The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 2,454 88,078 SH   SOLE 0 0 88,078
ISHARES GOLD TRUST ISHARES 464285105 229 15,792 SH   SOLE 0 0 15,792
ISHARES INC CORE MSCI EMKT 46434G103 11,404 212,128 SH   SOLE 0 0 212,128
ISHARES INC JP MORGAN EM ETF 464286517 4,685 106,746 SH   SOLE 0 0 106,746
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,025 39,971 SH   SOLE 0 0 39,971
ISHARES TR 0-5YR INVT GR CP 46434V100 421 8,245 SH   SOLE 0 0 8,245
ISHARES TR A RATE CP BD ETF 46429B291 11,924 218,145 SH   SOLE 0 0 218,145
ISHARES TR CORE 1 5 YR USD 46432F859 6,526 129,477 SH   SOLE 0 0 129,477
ISHARES TR CORE HIGH DV ETF 46429B663 232 2,365 SH   SOLE 0 0 2,365
ISHARES TR CORE MSCI EAFE 46432F842 22,718 348,217 SH   SOLE 0 0 348,217
ISHARES TR CORE S&P MCP ETF 464287507 6,841 33,236 SH   SOLE 0 0 33,236
ISHARES TR CORE S&P SCP ETF 464287804 3,325 39,658 SH   SOLE 0 0 39,658
ISHARES TR CORE S&P500 ETF 464287200 17,094 52,883 SH   SOLE 0 0 52,883
ISHARES TR CORE US AGGBD ET 464287226 3,674 32,693 SH   SOLE 0 0 32,693
ISHARES TR IBOXX HI YD ETF 464288513 4,042 45,967 SH   SOLE 0 0 45,967
ISHARES TR INTL DEV RE ETF 464288489 3,695 122,362 SH   SOLE 0 0 122,362
ISHARES TR MSCI EAFE ETF 464287465 3,668 52,825 SH   SOLE 0 0 52,825
ISHARES TR MSCI EMG MKT ETF 464287234 233 5,184 SH   SOLE 0 0 5,184
ISHARES TR RUSSELL 2000 ETF 464287655 1,925 11,619 SH   SOLE 0 0 11,619
ISHARES TR S&P 500 GRWT ETF 464287309 1,100 5,678 SH   SOLE 0 0 5,678
ISHARES TR S&P 500 VAL ETF 464287408 5,315 40,857 SH   SOLE 0 0 40,857
ISHARES TR TIPS BD ETF 464287176 4,695 40,274 SH   SOLE 0 0 40,274
ISHARES TR U.S. REAL ES ETF 464287739 2,634 28,299 SH   SOLE 0 0 28,299
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,201 91,022 SH   SOLE 0 0 91,022
WALMART INC COM 931142103 375 3,156 SH   SOLE 0 0 3,156
WEC ENERGY GROUP INC COM 92939U106 300 3,250 SH   SOLE 0 0 3,250
WISDOMTREE TR EM LCL DEBT FD 97717X867 2,321 64,586 SH   SOLE 0 0 64,586