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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EMERSON ELEC CO COM 291011104 223 2,400 SH   SOLE   0 0 2,400
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 652 30,492 SH   SOLE   0 0 30,492
ISHARES TR 1 3 YR TREAS BD 464287457 1,865 21,808 SH   SOLE   0 0 21,808
ISHARES TR CORE MSCI EAFE 46432F842 1,607 21,536 SH   SOLE   0 0 21,536
ISHARES TR CORE MSCI TOTAL 46432F834 2,233 31,476 SH   SOLE   0 0 31,476
ISHARES TR CORE S&P US GWT 464287671 2,776 24,006 SH   SOLE   0 0 24,006
ISHARES TR CORE S&P US VLU 464287663 1,074 14,064 SH   SOLE   0 0 14,064
ISHARES TR CORE TOTAL USD 46434V613 596 11,260 SH   SOLE   0 0 11,260
ISHARES TR CORE US AGGBD ET 464287226 251 2,200 SH   SOLE   0 0 2,200
ISHARES TR EAFE SML CP ETF 464288273 2,953 40,401 SH   SOLE   0 0 40,401
ISHARES TR EAFE VALUE ETF 464288877 1,816 36,032 SH   SOLE   0 0 36,032
ISHARES TR MSCI EAFE ETF 464287465 1,426 18,127 SH   SOLE   0 0 18,127
ISHARES TR NORTH AMERN NAT 464287374 2,951 93,738 SH   SOLE   0 0 93,738
ISHARES TR RUS 2000 GRW ETF 464287648 317 1,081 SH   SOLE   0 0 1,081
ISHARES TR RUS 2000 VAL ETF 464287630 3,452 20,788 SH   SOLE   0 0 20,788
ISHARES TR S&P 500 VAL ETF 464287408 1,219 7,785 SH   SOLE   0 0 7,785
ISHARES TR U.S. ENERGY ETF 464287796 284 9,425 SH   SOLE   0 0 9,425
RESMED INC COM 761152107 391 1,500 SH   SOLE   0 0 1,500
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 528 17,829 SH   SOLE   0 0 17,829
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 296 2,600 SH   SOLE   0 0 2,600
SELECT SECTOR SPDR TR ENERGY 81369Y506 405 7,300 SH   SOLE   0 0 7,300
SHERWIN WILLIAMS CO COM 824348106 703 1,996 SH   SOLE   0 0 1,996
SPDR SER TR DJ REIT ETF 78464A607 330 2,704 SH   SOLE   0 0 2,704
SPDR SER TR PORTFOLIO AGRGTE 78464A649 294 9,935 SH   SOLE   0 0 9,935
SPDR SER TR PORTFOLIO SHORT 78464A474 7,959 256,983 SH   SOLE   0 0 256,983
SPDR SER TR S&P 600 SMCP VAL 78464A300 436 5,148 SH   SOLE   0 0 5,148
VANGUARD BD INDEX FDS INTERMED TERM 921937819 24,354 277,949 SH   SOLE   0 0 277,949
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 42,728 528,621 SH   SOLE   0 0 528,621
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 515 6,078 SH   SOLE   0 0 6,078
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,906 16,426 SH   SOLE   0 0 16,426
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,237 23,690 SH   SOLE   0 0 23,690
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,910 6,779 SH   SOLE   0 0 6,779
VANGUARD INDEX FDS VALUE ETF 922908744 8,385 56,997 SH   SOLE   0 0 56,997
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,025 202,684 SH   SOLE   0 0 202,684
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 699 5,215 SH   SOLE   0 0 5,215
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 599 5,580 SH   SOLE   0 0 5,580
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,926 74,107 SH   SOLE   0 0 74,107
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 20,997 397,371 SH   SOLE   0 0 397,371
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 600 9,871 SH   SOLE   0 0 9,871
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,686 45,360 SH   SOLE   0 0 45,360
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 29,479 375,340 SH   SOLE   0 0 375,340
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 21,533 292,011 SH   SOLE   0 0 292,011
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 3,782 42,107 SH   SOLE   0 0 42,107
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 10,074 58,655 SH   SOLE   0 0 58,655
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 29,049 568,909 SH   SOLE   0 0 568,909
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,635 35,776 SH   SOLE   0 0 35,776