The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 294 1,654 SH   SOLE   1,654 0 0
ABBOTT LABS COM 002824100 571 4,057 SH   SOLE   4,057 0 0
ABBVIE INC COM 00287Y109 6,119 45,196 SH   SOLE   44,112 0 1,084
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,517 7,965 SH   SOLE   7,885 0 80
ALLIANT ENERGY CORP COM 018802108 216 3,509 SH   SOLE   3,509 0 0
ALPHABET INC CAP STK CL A 02079K305 1,124 388 SH   SOLE   388 0 0
ALPHABET INC CAP STK CL C 02079K107 816 282 SH   SOLE   282 0 0
AMAZON COM INC COM 023135106 13,337 4,000 SH   SOLE   3,990 0 10
AMERICAN EXPRESS CO COM 025816109 577 3,527 SH   SOLE   3,527 0 0
AMERISOURCEBERGEN CORP COM 03073E105 2,106 15,845 SH   SOLE   15,845 0 0
AMGEN INC COM 031162100 209 928 SH   SOLE   928 0 0
APPLE INC COM 037833100 25,405 143,069 SH   SOLE   143,069 0 0
AT&T INC COM 00206R102 1,036 42,133 SH   SOLE   42,133 0 0
AUTODESK INC COM 052769106 297 1,058 SH   SOLE   110 0 948
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,009 3,375 SH   SOLE   3,375 0 0
BIOGEN INC COM 09062X103 219 914 SH   SOLE   34 0 880
BK OF AMERICA CORP COM 060505104 501 11,266 SH   SOLE   11,266 0 0
BLACKSTONE INC COM 09260D107 415 3,210 SH   SOLE   3,210 0 0
BOEING CO COM 097023105 3,593 17,846 SH   SOLE   17,846 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 4,349 69,756 SH   SOLE   69,511 0 245
BROADCOM INC COM 11135F101 474 713 SH   SOLE   33 0 680
CATERPILLAR INC COM 149123101 5,716 27,649 SH   SOLE   27,499 0 150
CHEVRON CORP NEW COM 166764100 2,094 17,847 SH   SOLE   17,847 0 0
CISCO SYS INC COM 17275R102 348 5,491 SH   SOLE   5,491 0 0
COCA COLA CO COM 191216100 3,224 54,444 SH   SOLE   53,844 0 600
COMCAST CORP NEW CL A 20030N101 663 13,175 SH   SOLE   5,540 0 7,635
COSTCO WHSL CORP NEW COM 22160K105 8,844 15,579 SH   SOLE   15,504 0 75
CVS HEALTH CORP COM 126650100 3,295 31,945 SH   SOLE   31,945 0 0
DANAHER CORPORATION COM 235851102 8,804 26,759 SH   SOLE   26,569 0 190
DISNEY WALT CO COM 254687106 886 5,722 SH   SOLE   5,722 0 0
DOCUSIGN INC COM 256163106 2,224 14,602 SH   SOLE   13,523 0 1,079
DTE ENERGY CO COM 233331107 785 6,569 SH   SOLE   6,569 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 389 3,706 SH   SOLE   3,706 0 0
EATON CORP PLC SHS G29183103 276 1,599 SH   SOLE   1,599 0 0
ETSY INC COM 29786A106 251 1,145 SH   SOLE   825 0 320
EXXON MOBIL CORP COM 30231G102 1,533 25,055 SH   SOLE   25,055 0 0
FORD MTR CO DEL COM 345370860 879 42,345 SH   SOLE   42,345 0 0
GALLAGHER ARTHUR J & CO COM 363576109 6,401 37,724 SH   SOLE   37,724 0 0
GENTEX CORP COM 371901109 3,710 106,453 SH   SOLE   105,413 0 1,040
GOLDMAN SACHS GROUP INC COM 38141G104 4,878 12,752 SH   SOLE   12,752 0 0
HOME DEPOT INC COM 437076102 1,146 2,761 SH   SOLE   2,761 0 0
HONEYWELL INTL INC COM 438516106 267 1,282 SH   SOLE   1,282 0 0
HORMEL FOODS CORP COM 440452100 2,730 55,928 SH   SOLE   55,928 0 0
HP INC COM 40434L105 2,672 70,924 SH   SOLE   70,524 0 400
INTEL CORP COM 458140100 708 13,740 SH   SOLE   13,740 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 6,408 17,834 SH   SOLE   17,834 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 4,168 24,277 SH   SOLE   23,797 0 480
INVESCO QQQ TR UNIT SER 1 46090E103 6,657 16,732 SH   SOLE   16,732 0 0
ISHARES GOLD TR ISHARES NEW 464285204 7,241 208,018 SH   SOLE   206,738 0 1,280
ISHARES INC CORE MSCI EMKT 46434G103 5,510 92,041 SH   SOLE   91,521 0 520
ISHARES INC ESG AWR MSCI EM 46434G863 292 7,334 SH   SOLE   7,334 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 211 1,995 SH   SOLE   1,995 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 5,791 127,839 SH   SOLE   127,839 0 0
ISHARES TR COHEN STEER REIT 464287564 2,170 28,524 SH   SOLE   28,344 0 180
ISHARES TR CORE HIGH DV ETF 46429B663 553 5,476 SH   SOLE   5,476 0 0
ISHARES TR CORE MSCI EAFE 46432F842 15,991 214,241 SH   SOLE   212,276 0 1,965
ISHARES TR CORE MSCI INTL 46435G326 2,288 33,860 SH   SOLE   33,860 0 0
ISHARES TR CORE S&P MCP ETF 464287507 102,803 363,158 SH   SOLE   360,613 0 2,545
ISHARES TR CORE S&P SCP ETF 464287804 67,455 589,073 SH   SOLE   585,353 0 3,720
ISHARES TR CORE S&P TTL STK 464287150 599 5,600 SH   SOLE   5,600 0 0
ISHARES TR CORE S&P500 ETF 464287200 291,522 611,171 SH   SOLE   605,717 0 5,454
ISHARES TR ESG AW MSCI EAFE 46435G516 661 8,320 SH   SOLE   8,320 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 19,724 697,104 SH   SOLE   687,426 0 9,678
ISHARES TR IBONDS 27 ETF 46435UAA9 28,106 1,058,197 SH   SOLE   1,045,277 0 12,920
ISHARES TR IBONDS DEC 46435U697 1,003 37,407 SH   SOLE   37,407 0 0
ISHARES TR IBONDS DEC 25 46435U432 763 27,374 SH   SOLE   27,374 0 0
ISHARES TR IBONDS DEC 26 46435U259 417 15,500 SH   SOLE   15,500 0 0
ISHARES TR IBONDS DEC 29 46436E205 526 19,977 SH   SOLE   17,477 0 2,500
ISHARES TR IBONDS DEC2022 46435G755 1,602 61,460 SH   SOLE   61,460 0 0
ISHARES TR IBONDS DEC2023 46435G318 1,603 61,840 SH   SOLE   61,840 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 28,051 1,075,996 SH   SOLE   1,068,596 0 7,400
ISHARES TR IBONDS DEC22 ETF 46434VBA7 23,398 930,728 SH   SOLE   925,623 0 5,105
ISHARES TR IBONDS DEC23 ETF 46434VAX8 24,650 960,268 SH   SOLE   955,138 0 5,130
ISHARES TR IBONDS DEC24 ETF 46434VBG4 26,194 1,010,174 SH   SOLE   1,005,294 0 4,880
ISHARES TR IBONDS DEC25 ETF 46434VBD1 27,582 1,043,970 SH   SOLE   1,037,535 0 6,435
ISHARES TR ISHARES BIOTECH 464287556 207 1,357 SH   SOLE   1,357 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 217 4,025 SH   SOLE   4,025 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,588 71,020 SH   SOLE   71,020 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 566 11,584 SH   SOLE   11,584 0 0
ISHARES TR NATIONAL MUN ETF 464288414 645 5,550 SH   SOLE   5,550 0 0
ISHARES TR RUS 1000 ETF 464287622 29,164 110,290 SH   SOLE   110,290 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,495 11,438 SH   SOLE   11,438 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,151 6,852 SH   SOLE   6,852 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 466 1,589 SH   SOLE   1,589 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 262 1,577 SH   SOLE   1,577 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 226 1,847 SH   SOLE   1,847 0 0
ISHARES TR RUS MID CAP ETF 464287499 21,387 257,649 SH   SOLE   256,649 0 1,000
ISHARES TR RUSSELL 2000 ETF 464287655 14,300 64,282 SH   SOLE   64,282 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 643 7,682 SH   SOLE   7,682 0 0
ISHARES TR S&P 500 VAL ETF 464287408 819 5,226 SH   SOLE   5,226 0 0
ISHARES TR S&P MC 400GR ETF 464287606 377 4,418 SH   SOLE   4,418 0 0
ISHARES TR S&P MC 400VL ETF 464287705 494 4,460 SH   SOLE   4,460 0 0
ISHARES TR S&P SML 600 GWT 464287887 331 2,386 SH   SOLE   2,386 0 0
ISHARES TR SELECT DIVID ETF 464287168 309 2,521 SH   SOLE   2,521 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,617 15,056 SH   SOLE   15,056 0 0
ISHARES TR SP SMCP600VL ETF 464287879 229 2,190 SH   SOLE   2,190 0 0
ISHARES TR TIPS BD ETF 464287176 45,739 354,020 SH   SOLE   351,742 0 2,278
ISHARES TR US TELECOM ETF 464287713 355 10,783 SH   SOLE   10,783 0 0
ISHARES TR US TREAS BD ETF 46429B267 280 10,505 SH   SOLE   10,505 0 0
JOHNSON & JOHNSON COM 478160104 1,332 7,786 SH   SOLE   7,786 0 0
JOHNSON CTLS INTL PLC SHS G51502105 203 2,491 SH   SOLE   82 0 2,409
JPMORGAN CHASE & CO COM 46625H100 9,639 60,872 SH   SOLE   60,872 0 0
KEYCORP COM 493267108 2,219 95,947 SH   SOLE   92,787 0 3,160
KIMBERLY-CLARK CORP COM 494368103 315 2,203 SH   SOLE   2,203 0 0
KINDER MORGAN INC DEL COM 49456B101 1,339 84,412 SH   SOLE   84,352 0 60
KROGER CO COM 501044101 266 5,875 SH   SOLE   5,875 0 0
LENNOX INTL INC COM 526107107 2,541 7,835 SH   SOLE   7,835 0 0
LILLY ELI & CO COM 532457108 586 2,122 SH   SOLE   2,122 0 0
LINCOLN ELEC HLDGS INC COM 533900106 418 3,000 SH   SOLE   3,000 0 0
LOCKHEED MARTIN CORP COM 539830109 337 950 SH   SOLE   950 0 0
LOWES COS INC COM 548661107 10,439 40,387 SH   SOLE   40,387 0 0
MCDONALDS CORP COM 580135101 242 901 SH   SOLE   901 0 0
MERCK & CO INC COM 58933Y105 404 5,275 SH   SOLE   5,275 0 0
META PLATFORMS INC CL A 30303M102 8,082 24,029 SH   SOLE   24,029 0 0
MICROSOFT CORP COM 594918104 17,667 52,529 SH   SOLE   52,504 0 25
MP MATERIALS CORP COM CL A 553368101 204 4,500 SH   SOLE   4,500 0 0
NETFLIX INC COM 64110L106 3,153 5,233 SH   SOLE   5,193 0 40
NEXTERA ENERGY INC COM 65339F101 237 2,540 SH   SOLE   2,540 0 0
NIKE INC CL B 654106103 269 1,615 SH   SOLE   1,615 0 0
NUCOR CORP COM 670346105 3,732 32,695 SH   SOLE   32,475 0 220
NVIDIA CORPORATION COM 67066G104 7,072 24,044 SH   SOLE   23,664 0 380
OAK STR HEALTH INC COM 67181A107 1,386 41,837 SH   SOLE   41,717 0 120
ORACLE CORP COM 68389X105 529 6,064 SH   SOLE   6,064 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 314 445 SH   SOLE   445 0 0
PAYCHEX INC COM 704326107 322 2,359 SH   SOLE   2,359 0 0
PEPSICO INC COM 713448108 631 3,634 SH   SOLE   3,634 0 0
PFIZER INC COM 717081103 895 15,155 SH   SOLE   15,155 0 0
PHILIP MORRIS INTL INC COM 718172109 225 2,369 SH   SOLE   2,369 0 0
PROCTER AND GAMBLE CO COM 742718109 5,485 33,530 SH   SOLE   33,530 0 0
PROGRESSIVE CORP COM 743315103 1,099 10,706 SH   SOLE   10,706 0 0
PROLOGIS INC. COM 74340W103 5,007 29,741 SH   SOLE   29,541 0 200
QUALCOMM INC COM 747525103 255 1,392 SH   SOLE   1,392 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,416 28,070 SH   SOLE   28,070 0 0
ROCKWELL MED INC COM 774374102 49 120,000 SH   SOLE   120,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 6,919 14,066 SH   SOLE   13,986 0 80
SALESFORCE COM INC COM 79466L302 221 868 SH   SOLE   868 0 0
SCHWAB CHARLES CORP COM 808513105 301 3,574 SH   SOLE   3,574 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 341 11,525 SH   SOLE   11,525 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 897 23,087 SH   SOLE   23,087 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,890 16,726 SH   SOLE   16,726 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 614 7,591 SH   SOLE   7,591 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,964 26,042 SH   SOLE   26,042 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 939 11,674 SH   SOLE   11,674 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 762 7,442 SH   SOLE   7,442 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 337 2,981 SH   SOLE   0 0 2,981
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,686 48,396 SH   SOLE   48,396 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,373 35,151 SH   SOLE   35,151 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 517 3,671 SH   SOLE   3,671 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 712 4,093 SH   SOLE   4,093 0 0
SHOPIFY INC CL A 82509L107 237 172 SH   SOLE   172 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 3,360 21,661 SH   SOLE   21,661 0 0
SNAP ON INC COM 833034101 3,766 17,486 SH   SOLE   17,406 0 80
SNOWFLAKE INC CL A 833445109 3,144 9,282 SH   SOLE   9,282 0 0
SONOS INC COM 83570H108 259 8,700 SH   SOLE   8,700 0 0
SOUTHERN CO COM 842587107 350 5,108 SH   SOLE   5,108 0 0
SPDR GOLD TR GOLD SHS 78463V107 295 1,724 SH   SOLE   1,724 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,721 18,362 SH   SOLE   18,362 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,243 2,400 SH   SOLE   2,400 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 38,529 1,419,106 SH   SOLE   1,410,196 0 8,910
SPDR SER TR S&P METALS MNG 78464A755 301 6,728 SH   SOLE   6,728 0 0
STARBUCKS CORP COM 855244109 4,191 35,833 SH   SOLE   35,833 0 0
STERIS PLC SHS USD G8473T100 237 975 SH   SOLE   975 0 0
STRYKER CORPORATION COM 863667101 11,998 44,864 SH   SOLE   44,589 0 275
SYNOPSYS INC COM 871607107 11,531 31,290 SH   SOLE   31,290 0 0
TARGET CORP COM 87612E106 720 3,110 SH   SOLE   3,110 0 0
TE CONNECTIVITY LTD SHS H84989104 271 1,678 SH   SOLE   84 0 1,594
TESLA INC COM 88160R101 2,164 2,048 SH   SOLE   2,048 0 0
TJX COS INC NEW COM 872540109 6,102 80,373 SH   SOLE   80,373 0 0
TWITTER INC COM 90184L102 208 4,808 SH   SOLE   0 0 4,808
UNITED PARCEL SERVICE INC CL B 911312106 12,806 59,744 SH   SOLE   59,744 0 0
UNITED RENTALS INC COM 911363109 3,999 12,034 SH   SOLE   11,959 0 75
UNITEDHEALTH GROUP INC COM 91324P102 8,046 16,023 SH   SOLE   15,023 0 1,000
US BANCORP DEL COM NEW 902973304 228 4,054 SH   SOLE   4,054 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 329 1,800 SH   SOLE   1,800 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 371 1,156 SH   SOLE   1,156 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 261 1,027 SH   SOLE   1,027 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,304 5,119 SH   SOLE   5,119 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,540 39,137 SH   SOLE   38,897 0 240
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,657 8,377 SH   SOLE   8,377 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,081 4,783 SH   SOLE   4,783 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 611 2,170 SH   SOLE   2,170 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,379 80,263 SH   SOLE   80,263 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 11,967 81,350 SH   SOLE   80,330 0 1,020
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 35,555 718,867 SH   SOLE   714,082 0 4,785
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,353 24,647 SH   SOLE   24,647 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,139 152,421 SH   SOLE   151,411 0 1,010
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 25,687 316,110 SH   SOLE   314,895 0 1,215
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 90,348 1,769,455 SH   SOLE   1,758,610 0 10,845
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 21,742 193,931 SH   SOLE   192,541 0 1,390
VERIZON COMMUNICATIONS INC COM 92343V104 242 4,652 SH   SOLE   4,652 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 465 2,117 SH   SOLE   40 0 2,077
VISA INC COM CL A 92826C839 364 1,680 SH   SOLE   1,680 0 0
WALMART INC COM 931142103 211 1,460 SH   SOLE   1,460 0 0
WASTE MGMT INC DEL COM 94106L109 239 1,431 SH   SOLE   1,431 0 0
WELLS FARGO CO NEW COM 949746101 229 4,765 SH   SOLE   4,765 0 0