The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
360 DIGITECH INC AMERICAN DEP 88557W101 327 12,560 SH   SOLE   0 0 12,560
3M CO COM 88579Y101 1,751 9,086 SH   SOLE   0 0 9,086
ABBOTT LABS COM 002824100 515 4,299 SH   SOLE   0 0 4,299
ABBVIE INC COM 00287Y109 704 6,510 SH   SOLE   0 0 6,510
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,435 5,193 SH   SOLE   0 0 5,193
ADOBE SYSTEMS INCORPORATED COM 00724F101 570 1,199 SH   SOLE   0 0 1,199
AIR PRODS & CHEMS INC COM 009158106 574 2,039 SH   SOLE   0 0 2,039
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,113 4,909 SH   SOLE   0 0 4,909
ALPHABET INC CAP STK CL C 02079K107 6,371 3,080 SH   SOLE   0 0 3,080
ALPHABET INC CAP STK CL A 02079K305 5,222 2,532 SH   SOLE   0 0 2,532
AMAZON COM INC COM 023135106 8,190 2,647 SH   SOLE   0 0 2,647
AMGEN INC COM 031162100 1,199 4,817 SH   SOLE   0 0 4,817
ANALOG DEVICES INC COM 032654105 840 5,417 SH   SOLE   0 0 5,417
ANSYS INC COM 03662Q105 319 939 SH   SOLE   0 0 939
ANTHEM INC COM 036752103 416 1,160 SH   SOLE   0 0 1,160
AON PLC SHS CL A G0403H108 875 3,801 SH   SOLE   0 0 3,801
APPLE INC COM 037833100 12,347 101,083 SH   SOLE   0 0 101,083
ARISTA NETWORKS INC COM 040413106 361 1,196 SH   SOLE   0 0 1,196
ARK ETF TR INNOVATION ETF 00214Q104 2,408 20,076 SH   SOLE   0 0 20,076
AT&T INC COM 00206R102 281 9,286 SH   SOLE   0 0 9,286
AUTOMATIC DATA PROCESSING IN COM 053015103 249 1,320 SH   SOLE   0 0 1,320
BECTON DICKINSON & CO COM 075887109 544 2,235 SH   SOLE   0 0 2,235
BERKSHIRE HATHAWAY INC DEL CL A 084670108 13,114 34 SH   SOLE   0 0 34
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,748 18,586 SH   SOLE   0 0 18,586
BK OF AMERICA CORP COM 060505104 1,567 40,513 SH   SOLE   0 0 40,513
BLACKLINE INC COM 09239B109 483 4,453 SH   SOLE   0 0 4,453
BLACKROCK INC COM 09247X101 440 583 SH   SOLE   0 0 583
BOOKING HOLDINGS INC COM 09857L108 629 270 SH   SOLE   0 0 270
BROWN FORMAN CORP CL A 115637100 264 4,149 SH   SOLE   0 0 4,149
CANADIAN NAT RES LTD COM 136385101 223 7,222 SH   SOLE   0 0 7,222
CAPITAL ONE FINL CORP COM 14040H105 2,012 15,813 SH   SOLE   0 0 15,813
CATERPILLAR INC COM 149123101 855 3,689 SH   SOLE   0 0 3,689
CHARTER COMMUNICATIONS INC N CL A 16119P108 1,099 1,781 SH   SOLE   0 0 1,781
CHEVRON CORP NEW COM 166764100 213 2,032 SH   SOLE   0 0 2,032
CHIPOTLE MEXICAN GRILL INC COM 169656105 395 278 SH   SOLE   0 0 278
CISCO SYS INC COM 17275R102 781 15,103 SH   SOLE   0 0 15,103
CITIGROUP INC COM NEW 172967424 930 12,777 SH   SOLE   0 0 12,777
COCA COLA CO COM 191216100 546 10,351 SH   SOLE   0 0 10,351
COGNEX CORP COM 192422103 425 5,126 SH   SOLE   0 0 5,126
COMCAST CORP NEW CL A 20030N101 3,268 60,402 SH   SOLE   0 0 60,402
COSTCO WHSL CORP NEW COM 22160K105 570 1,618 SH   SOLE   0 0 1,618
CROWDSTRIKE HLDGS INC CL A 22788C105 2,806 15,376 SH   SOLE   0 0 15,376
CUMMINS INC COM 231021106 475 1,833 SH   SOLE   0 0 1,833
DESIGNER BRANDS INC CL A 250565108 1,743 100,200 SH   SOLE   0 0 100,200
DISH NETWORK CORPORATION CL A 25470M109 255 7,047 SH   SOLE   0 0 7,047
DISNEY WALT CO COM 254687106 6,685 36,231 SH   SOLE   0 0 36,231
DOLLAR GEN CORP NEW COM 256677105 430 2,122 SH   SOLE   0 0 2,122
EATON VANCE FLTING RATE INC COM 278279104 1,333 94,512 SH   SOLE   0 0 94,512
ECOLAB INC COM 278865100 944 4,408 SH   SOLE   0 0 4,408
EDWARDS LIFESCIENCES CORP COM 28176E108 379 4,534 SH   SOLE   0 0 4,534
FACEBOOK INC CL A 30303M102 3,523 11,961 SH   SOLE   0 0 11,961
FEDEX CORP COM 31428X106 847 2,982 SH   SOLE   0 0 2,982
FISERV INC COM 337738108 331 2,778 SH   SOLE   0 0 2,778
FLEXSHARES TR MORNSTAR UPSTR 33939L407 884 24,435 SH   SOLE   0 0 24,435
FLEXSHARES TR STOXX GLOBR INF 33939L795 698 12,437 SH   SOLE   0 0 12,437
FRANCO NEV CORP COM 351858105 233 1,860 SH   SOLE   0 0 1,860
GENERAL ELECTRIC CO COM 369604103 610 46,454 SH   SOLE   0 0 46,454
GENERAL MTRS CO COM 37045V100 948 16,499 SH   SOLE   0 0 16,499
GOLDMAN SACHS GROUP INC COM 38141G104 8,639 26,418 SH   SOLE   0 0 26,418
HDFC BANK LTD SPONSORED ADS 40415F101 622 8,010 SH   SOLE   0 0 8,010
HILTON WORLDWIDE HLDGS INC COM 43300A203 353 2,919 SH   SOLE   0 0 2,919
HOME DEPOT INC COM 437076102 817 2,677 SH   SOLE   0 0 2,677
HONEYWELL INTL INC COM 438516106 315 1,451 SH   SOLE   0 0 1,451
ILLINOIS TOOL WKS INC COM 452308109 9,546 43,094 SH   SOLE   0 0 43,094
INTEL CORP COM 458140100 1,104 17,245 SH   SOLE   0 0 17,245
INTUIT COM 461202103 712 1,860 SH   SOLE   0 0 1,860
INTUITIVE SURGICAL INC COM NEW 46120E602 294 398 SH   SOLE   0 0 398
INVESCO QQQ TR UNIT SER 1 46090E103 13,123 41,120 SH   SOLE   0 0 41,120
ISHARES TR RUSSELL 2000 ETF 464287655 5,107 23,113 SH   SOLE   0 0 23,113
ISHARES TR U.S. MED DVC ETF 464288810 1,978 5,987 SH   SOLE   0 0 5,987
ISHARES TR RUSSELL 3000 ETF 464287689 869 3,663 SH   SOLE   0 0 3,663
ISHARES TR MSCI ACWI ETF 464288257 494 5,188 SH   SOLE   0 0 5,188
ISHARES TR MSCI EMG MKT ETF 464287234 489 9,174 SH   SOLE   0 0 9,174
ISHARES TR U.S. TECH ETF 464287721 478 5,446 SH   SOLE   0 0 5,446
ISHARES TR RUS 1000 GRW ETF 464287614 432 1,776 SH   SOLE   0 0 1,776
ISHARES TR CORE S&P SCP ETF 464287804 309 2,848 SH   SOLE   0 0 2,848
ISHARES TR NASDAQ BIOTECH 464287556 273 1,815 SH   SOLE   0 0 1,815
JOHNSON & JOHNSON COM 478160104 2,470 15,028 SH   SOLE   0 0 15,028
JPMORGAN CHASE & CO COM 46625H100 13,115 86,152 SH   SOLE   0 0 86,152
LIBERTY BROADBAND CORP COM SER C 530307305 513 3,415 SH   SOLE   0 0 3,415
LILLY ELI & CO COM 532457108 268 1,434 SH   SOLE   0 0 1,434
LOWES COS INC COM 548661107 243 1,276 SH   SOLE   0 0 1,276
MARRIOTT INTL INC NEW CL A 571903202 677 4,570 SH   SOLE   0 0 4,570
MARTIN MARIETTA MATLS INC COM 573284106 432 1,285 SH   SOLE   0 0 1,285
MASTERCARD INCORPORATED CL A 57636Q104 2,910 8,174 SH   SOLE   0 0 8,174
MCDONALDS CORP COM 580135101 869 3,878 SH   SOLE   0 0 3,878
MEDTRONIC PLC SHS G5960L103 216 1,826 SH   SOLE   0 0 1,826
MERCK & CO. INC COM 58933Y105 6,870 89,111 SH   SOLE   0 0 89,111
MICROSOFT CORP COM 594918104 11,618 49,278 SH   SOLE   0 0 49,278
MODERNA INC COM 60770K107 1,578 12,048 SH   SOLE   0 0 12,048
MORGAN STANLEY COM NEW 617446448 541 6,963 SH   SOLE   0 0 6,963
NETFLIX INC COM 64110L106 1,178 2,259 SH   SOLE   0 0 2,259
NIKE INC CL B 654106103 902 6,788 SH   SOLE   0 0 6,788
NOVARTIS AG SPONSORED ADR 66987V109 273 3,191 SH   SOLE   0 0 3,191
NVIDIA CORPORATION COM 67066G104 1,255 2,351 SH   SOLE   0 0 2,351
ORACLE CORP COM 68389X105 715 10,193 SH   SOLE   0 0 10,193
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,088 46,720 SH   SOLE   0 0 46,720
PAYPAL HLDGS INC COM 70450Y103 958 3,943 SH   SOLE   0 0 3,943
PELOTON INTERACTIVE INC CL A COM 70614W100 851 7,571 SH   SOLE   0 0 7,571
PEPSICO INC COM 713448108 662 4,682 SH   SOLE   0 0 4,682
PFIZER INC COM 717081103 505 13,930 SH   SOLE   0 0 13,930
PHILIP MORRIS INTL INC COM 718172109 966 10,885 SH   SOLE   0 0 10,885
PNC FINL SVCS GROUP INC COM 693475105 4,509 25,705 SH   SOLE   0 0 25,705
POOL CORP COM 73278L105 427 1,237 SH   SOLE   0 0 1,237
PROCTER AND GAMBLE CO COM 742718109 4,108 30,335 SH   SOLE   0 0 30,335
PROGRESSIVE CORP COM 743315103 922 9,647 SH   SOLE   0 0 9,647
PROGYNY INC COM 74340E103 653 14,675 SH   SOLE   0 0 14,675
PROSHARES TR S&P 500 DV ARIST 74348A467 391 4,532 SH   SOLE   0 0 4,532
QUALCOMM INC COM 747525103 954 7,192 SH   SOLE   0 0 7,192
ROPER TECHNOLOGIES INC COM 776696106 569 1,411 SH   SOLE   0 0 1,411
ROSS STORES INC COM 778296103 676 5,640 SH   SOLE   0 0 5,640
S&P GLOBAL INC COM 78409V104 564 1,597 SH   SOLE   0 0 1,597
SALESFORCE COM INC COM 79466L302 235 1,109 SH   SOLE   0 0 1,109
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 49,827 515,216 SH   SOLE   0 0 515,216
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,763 49,602 SH   SOLE   0 0 49,602
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 7,586 57,117 SH   SOLE   0 0 57,117
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6,725 98,446 SH   SOLE   0 0 98,446
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,528 15,522 SH   SOLE   0 0 15,522
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 350 2,994 SH   SOLE   0 0 2,994
SHERWIN WILLIAMS CO COM 824348106 630 854 SH   SOLE   0 0 854
SHOPIFY INC CL A 82509L107 444 401 SH   SOLE   0 0 401
SIGNATURE BK NEW YORK N Y COM 82669G104 438 1,936 SH   SOLE   0 0 1,936
SNAP INC CL A 83304A106 337 6,439 SH   SOLE   0 0 6,439
SNOWFLAKE INC CL A 833445109 323 1,409 SH   SOLE   0 0 1,409
SPDR GOLD TR GOLD SHS 78463V107 2,568 16,055 SH   SOLE   0 0 16,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 235,883 595,168 SH   SOLE   0 0 595,168
STERLING BANCORP DEL COM 85917A100 765 33,249 SH   SOLE   0 0 33,249
TELADOC HEALTH INC COM 87918A105 1,100 6,050 SH   SOLE   0 0 6,050
TESLA INC COM 88160R101 3,341 5,002 SH   SOLE   0 0 5,002
TEXAS INSTRS INC COM 882508104 1,547 8,187 SH   SOLE   0 0 8,187
THERMO FISHER SCIENTIFIC INC COM 883556102 1,697 3,718 SH   SOLE   0 0 3,718
TJX COS INC NEW COM 872540109 989 14,958 SH   SOLE   0 0 14,958
TRANSDIGM GROUP INC COM 893641100 278 472 SH   SOLE   0 0 472
TRUPANION INC COM 898202106 838 11,000 SH   SOLE   0 0 11,000
UNILEVER PLC SPON ADR NEW 904767704 600 10,755 SH   SOLE   0 0 10,755
UNION PAC CORP COM 907818108 2,362 10,716 SH   SOLE   0 0 10,716
UNITED PARCEL SERVICE INC CL B 911312106 241 1,420 SH   SOLE   0 0 1,420
UNITEDHEALTH GROUP INC COM 91324P102 1,836 4,934 SH   SOLE   0 0 4,934
VANGUARD INDEX FDS TOTAL STK MKT 922908769 60,420 292,322 SH   SOLE   0 0 292,322
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,319 8,442 SH   SOLE   0 0 8,442
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,224 6,104 SH   SOLE   0 0 6,104
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,227 5,732 SH   SOLE   0 0 5,732
VANGUARD INDEX FDS GROWTH ETF 922908736 860 3,346 SH   SOLE   0 0 3,346
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,582 19,179 SH   SOLE   0 0 19,179
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 826 8,174 SH   SOLE   0 0 8,174
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,216 18,430 SH   SOLE   0 0 18,430
VERISK ANALYTICS INC COM 92345Y106 414 2,344 SH   SOLE   0 0 2,344
VERIZON COMMUNICATIONS INC COM 92343V104 1,365 23,481 SH   SOLE   0 0 23,481
VISA INC COM CL A 92826C839 1,745 8,244 SH   SOLE   0 0 8,244
WALMART INC COM 931142103 463 3,406 SH   SOLE   0 0 3,406
WATERS CORP COM 941848103 335 1,180 SH   SOLE   0 0 1,180
WAYFAIR INC CL A 94419L101 217 690 SH   SOLE   0 0 690
WEBSTER FINL CORP CONN COM 947890109 538 9,764 SH   SOLE   0 0 9,764
WELLS FARGO CO NEW COM 949746101 1,885 48,245 SH   SOLE   0 0 48,245
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,903 25,315 SH   SOLE   0 0 25,315
WORKDAY INC CL A 98138H101 326 1,314 SH   SOLE   0 0 1,314
YETI HLDGS INC COM 98585X104 509 7,045 SH   SOLE   0 0 7,045
YUM BRANDS INC COM 988498101 445 4,111 SH   SOLE   0 0 4,111
YUM CHINA HLDGS INC COM 98850P109 424 7,155 SH   SOLE   0 0 7,155
ZILLOW GROUP INC CL A 98954M101 268 2,040 SH   SOLE   0 0 2,040
ZOETIS INC CL A 98978V103 413 2,621 SH   SOLE   0 0 2,621