The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc. Com 001055102   125,576 1,214 SH   SOLE 0 1,214 0 0
Agco Corporation Com 001084102   654 7 SH   SOLE 0 7 0 0
Aes Corp Com 00130H105   1,097,669 85,289 SH   SOLE 0 85,289 0 0
Aes Corp Com 00130H105   16,203 1,259 SH   DFND 0 1,259 0 0
AT&T Inc Com 00206R102   148,551 6,524 SH   SOLE 0 6,524 0 0
Abbott Laboratories Com 002824100   3,161,764 27,953 SH   SOLE 0 27,953 0 0
Abbott Laboratories Com 002824100   233,120 2,061 SH   DFND 0 2,061 0 0
Abbvie Inc Com 00287Y109   3,662,930 20,613 SH   SOLE 0 20,613 0 0
Abbvie Inc Com 00287Y109   310,087 1,745 SH   DFND 0 1,745 0 0
Aberdeen Standard Precious Metals ETF Com 003263100   21,960 200 SH   SOLE 0 200 0 0
Adobe Systems Inc. Com 00724F101   1,751,150 3,938 SH   SOLE 0 3,938 0 0
Adobe Systems Inc. Com 00724F101   15,564 35 SH   DFND 0 35 0 0
Advanced Micro Devices Com 007903107   966 8 SH   SOLE 0 8 0 0
Agnico Eagle Mines Ltd Com 008474108   106,913 1,367 SH   SOLE 0 1,367 0 0
Air Products & Chemicals Inc Com 009158106   8,701 30 SH   SOLE 0 30 0 0
Albemarle Corp. Com 012653101   1,286,207 14,942 SH   SOLE 0 14,942 0 0
Albemarle Corp. Com 012653101   149,177 1,733 SH   DFND 0 1,733 0 0
Albertsons Companies Inc Com 013091103   511 26 SH   SOLE 0 26 0 0
Alexandria Real Estate Equities Inc. Com 015271109   780 8 SH   SOLE 0 8 0 0
Alibaba Group Holding Com 01609W102   8,479 100 SH   SOLE 0 100 0 0
Alliant Energy Corp Com 018802108   58,667 992 SH   SOLE 0 992 0 0
Allstate Corp Com 020002101   149,798 777 SH   SOLE 0 777 0 0
Alphabet Class C Com 02079K107   250,238 1,314 SH   SOLE 0 1,314 0 0
Alphabet Class A Com 02079K305   9,019,766 47,648 SH   SOLE 0 47,648 0 0
Alphabet Class A Com 02079K305   1,496,227 7,904 SH   DFND 0 7,904 0 0
Altria Group Inc Com 02209S103   228,298 4,366 SH   SOLE 0 4,366 0 0
Altria Group Inc Com 02209S103   140,660 2,690 SH   DFND 0 2,690 0 0
Amazon.com Inc. Com 023135106   6,451,382 29,406 SH   SOLE 0 29,406 0 0
Amazon.com Inc. Com 023135106   776,421 3,539 SH   DFND 0 3,539 0 0
American Airlines Group Inc Com 02376R102   837 48 SH   SOLE 0 48 0 0
Amentum Holdings Inc. Com 023939101   4,206 200 SH   SOLE 0 200 0 0
American Express Co Com 025816109   299,758 1,010 SH   SOLE 0 1,010 0 0
American International Group Inc Com 026874784   801 11 SH   SOLE 0 11 0 0
American Tower Corp Cl A Com 03027X100   4,218 23 SH   SOLE 0 23 0 0
American Tower Corp Cl A Com 03027X100   64,194 350 SH   DFND 0 350 0 0
Ameriprise Financial Inc Com 03076C106   131,510 247 SH   SOLE 0 247 0 0
Ametek Inc Com 031100100   1,803 10 SH   SOLE 0 10 0 0
Amgen Inc Com 031162100   17,984 69 SH   SOLE 0 69 0 0
Amicus Therapeutics Inc Com 03152W109   22,702 2,410 SH   SOLE 0 2,410 0 0
Amphenol Corp Com 032095101   1,250 18 SH   SOLE 0 18 0 0
Analog Devices, Inc. Com 032654105   1,700 8 SH   SOLE 0 8 0 0
Elevance Health Inc Com 036752103   22,134 60 SH   SOLE 0 60 0 0
Apple Computer Inc Com 037833100   13,829,445 55,225 SH   SOLE 0 55,225 0 0
Apple Computer Inc Com 037833100   679,640 2,714 SH   DFND 0 2,714 0 0
Applied Materials Inc Com 038222105   10,571 65 SH   SOLE 0 65 0 0
Aptargroup Inc Com 038336103   943 6 SH   SOLE 0 6 0 0
Archer Daniels Midland Co Com 039483102   505 10 SH   SOLE 0 10 0 0
Arrow Electronics Inc Com 042735100   1,244 11 SH   SOLE 0 11 0 0
Astrazeneca PLC Com 046353108   13,104 200 SH   SOLE 0 200 0 0
Atmos Energy Corp Com 049560105   279 2 SH   SOLE 0 2 0 0
Automatic Data Processing Inc Com 053015103   70,548 241 SH   SOLE 0 241 0 0
Automatic Data Processing Inc Com 053015103   12,002 41 SH   DFND 0 41 0 0
Avalonbay Communities Inc Com 053484101   31,456 143 SH   SOLE 0 143 0 0
Avnet Inc. Com 053807103   889 17 SH   SOLE 0 17 0 0
BJS Whsl Club Hldgs Inc Com 05550J101   26,805 300 SH   SOLE 0 300 0 0
BP Amoco PLC Sponsored ADR Com 055622104   34,437 1,165 SH   SOLE 0 1,165 0 0
Badger Meter Inc Com 056525108   3,482,162 16,416 SH   SOLE 0 16,416 0 0
Badger Meter Inc Com 056525108   218,484 1,030 SH   DFND 0 1,030 0 0
Baker Hughes Co Com 05722G100   943 23 SH   SOLE 0 23 0 0
Bank America Corp Com 060505104   205,290 4,671 SH   SOLE 0 4,671 0 0
Baxter Intl Inc Com 071813109   554 19 SH   SOLE 0 19 0 0
Becton Dickinson & Co Com 075887109   1,134 5 SH   SOLE 0 5 0 0
WR Berkley Corp Com 084423102   351 6 SH   SOLE 0 6 0 0
Berkshire Hathaway Inc Class B Com 084670702   221,654 489 SH   SOLE 0 489 0 0
Berkshire Hathaway Inc Class B Com 084670702   120,119 265 SH   DFND 0 265 0 0
Best Buy Co Inc Com 086516101   429 5 SH   SOLE 0 5 0 0
Blackstone Inc Com 09260D107   5,627,789 32,640 SH   SOLE 0 32,640 0 0
Blackstone Inc Com 09260D107   682,438 3,958 SH   DFND 0 3,958 0 0
Blackrock Financial Class B Com 09290D101   7,087,611 6,914 SH   SOLE 0 6,914 0 0
Blackrock Financial Class B Com 09290D101   795,485 776 SH   DFND 0 776 0 0
Blue Owl Capital Inc Com 09581B103   698 30 SH   SOLE 0 30 0 0
Boeing Co Com 097023105   192,399 1,087 SH   SOLE 0 1,087 0 0
Boeing Co Com 097023105   12,390 70 SH   DFND 0 70 0 0
Booking Holdings Inc Com 09857L108   19,874 4 SH   SOLE 0 4 0 0
Boston Scientific Corp Com 101137107   1,786 20 SH   SOLE 0 20 0 0
Bristol Myers Squibb Co Com 110122108   7,918 140 SH   SOLE 0 140 0 0
Brixmor Property Group Inc Com 11120U105   835 30 SH   SOLE 0 30 0 0
Broadcom Inc Com 11135F101   12,974,462 55,963 SH   SOLE 0 55,963 0 0
Broadcom Inc Com 11135F101   767,390 3,310 SH   DFND 0 3,310 0 0
Brown & Brown, Inc. Com 115236101   510 5 SH   SOLE 0 5 0 0
Builders Firstsource Inc Com 12008R107   429 3 SH   SOLE 0 3 0 0
CBOE Global Markes Inc. Com 12503M108   107,861 552 SH   SOLE 0 552 0 0
CF Industries Com 125269100   6,826 80 SH   SOLE 0 80 0 0
Cigna Group Com 125523100   1,381 5 SH   SOLE 0 5 0 0
CME Group Inc Com 12572Q105   307,937 1,326 SH   SOLE 0 1,326 0 0
CSX Corp. Com 126408103   198,009 6,136 SH   SOLE 0 6,136 0 0
CVS Health Corp Com 126650100   5,207 116 SH   SOLE 0 116 0 0
Campbell Soup Co Com 134429109   377 9 SH   SOLE 0 9 0 0
Canadian Imperial Bank of Commerce Toronto Com 136069101   10,749 170 SH   SOLE 0 170 0 0
Capital One Financial Com 14040H105   1,783 10 SH   SOLE 0 10 0 0
Cardinal Health Inc. Com 14149Y108   67,650 572 SH   SOLE 0 572 0 0
Carnival Corp Com 143658300   2,492 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104   28,669 420 SH   SOLE 0 420 0 0
Carrier Global Corporation Com 14448C104   68,260 1,000 SH   DFND 0 1,000 0 0
Caseys General Store Inc. com Com 147528103   792 2 SH   SOLE 0 2 0 0
Caterpillar Inc Com 149123101   154,536 426 SH   SOLE 0 426 0 0
Caterpillar Inc Com 149123101   295,649 815 SH   DFND 0 815 0 0
Celanese Corp Com 150870103   8,305 120 SH   SOLE 0 120 0 0
Centerpoint Energy Inc Com 15189T107   4,760 150 SH   SOLE 0 150 0 0
Charter Communications Inc CL A Com 16119P108   14,054 41 SH   SOLE 0 41 0 0
Chevron Corp Com 166764100   2,520,651 17,403 SH   SOLE 0 17,403 0 0
Chevron Corp Com 166764100   143,971 994 SH   DFND 0 994 0 0
Church & Dwight Co., Inc. Pfd Stk 171340102   524 5 SH   SOLE 0 5 0 0
Cisco Systems Inc Com 17275R102   380,360 6,425 SH   SOLE 0 6,425 0 0
Cisco Systems Inc Com 17275R102   96,910 1,637 SH   DFND 0 1,637 0 0
Citigroup Inc New Com 172967424   563 8 SH   SOLE 0 8 0 0
Citizens Financial Group Inc Com 174610105   831 19 SH   SOLE 0 19 0 0
Clearway Energy Inc Class A Com 18539C105   489 20 SH   SOLE 0 20 0 0
Clearway Energy Inc Class C Com 18539C204   286 11 SH   SOLE 0 11 0 0
Clorox Co Com 189054109   6,821 42 SH   SOLE 0 42 0 0
Coca Cola Co Com 191216100   60,392 970 SH   SOLE 0 970 0 0
Coca Cola Co Com 191216100   146,311 2,350 SH   DFND 0 2,350 0 0
Cognex Corp Com 192422103   2,008 56 SH   SOLE 0 56 0 0
Cognizant Technology Solutions Corp Com 192446102   1,000 13 SH   SOLE 0 13 0 0
Cohen & Steers Infrastructure Fund Com 19248A109   18,150 755 SH   SOLE 0 755 0 0
Colgate-Palmolive Co Com 194162103   1,727 19 SH   SOLE 0 19 0 0
Comcast Corp New Class A Com 20030N101   1,057,783 28,185 SH   SOLE 0 28,185 0 0
Comcast Corp New Class A Com 20030N101   33,514 893 SH   DFND 0 893 0 0
Comerica Inc Com 200340107   487,811 7,887 SH   SOLE 0 7,887 0 0
Commerce Bancshares Inc Com 200525103   561 9 SH   SOLE 0 9 0 0
Conagra Brands Inc Com 205887102   12,488 450 SH   SOLE 0 450 0 0
Concentrix Corp Com 20602D101   2,164 50 SH   SOLE 0 50 0 0
Conocophillips Com 20825C104   33,123 334 SH   SOLE 0 334 0 0
Consolidated Edison Inc. Com 209115104   127,777 1,432 SH   SOLE 0 1,432 0 0
Constellation Brands Inc Com 21036P108   442 2 SH   SOLE 0 2 0 0
Constellation Energy Corp Com 21037T109   136,463 610 SH   SOLE 0 610 0 0
Corning Inc Com 219350105   1,642,101 34,556 SH   SOLE 0 34,556 0 0
Corning Inc Com 219350105   160,428 3,376 SH   DFND 0 3,376 0 0
Corteva Inc Com 22052L104   8,715 153 SH   DFND 0 153 0 0
Costco Wholesale Corp Com 22160K105   3,433,264 3,747 SH   SOLE 0 3,747 0 0
Costco Wholesale Corp Com 22160K105   263,886 288 SH   DFND 0 288 0 0
Costar Group Inc Com 22160N109   501 7 SH   SOLE 0 7 0 0
Crown Castle Inc Com 22822V101   6,898 76 SH   SOLE 0 76 0 0
Cullen Frost Bankers Inc. Com 229899109   940 7 SH   SOLE 0 7 0 0
Cummins Inc. Com 231021106   5,301,509 15,208 SH   SOLE 0 15,208 0 0
Cummins Inc. Com 231021106   254,129 729 SH   DFND 0 729 0 0
D R Horton Inc Com 23331A109   280 2 SH   SOLE 0 2 0 0
DTE Energy Co. Com 233331107   18,113 150 SH   SOLE 0 150 0 0
Dt Midstream Inc Com 23345M107   9,545 96 SH   SOLE 0 96 0 0
Danaher Corp Com 235851102   2,386,402 10,396 SH   SOLE 0 10,396 0 0
Danaher Corp Com 235851102   328,716 1,432 SH   DFND 0 1,432 0 0
Deere & Co Com 244199105   2,079,520 4,908 SH   SOLE 0 4,908 0 0
Deere & Co Com 244199105   159,311 376 SH   DFND 0 376 0 0
Delta Air Lines Inc Com 247361702   787 13 SH   SOLE 0 13 0 0
Devon Energy Corp New Com 25179M103   720 22 SH   SOLE 0 22 0 0
Diageo PLC ADR Com 25243Q205   25,426 200 SH   DFND 0 200 0 0
Diamondback Energy Inc Com 25278X109   655 4 SH   SOLE 0 4 0 0
Digital Realty Trust Pfd Com 253868103   8,867 50 SH   SOLE 0 50 0 0
Dimensional US Small Cap ETF Com 25434V500   278,477 4,279 SH   SOLE 0 4,279 0 0
Walt Disney Co Com 254687106   1,926,244 17,299 SH   SOLE 0 17,299 0 0
Walt Disney Co Com 254687106   252,319 2,266 SH   DFND 0 2,266 0 0
Discover Financial Services Com 254709108   3,089,904 17,837 SH   SOLE 0 17,837 0 0
Discover Financial Services Com 254709108   164,915 952 SH   DFND 0 952 0 0
Dominion Resources Inc New Com 25746U109   5,601 104 SH   SOLE 0 104 0 0
Dominion Resources Inc New Com 25746U109   26,930 500 SH   DFND 0 500 0 0
Donaldson Co Inc Com 257651109   943 14 SH   SOLE 0 14 0 0
Dover Corp. Com 260003108   750 4 SH   SOLE 0 4 0 0
Dow Inc Com 260557103   32,224 803 SH   DFND 0 803 0 0
Driven Brands Holdings Inc Com 26210V102   1,566 97 SH   SOLE 0 97 0 0
Duke Energy Corp Com 26441C204   72,401 672 SH   SOLE 0 672 0 0
Duke Energy Corp Com 26441C204   124,332 1,154 SH   DFND 0 1,154 0 0
Dupont De Nemours Inc Com 26614N102   610 8 SH   SOLE 0 8 0 0
Doximity Inc Class A Com 26622P107   694 13 SH   SOLE 0 13 0 0
EOG Resources Inc Com 26875P101   3,143,442 25,644 SH   SOLE 0 25,644 0 0
EOG Resources Inc Com 26875P101   157,025 1,281 SH   DFND 0 1,281 0 0
Eastman Chem Co Com 277432100   822 9 SH   SOLE 0 9 0 0
Ebay Inc Com Com 278642103   1,301 21 SH   SOLE 0 21 0 0
Edison Intl Com 281020107   399 5 SH   SOLE 0 5 0 0
Electronic Arts Com 285512109   732 5 SH   SOLE 0 5 0 0
Emerson Electric Corp Com 291011104   118,353 955 SH   SOLE 0 955 0 0
Enbridge Inc Com 29250N105   1,920,255 45,257 SH   SOLE 0 45,257 0 0
Enbridge Inc Com 29250N105   156,397 3,686 SH   DFND 0 3,686 0 0
Entergy Corp Com 29364G103   76,123 1,004 SH   SOLE 0 1,004 0 0
Entergy Corp Com 29364G103   83,402 1,100 SH   DFND 0 1,100 0 0
Enterprise Prods Partners L P Com 293792107   50,176 1,600 SH   SOLE 0 1,600 0 0
Envista Holdings Corp Com 29415F104   965 50 SH   SOLE 0 50 0 0
Equinix Inc Com Com 29444U700   5,657 6 SH   SOLE 0 6 0 0
Essential Utilities Inc Com 29670G102   58,584 1,613 SH   SOLE 0 1,613 0 0
Essex Property Trust Inc REIT Com 297178105   571 2 SH   SOLE 0 2 0 0
Euronet Worldwide Inc Com 298736109   514 5 SH   SOLE 0 5 0 0
Evergy Inc Com 30034W106   308 5 SH   SOLE 0 5 0 0
Exelon Corp Com 30161N101   95,944 2,549 SH   SOLE 0 2,549 0 0
Expeditors Intl of Washington Inc Com 302130109   554 5 SH   SOLE 0 5 0 0
Extra Space Storage Inc Com 30225T102   898 6 SH   SOLE 0 6 0 0
Exxon Mobil Corp Com 30231G102   545,918 5,075 SH   SOLE 0 5,075 0 0
Exxon Mobil Corp Com 30231G102   177,491 1,650 SH   DFND 0 1,650 0 0
FMC Corp Com 302491303   292 6 SH   SOLE 0 6 0 0
Meta Platforms Inc Com 30303M102   26,348 45 SH   SOLE 0 45 0 0
Meta Platforms Inc Com 30303M102   40,986 70 SH   DFND 0 70 0 0
Fastenal Co Com 311900104   5,969 83 SH   SOLE 0 83 0 0
Fastenal Co Com 311900104   43,146 600 SH   DFND 0 600 0 0
Federated Hermes ETF Total Return Com 31423L404   251,563 10,193 SH   SOLE 0 10,193 0 0
FedEx Corp Com 31428X106   844 3 SH   SOLE 0 3 0 0
Ferguson Enterprises Inc Com 31488V107   1,041 6 SH   SOLE 0 6 0 0
Fidelity National Financial Inc New Com 31620R303   7,747 138 SH   SOLE 0 138 0 0
Fifth Third Bancorp Com 316773100   805,180 19,044 SH   SOLE 0 19,044 0 0
First Citizens Bancshares Inc Com 31946M103   2,113 1 SH   SOLE 0 1 0 0
First Hawaiian Inc Com 32051X108   649 25 SH   SOLE 0 25 0 0
First Trust Cybersecurity ETF Com 33734X846   2,238,579 35,281 SH   SOLE 0 35,281 0 0
First Trust Cybersecurity ETF Com 33734X846   89,020 1,403 SH   DFND 0 1,403 0 0
Fiserv Inc Com 337738108   313,060 1,524 SH   SOLE 0 1,524 0 0
Fiserv Inc Com 337738108   24,240 118 SH   DFND 0 118 0 0
Firstenergy Corp Com 337932107   358 9 SH   SOLE 0 9 0 0
Flexshares Global Natural Resources Com 33939L407   163,038 4,484 SH   SOLE 0 4,484 0 0
Ford Motor Co Com 345370860   1,980 200 SH   SOLE 0 200 0 0
Fortive Corp Com 34959J108   525 7 SH   SOLE 0 7 0 0
Franklin FTSE India ETF Com 35473P769   8,238,247 217,368 SH   SOLE 0 217,368 0 0
Franklin FTSE India ETF Com 35473P769   234,828 6,196 SH   DFND 0 6,196 0 0
Frontier Communications Parent Inc Com 35909D109   1,110 32 SH   SOLE 0 32 0 0
GE Healthcare Technologies Inc Com 36266G107   24,236 310 SH   SOLE 0 310 0 0
GE Healthcare Technologies Inc Com 36266G107   9,382 120 SH   DFND 0 120 0 0
Arthur J Gallagher & Co. Com 363576109   852 3 SH   SOLE 0 3 0 0
GE Vernova Inc Com 36828A101   9,210 28 SH   SOLE 0 28 0 0
GE Vernova Inc Com 36828A101   21,380 65 SH   DFND 0 65 0 0
General Dynamics Corp Com 369550108   30,038 114 SH   SOLE 0 114 0 0
General Dynamics Corp Com 369550108   79,047 300 SH   DFND 0 300 0 0
GE Aerospace Com 369604301   43,866 263 SH   SOLE 0 263 0 0
GE Aerospace Com 369604301   40,864 245 SH   DFND 0 245 0 0
General Mills Inc Com 370334104   102,287 1,604 SH   SOLE 0 1,604 0 0
Gilead Sciences Inc Com 375558103   6,928 75 SH   SOLE 0 75 0 0
Gilead Sciences Inc Com 375558103   27,711 300 SH   DFND 0 300 0 0
GSK PLC ADR Com 37733W204   20,292 600 SH   DFND 0 600 0 0
Global X Preferred ETF Com 37954Y657   19,510 1,000 SH   SOLE 0 1,000 0 0
Goldman Sachs Group Inc Com 38141G104   3,436 6 SH   SOLE 0 6 0 0
Goldman Sachs Group Inc Com 38141G104   86,466 151 SH   DFND 0 151 0 0
Grainger, Ww Inc Com 384802104   18,973 18 SH   SOLE 0 18 0 0
Grand Canyon Education Inc Com 38526M106   983 6 SH   SOLE 0 6 0 0
Graphic Packaging Holding Co Com 388689101   543 20 SH   SOLE 0 20 0 0
HP Inc Com 40434L105   587 18 SH   SOLE 0 18 0 0
Halliburton Co Com 406216101   353 13 SH   SOLE 0 13 0 0
Hartford Financial Services Group Com 416515104   547 5 SH   SOLE 0 5 0 0
Hershey Co. Com 427866108   847 5 SH   SOLE 0 5 0 0
Hilton Worldwide Holdings Inc Com 43300A203   1,236 5 SH   SOLE 0 5 0 0
Home Depot Inc Com 437076102   2,517,154 6,471 SH   SOLE 0 6,471 0 0
Home Depot Inc Com 437076102   390,546 1,004 SH   DFND 0 1,004 0 0
Honeywell Intl Inc Com 438516106   2,275,616 10,074 SH   SOLE 0 10,074 0 0
Honeywell Intl Inc Com 438516106   109,557 485 SH   DFND 0 485 0 0
Hormel Foods Corp Com 440452100   627 20 SH   SOLE 0 20 0 0
Houlihan Lokey Inc Com 441593100   695 4 SH   SOLE 0 4 0 0
Howmet Aerospace Inc Com 443201108   766 7 SH   SOLE 0 7 0 0
Ingersoll Rand Inc Com 45687V106   814 9 SH   SOLE 0 9 0 0
Ingredion Inc Com 457187102   1,673,555 12,166 SH   SOLE 0 12,166 0 0
Ingredion Inc Com 457187102   78,134 568 SH   DFND 0 568 0 0
Intel Corp Com 458140100   14,236 710 SH   SOLE 0 710 0 0
Intel Corp Com 458140100   30,075 1,500 SH   DFND 0 1,500 0 0
Intercontinental Exchange Inc. Com 45866F104   1,788 12 SH   SOLE 0 12 0 0
International Business Machines Corp Com 459200101   222,028 1,010 SH   SOLE 0 1,010 0 0
International Flavors & Fragrances Inc. Com 459506101   676 8 SH   SOLE 0 8 0 0
Invesco QQQ Trust Com 46090E103   396,203 775 SH   SOLE 0 775 0 0
Invesco BulletShares 2027 Muni Bond ETF Com 46138J494   18,880 800 SH   SOLE 0 800 0 0
Invesco BulletShares 2026 Muni Bond ETF Com 46138J510   156,741 6,650 SH   SOLE 0 6,650 0 0
Invesco BulletShares 2026 Muni Bond ETF Com 46138J510   28,920 1,227 SH   DFND 0 1,227 0 0
Invesco BulletShares 2025 Muni Bond ETF Com 46138J528   736,305 30,041 SH   SOLE 0 30,041 0 0
Invesco BulletShares 2025 Muni Bond ETF Com 46138J528   14,559 594 SH   DFND 0 594 0 0
Invesco Bulletshares 2026 High Yld ETF Com 46138J635   4,208,028 180,796 SH   SOLE 0 180,796 0 0
Invesco Bulletshares 2026 High Yld ETF Com 46138J635   173,771 7,466 SH   DFND 0 7,466 0 0
Invesco Bulletshares 2028 ETF Com 46138J643   24,659 1,225 SH   SOLE 0 1,225 0 0
Invesco Bulletshares 2028 ETF Com 46138J643   24,659 1,225 SH   DFND 0 1,225 0 0
Invesco Bulletshares 2027 ETF Com 46138J783   5,930,472 304,439 SH   SOLE 0 304,439 0 0
Invesco Bulletshares 2027 ETF Com 46138J783   140,237 7,199 SH   DFND 0 7,199 0 0
Invesco BulletShares 2026 Corp Bond ETF Com 46138J791   12,913,916 664,638 SH   SOLE 0 664,638 0 0
Invesco BulletShares 2026 Corp Bond ETF Com 46138J791   378,147 19,462 SH   DFND 0 19,462 0 0
Invesco BulletShares 2025 High Yld Bd ETF Com 46138J817   25,031 1,085 SH   SOLE 0 1,085 0 0
Invitation Homes Inc Com 46187W107   416 13 SH   SOLE 0 13 0 0
Iridium Communications Inc Com 46269C102   261 9 SH   SOLE 0 9 0 0
Ishares Gold Trust Com 464285204   18,566 375 SH   SOLE 0 375 0 0
Ishares Core S&P Total Market ETF Com 464287150   269,845 2,098 SH   SOLE 0 2,098 0 0
Ishares Select Dividend ETF Com 464287168   170,677 1,300 SH   SOLE 0 1,300 0 0
Ishares S & P 500 ETF Com 464287200   2,054,493 3,490 SH   SOLE 0 3,490 0 0
Ishares Core Total US Bond Com 464287226   101,842 1,051 SH   SOLE 0 1,051 0 0
Ishares MSCI Emerging Market ETF Com 464287234   207,804 4,969 SH   SOLE 0 4,969 0 0
Ishares S&P 500 Growth Index Com 464287309   652,939 6,431 SH   SOLE 0 6,431 0 0
Ishares MSCI EAFE ETF Com 464287465   383,343 5,070 SH   SOLE 0 5,070 0 0
Ishares Russell Midcap ETF Com 464287499   687,752 7,780 SH   SOLE 0 7,780 0 0
Ishares Core S&P Midcap ETF Com 464287507   31,849,133 511,140 SH   SOLE 0 511,140 0 0
Ishares Core S&P Midcap ETF Com 464287507   591,260 9,489 SH   DFND 0 9,489 0 0
Ishares Russell 1000 Value Index Fund Com 464287598   52,577 284 SH   SOLE 0 284 0 0
IShares Tr S&P Mid Cap 400 Growth Com 464287606   361,720 3,978 SH   SOLE 0 3,978 0 0
Ishares Russell 1000 Growth ETF Com 464287614   152,600 380 SH   SOLE 0 380 0 0
Ishares Russell 1000 Growth ETF Com 464287614   115,253 287 SH   DFND 0 287 0 0
Ishares Russell 2000 ETF Com 464287655   558,587 2,528 SH   SOLE 0 2,528 0 0
Ishares S&P Mid-Cap 400 Value ETF Com 464287705   316,649 2,534 SH   SOLE 0 2,534 0 0
Ishares S&P Mid-Cap 400 Value ETF Com 464287705   21,993 176 SH   DFND 0 176 0 0
Ishares U.S. Healthcare ETF Com 464287762   31,757 545 SH   SOLE 0 545 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804   188,269 1,634 SH   SOLE 0 1,634 0 0
Ishares S&P Small-Cap 600 ETF Com 464287804   25,579 222 SH   DFND 0 222 0 0
Ishares U.S. Basic Materials EFT Com 464287838   2,599 20 SH   SOLE 0 20 0 0
Ishares International Select ETF Com 464288448   52,707 1,925 SH   SOLE 0 1,925 0 0
IShares Core US REIT ETF Com 464288521   178,807 3,120 SH   SOLE 0 3,120 0 0
Ishares US Preferred Stock E Com 464288687   6,131 195 SH   SOLE 0 195 0 0
Ishares India 50 ETF Com 464289529   30,504 600 SH   DFND 0 600 0 0
Blackrock Instl Core Agressive ETF Com 464289859   766 10 SH   SOLE 0 10 0 0
Ishares Silver Tr Com 46428Q109   23,328 886 SH   SOLE 0 886 0 0
Ishares Quality Factor EFT Com 46432F339   26,712 150 SH   SOLE 0 150 0 0
MFC Core Total International Stk ETF Com 46432F834   2,579 39 SH   SOLE 0 39 0 0
Ishares Core MSCI Eafe ETF Com 46432F842   737,589 10,495 SH   SOLE 0 10,495 0 0
iShares Core Total US bond Market ETF Com 46434V613   45,200 1,000 SH   SOLE 0 1,000 0 0
BlackRock Ultra Short Term Bond Fund ETF Com 46434V878   292,494 5,800 SH   SOLE 0 5,800 0 0
MFC Tr Broad High Yield Corp Bd Ishares Com 46435U853   1,126,068 30,608 SH   SOLE 0 30,608 0 0
Ishares Ibonds Dec 2028 Term ETF Com 46436E833   39,974 1,825 SH   DFND 0 1,825 0 0
J P Morgan Chase & Co Com 46625H100   9,293,317 38,769 SH   SOLE 0 38,769 0 0
J P Morgan Chase & Co Com 46625H100   850,251 3,547 SH   DFND 0 3,547 0 0
JP Morgan US Quality Factor ETF Com 46641Q761   641,939 11,209 SH   SOLE 0 11,209 0 0
Jacobs Solutions Inc Com 46982L108   26,724 200 SH   SOLE 0 200 0 0
Johnson & Johnson Com 478160104   4,017,833 27,782 SH   SOLE 0 27,782 0 0
Johnson & Johnson Com 478160104   439,211 3,037 SH   DFND 0 3,037 0 0
KLA Corp Com 482480100   4,448,647 7,060 SH   SOLE 0 7,060 0 0
KLA Corp Com 482480100   213,611 339 SH   DFND 0 339 0 0
KKR & Co Inc Com 48251W104   2,071 14 SH   SOLE 0 14 0 0
Kenvue Inc Com 49177J102   278 13 SH   SOLE 0 13 0 0
Kimberly-Clark Corp Com 494368103   71,417 545 SH   SOLE 0 545 0 0
Kinder Morgan Inc Com 49456B101   10,741 392 SH   SOLE 0 392 0 0
Kraft Heinz Co Com 500754106   491 16 SH   SOLE 0 16 0 0
Kraft Heinz Co Com 500754106   12,745 415 SH   DFND 0 415 0 0
Kroger Co Com 501044101   673 11 SH   SOLE 0 11 0 0
Kyndryl Hldgs Inc Com 50155Q100   692 20 SH   SOLE 0 20 0 0
LKQ Corporation Com 501889208   1,590,614 43,282 SH   SOLE 0 43,282 0 0
LKQ Corporation Com 501889208   32,597 887 SH   DFND 0 887 0 0
L3Harris Technologies Com 502431109   2,734 13 SH   SOLE 0 13 0 0
Labcorp Holdings Inc. Com 504922105   22,932 100 SH   SOLE 0 100 0 0
Leggett & Platt Inc Com 524660107   269 28 SH   SOLE 0 28 0 0
Lennar Corp Cl A Com 526057104   818 6 SH   SOLE 0 6 0 0
Eli Lilly & Co Com 532457108   5,299,780 6,865 SH   SOLE 0 6,865 0 0
Eli Lilly & Co Com 532457108   138,188 179 SH   DFND 0 179 0 0
Lockheed Martin Corp Com 539830109   253,661 522 SH   SOLE 0 522 0 0
Loews Corp Com Com 540424108   508 6 SH   SOLE 0 6 0 0
Lowes Companies Inc Com 548661107   23,199 94 SH   SOLE 0 94 0 0
M&T Bank Com 55261F104   752 4 SH   SOLE 0 4 0 0
MFS Active International ETF Com 55286W405   25,683,533 1,057,719 SH   SOLE 0 1,057,719 0 0
MFS Active International ETF Com 55286W405   834,839 34,381 SH   DFND 0 34,381 0 0
Macys Inc Com 55616P104   609 36 SH   SOLE 0 36 0 0
Marathon Pete Corp Com 56585A102   27,063 194 SH   SOLE 0 194 0 0
Marathon Pete Corp Com 56585A102   111,600 800 SH   DFND 0 800 0 0
Marriott Vacations Worldwide Corp Com 57164Y107   629 7 SH   SOLE 0 7 0 0
Marsh & McLennan Company, Inc Com 571748102   6,585 31 SH   SOLE 0 31 0 0
Marriott International Class A Com 571903202   23,152 83 SH   SOLE 0 83 0 0
Martin Marietta Materials, Inc. Com 573284106   1,033 2 SH   SOLE 0 2 0 0
Marvell Technology Inc Com 573874104   1,878 17 SH   SOLE 0 17 0 0
Masco Corp Com 574599106   24,601 339 SH   SOLE 0 339 0 0
Mastercard Inc. Com 57636Q104   3,059,372 5,810 SH   SOLE 0 5,810 0 0
Mastercard Inc. Com 57636Q104   671,903 1,276 SH   DFND 0 1,276 0 0
Mattel, Inc. Com 577081102   213 12 SH   SOLE 0 12 0 0
Matthews Pacific Tiger Active Intl ETF Com 577130578   12,197,048 466,248 SH   SOLE 0 466,248 0 0
Matthews Pacific Tiger Active Intl ETF Com 577130578   249,200 9,526 SH   DFND 0 9,526 0 0
McDonalds Corp Com 580135101   2,124,024 7,327 SH   SOLE 0 7,327 0 0
McDonalds Corp Com 580135101   325,836 1,124 SH   DFND 0 1,124 0 0
McKesson Corp Com 58155Q103   1,140 2 SH   SOLE 0 2 0 0
Medical Properties Trust Inc Com 58463J304   363 92 SH   SOLE 0 92 0 0
Merck & Co Inc Com 58933Y105   568,628 5,716 SH   SOLE 0 5,716 0 0
Merck & Co Inc Com 58933Y105   79,584 800 SH   DFND 0 800 0 0
Metlife Inc Com 59156R108   4,246,706 51,865 SH   SOLE 0 51,865 0 0
Metlife Inc Com 59156R108   256,530 3,133 SH   DFND 0 3,133 0 0
Microsoft Corp Com 594918104   13,849,226 32,857 SH   SOLE 0 32,857 0 0
Microsoft Corp Com 594918104   2,540,381 6,027 SH   DFND 0 6,027 0 0
Micron Technology, Inc Com 595112103   34,926 415 SH   SOLE 0 415 0 0
Moderna Inc Com 60770K107   4,158 100 SH   SOLE 0 100 0 0
Mohawk Industries Inc Pfd Stk 608190104   715 6 SH   SOLE 0 6 0 0
Molson Coors Beverage Company Com 60871R209   745 13 SH   SOLE 0 13 0 0
Mondelez Intl Inc Com 609207105   175,785 2,943 SH   SOLE 0 2,943 0 0
Mondelez Intl Inc Com 609207105   142,456 2,385 SH   DFND 0 2,385 0 0
Morgan Stanley Com 617446448   6,214,340 49,430 SH   SOLE 0 49,430 0 0
Morgan Stanley Com 617446448   316,186 2,515 SH   DFND 0 2,515 0 0
Motorola Solutions Inc Com 620076307   1,387 3 SH   SOLE 0 3 0 0
Murphy USA Inc Com 626755102   502 1 SH   SOLE 0 1 0 0
NCR Voyix Corp Com 62886E108   83 6 SH   SOLE 0 6 0 0
Nrg Energy Inc New Com 629377508   1,083 12 SH   SOLE 0 12 0 0
NCR Atleos Corporation Com 63001N106   102 3 SH   SOLE 0 3 0 0
Nasdaq Inc Com 631103108   1,314 17 SH   SOLE 0 17 0 0
National Grid PLC SP-ADR Com 636274409   6,596 111 SH   SOLE 0 111 0 0
Netapp Inc. Com 64110D104   9,054 78 SH   SOLE 0 78 0 0
Netflix Inc Com 64110L106   74,871 84 SH   SOLE 0 84 0 0
Newmont Mining Corp Com 651639106   3,461 93 SH   SOLE 0 93 0 0
Nexstar Media Group Inc Com 65336K103   23,696 150 SH   SOLE 0 150 0 0
Nextera Energy Inc Com 65339F101   2,456,458 34,265 SH   SOLE 0 34,265 0 0
Nextera Energy Inc Com 65339F101   240,520 3,355 SH   DFND 0 3,355 0 0
Nordstrom Inc Com 655664100   7,245 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108   2,588,272 11,028 SH   SOLE 0 11,028 0 0
Norfolk Southern Corp Com 655844108   33,327 142 SH   DFND 0 142 0 0
Northern Trust Corp Com 665859104   615 6 SH   SOLE 0 6 0 0
Northrop Grumman Corp Com 666807102   1,529,416 3,259 SH   SOLE 0 3,259 0 0
Northrop Grumman Corp Com 666807102   67,578 144 SH   DFND 0 144 0 0
Nucor Corp Com 670346105   584 5 SH   SOLE 0 5 0 0
Nvidia Corporation Com 67066G104   13,618,617 101,412 SH   SOLE 0 101,412 0 0
Nvidia Corporation Com 67066G104   5,056,153 37,651 SH   DFND 0 37,651 0 0
Oge Energy Corp Com 670837103   8,250 200 SH   SOLE 0 200 0 0
Nuveen Municipal Value Fund Inc Com 670928100   4,295 500 SH   SOLE 0 500 0 0
O Reilly Automotive Inc Com 67103H107   1,186 1 SH   SOLE 0 1 0 0
Occidental Petroleum Corp. Com 674599105   3,360 68 SH   SOLE 0 68 0 0
Occidental Pete Corp Wt Exp 080327 Com 674599162   496 18 SH   SOLE 0 18 0 0
Ollies Bargain Outlet Holdings Inc Com 681116109   439 4 SH   SOLE 0 4 0 0
On Semiconductor Corp Com 682189105   441 7 SH   SOLE 0 7 0 0
Oneok Inc Com 682680103   63,453 632 SH   SOLE 0 632 0 0
Oneok Inc Com 682680103   55,220 550 SH   DFND 0 550 0 0
Oracle Corp Com 68389X105   245,127 1,471 SH   SOLE 0 1,471 0 0
Oracle Corp Com 68389X105   666,560 4,000 SH   DFND 0 4,000 0 0
Organon & Co Com 68622V106   2,984 200 SH   SOLE 0 200 0 0
Otis Worldwide Corp Com 68902V107   19,263 208 SH   SOLE 0 208 0 0
Otis Worldwide Corp Com 68902V107   27,783 300 SH   DFND 0 300 0 0
P G & E Corp Com 69331C108   484 24 SH   SOLE 0 24 0 0
PNC Financial Services Group Com 693475105   1,543 8 SH   SOLE 0 8 0 0
Paccar Inc Com 693718108   1,456 14 SH   SOLE 0 14 0 0
Packaging Corp of America Com 695156109   2,016,489 8,957 SH   SOLE 0 8,957 0 0
Packaging Corp of America Com 695156109   134,403 597 SH   DFND 0 597 0 0
Palantir Technologies Inc Com 69608A108   22,689 300 SH   SOLE 0 300 0 0
Parker Hannifin Corp Com 701094104   2,544 4 SH   SOLE 0 4 0 0
Paychex Inc Com 704326107   184,670 1,317 SH   SOLE 0 1,317 0 0
Paypal Holdings Inc Com 70450Y103   10,925 128 SH   SOLE 0 128 0 0
Pepsico Inc. Com 713448108   3,920,259 25,781 SH   SOLE 0 25,781 0 0
Pepsico Inc. Com 713448108   230,827 1,518 SH   DFND 0 1,518 0 0
Perpetua Resources Corp. Com 714266103   4,535 425 SH   DFND 0 425 0 0
Pfizer Inc Com 717081103   9,179 346 SH   SOLE 0 346 0 0
Pfizer Inc Com 717081103   28,652 1,080 SH   DFND 0 1,080 0 0
Philip Morris Intl Inc Com 718172109   444,212 3,691 SH   SOLE 0 3,691 0 0
Philip Morris Intl Inc Com 718172109   214,223 1,780 SH   DFND 0 1,780 0 0
Phillips 66 Com 718546104   570 5 SH   SOLE 0 5 0 0
Pinnacle West Capital Corp Com 723484101   339 4 SH   SOLE 0 4 0 0
Portillos Inc Com 73642K106   2,970 316 SH   SOLE 0 316 0 0
Post Holdings Inc Com 737446104   572 5 SH   SOLE 0 5 0 0
T Rowe Price Group Inc Com 74144T108   1,018 9 SH   SOLE 0 9 0 0
Primerica Inc Com 74164M108   543 2 SH   SOLE 0 2 0 0
Principal Financial Group Inc Com 74251V102   619 8 SH   SOLE 0 8 0 0
Principal Financial Group Inc Com 74251V102   23,223 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109   3,231,118 19,273 SH   SOLE 0 19,273 0 0
Procter & Gamble Co Com 742718109   546,707 3,261 SH   DFND 0 3,261 0 0
Progressive Corp Com 743315103   14,616 61 SH   SOLE 0 61 0 0
Prologis Inc Com 74340W103   1,072,221 10,144 SH   SOLE 0 10,144 0 0
Prologis Inc Com 74340W103   12,050 114 SH   DFND 0 114 0 0
Prosperity Bancshares Inc Com 743606105   829 11 SH   SOLE 0 11 0 0
Prudential Financial, Inc. Com 744320102   7,704 65 SH   SOLE 0 65 0 0
Public Service Enterprise Group Inc Com 744573106   2,381,097 28,182 SH   SOLE 0 28,182 0 0
Public Service Enterprise Group Inc Com 744573106   141,774 1,678 SH   DFND 0 1,678 0 0
Pulte Homes, Inc Com 745867101   3,561,357 32,703 SH   SOLE 0 32,703 0 0
Pulte Homes, Inc Com 745867101   938,174 8,615 SH   DFND 0 8,615 0 0
Qualcomm Inc Com 747525103   1,990,301 12,956 SH   SOLE 0 12,956 0 0
Qualcomm Inc Com 747525103   212,149 1,381 SH   DFND 0 1,381 0 0
Quest Diagnostics Inc Com 74834L100   67,887 450 SH   SOLE 0 450 0 0
RLI Corp Com 749607107   494 3 SH   SOLE 0 3 0 0
Rpm Inc Com 749685103   50,455 410 SH   SOLE 0 410 0 0
Raymond James Financial Inc Com 754730109   777 5 SH   SOLE 0 5 0 0
Rayonier Inc Com 754907103   209 8 SH   SOLE 0 8 0 0
RTX Corp Com 75513E101   30,666 265 SH   SOLE 0 265 0 0
RTX Corp Com 75513E101   57,860 500 SH   DFND 0 500 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   1,799,346 2,526 SH   SOLE 0 2,526 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   225,809 317 SH   DFND 0 317 0 0
Regions Financial Corp Com 7591EP100   376 16 SH   SOLE 0 16 0 0
Reinsurance Group of America Com 759351604   427 2 SH   SOLE 0 2 0 0
Reliance Inc Com 759509102   808 3 SH   SOLE 0 3 0 0
Republic Services Inc Com Com 760759100   604 3 SH   SOLE 0 3 0 0
Rivian Automotive Inc Com 76954A103   505 38 SH   SOLE 0 38 0 0
Rockwell Automation Inc Com 773903109   57,444 201 SH   SOLE 0 201 0 0
Roper Industries Inc Com 776696106   2,476,565 4,764 SH   SOLE 0 4,764 0 0
Roper Industries Inc Com 776696106   460,587 886 SH   DFND 0 886 0 0
Ross Stores Inc Com 778296103   454 3 SH   SOLE 0 3 0 0
Royal Gold Inc Com 780287108   527 4 SH   SOLE 0 4 0 0
Ryder System Inc Com 783549108   471 3 SH   SOLE 0 3 0 0
S&P Global Inc Com 78409V104   2,988 6 SH   SOLE 0 6 0 0
SBA Communications Corp Com 78410G104   204 1 SH   SOLE 0 1 0 0
SPDR S&P 500 ETF Com 78462F103   6,432,814 10,976 SH   SOLE 0 10,976 0 0
SPDR S&P 500 ETF Com 78462F103   78,535 134 SH   DFND 0 134 0 0
SPDR Gold Shares Com 78463V107   54,479 225 SH   SOLE 0 225 0 0
SPDR Gold Shares Com 78463V107   73,850 305 SH   DFND 0 305 0 0
SPDR Emerging Market ETF Com 78463X509   421,418 10,983 SH   SOLE 0 10,983 0 0
SPDR Emerging Market ETF Com 78463X509   25,938 676 SH   DFND 0 676 0 0
SPDR Developed World ETF Com 78463X889   384,850 11,276 SH   SOLE 0 11,276 0 0
SPDR Intermediate Corp Bond ETF Com 78464A375   193,612 5,910 SH   SOLE 0 5,910 0 0
SPDR S&P 500 Growth ETF Com 78464A409   243,659 2,772 SH   SOLE 0 2,772 0 0
SPDR S&P 500 Value ETF Com 78464A508   335,734 6,565 SH   SOLE 0 6,565 0 0
SPDR S&P Dividend ETF Com 78464A763   13,210 100 SH   SOLE 0 100 0 0
SPDR S&P 400 Mid Cap ETF Com 78464A847   502,546 9,189 SH   SOLE 0 9,189 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854   2,062,340 29,915 SH   SOLE 0 29,915 0 0
SPDR S&P 500 Portfolio ETF Com 78464A854   46,190 670 SH   DFND 0 670 0 0
SPDR S&P Biotech ETF Com 78464A870   52,415 582 SH   SOLE 0 582 0 0
Spdr S&P Homebuilders Com 78464A888   3,449 33 SH   SOLE 0 33 0 0
SS&C Technologies Holdings Inc Com 78467J100   455 6 SH   SOLE 0 6 0 0
SPDR Dow Jones Industrial Average ETF Com 78467X109   568,468 1,336 SH   SOLE 0 1,336 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   1,782,785 3,130 SH   SOLE 0 3,130 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   305,295 536 SH   DFND 0 536 0 0
SPDR S&P 600 Small Cap ETF Com 78468R853   471,390 10,494 SH   SOLE 0 10,494 0 0
Salesforce Inc Com 79466L302   4,012 12 SH   SOLE 0 12 0 0
Schlumberger Ltd Com 806857108   307 8 SH   SOLE 0 8 0 0
Charles Schwab Corporation Com 808513105   1,702 23 SH   SOLE 0 23 0 0
Schwab Strategic Tr US Broad Market Com 808524102   187,275 8,250 SH   SOLE 0 8,250 0 0
Sealed Air Corp Com 81211K100   507 15 SH   SOLE 0 15 0 0
SPDR Materials Sector ETF Com 81369Y100   10,518 125 SH   SOLE 0 125 0 0
SPDR Healthcare Sector ETF Com 81369Y209   25,450 185 SH   SOLE 0 185 0 0
Select Sector Spdr Tr Consumer Staples Com 81369Y308   1,571,650 19,993 SH   SOLE 0 19,993 0 0
Select Sector Spdr Tr Consumer Staples Com 81369Y308   26,570 338 SH   DFND 0 338 0 0
SPDR Discrectionary Sector ETF Com 81369Y407   44,870 200 SH   SOLE 0 200 0 0
SPDR Energy Sector ETF Com 81369Y506   2,671,821 31,191 SH   SOLE 0 31,191 0 0
SPDR Energy Sector ETF Com 81369Y506   263,405 3,075 SH   DFND 0 3,075 0 0
SPDR Financial Sector ETF Com 81369Y605   64,666 1,338 SH   SOLE 0 1,338 0 0
SPDR Industrial Sector ETF Com 81369Y704   52,704 400 SH   SOLE 0 400 0 0
SPDR Technology Sector ETF Com 81369Y803   93,008 400 SH   SOLE 0 400 0 0
SPDR Utilities Sector ETF Com 81369Y886   100,895 1,333 SH   SOLE 0 1,333 0 0
SPDR Utilities Sector ETF Com 81369Y886   121,104 1,600 SH   DFND 0 1,600 0 0
Sempra Energy Com 816851109   4,561 52 SH   SOLE 0 52 0 0
Servicenow Inc Com 81762P102   53,006 50 SH   DFND 0 50 0 0
Sherwin-Williams Company Com 824348106   10,198 30 SH   SOLE 0 30 0 0
Shopify Inc Com 82509L107   118,026 1,110 SH   DFND 0 1,110 0 0
Silgan Holdings Inc Pfd Stk 827048109   468 9 SH   SOLE 0 9 0 0
Simon Property Group Inc Com 828806109   1,033 6 SH   SOLE 0 6 0 0
Skyworks Solutions Inc. Com 83088M102   443 5 SH   SOLE 0 5 0 0
JM Smucker Co Com 832696405   19,822 180 SH   SOLE 0 180 0 0
Snap-On Inc. Com 833034101   67,896 200 SH   DFND 0 200 0 0
Snowflake Inc Com 833445109   12,353 80 SH   DFND 0 80 0 0
Sofi Technologies Inc Com 83406F102   4,531,465 294,251 SH   SOLE 0 294,251 0 0
Sofi Technologies Inc Com 83406F102   229,337 14,892 SH   DFND 0 14,892 0 0
Solventum Corp Com 83444M101   4,955 75 SH   DFND 0 75 0 0
Southern Co. Com 842587107   228,850 2,780 SH   SOLE 0 2,780 0 0
Southwest Airlines Co Com 844741108   639 19 SH   SOLE 0 19 0 0
Sprott Physical Gold & Silver Trust Com 85208R101   33,264 1,400 SH   SOLE 0 1,400 0 0
Starbucks Corp Com 855244109   2,242,743 24,578 SH   SOLE 0 24,578 0 0
Starbucks Corp Com 855244109   169,269 1,855 SH   DFND 0 1,855 0 0
Starwood Property Trust Inc Com 85571B105   265 14 SH   SOLE 0 14 0 0
State Street Corp Com 857477103   883 9 SH   SOLE 0 9 0 0
Steel Dynamics Inc. Com 858119100   798 7 SH   SOLE 0 7 0 0
Stryker Corp Com 863667101   2,531,872 7,032 SH   SOLE 0 7,032 0 0
Stryker Corp Com 863667101   201,628 560 SH   DFND 0 560 0 0
TD Synnex Corporation Com 87162W100   5,981 51 SH   SOLE 0 51 0 0
Sysco Corporation Com 871829107   19,803 259 SH   SOLE 0 259 0 0
TJX Companies Inc Com 872540109   587,378 4,862 SH   SOLE 0 4,862 0 0
T Mobile US Inc Com 872590104   1,987 9 SH   SOLE 0 9 0 0
T Rowe Price Floating Rate ETF Com 87283Q883   94,951 1,837 SH   SOLE 0 1,837 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100   16,984 86 SH   SOLE 0 86 0 0
Taiwan Semiconductor Mfg Co Ltd ADR Com 874039100   28,834 146 SH   DFND 0 146 0 0
Takeda Pharmaceutic Ltd ADR Com 874060205   967 73 SH   SOLE 0 73 0 0
Tapestry Inc Com 876030107   653 10 SH   SOLE 0 10 0 0
Target Corp Com 87612E106   14,599 108 SH   SOLE 0 108 0 0
Target Corp Com 87612E106   108,144 800 SH   DFND 0 800 0 0
Teradata Corp Com 88076W103   187 6 SH   SOLE 0 6 0 0
Tesla Inc Com 88160R101   20,192 50 SH   SOLE 0 50 0 0
Texas Instruments Inc Com 882508104   107,256 572 SH   SOLE 0 572 0 0
Thermo Fisher Scientific Inc. Com 883556102   442,716 851 SH   SOLE 0 851 0 0
Thermo Fisher Scientific Inc. Com 883556102   129,017 248 SH   DFND 0 248 0 0
Thomson Reuters Corp. Com 884903808   63,029 393 SH   SOLE 0 393 0 0
3m Co Com 88579Y101   25,818 200 SH   SOLE 0 200 0 0
3m Co Com 88579Y101   64,545 500 SH   DFND 0 500 0 0
TransDigm Group Inc Com 893641100   1,267 1 SH   SOLE 0 1 0 0
Travelers Cos Inc Com 89417E109   964 4 SH   SOLE 0 4 0 0
Truist Finl Corp Com 89832Q109   14,012 323 SH   SOLE 0 323 0 0
US Bancorp Del Com New Com 902973304   46,873 980 SH   SOLE 0 980 0 0
Unilever PLC Com 904767704   106,086 1,871 SH   SOLE 0 1,871 0 0
Unilever PLC Com 904767704   43,376 765 SH   DFND 0 765 0 0
Union Pacific Corp Com 907818108   102,162 448 SH   SOLE 0 448 0 0
Union Pacific Corp Com 907818108   91,216 400 SH   DFND 0 400 0 0
United Continental Holdings Inc Com 910047109   874 9 SH   SOLE 0 9 0 0
United Parcel Service Inc Class B Com 911312106   28,246 224 SH   SOLE 0 224 0 0
United Parcel Service Inc Class B Com 911312106   30,895 245 SH   DFND 0 245 0 0
US Foods Holding Corp Com 912008109   472 7 SH   SOLE 0 7 0 0
United Therapeutics Corp Com 91307C102   1,411 4 SH   SOLE 0 4 0 0
Unitedhealth Group Inc Com 91324P102   226,625 448 SH   SOLE 0 448 0 0
UNUM Group Com 91529Y106   438 6 SH   SOLE 0 6 0 0
Vail Resorts Inc. Com 91879Q109   937 5 SH   SOLE 0 5 0 0
Valero Energy Corp Com 91913Y100   2,506,966 20,450 SH   SOLE 0 20,450 0 0
Valero Energy Corp Com 91913Y100   212,326 1,732 SH   DFND 0 1,732 0 0
VanEck Vectors ETF Trust Com 92189F601   61,412 755 SH   DFND 0 755 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643   281,513 3,036 SH   SOLE 0 3,036 0 0
VanEk Vectors Semiconductor ETF Com 92189F676   39,958 165 SH   SOLE 0 165 0 0
Vanguard Dividend Appreciation ETF Com 921908844   59,336 303 SH   SOLE 0 303 0 0
Vanguard Dividend Appreciation ETF Com 921908844   337,611 1,724 SH   DFND 0 1,724 0 0
Vanguard World Fund Mega Cap ETF Com 921910873   213 1 SH   SOLE 0 1 0 0
Vanguard S&P 500 Growth Com 921932505   31,115 85 SH   SOLE 0 85 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   406,518 8,501 SH   SOLE 0 8,501 0 0
Vanguard High Dividend ETF Com 921946406   360,314 2,824 SH   SOLE 0 2,824 0 0
Vanguard High Dividend ETF Com 921946406   140,477 1,101 SH   DFND 0 1,101 0 0
Vanguard Malvern ST Inflation Protec ETF Com 922020805   629 13 SH   SOLE 0 13 0 0
Vanguard Intl Equity Index Fds Com 922042718   73,153 639 SH   SOLE 0 639 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858   562,038 12,762 SH   SOLE 0 12,762 0 0
Vanguard FTSE Europe ETF Com 922042874   10,984,880 173,072 SH   SOLE 0 173,072 0 0
Vanguard FTSE Europe ETF Com 922042874   347,435 5,474 SH   DFND 0 5,474 0 0
Vanguard Info Tech ETF Com 92204A702   37,308 60 SH   SOLE 0 60 0 0
Vanguard Utilities ETF Com 92204A876   1,394,299 8,532 SH   SOLE 0 8,532 0 0
Vanguard Utilities ETF Com 92204A876   62,917 385 SH   DFND 0 385 0 0
Vanguard S&P 500 ETF Com 922908363   673,513 1,250 SH   SOLE 0 1,250 0 0
Vanguard REIT-ETF Com 922908553   12,378,022 138,954 SH   SOLE 0 138,954 0 0
Vanguard REIT-ETF Com 922908553   356,587 4,003 SH   DFND 0 4,003 0 0
Vanguard Small Cap Growth Index ETF Com 922908595   119,026 425 SH   SOLE 0 425 0 0
Vanguard Small Cap Value ETF Com 922908611   92,550 467 SH   SOLE 0 467 0 0
Vanguard Extended Market ETF Com 922908652   41,606 219 SH   SOLE 0 219 0 0
Vanguard Growth ETF Com 922908736   127,236 310 SH   SOLE 0 310 0 0
Vanguard Value ETF Com 922908744   710,044 4,194 SH   SOLE 0 4,194 0 0
Vanguard Small Cap ETF Com 922908751   573,068 2,385 SH   SOLE 0 2,385 0 0
Vanguard Total Stock Market ETF Com 922908769   322,559 1,113 SH   SOLE 0 1,113 0 0
Verizon Communications Com 92343V104   985,873 24,653 SH   SOLE 0 24,653 0 0
Verizon Communications Com 92343V104   119,930 2,999 SH   DFND 0 2,999 0 0
Vertiv Holdings CO-A Com 92537N108   29,539 260 SH   DFND 0 260 0 0
Viatris Inc Com 92556V106   710 57 SH   SOLE 0 57 0 0
Viatris Inc Com 92556V106   1,668 134 SH   DFND 0 134 0 0
Vici Pptys Inc Com Com 925652109   146 5 SH   SOLE 0 5 0 0
Visa Inc Com 92826C839   35,396 112 SH   SOLE 0 112 0 0
Vulcan Materials Company Com 929160109   514 2 SH   SOLE 0 2 0 0
WP Carey Inc Com 92936U109   381 7 SH   SOLE 0 7 0 0
WEC Energy Group Inc Com 92939U106   377,571 4,015 SH   SOLE 0 4,015 0 0
WEC Energy Group Inc Com 92939U106   56,424 600 SH   DFND 0 600 0 0
Westinghouse Air Brake Technologies Com 929740108   2,085 11 SH   SOLE 0 11 0 0
Wal-Mart Stores Inc Com 931142103   3,583,371 39,661 SH   SOLE 0 39,661 0 0
Wal-Mart Stores Inc Com 931142103   174,737 1,934 SH   DFND 0 1,934 0 0
Walgreens Boots Alliance Inc Com 931427108   32,310 3,463 SH   SOLE 0 3,463 0 0
Warner Bros Discovery Inc Com 934423104   21 2 SH   SOLE 0 2 0 0
Waste Management Co Com 94106L109   230,041 1,140 SH   SOLE 0 1,140 0 0
Waste Management Co Com 94106L109   282,506 1,400 SH   DFND 0 1,400 0 0
Wells Fargo Co Com 949746101   3,582 51 SH   SOLE 0 51 0 0
Welltower Inc Com 95040Q104   1,777,779 14,106 SH   SOLE 0 14,106 0 0
Welltower Inc Com 95040Q104   29,617 235 SH   DFND 0 235 0 0
Western Alliance Bancorp Com 957638109   251 3 SH   SOLE 0 3 0 0
Western Union Co Com 959802109   223 21 SH   SOLE 0 21 0 0
Whirlpool Corporation Com 963320106   572 5 SH   SOLE 0 5 0 0
Williams Co Inc. Com 969457100   21,053 389 SH   SOLE 0 389 0 0
Wisdomtree US Mid Cap Dvd Fd Com 97717W505   9,175 180 SH   SOLE 0 180 0 0
Woodward Governor Co Com 980745103   133,136 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100   229,838 3,404 SH   SOLE 0 3,404 0 0
Xylem Inc Com 98419M100   928 8 SH   SOLE 0 8 0 0
Yum Brands Inc Com 988498101   32,198 240 SH   SOLE 0 240 0 0
Yum China Holdings Inc Com 98850P109   5,780 120 SH   SOLE 0 120 0 0
Zimvie Inc Com 98888T107   223 16 SH   SOLE 0 16 0 0
Zimmer Biomet Holdings Inc Com 98956P102   16,901 160 SH   SOLE 0 160 0 0
Zions Bancorporation Com 989701107   271 5 SH   SOLE 0 5 0 0
Zoetis Inc Com 98978V103   1,843,064 11,312 SH   SOLE 0 11,312 0 0
Zoetis Inc Com 98978V103   72,341 444 SH   DFND 0 444 0 0
Allegion PLC Com G0176J109   13,721 105 SH   SOLE 0 105 0 0
Arch Capital Group Ltd Com G0450A105   462 5 SH   SOLE 0 5 0 0
Eaton Corp PLC Com G29183103   4,122,821 12,423 SH   SOLE 0 12,423 0 0
Eaton Corp PLC Com G29183103   412,183 1,242 SH   DFND 0 1,242 0 0
Aptiv PLC Com G3265R107   1,393,641 23,043 SH   SOLE 0 23,043 0 0
Aptiv PLC Com G3265R107   76,507 1,265 SH   DFND 0 1,265 0 0
Jazz Pharmaceuticals PLC Com G50871105   246 2 SH   SOLE 0 2 0 0
Linde Plc EURO .001 share Com G54950103   105,924 253 SH   SOLE 0 253 0 0
Medtronic Holdings LTD Com G5960L103   2,812,974 35,215 SH   SOLE 0 35,215 0 0
Medtronic Holdings LTD Com G5960L103   86,909 1,088 SH   DFND 0 1,088 0 0
Steris PLC Com G8473T100   617 3 SH   SOLE 0 3 0 0
Trane Technologies Plc Com G8994E103   50,970 138 SH   SOLE 0 138 0 0
Willis Towers Watson PLC Com Com G96629103   940 3 SH   SOLE 0 3 0 0
Alcon Inc Com H01301128   3,558 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104   1,658 6 SH   SOLE 0 6 0 0
Chubb LTD Com H1467J104   49,734 180 SH   DFND 0 180 0 0
Garmin Ltd Com H2906T109   825 4 SH   SOLE 0 4 0 0
On Holding AG Com H5919C104   21,908 400 SH   DFND 0 400 0 0
CNH Industrial NV Com N20944109   1,224 108 SH   SOLE 0 108 0 0
Lyondellbasell Industry Inc. A Com N53745100   5,867 79 SH   SOLE 0 79 0 0
Royal Caribbean Group Com V7780T103   1,846 8 SH   SOLE 0 8 0 0