The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   1,059,654 4,830 SH   SOLE 0 4,830 0 0
PRUDENTIAL FINL INC COM Stock 744320102   1,703,276 14,370 SH   SOLE 0 14,370 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   321,811 629 SH   SOLE 0 629 0 0
JOHNSON & JOHNSON COM Stock 478160104   6,774,118 46,841 SH   SOLE 0 46,840 0 0
WASTE MGMT INC DEL COM Stock 94106L109   1,271,479 6,301 SH   SOLE 0 6,301 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   4,652,819 5,078 SH   SOLE 0 5,078 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   4,922,337 29,361 SH   SOLE 0 29,360 0 0
TRUIST FINL CORP COM Stock 89832Q109   3,383,033 77,986 SH   SOLE 0 77,986 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   3,583,778 28,420 SH   SOLE 0 28,420 0 0
CME GROUP INC COM Stock 12572Q105   2,490,435 10,724 SH   SOLE 0 10,724 0 0
NETFLIX INC COM Stock 64110L106   232,635 261 SH   SOLE 0 261 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   228,919 538 SH   SOLE 0 538 0 0
PAYCHEX INC COM Stock 704326107   1,677,732 11,965 SH   SOLE 0 11,965 0 0
MERCK & CO INC COM Stock 58933Y105   2,532,953 25,462 SH   SOLE 0 25,461 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   880,292 1,502 SH   SOLE 0 1,502 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   1,681,461 3,193 SH   SOLE 0 3,193 0 0
ALLSTATE CORP COM Stock 020002101   1,175,826 6,099 SH   SOLE 0 6,099 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100   923,968 12,026 SH   SOLE 0 12,026 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   283,408 7,087 SH   SOLE 0 7,086 0 0
PEPSICO INC COM Stock 713448108   4,077,553 26,815 SH   SOLE 0 26,815 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   1,850,419 14,121 SH   SOLE 0 14,121 0 0
HOME DEPOT INC COM Stock 437076102   7,072,165 18,181 SH   SOLE 0 18,180 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   1,493,801 5,103 SH   SOLE 0 5,103 0 0
CENCORA INC COM Stock 03073E105   670,445 2,984 SH   SOLE 0 2,984 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   672,245 1,674 SH   SOLE 0 1,674 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   525,805 1,160 SH   SOLE 0 1,160 0 0
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713   279,406 6,036 SH   SOLE 0 6,036 0 0
MICROSOFT CORP COM Stock 594918104   10,827,801 25,689 SH   SOLE 0 25,688 0 0
LENNAR CORP CL A Stock 526057104   889,405 6,522 SH   SOLE 0 6,522 0 0
PGIM ULTRA SHORT BOND ETF ETF 69344A107   1,442,404 29,110 SH   SOLE 0 29,110 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   1,073,013 19,351 SH   SOLE 0 19,351 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   410,960 1,751 SH   SOLE 0 1,751 0 0
BLACKROCK U.S. EQUITY FACTOR ROTATION ETF ETF 09290C103   2,589,816 50,533 SH   SOLE 0 50,533 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   269,679 1,539 SH   SOLE 0 1,539 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   2,229,511 23,025 SH   SOLE 0 23,025 0 0
ELI LILLY & CO COM Stock 532457108   263,717 342 SH   SOLE 0 341 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   477,835 5,916 SH   SOLE 0 5,916 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   2,196,237 41,857 SH   SOLE 0 41,857 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100   195,900 10,000 SH   SOLE 0 10,000 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,823,084 66,731 SH   SOLE 0 66,730 0 0
TRACTOR SUPPLY CO COM Stock 892356106   1,091,922 20,579 SH   SOLE 0 20,579 0 0
ISHARES HIGH YIELD MUNI INCOME ACTIVE ETF ETF 092528108   348,239 15,368 SH   SOLE 0 15,368 0 0
VISA INC COM CL A Stock 92826C839   2,988,359 9,456 SH   SOLE 0 9,455 0 0
HERSHEY CO COM Stock 427866108   1,189,345 7,023 SH   SOLE 0 7,023 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   1,530,227 7,277 SH   SOLE 0 7,277 0 0
VANECK BIOTECH ETF ETF 92189F726   215,363 1,372 SH   SOLE 0 1,372 0 0
META PLATFORMS INC CL A Stock 30303M102   534,681 913 SH   SOLE 0 913 0 0
ISHARES US TRANSPORTATION ETF ETF 464287192   531,708 7,869 SH   SOLE 0 7,869 0 0
BROADCOM INC COM Stock 11135F101   20,484,399 88,356 SH   SOLE 0 88,355 0 0
METLIFE INC COM Stock 59156R108   2,751,018 33,598 SH   SOLE 0 33,598 0 0
CF INDS HLDGS INC COM Stock 125269100   1,208,217 14,161 SH   SOLE 0 14,161 0 0
ABBVIE INC COM Stock 00287Y109   8,687,592 48,889 SH   SOLE 0 48,889 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   555,307 10,634 SH   SOLE 0 10,634 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   6,224,817 86,564 SH   SOLE 0 86,564 0 0
FASTENAL CO COM Stock 311900104   1,614,883 22,457 SH   SOLE 0 22,457 0 0
CISCO SYS INC COM Stock 17275R102   7,055,597 119,182 SH   SOLE 0 119,182 0 0
ISHARES BITCOIN TRUST ETF ETF 46438F101   716,175 13,500 SH   SOLE 0 13,500 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   2,046,160 23,887 SH   SOLE 0 23,887 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   2,847,143 15,988 SH   SOLE 0 15,988 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   593,860 2,870 SH   SOLE 0 2,870 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   1,140,568 7,150 SH   SOLE 0 7,150 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   1,494,590 7,830 SH   SOLE 0 7,830 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   3,205,404 31,571 SH   SOLE 0 31,571 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   8,547,129 14,519 SH   SOLE 0 14,519 0 0
UNION PAC CORP COM Stock 907818108   2,531,981 11,103 SH   SOLE 0 11,103 0 0
DARDEN RESTAURANTS INC COM Stock 237194105   1,349,395 7,228 SH   SOLE 0 7,228 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   4,659,717 9,589 SH   SOLE 0 9,589 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   11,766,360 49,086 SH   SOLE 0 49,085 0 0
CHEVRON CORP NEW COM Stock 166764100   5,447,095 37,608 SH   SOLE 0 37,607 0 0
M & T BK CORP COM Stock 55261F104   2,547,347 13,549 SH   SOLE 0 13,549 0 0
TJX COS INC NEW COM Stock 872540109   1,271,746 10,527 SH   SOLE 0 10,526 0 0
WALMART INC COM Stock 931142103   737,869 8,167 SH   SOLE 0 8,166 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   3,586,989 16,317 SH   SOLE 0 16,317 0 0
TEXAS INSTRS INC COM Stock 882508104   2,862,528 15,266 SH   SOLE 0 15,266 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   558,461 4,377 SH   SOLE 0 4,377 0 0
PFIZER INC COM Stock 717081103   670,051 25,256 SH   SOLE 0 25,256 0 0
KLA CORP COM NEW Stock 482480100   767,696 1,218 SH   SOLE 0 1,218 0 0
HP INC COM Stock 40434L105   1,637,798 50,193 SH   SOLE 0 50,193 0 0
GILEAD SCIENCES INC COM Stock 375558103   2,262,804 24,497 SH   SOLE 0 24,497 0 0
BEST BUY INC COM Stock 086516101   2,302,271 26,833 SH   SOLE 0 26,833 0 0
AMGEN INC COM Stock 031162100   1,788,055 6,860 SH   SOLE 0 6,860 0 0
APPLIED MATLS INC COM Stock 038222105   1,432,385 8,808 SH   SOLE 0 8,807 0 0
ANALOG DEVICES INC COM Stock 032654105   960,845 4,522 SH   SOLE 0 4,522 0 0
INVESCO PHARMACEUTICALS ETF ETF 46137V662   400,625 4,849 SH   SOLE 0 4,849 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   398,906 2,037 SH   SOLE 0 2,037 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   290,445 4,735 SH   SOLE 0 4,735 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613   234,588 5,190 SH   SOLE 0 5,190 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   1,582,343 21,907 SH   SOLE 0 21,907 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   2,918,744 15,135 SH   SOLE 0 15,134 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   2,631,195 46,520 SH   SOLE 0 46,520 0 0
ALTRIA GROUP INC COM Stock 02209S103   6,160,233 117,809 SH   SOLE 0 117,809 0 0
DOMINION ENERGY INC COM Stock 25746U109   466,751 8,666 SH   SOLE 0 8,666 0 0
EXXON MOBIL CORP COM Stock 30231G102   8,182,480 76,067 SH   SOLE 0 76,066 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   5,292,651 10,463 SH   SOLE 0 10,462 0 0
ISHARES U.S. PHARMACEUTICALS ETF ETF 464288836   536,078 8,157 SH   SOLE 0 8,157 0 0
SCHWAB CHARLES CORP COM Stock 808513105   2,382,456 32,191 SH   SOLE 0 32,191 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   296,284 4,755 SH   SOLE 0 4,755 0 0
APPLE INC COM Stock 037833100   2,970,291 11,861 SH   SOLE 0 11,861 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   215,862 1,166 SH   SOLE 0 1,166 0 0