The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   250,980 2,528 SH   SOLE   0 0 2,528
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   4,174,294 181,649 SH   SOLE   0 0 181,649
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   1,341,172 76,770 SH   SOLE   0 0 76,770
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   514,734 1,929 SH   SOLE   0 0 1,929
AIRBNB INC COM CL A 009066101   208,962 2,444 SH   SOLE   0 0 2,444
ALPS ETF TR ALERIAN MLP 00162Q452   1,230,593 32,324 SH   SOLE   0 0 32,324
ALPHABET INC CAP STK CL A 02079K305   231,868 2,628 SH   SOLE   0 0 2,628
AMAZON COM INC COM 023135106   1,397,844 16,641 SH   SOLE   0 0 16,641
AMGEN INC COM 031162100   412,607 1,571 SH   SOLE   0 0 1,571
APPLE INC COM 037833100   2,533,073 19,496 SH   SOLE   0 0 19,496
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   836,591 20,626 SH   SOLE   0 0 20,626
AT&T INC COM 00206R102   1,050,971 57,087 SH   SOLE   0 0 57,087
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,029,564 3,333 SH   SOLE   0 0 3,333
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   134,218 12,497 SH   SOLE   0 0 12,497
BLACKROCK MUNIYILD QULT FD I COM 09254F100   336,504 29,009 SH   SOLE   0 0 29,009
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   302,415 7,129 SH   SOLE   0 0 7,129
CHEVRON CORP NEW COM 166764100   1,706,302 9,506 SH   SOLE   0 0 9,506
CHIPOTLE MEXICAN GRILL INC COM 169656105   216,448 156 SH   SOLE   0 0 156
CION INVT CORP COM 17259U204   253,306 25,280 SH   SOLE   0 0 25,280
COCA COLA CO COM 191216100   312,452 4,912 SH   SOLE   0 0 4,912
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   348,714 4,678 SH   SOLE   0 0 4,678
DANAHER CORPORATION COM 235851102   630,966 2,375 SH   SOLE   0 0 2,375
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   235,390 5,657 SH   SOLE   0 0 5,657
LILLY ELI & CO COM 532457108   218,165 596 SH   SOLE   0 0 596
ENBRIDGE INC COM 29250N105   234,522 5,998 SH   SOLE   0 0 5,998
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   699,345 58,917 SH   SOLE   0 0 58,917
ENGINE GAMING AND MEDIA INC COM 29287W102   14,700 15,000 SH   SOLE   0 0 15,000
EVERGY INC COM 30034W106   217,045 3,449 SH   SOLE   0 0 3,449
EXXON MOBIL CORP COM 30231G102   1,072,829 9,726 SH   SOLE   0 0 9,726
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   342,919 6,050 SH   SOLE   0 0 6,050
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   348,714 7,782 SH   SOLE   0 0 7,782
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   225,366 3,522 SH   SOLE   0 0 3,522
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881   292,784 6,708 SH   SOLE   0 0 6,708
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   470,617 10,325 SH   SOLE   0 0 10,325
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119   458,274 7,301 SH   SOLE   0 0 7,301
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   619,580 13,310 SH   SOLE   0 0 13,310
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135   434,502 10,608 SH   SOLE   0 0 10,608
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   221,737 4,425 SH   SOLE   0 0 4,425
FORD MTR CO DEL COM 345370860   119,548 10,279 SH   SOLE   0 0 10,279
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F615   1,117,428 37,050 SH   SOLE   0 0 37,050
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855   1,802,666 67,800 SH   SOLE   0 0 67,800
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C615   1,191,784 33,850 SH   SOLE   0 0 33,850
INNOVATOR ETFS TR POWER BUFFER SET 45783Y723   278,049 11,202 SH   SOLE   0 0 11,202
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   2,576,505 85,343 SH   SOLE   0 0 85,343
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   427,940 14,395 SH   SOLE   0 0 14,395
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   1,433,398 57,775 SH   SOLE   0 0 57,775
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   2,729,379 95,867 SH   SOLE   0 0 95,867
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   490,809 16,520 SH   SOLE   0 0 16,520
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557   229,475 7,578 SH   SOLE   0 0 7,578
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   2,354,171 78,143 SH   SOLE   0 0 78,143
INTERNATIONAL BUSINESS MACHS COM 459200101   246,833 1,752 SH   SOLE   0 0 1,752
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   498,389 6,357 SH   SOLE   0 0 6,357
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   8,763,459 56,484 SH   SOLE   0 0 56,484
INVESCO QQQ TR UNIT SER 1 46090E103   5,005,477 18,798 SH   SOLE   0 0 18,798
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   492,792 5,966 SH   SOLE   0 0 5,966
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   947,062 6,705 SH   SOLE   0 0 6,705
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   409,830 1,485 SH   SOLE   0 0 1,485
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456   1,172,341 26,620 SH   SOLE   0 0 26,620
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   462,431 10,110 SH   SOLE   0 0 10,110
ISHARES TR 0-5YR HI YL CP 46434V407   435,070 10,640 SH   SOLE   0 0 10,640
ISHARES TR 0-5YR INVT GR CP 46434V100   31,673,271 661,790 SH   SOLE   0 0 661,790
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,115,121 11,501 SH   SOLE   0 0 11,501
ISHARES TR 10-20 YR TRS ETF 464288653   668,985 6,184 SH   SOLE   0 0 6,184
ISHARES TR 1 3 YR TREAS BD 464287457   6,207,432 76,474 SH   SOLE   0 0 76,474
ISHARES TR ISHS 1-5YR INVS 464288646   712,077 14,293 SH   SOLE   0 0 14,293
ISHARES TR 7-10 YR TRSY BD 464287440   3,058,351 31,931 SH   SOLE   0 0 31,931
ISHARES TR CORE 1 5 YR USD 46432F859   574,154 12,363 SH   SOLE   0 0 12,363
ISHARES TR CORE DIV GRWTH 46434V621   2,894,205 57,884 SH   SOLE   0 0 57,884
ISHARES TR CORE MSCI EAFE 46432F842   2,839,694 46,069 SH   SOLE   0 0 46,069
ISHARES TR CORE MSCI TOTAL 46432F834   16,694,220 288,428 SH   SOLE   0 0 288,428
ISHARES TR CORE S&P500 ETF 464287200   9,037,475 23,522 SH   SOLE   0 0 23,522
ISHARES TR CORE S&P SCP ETF 464287804   5,255,224 55,529 SH   SOLE   0 0 55,529
ISHARES TR CORE S&P TTL STK 464287150   1,304,987 15,389 SH   SOLE   0 0 15,389
ISHARES TR CORE TOTAL USD 46434V613   4,244,582 94,471 SH   SOLE   0 0 94,471
ISHARES TR CORE US AGGBD ET 464287226   1,570,099 16,188 SH   SOLE   0 0 16,188
ISHARES TR MSCI USA MIN VOL 46429B697   3,945,661 54,725 SH   SOLE   0 0 54,725
ISHARES TR ESG EAFE ETF 46436E759   280,062 5,161 SH   SOLE   0 0 5,161
ISHARES TR ESG MSCI USA ETF 46436E767   392,771 12,811 SH   SOLE   0 0 12,811
ISHARES TR ESG ADV TTL USD 46436E619   619,284 14,675 SH   SOLE   0 0 14,675
ISHARES TR ESG AW MSCI EAFE 46435G516   390,423 5,939 SH   SOLE   0 0 5,939
ISHARES INC ESG AWR MSCI EM 46434G863   597,337 19,865 SH   SOLE   0 0 19,865
ISHARES TR ESG AWR MSCI USA 46435G425   3,167,369 37,373 SH   SOLE   0 0 37,373
ISHARES TR ESG AWARE MSCI 46435U663   289,127 8,793 SH   SOLE   0 0 8,793
ISHARES TR ESG AWR US AGRGT 46435U549   208,524 4,461 SH   SOLE   0 0 4,461
ISHARES TR ESG AWRE USD ETF 46435G193   211,577 9,489 SH   SOLE   0 0 9,489
ISHARES TR FALN ANGLS USD 46435G474   1,721,740 69,961 SH   SOLE   0 0 69,961
ISHARES TR FLTG RATE NT ETF 46429B655   432,277 8,589 SH   SOLE   0 0 8,589
ISHARES TR GLOBAL TECH ETF 464287291   210,862 4,704 SH   SOLE   0 0 4,704
ISHARES GOLD TR ISHARES NEW 464285204   536,387 15,507 SH   SOLE   0 0 15,507
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   542,742 19,253 SH   SOLE   0 0 19,253
ISHARES TR MBS ETF 464288588   894,296 9,642 SH   SOLE   0 0 9,642
ISHARES TR MRGSTR MD CP ETF 464288208   1,038,546 17,701 SH   SOLE   0 0 17,701
ISHARES TR EAFE GRWTH ETF 464288885   1,042,411 12,445 SH   SOLE   0 0 12,445
ISHARES TR EAFE VALUE ETF 464288877   3,615,940 78,813 SH   SOLE   0 0 78,813
ISHARES INC MSCI EMERG MRKT 464286533   3,024,761 57,017 SH   SOLE   0 0 57,017
ISHARES INC MSCI GBL ETF NEW 46434G848   257,654 6,284 SH   SOLE   0 0 6,284
ISHARES TR MSCI KLD400 SOC 464288570   481,514 6,707 SH   SOLE   0 0 6,707
ISHARES TR MSCI USA MMENTM 46432F396   1,505,427 10,316 SH   SOLE   0 0 10,316
ISHARES TR NATIONAL MUN ETF 464288414   3,062,296 29,021 SH   SOLE   0 0 29,021
ISHARES TR RUS 1000 ETF 464287622   397,462 1,888 SH   SOLE   0 0 1,888
ISHARES TR RUS 1000 GRW ETF 464287614   474,113 2,213 SH   SOLE   0 0 2,213
ISHARES TR RUS 1000 VAL ETF 464287598   818,152 5,395 SH   SOLE   0 0 5,395
ISHARES TR RUS 2000 VAL ETF 464287630   729,164 5,258 SH   SOLE   0 0 5,258
ISHARES TR RUS MID CAP ETF 464287499   433,554 6,428 SH   SOLE   0 0 6,428
ISHARES TR RUS MDCP VAL ETF 464287473   211,319 2,006 SH   SOLE   0 0 2,006
ISHARES TR S&P 500 GRWT ETF 464287309   1,939,100 33,147 SH   SOLE   0 0 33,147
ISHARES TR S&P 500 VAL ETF 464287408   21,753,318 149,950 SH   SOLE   0 0 149,950
ISHARES TR S&P MC 400GR ETF 464287606   2,156,263 31,570 SH   SOLE   0 0 31,570
ISHARES TR S&P MC 400VL ETF 464287705   20,117,354 199,577 SH   SOLE   0 0 199,577
ISHARES TR S&P SML 600 GWT 464287887   1,899,195 17,574 SH   SOLE   0 0 17,574
ISHARES TR SP SMCP600VL ETF 464287879   22,072,381 241,730 SH   SOLE   0 0 241,730
ISHARES TR SELECT DIVID ETF 464287168   376,875 3,125 SH   SOLE   0 0 3,125
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   592,738 12,030 SH   SOLE   0 0 12,030
ISHARES TR SHORT TREAS BD 464288679   461,035 4,194 SH   SOLE   0 0 4,194
ISHARES SILVER TR ISHARES 46428Q109   713,448 32,400 SH   SOLE   0 0 32,400
ISHARES TR TIPS BD ETF 464287176   1,776,688 16,692 SH   SOLE   0 0 16,692
ISHARES TR ISHS 5-10YR INVT 464288638   294,882 5,956 SH   SOLE   0 0 5,956
ISHARES TR U.S. TECH ETF 464287721   417,516 5,605 SH   SOLE   0 0 5,605
ISHARES TR U.S. ENERGY ETF 464287796   639,227 13,750 SH   SOLE   0 0 13,750
ISHARES TR U S EQUITY FACTR 46434V282   6,319,893 162,007 SH   SOLE   0 0 162,007
ISHARES TR US AER DEF ETF 464288760   257,758 2,304 SH   SOLE   0 0 2,304
ISHARES TR US CONSM STAPLES 464287812   375,387 1,851 SH   SOLE   0 0 1,851
ISHARES TR US OIL GS EX ETF 464288851   415,790 4,478 SH   SOLE   0 0 4,478
ISHARES TR US TREAS BD ETF 46429B267   1,716,183 75,536 SH   SOLE   0 0 75,536
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   234,379 4,758 SH   SOLE   0 0 4,758
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   532,883 11,242 SH   SOLE   0 0 11,242
JOHNSON & JOHNSON COM 478160104   342,878 1,941 SH   SOLE   0 0 1,941
JPMORGAN CHASE & CO COM 46625H100   411,440 3,068 SH   SOLE   0 0 3,068
KEMPHARM INC COM NEW 488445206   50,490 11,000 SH   SOLE   0 0 11,000
ETF SER SOLUTIONS LHA MKT ST TACTL 26922B105   693,497 28,191 SH   SOLE   0 0 28,191
LOCKHEED MARTIN CORP COM 539830109   354,651 729 SH   SOLE   0 0 729
LOOP MEDIA INC COM NEW 54352F206   275,836 41,667 SH   SOLE   0 0 41,667
LUMEN TECHNOLOGIES INC COM 550241103   262,633 50,313 SH   SOLE   0 0 50,313
MERCK & CO INC COM 58933Y105   220,456 1,974 SH   SOLE   0 0 1,974
MICROSOFT CORP COM 594918104   731,925 3,052 SH   SOLE   0 0 3,052
MONTROSE ENVIRONMENTAL GROUP COM 615111101   387,170 8,722 SH   SOLE   0 0 8,722
MPLX LP COM UNIT REP LTD 55336V100   252,868 7,700 SH   SOLE   0 0 7,700
NUTEX HEALTH INC COM 67079U108   138,664 72,981 SH   SOLE   0 0 72,981
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   161,806 13,155 SH   SOLE   0 0 13,155
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   197,577 17,848 SH   SOLE   0 0 17,848
NVIDIA CORPORATION COM 67066G104   314,086 2,149 SH   SOLE   0 0 2,149
ORACLE CORP COM 68389X105   221,025 2,704 SH   SOLE   0 0 2,704
ORIC PHARMACEUTICALS INC COM 68622P109   63,023 10,700 SH   SOLE   0 0 10,700
PIMCO DYNAMIC INCOME FD SHS 72201Y101   276,019 14,760 SH   SOLE   0 0 14,760
PITNEY BOWES INC COM 724479100   38,000 10,000 SH   SOLE   0 0 10,000
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   176,400 15,000 SH   SOLE   0 0 15,000
PROCTER AND GAMBLE CO COM 742718109   359,755 2,374 SH   SOLE   0 0 2,374
PROSHARES TR S&P 500 DV ARIST 74348A467   529,051 5,879 SH   SOLE   0 0 5,879
PROSHARES TR ULTRPRO DOW30 74347X823   577,149 10,179 SH   SOLE   0 0 10,179
PROSHARES TR ULTRAPRO QQQ 74347X831   1,601,357 92,564 SH   SOLE   0 0 92,564
PROSHARES TR ULTRPRO S&P500 74347X864   303,942 9,275 SH   SOLE   0 0 9,275
RITHM CAPITAL CORP COM NEW 64828T201   125,458 14,900 SH   SOLE   0 0 14,900
ROYAL BK CDA SUSTAINABL COM 780087102   282,060 3,000 SH   SOLE   0 0 3,000
SCHLUMBERGER LTD COM STK 806857108   279,734 5,216 SH   SOLE   0 0 5,216
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   16,258,432 504,763 SH   SOLE   0 0 504,763
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,447,897 258,041 SH   SOLE   0 0 258,041
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,544,955 99,561 SH   SOLE   0 0 99,561
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   318,723 7,113 SH   SOLE   0 0 7,113
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,155,597 68,250 SH   SOLE   0 0 68,250
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   907,802 20,106 SH   SOLE   0 0 20,106
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,679,257 30,224 SH   SOLE   0 0 30,224
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   12,414,479 188,041 SH   SOLE   0 0 188,041
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   457,186 11,286 SH   SOLE   0 0 11,286
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,815,877 20,760 SH   SOLE   0 0 20,760
SHERWIN WILLIAMS CO COM 824348106   471,100 1,985 SH   SOLE   0 0 1,985
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202   756,012 31,176 SH   SOLE   0 0 31,176
TIDAL ETF TR SOFI WEEKLY INM 886364884   620,441 6,689 SH   SOLE   0 0 6,689
SOUTHWEST AIRLS CO COM 844741108   569,999 16,929 SH   SOLE   0 0 16,929
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   269,288 2,944 SH   SOLE   0 0 2,944
SPDR SER TR BBG CONV SEC ETF 78464A359   866,986 13,475 SH   SOLE   0 0 13,475
SPDR SER TR BLOOMBERG INVT 78468R200   225,555 7,422 SH   SOLE   0 0 7,422
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   854,070 2,572 SH   SOLE   0 0 2,572
SPDR GOLD TR GOLD SHS 78463V107   843,789 4,974 SH   SOLE   0 0 4,974
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,235,499 25,230 SH   SOLE   0 0 25,230
SPDR SER TR PORTFOLIO AGRGTE 78464A649   276,556 11,005 SH   SOLE   0 0 11,005
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,296,215 19,838 SH   SOLE   0 0 19,838
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,674,667 25,188 SH   SOLE   0 0 25,188
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,537,484 21,283 SH   SOLE   0 0 21,283
SPDR SER TR S&P DIVID ETF 78464A763   938,593 7,502 SH   SOLE   0 0 7,502
SPDR SER TR HLTH CR EQUIP 78464A581   327,590 3,644 SH   SOLE   0 0 3,644
SPDR SER TR ICE PFD SEC ETF 78464A292   781,280 23,805 SH   SOLE   0 0 23,805
STARBUCKS CORP COM 855244109   224,192 2,260 SH   SOLE   0 0 2,260
STRATEGY SHS NEWFOUND RESLV 86280R886   206,296 8,474 SH   SOLE   0 0 8,474
SUN CMNTYS INC COM 866674104   526,025 3,656 SH   SOLE   0 0 3,656
SUNCOKE ENERGY INC COM 86722A103   87,628 10,000 SH   SOLE   0 0 10,000
TARGET CORP COM 87612E106   244,978 1,644 SH   SOLE   0 0 1,644
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,035,221 8,319 SH   SOLE   0 0 8,319
TESLA INC COM 88160R101   482,373 3,916 SH   SOLE   0 0 3,916
HOME DEPOT INC COM 437076102   777,647 2,462 SH   SOLE   0 0 2,462
T-MOBILE US INC COM 872590104   237,020 1,693 SH   SOLE   0 0 1,693
UNITEDHEALTH GROUP INC COM 91324P102   257,863 486 SH   SOLE   0 0 486
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109   209,948 10,750 SH   SOLE   0 0 10,750
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   442,914 6,282 SH   SOLE   0 0 6,282
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   206,521 7,643 SH   SOLE   0 0 7,643
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   339,237 20,097 SH   SOLE   0 0 20,097
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,652,219 7,549 SH   SOLE   0 0 7,549
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   468,339 7,680 SH   SOLE   0 0 7,680
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   382,636 4,625 SH   SOLE   0 0 4,625
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   206,442 2,008 SH   SOLE   0 0 2,008
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   986,826 23,513 SH   SOLE   0 0 23,513
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,076,706 27,622 SH   SOLE   0 0 27,622
VANGUARD INDEX FDS GROWTH ETF 922908736   1,297,172 6,087 SH   SOLE   0 0 6,087
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   512,366 2,066 SH   SOLE   0 0 2,066
VANGUARD BD INDEX FDS INTERMED TERM 921937819   609,388 8,200 SH   SOLE   0 0 8,200
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   203,309 2,623 SH   SOLE   0 0 2,623
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   239,647 3,442 SH   SOLE   0 0 3,442
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   353,512 6,045 SH   SOLE   0 0 6,045
VANGUARD INDEX FDS LARGE CAP ETF 922908637   349,032 2,004 SH   SOLE   0 0 2,004
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   251,815 3,476 SH   SOLE   0 0 3,476
VANGUARD WORLD FD MEGA CAP INDEX 921910873   542,840 4,100 SH   SOLE   0 0 4,100
VANGUARD WORLD FD MEGA GRWTH IND 921910816   281,162 1,634 SH   SOLE   0 0 1,634
VANGUARD INDEX FDS MID CAP ETF 922908629   575,767 2,825 SH   SOLE   0 0 2,825
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   665,651 3,703 SH   SOLE   0 0 3,703
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   13,000,771 96,131 SH   SOLE   0 0 96,131
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,249,074 27,268 SH   SOLE   0 0 27,268
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   632,912 3,632 SH   SOLE   0 0 3,632
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   12,161,789 70,811 SH   SOLE   0 0 70,811
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   249,542 1,183 SH   SOLE   0 0 1,183
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   704,474 5,030 SH   SOLE   0 0 5,030
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   608,781 8,087 SH   SOLE   0 0 8,087
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,048,674 27,247 SH   SOLE   0 0 27,247
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,346,563 50,237 SH   SOLE   0 0 50,237
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   285,110 4,931 SH   SOLE   0 0 4,931
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,452,641 7,915 SH   SOLE   0 0 7,915
VANGUARD INDEX FDS SML CP GRW ETF 922908595   561,913 2,802 SH   SOLE   0 0 2,802
VANGUARD INDEX FDS SM CP VAL ETF 922908611   13,897,920 87,518 SH   SOLE   0 0 87,518
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,220,819 24,668 SH   SOLE   0 0 24,668
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,023,157 14,242 SH   SOLE   0 0 14,242
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   794,345 16,748 SH   SOLE   0 0 16,748
VANGUARD STAR FDS VG TL INTL STK F 921909768   330,698 6,394 SH   SOLE   0 0 6,394
VANGUARD INDEX FDS TOTAL STK MKT 922908769   753,681 3,942 SH   SOLE   0 0 3,942
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   244,090 2,832 SH   SOLE   0 0 2,832
VANGUARD INDEX FDS VALUE ETF 922908744   2,645,888 18,849 SH   SOLE   0 0 18,849
VERIZON COMMUNICATIONS INC COM 92343V104   296,761 7,532 SH   SOLE   0 0 7,532
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   3,238,134 52,169 SH   SOLE   0 0 52,169
VISA INC COM CL A 92826C839   357,347 1,720 SH   SOLE   0 0 1,720
WALMART INC COM 931142103   3,233,509 22,715 SH   SOLE   0 0 22,715
WASTE MGMT INC DEL COM 94106L109   262,617 1,674 SH   SOLE   0 0 1,674
DBX ETF TR XTRACK MSCI EAFE 233051200   4,178,095 129,634 SH   SOLE   0 0 129,634