The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,606,242 11,750 SH   SOLE   0 0 11,750
ABBVIE INC COM 00287Y109   2,030,900 10,284 SH   SOLE   0 0 10,284
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,850,119 5,234 SH   SOLE   0 0 5,234
ADOBE INC COM 00724F101   2,465,528 4,762 SH   SOLE   0 0 4,762
ADVANCED MICRO DEVICES INC COM 007903107   3,413,347 20,803 SH   SOLE   0 0 20,803
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   229,538 2,163 SH   SOLE   0 0 2,163
ALIGN TECHNOLOGY INC COM 016255101   216,426 851 SH   SOLE   0 0 851
ALPHABET INC CAP STK CL C 02079K107   3,716,961 22,232 SH   SOLE   0 0 22,232
ALPHABET INC CAP STK CL A 02079K305   3,679,180 22,184 SH   SOLE   0 0 22,184
AMAZON COM INC COM 023135106   12,807,098 68,733 SH   SOLE   0 0 68,733
AMERICAN EXPRESS CO COM 025816109   1,936,228 7,139 SH   SOLE   0 0 7,139
AMERICAN TOWER CORP NEW COM 03027X100   1,858,123 7,990 SH   SOLE   0 0 7,990
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   202,343 3,052 SH   SOLE   0 0 3,052
APPLE INC COM 037833100   27,604,945 118,476 SH   SOLE   0 0 118,476
APPLIED MATLS INC COM 038222105   520,128 2,574 SH   SOLE   0 0 2,574
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   234,451 1,504 SH   SOLE   0 0 1,504
ARISTA NETWORKS INC COM 040413106   2,719,749 7,086 SH   SOLE   0 0 7,086
ARK ETF TR FINTECH INNOVA 00214Q708   449,831 15,085 SH   SOLE   0 0 15,085
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,753,474 2,104 SH   SOLE   0 0 2,104
AT&T INC COM 00206R102   285,580 12,981 SH   SOLE   0 0 12,981
AVERY DENNISON CORP COM 053611109   229,256 1,038 SH   SOLE   0 0 1,038
BANK AMERICA CORP COM 060505104   2,199,481 55,430 SH   SOLE   0 0 55,430
BCB BANCORP INC COM 055298103   164,052 13,294 SH   SOLE   0 0 13,294
BECTON DICKINSON & CO COM 075887109   562,157 2,332 SH   SOLE   0 0 2,332
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,740,036 8,126 SH   SOLE   0 0 8,126
BGC GROUP INC CL A 088929104   201,657 21,967 SH   SOLE   0 0 21,967
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106   244,183 22,112 SH   SOLE   0 0 22,112
BLACKSTONE INC COM 09260D107   1,515,959 9,900 SH   SOLE   0 0 9,900
BLOCK INC CL A 852234103   241,399 3,596 SH   SOLE   0 0 3,596
BOOKING HOLDINGS INC COM 09857L108   522,303 124 SH   SOLE   0 0 124
BORGWARNER INC COM 099724106   318,481 8,776 SH   SOLE   0 0 8,776
BOSTON SCIENTIFIC CORP COM 101137107   740,708 8,839 SH   SOLE   0 0 8,839
BRISTOL-MYERS SQUIBB CO COM 110122108   292,218 5,648 SH   SOLE   0 0 5,648
BROADCOM INC COM 11135F101   12,031,457 69,694 SH   SOLE   0 0 69,694
CAPITAL ONE FINL CORP COM 14040H105   598,920 4,000 SH   SOLE   0 0 4,000
CATERPILLAR INC COM 149123101   553,435 1,415 SH   SOLE   0 0 1,415
CHEVRON CORP NEW COM 166764100   2,607,306 17,704 SH   SOLE   0 0 17,704
CHIPOTLE MEXICAN GRILL INC COM 169656105   1,131,619 19,639 SH   SOLE   0 0 19,639
CHUBB LIMITED COM H1467J104   1,261,091 4,373 SH   SOLE   0 0 4,373
CISCO SYS INC COM 17275R102   373,264 7,014 SH   SOLE   0 0 7,014
CITIGROUP INC COM NEW 172967424   725,659 11,592 SH   SOLE   0 0 11,592
CME GROUP INC COM 12572Q105   1,432,460 6,492 SH   SOLE   0 0 6,492
COCA COLA CO COM 191216100   2,665,615 36,849 SH   SOLE   0 0 36,849
COINBASE GLOBAL INC COM CL A 19260Q107   257,884 1,447 SH   SOLE   0 0 1,447
COMCAST CORP NEW CL A 20030N101   1,729,818 41,413 SH   SOLE   0 0 41,413
CONOCOPHILLIPS COM 20825C104   280,732 2,667 SH   SOLE   0 0 2,667
CONSOLIDATED EDISON INC COM 209115104   342,505 3,289 SH   SOLE   0 0 3,289
CONSTELLATION BRANDS INC CL A 21036P108   205,274 797 SH   SOLE   0 0 797
CONSTELLATION ENERGY CORP COM 21037T109   2,633,387 10,128 SH   SOLE   0 0 10,128
CORNING INC COM 219350105   1,160,614 25,706 SH   SOLE   0 0 25,706
COSTAR GROUP INC COM 22160N109   1,050,879 13,930 SH   SOLE   0 0 13,930
COSTCO WHSL CORP NEW COM 22160K105   4,173,566 4,708 SH   SOLE   0 0 4,708
CROWDSTRIKE HLDGS INC CL A 22788C105   2,094,211 7,467 SH   SOLE   0 0 7,467
CSX CORP COM 126408103   896,882 25,974 SH   SOLE   0 0 25,974
CVS HEALTH CORP COM 126650100   933,712 14,849 SH   SOLE   0 0 14,849
DEXCOM INC COM 252131107   357,055 5,326 SH   SOLE   0 0 5,326
DISNEY WALT CO COM 254687106   686,898 7,141 SH   SOLE   0 0 7,141
DOCUSIGN INC COM 256163106   565,516 9,108 SH   SOLE   0 0 9,108
DOW INC COM 260557103   889,923 16,290 SH   SOLE   0 0 16,290
DRAFTKINGS INC NEW COM CL A 26142V105   304,741 7,774 SH   SOLE   0 0 7,774
DUKE ENERGY CORP NEW COM NEW 26441C204   1,657,039 14,372 SH   SOLE   0 0 14,372
EATON CORP PLC SHS G29183103   566,100 1,708 SH   SOLE   0 0 1,708
EDWARDS LIFESCIENCES CORP COM 28176E108   276,762 4,194 SH   SOLE   0 0 4,194
ELANCO ANIMAL HEALTH INC COM 28414H103   290,465 19,773 SH   SOLE   0 0 19,773
ELECTRONIC ARTS INC COM 285512109   555,973 3,876 SH   SOLE   0 0 3,876
ELI LILLY & CO COM 532457108   4,056,685 4,579 SH   SOLE   0 0 4,579
ENBRIDGE INC COM 29250N105   465,594 11,465 SH   SOLE   0 0 11,465
EXXON MOBIL CORP COM 30231G102   3,643,462 31,082 SH   SOLE   0 0 31,082
FASTENAL CO COM 311900104   581,787 8,146 SH   SOLE   0 0 8,146
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   1,617,267 62,542 SH   SOLE   0 0 62,542
FERRARI N V COM N3167Y103   204,440 435 SH   SOLE   0 0 435
FIBROBIOLOGICS INC COM SHS 31573L105   118,223 38,260 SH   SOLE   0 0 38,260
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   232,595 3,791 SH   SOLE   0 0 3,791
FIDELITY NATL INFORMATION SV COM 31620M106   1,175,071 14,031 SH   SOLE   0 0 14,031
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   14,129,484 706,121 SH   SOLE   0 0 706,121
FIRST TR EXCHANGE-TRADED FD MANAGD MUN ETF 33739N108   14,767,687 284,213 SH   SOLE   0 0 284,213
FISERV INC COM 337738108   324,628 1,807 SH   SOLE   0 0 1,807
FORTINET INC COM 34959E109   301,825 3,892 SH   SOLE   0 0 3,892
FRONTLINE PLC COM M46528101   387,082 16,493 SH   SOLE   0 0 16,493
GARTNER INC COM 366651107   367,401 725 SH   SOLE   0 0 725
GE AEROSPACE COM NEW 369604301   281,609 1,493 SH   SOLE   0 0 1,493
GENERAL MTRS CO COM 37045V100   1,137,501 25,368 SH   SOLE   0 0 25,368
GENWORTH FINL INC COM SHS 37247D106   73,710 10,761 SH   SOLE   0 0 10,761
GILEAD SCIENCES INC COM 375558103   870,812 10,387 SH   SOLE   0 0 10,387
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   225,052 7,000 SH   SOLE   0 0 7,000
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   405,738 9,308 SH   SOLE   0 0 9,308
GOLDMAN SACHS GROUP INC COM 38141G104   1,788,632 3,613 SH   SOLE   0 0 3,613
GUIDEWIRE SOFTWARE INC COM 40171V100   800,180 4,374 SH   SOLE   0 0 4,374
HERCULES CAPITAL INC COM 427096508   367,247 18,699 SH   SOLE   0 0 18,699
HILTON WORLDWIDE HLDGS INC COM 43300A203   844,783 3,665 SH   SOLE   0 0 3,665
HOME DEPOT INC COM 437076102   4,531,500 11,183 SH   SOLE   0 0 11,183
HONEYWELL INTL INC COM 438516106   1,627,051 7,871 SH   SOLE   0 0 7,871
HUMANA INC COM 444859102   657,672 2,076 SH   SOLE   0 0 2,076
ICICI BANK LIMITED ADR 45104G104   632,712 21,196 SH   SOLE   0 0 21,196
IDEX CORP COM 45167R104   308,237 1,437 SH   SOLE   0 0 1,437
INTEL CORP COM 458140100   607,889 25,912 SH   SOLE   0 0 25,912
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,064,416 6,626 SH   SOLE   0 0 6,626
INTERNATIONAL BUSINESS MACHS COM 459200101   536,250 2,426 SH   SOLE   0 0 2,426
INTUIT COM 461202103   1,449,639 2,334 SH   SOLE   0 0 2,334
INTUITIVE SURGICAL INC COM NEW 46120E602   2,683,808 5,463 SH   SOLE   0 0 5,463
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631   658,127 21,670 SH   SOLE   0 0 21,670
INVESCO QQQ TR UNIT SER 1 46090E103   5,522,370 11,315 SH   SOLE   0 0 11,315
IRON MTN INC DEL COM 46284V101   465,182 3,891 SH   SOLE   0 0 3,891
ISHARES TR SELECT DIVID ETF 464287168   343,001 2,539 SH   SOLE   0 0 2,539
ISHARES TR CORE S&P500 ETF 464287200   472,855 820 SH   SOLE   0 0 820
ISHARES TR 1 3 YR TREAS BD 464287457   2,503,539 30,109 SH   SOLE   0 0 30,109
ISHARES TR MSCI EAFE ETF 464287465   5,175,677 61,888 SH   SOLE   0 0 61,888
ISHARES TR RUS MID CAP ETF 464287499   1,190,697 13,509 SH   SOLE   0 0 13,509
ISHARES TR CORE S&P MCP ETF 464287507   71,339,363 1,144,727 SH   SOLE   0 0 1,144,727
ISHARES TR EXPND TEC SC ETF 464287549   922,410 9,614 SH   SOLE   0 0 9,614
ISHARES TR ISHARES BIOTECH 464287556   263,226 1,808 SH   SOLE   0 0 1,808
ISHARES TR RUS 1000 VAL ETF 464287598   25,713,691 135,478 SH   SOLE   0 0 135,478
ISHARES TR RUS 1000 GRW ETF 464287614   40,917,834 109,004 SH   SOLE   0 0 109,004
ISHARES TR RUS 1000 ETF 464287622   407,566 1,296 SH   SOLE   0 0 1,296
ISHARES TR RUSSELL 2000 ETF 464287655   8,642,172 39,124 SH   SOLE   0 0 39,124
ISHARES TR RUSSELL 3000 ETF 464287689   245,638 752 SH   SOLE   0 0 752
ISHARES TR CORE S&P SCP ETF 464287804   22,211,390 189,906 SH   SOLE   0 0 189,906
ISHARES TR SHRT NAT MUN ETF 464288158   22,664,463 213,433 SH   SOLE   0 0 213,433
ISHARES TR NATIONAL MUN ETF 464288414   16,328,417 150,312 SH   SOLE   0 0 150,312
ISHARES TR 3 7 YR TREAS BD 464288661   538,223 4,500 SH   SOLE   0 0 4,500
ISHARES TR SHORT TREAS BD 464288679   419,472 3,792 SH   SOLE   0 0 3,792
ISHARES TR PFD AND INCM SEC 464288687   270,880 8,152 SH   SOLE   0 0 8,152
ISHARES TR US BR DEL SE ETF 464288794   435,359 3,386 SH   SOLE   0 0 3,386
ISHARES TR CORE MSCI EAFE 46432F842   38,055,173 487,574 SH   SOLE   0 0 487,574
ISHARES TR CORE DIVID ETF 46435U861   295,690 6,103 SH   SOLE   0 0 6,103
JOHNSON & JOHNSON COM 478160104   830,374 5,124 SH   SOLE   0 0 5,124
JPMORGAN CHASE & CO. COM 46625H100   6,679,001 31,675 SH   SOLE   0 0 31,675
KEYSIGHT TECHNOLOGIES INC COM 49338L103   400,980 2,523 SH   SOLE   0 0 2,523
KLA CORP COM NEW 482480100   211,414 273 SH   SOLE   0 0 273
L3HARRIS TECHNOLOGIES INC COM 502431109   330,639 1,390 SH   SOLE   0 0 1,390
LINDE PLC SHS G54950103   1,678,483 3,520 SH   SOLE   0 0 3,520
LOCKHEED MARTIN CORP COM 539830109   1,653,336 2,828 SH   SOLE   0 0 2,828
LOWES COS INC COM 548661107   671,449 2,479 SH   SOLE   0 0 2,479
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   605,513 6,314 SH   SOLE   0 0 6,314
MAIN STR CAP CORP COM 56035L104   667,269 13,308 SH   SOLE   0 0 13,308
MARATHON PETE CORP COM 56585A102   280,694 1,723 SH   SOLE   0 0 1,723
MARKETAXESS HLDGS INC COM 57060D108   501,640 1,958 SH   SOLE   0 0 1,958
MARRIOTT INTL INC NEW CL A 571903202   288,709 1,161 SH   SOLE   0 0 1,161
MARSH & MCLENNAN COS INC COM 571748102   1,935,320 8,675 SH   SOLE   0 0 8,675
MARTIN MARIETTA MATLS INC COM 573284106   242,213 450 SH   SOLE   0 0 450
MARVELL TECHNOLOGY INC COM 573874104   528,861 7,333 SH   SOLE   0 0 7,333
MASTERCARD INCORPORATED CL A 57636Q104   2,215,087 4,486 SH   SOLE   0 0 4,486
MCDONALDS CORP COM 580135101   1,545,654 5,076 SH   SOLE   0 0 5,076
MCKESSON CORP COM 58155Q103   233,036 471 SH   SOLE   0 0 471
MERCADOLIBRE INC COM 58733R102   452,418 220 SH   SOLE   0 0 220
MERCK & CO INC COM 58933Y105   2,973,535 26,185 SH   SOLE   0 0 26,185
META PLATFORMS INC CL A 30303M102   6,453,436 11,274 SH   SOLE   0 0 11,274
MICROCHIP TECHNOLOGY INC. COM 595017104   554,666 6,908 SH   SOLE   0 0 6,908
MICRON TECHNOLOGY INC COM 595112103   291,449 2,810 SH   SOLE   0 0 2,810
MICROSOFT CORP COM 594918104   20,619,561 47,919 SH   SOLE   0 0 47,919
MIDDLEBY CORP COM 596278101   398,886 2,867 SH   SOLE   0 0 2,867
MONDELEZ INTL INC CL A 609207105   285,284 3,872 SH   SOLE   0 0 3,872
MONOLITHIC PWR SYS INC COM 609839105   1,140,833 1,234 SH   SOLE   0 0 1,234
MORGAN STANLEY COM NEW 617446448   428,412 4,110 SH   SOLE   0 0 4,110
NETFLIX INC COM 64110L106   3,292,550 4,642 SH   SOLE   0 0 4,642
NEXTERA ENERGY INC COM 65339F101   847,898 10,031 SH   SOLE   0 0 10,031
NIKE INC CL B 654106103   274,477 3,092 SH   SOLE   0 0 3,092
NOVO-NORDISK A S ADR 670100205   389,842 3,274 SH   SOLE   0 0 3,274
NUCOR CORP COM 670346105   1,071,158 7,125 SH   SOLE   0 0 7,125
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   574,306 43,778 SH   SOLE   0 0 43,778
NUVEEN NEW YORK AMT QLT MUNI COM 670656107   727,910 64,583 SH   SOLE   0 0 64,583
NVIDIA CORPORATION COM 67066G104   31,317,237 257,861 SH   SOLE   0 0 257,861
OLD DOMINION FREIGHT LINE IN COM 679580100   385,526 1,941 SH   SOLE   0 0 1,941
ON SEMICONDUCTOR CORP COM 682189105   203,381 2,801 SH   SOLE   0 0 2,801
ORACLE CORP COM 68389X105   252,196 1,480 SH   SOLE   0 0 1,480
PACCAR INC COM 693718108   877,130 8,889 SH   SOLE   0 0 8,889
PALANTIR TECHNOLOGIES INC CL A 69608A108   261,665 7,034 SH   SOLE   0 0 7,034
PALO ALTO NETWORKS INC COM 697435105   721,904 2,112 SH   SOLE   0 0 2,112
PATHWARD FINANCIAL INC COM 59100U108   39,987 21,459 SH   SOLE   0 0 21,459
PAYPAL HLDGS INC COM 70450Y103   443,288 5,681 SH   SOLE   0 0 5,681
PHILIP MORRIS INTL INC COM 718172109   315,874 2,602 SH   SOLE   0 0 2,602
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   2,316,112 61,253 SH   SOLE   0 0 61,253
PIMCO ETF TR MULTISECTOR BD 72201R585   847,232 31,791 SH   SOLE   0 0 31,791
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   12,111,105 126,818 SH   SOLE   0 0 126,818
PIMCO HIGH INCOME FD COM SHS 722014107   56,519 11,276 SH   SOLE   0 0 11,276
PNC FINL SVCS GROUP INC COM 693475105   1,122,505 6,073 SH   SOLE   0 0 6,073
PROCTER AND GAMBLE CO COM 742718109   2,108,674 12,175 SH   SOLE   0 0 12,175
PROLOGIS INC. COM 74340W103   271,059 2,146 SH   SOLE   0 0 2,146
PUBLIC STORAGE OPER CO COM 74460D109   201,571 554 SH   SOLE   0 0 554
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,483,049 16,624 SH   SOLE   0 0 16,624
QUALCOMM INC COM 747525103   1,447,868 8,514 SH   SOLE   0 0 8,514
ROYAL BK CDA COM 780087102   227,133 1,821 SH   SOLE   0 0 1,821
ROYAL GOLD INC COM 780287108   433,195 3,088 SH   SOLE   0 0 3,088
RPM INTL INC COM 749685103   362,879 2,999 SH   SOLE   0 0 2,999
RTX CORPORATION COM 75513E101   251,362 2,075 SH   SOLE   0 0 2,075
S&P GLOBAL INC COM 78409V104   1,482,996 2,871 SH   SOLE   0 0 2,871
SALESFORCE INC COM 79466L302   2,126,771 7,770 SH   SOLE   0 0 7,770
SCHWAB CHARLES CORP COM 808513105   480,112 7,408 SH   SOLE   0 0 7,408
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   636,539 9,382 SH   SOLE   0 0 9,382
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   443,802 5,341 SH   SOLE   0 0 5,341
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   352,792 4,174 SH   SOLE   0 0 4,174
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   596,404 14,504 SH   SOLE   0 0 14,504
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,643,028 94,794 SH   SOLE   0 0 94,794
SCOTTS MIRACLE-GRO CO CL A 810186106   398,907 4,601 SH   SOLE   0 0 4,601
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,822,042 11,830 SH   SOLE   0 0 11,830
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   394,205 1,967 SH   SOLE   0 0 1,967
SELECT SECTOR SPDR TR ENERGY 81369Y506   914,981 10,421 SH   SOLE   0 0 10,421
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,046,370 23,088 SH   SOLE   0 0 23,088
SELECT SECTOR SPDR TR INDL 81369Y704   391,756 2,892 SH   SOLE   0 0 2,892
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,516,514 20,006 SH   SOLE   0 0 20,006
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   229,732 2,541 SH   SOLE   0 0 2,541
SELECTIVE INS GROUP INC COM 816300107   239,436 2,566 SH   SOLE   0 0 2,566
SHERWIN WILLIAMS CO COM 824348106   414,486 1,086 SH   SOLE   0 0 1,086
SHOPIFY INC CL A 82509L107   844,756 10,541 SH   SOLE   0 0 10,541
SMITH A O CORP COM 831865209   419,596 4,671 SH   SOLE   0 0 4,671
SNAP INC CL A 83304A106   396,649 37,070 SH   SOLE   0 0 37,070
SONY GROUP CORP SPONSORED ADR 835699307   200,410 2,075 SH   SOLE   0 0 2,075
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,232,897 5,277 SH   SOLE   0 0 5,277
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   409,954 10,915 SH   SOLE   0 0 10,915
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,722,075 16,944 SH   SOLE   0 0 16,944
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   7,989,897 14,026 SH   SOLE   0 0 14,026
SPDR SER TR PRTFLO S&P500 GW 78464A409   410,336 4,947 SH   SOLE   0 0 4,947
SPDR SER TR S&P DIVID ETF 78464A763   372,047 2,619 SH   SOLE   0 0 2,619
SPDR SER TR PORTFOLIO S&P500 78464A854   1,193,053 17,672 SH   SOLE   0 0 17,672
SPDR SER TR BLOOMBERG INVT 78468R200   455,932 14,779 SH   SOLE   0 0 14,779
SPDR SER TR NUVEEN BLMBRG SH 78468R739   610,608 12,684 SH   SOLE   0 0 12,684
T-MOBILE US INC COM 872590104   322,128 1,561 SH   SOLE   0 0 1,561
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,190,051 6,852 SH   SOLE   0 0 6,852
TE CONNECTIVITY PLC ORD SHS G87052109   209,121 1,385 SH   SOLE   0 0 1,385
TERADYNE INC COM 880770102   607,506 4,536 SH   SOLE   0 0 4,536
TESLA INC COM 88160R101   2,338,120 8,937 SH   SOLE   0 0 8,937
TEXAS INSTRS INC COM 882508104   1,242,329 6,014 SH   SOLE   0 0 6,014
THE TRADE DESK INC COM CL A 88339J105   1,153,903 10,524 SH   SOLE   0 0 10,524
THERMO FISHER SCIENTIFIC INC COM 883556102   1,297,878 2,098 SH   SOLE   0 0 2,098
TJX COS INC NEW COM 872540109   479,015 4,075 SH   SOLE   0 0 4,075
TRANSUNION COM 89400J107   617,207 5,895 SH   SOLE   0 0 5,895
TREX CO INC COM 89531P105   350,610 5,266 SH   SOLE   0 0 5,266
TRUIST FINL CORP COM 89832Q109   805,830 18,841 SH   SOLE   0 0 18,841
TWILIO INC CL A 90138F102   677,701 10,391 SH   SOLE   0 0 10,391
TYLER TECHNOLOGIES INC COM 902252105   510,755 875 SH   SOLE   0 0 875
UBER TECHNOLOGIES INC COM 90353T100   1,023,153 13,613 SH   SOLE   0 0 13,613
UBS GROUP AG SHS H42097107   215,752 6,980 SH   SOLE   0 0 6,980
ULTA BEAUTY INC COM 90384S303   1,424,957 3,662 SH   SOLE   0 0 3,662
UNION PAC CORP COM 907818108   2,148,618 8,717 SH   SOLE   0 0 8,717
UNITEDHEALTH GROUP INC COM 91324P102   1,980,230 3,387 SH   SOLE   0 0 3,387
UNIVERSAL DISPLAY CORP COM 91347P105   489,277 2,331 SH   SOLE   0 0 2,331
VALE S A SPONSORED ADS 91912E105   126,179 10,803 SH   SOLE   0 0 10,803
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   972,820 42,818 SH   SOLE   0 0 42,818
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,063,488 4,333 SH   SOLE   0 0 4,333
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   208,021 2,189 SH   SOLE   0 0 2,189
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   11,603,314 230,774 SH   SOLE   0 0 230,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   79,841,558 150,851 SH   SOLE   0 0 150,851
VANGUARD INDEX FDS MID CAP ETF 922908629   230,496 874 SH   SOLE   0 0 874
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   295,065 1,617 SH   SOLE   0 0 1,617
VANGUARD INDEX FDS GROWTH ETF 922908736   79,705,714 207,605 SH   SOLE   0 0 207,605
VANGUARD INDEX FDS VALUE ETF 922908744   75,936,791 434,993 SH   SOLE   0 0 434,993
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   460,745 9,013 SH   SOLE   0 0 9,013
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   36,290,215 456,941 SH   SOLE   0 0 456,941
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   460,774 5,530 SH   SOLE   0 0 5,530
VERIZON COMMUNICATIONS INC COM 92343V104   2,873,656 63,987 SH   SOLE   0 0 63,987
VERTEX PHARMACEUTICALS INC COM 92532F100   1,808,051 3,888 SH   SOLE   0 0 3,888
VISA INC COM CL A 92826C839   4,181,530 15,208 SH   SOLE   0 0 15,208
WALMART INC COM 931142103   2,230,164 27,618 SH   SOLE   0 0 27,618
WASTE MGMT INC DEL COM 94106L109   1,624,389 7,825 SH   SOLE   0 0 7,825
WISDOMTREE TR US MIDCAP DIVID 97717W505   349,991 6,845 SH   SOLE   0 0 6,845
WISDOMTREE TR US S CAP QTY DIV 97717X651   319,163 6,194 SH   SOLE   0 0 6,194
WISDOMTREE TR US QTLY DIV GRT 97717X669   1,075,514 12,925 SH   SOLE   0 0 12,925
WISDOMTREE TR US MULTIFACTOR 97717Y857   227,120 4,647 SH   SOLE   0 0 4,647
ZIMMER BIOMET HOLDINGS INC COM 98956P102   201,965 1,871 SH   SOLE   0 0 1,871