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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 1 3 YR CR BD ETF 464288646 4,371 41,807 SH   SOLE   0 0 41,807
ISHARES TR 1 3 YR TREAS BD 464287457 314 3,750 SH   SOLE   0 0 3,750
ISHARES TR MSCI EAFE ETF 464287465 615 8,744 SH   SOLE   0 0 8,744
ISHARES TR MSCI EMG MKT ETF 464287234 15,589 330,839 SH   SOLE   0 0 330,839
ISHARES TR RUS 1000 GRW ETF 464287614 16,639 123,546 SH   SOLE   0 0 123,546
ISHARES TR RUS 1000 VAL ETF 464287598 48,798 392,459 SH   SOLE   0 0 392,459
ISHARES TR RUS 2000 GRW ETF 464287648 30 162 SH   SOLE   0 0 162
ISHARES TR RUS 2000 VAL ETF 464287630 56,950 452,882 SH   SOLE   0 0 452,882
ISHARES TR RUS MD CP GR ETF 464287481 43,995 364,681 SH   SOLE   0 0 364,681
ISHARES TR RUS MDCP VAL ETF 464287473 79,695 893,939 SH   SOLE   0 0 893,939
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 23,257 391,463 SH   SOLE   0 0 391,463
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 29,622 865,645 SH   SOLE   0 0 865,645