The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   327,948 1,845 SH   SOLE   0 0 1,845
AFLAC INC COM 001055102   219,810 2,125 SH   SOLE   0 0 2,125
ALPHABET INC CAP STK CL A 02079K305   478,707 2,528 SH   SOLE   0 0 2,528
ALPHABET INC CAP STK CL C 02079K107   298,226 1,565 SH   SOLE   0 0 1,565
AMAZON COM INC COM 023135106   2,732,502 12,455 SH   SOLE   0 0 12,455
AMERICAN HEALTHCARE REIT INC COM SHS 398182303   230,202 8,100 SH   SOLE   0 0 8,100
APPLE INC COM 037833100   12,316,156 49,181 SH   SOLE   0 0 49,181
AT&T INC COM 00206R102   276,498 12,143 SH   SOLE   0 0 12,143
BANK AMERICA CORP COM 060505104   315,087 7,169 SH   SOLE   0 0 7,169
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   361,717 798 SH   SOLE   0 0 798
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   24,772,682 483,369 SH   SOLE   0 0 483,369
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   813,222 12,696 SH   SOLE   0 0 12,696
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   2,153,803 41,403 SH   SOLE   0 0 41,403
BLACKSTONE INC COM 09260D107   224,318 1,301 SH   SOLE   0 0 1,301
BOEING CO COM 097023105   1,277,098 7,215 SH   SOLE   0 0 7,215
BROADCOM INC COM 11135F101   2,604,487 11,233 SH   SOLE   0 0 11,233
CATERPILLAR INC COM 149123101   230,447 635 SH   SOLE   0 0 635
CHEVRON CORP NEW COM 166764100   260,222 1,796 SH   SOLE   0 0 1,796
CLEVELAND-CLIFFS INC NEW COM 185899101   97,459 10,368 SH   SOLE   0 0 10,368
COSTCO WHSL CORP NEW COM 22160K105   624,987 682 SH   SOLE   0 0 682
CSX CORP COM 126408103   244,700 7,582 SH   SOLE   0 0 7,582
DISNEY WALT CO COM 254687106   379,808 3,410 SH   SOLE   0 0 3,410
EXXON MOBIL CORP COM 30231G102   314,566 2,924 SH   SOLE   0 0 2,924
FIRST FNDTN INC COM 32026V104   64,387 10,368 SH   SOLE   0 0 10,368
HOME DEPOT INC COM 437076102   619,347 1,592 SH   SOLE   0 0 1,592
INVESCO QQQ TR UNIT SER 1 46090E103   252,010 492 SH   SOLE   0 0 492
IRON MTN INC DEL COM 46284V101   525,550 5,000 SH   SOLE   0 0 5,000
ISHARES GOLD TR ISHARES NEW 464285204   853,404 17,237 SH   SOLE   0 0 17,237
ISHARES INC CORE MSCI EMKT 46434G103   539,769 10,336 SH   SOLE   0 0 10,336
ISHARES INC ESG AWR MSCI EM 46434G863   204,933 6,137 SH   SOLE   0 0 6,137
ISHARES INC MSCI EMRG CHN 46434G764   12,286,702 221,581 SH   SOLE   0 0 221,581
ISHARES TR 10-20 YR TRS ETF 464288653   1,723,312 17,312 SH   SOLE   0 0 17,312
ISHARES TR A RATE CP BD ETF 46429B291   230,936 4,935 SH   SOLE   0 0 4,935
ISHARES TR AGGRES ALLOC ETF 464289859   488,907 6,381 SH   SOLE   0 0 6,381
ISHARES TR CALIF MUN BD ETF 464288356   10,982,980 191,741 SH   SOLE   0 0 191,741
ISHARES TR CORE DIV GRWTH 46434V621   680,236 11,089 SH   SOLE   0 0 11,089
ISHARES TR CORE S&P500 ETF 464287200   609,838 1,035 SH   SOLE   0 0 1,035
ISHARES TR CORE TOTAL USD 46434V613   16,195,082 358,298 SH   SOLE   0 0 358,298
ISHARES TR EAFE GRWTH ETF 464288885   18,905,561 195,244 SH   SOLE   0 0 195,244
ISHARES TR EAFE VALUE ETF 464288877   19,756,187 376,523 SH   SOLE   0 0 376,523
ISHARES TR ESG AWR MSCI USA 46435G425   1,527,987 11,861 SH   SOLE   0 0 11,861
ISHARES TR ESG EAFE ETF 46436E759   368,284 5,699 SH   SOLE   0 0 5,699
ISHARES TR ESG MSCI USA ETF 46436E767   640,422 12,880 SH   SOLE   0 0 12,880
ISHARES TR FLTG RATE NT ETF 46429B655   204,217 4,013 SH   SOLE   0 0 4,013
ISHARES TR GLOBAL ENERG ETF 464287341   1,265,067 33,134 SH   SOLE   0 0 33,134
ISHARES TR HDG MSCI EAFE 46434V803   1,162,297 33,447 SH   SOLE   0 0 33,447
ISHARES TR HIGH YLD SYSTM B 46435G250   367,916 7,826 SH   SOLE   0 0 7,826
ISHARES TR IBOXX HI YD ETF 464288513   237,540 3,020 SH   SOLE   0 0 3,020
ISHARES TR IBOXX INV CP ETF 464287242   274,815 2,572 SH   SOLE   0 0 2,572
ISHARES TR INTL DIV GRWTH 46435G524   414,063 6,092 SH   SOLE   0 0 6,092
ISHARES TR JPMORGAN USD EMG 464288281   705,167 7,919 SH   SOLE   0 0 7,919
ISHARES TR MSCI KLD400 SOC 464288570   557,074 5,052 SH   SOLE   0 0 5,052
ISHARES TR MSCI USA QLT FCT 46432F339   5,063,384 28,433 SH   SOLE   0 0 28,433
ISHARES TR MSCI USA VALUE 46432F388   447,149 4,233 SH   SOLE   0 0 4,233
ISHARES TR S&P 500 GRWT ETF 464287309   54,286,930 534,688 SH   SOLE   0 0 534,688
ISHARES TR S&P 500 VAL ETF 464287408   32,679,604 171,204 SH   SOLE   0 0 171,204
ISHARES TR SHRT NAT MUN ETF 464288158   373,713 3,542 SH   SOLE   0 0 3,542
ISHARES TR U.S. TECH ETF 464287721   11,635,513 72,940 SH   SOLE   0 0 72,940
ISHARES TR US INFRASTRUC 46435U713   3,468,846 74,937 SH   SOLE   0 0 74,937
ISHARES TR US TREAS BD ETF 46429B267   514,131 22,372 SH   SOLE   0 0 22,372
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   342,361 5,951 SH   SOLE   0 0 5,951
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   4,951,049 84,967 SH   SOLE   0 0 84,967
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   18,789,073 328,078 SH   SOLE   0 0 328,078
JPMORGAN CHASE & CO. COM 46625H100   447,914 1,868 SH   SOLE   0 0 1,868
KKR & CO INC COM 48251W104   340,070 2,299 SH   SOLE   0 0 2,299
LAM RESEARCH CORP COM NEW 512807306   314,056 4,348 SH   SOLE   0 0 4,348
LOCKHEED MARTIN CORP COM 539830109   415,633 855 SH   SOLE   0 0 855
MARRIOTT INTL INC NEW CL A 571903202   1,603,041 5,746 SH   SOLE   0 0 5,746
MCDONALDS CORP COM 580135101   662,307 2,284 SH   SOLE   0 0 2,284
META PLATFORMS INC CL A 30303M102   467,898 799 SH   SOLE   0 0 799
MICROSOFT CORP COM 594918104   3,324,016 7,886 SH   SOLE   0 0 7,886
NETFLIX INC COM 64110L106   267,396 300 SH   SOLE   0 0 300
NVIDIA CORPORATION COM 67066G104   3,997,052 29,764 SH   SOLE   0 0 29,764
PROCTER AND GAMBLE CO COM 742718109   587,484 3,504 SH   SOLE   0 0 3,504
PROLOGIS INC. COM 74340W103   656,016 6,206 SH   SOLE   0 0 6,206
ROCKWELL AUTOMATION INC COM 773903109   393,478 1,376 SH   SOLE   0 0 1,376
ROSS STORES INC COM 778296103   410,778 2,715 SH   SOLE   0 0 2,715
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   223,461 961 SH   SOLE   0 0 961
SEMPRA COM 816851109   912,687 10,404 SH   SOLE   0 0 10,404
SOUTHWEST AIRLS CO COM 844741108   216,260 6,432 SH   SOLE   0 0 6,432
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,477,154 90,621 SH   SOLE   0 0 90,621
SPDR S&P 500 ETF TR TR UNIT 78462F103   298,625 509 SH   SOLE   0 0 509
SPDR SER TR BBG CONV SEC ETF 78464A359   237,149 3,044 SH   SOLE   0 0 3,044
SPDR SER TR PORT MTG BK ETF 78464A383   3,505,322 162,659 SH   SOLE   0 0 162,659
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,540,891 58,835 SH   SOLE   0 0 58,835
SPDR SER TR PORTFOLIO S&P500 78464A854   27,175,790 394,194 SH   SOLE   0 0 394,194
TESLA INC COM 88160R101   2,599,518 6,437 SH   SOLE   0 0 6,437
UNITEDHEALTH GROUP INC COM 91324P102   432,852 855 SH   SOLE   0 0 855
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   282,144 523 SH   SOLE   0 0 523
VANGUARD WORLD FD INF TECH ETF 92204A702   245,064 394 SH   SOLE   0 0 394
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,675,183 12,579 SH   SOLE   0 0 12,579
WALMART INC COM 931142103   450,006 4,980 SH   SOLE   0 0 4,980
WELLS FARGO CO NEW COM 949746101   231,877 3,301 SH   SOLE   0 0 3,301