   SOLE   0 0 880
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   284,114 2,712 SH   SOLE   0 0 2,712
MARATHON PETE CORP COM 56585A102   626,889 2,861 SH   SOLE   0 0 2,861
MARKEL GROUP INC COM 570535104   277,735 184 SH   SOLE   0 0 184
MARSH & MCLENNAN COS INC COM 571748102   2,393,620 11,643 SH   SOLE   0 0 11,643
MASCO CORP COM 574599106   401,572 5,222 SH   SOLE   0 0 5,222
MASTERCARD INCORPORATED CL A 57636Q104   4,024,932 8,435 SH   SOLE   0 0 8,435
MCDONALDS CORP COM 580135101   1,031,400 3,867 SH   SOLE   0 0 3,867
MCKESSON CORP COM 58155Q103   366,601 680 SH   SOLE   0 0 680
MEDTRONIC PLC SHS G5960L103   272,725 3,225 SH   SOLE   0 0 3,225
MERCK & CO INC COM 58933Y105   3,400,532 26,569 SH   SOLE   0 0 26,569
META PLATFORMS INC CL A 30303M102   5,952,560 11,288 SH   SOLE   0 0 11,288
METLIFE INC COM 59156R108   805,985 10,951 SH   SOLE   0 0 10,951
MICRON TECHNOLOGY INC COM 595112103   630,690 5,103 SH   SOLE   0 0 5,103
MICROSOFT CORP COM 594918104   22,088,119 51,909 SH   SOLE   0 0 51,909
MONDELEZ INTL INC CL A 609207105   1,941,059 28,549 SH   SOLE   0 0 28,549
MORGAN STANLEY COM NEW 617446448   1,960,786 21,205 SH   SOLE   0 0 21,205
NETFLIX INC COM 64110L106   231,570 364 SH   SOLE   0 0 364
NEWMONT CORP COM 651639106   544,646 13,736 SH   SOLE   0 0 13,736
NEXTERA ENERGY INC COM 65339F101   1,778,814 27,716 SH   SOLE   0 0 27,716
NIKE INC CL B 654106103   200,761 2,260 SH   SOLE   0 0 2,260
NORDSON CORP COM 655663102   336,819 1,242 SH   SOLE   0 0 1,242
NOVO-NORDISK A S ADR 670100205   428,192 3,402 SH   SOLE   0 0 3,402
NVIDIA CORPORATION COM 67066G104   12,956,514 14,722 SH   SOLE   0 0 14,722
OCCIDENTAL PETE CORP COM 674599105   645,330 9,319 SH   SOLE   0 0 9,319
ONEOK INC NEW COM 682680103   338,681 4,252 SH   SOLE   0 0 4,252
ORACLE CORP COM 68389X105   967,920 7,750 SH   SOLE   0 0 7,750
PACER FDS TR TRENDPILOT US BD 69374H642   289,270 14,280 SH   SOLE   0 0 14,280
PACER FDS TR US CASH COWS 100 69374H881   62,040,250 1,071,877 SH   SOLE   0 0 1,071,877
PACER FDS TR TRENDP US LAR CP 69374H105   1,355,534 28,634 SH   SOLE   0 0 28,634
PACER FDS TR TRENDPILOT 100 69374H303   754,679 11,043 SH   SOLE   0 0 11,043
PAYPAL HLDGS INC COM 70450Y103   482,631 7,408 SH   SOLE   0 0 7,408
PEPSICO INC COM 713448108   4,147,033 24,518 SH   SOLE   0 0 24,518
PFIZER INC COM 717081103   2,323,277 87,145 SH   SOLE   0 0 87,145
PG&E CORP COM 69331C108   306,220 18,217 SH   SOLE   0 0 18,217
PHILIP MORRIS INTL INC COM 718172109   510,494 5,705 SH   SOLE   0 0 5,705
PHILLIPS 66 COM 718546104   270,824 1,586 SH   SOLE   0 0 1,586
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   533,110 15,588 SH   SOLE   0 0 15,588
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   281,450 2,981 SH   SOLE   0 0 2,981
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   820,834 8,190 SH   SOLE   0 0 8,190
PNC FINL SVCS GROUP INC COM 693475105   2,130,891 13,541 SH   SOLE   0 0 13,541
POOL CORP COM 73278L105   228,733 577 SH   SOLE   0 0 577
PROCTER AND GAMBLE CO COM 742718109   6,749,635 43,239 SH   SOLE   0 0 43,239
PROLOGIS INC. COM 74340W103   259,911 2,084 SH   SOLE   0 0 2,084
PROSHARES TR S&P 500 DV ARIST 74348A467   784,321 7,885 SH   SOLE   0 0 7,885
PRUDENTIAL FINL INC COM 744320102   507,324 4,384 SH   SOLE   0 0 4,384
QUALCOMM INC COM 747525103   1,583,896 9,234 SH   SOLE   0 0 9,234
QUANTA SVCS INC COM 74762E102   251,093 954 SH   SOLE   0 0 954
REINSURANCE GRP OF AMERICA I COM NEW 759351604   246,497 1,271 SH   SOLE   0 0 1,271
REPUBLIC SVCS INC COM 760759100   317,899 1,687 SH   SOLE   0 0 1,687
ROCKWELL AUTOMATION INC COM 773903109   993,559 3,558 SH   SOLE   0 0 3,558
RTX CORPORATION COM 75513E101   3,031,028 29,807 SH   SOLE   0 0 29,807
S&P GLOBAL INC COM 78409V104   355,127 823 SH   SOLE   0 0 823
SALESFORCE INC COM 79466L302   277,757 920 SH   SOLE   0 0 920
SANOFI SPONSORED ADR 80105N105   233,226 4,936 SH   SOLE   0 0 4,936
SCHLUMBERGER LTD COM STK 806857108   697,840 12,681 SH   SOLE   0 0 12,681
SCHWAB CHARLES CORP COM 808513105   235,048 3,270 SH   SOLE   0 0 3,270
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   202,059 4,215 SH   SOLE   0 0 4,215
SCHWAB STRATEGIC TR US TIPS ETF 808524870   557,675 10,781 SH   SOLE   0 0 10,781
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   12,172,424 154,062 SH   SOLE   0 0 154,062
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   396,997 8,257 SH   SOLE   0 0 8,257
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   448,179 9,339 SH   SOLE   0 0 9,339
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   652,981 7,913 SH   SOLE   0 0 7,913
SELECT SECTOR SPDR TR ENERGY 81369Y506   787,582 8,030 SH   SOLE   0 0 8,030
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,496,566 21,780 SH   SOLE   0 0 21,780
SERVICENOW INC COM 81762P102   392,534 501 SH   SOLE   0 0 501
SHOPIFY INC CL A 82509L107   354,945 4,715 SH   SOLE   0 0 4,715
SOUTHERN CO COM 842587107   435,330 6,227 SH   SOLE   0 0 6,227
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   204,098 525 SH   SOLE   0 0 525
SPDR GOLD TR GOLD SHS 78463V107   438,240 2,037 SH   SOLE   0 0 2,037
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   14,736,104 404,283 SH   SOLE   0 0 404,283
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   44,111,645 1,241,532 SH   SOLE   0 0 1,241,532
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,579,649 6,905 SH   SOLE   0 0 6,905
SPDR SER TR PRTFLO S&P500 HI 78468R788   253,780 6,360 SH   SOLE   0 0 6,360
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   51,081,336 558,266 SH   SOLE   0 0 558,266
SPDR SER TR PORTFOLIO S&P600 78468R853   259,299 6,190 SH   SOLE   0 0 6,190
SPDR SER TR RUSSELL YIELD 78468R770   938,856 8,748 SH   SOLE   0 0 8,748
SPDR SER TR PORTFOLIO S&P500 78464A854   1,252,529 20,540 SH   SOLE   0 0 20,540
SPDR SER TR NUVEEN BLOOMBERG 78464A284   10,903,240 431,641 SH   SOLE   0 0 431,641
SPDR SER TR BLOOMBERG HIGH Y 78468R622   206,226 2,196 SH   SOLE   0 0 2,196
SPDR SER TR S&P DIVID ETF 78464A763   772,035 5,984 SH   SOLE   0 0 5,984
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   643,258 15,400 SH   SOLE   0 0 15,400
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   4,534,362 114,620 SH   SOLE   0 0 114,620
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   601,849 12,198 SH   SOLE   0 0 12,198
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   269,197 10,636 SH   SOLE   0 0 10,636
STEEL DYNAMICS INC COM 858119100   320,216 2,174 SH   SOLE   0 0 2,174
STELLANTIS N.V SHS N82405106   280,706 10,537 SH   SOLE   0 0 10,537
STRYKER CORPORATION COM 863667101   448,375 1,277 SH   SOLE   0 0 1,277
SYNOPSYS INC COM 871607107   1,835,110 3,189 SH   SOLE   0 0 3,189
SYSCO CORP COM 871829107   233,478 3,045 SH   SOLE   0 0 3,045
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   377,685 2,672 SH   SOLE   0 0 2,672
TARGET CORP COM 87612E106   524,886 3,056 SH   SOLE   0 0 3,056
TERADYNE INC COM 880770102   417,526 3,892 SH   SOLE   0 0 3,892
TESLA INC COM 88160R101   3,363,300 20,396 SH   SOLE   0 0 20,396
TEXAS INSTRS INC COM 882508104   229,934 1,373 SH   SOLE   0 0 1,373
TEXTRON INC COM 883203101   286,086 2,960 SH   SOLE   0 0 2,960
THE CIGNA GROUP COM 125523100   463,969 1,280 SH   SOLE   0 0 1,280
THERMO FISHER SCIENTIFIC INC COM 883556102   2,478,981 4,278 SH   SOLE   0 0 4,278
THOMSON REUTERS CORP. COM 884903808   213,172 1,403 SH   SOLE   0 0 1,403
TJX COS INC NEW COM 872540109   615,885 6,362 SH   SOLE   0 0 6,362
TRACTOR SUPPLY CO COM 892356106   224,767 890 SH   SOLE   0 0 890
TRUIST FINL CORP COM 89832Q109   825,911 21,683 SH   SOLE   0 0 21,683
UBER TECHNOLOGIES INC COM 90353T100   350,306 4,540 SH   SOLE   0 0 4,540
UNION PAC CORP COM 907818108   2,118,008 8,752 SH   SOLE   0 0 8,752
UNITED PARCEL SERVICE INC CL B 911312106   808,686 5,343 SH   SOLE   0 0 5,343
UNITED RENTALS INC COM 911363109   208,628 295 SH   SOLE   0 0 295
UNITEDHEALTH GROUP INC COM 91324P102   3,247,294 7,125 SH   SOLE   0 0 7,125
US BANCORP DEL COM NEW 902973304   236,094 5,487 SH   SOLE   0 0 5,487
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   257,473 15,200 SH   SOLE   0 0 15,200
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,433,864 14,508 SH   SOLE   0 0 14,508
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   22,104,844 308,382 SH   SOLE   0 0 308,382
VANGUARD INDEX FDS GROWTH ETF 922908736   713,988 2,083 SH   SOLE   0 0 2,083
VANGUARD INDEX FDS LARGE CAP ETF 922908637   263,259,402 1,106,132 SH   SOLE   0 0 1,106,132
VANGUARD INDEX FDS MID CAP ETF 922908629   56,748,455 230,779 SH   SOLE   0 0 230,779
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,293,584 5,030 SH   SOLE   0 0 5,030
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,417,973 68,969 SH   SOLE   0 0 68,969
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,180,087 14,059 SH   SOLE   0 0 14,059
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,529,323 3,210 SH   SOLE   0 0 3,210
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   433,160 3,952 SH   SOLE   0 0 3,952
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   28,652,776 680,265 SH   SOLE   0 0 680,265
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   9,679,043 202,152 SH   SOLE   0 0 202,152
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,045,578 60,960 SH   SOLE   0 0 60,960
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   638,636 11,049 SH   SOLE   0 0 11,049
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,813,241 36,569 SH   SOLE   0 0 36,569
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   52,317,654 692,307 SH   SOLE   0 0 692,307
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,378,812 17,337 SH   SOLE   0 0 17,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   822,443 4,585 SH   SOLE   0 0 4,585
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,646,005 73,345 SH   SOLE   0 0 73,345
VANGUARD WORLD FD MEGA GRWTH IND 921910816   255,427 895 SH   SOLE   0 0 895
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   4,117,802 13,314 SH   SOLE   0 0 13,314
VEEVA SYS INC CL A COM 922475108   274,640 1,279 SH   SOLE   0 0 1,279
VERISK ANALYTICS INC COM 92345Y106   292,489 1,285 SH   SOLE   0 0 1,285
VERIZON COMMUNICATIONS INC COM 92343V104   2,611,130 61,993 SH   SOLE   0 0 61,993
VISA INC COM CL A 92826C839   4,294,955 15,497 SH   SOLE   0 0 15,497
WALMART INC COM 931142103   4,442,144 74,221 SH   SOLE   0 0 74,221
WEC ENERGY GROUP INC COM 92939U106   219,004 2,728 SH   SOLE   0 0 2,728
WELLS FARGO CO NEW COM 949746101   2,869,714 49,995 SH   SOLE   0 0 49,995
WHEATON PRECIOUS METALS CORP COM 962879102   2,338,920 46,251 SH   SOLE   0 0 46,251
WISDOMTREE TR EM EX ST-OWNED 97717X578   210,426 7,109 SH   SOLE   0 0 7,109
XYLEM INC COM 98419M100   272,113 2,121 SH   SOLE   0 0 2,121
ZOETIS INC CL A 98978V103   297,057 1,791 SH   SOLE   0 0 1,791