The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Schwab US Large Cap Growth ETF Equity 808524300   40,292,302 485,683 SH   SOLE   0 0 485,683
Schwab US Dividend Equity ETF Equity 808524797   36,856,345 484,124 SH   SOLE   0 0 484,124
MSCI EAFA Hedged Dollar ETF Equity 233051200   17,715,847 479,066 SH   SOLE   0 0 479,066
Vanguard FTSE Developed Markets ETF Equity 921943858   17,437,416 364,038 SH   SOLE   0 0 364,038
iShares MSCI Min Vol Emerging Markets ETF Equity 464286533   13,182,655 237,141 SH   SOLE   0 0 237,141
iShares S&P 400 Mid Index Equity 464287507   12,501,623 45,108 SH   SOLE   0 0 45,108
iShares S&P 600 Small Cap Index Equity 464287804   6,612,459 61,085 SH   SOLE   0 0 61,085
Apple Inc Equity 037833100   2,720,452 14,130 SH   SOLE   0 0 14,130
Schwab Mid Cap Blend ETF Equity 808524508   2,397,396 31,829 SH   SOLE   0 0 31,829
Schwab International Equity ETF Equity 808524805   2,107,146 57,012 SH   SOLE   0 0 57,012
iShares S&P 500 Value Equity 464287408   1,545,281 8,887 SH   SOLE   0 0 8,887
Vanguard High Dividend Yield ETF Equity 921946406   1,540,423 13,799 SH   SOLE   0 0 13,799
Microsoft Corp Equity 594918104   1,218,589 3,241 SH   SOLE   0 0 3,241
Vanguard Short Term Bond Index ETF Equity 921937827   1,156,857 15,020 SH   SOLE   0 0 15,020
AT&T Corp Com Equity 00206R102   1,127,284 67,180 SH   SOLE   0 0 67,180
IShares Currency Hedged MSCI EAFE ETF Equity 46434V803   1,075,209 34,123 SH   SOLE   0 0 34,123
iShares S&P 500 Growth Equity 464287309   984,500 13,109 SH   SOLE   0 0 13,109
Vanguard Intermediate Treasury ETF Equity 92206C706   960,269 16,188 SH   SOLE   0 0 16,188
Duke Energy Corp Equity 26441C204   923,024 9,512 SH   SOLE   0 0 9,512
South Street Corporation Equity 840441109   833,953 9,875 SH   SOLE   0 0 9,875
Vanguard Large Cap Growth ETF Equity 922908736   742,781 2,389 SH   SOLE   0 0 2,389
Schwab US Large Cap Value ETF Equity 808524409   711,920 10,156 SH   SOLE   0 0 10,156
Schwab Small Cap Blend ETF Equity 808524607   703,355 14,889 SH   SOLE   0 0 14,889
Amazon Com Inc Equity 023135106   669,448 4,406 SH   SOLE   0 0 4,406
Bank Of America Com Equity 060505104   635,189 18,865 SH   SOLE   0 0 18,865
Morgan J P & Co Inc Equity 46625H100   618,104 3,634 SH   SOLE   0 0 3,634
Johnson & Johnson Equity 478160104   611,768 3,903 SH   SOLE   0 0 3,903
Amgen Inc Equity 031162100   603,822 2,096 SH   SOLE   0 0 2,096
Schwab US Total Stock Market ETF Equity 808524102   603,085 10,833 SH   SOLE   0 0 10,833
Truist Finl Corporation Equity 89832Q109   555,527 15,047 SH   SOLE   0 0 15,047
Berkshire Hathaway Inc B Equity 084670702   512,164 1,436 SH   SOLE   0 0 1,436
Wal-Mart Stores Inc Equity 931142103   478,822 3,037 SH   SOLE   0 0 3,037
Vanguard Mid-Cap Blend ETF Equity 922908629   446,133 1,918 SH   SOLE   0 0 1,918
PowerShares QQQ - Nasdaq-100 Equity 46090E103   399,060 974 SH   SOLE   0 0 974
Lowes Cos Inc Equity 548661107   374,198 1,681 SH   SOLE   0 0 1,681
Vanguard Total World Stock ETF Equity 922042742   351,722 3,419 SH   SOLE   0 0 3,419
Invesco S&P Emerging Markets Low Vol ETF Equity 46138E297   320,435 13,329 SH   SOLE   0 0 13,329
Coca-Cola Company Equity 191216100   316,908 5,378 SH   SOLE   0 0 5,378
Salesforce Com Equity 79466L302   283,139 1,076 SH   SOLE   0 0 1,076
Lilly Eli & Co Equity 532457108   227,467 390 SH   SOLE   0 0 390
Nvidia Corp Equity 67066G104   223,059 450 SH   SOLE   0 0 450
iShares Core 1-5 Year USD Bond ETF Equity 46432F859   212,141 4,460 SH   SOLE   0 0 4,460
Vanguard Emerging Market Equity 922042858   194,612 4,735 SH   SOLE   0 0 4,735
Exxon Mobil Corporation Equity 30231G102   187,926 1,880 SH   SOLE   0 0 1,880
Eaton Corporation Equity G29183103   187,764 780 SH   SOLE   0 0 780
Proctor & Gamble Co Com Equity 742718109   186,325 1,272 SH   SOLE   0 0 1,272
Tesla Inc Equity 88160R101   163,997 660 SH   SOLE   0 0 660
Warner Brothers Discovery Equity 934423104   163,314 14,351 SH   SOLE   0 0 14,351
Netflix Inc Equity 64110L106   160,670 330 SH   SOLE   0 0 330
United Bankshrs Inc Equity 909907107   148,621 3,958 SH   SOLE   0 0 3,958
Meta Platforms Inc Class A Equity 30303M102   142,646 403 SH   SOLE   0 0 403
Vanguard Small-Cap Blend ETF Equity 922908751   140,117 657 SH   SOLE   0 0 657
Deere & Co Equity 244199105   131,371 329 SH   SOLE   0 0 329
Dte Energy Co Com Equity 233331107   121,774 1,104 SH   SOLE   0 0 1,104
Abbott Labs Com Equity 002824100   117,149 1,064 SH   SOLE   0 0 1,064
Oracle Corporation Equity 68389X105   111,913 1,061 SH   SOLE   0 0 1,061
Dominion Resources Inc Equity 25746U109   106,481 2,266 SH   SOLE   0 0 2,266
Pfizer Inc Equity 717081103   97,620 3,391 SH   SOLE   0 0 3,391
Vanguard 500 Index Fund ETF Class Equity 922908363   96,380 221 SH   SOLE   0 0 221
Pepsico Inc Equity 713448108   95,282 561 SH   SOLE   0 0 561
Altria Group Inc Com Equity 02209S103   89,818 2,227 SH   SOLE   0 0 2,227
Alphabet Inc Class A Equity 02079K305   89,402 640 SH   SOLE   0 0 640
Spdr Gold TRUST Equity 78463V107   89,085 466 SH   SOLE   0 0 466
JB Hunt Transport Services Inc Equity 445658107   86,083 431 SH   SOLE   0 0 431
Bristol-Myers Squibb Equity 110122108   84,955 1,656 SH   SOLE   0 0 1,656
Ford Motor Company Equity 345370860   81,562 6,691 SH   SOLE   0 0 6,691
Verizon Equity 92343V104   76,094 2,018 SH   SOLE   0 0 2,018
Cisco Systems Inc Equity 17275R102   76,026 1,505 SH   SOLE   0 0 1,505
Valero Energy Corp New Equity 91913Y100   75,599 582 SH   SOLE   0 0 582
Selective Ins Group Equity 816300107   74,666 751 SH   SOLE   0 0 751
iShares Dow Jones Technology Sector Equity 464287721   73,950 602 SH   SOLE   0 0 602
UiPath Inc Equity 90364P105   73,502 2,959 SH   SOLE   0 0 2,959
Ishares Gold TRUST Equity 464285204   70,839 1,815 SH   SOLE   0 0 1,815
Enbridge Inc Equity 29250N105   70,095 1,946 SH   SOLE   0 0 1,946
International Business Machines Equity 459200101   68,520 419 SH   SOLE   0 0 419
Chevron Corporation Equity 166764100   67,673 454 SH   SOLE   0 0 454
Xcel Energy Inc Equity 98389B100   64,960 1,049 SH   SOLE   0 0 1,049
IShares MSCE EAFA Small Cap ETF Equity 464288273   64,003 1,034 SH   SOLE   0 0 1,034
Boeing Company Equity 097023105   62,788 241 SH   SOLE   0 0 241
VISA Equity 92826C839   60,794 234 SH   SOLE   0 0 234
iShares S&P 400 Mid Value Equity 464287705   56,001 491 SH   SOLE   0 0 491
Sprott Physical Gold and Silver Trust Equity 85208R101   52,969 2,766 SH   SOLE   0 0 2,766
Vanguard Value ETF Equity 922908744   50,705 339 SH   SOLE   0 0 339
Kenvue Inc Equity 49177J102   50,314 2,337 SH   SOLE   0 0 2,337
Edwards LifeScience Corp Equity 28176E108   45,750 600 SH   SOLE   0 0 600
NeoGenomics Inc Equity 64049M209   45,644 2,821 SH   SOLE   0 0 2,821
TD 08/30/24 Equity 89116C669   45,189 4,537 SH   SOLE   0 0 4,537
FS Energy & Power Fund Equity 30264D109   43,018 11,818 SH   SOLE   0 0 11,818
Mastercard Inc Cl A Equity 57636Q104   42,428 99 SH   SOLE   0 0 99
DT Midstream Inc Equity 23345M107   41,534 758 SH   SOLE   0 0 758
Sector SPDR Consumer Discretionary Equity 81369Y407   39,038 218 SH   SOLE   0 0 218
Home Depot Inc Equity 437076102   38,184 110 SH   SOLE   0 0 110
iShares Russell 2000 Small Cap Index Equity 464287655   36,967 184 SH   SOLE   0 0 184
iShares S&P 400 Mid Growth Equity 464287606   36,818 465 SH   SOLE   0 0 465
RBC 08/30/24 Equity 78074B854   35,100 3,496 SH   SOLE   0 0 3,496
CSX Corporation Equity 126408103   34,169 986 SH   SOLE   0 0 986
The Bank of Nova Scotia Equity 06418F885   33,461 3,084 SH   SOLE   0 0 3,084
3M Company Equity 88579Y101   32,445 297 SH   SOLE   0 0 297
Emerson Electric Co Equity 291011104   32,228 331 SH   SOLE   0 0 331
iShares S&P 500 Index Equity 464287200   30,965 65 SH   SOLE   0 0 65
Sysco Corp Com Equity 871829107   30,360 415 SH   SOLE   0 0 415
Sonoco Products Co Equity 835495102   29,929 536 SH   SOLE   0 0 536
IShares Core Growth Allocation ETF Equity 464289867   28,563 537 SH   SOLE   0 0 537
Enterprise Products Partners LP Equity 293792107   28,073 1,065 SH   SOLE   0 0 1,065
Merck & Co Inc Equity 58933Y105   27,679 254 SH   SOLE   0 0 254
Intel Corp Equity 458140100   26,732 532 SH   SOLE   0 0 532
Dollar Gen Corp Equity 256677105   26,024 191 SH   SOLE   0 0 191
Stryker Corp Equity 863667101   24,581 82 SH   SOLE   0 0 82
Toronto Dominion Bank Equity 89116C578   24,244 2,439 SH   SOLE   0 0 2,439
General Dynamics Corp Equity 369550108   23,625 91 SH   SOLE   0 0 91
American Electric Power Equity 025537101   21,658 267 SH   SOLE   0 0 267
Honeywell Intl Inc Equity 438516106   21,426 102 SH   SOLE   0 0 102
Mid Cap S P D R TRUST Equity 78467Y107   21,275 42 SH   SOLE   0 0 42
Abbvie Inc Equity 00287Y109   20,401 132 SH   SOLE   0 0 132
Hershey Foods Equity 427866108   20,201 108 SH   SOLE   0 0 108
Nucor Corp Com Equity 670346105   18,880 108 SH   SOLE   0 0 108
iShares Silver Trust ETF Equity 46428Q109   18,143 833 SH   SOLE   0 0 833
N I O Inc Equity 62914V106   18,140 2,000 SH   SOLE   0 0 2,000
Ishares MSCI EAFE Equity 464287465   17,481 232 SH   SOLE   0 0 232
ProShares Bitcoin Strategy ETF Equity 74347G440   17,131 836 SH   SOLE   0 0 836
Air Lease Corp Class A Equity 00912X302   16,021 382 SH   SOLE   0 0 382
Canadian Imperial Equity 13608J644   15,819 1,442 SH   SOLE   0 0 1,442
Phillips Equity 718546104   15,692 118 SH   SOLE   0 0 118
Fortune Brands Innovations Inc Equity 34964C106   15,441 203 SH   SOLE   0 0 203
First Community Corp S C Equity 319835104   14,422 670 SH   SOLE   0 0 670
Philip Morris Intl Inc Equity 718172109   14,416 153 SH   SOLE   0 0 153
iShares US Regional Banks Equity 464288778   14,066 336 SH   SOLE   0 0 336
United Parcel Service B Equity 911312106   13,659 87 SH   SOLE   0 0 87
Welltower Inc REIT Equity 95040q104   12,703 141 SH   SOLE   0 0 141
Peakstone Realty Trust Class E Equity 39818P799   12,675 636 SH   SOLE   0 0 636
General Electric Co Equity 369604301   12,349 97 SH   SOLE   0 0 97
Nestle Sa Sponsored Equity 641069406   11,563 100 SH   SOLE   0 0 100
Target Corp Equity 87612E106   10,400 73 SH   SOLE   0 0 73
Gilead Sciences Inc Equity 375558103   10,387 128 SH   SOLE   0 0 128
Merrill Lynch Equity 590199204   10,120 400 SH   SOLE   0 0 400
Disney Walt Company Equity 254687106   9,932 110 SH   SOLE   0 0 110
General Mills Inc Equity 370334104   9,415 145 SH   SOLE   0 0 145
Comcast Corp Equity 20030N101   9,326 213 SH   SOLE   0 0 213
Tricon Global Equity 988498101   9,240 71 SH   SOLE   0 0 71
Spirit Airlines Equity 848577102   9,080 554 SH   SOLE   0 0 554
Rivian Automotive Inc Equity 76954A103   8,798 375 SH   SOLE   0 0 375
Medtronic Inc Equity G5960L103   8,238 100 SH   SOLE   0 0 100
Intuitive Surgical Equity 46120E602   8,097 24 SH   SOLE   0 0 24
iShares GSCI Commodity ETF Equity 46431W853   7,606 303 SH   SOLE   0 0 303
The Trade Desk Inc Equity 88339J105   7,196 100 SH   SOLE   0 0 100
Dollar Tree Inc Equity 256746108   7,103 50 SH   SOLE   0 0 50
Chipotle Mexican Grlll Equity 169656105   6,861 3 SH   SOLE   0 0 3
Paypal Holdings Inco Equity 70450Y103   6,755 110 SH   SOLE   0 0 110
Citigroup Inc Com Equity 172967424   6,483 126 SH   SOLE   0 0 126
Anheuser-Busch Cos Equity 03524A108   6,462 100 SH   SOLE   0 0 100
Baxter International Inc. Equity 071813109   5,776 149 SH   SOLE   0 0 149
AMN Healthcare Services Equity 001744101   5,616 75 SH   SOLE   0 0 75
General Motors Corp Equity 37045V100   5,467 152 SH   SOLE   0 0 152
Cerus Corp Equity 157085101   5,281 2,445 SH   SOLE   0 0 2,445
SPDR S&P Emerging Markets ETF Equity 78463X509   4,387 124 SH   SOLE   0 0 124
Wells Fargo & Co Equity 949746101   4,320 88 SH   SOLE   0 0 88
Southern Co Equity 842587107   4,239 60 SH   SOLE   0 0 60
JP Morgan Hedged Equity ETF Equity 46654Q724   4,133 78 SH   SOLE   0 0 78
HSBC Holding Equity 40443B833   3,843 411 SH   SOLE   0 0 411
Lamb Weston Holdings Equity 513272104   3,752 35 SH   SOLE   0 0 35
Energy Transfer Equity LP Equity 29273V100   3,613 262 SH   SOLE   0 0 262
Du Pont E I De Equity 26614N102   3,503 46 SH   SOLE   0 0 46
Conagra Foods Inc Equity 205887102   3,301 115 SH   SOLE   0 0 115
TaskUs Inc Equity 87652V109   3,268 250 SH   SOLE   0 0 250
MasterBrand Inc Equity 57638P104   2,970 200 SH   SOLE   0 0 200
Carnival Corp New Equity 143658300   2,895 156 SH   SOLE   0 0 156
Dow Inc Equity 260557103   2,872 52 SH   SOLE   0 0 52
Vanguard Financials ETF Equity 92204A405   2,833 31 SH   SOLE   0 0 31
Green Dot Corp Equity 39304D102   2,614 264 SH   SOLE   0 0 264
Cigna Corp Equity 125523100   2,438 8 SH   SOLE   0 0 8
GE Healthcare Technologies Equity 36266G107   2,400 31 SH   SOLE   0 0 31
Brinker International Inc Equity 109641100   2,219 51 SH   SOLE   0 0 51
Corteva Inc Equity 22052L104   2,120 44 SH   SOLE   0 0 44
iShares MSCI EAFE Value Equity 464288877   2,064 40 SH   SOLE   0 0 40
Norwegian Cruise Line Equity G66721104   2,004 100 SH   SOLE   0 0 100
Viatris Inc Equity 92556V106   1,559 144 SH   SOLE   0 0 144
Takeda Pharma Co Equity 874060205   1,427 100 SH   SOLE   0 0 100
Gaming and Leisure Properties Inc REIT Equity 36467J108   1,252 25 SH   SOLE   0 0 25
SolarWinds Corp Equity 83417Q204   1,249 100 SH   SOLE   0 0 100
ISares MSCI EAFE Large Growth Equity 464288885   839 9 SH   SOLE   0 0 9
Celsius Holdings Inc Equity 15118V207   818 15 SH   SOLE   0 0 15
Chemours Company Equity 163851108   738 23 SH   SOLE   0 0 23
ACCO Brands Corp Equity 00081T108   605 100 SH   SOLE   0 0 100
Wabtec Equity 929740108   521 4 SH   SOLE   0 0 4
Vodafone Group Plc Equity 92857W308   446 51 SH   SOLE   0 0 51
Upland Software Inc Equity 91544A109   423 100 SH   SOLE   0 0 100
Lucid Group Equity 549498103   328 78 SH   SOLE   0 0 78
Centurytel Inc Com Equity 156700106   173 94 SH   SOLE   0 0 94
Aib Group Plc Ordf Equity G0R4HJ106   171 40 SH   SOLE   0 0 40
Gogo Inc Equity 38046C109   142 14 SH   SOLE   0 0 14
Toronto Dominion Bank Equity 891160509   129 2 SH   SOLE   0 0 2
Organon & Co Equity 68622V106   97 7 SH   SOLE   0 0 7
Kyndryl Holdings Inc Equity 50155Q100   21 1 SH   SOLE   0 0 1
The Wendy s Co Equity 95058W100   8 0 SH   SOLE   0 0 0
Humbl Inc Equity 44501Q104   1 750 SH   SOLE   0 0 750
York Bancshares Inc Equity 986249100   0 750 SH   SOLE   0 0 750
Cambridge Heart Inc Xxx Equity 131910101   0 2,165 SH   SOLE   0 0 2,165
A W G Ltd New Equity 00244W303   0 14 SH   SOLE   0 0 14